Home > Legacy Bank > Income and Expense
Legacy Bank, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,902,000 | 2,739 |
| Total interest expense | $4,156,000 | 1,931 |
| Net interest income | $6,746,000 | 3,172 |
| Provision for loan and lease losses | $8,207,000 | 790 |
| Total noninterest income | $949,000 | 3,317 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $340,000 | 3,406 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $609,000 | 2,888 |
| Total noninterest expense | $9,081,000 | 2,135 |
| Salaries and employee benefits | $2,930,000 | 3,179 |
| Premises and equipment expense | $404,000 | 4,732 |
| Additional noninterest expense | $5,747,000 | 1,286 |
| Pre-tax net operating income | $-9,593,000 | 7,340 |
| Securities gains (losses) | $312,000 | 1,230 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-9,281,000 | 7,358 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,281,000 | 7,358 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-9,281,000 | 7,358 |
| Net charge-offs | $1,605,000 | 2,104 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-9,593,000 | 7,357 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,503,000 | 2,701 |
| Total interest expense | $3,183,000 | 1,962 |
| Net interest income | $5,320,000 | 3,074 |
| Provision for loan and lease losses | $6,004,000 | 761 |
| Total noninterest income | $780,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $268,000 | 3,373 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $512,000 | 2,720 |
| Total noninterest expense | $6,689,000 | 2,166 |
| Salaries and employee benefits | $2,243,000 | 3,144 |
| Premises and equipment expense | $300,000 | 4,842 |
| Additional noninterest expense | $4,146,000 | 1,304 |
| Pre-tax net operating income | $-6,593,000 | 7,447 |
| Securities gains (losses) | $215,000 | 1,319 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-6,378,000 | 7,486 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-6,378,000 | 7,486 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-6,378,000 | 7,486 |
| Net charge-offs | $1,194,000 | 1,991 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-6,593,000 | 7,476 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,137,000 | 2,533 |
| Total interest expense | $2,146,000 | 2,021 |
| Net interest income | $3,991,000 | 2,763 |
| Provision for loan and lease losses | $2,971,000 | 955 |
| Total noninterest income | $513,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $170,000 | 3,465 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $343,000 | 2,642 |
| Total noninterest expense | $5,161,000 | 1,906 |
| Salaries and employee benefits | $1,591,000 | 2,981 |
| Premises and equipment expense | $208,000 | 4,760 |
| Additional noninterest expense | $3,362,000 | 1,052 |
| Pre-tax net operating income | $-3,628,000 | 7,454 |
| Securities gains (losses) | $69,000 | 1,672 |
| Applicable income taxes | $118,000 | 2,640 |
| Income before extraordinary items | $-3,677,000 | 7,499 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,677,000 | 7,498 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,677,000 | 7,499 |
| Net charge-offs | $550,000 | 2,338 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,746,000 | 7,501 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,260,000 | 2,444 |
| Total interest expense | $1,053,000 | 2,165 |
| Net interest income | $2,207,000 | 2,544 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $294,000 | 2,899 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $84,000 | 3,502 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $210,000 | 2,321 |
| Total noninterest expense | $1,700,000 | 2,830 |
| Salaries and employee benefits | $795,000 | 3,034 |
| Premises and equipment expense | $106,000 | 4,797 |
| Additional noninterest expense | $799,000 | 2,125 |
| Pre-tax net operating income | $801,000 | 1,620 |
| Securities gains (losses) | $22,000 | 1,482 |
| Applicable income taxes | $200,000 | 1,425 |
| Income before extraordinary items | $623,000 | 1,770 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $623,000 | 1,769 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $623,000 | 1,771 |
| Net charge-offs | $398,000 | 1,784 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $606,280 | 1,734 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,167,000 | 2,362 |
| Total interest expense | $5,820,000 | 1,968 |
| Net interest income | $8,347,000 | 2,618 |
| Provision for loan and lease losses | $20,182,000 | 494 |
| Total noninterest income | $1,995,000 | 2,129 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $478,000 | 2,990 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,517,000 | 1,641 |
| Total noninterest expense | $5,899,000 | 3,217 |
| Salaries and employee benefits | $2,707,000 | 3,468 |
| Premises and equipment expense | $438,000 | 4,756 |
| Additional noninterest expense | $2,754,000 | 2,532 |
| Pre-tax net operating income | $-15,739,000 | 7,643 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-529,000 | 7,057 |
| Income before extraordinary items | $-15,210,000 | 7,678 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-15,210,000 | 7,677 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-15,210,000 | 7,677 |
| Net charge-offs | $10,857,000 | 648 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-15,210,000 | 7,679 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,611,000 | 2,401 |
| Total interest expense | $4,623,000 | 1,957 |
| Net interest income | $5,988,000 | 2,742 |
| Provision for loan and lease losses | $4,751,000 | 1,088 |
| Total noninterest income | $773,000 | 3,344 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $378,000 | 2,879 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $395,000 | 3,208 |
| Total noninterest expense | $4,181,000 | 3,385 |
| Salaries and employee benefits | $1,972,000 | 3,585 |
| Premises and equipment expense | $327,000 | 4,810 |
| Additional noninterest expense | $1,882,000 | 2,702 |
| Pre-tax net operating income | $-2,171,000 | 7,089 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-1,125,000 | 7,588 |
| Income before extraordinary items | $-1,046,000 | 6,769 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,046,000 | 6,770 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,046,000 | 6,770 |
| Net charge-offs | $2,748,000 | 1,240 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,046,000 | 6,768 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,049,000 | 2,447 |
| Total interest expense | $3,211,000 | 1,977 |
| Net interest income | $3,838,000 | 2,825 |
| Provision for loan and lease losses | $1,827,000 | 1,481 |
| Total noninterest income | $521,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $256,000 | 2,814 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $265,000 | 3,199 |
| Total noninterest expense | $2,550,000 | 3,663 |
| Salaries and employee benefits | $1,222,000 | 3,835 |
| Premises and equipment expense | $219,000 | 4,833 |
| Additional noninterest expense | $1,109,000 | 3,039 |
| Pre-tax net operating income | $-18,000 | 5,868 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-199,000 | 7,298 |
| Income before extraordinary items | $181,000 | 4,655 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $181,000 | 4,652 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $181,000 | 4,652 |
| Net charge-offs | $1,677,000 | 1,257 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $181,000 | 4,569 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,545,000 | 2,446 |
| Total interest expense | $1,643,000 | 2,007 |
| Net interest income | $1,902,000 | 2,828 |
| Provision for loan and lease losses | $871,000 | 1,285 |
| Total noninterest income | $255,000 | 3,336 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $126,000 | 2,791 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $129,000 | 3,218 |
| Total noninterest expense | $1,267,000 | 3,616 |
| Salaries and employee benefits | $662,000 | 3,632 |
| Premises and equipment expense | $112,000 | 4,803 |
| Additional noninterest expense | $493,000 | 3,043 |
| Pre-tax net operating income | $19,000 | 6,031 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-95,000 | 7,544 |
| Income before extraordinary items | $114,000 | 4,762 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $114,000 | 4,766 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $114,000 | 4,765 |
| Net charge-offs | $2,380,000 | 532 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $114,000 | 4,598 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,050,000 | 2,632 |
| Total interest expense | $7,180,000 | 2,152 |
| Net interest income | $6,870,000 | 3,106 |
| Provision for loan and lease losses | $2,681,000 | 1,501 |
| Total noninterest income | $896,000 | 3,645 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $814,000 | 2,098 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $82,000 | 6,190 |
| Total noninterest expense | $4,939,000 | 3,599 |
| Salaries and employee benefits | $2,379,000 | 3,922 |
| Premises and equipment expense | $421,000 | 4,952 |
| Additional noninterest expense | $2,139,000 | 2,696 |
| Pre-tax net operating income | $146,000 | 5,890 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-201,000 | 7,223 |
| Income before extraordinary items | $347,000 | 4,933 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $347,000 | 4,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $546,000 | 2,681 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $347,000 | 5,098 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,407,000 | 2,715 |
| Total interest expense | $5,397,000 | 2,235 |
| Net interest income | $5,010,000 | 3,215 |
| Provision for loan and lease losses | $624,000 | 2,422 |
| Total noninterest income | $797,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $624,000 | 2,066 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $173,000 | 4,711 |
| Total noninterest expense | $3,911,000 | 3,446 |
| Salaries and employee benefits | $2,056,000 | 3,524 |
| Premises and equipment expense | $320,000 | 4,928 |
| Additional noninterest expense | $1,535,000 | 2,724 |
| Pre-tax net operating income | $1,272,000 | 3,199 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $247,000 | 2,683 |
| Income before extraordinary items | $1,025,000 | 3,046 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,025,000 | 3,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 2,362 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,025,000 | 3,199 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,651,000 | 2,873 |
| Total interest expense | $3,610,000 | 2,313 |
| Net interest income | $3,041,000 | 3,459 |
| Provision for loan and lease losses | $423,000 | 2,100 |
| Total noninterest income | $535,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $417,000 | 2,031 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $118,000 | 4,762 |
| Total noninterest expense | $2,544,000 | 3,515 |
| Salaries and employee benefits | $1,366,000 | 3,587 |
| Premises and equipment expense | $218,000 | 4,891 |
| Additional noninterest expense | $960,000 | 2,845 |
| Pre-tax net operating income | $609,000 | 3,989 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $72,000 | 3,768 |
| Income before extraordinary items | $537,000 | 3,874 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $537,000 | 3,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 1,733 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $537,000 | 3,820 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,223,000 | 3,018 |
| Total interest expense | $1,828,000 | 2,422 |
| Net interest income | $1,395,000 | 3,664 |
| Provision for loan and lease losses | $203,000 | 1,804 |
| Total noninterest income | $259,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $203,000 | 2,054 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $56,000 | 4,821 |
| Total noninterest expense | $1,307,000 | 3,465 |
| Salaries and employee benefits | $737,000 | 3,409 |
| Premises and equipment expense | $127,000 | 4,473 |
| Additional noninterest expense | $443,000 | 3,021 |
| Pre-tax net operating income | $144,000 | 5,513 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-25,000 | 7,928 |
| Income before extraordinary items | $169,000 | 5,027 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $169,000 | 5,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 1,899 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $169,000 | 4,909 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,957,000 | 3,075 |
| Total interest expense | $7,068,000 | 2,598 |
| Net interest income | $5,889,000 | 3,549 |
| Provision for loan and lease losses | $573,000 | 2,128 |
| Total noninterest income | $1,260,000 | 3,041 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $761,000 | 2,219 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $499,000 | 3,315 |
| Total noninterest expense | $4,730,000 | 3,600 |
| Salaries and employee benefits | $2,359,000 | 3,892 |
| Premises and equipment expense | $432,000 | 4,794 |
| Additional noninterest expense | $1,939,000 | 2,731 |
| Pre-tax net operating income | $1,846,000 | 3,490 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $503,000 | 2,730 |
| Income before extraordinary items | $1,343,000 | 3,687 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,343,000 | 3,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,637 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,343,000 | 3,673 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,580,000 | 3,111 |
| Total interest expense | $5,226,000 | 2,633 |
| Net interest income | $4,354,000 | 3,608 |
| Provision for loan and lease losses | $307,000 | 2,278 |
| Total noninterest income | $949,000 | 3,026 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $597,000 | 2,120 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $352,000 | 3,444 |
| Total noninterest expense | $3,298,000 | 3,811 |
| Salaries and employee benefits | $1,698,000 | 3,987 |
| Premises and equipment expense | $317,000 | 4,842 |
| Additional noninterest expense | $1,283,000 | 3,010 |
| Pre-tax net operating income | $1,698,000 | 3,206 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $450,000 | 2,669 |
| Income before extraordinary items | $1,248,000 | 3,375 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,248,000 | 3,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,780 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,248,000 | 3,362 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,177,000 | 3,214 |
| Total interest expense | $3,420,000 | 2,674 |
| Net interest income | $2,757,000 | 3,765 |
| Provision for loan and lease losses | $216,000 | 2,044 |
| Total noninterest income | $669,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $379,000 | 2,211 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $290,000 | 3,075 |
| Total noninterest expense | $2,172,000 | 3,877 |
| Salaries and employee benefits | $1,143,000 | 3,991 |
| Premises and equipment expense | $207,000 | 4,923 |
| Additional noninterest expense | $822,000 | 3,116 |
| Pre-tax net operating income | $1,038,000 | 3,446 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $273,000 | 2,841 |
| Income before extraordinary items | $765,000 | 3,619 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $765,000 | 3,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,435 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $765,000 | 3,590 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,987,000 | 3,297 |
| Total interest expense | $1,681,000 | 2,698 |
| Net interest income | $1,306,000 | 3,899 |
| Provision for loan and lease losses | $64,000 | 2,702 |
| Total noninterest income | $293,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $176,000 | 2,290 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $117,000 | 3,484 |
| Total noninterest expense | $1,002,000 | 4,138 |
| Salaries and employee benefits | $648,000 | 3,675 |
| Premises and equipment expense | $99,000 | 5,082 |
| Additional noninterest expense | $255,000 | 4,475 |
| Pre-tax net operating income | $533,000 | 3,377 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $137,000 | 2,850 |
| Income before extraordinary items | $396,000 | 3,528 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $396,000 | 3,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,660 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $396,000 | 3,501 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,728,000 | 3,657 |
| Total interest expense | $5,074,000 | 2,993 |
| Net interest income | $4,654,000 | 4,233 |
| Provision for loan and lease losses | $822,000 | 1,247 |
| Total noninterest income | $2,103,000 | 2,146 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $506,000 | 3,032 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,597,000 | 1,592 |
| Total noninterest expense | $4,551,000 | 3,606 |
| Salaries and employee benefits | $2,517,000 | 3,587 |
| Premises and equipment expense | $635,000 | 3,611 |
| Additional noninterest expense | $1,399,000 | 3,480 |
| Pre-tax net operating income | $1,384,000 | 4,475 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $167,000 | 4,493 |
| Income before extraordinary items | $1,217,000 | 4,256 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,217,000 | 4,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,533 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,217,000 | 4,233 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,844,000 | 3,803 |
| Total interest expense | $3,525,000 | 3,089 |
| Net interest income | $3,319,000 | 4,426 |
| Provision for loan and lease losses | $556,000 | 1,284 |
| Total noninterest income | $1,901,000 | 1,879 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $372,000 | 3,085 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,529,000 | 1,350 |
| Total noninterest expense | $2,866,000 | 4,112 |
| Salaries and employee benefits | $1,712,000 | 3,864 |
| Premises and equipment expense | $380,000 | 4,231 |
| Additional noninterest expense | $774,000 | 4,379 |
| Pre-tax net operating income | $1,798,000 | 3,342 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $719,000 | 2,357 |
| Income before extraordinary items | $1,079,000 | 3,983 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,079,000 | 3,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,754 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,079,000 | 3,972 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,281,000 | 3,930 |
| Total interest expense | $2,108,000 | 3,242 |
| Net interest income | $2,173,000 | 4,483 |
| Provision for loan and lease losses | $412,000 | 1,147 |
| Total noninterest income | $1,702,000 | 1,475 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $228,000 | 3,249 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,474,000 | 1,024 |
| Total noninterest expense | $1,869,000 | 4,188 |
| Salaries and employee benefits | $1,141,000 | 3,886 |
| Premises and equipment expense | $247,000 | 4,309 |
| Additional noninterest expense | $481,000 | 4,603 |
| Pre-tax net operating income | $1,594,000 | 2,757 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $637,000 | 1,972 |
| Income before extraordinary items | $957,000 | 3,310 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $957,000 | 3,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,270 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $957,000 | 3,302 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,060,000 | 3,996 |
| Total interest expense | $952,000 | 3,377 |
| Net interest income | $1,108,000 | 4,405 |
| Provision for loan and lease losses | $171,000 | 1,287 |
| Total noninterest income | $160,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $109,000 | 3,301 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $51,000 | 5,080 |
| Total noninterest expense | $906,000 | 4,299 |
| Salaries and employee benefits | $556,000 | 3,976 |
| Premises and equipment expense | $133,000 | 4,114 |
| Additional noninterest expense | $217,000 | 4,927 |
| Pre-tax net operating income | $191,000 | 5,935 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $77,000 | 3,925 |
| Income before extraordinary items | $114,000 | 6,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $114,000 | 6,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,422 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $114,000 | 6,506 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,252,000 | 4,039 |
| Total interest expense | $2,615,000 | 3,694 |
| Net interest income | $4,637,000 | 4,174 |
| Provision for loan and lease losses | $565,000 | 1,726 |
| Total noninterest income | $622,000 | 4,702 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $381,000 | 3,668 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $241,000 | 4,808 |
| Total noninterest expense | $4,070,000 | 3,818 |
| Salaries and employee benefits | $2,437,000 | 3,556 |
| Premises and equipment expense | $506,000 | 4,141 |
| Additional noninterest expense | $1,127,000 | 4,052 |
| Pre-tax net operating income | $624,000 | 6,342 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $153,000 | 4,973 |
| Income before extraordinary items | $471,000 | 6,487 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $471,000 | 6,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $654,000 | 940 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $471,000 | 6,464 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,182,000 | 4,129 |
| Total interest expense | $1,788,000 | 3,811 |
| Net interest income | $3,394,000 | 4,244 |
| Provision for loan and lease losses | $371,000 | 1,827 |
| Total noninterest income | $447,000 | 4,843 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $258,000 | 3,891 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $189,000 | 4,726 |
| Total noninterest expense | $2,829,000 | 4,011 |
| Salaries and employee benefits | $1,791,000 | 3,587 |
| Premises and equipment expense | $371,000 | 4,197 |
| Additional noninterest expense | $667,000 | 4,774 |
| Pre-tax net operating income | $641,000 | 5,835 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $194,000 | 4,461 |
| Income before extraordinary items | $447,000 | 6,137 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $447,000 | 6,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $532,000 | 799 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $447,000 | 6,108 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,413,000 | 4,110 |
| Total interest expense | $1,090,000 | 3,897 |
| Net interest income | $2,323,000 | 4,151 |
| Provision for loan and lease losses | $311,000 | 1,462 |
| Total noninterest income | $314,000 | 4,667 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $171,000 | 3,848 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $143,000 | 4,428 |
| Total noninterest expense | $1,895,000 | 3,980 |
| Salaries and employee benefits | $1,193,000 | 3,577 |
| Premises and equipment expense | $249,000 | 4,162 |
| Additional noninterest expense | $453,000 | 4,709 |
| Pre-tax net operating income | $431,000 | 5,795 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $115,000 | 4,636 |
| Income before extraordinary items | $316,000 | 6,008 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $316,000 | 6,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $499,000 | 599 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $316,000 | 5,953 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 4,223 |
| Total interest expense | $492,000 | 4,061 |
| Net interest income | $1,135,000 | 4,230 |
| Provision for loan and lease losses | $32,000 | 3,873 |
| Total noninterest income | $157,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $75,000 | 4,075 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $82,000 | 4,143 |
| Total noninterest expense | $921,000 | 4,084 |
| Salaries and employee benefits | $580,000 | 3,666 |
| Premises and equipment expense | $129,000 | 4,103 |
| Additional noninterest expense | $212,000 | 4,893 |
| Pre-tax net operating income | $339,000 | 4,677 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $85,000 | 4,031 |
| Income before extraordinary items | $254,000 | 4,825 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $254,000 | 4,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 651 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $254,000 | 4,785 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,864,000 | 4,331 |
| Total interest expense | $1,506,000 | 4,501 |
| Net interest income | $4,358,000 | 4,220 |
| Provision for loan and lease losses | $627,000 | 1,587 |
| Total noninterest income | $1,269,000 | 3,007 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $428,000 | 3,488 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $841,000 | 2,413 |
| Total noninterest expense | $3,403,000 | 4,266 |
| Salaries and employee benefits | $2,028,000 | 3,955 |
| Premises and equipment expense | $428,000 | 4,561 |
| Additional noninterest expense | $947,000 | 4,547 |
| Pre-tax net operating income | $1,597,000 | 4,088 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $632,000 | 2,939 |
| Income before extraordinary items | $965,000 | 4,791 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $965,000 | 4,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,446 |
| Cash dividends | $106,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $965,000 | 4,729 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,250,000 | 4,415 |
| Total interest expense | $1,088,000 | 4,569 |
| Net interest income | $3,162,000 | 4,314 |
| Provision for loan and lease losses | $207,000 | 2,929 |
| Total noninterest income | $1,031,000 | 2,859 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $308,000 | 3,600 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $723,000 | 2,214 |
| Total noninterest expense | $2,390,000 | 4,444 |
| Salaries and employee benefits | $1,461,000 | 4,042 |
| Premises and equipment expense | $240,000 | 5,479 |
| Additional noninterest expense | $689,000 | 4,585 |
| Pre-tax net operating income | $1,596,000 | 3,439 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $637,000 | 2,467 |
| Income before extraordinary items | $959,000 | 4,109 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $959,000 | 4,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,640 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $959,000 | 4,042 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,778,000 | 4,481 |
| Total interest expense | $706,000 | 4,646 |
| Net interest income | $2,072,000 | 4,367 |
| Provision for loan and lease losses | $129,000 | 3,003 |
| Total noninterest income | $884,000 | 2,411 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $191,000 | 3,759 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $693,000 | 1,730 |
| Total noninterest expense | $1,579,000 | 4,498 |
| Salaries and employee benefits | $985,000 | 4,033 |
| Premises and equipment expense | $144,000 | 5,789 |
| Additional noninterest expense | $450,000 | 4,679 |
| Pre-tax net operating income | $1,248,000 | 3,019 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $498,000 | 2,209 |
| Income before extraordinary items | $750,000 | 3,696 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $750,000 | 3,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,091 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $750,000 | 3,606 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 4,566 |
| Total interest expense | $340,000 | 4,796 |
| Net interest income | $1,027,000 | 4,397 |
| Provision for loan and lease losses | $62,000 | 2,894 |
| Total noninterest income | $204,000 | 4,016 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $95,000 | 3,703 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $109,000 | 3,531 |
| Total noninterest expense | $778,000 | 4,562 |
| Salaries and employee benefits | $489,000 | 4,082 |
| Premises and equipment expense | $65,000 | 6,100 |
| Additional noninterest expense | $224,000 | 4,663 |
| Pre-tax net operating income | $391,000 | 4,140 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $156,000 | 3,014 |
| Income before extraordinary items | $235,000 | 4,919 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $235,000 | 4,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,593 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $235,000 | 4,791 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,533,000 | 5,211 |
| Total interest expense | $1,254,000 | 5,418 |
| Net interest income | $3,279,000 | 5,019 |
| Provision for loan and lease losses | $257,000 | 3,491 |
| Total noninterest income | $884,000 | 3,989 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $370,000 | 3,820 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $514,000 | 3,536 |
| Total noninterest expense | $2,679,000 | 4,969 |
| Salaries and employee benefits | $1,677,000 | 4,479 |
| Premises and equipment expense | $237,000 | 6,334 |
| Additional noninterest expense | $765,000 | 5,207 |
| Pre-tax net operating income | $1,227,000 | 4,633 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $492,000 | 3,404 |
| Income before extraordinary items | $735,000 | 5,454 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $735,000 | 5,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,692 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $735,000 | 5,303 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,253,000 | 5,427 |
| Total interest expense | $920,000 | 5,639 |
| Net interest income | $2,333,000 | 5,219 |
| Provision for loan and lease losses | $136,000 | 4,072 |
| Total noninterest income | $318,000 | 5,902 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $269,000 | 3,905 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 7,244 |
| Total noninterest expense | $1,754,000 | 5,430 |
| Salaries and employee benefits | $1,054,000 | 5,066 |
| Premises and equipment expense | $182,000 | 6,259 |
| Additional noninterest expense | $518,000 | 5,525 |
| Pre-tax net operating income | $761,000 | 5,283 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $304,000 | 3,886 |
| Income before extraordinary items | $457,000 | 6,061 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $457,000 | 6,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,387 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $457,000 | 5,892 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,086,000 | 5,596 |
| Total interest expense | $591,000 | 5,897 |
| Net interest income | $1,495,000 | 5,336 |
| Provision for loan and lease losses | $44,000 | 5,358 |
| Total noninterest income | $203,000 | 5,966 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $171,000 | 3,990 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $32,000 | 7,239 |
| Total noninterest expense | $1,132,000 | 5,541 |
| Salaries and employee benefits | $683,000 | 5,174 |
| Premises and equipment expense | $123,000 | 6,193 |
| Additional noninterest expense | $326,000 | 5,704 |
| Pre-tax net operating income | $522,000 | 5,213 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $209,000 | 3,872 |
| Income before extraordinary items | $313,000 | 6,006 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $313,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,501 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $313,000 | 5,804 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $998,000 | 5,777 |
| Total interest expense | $279,000 | 6,164 |
| Net interest income | $719,000 | 5,458 |
| Provision for loan and lease losses | $29,000 | 4,819 |
| Total noninterest income | $90,000 | 6,155 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $75,000 | 4,221 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $535,000 | 5,761 |
| Salaries and employee benefits | $324,000 | 5,369 |
| Premises and equipment expense | $64,000 | 6,109 |
| Additional noninterest expense | $147,000 | 6,005 |
| Pre-tax net operating income | $245,000 | 5,336 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $98,000 | 3,973 |
| Income before extraordinary items | $147,000 | 6,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $147,000 | 6,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,251 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $147,000 | 5,876 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,457,000 | 6,379 |
| Total interest expense | $996,000 | 6,947 |
| Net interest income | $2,461,000 | 5,956 |
| Provision for loan and lease losses | $226,000 | 4,095 |
| Total noninterest income | $340,000 | 6,174 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $316,000 | 4,112 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 8,403 |
| Total noninterest expense | $1,957,000 | 5,945 |
| Salaries and employee benefits | $1,156,000 | 5,617 |
| Premises and equipment expense | $226,000 | 6,443 |
| Additional noninterest expense | $575,000 | 6,079 |
| Pre-tax net operating income | $618,000 | 6,360 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $225,000 | 4,937 |
| Income before extraordinary items | $393,000 | 6,879 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $393,000 | 6,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 4,084 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $393,000 | 6,753 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 7,778 |
| Total interest expense | $904,000 | 8,205 |
| Net interest income | $1,570,000 | 7,213 |
| Provision for loan and lease losses | $354,000 | 2,893 |
| Total noninterest income | $756,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $183,000 | 5,350 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $573,000 | 2,910 |
| Total noninterest expense | $1,843,000 | 6,044 |
| Salaries and employee benefits | $888,000 | 6,422 |
| Premises and equipment expense | $178,000 | 7,095 |
| Additional noninterest expense | $777,000 | 4,882 |
| Pre-tax net operating income | $129,000 | 8,190 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $129,000 | 8,161 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $129,000 | 8,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,551 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $129,000 | 8,051 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,589,000 | 8,858 |
| Total interest expense | $599,000 | 9,046 |
| Net interest income | $990,000 | 8,504 |
| Provision for loan and lease losses | $199,000 | 3,780 |
| Total noninterest income | $149,000 | 7,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 6,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,361 |
| Total noninterest expense | $1,439,000 | 6,907 |
| Salaries and employee benefits | $691,000 | 7,245 |
| Premises and equipment expense | $139,000 | 7,766 |
| Additional noninterest expense | $609,000 | 5,728 |
| Pre-tax net operating income | $-499,000 | 9,531 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-125,000 | 9,619 |
| Income before extraordinary items | $-374,000 | 9,500 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-374,000 | 9,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-374,000 | 9,501 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $167,000 | 10,139 |
| Total interest expense | $50,000 | 10,104 |
| Net interest income | $117,000 | 10,135 |
| Provision for loan and lease losses | $46,000 | 6,693 |
| Total noninterest income | $70,000 | 9,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 8,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,632 |
| Total noninterest expense | $963,000 | 8,226 |
| Salaries and employee benefits | $273,000 | 9,613 |
| Premises and equipment expense | $62,000 | 9,387 |
| Additional noninterest expense | $628,000 | 5,661 |
| Pre-tax net operating income | $-822,000 | 10,007 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-311,000 | 10,092 |
| Income before extraordinary items | $-511,000 | 9,900 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-511,000 | 9,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $5,036,000 | 242 |
| Net operating income | $-511,000 | 9,881 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.