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Legacy Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$36,074,0001,212
Total interest expense$10,013,0001,292
Net interest income$26,061,0001,159
Provision for loan and lease losses$4,504,000348
Total noninterest income$3,158,0001,583
Gross Fiduciary activities income$124,000700
Service charges on deposit accounts$687,0001,339
Trading account gains and fees$0123
Additional Noninterest Income$2,347,0001,475
Total noninterest expense$24,600,0001,027
Salaries and employee benefits$14,676,000978
Premises and equipment expense$3,562,000740
Additional noninterest expense$2,347,0001,475
Pre-tax net operating income$115,0004,239
Securities gains (losses)$0988
Applicable income taxes$-82,0004,411
Income before extraordinary items$197,0004,153
Extraordinary gains, net$054
Net income$197,0004,194
Minority interest net income$088
Net income of bank and minority interests.$197,0004,155
Net charge-offs$4,625,000246
Cash dividends$1,280,0001,918
Sale, conversion, retirement of capital stock, net$0540
Net operating income$197,0004,178
2023-09-30 (YTD Data)Rank
Total interest income$26,732,0001,200
Total interest expense$7,218,0001,246
Net interest income$19,514,0001,172
Provision for loan and lease losses$354,0001,235
Total noninterest income$2,352,0001,591
Gross Fiduciary activities income$95,000702
Service charges on deposit accounts$522,0001,325
Trading account gains and fees$0125
Additional Noninterest Income$1,735,0001,474
Total noninterest expense$18,195,0001,036
Salaries and employee benefits$11,064,000977
Premises and equipment expense$2,794,000719
Additional noninterest expense$1,735,0001,474
Pre-tax net operating income$3,317,0002,114
Securities gains (losses)$0849
Applicable income taxes$1,042,0001,255
Income before extraordinary items$2,275,0002,357
Extraordinary gains, net$052
Net income$2,275,0002,380
Minority interest net income$081
Net income of bank and minority interests.$2,275,0002,359
Net charge-offs$-50,0004,215
Cash dividends$1,280,0001,491
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,275,0002,380
2023-06-30 (YTD Data)Rank
Total interest income$17,799,0001,173
Total interest expense$4,515,0001,206
Net interest income$13,284,0001,162
Provision for loan and lease losses$204,0001,325
Total noninterest income$1,556,0001,523
Gross Fiduciary activities income$67,000698
Service charges on deposit accounts$347,0001,314
Trading account gains and fees$0112
Additional Noninterest Income$1,142,0001,413
Total noninterest expense$12,175,0001,029
Salaries and employee benefits$7,351,000980
Premises and equipment expense$1,937,000688
Additional noninterest expense$1,142,0001,412
Pre-tax net operating income$2,461,0001,980
Securities gains (losses)$0938
Applicable income taxes$770,0001,190
Income before extraordinary items$1,691,0002,253
Extraordinary gains, net$051
Net income$1,691,0002,280
Minority interest net income$081
Net income of bank and minority interests.$1,691,0002,253
Net charge-offs$-21,0004,131
Cash dividends$1,280,0001,209
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,691,0002,270
2023-03-31 (YTD Data)Rank
Total interest income$8,896,0001,164
Total interest expense$1,957,0001,209
Net interest income$6,939,0001,132
Provision for loan and lease losses$101,0001,275
Total noninterest income$793,0001,501
Gross Fiduciary activities income$45,000701
Service charges on deposit accounts$157,0001,431
Trading account gains and fees$097
Additional Noninterest Income$591,0001,375
Total noninterest expense$6,001,0001,053
Salaries and employee benefits$3,694,000997
Premises and equipment expense$977,000712
Additional noninterest expense$591,0001,375
Pre-tax net operating income$1,630,0001,689
Securities gains (losses)$0950
Applicable income taxes$517,0001,025
Income before extraordinary items$1,113,0001,962
Extraordinary gains, net$04
Net income$1,113,0001,962
Minority interest net income$048
Net income of bank and minority interests.$1,113,0001,962
Net charge-offs$-24,0004,273
Cash dividends$768,000970
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,113,0001,985
2022-12-31 (YTD Data)Rank
Total interest income$34,467,0001,019
Total interest expense$3,370,0001,077
Net interest income$31,097,000997
Provision for loan and lease losses$1,159,000738
Total noninterest income$3,414,0001,514
Gross Fiduciary activities income$70,000775
Service charges on deposit accounts$947,0001,057
Trading account gains and fees$0116
Additional Noninterest Income$2,397,0001,460
Total noninterest expense$22,237,0001,092
Salaries and employee benefits$13,695,0001,029
Premises and equipment expense$2,784,000926
Additional noninterest expense$2,397,0001,460
Pre-tax net operating income$11,115,0001,189
Securities gains (losses)$14,000389
Applicable income taxes$2,834,000859
Income before extraordinary items$8,295,0001,270
Extraordinary gains, net$05
Net income$8,295,0001,268
Minority interest net income$063
Net income of bank and minority interests.$8,295,0001,270
Net charge-offs$542,000568
Cash dividends$5,384,000735
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,283,9401,292
2022-09-30 (YTD Data)Rank
Total interest income$24,551,0001,020
Total interest expense$1,872,0001,075
Net interest income$22,679,0001,011
Provision for loan and lease losses$863,000693
Total noninterest income$2,700,0001,483
Gross Fiduciary activities income$48,000778
Service charges on deposit accounts$864,000924
Trading account gains and fees$0111
Additional Noninterest Income$1,788,0001,485
Total noninterest expense$15,989,0001,132
Salaries and employee benefits$10,405,0001,025
Premises and equipment expense$1,805,0001,030
Additional noninterest expense$1,788,0001,485
Pre-tax net operating income$8,527,0001,150
Securities gains (losses)$14,000385
Applicable income taxes$1,916,000916
Income before extraordinary items$6,625,0001,193
Extraordinary gains, net$04
Net income$6,625,0001,192
Minority interest net income$057
Net income of bank and minority interests.$6,625,0001,193
Net charge-offs$550,000421
Cash dividends$4,802,000607
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,613,9401,222
2022-06-30 (YTD Data)Rank
Total interest income$16,362,000982
Total interest expense$933,0001,207
Net interest income$15,429,000969
Provision for loan and lease losses$467,000719
Total noninterest income$1,913,0001,421
Gross Fiduciary activities income$29,000749
Service charges on deposit accounts$726,000759
Trading account gains and fees$0108
Additional Noninterest Income$1,158,0001,533
Total noninterest expense$10,646,0001,122
Salaries and employee benefits$6,936,0001,017
Premises and equipment expense$1,248,000997
Additional noninterest expense$2,462,0001,364
Pre-tax net operating income$6,229,0001,032
Securities gains (losses)$14,000354
Applicable income taxes$1,193,000901
Income before extraordinary items$5,050,0001,036
Extraordinary gains, net$04
Net income$5,050,0001,035
Minority interest net income$060
Net income of bank and minority interests.$5,050,0001,036
Net charge-offs$601,000304
Cash dividends$3,591,000540
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,038,6601,061
2022-03-31 (YTD Data)Rank
Total interest income$8,033,000970
Total interest expense$425,0001,260
Net interest income$7,608,000951
Provision for loan and lease losses$148,000832
Total noninterest income$971,0001,399
Gross Fiduciary activities income$24,000718
Service charges on deposit accounts$383,000727
Trading account gains and fees$0103
Additional Noninterest Income$564,0001,567
Total noninterest expense$5,479,0001,092
Salaries and employee benefits$3,529,0001,007
Premises and equipment expense$604,0001,030
Additional noninterest expense$1,346,0001,252
Pre-tax net operating income$2,952,0001,027
Securities gains (losses)$0623
Applicable income taxes$226,0001,511
Income before extraordinary items$2,726,000955
Extraordinary gains, net$04
Net income$2,726,000954
Minority interest net income$050
Net income of bank and minority interests.$2,726,000955
Net charge-offs$639,000198
Cash dividends$2,337,000425
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,726,000964
2021-12-31 (YTD Data)Rank
Total interest income$41,132,000809
Total interest expense$3,011,000899
Net interest income$38,121,000802
Provision for loan and lease losses$-6,0004,137
Total noninterest income$3,882,0001,549
Gross Fiduciary activities income$31,000799
Service charges on deposit accounts$1,406,000735
Trading account gains and fees$0132
Additional Noninterest Income$2,445,0001,705
Total noninterest expense$20,423,0001,144
Salaries and employee benefits$13,391,0001,037
Premises and equipment expense$2,323,0001,053
Additional noninterest expense$4,709,0001,393
Pre-tax net operating income$21,586,000694
Securities gains (losses)$02,062
Applicable income taxes$6,014,000552
Income before extraordinary items$15,572,000786
Extraordinary gains, net$010
Net income$15,572,000787
Minority interest net income$074
Net income of bank and minority interests.$15,572,000787
Net charge-offs$629,000555
Cash dividends$4,475,000867
Sale, conversion, retirement of capital stock, net$0582
Net operating income$15,572,000768
2021-09-30 (YTD Data)Rank
Total interest income$29,930,000849
Total interest expense$2,462,000879
Net interest income$27,468,000845
Provision for loan and lease losses$02,963
Total noninterest income$2,834,0001,603
Gross Fiduciary activities income$28,000776
Service charges on deposit accounts$1,024,000740
Trading account gains and fees$0132
Additional Noninterest Income$1,782,0001,797
Total noninterest expense$15,683,0001,140
Salaries and employee benefits$10,640,000990
Premises and equipment expense$1,655,0001,120
Additional noninterest expense$3,388,0001,443
Pre-tax net operating income$14,619,000788
Securities gains (losses)$02,015
Applicable income taxes$4,132,000606
Income before extraordinary items$10,487,000914
Extraordinary gains, net$08
Net income$10,487,000914
Minority interest net income$069
Net income of bank and minority interests.$10,487,000914
Net charge-offs$675,000414
Cash dividends$1,784,0001,259
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,487,000896
2021-06-30 (YTD Data)Rank
Total interest income$17,332,000946
Total interest expense$1,732,000877
Net interest income$15,600,000944
Provision for loan and lease losses$4,0002,796
Total noninterest income$1,827,0001,608
Gross Fiduciary activities income$25,000761
Service charges on deposit accounts$651,000748
Trading account gains and fees$0133
Additional Noninterest Income$1,151,0001,780
Total noninterest expense$10,812,0001,101
Salaries and employee benefits$7,601,000925
Premises and equipment expense$1,051,0001,165
Additional noninterest expense$2,160,0001,477
Pre-tax net operating income$6,611,0001,060
Securities gains (losses)$01,818
Applicable income taxes$1,972,000766
Income before extraordinary items$4,639,0001,256
Extraordinary gains, net$06
Net income$4,639,0001,256
Minority interest net income$067
Net income of bank and minority interests.$4,639,0001,256
Net charge-offs$518,000392
Cash dividends$343,0002,269
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,639,0001,229
2021-03-31 (YTD Data)Rank
Total interest income$7,406,0001,063
Total interest expense$779,0001,015
Net interest income$6,627,0001,077
Provision for loan and lease losses$69,0001,551
Total noninterest income$878,0001,655
Gross Fiduciary activities income$21,000735
Service charges on deposit accounts$325,000736
Trading account gains and fees$0127
Additional Noninterest Income$532,0001,857
Total noninterest expense$5,054,0001,140
Salaries and employee benefits$3,584,000963
Premises and equipment expense$454,0001,344
Additional noninterest expense$1,016,0001,529
Pre-tax net operating income$2,382,0001,350
Securities gains (losses)$01,392
Applicable income taxes$836,000831
Income before extraordinary items$1,546,0001,692
Extraordinary gains, net$03
Net income$1,546,0001,692
Minority interest net income$055
Net income of bank and minority interests.$1,546,0001,692
Net charge-offs$326,000326
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,546,0001,648
2020-12-31 (YTD Data)Rank
Total interest income$30,000,0001,048
Total interest expense$2,901,0001,524
Net interest income$27,099,0001,000
Provision for loan and lease losses$970,0001,623
Total noninterest income$3,274,0001,643
Gross Fiduciary activities income$39,000797
Service charges on deposit accounts$1,456,000684
Trading account gains and fees$0133
Additional Noninterest Income$1,779,0001,915
Total noninterest expense$21,893,0001,040
Salaries and employee benefits$13,712,000975
Premises and equipment expense$2,417,0001,011
Additional noninterest expense$5,764,0001,132
Pre-tax net operating income$7,510,0001,316
Securities gains (losses)$15,0002,194
Applicable income taxes$1,132,0001,338
Income before extraordinary items$6,393,0001,354
Extraordinary gains, net$04
Net income$6,393,0001,355
Minority interest net income$072
Net income of bank and minority interests.$6,393,0001,355
Net charge-offs$-279,0004,900
Cash dividends$3,181,0001,076
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,380,2501,318
2020-09-30 (YTD Data)Rank
Total interest income$23,224,0001,024
Total interest expense$2,209,0001,585
Net interest income$21,015,000964
Provision for loan and lease losses$668,0001,703
Total noninterest income$2,623,0001,544
Gross Fiduciary activities income$35,000764
Service charges on deposit accounts$1,097,000675
Trading account gains and fees$0125
Additional Noninterest Income$1,491,0001,747
Total noninterest expense$16,933,0001,010
Salaries and employee benefits$10,812,000917
Premises and equipment expense$1,693,0001,060
Additional noninterest expense$4,428,0001,094
Pre-tax net operating income$6,037,0001,204
Securities gains (losses)$15,0002,008
Applicable income taxes$3,024,000554
Income before extraordinary items$3,028,0001,891
Extraordinary gains, net$04
Net income$3,028,0001,890
Minority interest net income$065
Net income of bank and minority interests.$3,028,0001,891
Net charge-offs$-227,0004,924
Cash dividends$1,250,0001,485
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,016,1501,848
2020-06-30 (YTD Data)Rank
Total interest income$17,622,000937
Total interest expense$1,408,0001,732
Net interest income$16,214,000871
Provision for loan and lease losses$662,0001,368
Total noninterest income$1,289,0001,763
Gross Fiduciary activities income$30,000754
Service charges on deposit accounts$737,000677
Trading account gains and fees$0123
Additional Noninterest Income$522,0002,334
Total noninterest expense$11,599,000978
Salaries and employee benefits$7,543,000873
Premises and equipment expense$1,139,0001,050
Additional noninterest expense$2,917,0001,096
Pre-tax net operating income$5,242,000915
Securities gains (losses)$15,0001,767
Applicable income taxes$2,816,000382
Income before extraordinary items$2,441,0001,565
Extraordinary gains, net$04
Net income$2,441,0001,566
Minority interest net income$065
Net income of bank and minority interests.$2,441,0001,566
Net charge-offs$-186,0004,970
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,429,1501,524
2020-03-31 (YTD Data)Rank
Total interest income$5,753,0001,336
Total interest expense$680,0001,880
Net interest income$5,073,0001,236
Provision for loan and lease losses$-1,185,0005,114
Total noninterest income$156,0003,326
Gross Fiduciary activities income$25,000730
Service charges on deposit accounts$459,000657
Trading account gains and fees$0106
Additional Noninterest Income$-328,0005,097
Total noninterest expense$5,431,0001,040
Salaries and employee benefits$3,389,000963
Premises and equipment expense$552,0001,091
Additional noninterest expense$1,490,0001,107
Pre-tax net operating income$983,0001,848
Securities gains (losses)$15,0001,209
Applicable income taxes$1,165,000411
Income before extraordinary items$-167,0004,878
Extraordinary gains, net$04
Net income$-167,0004,877
Minority interest net income$056
Net income of bank and minority interests.$-167,0004,878
Net charge-offs$-1,675,0005,110
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-178,8504,913
2019-12-31 (YTD Data)Rank
Total interest income$22,963,0001,350
Total interest expense$2,827,0001,887
Net interest income$20,136,0001,251
Provision for loan and lease losses$6,0003,898
Total noninterest income$4,980,0001,129
Gross Fiduciary activities income$54,000787
Service charges on deposit accounts$1,798,000696
Trading account gains and fees$0135
Additional Noninterest Income$3,128,0001,166
Total noninterest expense$21,609,0001,024
Salaries and employee benefits$12,808,000985
Premises and equipment expense$2,603,000952
Additional noninterest expense$6,198,0001,064
Pre-tax net operating income$3,501,0002,232
Securities gains (losses)$5,0002,084
Applicable income taxes$03,859
Income before extraordinary items$3,506,0002,084
Extraordinary gains, net$011
Net income$3,506,0002,086
Minority interest net income$076
Net income of bank and minority interests.$3,506,0002,086
Net charge-offs$264,0001,454
Cash dividends$2,448,0001,397
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,501,0002,046
2019-09-30 (YTD Data)Rank
Total interest income$17,214,0001,362
Total interest expense$2,147,0001,880
Net interest income$15,067,0001,265
Provision for loan and lease losses$-5,0005,030
Total noninterest income$3,737,0001,120
Gross Fiduciary activities income$46,000772
Service charges on deposit accounts$1,313,000708
Trading account gains and fees$0129
Additional Noninterest Income$2,378,0001,147
Total noninterest expense$16,157,0001,020
Salaries and employee benefits$9,691,000983
Premises and equipment expense$1,936,000959
Additional noninterest expense$4,530,0001,075
Pre-tax net operating income$2,652,0002,278
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$2,652,0002,104
Extraordinary gains, net$011
Net income$2,652,0002,104
Minority interest net income$072
Net income of bank and minority interests.$2,652,0002,105
Net charge-offs$-19,0004,594
Cash dividends$1,232,0001,601
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,652,0002,079
2019-06-30 (YTD Data)Rank
Total interest income$11,496,0001,355
Total interest expense$1,441,0001,851
Net interest income$10,055,0001,265
Provision for loan and lease losses$-1,0005,079
Total noninterest income$2,468,0001,110
Gross Fiduciary activities income$39,000762
Service charges on deposit accounts$841,000728
Trading account gains and fees$0131
Additional Noninterest Income$1,588,0001,117
Total noninterest expense$10,646,0001,029
Salaries and employee benefits$6,399,000983
Premises and equipment expense$1,311,000954
Additional noninterest expense$2,936,0001,110
Pre-tax net operating income$1,878,0002,173
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$1,878,0002,001
Extraordinary gains, net$011
Net income$1,878,0001,999
Minority interest net income$069
Net income of bank and minority interests.$1,878,0002,001
Net charge-offs$-43,0004,867
Cash dividends$627,0001,865
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,878,0001,978
2019-03-31 (YTD Data)Rank
Total interest income$5,788,0001,338
Total interest expense$722,0001,801
Net interest income$5,066,0001,248
Provision for loan and lease losses$1,0003,384
Total noninterest income$1,238,0001,068
Gross Fiduciary activities income$30,000737
Service charges on deposit accounts$402,000745
Trading account gains and fees$0126
Additional Noninterest Income$806,0001,042
Total noninterest expense$5,290,0001,034
Salaries and employee benefits$3,170,000989
Premises and equipment expense$678,000928
Additional noninterest expense$1,442,0001,105
Pre-tax net operating income$1,013,0002,037
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,013,0001,853
Extraordinary gains, net$05
Net income$1,013,0001,851
Minority interest net income$052
Net income of bank and minority interests.$1,013,0001,852
Net charge-offs$-20,0004,863
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,013,0001,830
2018-12-31 (YTD Data)Rank
Total interest income$22,630,0001,294
Total interest expense$2,759,0001,522
Net interest income$19,871,0001,248
Provision for loan and lease losses$107,0003,007
Total noninterest income$3,942,0001,282
Gross Fiduciary activities income$94,000768
Service charges on deposit accounts$1,880,000680
Trading account gains and fees$0126
Additional Noninterest Income$1,968,0001,511
Total noninterest expense$21,222,0001,021
Salaries and employee benefits$12,106,000999
Premises and equipment expense$2,508,000971
Additional noninterest expense$6,608,0001,012
Pre-tax net operating income$2,484,0002,790
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$2,484,0002,597
Extraordinary gains, net$06
Net income$2,484,0002,596
Minority interest net income$072
Net income of bank and minority interests.$2,484,0002,596
Net charge-offs$-474,0005,302
Cash dividends$2,572,0001,230
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,484,0002,590
2018-09-30 (YTD Data)Rank
Total interest income$16,902,0001,295
Total interest expense$2,030,0001,476
Net interest income$14,872,0001,251
Provision for loan and lease losses$91,0002,675
Total noninterest income$4,149,0001,037
Gross Fiduciary activities income$83,000753
Service charges on deposit accounts$1,412,000671
Trading account gains and fees$0138
Additional Noninterest Income$2,654,0001,020
Total noninterest expense$15,675,0001,033
Salaries and employee benefits$8,969,0001,015
Premises and equipment expense$1,690,0001,062
Additional noninterest expense$5,016,000992
Pre-tax net operating income$3,255,0002,008
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,255,0001,792
Extraordinary gains, net$05
Net income$3,255,0001,791
Minority interest net income$066
Net income of bank and minority interests.$3,255,0001,791
Net charge-offs$-492,0005,385
Cash dividends$1,818,0001,157
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,255,0001,785
2018-06-30 (YTD Data)Rank
Total interest income$11,139,0001,295
Total interest expense$1,311,0001,445
Net interest income$9,828,0001,259
Provision for loan and lease losses$85,0002,347
Total noninterest income$2,678,0001,055
Gross Fiduciary activities income$66,000745
Service charges on deposit accounts$914,000683
Trading account gains and fees$0130
Additional Noninterest Income$1,698,0001,058
Total noninterest expense$10,173,0001,052
Salaries and employee benefits$5,797,0001,046
Premises and equipment expense$1,125,0001,065
Additional noninterest expense$3,251,0001,010
Pre-tax net operating income$2,248,0001,921
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,248,0001,726
Extraordinary gains, net$06
Net income$2,248,0001,725
Minority interest net income$065
Net income of bank and minority interests.$2,248,0001,725
Net charge-offs$-464,0005,458
Cash dividends$1,029,0001,277
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,248,0001,719
2018-03-31 (YTD Data)Rank
Total interest income$5,444,0001,304
Total interest expense$637,0001,423
Net interest income$4,807,0001,277
Provision for loan and lease losses$48,0002,128
Total noninterest income$1,353,0001,039
Gross Fiduciary activities income$39,000740
Service charges on deposit accounts$450,000695
Trading account gains and fees$0123
Additional Noninterest Income$864,0001,022
Total noninterest expense$4,976,0001,074
Salaries and employee benefits$2,871,0001,063
Premises and equipment expense$538,0001,115
Additional noninterest expense$1,567,0001,035
Pre-tax net operating income$1,136,0001,858
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,136,0001,652
Extraordinary gains, net$07
Net income$1,136,0001,652
Minority interest net income$052
Net income of bank and minority interests.$1,136,0001,652
Net charge-offs$-18,0004,945
Cash dividends$176,0002,000
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,136,0001,640
2017-12-31 (YTD Data)Rank
Total interest income$21,418,0001,276
Total interest expense$2,278,0001,385
Net interest income$19,140,0001,265
Provision for loan and lease losses$-181,0005,426
Total noninterest income$5,295,0001,074
Gross Fiduciary activities income$79,000805
Service charges on deposit accounts$1,836,000699
Trading account gains and fees$0151
Additional Noninterest Income$3,380,0001,070
Total noninterest expense$21,584,000989
Salaries and employee benefits$11,588,0001,026
Premises and equipment expense$2,794,000878
Additional noninterest expense$7,202,000913
Pre-tax net operating income$3,032,0002,467
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$3,032,0002,027
Extraordinary gains, net$09
Net income$3,032,0002,025
Minority interest net income$076
Net income of bank and minority interests.$3,032,0002,027
Net charge-offs$-117,0005,340
Cash dividends$2,509,0001,174
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,032,0002,003
2017-09-30 (YTD Data)Rank
Total interest income$15,963,0001,283
Total interest expense$1,641,0001,412
Net interest income$14,322,0001,271
Provision for loan and lease losses$-528,0005,637
Total noninterest income$4,290,0001,036
Gross Fiduciary activities income$61,000806
Service charges on deposit accounts$1,377,000696
Trading account gains and fees$0145
Additional Noninterest Income$2,852,0001,012
Total noninterest expense$16,370,000982
Salaries and employee benefits$8,820,0001,018
Premises and equipment expense$2,151,000861
Additional noninterest expense$5,399,000909
Pre-tax net operating income$2,770,0002,200
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$2,770,0001,852
Extraordinary gains, net$09
Net income$2,770,0001,852
Minority interest net income$071
Net income of bank and minority interests.$2,770,0001,852
Net charge-offs$-667,0005,662
Cash dividends$2,204,000968
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,770,0001,826
2017-06-30 (YTD Data)Rank
Total interest income$10,706,0001,267
Total interest expense$1,015,0001,464
Net interest income$9,691,0001,245
Provision for loan and lease losses$-565,0005,710
Total noninterest income$3,146,000954
Gross Fiduciary activities income$30,000833
Service charges on deposit accounts$922,000683
Trading account gains and fees$0139
Additional Noninterest Income$2,194,000903
Total noninterest expense$11,059,000974
Salaries and employee benefits$5,839,0001,027
Premises and equipment expense$1,492,000835
Additional noninterest expense$3,728,000879
Pre-tax net operating income$2,343,0001,795
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,343,0001,501
Extraordinary gains, net$011
Net income$2,343,0001,500
Minority interest net income$071
Net income of bank and minority interests.$2,343,0001,501
Net charge-offs$-706,0005,739
Cash dividends$868,0001,459
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,343,0001,485
2017-03-31 (YTD Data)Rank
Total interest income$5,135,0001,304
Total interest expense$426,0001,660
Net interest income$4,709,0001,269
Provision for loan and lease losses$45,0002,149
Total noninterest income$1,357,0001,075
Gross Fiduciary activities income$23,000807
Service charges on deposit accounts$450,000700
Trading account gains and fees$0142
Additional Noninterest Income$884,0001,042
Total noninterest expense$5,248,0001,032
Salaries and employee benefits$2,901,0001,048
Premises and equipment expense$540,0001,103
Additional noninterest expense$1,807,000899
Pre-tax net operating income$773,0002,358
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$773,0002,035
Extraordinary gains, net$08
Net income$773,0002,036
Minority interest net income$055
Net income of bank and minority interests.$773,0002,036
Net charge-offs$-31,0005,385
Cash dividends$365,0001,474
Sale, conversion, retirement of capital stock, net$0632
Net operating income$773,0002,012
2016-12-31 (YTD Data)Rank
Total interest income$21,129,0001,235
Total interest expense$1,486,0001,815
Net interest income$19,643,0001,195
Provision for loan and lease losses$85,0003,269
Total noninterest income$6,269,000984
Gross Fiduciary activities income$89,000816
Service charges on deposit accounts$1,821,000714
Trading account gains and fees$0170
Additional Noninterest Income$4,359,000934
Total noninterest expense$23,438,000908
Salaries and employee benefits$11,985,000984
Premises and equipment expense$2,589,000935
Additional noninterest expense$8,864,000754
Pre-tax net operating income$2,389,0002,750
Securities gains (losses)$417,000523
Applicable income taxes$04,278
Income before extraordinary items$2,806,0002,213
Extraordinary gains, net$05
Net income$2,806,0002,211
Minority interest net income$082
Net income of bank and minority interests.$2,806,0002,212
Net charge-offs$963,000679
Cash dividends$1,034,0002,156
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,389,0002,435
2016-09-30 (YTD Data)Rank
Total interest income$15,848,0001,242
Total interest expense$1,128,0001,802
Net interest income$14,720,0001,192
Provision for loan and lease losses$80,0002,967
Total noninterest income$4,781,000965
Gross Fiduciary activities income$69,000815
Service charges on deposit accounts$1,386,000705
Trading account gains and fees$0169
Additional Noninterest Income$3,326,000925
Total noninterest expense$17,766,000896
Salaries and employee benefits$9,108,000969
Premises and equipment expense$2,038,000907
Additional noninterest expense$6,620,000748
Pre-tax net operating income$1,655,0002,945
Securities gains (losses)$417,000474
Applicable income taxes$04,325
Income before extraordinary items$2,072,0002,285
Extraordinary gains, net$05
Net income$2,072,0002,284
Minority interest net income$071
Net income of bank and minority interests.$2,072,0002,285
Net charge-offs$-695,0005,895
Cash dividends$748,0001,978
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,655,0002,592
2016-06-30 (YTD Data)Rank
Total interest income$10,618,0001,238
Total interest expense$762,0001,784
Net interest income$9,856,0001,191
Provision for loan and lease losses$86,0002,476
Total noninterest income$3,209,000945
Gross Fiduciary activities income$49,000823
Service charges on deposit accounts$915,000690
Trading account gains and fees$0157
Additional Noninterest Income$2,245,000894
Total noninterest expense$11,900,000897
Salaries and employee benefits$6,157,000956
Premises and equipment expense$1,430,000874
Additional noninterest expense$4,313,000774
Pre-tax net operating income$1,079,0002,946
Securities gains (losses)$417,000323
Applicable income taxes$04,338
Income before extraordinary items$1,496,0002,129
Extraordinary gains, net$016
Net income$1,496,0002,129
Minority interest net income$071
Net income of bank and minority interests.$1,496,0002,129
Net charge-offs$-65,0005,583
Cash dividends$384,0002,271
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,079,0002,603
2016-03-31 (YTD Data)Rank
Total interest income$5,246,0001,251
Total interest expense$371,0001,828
Net interest income$4,875,0001,203
Provision for loan and lease losses$114,0001,417
Total noninterest income$1,560,000934
Gross Fiduciary activities income$29,000805
Service charges on deposit accounts$442,000711
Trading account gains and fees$0142
Additional Noninterest Income$1,089,000883
Total noninterest expense$5,553,000948
Salaries and employee benefits$3,073,000962
Premises and equipment expense$523,0001,142
Additional noninterest expense$1,957,000830
Pre-tax net operating income$768,0002,329
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$768,0002,058
Extraordinary gains, net$012
Net income$768,0002,058
Minority interest net income$062
Net income of bank and minority interests.$768,0002,058
Net charge-offs$247,000560
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$768,0002,011
2015-12-31 (YTD Data)Rank
Total interest income$21,000,0001,219
Total interest expense$1,591,0001,689
Net interest income$19,409,0001,180
Provision for loan and lease losses$900,000886
Total noninterest income$7,604,000830
Gross Fiduciary activities income$83,000844
Service charges on deposit accounts$1,895,000692
Trading account gains and fees$0159
Additional Noninterest Income$5,626,000752
Total noninterest expense$24,865,000831
Salaries and employee benefits$11,978,000945
Premises and equipment expense$2,270,0001,043
Additional noninterest expense$10,617,000644
Pre-tax net operating income$1,248,0003,787
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$1,248,0003,560
Extraordinary gains, net$023
Net income$1,248,0003,558
Minority interest net income$081
Net income of bank and minority interests.$1,248,0003,560
Net charge-offs$1,079,000644
Cash dividends$950,0002,202
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,248,0003,512
2015-09-30 (YTD Data)Rank
Total interest income$15,820,0001,215
Total interest expense$1,209,0001,696
Net interest income$14,611,0001,176
Provision for loan and lease losses$900,000655
Total noninterest income$5,998,000811
Gross Fiduciary activities income$67,000838
Service charges on deposit accounts$1,402,000701
Trading account gains and fees$0153
Additional Noninterest Income$4,529,000709
Total noninterest expense$18,900,000832
Salaries and employee benefits$9,001,000948
Premises and equipment expense$1,656,0001,091
Additional noninterest expense$8,243,000615
Pre-tax net operating income$809,0004,064
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$809,0003,865
Extraordinary gains, net$021
Net income$809,0003,864
Minority interest net income$078
Net income of bank and minority interests.$809,0003,865
Net charge-offs$1,077,000471
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$809,0003,815
2015-06-30 (YTD Data)Rank
Total interest income$10,743,0001,191
Total interest expense$818,0001,687
Net interest income$9,925,0001,147
Provision for loan and lease losses$800,000512
Total noninterest income$4,049,000808
Gross Fiduciary activities income$47,000842
Service charges on deposit accounts$890,000742
Trading account gains and fees$0157
Additional Noninterest Income$3,112,000698
Total noninterest expense$12,632,000825
Salaries and employee benefits$6,023,000948
Premises and equipment expense$1,081,0001,118
Additional noninterest expense$5,528,000617
Pre-tax net operating income$542,0004,059
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$542,0003,833
Extraordinary gains, net$022
Net income$542,0003,834
Minority interest net income$075
Net income of bank and minority interests.$542,0003,836
Net charge-offs$1,069,000328
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$542,0003,775
2015-03-31 (YTD Data)Rank
Total interest income$5,226,0001,215
Total interest expense$417,0001,666
Net interest income$4,809,0001,180
Provision for loan and lease losses$146,0001,172
Total noninterest income$1,936,000810
Gross Fiduciary activities income$30,000822
Service charges on deposit accounts$417,000760
Trading account gains and fees$0152
Additional Noninterest Income$1,489,000688
Total noninterest expense$6,599,000787
Salaries and employee benefits$2,996,000948
Premises and equipment expense$528,0001,149
Additional noninterest expense$3,075,000549
Pre-tax net operating income$06,008
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$06,053
Extraordinary gains, net$013
Net income$06,054
Minority interest net income$064
Net income of bank and minority interests.$06,054
Net charge-offs$537,000333
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$06,015
2014-12-31 (YTD Data)Rank
Total interest income$21,784,0001,178
Total interest expense$1,867,0001,578
Net interest income$19,917,0001,133
Provision for loan and lease losses$6,474,000177
Total noninterest income$10,868,000603
Gross Fiduciary activities income$88,000872
Service charges on deposit accounts$1,939,000705
Trading account gains and fees$0180
Additional Noninterest Income$8,841,000501
Total noninterest expense$28,815,000713
Salaries and employee benefits$10,715,0001,012
Premises and equipment expense$2,642,000921
Additional noninterest expense$15,458,000452
Pre-tax net operating income$-4,504,0006,487
Securities gains (losses)$-23,0006,152
Applicable income taxes$04,531
Income before extraordinary items$-4,527,0006,477
Extraordinary gains, net$017
Net income$-4,527,0006,476
Minority interest net income$084
Net income of bank and minority interests.$-4,527,0006,476
Net charge-offs$6,785,000180
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-4,504,0006,477
2014-09-30 (YTD Data)Rank
Total interest income$16,670,0001,161
Total interest expense$1,418,0001,575
Net interest income$15,252,0001,111
Provision for loan and lease losses$2,298,000304
Total noninterest income$8,465,000589
Gross Fiduciary activities income$69,000862
Service charges on deposit accounts$1,462,000692
Trading account gains and fees$0174
Additional Noninterest Income$6,934,000481
Total noninterest expense$22,589,000676
Salaries and employee benefits$8,646,000942
Premises and equipment expense$2,066,000895
Additional noninterest expense$11,877,000440
Pre-tax net operating income$-1,170,0006,492
Securities gains (losses)$-23,0006,266
Applicable income taxes$04,583
Income before extraordinary items$-1,193,0006,496
Extraordinary gains, net$015
Net income$-1,193,0006,495
Minority interest net income$081
Net income of bank and minority interests.$-1,193,0006,495
Net charge-offs$2,967,000270
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-1,170,0006,493
2014-06-30 (YTD Data)Rank
Total interest income$11,439,0001,121
Total interest expense$955,0001,575
Net interest income$10,484,0001,072
Provision for loan and lease losses$1,998,000253
Total noninterest income$5,637,000589
Gross Fiduciary activities income$50,000863
Service charges on deposit accounts$943,000710
Trading account gains and fees$0172
Additional Noninterest Income$4,644,000483
Total noninterest expense$13,996,000722
Salaries and employee benefits$5,803,000938
Premises and equipment expense$1,431,000868
Additional noninterest expense$6,762,000501
Pre-tax net operating income$127,0005,665
Securities gains (losses)$-23,0006,399
Applicable income taxes$04,568
Income before extraordinary items$104,0005,726
Extraordinary gains, net$020
Net income$104,0005,728
Minority interest net income$080
Net income of bank and minority interests.$104,0005,728
Net charge-offs$2,780,000219
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$127,0005,563
2014-03-31 (YTD Data)Rank
Total interest income$5,699,0001,122
Total interest expense$477,0001,597
Net interest income$5,222,0001,078
Provision for loan and lease losses$302,000684
Total noninterest income$2,793,000575
Gross Fiduciary activities income$31,000843
Service charges on deposit accounts$441,000739
Trading account gains and fees$0147
Additional Noninterest Income$2,321,000449
Total noninterest expense$7,010,000728
Salaries and employee benefits$2,868,000962
Premises and equipment expense$708,000892
Additional noninterest expense$3,434,000489
Pre-tax net operating income$703,0002,313
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$703,0001,989
Extraordinary gains, net$016
Net income$703,0001,992
Minority interest net income$066
Net income of bank and minority interests.$703,0001,992
Net charge-offs$945,000310
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$703,0001,954
2013-12-31 (YTD Data)Rank
Total interest income$24,164,0001,049
Total interest expense$2,364,0001,442
Net interest income$21,800,0001,003
Provision for loan and lease losses$3,813,000342
Total noninterest income$9,962,000670
Gross Fiduciary activities income$76,000901
Service charges on deposit accounts$1,979,000705
Trading account gains and fees$0184
Additional Noninterest Income$7,907,000574
Total noninterest expense$25,646,000793
Salaries and employee benefits$10,918,000983
Premises and equipment expense$2,505,000961
Additional noninterest expense$12,223,000562
Pre-tax net operating income$2,303,0002,598
Securities gains (losses)$117,0001,209
Applicable income taxes$04,631
Income before extraordinary items$2,420,0002,256
Extraordinary gains, net$029
Net income$2,420,0002,259
Minority interest net income$090
Net income of bank and minority interests.$2,420,0002,259
Net charge-offs$3,627,000455
Cash dividends$2,350,0001,054
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,303,0002,291
2013-09-30 (YTD Data)Rank
Total interest income$17,493,0001,094
Total interest expense$1,833,0001,440
Net interest income$15,660,0001,056
Provision for loan and lease losses$1,653,000583
Total noninterest income$7,213,000707
Gross Fiduciary activities income$57,000896
Service charges on deposit accounts$1,482,000703
Trading account gains and fees$0180
Additional Noninterest Income$5,674,000602
Total noninterest expense$18,766,000811
Salaries and employee benefits$7,985,0001,009
Premises and equipment expense$1,765,0001,023
Additional noninterest expense$9,016,000579
Pre-tax net operating income$2,454,0002,093
Securities gains (losses)$-222,0006,785
Applicable income taxes$04,713
Income before extraordinary items$2,232,0001,948
Extraordinary gains, net$025
Net income$2,232,0001,955
Minority interest net income$084
Net income of bank and minority interests.$2,232,0001,954
Net charge-offs$2,191,000561
Cash dividends$2,000,000865
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,454,0001,754
2013-06-30 (YTD Data)Rank
Total interest income$12,121,0001,045
Total interest expense$1,258,0001,429
Net interest income$10,863,000994
Provision for loan and lease losses$399,0001,392
Total noninterest income$4,464,000759
Gross Fiduciary activities income$38,000905
Service charges on deposit accounts$967,000706
Trading account gains and fees$0157
Additional Noninterest Income$3,459,000651
Total noninterest expense$12,067,000842
Salaries and employee benefits$5,320,0001,019
Premises and equipment expense$1,157,0001,036
Additional noninterest expense$5,590,000613
Pre-tax net operating income$2,861,0001,286
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$2,861,0001,084
Extraordinary gains, net$022
Net income$2,861,0001,085
Minority interest net income$082
Net income of bank and minority interests.$2,861,0001,087
Net charge-offs$1,0004,803
Cash dividends$2,000,000614
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,861,0001,043
2013-03-31 (YTD Data)Rank
Total interest income$5,995,0001,064
Total interest expense$633,0001,467
Net interest income$5,362,0001,011
Provision for loan and lease losses$249,0001,166
Total noninterest income$1,944,000840
Gross Fiduciary activities income$24,000890
Service charges on deposit accounts$466,000730
Trading account gains and fees$0148
Additional Noninterest Income$1,454,000765
Total noninterest expense$5,812,000888
Salaries and employee benefits$2,605,0001,049
Premises and equipment expense$580,0001,056
Additional noninterest expense$2,627,000658
Pre-tax net operating income$1,245,0001,425
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,245,0001,200
Extraordinary gains, net$010
Net income$1,245,0001,202
Minority interest net income$076
Net income of bank and minority interests.$1,245,0001,202
Net charge-offs$-25,0006,515
Cash dividends$1,000,000526
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,245,0001,147
2012-12-31 (YTD Data)Rank
Total interest income$23,083,0001,157
Total interest expense$2,901,0001,530
Net interest income$20,182,0001,082
Provision for loan and lease losses$855,0001,970
Total noninterest income$8,733,000750
Gross Fiduciary activities income$45,000977
Service charges on deposit accounts$1,988,000724
Trading account gains and fees$0166
Additional Noninterest Income$6,700,000652
Total noninterest expense$23,460,000856
Salaries and employee benefits$10,985,000949
Premises and equipment expense$2,397,000997
Additional noninterest expense$10,078,000707
Pre-tax net operating income$4,600,0001,474
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$4,600,0001,281
Extraordinary gains, net$029
Net income$4,600,0001,282
Minority interest net income$093
Net income of bank and minority interests.$4,600,0001,282
Net charge-offs$240,0003,573
Cash dividends$2,750,000941
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,600,0001,223
2012-09-30 (YTD Data)Rank
Total interest income$17,051,0001,198
Total interest expense$2,183,0001,597
Net interest income$14,868,0001,115
Provision for loan and lease losses$556,0002,145
Total noninterest income$5,180,000887
Gross Fiduciary activities income$36,000967
Service charges on deposit accounts$1,476,000734
Trading account gains and fees$0157
Additional Noninterest Income$3,668,000800
Total noninterest expense$16,999,000886
Salaries and employee benefits$8,300,000942
Premises and equipment expense$1,820,000985
Additional noninterest expense$6,879,000756
Pre-tax net operating income$2,493,0001,981
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$2,493,0001,756
Extraordinary gains, net$020
Net income$2,493,0001,755
Minority interest net income$086
Net income of bank and minority interests.$2,493,0001,757
Net charge-offs$268,0002,976
Cash dividends$350,0002,404
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,493,0001,650
2012-06-30 (YTD Data)Rank
Total interest income$10,944,0001,259
Total interest expense$1,485,0001,621
Net interest income$9,459,0001,180
Provision for loan and lease losses$313,0002,346
Total noninterest income$3,740,000833
Gross Fiduciary activities income$28,000958
Service charges on deposit accounts$944,000754
Trading account gains and fees$0153
Additional Noninterest Income$2,768,000737
Total noninterest expense$10,971,000915
Salaries and employee benefits$5,538,000943
Premises and equipment expense$1,139,0001,041
Additional noninterest expense$4,294,000815
Pre-tax net operating income$1,915,0001,744
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,915,0001,540
Extraordinary gains, net$019
Net income$1,915,0001,540
Minority interest net income$084
Net income of bank and minority interests.$1,915,0001,540
Net charge-offs$24,0004,535
Cash dividends$350,0001,976
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,915,0001,453
2012-03-31 (YTD Data)Rank
Total interest income$5,199,0001,326
Total interest expense$792,0001,583
Net interest income$4,407,0001,260
Provision for loan and lease losses$166,0002,204
Total noninterest income$1,786,000847
Gross Fiduciary activities income$19,000922
Service charges on deposit accounts$457,000766
Trading account gains and fees$0148
Additional Noninterest Income$1,310,000750
Total noninterest expense$5,527,000902
Salaries and employee benefits$2,777,000938
Premises and equipment expense$531,0001,135
Additional noninterest expense$2,219,000776
Pre-tax net operating income$500,0002,873
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$500,0002,607
Extraordinary gains, net$019
Net income$500,0002,609
Minority interest net income$078
Net income of bank and minority interests.$500,0002,610
Net charge-offs$-26,0006,947
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$500,0002,482
2011-12-31 (YTD Data)Rank
Total interest income$20,555,0001,386
Total interest expense$3,614,0001,658
Net interest income$16,941,0001,306
Provision for loan and lease losses$742,0002,848
Total noninterest income$5,884,000914
Gross Fiduciary activities income$48,000927
Service charges on deposit accounts$2,176,000672
Trading account gains and fees$0146
Additional Noninterest Income$3,660,000898
Total noninterest expense$18,841,0001,035
Salaries and employee benefits$10,378,000946
Premises and equipment expense$2,160,0001,154
Additional noninterest expense$6,303,0001,116
Pre-tax net operating income$3,242,0001,711
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$3,242,0001,504
Extraordinary gains, net$029
Net income$3,242,0001,504
Minority interest net income$096
Net income of bank and minority interests.$3,242,0001,504
Net charge-offs$758,0002,701
Cash dividends$1,600,0001,159
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,242,0001,437
2011-09-30 (YTD Data)Rank
Total interest income$15,207,0001,426
Total interest expense$2,755,0001,696
Net interest income$12,452,0001,340
Provision for loan and lease losses$495,0002,899
Total noninterest income$4,450,000920
Gross Fiduciary activities income$36,000905
Service charges on deposit accounts$1,642,000672
Trading account gains and fees$0145
Additional Noninterest Income$2,772,000885
Total noninterest expense$13,384,0001,101
Salaries and employee benefits$7,493,000981
Premises and equipment expense$1,557,0001,225
Additional noninterest expense$4,334,0001,197
Pre-tax net operating income$3,023,0001,483
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$3,023,0001,280
Extraordinary gains, net$021
Net income$3,023,0001,280
Minority interest net income$087
Net income of bank and minority interests.$3,023,0001,280
Net charge-offs$521,0002,621
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,023,0001,209
2011-06-30 (YTD Data)Rank
Total interest income$10,133,0001,439
Total interest expense$1,845,0001,747
Net interest income$8,288,0001,341
Provision for loan and lease losses$296,0003,064
Total noninterest income$3,090,000904
Gross Fiduciary activities income$27,000914
Service charges on deposit accounts$1,086,000673
Trading account gains and fees$0153
Additional Noninterest Income$1,977,000846
Total noninterest expense$8,634,0001,162
Salaries and employee benefits$4,970,000994
Premises and equipment expense$1,020,0001,255
Additional noninterest expense$2,644,0001,331
Pre-tax net operating income$2,448,0001,217
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$2,448,0001,005
Extraordinary gains, net$015
Net income$2,448,0001,003
Minority interest net income$089
Net income of bank and minority interests.$2,448,0001,005
Net charge-offs$562,0002,029
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,448,000973
2011-03-31 (YTD Data)Rank
Total interest income$5,061,0001,449
Total interest expense$930,0001,777
Net interest income$4,131,0001,350
Provision for loan and lease losses$147,0002,927
Total noninterest income$1,511,000904
Gross Fiduciary activities income$17,000898
Service charges on deposit accounts$516,000691
Trading account gains and fees$0158
Additional Noninterest Income$978,000844
Total noninterest expense$4,243,0001,183
Salaries and employee benefits$2,442,0001,023
Premises and equipment expense$501,0001,304
Additional noninterest expense$1,300,0001,353
Pre-tax net operating income$1,252,0001,173
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,252,000964
Extraordinary gains, net$09
Net income$1,252,000964
Minority interest net income$086
Net income of bank and minority interests.$1,252,000964
Net charge-offs$-30,0007,272
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,252,000942
2010-12-31 (YTD Data)Rank
Total interest income$21,523,0001,418
Total interest expense$4,675,0001,748
Net interest income$16,848,0001,326
Provision for loan and lease losses$4,850,0001,174
Total noninterest income$5,541,000999
Gross Fiduciary activities income$50,000963
Service charges on deposit accounts$2,556,000586
Trading account gains and fees$0175
Additional Noninterest Income$2,935,0001,082
Total noninterest expense$17,417,0001,159
Salaries and employee benefits$9,625,0001,020
Premises and equipment expense$2,310,0001,126
Additional noninterest expense$5,482,0001,329
Pre-tax net operating income$122,0005,418
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$122,0005,534
Extraordinary gains, net$029
Net income$122,0005,534
Minority interest net income$0111
Net income of bank and minority interests.$122,0005,535
Net charge-offs$4,208,0001,166
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$122,0005,412
2010-09-30 (YTD Data)Rank
Total interest income$16,359,0001,434
Total interest expense$3,694,0001,727
Net interest income$12,665,0001,340
Provision for loan and lease losses$2,202,0001,555
Total noninterest income$4,513,000912
Gross Fiduciary activities income$41,000940
Service charges on deposit accounts$1,962,000585
Trading account gains and fees$0165
Additional Noninterest Income$2,510,000944
Total noninterest expense$13,366,0001,100
Salaries and employee benefits$7,465,000971
Premises and equipment expense$1,751,0001,128
Additional noninterest expense$4,150,0001,303
Pre-tax net operating income$1,610,0002,250
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$1,610,0002,031
Extraordinary gains, net$023
Net income$1,610,0002,032
Minority interest net income$0110
Net income of bank and minority interests.$1,610,0002,033
Net charge-offs$1,536,0001,764
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,610,0001,939
2010-06-30 (YTD Data)Rank
Total interest income$11,295,0001,398
Total interest expense$2,521,0001,763
Net interest income$8,774,0001,299
Provision for loan and lease losses$1,693,0001,415
Total noninterest income$3,407,000810
Gross Fiduciary activities income$32,000931
Service charges on deposit accounts$1,316,000584
Trading account gains and fees$0152
Additional Noninterest Income$2,059,000791
Total noninterest expense$8,972,0001,095
Salaries and employee benefits$5,024,000962
Premises and equipment expense$1,186,0001,115
Additional noninterest expense$2,762,0001,298
Pre-tax net operating income$1,516,0001,709
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,516,0001,455
Extraordinary gains, net$019
Net income$1,516,0001,455
Minority interest net income$0105
Net income of bank and minority interests.$1,516,0001,456
Net charge-offs$-28,0007,637
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,516,0001,391
2010-03-31 (YTD Data)Rank
Total interest income$6,073,0001,328
Total interest expense$1,317,0001,776
Net interest income$4,756,0001,203
Provision for loan and lease losses$1,107,0001,095
Total noninterest income$2,300,000641
Gross Fiduciary activities income$24,000887
Service charges on deposit accounts$660,000581
Trading account gains and fees$0175
Additional Noninterest Income$1,616,000560
Total noninterest expense$4,633,0001,074
Salaries and employee benefits$2,570,000955
Premises and equipment expense$596,0001,144
Additional noninterest expense$1,467,0001,202
Pre-tax net operating income$1,316,0001,012
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,316,000833
Extraordinary gains, net$016
Net income$1,316,000837
Minority interest net income$091
Net income of bank and minority interests.$1,316,000837
Net charge-offs$-237,0007,901
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,316,000804
2009-12-31 (YTD Data)Rank
Total interest income$24,325,0001,418
Total interest expense$7,142,0001,659
Net interest income$17,183,0001,302
Provision for loan and lease losses$4,365,0001,570
Total noninterest income$5,190,0001,058
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,181,000525
Trading account gains and fees$0211
Additional Noninterest Income$2,009,0001,367
Total noninterest expense$21,101,000992
Salaries and employee benefits$11,416,000860
Premises and equipment expense$2,578,0001,057
Additional noninterest expense$7,107,0001,095
Pre-tax net operating income$-3,093,0006,913
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$-3,093,0007,014
Extraordinary gains, net$034
Net income$-3,093,0007,012
Minority interest net income$0115
Net income of bank and minority interests.$-3,093,0007,013
Net charge-offs$6,196,000980
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-3,093,0007,015
2009-09-30 (YTD Data)Rank
Total interest income$18,350,0001,432
Total interest expense$5,519,0001,683
Net interest income$12,831,0001,302
Provision for loan and lease losses$2,541,0001,648
Total noninterest income$3,916,0001,064
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,435,000513
Trading account gains and fees$0212
Additional Noninterest Income$1,481,0001,413
Total noninterest expense$16,084,000965
Salaries and employee benefits$8,428,000890
Premises and equipment expense$1,959,0001,050
Additional noninterest expense$5,697,000992
Pre-tax net operating income$-1,878,0007,003
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$-1,878,0007,132
Extraordinary gains, net$027
Net income$-1,878,0007,132
Minority interest net income$0118
Net income of bank and minority interests.$-1,878,0007,131
Net charge-offs$5,506,000763
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,878,0007,127
2009-06-30 (YTD Data)Rank
Total interest income$12,282,0001,457
Total interest expense$3,763,0001,722
Net interest income$8,519,0001,304
Provision for loan and lease losses$1,576,0001,612
Total noninterest income$2,538,0001,092
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,597,000514
Trading account gains and fees$0193
Additional Noninterest Income$941,0001,486
Total noninterest expense$11,354,000948
Salaries and employee benefits$5,710,000892
Premises and equipment expense$1,294,0001,086
Additional noninterest expense$4,350,000875
Pre-tax net operating income$-1,873,0007,351
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-1,873,0007,442
Extraordinary gains, net$021
Net income$-1,873,0007,441
Minority interest net income$0112
Net income of bank and minority interests.$-1,873,0007,440
Net charge-offs$4,768,000601
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,873,0007,443
2009-03-31 (YTD Data)Rank
Total interest income$6,038,0001,507
Total interest expense$1,894,0001,781
Net interest income$4,144,0001,333
Provision for loan and lease losses$1,033,0001,158
Total noninterest income$1,331,0001,020
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$807,000504
Trading account gains and fees$0171
Additional Noninterest Income$524,0001,354
Total noninterest expense$6,297,000805
Salaries and employee benefits$2,932,000869
Premises and equipment expense$653,0001,094
Additional noninterest expense$2,712,000631
Pre-tax net operating income$-1,855,0007,805
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-1,855,0007,886
Extraordinary gains, net$015
Net income$-1,855,0007,887
Minority interest net income$0102
Net income of bank and minority interests.$-1,855,0007,887
Net charge-offs$1,336,000799
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,855,0007,882
2008-12-31 (YTD Data)Rank
Total interest income$30,381,0001,270
Total interest expense$10,482,0001,544
Net interest income$19,899,0001,098
Provision for loan and lease losses$7,703,000732
Total noninterest income$5,104,0001,035
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,178,000544
Trading account gains and fees$0154
Additional Noninterest Income$1,926,0001,334
Total noninterest expense$20,779,000956
Salaries and employee benefits$12,152,000814
Premises and equipment expense$2,754,0001,006
Additional noninterest expense$5,873,0001,096
Pre-tax net operating income$-3,479,0007,671
Securities gains (losses)$559,000342
Applicable income taxes$04,979
Income before extraordinary items$-2,920,0007,597
Extraordinary gains, net$039
Net income$-2,920,0007,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,811,000844
Cash dividends$796,0002,671
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-3,479,0007,750
2008-09-30 (YTD Data)Rank
Total interest income$23,014,0001,274
Total interest expense$8,596,0001,479
Net interest income$14,418,0001,171
Provision for loan and lease losses$4,195,000731
Total noninterest income$3,973,0001,049
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,336,000557
Trading account gains and fees$0148
Additional Noninterest Income$1,637,0001,276
Total noninterest expense$15,169,000982
Salaries and employee benefits$8,857,000869
Premises and equipment expense$2,048,0001,023
Additional noninterest expense$4,264,0001,080
Pre-tax net operating income$-973,0007,519
Securities gains (losses)$559,000293
Applicable income taxes$05,372
Income before extraordinary items$-414,0007,120
Extraordinary gains, net$031
Net income$-414,0007,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,218,000619
Cash dividends$796,0002,115
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-973,0007,604
2008-06-30 (YTD Data)Rank
Total interest income$15,668,0001,268
Total interest expense$6,271,0001,405
Net interest income$9,397,0001,188
Provision for loan and lease losses$3,006,000599
Total noninterest income$3,438,000865
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,520,000562
Trading account gains and fees$0149
Additional Noninterest Income$1,918,000870
Total noninterest expense$10,656,000927
Salaries and employee benefits$6,291,000818
Premises and equipment expense$1,375,0001,014
Additional noninterest expense$2,990,000997
Pre-tax net operating income$-827,0007,814
Securities gains (losses)$559,000286
Applicable income taxes$05,627
Income before extraordinary items$-268,0007,488
Extraordinary gains, net$021
Net income$-268,0007,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,345,000722
Cash dividends$796,0001,710
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-827,0007,897
2008-03-31 (YTD Data)Rank
Total interest income$8,264,0001,223
Total interest expense$3,408,0001,378
Net interest income$4,856,0001,125
Provision for loan and lease losses$258,0001,553
Total noninterest income$1,354,0001,042
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$744,000573
Trading account gains and fees$0158
Additional Noninterest Income$610,0001,224
Total noninterest expense$5,232,000930
Salaries and employee benefits$3,072,000848
Premises and equipment expense$675,0001,031
Additional noninterest expense$1,485,000979
Pre-tax net operating income$720,0002,360
Securities gains (losses)$22,0001,537
Applicable income taxes$05,622
Income before extraordinary items$742,0001,936
Extraordinary gains, net$015
Net income$742,0001,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$189,0001,315
Cash dividends$796,000932
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$720,0001,922
2007-12-31 (YTD Data)Rank
Total interest income$39,537,0001,066
Total interest expense$17,181,0001,150
Net interest income$22,356,000990
Provision for loan and lease losses$1,393,0001,119
Total noninterest income$5,722,000985
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,116,000556
Trading account gains and fees$0178
Additional Noninterest Income$2,606,0001,123
Total noninterest expense$19,259,000972
Salaries and employee benefits$11,741,000843
Premises and equipment expense$2,511,0001,060
Additional noninterest expense$5,007,0001,125
Pre-tax net operating income$7,426,0001,135
Securities gains (losses)$30,000971
Applicable income taxes$06,070
Income before extraordinary items$7,456,000865
Extraordinary gains, net$039
Net income$7,456,000863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,023,000458
Cash dividends$11,279,000382
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,426,000854
2007-09-30 (YTD Data)Rank
Total interest income$30,655,0001,033
Total interest expense$13,156,0001,122
Net interest income$17,499,000954
Provision for loan and lease losses$373,0001,974
Total noninterest income$4,353,000975
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,318,000556
Trading account gains and fees$0184
Additional Noninterest Income$2,035,0001,096
Total noninterest expense$14,392,000965
Salaries and employee benefits$8,975,000828
Premises and equipment expense$1,846,0001,072
Additional noninterest expense$3,571,0001,159
Pre-tax net operating income$7,087,000978
Securities gains (losses)$30,000735
Applicable income taxes$06,220
Income before extraordinary items$7,117,000738
Extraordinary gains, net$033
Net income$7,117,000736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0001,891
Cash dividends$10,879,000313
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,087,000729
2007-06-30 (YTD Data)Rank
Total interest income$21,258,0001,007
Total interest expense$8,880,0001,107
Net interest income$12,378,000903
Provision for loan and lease losses$247,0001,833
Total noninterest income$2,644,0001,073
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,510,000582
Trading account gains and fees$0168
Additional Noninterest Income$1,134,0001,284
Total noninterest expense$9,484,000994
Salaries and employee benefits$5,914,000856
Premises and equipment expense$1,203,0001,118
Additional noninterest expense$2,367,0001,181
Pre-tax net operating income$5,291,000906
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$5,291,000693
Extraordinary gains, net$029
Net income$5,291,000692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,164
Cash dividends$8,973,000282
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,291,000682
2007-03-31 (YTD Data)Rank
Total interest income$11,155,000942
Total interest expense$4,415,0001,099
Net interest income$6,740,000830
Provision for loan and lease losses$113,0001,864
Total noninterest income$1,457,000975
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$699,000596
Trading account gains and fees$0195
Additional Noninterest Income$758,0001,025
Total noninterest expense$4,692,000999
Salaries and employee benefits$2,922,000871
Premises and equipment expense$578,0001,169
Additional noninterest expense$1,192,0001,143
Pre-tax net operating income$3,392,000722
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$3,392,000556
Extraordinary gains, net$022
Net income$3,392,000556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$6,995,000197
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,392,000543
2006-12-31 (YTD Data)Rank
Total interest income$39,400,000999
Total interest expense$15,958,0001,043
Net interest income$23,442,000945
Provision for loan and lease losses$1,030,0001,017
Total noninterest income$4,961,0001,099
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,055,000561
Trading account gains and fees$0130
Additional Noninterest Income$1,906,0001,411
Total noninterest expense$17,849,0001,007
Salaries and employee benefits$10,879,000884
Premises and equipment expense$2,162,0001,185
Additional noninterest expense$4,808,0001,115
Pre-tax net operating income$9,524,0001,027
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$9,524,000779
Extraordinary gains, net$051
Net income$9,524,000778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0003,511
Cash dividends$7,026,000523
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,524,000768
2006-09-30 (YTD Data)Rank
Total interest income$28,730,0001,028
Total interest expense$11,291,0001,084
Net interest income$17,439,000970
Provision for loan and lease losses$860,000886
Total noninterest income$3,645,0001,125
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,283,000566
Trading account gains and fees$0126
Additional Noninterest Income$1,362,0001,454
Total noninterest expense$12,527,0001,083
Salaries and employee benefits$7,532,000974
Premises and equipment expense$1,556,0001,244
Additional noninterest expense$3,439,0001,174
Pre-tax net operating income$7,697,0001,000
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$7,697,000761
Extraordinary gains, net$045
Net income$7,697,000760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0002,361
Cash dividends$7,026,000387
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,697,000751
2006-06-30 (YTD Data)Rank
Total interest income$18,571,0001,038
Total interest expense$7,187,0001,077
Net interest income$11,384,000993
Provision for loan and lease losses$545,000910
Total noninterest income$2,420,0001,136
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,493,000575
Trading account gains and fees$0126
Additional Noninterest Income$927,0001,437
Total noninterest expense$8,175,0001,110
Salaries and employee benefits$4,842,0001,012
Premises and equipment expense$1,027,0001,261
Additional noninterest expense$2,306,0001,180
Pre-tax net operating income$5,084,0001,004
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$5,084,000770
Extraordinary gains, net$039
Net income$5,084,000770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0002,236
Cash dividends$3,510,000500
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,084,000753
2006-03-31 (YTD Data)Rank
Total interest income$9,055,0001,029
Total interest expense$3,378,0001,078
Net interest income$5,677,000997
Provision for loan and lease losses$386,000629
Total noninterest income$1,572,000896
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$722,000573
Trading account gains and fees$0115
Additional Noninterest Income$850,000924
Total noninterest expense$4,101,0001,102
Salaries and employee benefits$2,380,0001,032
Premises and equipment expense$491,0001,322
Additional noninterest expense$1,230,0001,090
Pre-tax net operating income$2,762,000919
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$2,762,000699
Extraordinary gains, net$021
Net income$2,762,000698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,443
Cash dividends$2,484,000370
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,762,000686
2005-12-31 (YTD Data)Rank
Total interest income$28,201,0001,177
Total interest expense$9,425,0001,195
Net interest income$18,776,0001,145
Provision for loan and lease losses$329,0002,647
Total noninterest income$3,918,0001,304
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,147,000536
Trading account gains and fees$0138
Additional Noninterest Income$771,0002,608
Total noninterest expense$15,521,0001,097
Salaries and employee benefits$9,016,0001,027
Premises and equipment expense$2,112,0001,154
Additional noninterest expense$4,393,0001,167
Pre-tax net operating income$6,844,0001,403
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$6,844,0001,055
Extraordinary gains, net$046
Net income$6,844,0001,055
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,188,000596
Cash dividends$2,416,0001,265
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,844,0001,036
2005-09-30 (YTD Data)Rank
Total interest income$19,960,0001,214
Total interest expense$6,462,0001,240
Net interest income$13,498,0001,179
Provision for loan and lease losses$91,0004,295
Total noninterest income$2,836,0001,345
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,340,000539
Trading account gains and fees$0126
Additional Noninterest Income$496,0002,899
Total noninterest expense$11,439,0001,109
Salaries and employee benefits$6,566,0001,045
Premises and equipment expense$1,527,0001,187
Additional noninterest expense$3,346,0001,124
Pre-tax net operating income$4,804,0001,491
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$4,804,0001,132
Extraordinary gains, net$035
Net income$4,804,0001,132
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$910,000534
Cash dividends$2,416,000908
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,804,0001,111
2005-06-30 (YTD Data)Rank
Total interest income$12,715,0001,231
Total interest expense$3,896,0001,297
Net interest income$8,819,0001,197
Provision for loan and lease losses$34,0005,063
Total noninterest income$1,775,0001,398
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,509,000551
Trading account gains and fees$0116
Additional Noninterest Income$266,0003,275
Total noninterest expense$7,503,0001,117
Salaries and employee benefits$4,366,0001,042
Premises and equipment expense$978,0001,228
Additional noninterest expense$2,159,0001,156
Pre-tax net operating income$3,057,0001,524
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$3,057,0001,149
Extraordinary gains, net$030
Net income$3,057,0001,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$368,000765
Cash dividends$1,511,000924
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,057,0001,125
2005-03-31 (YTD Data)Rank
Total interest income$6,125,0001,260
Total interest expense$1,749,0001,374
Net interest income$4,376,0001,200
Provision for loan and lease losses$29,0004,274
Total noninterest income$860,0001,412
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$693,000576
Trading account gains and fees$0115
Additional Noninterest Income$167,0002,787
Total noninterest expense$3,741,0001,117
Salaries and employee benefits$2,380,000938
Premises and equipment expense$480,0001,254
Additional noninterest expense$881,0001,412
Pre-tax net operating income$1,466,0001,549
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$1,466,0001,182
Extraordinary gains, net$024
Net income$1,466,0001,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0001,526
Cash dividends$771,000833
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,466,0001,155
2004-12-31 (YTD Data)Rank
Total interest income$20,377,0001,403
Total interest expense$5,148,0001,602
Net interest income$15,229,0001,329
Provision for loan and lease losses$441,0002,182
Total noninterest income$2,855,0001,672
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,389,000738
Trading account gains and fees$0138
Additional Noninterest Income$466,0003,440
Total noninterest expense$13,622,0001,198
Salaries and employee benefits$7,924,0001,093
Premises and equipment expense$1,961,0001,170
Additional noninterest expense$3,737,0001,333
Pre-tax net operating income$4,021,0002,054
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$4,021,0001,609
Extraordinary gains, net$034
Net income$4,021,0001,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-132,0008,831
Cash dividends$2,063,0001,304
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,021,0001,564
2004-09-30 (YTD Data)Rank
Total interest income$14,754,0001,448
Total interest expense$3,677,0001,641
Net interest income$11,077,0001,355
Provision for loan and lease losses$441,0001,645
Total noninterest income$2,413,0001,525
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,764,000749
Trading account gains and fees$0134
Additional Noninterest Income$649,0002,384
Total noninterest expense$10,195,0001,199
Salaries and employee benefits$5,961,0001,080
Premises and equipment expense$1,493,0001,157
Additional noninterest expense$2,741,0001,351
Pre-tax net operating income$2,854,0002,154
Securities gains (losses)$-35,0008,754
Applicable income taxes$07,220
Income before extraordinary items$2,819,0001,725
Extraordinary gains, net$026
Net income$2,819,0001,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-128,0008,848
Cash dividends$1,430,0001,326
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,854,0001,655
2004-06-30 (YTD Data)Rank
Total interest income$10,016,0001,393
Total interest expense$2,353,0001,695
Net interest income$7,663,0001,292
Provision for loan and lease losses$420,0001,177
Total noninterest income$1,567,0001,541
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,145,000758
Trading account gains and fees$0130
Additional Noninterest Income$422,0002,428
Total noninterest expense$6,589,0001,231
Salaries and employee benefits$3,880,0001,102
Premises and equipment expense$938,0001,230
Additional noninterest expense$1,771,0001,370
Pre-tax net operating income$2,221,0001,877
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$2,221,0001,453
Extraordinary gains, net$021
Net income$2,221,0001,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-126,0008,925
Cash dividends$570,0001,966
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,221,0001,400
2004-03-31 (YTD Data)Rank
Total interest income$4,854,0001,463
Total interest expense$1,138,0001,770
Net interest income$3,716,0001,339
Provision for loan and lease losses$210,0001,111
Total noninterest income$718,0001,634
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$499,000849
Trading account gains and fees$0121
Additional Noninterest Income$219,0002,324
Total noninterest expense$3,242,0001,256
Salaries and employee benefits$1,886,0001,164
Premises and equipment expense$458,0001,274
Additional noninterest expense$898,0001,350
Pre-tax net operating income$982,0002,033
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$982,0001,622
Extraordinary gains, net$016
Net income$982,0001,622
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0003,144
Cash dividends$570,0001,074
Sale, conversion, retirement of capital stock, net$0464
Net operating income$982,0001,531
2003-12-31 (YTD Data)Rank
Total interest income$18,850,0001,527
Total interest expense$4,554,0001,964
Net interest income$14,296,0001,371
Provision for loan and lease losses$578,0001,944
Total noninterest income$3,105,0001,639
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,998,000858
Trading account gains and fees$0160
Additional Noninterest Income$1,107,0002,239
Total noninterest expense$12,415,0001,309
Salaries and employee benefits$7,300,0001,171
Premises and equipment expense$1,706,0001,336
Additional noninterest expense$3,409,0001,438
Pre-tax net operating income$4,408,0001,827
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$4,408,0001,424
Extraordinary gains, net$054
Net income$4,408,0001,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-275,0009,140
Cash dividends$2,850,0001,043
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,408,0001,366
2003-09-30 (YTD Data)Rank
Total interest income$13,934,0001,569
Total interest expense$3,428,0002,034
Net interest income$10,506,0001,405
Provision for loan and lease losses$578,0001,464
Total noninterest income$2,362,0001,656
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,494,000863
Trading account gains and fees$0153
Additional Noninterest Income$868,0002,245
Total noninterest expense$9,043,0001,348
Salaries and employee benefits$5,364,0001,200
Premises and equipment expense$1,149,0001,492
Additional noninterest expense$2,530,0001,459
Pre-tax net operating income$3,247,0001,916
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$3,247,0001,512
Extraordinary gains, net$040
Net income$3,247,0001,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-376,0009,206
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,247,0001,439
2003-06-30 (YTD Data)Rank
Total interest income$9,230,0001,589
Total interest expense$2,324,0002,070
Net interest income$6,906,0001,416
Provision for loan and lease losses$498,0001,165
Total noninterest income$1,327,0001,887
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$977,000868
Trading account gains and fees$0150
Additional Noninterest Income$350,0003,018
Total noninterest expense$5,767,0001,403
Salaries and employee benefits$3,461,0001,240
Premises and equipment expense$706,0001,623
Additional noninterest expense$1,600,0001,526
Pre-tax net operating income$1,968,0002,069
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$1,968,0001,647
Extraordinary gains, net$030
Net income$1,968,0001,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0008,902
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,968,0001,535
2003-03-31 (YTD Data)Rank
Total interest income$4,557,0001,624
Total interest expense$1,142,0002,141
Net interest income$3,415,0001,431
Provision for loan and lease losses$78,0002,765
Total noninterest income$652,0001,875
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$467,000877
Trading account gains and fees$0134
Additional Noninterest Income$185,0002,856
Total noninterest expense$2,737,0001,454
Salaries and employee benefits$1,619,0001,341
Premises and equipment expense$350,0001,645
Additional noninterest expense$768,0001,540
Pre-tax net operating income$1,252,0001,679
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$1,252,0001,317
Extraordinary gains, net$021
Net income$1,252,0001,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-101,0009,209
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,252,0001,229
2002-12-31 (YTD Data)Rank
Total interest income$18,085,0001,701
Total interest expense$5,891,0001,930
Net interest income$12,194,0001,586
Provision for loan and lease losses$1,339,0001,032
Total noninterest income$2,618,0001,740
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,931,000827
Trading account gains and fees$0153
Additional Noninterest Income$687,0002,738
Total noninterest expense$11,010,0001,403
Salaries and employee benefits$6,498,0001,242
Premises and equipment expense$1,507,0001,471
Additional noninterest expense$3,005,0001,574
Pre-tax net operating income$2,463,0002,912
Securities gains (losses)$04,537
Applicable income taxes$72,0006,252
Income before extraordinary items$2,391,0002,435
Extraordinary gains, net$070
Net income$2,391,0002,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$736,0001,229
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,391,0002,359
2001-12-31 (YTD Data)Rank
Total interest income$18,822,0001,820
Total interest expense$8,526,0001,907
Net interest income$10,296,0001,739
Provision for loan and lease losses$4,968,000362
Total noninterest income$2,401,0001,736
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,796,000820
Trading account gains and fees$0177
Additional Noninterest Income$605,0002,815
Total noninterest expense$9,229,0001,583
Salaries and employee benefits$4,936,0001,527
Premises and equipment expense$1,273,0001,698
Additional noninterest expense$3,020,0001,538
Pre-tax net operating income$-1,500,0009,444
Securities gains (losses)$04,612
Applicable income taxes$66,0006,450
Income before extraordinary items$-1,566,0009,494
Extraordinary gains, net$0105
Net income$-1,566,0009,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,331,000341
Cash dividends$1,880,0001,410
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-1,566,0009,464
2000-12-31 (YTD Data)Rank
Total interest income$17,091,0002,060
Total interest expense$7,551,0002,250
Net interest income$9,540,0001,848
Provision for loan and lease losses$276,0003,030
Total noninterest income$2,533,0001,571
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,670,000815
Trading account gains and fees$0180
Additional Noninterest Income$863,0002,050
Total noninterest expense$8,490,0001,643
Salaries and employee benefits$4,830,0001,469
Premises and equipment expense$1,630,0001,249
Additional noninterest expense$2,030,0002,119
Pre-tax net operating income$3,307,0002,183
Securities gains (losses)$-13,0008,489
Applicable income taxes$08,362
Income before extraordinary items$3,294,0001,602
Extraordinary gains, net$038
Net income$3,294,0001,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$273,0001,940
Cash dividends$2,020,0001,340
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,307,0001,586
1999-12-31 (YTD Data)Rank
Total interest income$5,931,0004,987
Total interest expense$2,542,0005,141
Net interest income$3,389,0004,747
Provision for loan and lease losses$190,0003,663
Total noninterest income$698,0004,008
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$606,0002,206
Trading account gains and feesNANA
Additional Noninterest Income$92,0006,819
Total noninterest expense$2,795,0004,477
Salaries and employee benefits$1,114,0005,441
Premises and equipment expense$322,0005,254
Additional noninterest expense$1,359,0003,103
Pre-tax net operating income$1,102,0005,020
Securities gains (losses)$03,155
Applicable income taxes$14,0008,380
Income before extraordinary items$1,088,0004,181
Extraordinary gains, net$035
Net income$1,088,0004,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0003,087
Cash dividends$460,0003,675
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,088,0004,136
1998-12-31 (YTD Data)Rank
Total interest income$5,965,0005,027
Total interest expense$2,851,0004,902
Net interest income$3,114,0005,002
Provision for loan and lease losses$150,0004,136
Total noninterest income$676,0004,084
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$527,0002,434
Trading account gains and feesNANA
Additional Noninterest Income$149,0005,701
Total noninterest expense$2,829,0004,342
Salaries and employee benefits$1,137,0005,270
Premises and equipment expense$619,0003,071
Additional noninterest expense$1,073,0003,712
Pre-tax net operating income$811,0006,048
Securities gains (losses)$04,449
Applicable income taxes$30,0008,700
Income before extraordinary items$781,0005,261
Extraordinary gains, net$032
Net income$781,0005,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,453
Cash dividends$445,0003,813
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$781,0005,162
1997-12-31 (YTD Data)Rank
Total interest income$5,835,0005,176
Total interest expense$2,779,0005,010
Net interest income$3,056,0005,231
Provision for loan and lease losses$523,0001,716
Total noninterest income$715,0003,916
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$568,0002,306
Trading account gains and feesNANA
Additional Noninterest Income$147,0005,750
Total noninterest expense$2,866,0004,257
Salaries and employee benefits$1,356,0004,624
Premises and equipment expense$462,0003,959
Additional noninterest expense$1,048,0003,732
Pre-tax net operating income$382,0008,534
Securities gains (losses)$21,0001,847
Applicable income taxes$-14,00010,535
Income before extraordinary items$417,0007,526
Extraordinary gains, net$044
Net income$417,0007,529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$403,0001,586
Cash dividends$950,0002,289
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$396,0007,615
1996-12-31 (YTD Data)Rank
Total interest income$5,662,0005,401
Total interest expense$2,737,0005,165
Net interest income$2,925,0005,543
Provision for loan and lease losses$1,265,000851
Total noninterest income$821,0003,631
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$760,0001,770
Trading account gains and feesNANA
Additional Noninterest Income$61,0008,436
Total noninterest expense$2,418,0005,148
Salaries and employee benefits$1,064,0005,724
Premises and equipment expense$333,0005,193
Additional noninterest expense$1,021,0004,336
Pre-tax net operating income$63,00010,539
Securities gains (losses)$-25,00010,754
Applicable income taxes$010,572
Income before extraordinary items$38,00010,639
Extraordinary gains, net$053
Net income$38,00010,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,391,000726
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$63,00010,453
1995-12-31 (YTD Data)Rank
Total interest income$5,754,0005,389
Total interest expense$2,528,0005,513
Net interest income$3,226,0005,197
Provision for loan and lease losses$651,0001,265
Total noninterest income$840,0003,548
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$764,0001,784
Trading account gains and feesNANA
Additional Noninterest Income$76,0008,106
Total noninterest expense$2,318,0005,315
Salaries and employee benefits$1,172,0005,316
Premises and equipment expense$330,0005,249
Additional noninterest expense$816,0005,166
Pre-tax net operating income$1,097,0005,608
Securities gains (losses)$13,0002,193
Applicable income taxes$421,0004,768
Income before extraordinary items$689,0006,065
Extraordinary gains, net$065
Net income$689,0006,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$547,0001,302
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$680,6806,089
1994-12-31 (YTD Data)Rank
Total interest income$4,732,0005,917
Total interest expense$1,540,0006,775
Net interest income$3,192,0005,333
Provision for loan and lease losses$406,0001,804
Total noninterest income$780,0003,798
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$665,0002,036
Trading account gains and feesNANA
Additional Noninterest Income$115,0007,070
Total noninterest expense$2,222,0005,691
Salaries and employee benefits$1,219,0005,174
Premises and equipment expense$309,0005,586
Additional noninterest expense$694,0006,367
Pre-tax net operating income$1,344,0004,809
Securities gains (losses)$03,600
Applicable income taxes$419,0004,595
Income before extraordinary items$925,0004,792
Extraordinary gains, net$0249
Net income$925,0004,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,0001,691
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$925,0004,849
1993-12-31 (YTD Data)Rank
Total interest income$4,231,0006,601
Total interest expense$1,420,0007,469
Net interest income$2,811,0005,954
Provision for loan and lease losses$215,0003,749
Total noninterest income$617,0004,867
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$543,0002,565
Trading account gains and feesNANA
Additional Noninterest Income$74,0008,889
Total noninterest expense$2,318,0005,629
Salaries and employee benefits$1,305,0004,860
Premises and equipment expense$320,0005,574
Additional noninterest expense$693,0006,614
Pre-tax net operating income$895,0006,369
Securities gains (losses)$07,477
Applicable income taxes$354,0005,450
Income before extraordinary items$541,0007,217
Extraordinary gains, net$03,149
Net income$541,0007,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0003,256
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$541,0006,970
1992-12-31 (YTD Data)Rank
Total interest income$4,194,0007,249
Total interest expense$1,661,0008,010
Net interest income$2,533,0006,528
Provision for loan and lease losses$106,0007,118
Total noninterest income$595,0004,990
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$430,0003,253
Trading account gains and feesNANA
Additional Noninterest Income$165,0006,311
Total noninterest expense$2,020,0006,324
Salaries and employee benefits$1,117,0005,509
Premises and equipment expense$303,0005,926
Additional noninterest expense$600,0007,515
Pre-tax net operating income$1,002,0005,606
Securities gains (losses)$08,369
Applicable income taxes$332,0005,558
Income before extraordinary items$670,0006,105
Extraordinary gains, net$01,422
Net income$670,0006,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0006,676
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$670,0005,755

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.