Home > Legacy Bank > Income and Expense
Legacy Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,291,000 | 5,372 |
| Total interest expense | $2,015,000 | 5,973 |
| Net interest income | $3,276,000 | 4,859 |
| Provision for loan and lease losses | $115,000 | 4,942 |
| Total noninterest income | $1,028,000 | 3,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $558,000 | 2,387 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $470,000 | 3,072 |
| Total noninterest expense | $3,075,000 | 4,125 |
| Salaries and employee benefits | $1,392,000 | 4,612 |
| Premises and equipment expense | $834,000 | 2,430 |
| Additional noninterest expense | $849,000 | 4,598 |
| Pre-tax net operating income | $1,114,000 | 4,993 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $14,000 | 8,380 |
| Income before extraordinary items | $1,100,000 | 4,150 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,100,000 | 4,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-153,000 | 10,100 |
| Cash dividends | $280,000 | 4,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,100,000 | 4,105 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,141,000 | 5,577 |
| Total interest expense | $2,244,000 | 5,760 |
| Net interest income | $2,897,000 | 5,262 |
| Provision for loan and lease losses | $158,000 | 4,049 |
| Total noninterest income | $987,000 | 3,111 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $564,000 | 2,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $423,000 | 3,312 |
| Total noninterest expense | $2,956,000 | 4,167 |
| Salaries and employee benefits | $1,274,000 | 4,850 |
| Premises and equipment expense | $749,000 | 2,597 |
| Additional noninterest expense | $933,000 | 4,173 |
| Pre-tax net operating income | $770,000 | 6,208 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $41,000 | 8,488 |
| Income before extraordinary items | $729,000 | 5,483 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $729,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 1,940 |
| Cash dividends | $550,000 | 3,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $729,000 | 5,377 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,221,000 | 5,618 |
| Total interest expense | $2,088,000 | 6,103 |
| Net interest income | $3,133,000 | 5,125 |
| Provision for loan and lease losses | $165,000 | 3,914 |
| Total noninterest income | $933,000 | 3,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $496,000 | 2,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $437,000 | 3,105 |
| Total noninterest expense | $2,797,000 | 4,340 |
| Salaries and employee benefits | $1,643,000 | 3,937 |
| Premises and equipment expense | $402,000 | 4,436 |
| Additional noninterest expense | $752,000 | 4,958 |
| Pre-tax net operating income | $1,104,000 | 5,524 |
| Securities gains (losses) | $-24,000 | 10,433 |
| Applicable income taxes | $-120,000 | 10,724 |
| Income before extraordinary items | $1,200,000 | 4,063 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,200,000 | 4,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,724 |
| Cash dividends | $870,000 | 2,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,224,000 | 3,915 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,856,000 | 6,068 |
| Total interest expense | $2,034,000 | 6,348 |
| Net interest income | $2,822,000 | 5,696 |
| Provision for loan and lease losses | $51,000 | 6,537 |
| Total noninterest income | $799,000 | 3,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $486,000 | 2,783 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $313,000 | 3,977 |
| Total noninterest expense | $2,545,000 | 4,927 |
| Salaries and employee benefits | $1,549,000 | 4,187 |
| Premises and equipment expense | $360,000 | 4,921 |
| Additional noninterest expense | $636,000 | 6,127 |
| Pre-tax net operating income | $1,025,000 | 5,644 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $403,000 | 4,867 |
| Income before extraordinary items | $624,000 | 6,127 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $624,000 | 6,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,685 |
| Cash dividends | $420,000 | 3,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $622,720 | 6,083 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,294,000 | 6,694 |
| Total interest expense | $1,811,000 | 6,875 |
| Net interest income | $2,483,000 | 6,350 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $712,000 | 4,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $385,000 | 3,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $327,000 | 3,798 |
| Total noninterest expense | $2,291,000 | 5,374 |
| Salaries and employee benefits | $1,342,000 | 4,741 |
| Premises and equipment expense | $317,000 | 5,400 |
| Additional noninterest expense | $632,000 | 6,321 |
| Pre-tax net operating income | $889,000 | 6,475 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $327,000 | 5,700 |
| Income before extraordinary items | $555,000 | 6,876 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $555,000 | 6,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 11,448 |
| Cash dividends | $335,000 | 4,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $559,480 | 6,829 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,518,000 | 7,294 |
| Total interest expense | $1,364,000 | 7,330 |
| Net interest income | $2,154,000 | 7,185 |
| Provision for loan and lease losses | $38,000 | 6,695 |
| Total noninterest income | $611,000 | 4,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 3,948 |
| Total noninterest expense | $2,100,000 | 5,962 |
| Salaries and employee benefits | $1,133,000 | 5,513 |
| Premises and equipment expense | $387,000 | 4,716 |
| Additional noninterest expense | $580,000 | 7,179 |
| Pre-tax net operating income | $627,000 | 7,843 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $219,000 | 7,023 |
| Income before extraordinary items | $413,000 | 8,082 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $413,000 | 8,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,113 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $409,750 | 8,158 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,516,000 | 7,516 |
| Total interest expense | $1,395,000 | 7,565 |
| Net interest income | $2,121,000 | 7,380 |
| Provision for loan and lease losses | $-100,000 | 12,888 |
| Total noninterest income | $591,000 | 5,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $312,000 | 4,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $279,000 | 4,672 |
| Total noninterest expense | $2,280,000 | 5,699 |
| Salaries and employee benefits | $1,098,000 | 5,654 |
| Premises and equipment expense | $522,000 | 3,718 |
| Additional noninterest expense | $660,000 | 6,870 |
| Pre-tax net operating income | $532,000 | 8,434 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $212,000 | 7,394 |
| Income before extraordinary items | $320,000 | 9,232 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $320,000 | 9,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 11,050 |
| Cash dividends | $965,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 1,041 |
| Net operating income | $320,000 | 8,981 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,648,000 | 6,728 |
| Total interest expense | $2,191,000 | 6,632 |
| Net interest income | $2,457,000 | 6,680 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $604,000 | 4,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $386,000 | 3,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $218,000 | 5,385 |
| Total noninterest expense | $2,257,000 | 5,786 |
| Salaries and employee benefits | $1,223,000 | 5,073 |
| Premises and equipment expense | $505,000 | 3,931 |
| Additional noninterest expense | $529,000 | 8,202 |
| Pre-tax net operating income | $754,000 | 6,810 |
| Securities gains (losses) | $39,000 | 4,543 |
| Applicable income taxes | $301,000 | 5,910 |
| Income before extraordinary items | $492,000 | 7,407 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $492,000 | 7,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $467,040 | 7,246 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.