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Legacy Bank, Income and Expense

2025-06-30 (YTD Data)Rank
Total interest income$2,857,0003,611
Total interest expense$1,100,0003,330
Net interest income$1,757,0003,721
Provision for loan and lease losses$213,0001,579
Total noninterest income$89,0003,918
Gross Fiduciary activities income$0937
Service charges on deposit accounts$4,0004,128
Trading account gains and feesNANA
Additional Noninterest Income$85,0003,597
Total noninterest expense$3,535,0002,626
Salaries and employee benefits$2,364,0002,352
Premises and equipment expense$301,0002,727
Additional noninterest expense$85,0003,625
Pre-tax net operating income$-1,902,0004,400
Securities gains (losses)$0804
Applicable income taxes$03,247
Income before extraordinary items$-1,902,0004,341
Extraordinary gains, net$020
Net income$-1,902,0004,385
Minority interest net income$069
Net income of bank and minority interests.$-1,902,0004,385
Net charge-offs$90,0001,306
Cash dividends$02,872
Sale, conversion, retirement of capital stock, net$0478
Net operating income$-1,902,0004,389
2025-03-31 (YTD Data)Rank
Total interest income$1,375,0003,668
Total interest expense$500,0003,440
Net interest income$875,0003,732
Provision for loan and lease losses$-52,0004,308
Total noninterest income$40,0003,989
Gross Fiduciary activities income$0918
Service charges on deposit accounts$1,0004,209
Trading account gains and feesNANA
Additional Noninterest Income$39,0003,634
Total noninterest expense$1,854,0002,561
Salaries and employee benefits$1,337,0002,186
Premises and equipment expense$128,0002,943
Additional noninterest expense$39,0003,634
Pre-tax net operating income$-887,0004,426
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$-887,0004,404
Extraordinary gains, net$047
Net income$-887,0004,402
Minority interest net income$065
Net income of bank and minority interests.$-887,0004,404
Net charge-offs$-1,0003,409
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$-887,0004,412
2024-12-31 (YTD Data)Rank
Total interest income$4,869,0003,766
Total interest expense$1,617,0003,652
Net interest income$3,252,0003,768
Provision for loan and lease losses$298,0001,774
Total noninterest income$645,0003,164
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$7,0004,209
Trading account gains and feesNANA
Additional Noninterest Income$638,0002,724
Total noninterest expense$7,057,0002,609
Salaries and employee benefits$4,865,0002,279
Premises and equipment expense$529,0002,880
Additional noninterest expense$638,0002,724
Pre-tax net operating income$-3,458,0004,448
Securities gains (losses)$0940
Applicable income taxes$1,0003,260
Income before extraordinary items$-3,459,0004,428
Extraordinary gains, net$053
Net income$-3,459,0004,428
Minority interest net income$090
Net income of bank and minority interests.$-3,459,0004,428
Net charge-offs$7,0002,767
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$0564
Net operating income$-3,459,0004,440
2024-09-30 (YTD Data)Rank
Total interest income$3,519,0003,804
Total interest expense$1,168,0003,689
Net interest income$2,351,0003,806
Provision for loan and lease losses$193,0001,759
Total noninterest income$175,0003,872
Gross Fiduciary activities income$0972
Service charges on deposit accounts$6,0004,229
Trading account gains and feesNANA
Additional Noninterest Income$169,0003,489
Total noninterest expense$5,367,0002,557
Salaries and employee benefits$3,667,0002,252
Premises and equipment expense$403,0002,854
Additional noninterest expense$169,0003,489
Pre-tax net operating income$-3,034,0004,495
Securities gains (losses)$0930
Applicable income taxes$1,0003,258
Income before extraordinary items$-3,035,0004,481
Extraordinary gains, net$051
Net income$-3,035,0004,482
Minority interest net income$082
Net income of bank and minority interests.$-3,035,0004,482
Net charge-offs$02,823
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$-3,035,0004,488
2024-06-30 (YTD Data)Rank
Total interest income$2,293,0003,825
Total interest expense$761,0003,699
Net interest income$1,532,0003,841
Provision for loan and lease losses$50,0002,263
Total noninterest income$21,0004,380
Gross Fiduciary activities income$0962
Service charges on deposit accounts$4,0004,244
Trading account gains and feesNANA
Additional Noninterest Income$17,0004,224
Total noninterest expense$3,444,0002,606
Salaries and employee benefits$2,262,0002,377
Premises and equipment expense$269,0002,852
Additional noninterest expense$17,0004,229
Pre-tax net operating income$-1,941,0004,518
Securities gains (losses)$0628
Applicable income taxes$1,0003,259
Income before extraordinary items$-1,942,0004,496
Extraordinary gains, net$052
Net income$-1,942,0004,497
Minority interest net income$084
Net income of bank and minority interests.$-1,942,0004,498
Net charge-offs$02,587
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$-1,942,0004,504
2024-03-31 (YTD Data)Rank
Total interest income$1,104,0003,863
Total interest expense$342,0003,771
Net interest income$762,0003,864
Provision for loan and lease losses$45,0001,710
Total noninterest income$9,0004,401
Gross Fiduciary activities income$0895
Service charges on deposit accounts$2,0004,251
Trading account gains and feesNANA
Additional Noninterest Income$7,0004,274
Total noninterest expense$1,814,0002,517
Salaries and employee benefits$1,166,0002,335
Premises and equipment expense$137,0002,823
Additional noninterest expense$7,0004,306
Pre-tax net operating income$-1,088,0004,542
Securities gains (losses)$0689
Applicable income taxes$03,183
Income before extraordinary items$-1,088,0004,524
Extraordinary gains, net$051
Net income$-1,088,0004,524
Minority interest net income$072
Net income of bank and minority interests.$-1,088,0004,524
Net charge-offs$02,217
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$-1,088,0004,533
2023-12-31 (YTD Data)Rank
Total interest income$3,125,0004,067
Total interest expense$971,0003,724
Net interest income$2,154,0004,153
Provision for loan and lease losses$320,0001,602
Total noninterest income$101,0004,270
Gross Fiduciary activities income$0981
Service charges on deposit accounts$8,0004,298
Trading account gains and feesNANA
Additional Noninterest Income$93,0004,029
Total noninterest expense$6,593,0002,644
Salaries and employee benefits$4,186,0002,454
Premises and equipment expense$390,0003,291
Additional noninterest expense$93,0004,029
Pre-tax net operating income$-4,658,0004,569
Securities gains (losses)$0988
Applicable income taxes$1,0003,354
Income before extraordinary items$-4,659,0004,548
Extraordinary gains, net$054
Net income$-4,659,0004,548
Minority interest net income$088
Net income of bank and minority interests.$-4,659,0004,548
Net charge-offs$02,884
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$-4,659,0004,554
2023-09-30 (YTD Data)Rank
Total interest income$2,018,0004,175
Total interest expense$642,0003,744
Net interest income$1,376,0004,263
Provision for loan and lease losses$222,0001,602
Total noninterest income$67,0004,316
Gross Fiduciary activities income$0950
Service charges on deposit accounts$6,0004,323
Trading account gains and feesNANA
Additional Noninterest Income$61,0004,094
Total noninterest expense$4,734,0002,696
Salaries and employee benefits$2,962,0002,531
Premises and equipment expense$279,0003,355
Additional noninterest expense$61,0004,090
Pre-tax net operating income$-3,513,0004,563
Securities gains (losses)$0849
Applicable income taxes$1,0003,388
Income before extraordinary items$-3,514,0004,582
Extraordinary gains, net$052
Net income$-3,514,0004,581
Minority interest net income$081
Net income of bank and minority interests.$-3,514,0004,582
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$-3,514,0004,586
2023-06-30 (YTD Data)Rank
Total interest income$1,129,0004,269
Total interest expense$330,0003,823
Net interest income$799,0004,357
Provision for loan and lease losses$66,0002,053
Total noninterest income$35,0004,400
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,0004,425
Trading account gains and feesNANA
Additional Noninterest Income$34,0004,178
Total noninterest expense$3,038,0002,744
Salaries and employee benefits$1,852,0002,633
Premises and equipment expense$187,0003,350
Additional noninterest expense$34,0004,152
Pre-tax net operating income$-2,270,0004,595
Securities gains (losses)$0938
Applicable income taxes$1,0003,419
Income before extraordinary items$-2,271,0004,617
Extraordinary gains, net$051
Net income$-2,271,0004,615
Minority interest net income$081
Net income of bank and minority interests.$-2,271,0004,616
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$-2,271,0004,619
2023-03-31 (YTD Data)Rank
Total interest income$409,0004,451
Total interest expense$71,0004,218
Net interest income$338,0004,440
Provision for loan and lease losses$7,0002,414
Total noninterest income$6,0004,590
Gross Fiduciary activities income$0913
Service charges on deposit accounts$04,484
Trading account gains and feesNANA
Additional Noninterest Income$6,0004,436
Total noninterest expense$1,402,0002,901
Salaries and employee benefits$802,0002,873
Premises and equipment expense$92,0003,419
Additional noninterest expense$6,0004,436
Pre-tax net operating income$-1,065,0004,644
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$-1,065,0004,625
Extraordinary gains, net$04
Net income$-1,065,0004,624
Minority interest net income$048
Net income of bank and minority interests.$-1,065,0004,625
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$-1,065,0004,632
2022-12-31 (YTD Data)Rank
Total interest income$469,0004,641
Total interest expense$41,0004,566
Net interest income$428,0004,639
Provision for loan and lease losses$149,0001,993
Total noninterest income$26,0004,623
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$04,545
Trading account gains and feesNANA
Additional Noninterest Income$26,0004,489
Total noninterest expense$3,273,0003,617
Salaries and employee benefits$2,040,0003,449
Premises and equipment expense$147,0004,235
Additional noninterest expense$26,0004,489
Pre-tax net operating income$-2,968,0004,692
Securities gains (losses)$0691
Applicable income taxes$1,0003,582
Income before extraordinary items$-2,969,0004,674
Extraordinary gains, net$05
Net income$-2,969,0004,673
Minority interest net income$063
Net income of bank and minority interests.$-2,969,0004,674
Net charge-offs$02,620
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$22,599,00044
Net operating income$-2,969,0004,678
2022-09-30 (YTD Data)Rank
Total interest income$162,0004,701
Total interest expense$6,0004,669
Net interest income$156,0004,699
Provision for loan and lease losses$35,0002,408
Total noninterest income$3,0004,701
Gross Fiduciary activities income$0968
Service charges on deposit accounts$04,582
Trading account gains and feesNANA
Additional Noninterest Income$3,0004,628
Total noninterest expense$1,895,0003,916
Salaries and employee benefits$1,118,0003,839
Premises and equipment expense$96,0004,357
Additional noninterest expense$3,0004,628
Pre-tax net operating income$-1,771,0004,728
Securities gains (losses)$0740
Applicable income taxes$1,0003,582
Income before extraordinary items$-1,772,0004,701
Extraordinary gains, net$04
Net income$-1,772,0004,701
Minority interest net income$057
Net income of bank and minority interests.$-1,772,0004,701
Net charge-offs$02,349
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$25,990,00032
Net operating income$-1,772,0004,717
2022-06-30 (YTD Data)Rank
Total interest income$17,0004,764
Total interest expense$04,753
Net interest income$17,0004,763
Provision for loan and lease losses$02,599
Total noninterest income$04,732
Gross Fiduciary activities income$0925
Service charges on deposit accounts$04,638
Trading account gains and feesNANA
Additional Noninterest Income$04,696
Total noninterest expense$766,0004,355
Salaries and employee benefits$444,0004,309
Premises and equipment expense$21,0004,687
Additional noninterest expense$301,0004,188
Pre-tax net operating income$-749,0004,724
Securities gains (losses)$0687
Applicable income taxes$1,0003,535
Income before extraordinary items$-750,0004,696
Extraordinary gains, net$04
Net income$-750,0004,696
Minority interest net income$060
Net income of bank and minority interests.$-750,0004,696
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$25,990,00025
Net operating income$-750,0004,720

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.