Home > Legacy Bank > Income and Expense
Legacy Bank, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,258,000 | 4,192 |
| Total interest expense | $1,632,000 | 4,060 |
| Net interest income | $4,626,000 | 4,165 |
| Provision for loan and lease losses | $1,000,000 | 3,046 |
| Total noninterest income | $-2,625,000 | 7,608 |
| Gross Fiduciary activities income | $251,000 | 709 |
| Service charges on deposit accounts | $64,000 | 6,018 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-2,940,000 | 7,599 |
| Total noninterest expense | $5,616,000 | 3,274 |
| Salaries and employee benefits | $2,239,000 | 3,910 |
| Premises and equipment expense | $974,000 | 2,539 |
| Additional noninterest expense | $2,403,000 | 2,768 |
| Pre-tax net operating income | $-4,615,000 | 7,076 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $88,000 | 3,316 |
| Income before extraordinary items | $-4,703,000 | 7,155 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,703,000 | 7,155 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-4,703,000 | 7,155 |
| Net charge-offs | $4,369,000 | 1,135 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-4,703,000 | 7,134 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,859,000 | 4,187 |
| Total interest expense | $1,330,000 | 4,012 |
| Net interest income | $3,529,000 | 4,179 |
| Provision for loan and lease losses | $1,000,000 | 2,500 |
| Total noninterest income | $-2,005,000 | 7,723 |
| Gross Fiduciary activities income | $188,000 | 698 |
| Service charges on deposit accounts | $50,000 | 6,058 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-2,243,000 | 7,715 |
| Total noninterest expense | $3,964,000 | 3,442 |
| Salaries and employee benefits | $1,614,000 | 4,065 |
| Premises and equipment expense | $753,000 | 2,512 |
| Additional noninterest expense | $1,597,000 | 3,036 |
| Pre-tax net operating income | $-3,440,000 | 7,252 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $88,000 | 3,203 |
| Income before extraordinary items | $-3,528,000 | 7,329 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,528,000 | 7,329 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,528,000 | 7,329 |
| Net charge-offs | $3,299,000 | 1,061 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-3,528,000 | 7,315 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,342,000 | 4,144 |
| Total interest expense | $971,000 | 3,882 |
| Net interest income | $2,371,000 | 4,154 |
| Provision for loan and lease losses | $1,000,000 | 1,929 |
| Total noninterest income | $-1,481,000 | 7,796 |
| Gross Fiduciary activities income | $125,000 | 701 |
| Service charges on deposit accounts | $37,000 | 5,969 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-1,643,000 | 7,787 |
| Total noninterest expense | $2,623,000 | 3,482 |
| Salaries and employee benefits | $1,094,000 | 4,032 |
| Premises and equipment expense | $508,000 | 2,514 |
| Additional noninterest expense | $1,021,000 | 3,143 |
| Pre-tax net operating income | $-2,733,000 | 7,381 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $88,000 | 2,885 |
| Income before extraordinary items | $-2,821,000 | 7,432 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,821,000 | 7,432 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,821,000 | 7,432 |
| Net charge-offs | $3,300,000 | 763 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,821,000 | 7,426 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 4,080 |
| Total interest expense | $513,000 | 3,862 |
| Net interest income | $1,234,000 | 4,072 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $76,000 | 5,507 |
| Gross Fiduciary activities income | $63,000 | 711 |
| Service charges on deposit accounts | $21,000 | 5,847 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-8,000 | 7,556 |
| Total noninterest expense | $1,275,000 | 3,592 |
| Salaries and employee benefits | $512,000 | 4,280 |
| Premises and equipment expense | $255,000 | 2,546 |
| Additional noninterest expense | $508,000 | 3,140 |
| Pre-tax net operating income | $35,000 | 5,857 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $35,000 | 5,924 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $35,000 | 5,926 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $35,000 | 5,924 |
| Net charge-offs | $-47,000 | 7,778 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $35,000 | 5,810 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,592,000 | 3,635 |
| Total interest expense | $3,581,000 | 2,999 |
| Net interest income | $5,011,000 | 3,947 |
| Provision for loan and lease losses | $8,170,000 | 1,012 |
| Total noninterest income | $793,000 | 3,788 |
| Gross Fiduciary activities income | $247,000 | 708 |
| Service charges on deposit accounts | $186,000 | 4,773 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $360,000 | 3,701 |
| Total noninterest expense | $6,320,000 | 3,053 |
| Salaries and employee benefits | $2,636,000 | 3,547 |
| Premises and equipment expense | $1,154,000 | 2,293 |
| Additional noninterest expense | $2,530,000 | 2,712 |
| Pre-tax net operating income | $-8,686,000 | 7,430 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-8,686,000 | 7,503 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-8,686,000 | 7,502 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-8,686,000 | 7,502 |
| Net charge-offs | $6,855,000 | 912 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-8,686,000 | 7,514 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,663,000 | 3,586 |
| Total interest expense | $2,899,000 | 2,930 |
| Net interest income | $3,764,000 | 3,941 |
| Provision for loan and lease losses | $7,030,000 | 819 |
| Total noninterest income | $680,000 | 3,589 |
| Gross Fiduciary activities income | $183,000 | 706 |
| Service charges on deposit accounts | $150,000 | 4,682 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $347,000 | 3,405 |
| Total noninterest expense | $4,633,000 | 3,115 |
| Salaries and employee benefits | $1,980,000 | 3,567 |
| Premises and equipment expense | $863,000 | 2,326 |
| Additional noninterest expense | $1,790,000 | 2,817 |
| Pre-tax net operating income | $-7,219,000 | 7,635 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-7,219,000 | 7,697 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-7,219,000 | 7,696 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-7,219,000 | 7,696 |
| Net charge-offs | $5,943,000 | 716 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-7,219,000 | 7,706 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,568,000 | 3,548 |
| Total interest expense | $2,123,000 | 2,824 |
| Net interest income | $2,445,000 | 3,993 |
| Provision for loan and lease losses | $5,944,000 | 663 |
| Total noninterest income | $522,000 | 3,323 |
| Gross Fiduciary activities income | $117,000 | 728 |
| Service charges on deposit accounts | $101,000 | 4,644 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $304,000 | 2,981 |
| Total noninterest expense | $3,112,000 | 3,130 |
| Salaries and employee benefits | $1,410,000 | 3,420 |
| Premises and equipment expense | $576,000 | 2,338 |
| Additional noninterest expense | $1,126,000 | 2,994 |
| Pre-tax net operating income | $-6,089,000 | 7,795 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-6,089,000 | 7,849 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,089,000 | 7,848 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-6,089,000 | 7,848 |
| Net charge-offs | $3,281,000 | 795 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-6,089,000 | 7,859 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 3,588 |
| Total interest expense | $1,149,000 | 2,729 |
| Net interest income | $1,130,000 | 4,191 |
| Provision for loan and lease losses | $2,107,000 | 725 |
| Total noninterest income | $334,000 | 2,826 |
| Gross Fiduciary activities income | $59,000 | 738 |
| Service charges on deposit accounts | $43,000 | 4,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $232,000 | 2,304 |
| Total noninterest expense | $1,351,000 | 3,423 |
| Salaries and employee benefits | $693,000 | 3,494 |
| Premises and equipment expense | $285,000 | 2,399 |
| Additional noninterest expense | $373,000 | 3,775 |
| Pre-tax net operating income | $-1,994,000 | 7,826 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-1,994,000 | 7,902 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,994,000 | 7,903 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,994,000 | 7,903 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,994,000 | 7,903 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,886,000 | 2,663 |
| Total interest expense | $5,941,000 | 2,541 |
| Net interest income | $7,945,000 | 2,726 |
| Provision for loan and lease losses | $8,373,000 | 678 |
| Total noninterest income | $666,000 | 4,249 |
| Gross Fiduciary activities income | $306,000 | 682 |
| Service charges on deposit accounts | $62,000 | 6,466 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $298,000 | 4,113 |
| Total noninterest expense | $5,424,000 | 3,347 |
| Salaries and employee benefits | $2,922,000 | 3,326 |
| Premises and equipment expense | $1,140,000 | 2,352 |
| Additional noninterest expense | $1,362,000 | 3,886 |
| Pre-tax net operating income | $-5,186,000 | 7,812 |
| Securities gains (losses) | $14,000 | 2,367 |
| Applicable income taxes | $-157,000 | 7,168 |
| Income before extraordinary items | $-5,015,000 | 7,812 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,015,000 | 7,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,910,000 | 704 |
| Cash dividends | $950,000 | 2,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-5,028,580 | 7,865 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,010,000 | 2,571 |
| Total interest expense | $4,663,000 | 2,529 |
| Net interest income | $6,347,000 | 2,591 |
| Provision for loan and lease losses | $1,220,000 | 1,637 |
| Total noninterest income | $563,000 | 4,081 |
| Gross Fiduciary activities income | $240,000 | 675 |
| Service charges on deposit accounts | $44,000 | 6,559 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $279,000 | 3,802 |
| Total noninterest expense | $4,003,000 | 3,383 |
| Salaries and employee benefits | $2,144,000 | 3,426 |
| Premises and equipment expense | $855,000 | 2,355 |
| Additional noninterest expense | $1,004,000 | 3,857 |
| Pre-tax net operating income | $1,687,000 | 2,602 |
| Securities gains (losses) | $14,000 | 2,218 |
| Applicable income taxes | $629,000 | 1,645 |
| Income before extraordinary items | $1,072,000 | 2,968 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,072,000 | 2,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $950,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,063,040 | 3,132 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,549,000 | 2,533 |
| Total interest expense | $3,276,000 | 2,507 |
| Net interest income | $4,273,000 | 2,561 |
| Provision for loan and lease losses | $1,220,000 | 1,084 |
| Total noninterest income | $408,000 | 3,973 |
| Gross Fiduciary activities income | $157,000 | 688 |
| Service charges on deposit accounts | $29,000 | 6,599 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $222,000 | 3,569 |
| Total noninterest expense | $2,757,000 | 3,315 |
| Salaries and employee benefits | $1,494,000 | 3,342 |
| Premises and equipment expense | $572,000 | 2,362 |
| Additional noninterest expense | $691,000 | 3,755 |
| Pre-tax net operating income | $704,000 | 3,685 |
| Securities gains (losses) | $14,000 | 2,273 |
| Applicable income taxes | $261,000 | 2,370 |
| Income before extraordinary items | $457,000 | 4,206 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $457,000 | 4,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $448,040 | 4,185 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,973,000 | 2,485 |
| Total interest expense | $1,826,000 | 2,427 |
| Net interest income | $2,147,000 | 2,533 |
| Provision for loan and lease losses | $970,000 | 633 |
| Total noninterest income | $156,000 | 4,526 |
| Gross Fiduciary activities income | $82,000 | 689 |
| Service charges on deposit accounts | $16,000 | 6,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $58,000 | 4,758 |
| Total noninterest expense | $1,339,000 | 3,392 |
| Salaries and employee benefits | $703,000 | 3,534 |
| Premises and equipment expense | $281,000 | 2,399 |
| Additional noninterest expense | $355,000 | 3,633 |
| Pre-tax net operating income | $-6,000 | 7,215 |
| Securities gains (losses) | $14,000 | 1,798 |
| Applicable income taxes | $-3,000 | 7,775 |
| Income before extraordinary items | $11,000 | 7,128 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $11,000 | 7,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-3,000 | 7,209 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,586,000 | 2,758 |
| Total interest expense | $7,231,000 | 2,544 |
| Net interest income | $7,355,000 | 2,967 |
| Provision for loan and lease losses | $260,000 | 3,438 |
| Total noninterest income | $808,000 | 3,989 |
| Gross Fiduciary activities income | $237,000 | 763 |
| Service charges on deposit accounts | $63,000 | 6,552 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $508,000 | 3,287 |
| Total noninterest expense | $5,993,000 | 2,970 |
| Salaries and employee benefits | $3,450,000 | 2,846 |
| Premises and equipment expense | $1,126,000 | 2,307 |
| Additional noninterest expense | $1,417,000 | 3,584 |
| Pre-tax net operating income | $1,910,000 | 3,410 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $705,000 | 2,294 |
| Income before extraordinary items | $1,205,000 | 3,933 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,205,000 | 3,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,205,000 | 3,931 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,396,000 | 2,891 |
| Total interest expense | $5,129,000 | 2,685 |
| Net interest income | $5,267,000 | 3,096 |
| Provision for loan and lease losses | $27,000 | 5,609 |
| Total noninterest income | $640,000 | 3,879 |
| Gross Fiduciary activities income | $164,000 | 779 |
| Service charges on deposit accounts | $48,000 | 6,565 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $428,000 | 3,088 |
| Total noninterest expense | $3,898,000 | 3,310 |
| Salaries and employee benefits | $2,217,000 | 3,249 |
| Premises and equipment expense | $753,000 | 2,557 |
| Additional noninterest expense | $928,000 | 3,924 |
| Pre-tax net operating income | $1,982,000 | 2,855 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $739,000 | 2,011 |
| Income before extraordinary items | $1,243,000 | 3,386 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,243,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,243,000 | 3,370 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,373,000 | 3,123 |
| Total interest expense | $3,158,000 | 2,877 |
| Net interest income | $3,215,000 | 3,352 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $435,000 | 3,847 |
| Gross Fiduciary activities income | $104,000 | 804 |
| Service charges on deposit accounts | $35,000 | 6,515 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $296,000 | 3,029 |
| Total noninterest expense | $2,649,000 | 3,296 |
| Salaries and employee benefits | $1,534,000 | 3,188 |
| Premises and equipment expense | $501,000 | 2,587 |
| Additional noninterest expense | $614,000 | 3,952 |
| Pre-tax net operating income | $1,001,000 | 3,531 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $372,000 | 2,467 |
| Income before extraordinary items | $629,000 | 4,068 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $629,000 | 4,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $629,000 | 4,056 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,943,000 | 3,337 |
| Total interest expense | $1,435,000 | 3,102 |
| Net interest income | $1,508,000 | 3,523 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $133,000 | 4,896 |
| Gross Fiduciary activities income | $45,000 | 833 |
| Service charges on deposit accounts | $22,000 | 6,225 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $66,000 | 4,572 |
| Total noninterest expense | $1,232,000 | 3,493 |
| Salaries and employee benefits | $717,000 | 3,389 |
| Premises and equipment expense | $218,000 | 2,906 |
| Additional noninterest expense | $297,000 | 4,008 |
| Pre-tax net operating income | $409,000 | 3,937 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $409,000 | 3,438 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $409,000 | 3,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $409,000 | 3,412 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,484,000 | 3,727 |
| Total interest expense | $4,720,000 | 3,170 |
| Net interest income | $4,764,000 | 4,158 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $247,000 | 6,548 |
| Gross Fiduciary activities income | $104,000 | 929 |
| Service charges on deposit accounts | $44,000 | 6,981 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $99,000 | 6,345 |
| Total noninterest expense | $4,288,000 | 3,778 |
| Salaries and employee benefits | $2,596,000 | 3,514 |
| Premises and equipment expense | $766,000 | 3,106 |
| Additional noninterest expense | $926,000 | 4,767 |
| Pre-tax net operating income | $723,000 | 5,857 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-712,000 | 8,609 |
| Income before extraordinary items | $1,435,000 | 3,870 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,435,000 | 3,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,435,000 | 3,851 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,709,000 | 3,853 |
| Total interest expense | $3,362,000 | 3,213 |
| Net interest income | $3,347,000 | 4,400 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $151,000 | 6,947 |
| Gross Fiduciary activities income | $71,000 | 931 |
| Service charges on deposit accounts | $32,000 | 7,084 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 6,985 |
| Total noninterest expense | $2,788,000 | 4,189 |
| Salaries and employee benefits | $1,579,000 | 4,096 |
| Premises and equipment expense | $563,000 | 3,162 |
| Additional noninterest expense | $646,000 | 4,982 |
| Pre-tax net operating income | $710,000 | 5,489 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $710,000 | 4,974 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $710,000 | 4,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $710,000 | 4,968 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,263,000 | 3,941 |
| Total interest expense | $2,159,000 | 3,191 |
| Net interest income | $2,104,000 | 4,558 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $92,000 | 7,117 |
| Gross Fiduciary activities income | $37,000 | 995 |
| Service charges on deposit accounts | $20,000 | 7,168 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 6,919 |
| Total noninterest expense | $1,838,000 | 4,235 |
| Salaries and employee benefits | $1,053,000 | 4,112 |
| Premises and equipment expense | $371,000 | 3,174 |
| Additional noninterest expense | $414,000 | 5,084 |
| Pre-tax net operating income | $358,000 | 6,116 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $358,000 | 5,634 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $358,000 | 5,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $358,000 | 5,634 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,035,000 | 4,026 |
| Total interest expense | $1,046,000 | 3,144 |
| Net interest income | $989,000 | 4,746 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $46,000 | 7,078 |
| Gross Fiduciary activities income | $8,000 | 1,094 |
| Service charges on deposit accounts | $8,000 | 7,290 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,069 |
| Total noninterest expense | $865,000 | 4,448 |
| Salaries and employee benefits | $459,000 | 4,566 |
| Premises and equipment expense | $182,000 | 3,245 |
| Additional noninterest expense | $224,000 | 4,827 |
| Pre-tax net operating income | $170,000 | 6,165 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $170,000 | 5,681 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $170,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $170,000 | 5,675 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,001,000 | 5,827 |
| Total interest expense | $1,695,000 | 4,920 |
| Net interest income | $2,306,000 | 6,253 |
| Provision for loan and lease losses | $980,000 | 1,057 |
| Total noninterest income | $16,000 | 8,620 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $10,000 | 7,594 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,000 | 8,519 |
| Total noninterest expense | $3,374,000 | 4,418 |
| Salaries and employee benefits | $1,830,000 | 4,419 |
| Premises and equipment expense | $739,000 | 3,103 |
| Additional noninterest expense | $805,000 | 5,147 |
| Pre-tax net operating income | $-2,032,000 | 8,761 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-2,032,000 | 8,773 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-2,032,000 | 8,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $14,418,000 | 123 |
| Net operating income | $-2,032,000 | 8,758 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 6,353 |
| Total interest expense | $1,034,000 | 5,339 |
| Net interest income | $1,436,000 | 6,778 |
| Provision for loan and lease losses | $980,000 | 774 |
| Total noninterest income | $10,000 | 8,699 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $5,000 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,551 |
| Total noninterest expense | $2,337,000 | 4,637 |
| Salaries and employee benefits | $1,248,000 | 4,698 |
| Premises and equipment expense | $545,000 | 3,117 |
| Additional noninterest expense | $544,000 | 5,455 |
| Pre-tax net operating income | $-1,871,000 | 8,805 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-1,871,000 | 8,819 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,871,000 | 8,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $14,418,000 | 86 |
| Net operating income | $-1,871,000 | 8,804 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,165,000 | 7,143 |
| Total interest expense | $471,000 | 6,187 |
| Net interest income | $694,000 | 7,489 |
| Provision for loan and lease losses | $927,000 | 555 |
| Total noninterest income | $3,000 | 8,760 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,000 | 7,732 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,000 | 8,662 |
| Total noninterest expense | $1,557,000 | 4,616 |
| Salaries and employee benefits | $806,000 | 4,782 |
| Premises and equipment expense | $351,000 | 3,182 |
| Additional noninterest expense | $400,000 | 5,082 |
| Pre-tax net operating income | $-1,787,000 | 8,831 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-1,787,000 | 8,843 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,787,000 | 8,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $14,418,000 | 56 |
| Net operating income | $-1,787,000 | 8,827 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $257,000 | 8,428 |
| Total interest expense | $73,000 | 8,222 |
| Net interest income | $184,000 | 8,447 |
| Provision for loan and lease losses | $306,000 | 743 |
| Total noninterest income | $1,000 | 8,826 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $795,000 | 4,573 |
| Salaries and employee benefits | $416,000 | 4,693 |
| Premises and equipment expense | $164,000 | 3,396 |
| Additional noninterest expense | $215,000 | 4,837 |
| Pre-tax net operating income | $-916,000 | 8,894 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-916,000 | 8,899 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-916,000 | 8,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $14,549,000 | 26 |
| Net operating income | $-916,000 | 8,887 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.