Home > Legacy Bank > Income and Expense

Legacy Bank, Income and Expense

2022-09-30 (YTD Data)		Rank
Total interest income	$3,855,000	3,399
Total interest expense	$134,000	4,041
Net interest income	$3,721,000	3,323
Provision for loan and lease losses	$90,000	1,934
Total noninterest income	$1,112,000	2,370
Gross Fiduciary activities income	$4,000	907
Service charges on deposit accounts	$169,000	2,624
Trading account gains and fees	NA	NA
Additional Noninterest Income	$939,000	2,117
Total noninterest expense	$3,791,000	3,018
Salaries and employee benefits	$2,300,000	2,892
Premises and equipment expense	$565,000	2,409
Additional noninterest expense	$939,000	2,117
Pre-tax net operating income	$952,000	3,595
Securities gains (losses)	$-2,000	3,546
Applicable income taxes	$60,000	3,089
Income before extraordinary items	$890,000	3,491
Extraordinary gains, net	$0	4
Net income	$890,000	3,490
Minority interest net income	$0	57
Net income of bank and minority interests.	$890,000	3,490
Net charge-offs	$9,000	1,856
Cash dividends	$129,000	2,854
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$891,880	3,522
2022-06-30 (YTD Data)		Rank
Total interest income	$2,337,000	3,508
Total interest expense	$88,000	4,041
Net interest income	$2,249,000	3,445
Provision for loan and lease losses	$60,000	1,769
Total noninterest income	$803,000	2,299
Gross Fiduciary activities income	$4,000	852
Service charges on deposit accounts	$112,000	2,632
Trading account gains and fees	NA	NA
Additional Noninterest Income	$687,000	2,063
Total noninterest expense	$2,541,000	2,997
Salaries and employee benefits	$1,596,000	2,837
Premises and equipment expense	$388,000	2,368
Additional noninterest expense	$557,000	3,519
Pre-tax net operating income	$451,000	3,767
Securities gains (losses)	$-3,000	3,777
Applicable income taxes	$30,000	3,139
Income before extraordinary items	$418,000	3,694
Extraordinary gains, net	$0	4
Net income	$418,000	3,692
Minority interest net income	$0	60
Net income of bank and minority interests.	$418,000	3,694
Net charge-offs	$16,000	1,414
Cash dividends	$569,000	1,794
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$420,790	3,726
2022-03-31 (YTD Data)		Rank
Total interest income	$1,107,000	3,537
Total interest expense	$45,000	4,020
Net interest income	$1,062,000	3,481
Provision for loan and lease losses	$30,000	1,548
Total noninterest income	$408,000	2,270
Gross Fiduciary activities income	$4,000	812
Service charges on deposit accounts	$58,000	2,560
Trading account gains and fees	NA	NA
Additional Noninterest Income	$346,000	2,038
Total noninterest expense	$1,219,000	3,055
Salaries and employee benefits	$755,000	2,923
Premises and equipment expense	$194,000	2,381
Additional noninterest expense	$270,000	3,559
Pre-tax net operating income	$221,000	3,681
Securities gains (losses)	$0	623
Applicable income taxes	$11,000	3,110
Income before extraordinary items	$210,000	3,592
Extraordinary gains, net	$0	4
Net income	$210,000	3,591
Minority interest net income	$0	50
Net income of bank and minority interests.	$210,000	3,592
Net charge-offs	$-3,000	3,434
Cash dividends	$100,000	1,984
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$210,000	3,618
2021-12-31 (YTD Data)		Rank
Total interest income	$4,914,000	3,511
Total interest expense	$251,000	3,928
Net interest income	$4,663,000	3,441
Provision for loan and lease losses	$120,000	2,036
Total noninterest income	$1,979,000	2,231
Gross Fiduciary activities income	$2,000	941
Service charges on deposit accounts	$209,000	2,649
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,768,000	2,042
Total noninterest expense	$5,463,000	2,871
Salaries and employee benefits	$3,601,000	2,659
Premises and equipment expense	$759,000	2,402
Additional noninterest expense	$1,103,000	3,566
Pre-tax net operating income	$1,059,000	3,796
Securities gains (losses)	$5,000	1,837
Applicable income taxes	$53,000	3,285
Income before extraordinary items	$1,011,000	3,749
Extraordinary gains, net	$0	10
Net income	$1,011,000	3,749
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,011,000	3,749
Net charge-offs	$14,000	2,184
Cash dividends	$210,000	3,251
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$1,006,250	3,741
2021-09-30 (YTD Data)		Rank
Total interest income	$3,798,000	3,534
Total interest expense	$197,000	3,978
Net interest income	$3,601,000	3,452
Provision for loan and lease losses	$90,000	2,005
Total noninterest income	$1,550,000	2,231
Gross Fiduciary activities income	$2,000	906
Service charges on deposit accounts	$153,000	2,668
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,395,000	2,036
Total noninterest expense	$4,009,000	2,929
Salaries and employee benefits	$2,596,000	2,745
Premises and equipment expense	$571,000	2,417
Additional noninterest expense	$842,000	3,567
Pre-tax net operating income	$1,052,000	3,671
Securities gains (losses)	$4,000	1,798
Applicable income taxes	$53,000	3,172
Income before extraordinary items	$1,003,000	3,610
Extraordinary gains, net	$0	8
Net income	$1,003,000	3,610
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,003,000	3,610
Net charge-offs	$18,000	1,784
Cash dividends	$210,000	2,835
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$999,200	3,591
2021-06-30 (YTD Data)		Rank
Total interest income	$2,701,000	3,458
Total interest expense	$139,000	3,986
Net interest income	$2,562,000	3,368
Provision for loan and lease losses	$60,000	1,979
Total noninterest income	$976,000	2,264
Gross Fiduciary activities income	$2,000	890
Service charges on deposit accounts	$101,000	2,632
Trading account gains and fees	NA	NA
Additional Noninterest Income	$873,000	2,063
Total noninterest expense	$2,644,000	2,942
Salaries and employee benefits	$1,723,000	2,734
Premises and equipment expense	$386,000	2,384
Additional noninterest expense	$535,000	3,624
Pre-tax net operating income	$834,000	3,486
Securities gains (losses)	$3,000	1,649
Applicable income taxes	$42,000	3,111
Income before extraordinary items	$795,000	3,400
Extraordinary gains, net	$0	6
Net income	$795,000	3,399
Minority interest net income	$0	67
Net income of bank and minority interests.	$795,000	3,400
Net charge-offs	$-9,000	3,778
Cash dividends	$210,000	2,582
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$792,150	3,381
2021-03-31 (YTD Data)		Rank
Total interest income	$1,125,000	3,712
Total interest expense	$74,000	3,999
Net interest income	$1,051,000	3,658
Provision for loan and lease losses	$30,000	1,982
Total noninterest income	$564,000	2,114
Gross Fiduciary activities income	$2,000	863
Service charges on deposit accounts	$52,000	2,592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$510,000	1,901
Total noninterest expense	$1,313,000	2,945
Salaries and employee benefits	$859,000	2,734
Premises and equipment expense	$197,000	2,370
Additional noninterest expense	$257,000	3,657
Pre-tax net operating income	$272,000	3,852
Securities gains (losses)	$2,000	1,277
Applicable income taxes	$14,000	3,191
Income before extraordinary items	$260,000	3,817
Extraordinary gains, net	$0	3
Net income	$260,000	3,816
Minority interest net income	$0	55
Net income of bank and minority interests.	$260,000	3,817
Net charge-offs	$-2,000	3,357
Cash dividends	$50,000	2,277
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$258,100	3,796
2020-12-31 (YTD Data)		Rank
Total interest income	$5,016,000	3,591
Total interest expense	$391,000	4,064
Net interest income	$4,625,000	3,464
Provision for loan and lease losses	$120,000	3,406
Total noninterest income	$2,165,000	2,034
Gross Fiduciary activities income	$4,000	954
Service charges on deposit accounts	$197,000	2,792
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,964,000	1,805
Total noninterest expense	$5,369,000	2,869
Salaries and employee benefits	$3,564,000	2,652
Premises and equipment expense	$736,000	2,454
Additional noninterest expense	$1,069,000	3,606
Pre-tax net operating income	$1,301,000	3,431
Securities gains (losses)	$56,000	1,671
Applicable income taxes	$44,000	3,223
Income before extraordinary items	$1,313,000	3,337
Extraordinary gains, net	$0	4
Net income	$1,313,000	3,336
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,313,000	3,337
Net charge-offs	$7,000	3,116
Cash dividends	$662,000	2,593
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,258,680	3,347
2020-09-30 (YTD Data)		Rank
Total interest income	$3,888,000	3,567
Total interest expense	$301,000	4,121
Net interest income	$3,587,000	3,432
Provision for loan and lease losses	$180,000	2,853
Total noninterest income	$1,589,000	2,023
Gross Fiduciary activities income	$2,000	929
Service charges on deposit accounts	$143,000	2,849
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,444,000	1,777
Total noninterest expense	$3,857,000	2,948
Salaries and employee benefits	$2,508,000	2,754
Premises and equipment expense	$552,000	2,448
Additional noninterest expense	$797,000	3,603
Pre-tax net operating income	$1,139,000	3,298
Securities gains (losses)	$55,000	1,499
Applicable income taxes	$37,000	3,185
Income before extraordinary items	$1,157,000	3,168
Extraordinary gains, net	$0	4
Net income	$1,157,000	3,167
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,157,000	3,168
Net charge-offs	$9,000	2,770
Cash dividends	$662,000	2,077
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,103,650	3,165
2020-06-30 (YTD Data)		Rank
Total interest income	$2,714,000	3,537
Total interest expense	$201,000	4,198
Net interest income	$2,513,000	3,374
Provision for loan and lease losses	$150,000	2,632
Total noninterest income	$998,000	2,024
Gross Fiduciary activities income	$1,000	937
Service charges on deposit accounts	$94,000	2,901
Trading account gains and fees	NA	NA
Additional Noninterest Income	$903,000	1,766
Total noninterest expense	$2,498,000	3,001
Salaries and employee benefits	$1,630,000	2,800
Premises and equipment expense	$353,000	2,496
Additional noninterest expense	$515,000	3,663
Pre-tax net operating income	$863,000	3,135
Securities gains (losses)	$55,000	1,264
Applicable income taxes	$23,000	3,178
Income before extraordinary items	$895,000	2,957
Extraordinary gains, net	$0	4
Net income	$895,000	2,956
Minority interest net income	$0	65
Net income of bank and minority interests.	$895,000	2,957
Net charge-offs	$13,000	2,360
Cash dividends	$281,000	2,459
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$841,650	2,993
2020-03-31 (YTD Data)		Rank
Total interest income	$1,116,000	3,848
Total interest expense	$101,000	4,310
Net interest income	$1,015,000	3,711
Provision for loan and lease losses	$30,000	2,812
Total noninterest income	$529,000	1,891
Gross Fiduciary activities income	$1,000	904
Service charges on deposit accounts	$58,000	2,887
Trading account gains and fees	NA	NA
Additional Noninterest Income	$470,000	1,579
Total noninterest expense	$1,248,000	3,029
Salaries and employee benefits	$778,000	2,898
Premises and equipment expense	$184,000	2,460
Additional noninterest expense	$286,000	3,530
Pre-tax net operating income	$266,000	3,527
Securities gains (losses)	$-2,000	4,713
Applicable income taxes	$13,000	3,058
Income before extraordinary items	$251,000	3,482
Extraordinary gains, net	$0	4
Net income	$251,000	3,483
Minority interest net income	$0	56
Net income of bank and minority interests.	$251,000	3,483
Net charge-offs	$45,000	1,251
Cash dividends	$281,000	1,708
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$252,900	3,457
2019-12-31 (YTD Data)		Rank
Total interest income	$4,763,000	3,822
Total interest expense	$375,000	4,400
Net interest income	$4,388,000	3,648
Provision for loan and lease losses	$110,000	2,880
Total noninterest income	$1,689,000	2,160
Gross Fiduciary activities income	$2,000	989
Service charges on deposit accounts	$244,000	2,911
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,443,000	1,830
Total noninterest expense	$4,952,000	3,022
Salaries and employee benefits	$3,197,000	2,815
Premises and equipment expense	$654,000	2,645
Additional noninterest expense	$1,101,000	3,647
Pre-tax net operating income	$1,015,000	3,846
Securities gains (losses)	$5,000	2,084
Applicable income taxes	$52,000	3,293
Income before extraordinary items	$968,000	3,817
Extraordinary gains, net	$0	11
Net income	$968,000	3,817
Minority interest net income	$0	76
Net income of bank and minority interests.	$968,000	3,818
Net charge-offs	$98,000	2,219
Cash dividends	$650,000	2,762
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$963,250	3,791
2019-09-30 (YTD Data)		Rank
Total interest income	$3,638,000	3,839
Total interest expense	$276,000	4,465
Net interest income	$3,362,000	3,655
Provision for loan and lease losses	$90,000	2,664
Total noninterest income	$1,169,000	2,253
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$181,000	2,961
Trading account gains and fees	NA	NA
Additional Noninterest Income	$988,000	1,931
Total noninterest expense	$3,550,000	3,131
Salaries and employee benefits	$2,211,000	2,979
Premises and equipment expense	$486,000	2,693
Additional noninterest expense	$853,000	3,617
Pre-tax net operating income	$891,000	3,772
Securities gains (losses)	$0	2,167
Applicable income taxes	$41,000	3,325
Income before extraordinary items	$850,000	3,725
Extraordinary gains, net	$0	11
Net income	$850,000	3,724
Minority interest net income	$0	72
Net income of bank and minority interests.	$850,000	3,725
Net charge-offs	$66,000	2,036
Cash dividends	$650,000	2,242
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$850,000	3,692
2019-06-30 (YTD Data)		Rank
Total interest income	$2,427,000	3,851
Total interest expense	$174,000	4,530
Net interest income	$2,253,000	3,663
Provision for loan and lease losses	$60,000	2,560
Total noninterest income	$531,000	2,727
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$115,000	3,021
Trading account gains and fees	NA	NA
Additional Noninterest Income	$416,000	2,436
Total noninterest expense	$2,280,000	3,216
Salaries and employee benefits	$1,362,000	3,126
Premises and equipment expense	$318,000	2,730
Additional noninterest expense	$600,000	3,540
Pre-tax net operating income	$444,000	4,117
Securities gains (losses)	$0	1,702
Applicable income taxes	$24,000	3,386
Income before extraordinary items	$420,000	4,055
Extraordinary gains, net	$0	11
Net income	$420,000	4,053
Minority interest net income	$0	69
Net income of bank and minority interests.	$420,000	4,054
Net charge-offs	$67,000	1,636
Cash dividends	$392,000	2,372
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$420,000	4,043
2019-03-31 (YTD Data)		Rank
Total interest income	$1,214,000	3,857
Total interest expense	$81,000	4,603
Net interest income	$1,133,000	3,683
Provision for loan and lease losses	$30,000	2,400
Total noninterest income	$255,000	2,722
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$60,000	2,958
Trading account gains and fees	NA	NA
Additional Noninterest Income	$195,000	2,423
Total noninterest expense	$1,151,000	3,223
Salaries and employee benefits	$682,000	3,157
Premises and equipment expense	$158,000	2,756
Additional noninterest expense	$311,000	3,482
Pre-tax net operating income	$207,000	4,174
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$207,000	4,065
Extraordinary gains, net	$0	5
Net income	$207,000	4,063
Minority interest net income	$0	52
Net income of bank and minority interests.	$207,000	4,064
Net charge-offs	$-3,000	4,217
Cash dividends	$242,000	1,921
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$207,000	4,057
2018-12-31 (YTD Data)		Rank
Total interest income	$4,444,000	3,959
Total interest expense	$247,000	4,678
Net interest income	$4,197,000	3,806
Provision for loan and lease losses	$195,000	2,411
Total noninterest income	$1,412,000	2,408
Gross Fiduciary activities income	$4,000	1,010
Service charges on deposit accounts	$276,000	2,872
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,132,000	2,098
Total noninterest expense	$4,486,000	3,268
Salaries and employee benefits	$2,670,000	3,167
Premises and equipment expense	$601,000	2,833
Additional noninterest expense	$1,215,000	3,562
Pre-tax net operating income	$928,000	4,112
Securities gains (losses)	$0	1,125
Applicable income taxes	$0	3,978
Income before extraordinary items	$928,000	3,983
Extraordinary gains, net	$0	6
Net income	$928,000	3,982
Minority interest net income	$0	72
Net income of bank and minority interests.	$928,000	3,982
Net charge-offs	$64,000	2,464
Cash dividends	$391,000	3,192
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$928,000	3,993
2018-09-30 (YTD Data)		Rank
Total interest income	$3,333,000	3,985
Total interest expense	$175,000	4,737
Net interest income	$3,158,000	3,831
Provision for loan and lease losses	$90,000	2,683
Total noninterest income	$1,039,000	2,452
Gross Fiduciary activities income	$2,000	991
Service charges on deposit accounts	$206,000	2,894
Trading account gains and fees	NA	NA
Additional Noninterest Income	$831,000	2,160
Total noninterest expense	$3,353,000	3,283
Salaries and employee benefits	$1,990,000	3,175
Premises and equipment expense	$451,000	2,851
Additional noninterest expense	$912,000	3,566
Pre-tax net operating income	$754,000	4,101
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$754,000	3,963
Extraordinary gains, net	$0	5
Net income	$754,000	3,961
Minority interest net income	$0	66
Net income of bank and minority interests.	$754,000	3,962
Net charge-offs	$-31,000	4,796
Cash dividends	$358,000	2,707
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$754,000	3,962
2018-06-30 (YTD Data)		Rank
Total interest income	$2,115,000	4,083
Total interest expense	$111,000	4,778
Net interest income	$2,004,000	3,931
Provision for loan and lease losses	$60,000	2,584
Total noninterest income	$692,000	2,455
Gross Fiduciary activities income	$2,000	976
Service charges on deposit accounts	$130,000	2,967
Trading account gains and fees	NA	NA
Additional Noninterest Income	$560,000	2,147
Total noninterest expense	$2,222,000	3,314
Salaries and employee benefits	$1,316,000	3,218
Premises and equipment expense	$287,000	2,952
Additional noninterest expense	$619,000	3,548
Pre-tax net operating income	$414,000	4,314
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$414,000	4,173
Extraordinary gains, net	$0	6
Net income	$414,000	4,172
Minority interest net income	$0	65
Net income of bank and minority interests.	$414,000	4,172
Net charge-offs	$-12,000	4,572
Cash dividends	$325,000	2,399
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$414,000	4,177
2018-03-31 (YTD Data)		Rank
Total interest income	$1,024,000	4,142
Total interest expense	$55,000	4,792
Net interest income	$969,000	4,019
Provision for loan and lease losses	$30,000	2,415
Total noninterest income	$353,000	2,404
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$62,000	3,055
Trading account gains and fees	NA	NA
Additional Noninterest Income	$291,000	2,055
Total noninterest expense	$1,129,000	3,318
Salaries and employee benefits	$662,000	3,218
Premises and equipment expense	$158,000	2,819
Additional noninterest expense	$309,000	3,596
Pre-tax net operating income	$163,000	4,527
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$163,000	4,404
Extraordinary gains, net	$0	7
Net income	$163,000	4,402
Minority interest net income	$0	52
Net income of bank and minority interests.	$163,000	4,404
Net charge-offs	$-6,000	4,537
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$163,000	4,412
2017-12-31 (YTD Data)		Rank
Total interest income	$4,051,000	4,126
Total interest expense	$219,000	4,767
Net interest income	$3,832,000	4,010
Provision for loan and lease losses	$110,000	2,978
Total noninterest income	$1,362,000	2,522
Gross Fiduciary activities income	$2,000	1,075
Service charges on deposit accounts	$253,000	3,113
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,107,000	2,175
Total noninterest expense	$4,342,000	3,398
Salaries and employee benefits	$2,532,000	3,311
Premises and equipment expense	$586,000	2,965
Additional noninterest expense	$1,224,000	3,634
Pre-tax net operating income	$742,000	4,411
Securities gains (losses)	$0	2,243
Applicable income taxes	$0	4,135
Income before extraordinary items	$742,000	4,089
Extraordinary gains, net	$0	9
Net income	$742,000	4,089
Minority interest net income	$0	76
Net income of bank and minority interests.	$742,000	4,089
Net charge-offs	$18,000	3,472
Cash dividends	$70,000	3,978
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$742,000	4,075
2017-09-30 (YTD Data)		Rank
Total interest income	$2,994,000	4,190
Total interest expense	$163,000	4,809
Net interest income	$2,831,000	4,077
Provision for loan and lease losses	$80,000	2,896
Total noninterest income	$898,000	2,720
Gross Fiduciary activities income	$2,000	1,029
Service charges on deposit accounts	$185,000	3,174
Trading account gains and fees	NA	NA
Additional Noninterest Income	$711,000	2,381
Total noninterest expense	$3,170,000	3,466
Salaries and employee benefits	$1,839,000	3,378
Premises and equipment expense	$432,000	3,028
Additional noninterest expense	$899,000	3,685
Pre-tax net operating income	$479,000	4,631
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$479,000	4,454
Extraordinary gains, net	$0	9
Net income	$479,000	4,453
Minority interest net income	$0	71
Net income of bank and minority interests.	$479,000	4,454
Net charge-offs	$2,000	3,621
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$479,000	4,442
2017-06-30 (YTD Data)		Rank
Total interest income	$1,955,000	4,236
Total interest expense	$105,000	4,859
Net interest income	$1,850,000	4,120
Provision for loan and lease losses	$50,000	2,834
Total noninterest income	$562,000	2,807
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$122,000	3,183
Trading account gains and fees	NA	NA
Additional Noninterest Income	$440,000	2,478
Total noninterest expense	$2,096,000	3,500
Salaries and employee benefits	$1,209,000	3,425
Premises and equipment expense	$282,000	3,064
Additional noninterest expense	$605,000	3,672
Pre-tax net operating income	$266,000	4,782
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$266,000	4,631
Extraordinary gains, net	$0	11
Net income	$266,000	4,629
Minority interest net income	$0	71
Net income of bank and minority interests.	$266,000	4,631
Net charge-offs	$6,000	3,079
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$266,000	4,618
2017-03-31 (YTD Data)		Rank
Total interest income	$964,000	4,274
Total interest expense	$52,000	4,885
Net interest income	$912,000	4,160
Provision for loan and lease losses	$30,000	2,408
Total noninterest income	$274,000	2,830
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$59,000	3,247
Trading account gains and fees	NA	NA
Additional Noninterest Income	$215,000	2,490
Total noninterest expense	$1,039,000	3,543
Salaries and employee benefits	$604,000	3,477
Premises and equipment expense	$140,000	3,127
Additional noninterest expense	$295,000	3,751
Pre-tax net operating income	$117,000	4,839
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$117,000	4,733
Extraordinary gains, net	$0	8
Net income	$117,000	4,733
Minority interest net income	$0	55
Net income of bank and minority interests.	$117,000	4,733
Net charge-offs	$16,000	2,006
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$117,000	4,723
2016-12-31 (YTD Data)		Rank
Total interest income	$3,679,000	4,370
Total interest expense	$193,000	5,000
Net interest income	$3,486,000	4,256
Provision for loan and lease losses	$-35,000	5,510
Total noninterest income	$995,000	3,050
Gross Fiduciary activities income	$2,000	1,113
Service charges on deposit accounts	$264,000	3,169
Trading account gains and fees	$0	170
Additional Noninterest Income	$729,000	2,774
Total noninterest expense	$4,243,000	3,528
Salaries and employee benefits	$2,262,000	3,593
Premises and equipment expense	$550,000	3,179
Additional noninterest expense	$1,431,000	3,445
Pre-tax net operating income	$273,000	5,202
Securities gains (losses)	$0	3,212
Applicable income taxes	$0	4,278
Income before extraordinary items	$273,000	5,165
Extraordinary gains, net	$0	5
Net income	$273,000	5,164
Minority interest net income	$0	82
Net income of bank and minority interests.	$273,000	5,164
Net charge-offs	$39,000	3,314
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$273,000	5,130
2016-09-30 (YTD Data)		Rank
Total interest income	$2,711,000	4,430
Total interest expense	$144,000	5,057
Net interest income	$2,567,000	4,317
Provision for loan and lease losses	$25,000	3,735
Total noninterest income	$785,000	2,968
Gross Fiduciary activities income	$2,000	1,060
Service charges on deposit accounts	$196,000	3,209
Trading account gains and fees	$0	169
Additional Noninterest Income	$587,000	2,678
Total noninterest expense	$3,185,000	3,531
Salaries and employee benefits	$1,704,000	3,587
Premises and equipment expense	$405,000	3,238
Additional noninterest expense	$1,076,000	3,451
Pre-tax net operating income	$142,000	5,425
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$142,000	5,430
Extraordinary gains, net	$0	5
Net income	$142,000	5,429
Minority interest net income	$0	71
Net income of bank and minority interests.	$142,000	5,430
Net charge-offs	$28,000	2,953
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$142,000	5,383
2016-06-30 (YTD Data)		Rank
Total interest income	$1,785,000	4,484
Total interest expense	$94,000	5,129
Net interest income	$1,691,000	4,373
Provision for loan and lease losses	$15,000	3,638
Total noninterest income	$449,000	3,207
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$126,000	3,254
Trading account gains and fees	$0	157
Additional Noninterest Income	$323,000	2,932
Total noninterest expense	$2,057,000	3,628
Salaries and employee benefits	$1,112,000	3,659
Premises and equipment expense	$285,000	3,137
Additional noninterest expense	$660,000	3,657
Pre-tax net operating income	$68,000	5,564
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$68,000	5,582
Extraordinary gains, net	$0	16
Net income	$68,000	5,580
Minority interest net income	$0	71
Net income of bank and minority interests.	$68,000	5,581
Net charge-offs	$32,000	2,473
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$68,000	5,535
2016-03-31 (YTD Data)		Rank
Total interest income	$859,000	4,600
Total interest expense	$48,000	5,149
Net interest income	$811,000	4,484
Provision for loan and lease losses	$0	3,656
Total noninterest income	$195,000	3,411
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$63,000	3,235
Trading account gains and fees	$0	142
Additional Noninterest Income	$132,000	3,149
Total noninterest expense	$1,004,000	3,701
Salaries and employee benefits	$554,000	3,686
Premises and equipment expense	$145,000	3,130
Additional noninterest expense	$305,000	3,851
Pre-tax net operating income	$2,000	5,766
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$2,000	5,798
Extraordinary gains, net	$0	12
Net income	$2,000	5,797
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,000	5,797
Net charge-offs	$18,000	2,041
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,000	5,768
2015-12-31 (YTD Data)		Rank
Total interest income	$3,464,000	4,586
Total interest expense	$185,000	5,253
Net interest income	$3,279,000	4,461
Provision for loan and lease losses	$80,000	3,250
Total noninterest income	$1,044,000	2,992
Gross Fiduciary activities income	$2,000	1,140
Service charges on deposit accounts	$273,000	3,204
Trading account gains and fees	$0	159
Additional Noninterest Income	$769,000	2,704
Total noninterest expense	$3,996,000	3,718
Salaries and employee benefits	$2,067,000	3,839
Premises and equipment expense	$599,000	3,104
Additional noninterest expense	$1,330,000	3,681
Pre-tax net operating income	$247,000	5,380
Securities gains (losses)	$13,000	2,458
Applicable income taxes	$0	4,402
Income before extraordinary items	$260,000	5,327
Extraordinary gains, net	$0	23
Net income	$260,000	5,330
Minority interest net income	$0	81
Net income of bank and minority interests.	$260,000	5,330
Net charge-offs	$87,000	2,786
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$247,000	5,305
2015-09-30 (YTD Data)		Rank
Total interest income	$2,558,000	4,664
Total interest expense	$137,000	5,349
Net interest income	$2,421,000	4,535
Provision for loan and lease losses	$60,000	3,107
Total noninterest income	$777,000	3,020
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$202,000	3,244
Trading account gains and fees	$0	153
Additional Noninterest Income	$575,000	2,727
Total noninterest expense	$3,062,000	3,693
Salaries and employee benefits	$1,588,000	3,796
Premises and equipment expense	$480,000	3,022
Additional noninterest expense	$994,000	3,708
Pre-tax net operating income	$76,000	5,786
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$76,000	5,801
Extraordinary gains, net	$0	21
Net income	$76,000	5,804
Minority interest net income	$0	78
Net income of bank and minority interests.	$76,000	5,804
Net charge-offs	$77,000	2,402
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$76,000	5,764
2015-06-30 (YTD Data)		Rank
Total interest income	$1,679,000	4,739
Total interest expense	$92,000	5,388
Net interest income	$1,587,000	4,599
Provision for loan and lease losses	$40,000	3,050
Total noninterest income	$525,000	2,992
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$131,000	3,275
Trading account gains and fees	$0	157
Additional Noninterest Income	$394,000	2,696
Total noninterest expense	$2,068,000	3,698
Salaries and employee benefits	$1,080,000	3,785
Premises and equipment expense	$337,000	2,927
Additional noninterest expense	$651,000	3,779
Pre-tax net operating income	$4,000	5,972
Securities gains (losses)	$13,000	1,906
Applicable income taxes	$0	4,497
Income before extraordinary items	$17,000	5,969
Extraordinary gains, net	$0	22
Net income	$17,000	5,970
Minority interest net income	$0	75
Net income of bank and minority interests.	$17,000	5,971
Net charge-offs	$87,000	1,850
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$4,000	5,977
2015-03-31 (YTD Data)		Rank
Total interest income	$822,000	4,810
Total interest expense	$46,000	5,432
Net interest income	$776,000	4,689
Provision for loan and lease losses	$30,000	2,461
Total noninterest income	$285,000	2,862
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$69,000	3,159
Trading account gains and fees	$0	152
Additional Noninterest Income	$216,000	2,528
Total noninterest expense	$1,026,000	3,740
Salaries and employee benefits	$554,000	3,771
Premises and equipment expense	$173,000	2,918
Additional noninterest expense	$299,000	3,983
Pre-tax net operating income	$5,000	5,967
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$5,000	6,008
Extraordinary gains, net	$0	13
Net income	$5,000	6,009
Minority interest net income	$0	64
Net income of bank and minority interests.	$5,000	6,009
Net charge-offs	$77,000	1,281
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$5,000	5,968
2014-12-31 (YTD Data)		Rank
Total interest income	$3,292,000	4,895
Total interest expense	$202,000	5,483
Net interest income	$3,090,000	4,744
Provision for loan and lease losses	$165,000	2,677
Total noninterest income	$851,000	3,382
Gross Fiduciary activities income	$2,000	1,172
Service charges on deposit accounts	$285,000	3,310
Trading account gains and fees	$0	180
Additional Noninterest Income	$564,000	3,105
Total noninterest expense	$3,986,000	3,845
Salaries and employee benefits	$2,000,000	3,987
Premises and equipment expense	$647,000	3,071
Additional noninterest expense	$1,339,000	3,805
Pre-tax net operating income	$-210,000	6,223
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$-210,000	6,235
Extraordinary gains, net	$0	17
Net income	$-210,000	6,236
Minority interest net income	$0	84
Net income of bank and minority interests.	$-210,000	6,236
Net charge-offs	$97,000	3,204
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-210,000	6,233
2014-09-30 (YTD Data)		Rank
Total interest income	$2,445,000	4,967
Total interest expense	$152,000	5,549
Net interest income	$2,293,000	4,813
Provision for loan and lease losses	$135,000	2,485
Total noninterest income	$599,000	3,515
Gross Fiduciary activities income	$2,000	1,121
Service charges on deposit accounts	$215,000	3,327
Trading account gains and fees	$0	174
Additional Noninterest Income	$382,000	3,276
Total noninterest expense	$2,948,000	3,889
Salaries and employee benefits	$1,491,000	3,999
Premises and equipment expense	$484,000	3,103
Additional noninterest expense	$973,000	3,897
Pre-tax net operating income	$-191,000	6,301
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$-191,000	6,316
Extraordinary gains, net	$0	15
Net income	$-191,000	6,316
Minority interest net income	$0	81
Net income of bank and minority interests.	$-191,000	6,316
Net charge-offs	$45,000	3,344
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$-191,000	6,315
2014-06-30 (YTD Data)		Rank
Total interest income	$1,560,000	5,061
Total interest expense	$103,000	5,587
Net interest income	$1,457,000	4,940
Provision for loan and lease losses	$90,000	2,447
Total noninterest income	$320,000	3,914
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$139,000	3,380
Trading account gains and fees	$0	172
Additional Noninterest Income	$181,000	3,788
Total noninterest expense	$1,952,000	3,934
Salaries and employee benefits	$976,000	4,057
Premises and equipment expense	$323,000	3,126
Additional noninterest expense	$653,000	3,906
Pre-tax net operating income	$-265,000	6,427
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$-265,000	6,440
Extraordinary gains, net	$0	20
Net income	$-265,000	6,441
Minority interest net income	$0	80
Net income of bank and minority interests.	$-265,000	6,441
Net charge-offs	$50,000	2,790
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$-265,000	6,435
2014-03-31 (YTD Data)		Rank
Total interest income	$779,000	5,104
Total interest expense	$52,000	5,652
Net interest income	$727,000	4,981
Provision for loan and lease losses	$45,000	2,313
Total noninterest income	$135,000	4,155
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$64,000	3,504
Trading account gains and fees	$0	147
Additional Noninterest Income	$71,000	4,080
Total noninterest expense	$973,000	3,966
Salaries and employee benefits	$484,000	4,129
Premises and equipment expense	$166,000	3,128
Additional noninterest expense	$323,000	3,945
Pre-tax net operating income	$-156,000	6,499
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$-156,000	6,505
Extraordinary gains, net	$0	16
Net income	$-156,000	6,505
Minority interest net income	$0	66
Net income of bank and minority interests.	$-156,000	6,505
Net charge-offs	$54,000	1,813
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$-156,000	6,501
2013-12-31 (YTD Data)		Rank
Total interest income	$3,139,000	5,144
Total interest expense	$250,000	5,658
Net interest income	$2,889,000	5,016
Provision for loan and lease losses	$220,000	2,851
Total noninterest income	$989,000	3,216
Gross Fiduciary activities income	$2,000	1,226
Service charges on deposit accounts	$300,000	3,354
Trading account gains and fees	$0	184
Additional Noninterest Income	$687,000	2,894
Total noninterest expense	$3,945,000	3,955
Salaries and employee benefits	$2,088,000	3,971
Premises and equipment expense	$635,000	3,172
Additional noninterest expense	$1,222,000	4,155
Pre-tax net operating income	$-287,000	6,401
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$-287,000	6,425
Extraordinary gains, net	$0	29
Net income	$-287,000	6,425
Minority interest net income	$0	90
Net income of bank and minority interests.	$-287,000	6,426
Net charge-offs	$181,000	3,121
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-287,000	6,417
2013-09-30 (YTD Data)		Rank
Total interest income	$2,361,000	5,186
Total interest expense	$193,000	5,713
Net interest income	$2,168,000	5,055
Provision for loan and lease losses	$175,000	2,770
Total noninterest income	$757,000	3,232
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$218,000	3,435
Trading account gains and fees	$0	180
Additional Noninterest Income	$539,000	2,901
Total noninterest expense	$2,968,000	3,961
Salaries and employee benefits	$1,596,000	3,950
Premises and equipment expense	$481,000	3,191
Additional noninterest expense	$891,000	4,224
Pre-tax net operating income	$-218,000	6,492
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$-218,000	6,528
Extraordinary gains, net	$0	25
Net income	$-218,000	6,530
Minority interest net income	$0	84
Net income of bank and minority interests.	$-218,000	6,529
Net charge-offs	$164,000	2,771
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-218,000	6,508
2013-06-30 (YTD Data)		Rank
Total interest income	$1,583,000	5,198
Total interest expense	$134,000	5,726
Net interest income	$1,449,000	5,066
Provision for loan and lease losses	$175,000	2,281
Total noninterest income	$515,000	3,242
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$136,000	3,522
Trading account gains and fees	$0	157
Additional Noninterest Income	$379,000	2,875
Total noninterest expense	$1,979,000	3,982
Salaries and employee benefits	$1,099,000	3,893
Premises and equipment expense	$319,000	3,227
Additional noninterest expense	$561,000	4,364
Pre-tax net operating income	$-190,000	6,549
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$-190,000	6,600
Extraordinary gains, net	$0	22
Net income	$-190,000	6,601
Minority interest net income	$0	82
Net income of bank and minority interests.	$-190,000	6,601
Net charge-offs	$75,000	3,022
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$-190,000	6,567
2013-03-31 (YTD Data)		Rank
Total interest income	$783,000	5,257
Total interest expense	$68,000	5,784
Net interest income	$715,000	5,118
Provision for loan and lease losses	$30,000	3,174
Total noninterest income	$241,000	3,353
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$68,000	3,510
Trading account gains and fees	$0	148
Additional Noninterest Income	$173,000	2,978
Total noninterest expense	$960,000	4,090
Salaries and employee benefits	$542,000	3,973
Premises and equipment expense	$130,000	3,713
Additional noninterest expense	$288,000	4,313
Pre-tax net operating income	$-34,000	6,492
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$-34,000	6,549
Extraordinary gains, net	$0	10
Net income	$-34,000	6,550
Minority interest net income	$0	76
Net income of bank and minority interests.	$-34,000	6,550
Net charge-offs	$-1,000	5,189
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$-34,000	6,499
2012-12-31 (YTD Data)		Rank
Total interest income	$3,357,000	5,267
Total interest expense	$314,000	5,921
Net interest income	$3,043,000	5,065
Provision for loan and lease losses	$860,000	1,964
Total noninterest income	$1,077,000	3,131
Gross Fiduciary activities income	$2,000	1,248
Service charges on deposit accounts	$281,000	3,614
Trading account gains and fees	$0	166
Additional Noninterest Income	$794,000	2,695
Total noninterest expense	$3,971,000	4,054
Salaries and employee benefits	$2,209,000	3,890
Premises and equipment expense	$532,000	3,672
Additional noninterest expense	$1,230,000	4,290
Pre-tax net operating income	$-711,000	6,570
Securities gains (losses)	$0	3,810
Applicable income taxes	$0	4,751
Income before extraordinary items	$-711,000	6,651
Extraordinary gains, net	$0	29
Net income	$-711,000	6,645
Minority interest net income	$0	93
Net income of bank and minority interests.	$-711,000	6,647
Net charge-offs	$945,000	1,878
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-711,000	6,596
2012-09-30 (YTD Data)		Rank
Total interest income	$2,519,000	5,350
Total interest expense	$242,000	6,014
Net interest income	$2,277,000	5,149
Provision for loan and lease losses	$315,000	2,902
Total noninterest income	$810,000	3,141
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$203,000	3,724
Trading account gains and fees	$0	157
Additional Noninterest Income	$607,000	2,662
Total noninterest expense	$2,962,000	4,093
Salaries and employee benefits	$1,678,000	3,850
Premises and equipment expense	$401,000	3,698
Additional noninterest expense	$883,000	4,448
Pre-tax net operating income	$-190,000	6,510
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$-190,000	6,610
Extraordinary gains, net	$0	20
Net income	$-190,000	6,608
Minority interest net income	$0	86
Net income of bank and minority interests.	$-190,000	6,608
Net charge-offs	$309,000	2,783
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-190,000	6,525
2012-06-30 (YTD Data)		Rank
Total interest income	$1,690,000	5,375
Total interest expense	$168,000	6,041
Net interest income	$1,522,000	5,163
Provision for loan and lease losses	$210,000	2,897
Total noninterest income	$452,000	3,433
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$130,000	3,792
Trading account gains and fees	$0	153
Additional Noninterest Income	$322,000	2,976
Total noninterest expense	$1,950,000	4,145
Salaries and employee benefits	$1,108,000	3,908
Premises and equipment expense	$269,000	3,683
Additional noninterest expense	$573,000	4,501
Pre-tax net operating income	$-186,000	6,618
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$-186,000	6,708
Extraordinary gains, net	$0	19
Net income	$-186,000	6,709
Minority interest net income	$0	84
Net income of bank and minority interests.	$-186,000	6,709
Net charge-offs	$114,000	3,286
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-186,000	6,628
2012-03-31 (YTD Data)		Rank
Total interest income	$867,000	5,369
Total interest expense	$89,000	6,060
Net interest income	$778,000	5,155
Provision for loan and lease losses	$105,000	2,781
Total noninterest income	$235,000	3,346
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$57,000	4,043
Trading account gains and fees	$0	148
Additional Noninterest Income	$178,000	2,819
Total noninterest expense	$948,000	4,236
Salaries and employee benefits	$534,000	4,036
Premises and equipment expense	$132,000	3,770
Additional noninterest expense	$282,000	4,536
Pre-tax net operating income	$-40,000	6,588
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$-40,000	6,683
Extraordinary gains, net	$0	19
Net income	$-40,000	6,685
Minority interest net income	$0	78
Net income of bank and minority interests.	$-40,000	6,685
Net charge-offs	$49,000	3,033
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-40,000	6,598
2011-12-31 (YTD Data)		Rank
Total interest income	$3,604,000	5,370
Total interest expense	$453,000	6,022
Net interest income	$3,151,000	5,138
Provision for loan and lease losses	$770,000	2,799
Total noninterest income	$1,088,000	2,976
Gross Fiduciary activities income	$2,000	1,223
Service charges on deposit accounts	$264,000	3,847
Trading account gains and fees	$0	146
Additional Noninterest Income	$822,000	2,401
Total noninterest expense	$3,935,000	4,152
Salaries and employee benefits	$2,216,000	3,889
Premises and equipment expense	$573,000	3,696
Additional noninterest expense	$1,146,000	4,585
Pre-tax net operating income	$-466,000	6,390
Securities gains (losses)	$9,000	3,367
Applicable income taxes	$-15,000	6,614
Income before extraordinary items	$-442,000	6,454
Extraordinary gains, net	$0	29
Net income	$-442,000	6,456
Minority interest net income	$0	96
Net income of bank and minority interests.	$-442,000	6,455
Net charge-offs	$973,000	2,392
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-450,730	6,417
2011-09-30 (YTD Data)		Rank
Total interest income	$2,742,000	5,396
Total interest expense	$349,000	6,092
Net interest income	$2,393,000	5,160
Provision for loan and lease losses	$460,000	2,985
Total noninterest income	$786,000	3,042
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$196,000	3,886
Trading account gains and fees	$0	145
Additional Noninterest Income	$590,000	2,448
Total noninterest expense	$2,929,000	4,178
Salaries and employee benefits	$1,676,000	3,880
Premises and equipment expense	$447,000	3,625
Additional noninterest expense	$806,000	4,765
Pre-tax net operating income	$-210,000	6,397
Securities gains (losses)	$10,000	3,052
Applicable income taxes	$-15,000	6,816
Income before extraordinary items	$-185,000	6,490
Extraordinary gains, net	$0	21
Net income	$-185,000	6,492
Minority interest net income	$0	87
Net income of bank and minority interests.	$-185,000	6,492
Net charge-offs	$531,000	2,599
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-194,200	6,425
2011-06-30 (YTD Data)		Rank
Total interest income	$1,843,000	5,428
Total interest expense	$237,000	6,161
Net interest income	$1,606,000	5,169
Provision for loan and lease losses	$370,000	2,692
Total noninterest income	$449,000	3,335
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$119,000	4,051
Trading account gains and fees	$0	153
Additional Noninterest Income	$330,000	2,743
Total noninterest expense	$1,890,000	4,320
Salaries and employee benefits	$1,092,000	3,971
Premises and equipment expense	$298,000	3,663
Additional noninterest expense	$500,000	5,008
Pre-tax net operating income	$-205,000	6,558
Securities gains (losses)	$10,000	2,357
Applicable income taxes	$-15,000	6,902
Income before extraordinary items	$-180,000	6,603
Extraordinary gains, net	$0	15
Net income	$-180,000	6,603
Minority interest net income	$0	89
Net income of bank and minority interests.	$-180,000	6,603
Net charge-offs	$296,000	2,701
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-189,200	6,584
2011-03-31 (YTD Data)		Rank
Total interest income	$929,000	5,445
Total interest expense	$118,000	6,260
Net interest income	$811,000	5,137
Provision for loan and lease losses	$120,000	3,114
Total noninterest income	$291,000	2,882
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$57,000	4,112
Trading account gains and fees	$0	158
Additional Noninterest Income	$234,000	2,246
Total noninterest expense	$946,000	4,349
Salaries and employee benefits	$553,000	3,949
Premises and equipment expense	$181,000	3,225
Additional noninterest expense	$212,000	5,382
Pre-tax net operating income	$36,000	5,929
Securities gains (losses)	$0	1,772
Applicable income taxes	$2,000	4,282
Income before extraordinary items	$34,000	5,938
Extraordinary gains, net	$0	9
Net income	$34,000	5,937
Minority interest net income	$0	86
Net income of bank and minority interests.	$34,000	5,938
Net charge-offs	$-1,000	6,209
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$34,000	5,909
2010-12-31 (YTD Data)		Rank
Total interest income	$4,147,000	5,317
Total interest expense	$630,000	6,161
Net interest income	$3,517,000	4,937
Provision for loan and lease losses	$1,010,000	3,032
Total noninterest income	$1,053,000	3,149
Gross Fiduciary activities income	$2,000	1,284
Service charges on deposit accounts	$295,000	3,668
Trading account gains and fees	$0	175
Additional Noninterest Income	$756,000	2,573
Total noninterest expense	$3,797,000	4,354
Salaries and employee benefits	$2,249,000	3,900
Premises and equipment expense	$701,000	3,295
Additional noninterest expense	$847,000	5,491
Pre-tax net operating income	$-237,000	6,058
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$-237,000	6,199
Extraordinary gains, net	$0	29
Net income	$-237,000	6,200
Minority interest net income	$0	111
Net income of bank and minority interests.	$-237,000	6,200
Net charge-offs	$824,000	2,958
Cash dividends	$119,000	3,625
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-237,000	6,138
2010-09-30 (YTD Data)		Rank
Total interest income	$3,176,000	5,359
Total interest expense	$491,000	6,239
Net interest income	$2,685,000	4,942
Provision for loan and lease losses	$910,000	2,636
Total noninterest income	$825,000	3,098
Gross Fiduciary activities income	$2,000	1,229
Service charges on deposit accounts	$231,000	3,659
Trading account gains and fees	$0	165
Additional Noninterest Income	$592,000	2,507
Total noninterest expense	$2,857,000	4,362
Salaries and employee benefits	$1,700,000	3,912
Premises and equipment expense	$525,000	3,341
Additional noninterest expense	$632,000	5,521
Pre-tax net operating income	$-257,000	6,357
Securities gains (losses)	$0	3,651
Applicable income taxes	$17,000	4,065
Income before extraordinary items	$-274,000	6,510
Extraordinary gains, net	$0	23
Net income	$-274,000	6,511
Minority interest net income	$0	110
Net income of bank and minority interests.	$-274,000	6,510
Net charge-offs	$316,000	3,660
Cash dividends	$119,000	3,098
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-274,000	6,424
2010-06-30 (YTD Data)		Rank
Total interest income	$2,119,000	5,393
Total interest expense	$336,000	6,296
Net interest income	$1,783,000	4,972
Provision for loan and lease losses	$185,000	4,332
Total noninterest income	$454,000	3,404
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$160,000	3,576
Trading account gains and fees	$0	152
Additional Noninterest Income	$294,000	2,868
Total noninterest expense	$1,839,000	4,482
Salaries and employee benefits	$1,069,000	4,103
Premises and equipment expense	$339,000	3,473
Additional noninterest expense	$431,000	5,489
Pre-tax net operating income	$213,000	4,862
Securities gains (losses)	$0	3,184
Applicable income taxes	$11,000	4,050
Income before extraordinary items	$202,000	4,888
Extraordinary gains, net	$0	19
Net income	$202,000	4,890
Minority interest net income	$0	105
Net income of bank and minority interests.	$202,000	4,888
Net charge-offs	$218,000	3,438
Cash dividends	$55,000	3,133
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$202,000	4,736
2010-03-31 (YTD Data)		Rank
Total interest income	$1,061,000	5,466
Total interest expense	$172,000	6,368
Net interest income	$889,000	5,007
Provision for loan and lease losses	$60,000	4,570
Total noninterest income	$221,000	3,449
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$75,000	3,697
Trading account gains and fees	$0	175
Additional Noninterest Income	$146,000	2,890
Total noninterest expense	$928,000	4,493
Salaries and employee benefits	$525,000	4,215
Premises and equipment expense	$174,000	3,469
Additional noninterest expense	$229,000	5,361
Pre-tax net operating income	$122,000	4,809
Securities gains (losses)	$0	2,284
Applicable income taxes	$6,000	4,021
Income before extraordinary items	$116,000	4,769
Extraordinary gains, net	$0	16
Net income	$116,000	4,769
Minority interest net income	$0	91
Net income of bank and minority interests.	$116,000	4,768
Net charge-offs	$14,000	4,653
Cash dividends	$55,000	2,229
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$116,000	4,660
2009-12-31 (YTD Data)		Rank
Total interest income	$4,479,000	5,435
Total interest expense	$1,068,000	5,892
Net interest income	$3,411,000	5,024
Provision for loan and lease losses	$406,000	4,843
Total noninterest income	$1,082,000	3,192
Gross Fiduciary activities income	$2,000	1,311
Service charges on deposit accounts	$366,000	3,493
Trading account gains and fees	$0	211
Additional Noninterest Income	$714,000	2,624
Total noninterest expense	$3,747,000	4,518
Salaries and employee benefits	$2,227,000	4,034
Premises and equipment expense	$679,000	3,554
Additional noninterest expense	$841,000	5,692
Pre-tax net operating income	$340,000	4,389
Securities gains (losses)	$18,000	3,082
Applicable income taxes	$18,000	3,711
Income before extraordinary items	$340,000	4,348
Extraordinary gains, net	$0	34
Net income	$340,000	4,348
Minority interest net income	$0	115
Net income of bank and minority interests.	$340,000	4,349
Net charge-offs	$444,000	3,946
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$322,900	4,324
2009-09-30 (YTD Data)		Rank
Total interest income	$3,387,000	5,477
Total interest expense	$853,000	5,912
Net interest income	$2,534,000	5,064
Provision for loan and lease losses	$331,000	4,442
Total noninterest income	$782,000	3,311
Gross Fiduciary activities income	$2,000	1,265
Service charges on deposit accounts	$274,000	3,508
Trading account gains and fees	$0	212
Additional Noninterest Income	$506,000	2,798
Total noninterest expense	$2,734,000	4,609
Salaries and employee benefits	$1,615,000	4,157
Premises and equipment expense	$513,000	3,552
Additional noninterest expense	$606,000	5,785
Pre-tax net operating income	$251,000	4,721
Securities gains (losses)	$1,000	3,393
Applicable income taxes	$13,000	3,954
Income before extraordinary items	$239,000	4,680
Extraordinary gains, net	$0	27
Net income	$239,000	4,678
Minority interest net income	$0	118
Net income of bank and minority interests.	$239,000	4,681
Net charge-offs	$358,000	3,475
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$238,050	4,617
2009-06-30 (YTD Data)		Rank
Total interest income	$2,329,000	5,449
Total interest expense	$608,000	5,889
Net interest income	$1,721,000	5,015
Provision for loan and lease losses	$256,000	3,967
Total noninterest income	$551,000	3,196
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$176,000	3,563
Trading account gains and fees	$0	193
Additional Noninterest Income	$375,000	2,648
Total noninterest expense	$1,841,000	4,617
Salaries and employee benefits	$1,113,000	4,094
Premises and equipment expense	$366,000	3,416
Additional noninterest expense	$362,000	6,073
Pre-tax net operating income	$175,000	4,788
Securities gains (losses)	$1,000	3,011
Applicable income taxes	$9,000	4,050
Income before extraordinary items	$167,000	4,752
Extraordinary gains, net	$0	21
Net income	$167,000	4,749
Minority interest net income	$0	112
Net income of bank and minority interests.	$167,000	4,749
Net charge-offs	$313,000	2,878
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$166,050	4,663
2009-03-31 (YTD Data)		Rank
Total interest income	$1,192,000	5,422
Total interest expense	$322,000	5,869
Net interest income	$870,000	4,981
Provision for loan and lease losses	$75,000	4,299
Total noninterest income	$259,000	3,306
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$86,000	3,560
Trading account gains and fees	$0	171
Additional Noninterest Income	$173,000	2,714
Total noninterest expense	$881,000	4,676
Salaries and employee benefits	$555,000	4,133
Premises and equipment expense	$178,000	3,533
Additional noninterest expense	$148,000	6,343
Pre-tax net operating income	$173,000	4,282
Securities gains (losses)	$1,000	2,304
Applicable income taxes	$9,000	4,029
Income before extraordinary items	$165,000	4,177
Extraordinary gains, net	$0	15
Net income	$165,000	4,180
Minority interest net income	$0	102
Net income of bank and minority interests.	$165,000	4,180
Net charge-offs	$27,000	4,102
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$164,050	4,031
2008-12-31 (YTD Data)		Rank
Total interest income	$4,948,000	5,487
Total interest expense	$1,709,000	5,686
Net interest income	$3,239,000	5,198
Provision for loan and lease losses	$530,000	3,719
Total noninterest income	$825,000	3,806
Gross Fiduciary activities income	$2,000	1,351
Service charges on deposit accounts	$382,000	3,547
Trading account gains and fees	$0	154
Additional Noninterest Income	$441,000	3,415
Total noninterest expense	$3,202,000	4,902
Salaries and employee benefits	$1,921,000	4,598
Premises and equipment expense	$642,000	3,725
Additional noninterest expense	$639,000	6,070
Pre-tax net operating income	$332,000	5,339
Securities gains (losses)	$35,000	1,832
Applicable income taxes	$18,000	4,322
Income before extraordinary items	$349,000	4,922
Extraordinary gains, net	$0	39
Net income	$349,000	4,922
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$195,000	4,126
Cash dividends	$239,000	4,339
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$315,750	5,203
2008-09-30 (YTD Data)		Rank
Total interest income	$3,688,000	5,582
Total interest expense	$1,313,000	5,744
Net interest income	$2,375,000	5,303
Provision for loan and lease losses	$465,000	2,832
Total noninterest income	$582,000	4,027
Gross Fiduciary activities income	$2,000	1,311
Service charges on deposit accounts	$283,000	3,599
Trading account gains and fees	$0	148
Additional Noninterest Income	$297,000	3,705
Total noninterest expense	$2,261,000	5,089
Salaries and employee benefits	$1,352,000	4,796
Premises and equipment expense	$475,000	3,775
Additional noninterest expense	$434,000	6,273
Pre-tax net operating income	$231,000	5,926
Securities gains (losses)	$0	3,106
Applicable income taxes	$12,000	4,805
Income before extraordinary items	$219,000	5,602
Extraordinary gains, net	$0	31
Net income	$219,000	5,599
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$184,000	3,151
Cash dividends	$239,000	3,690
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$219,000	5,773
2008-06-30 (YTD Data)		Rank
Total interest income	$2,447,000	5,670
Total interest expense	$901,000	5,830
Net interest income	$1,546,000	5,376
Provision for loan and lease losses	$120,000	3,966
Total noninterest income	$342,000	4,337
Gross Fiduciary activities income	$2,000	1,285
Service charges on deposit accounts	$180,000	3,694
Trading account gains and fees	$0	149
Additional Noninterest Income	$160,000	4,198
Total noninterest expense	$1,447,000	5,246
Salaries and employee benefits	$857,000	4,995
Premises and equipment expense	$298,000	3,986
Additional noninterest expense	$292,000	6,255
Pre-tax net operating income	$321,000	5,173
Securities gains (losses)	$0	3,233
Applicable income taxes	$16,000	4,791
Income before extraordinary items	$305,000	4,966
Extraordinary gains, net	$0	21
Net income	$305,000	4,967
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	3,593
Cash dividends	$183,000	3,547
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$305,000	4,909
2008-03-31 (YTD Data)		Rank
Total interest income	$1,242,000	5,724
Total interest expense	$464,000	5,936
Net interest income	$778,000	5,389
Provision for loan and lease losses	$60,000	3,470
Total noninterest income	$126,000	4,977
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$84,000	3,792
Trading account gains and fees	$0	158
Additional Noninterest Income	$42,000	5,361
Total noninterest expense	$695,000	5,390
Salaries and employee benefits	$403,000	5,202
Premises and equipment expense	$151,000	3,967
Additional noninterest expense	$141,000	6,341
Pre-tax net operating income	$149,000	5,451
Securities gains (losses)	$0	2,688
Applicable income taxes	$7,000	4,983
Income before extraordinary items	$142,000	5,301
Extraordinary gains, net	$0	15
Net income	$142,000	5,303
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	2,177
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$142,000	5,197
2007-12-31 (YTD Data)		Rank
Total interest income	$4,819,000	5,808
Total interest expense	$1,836,000	6,016
Net interest income	$2,983,000	5,515
Provision for loan and lease losses	$275,000	3,345
Total noninterest income	$558,000	4,781
Gross Fiduciary activities income	$2,000	1,406
Service charges on deposit accounts	$376,000	3,642
Trading account gains and fees	$0	178
Additional Noninterest Income	$180,000	5,272
Total noninterest expense	$2,562,000	5,529
Salaries and employee benefits	$1,461,000	5,390
Premises and equipment expense	$419,000	4,881
Additional noninterest expense	$682,000	5,800
Pre-tax net operating income	$704,000	5,436
Securities gains (losses)	$-1,000	7,069
Applicable income taxes	$35,000	5,131
Income before extraordinary items	$668,000	5,152
Extraordinary gains, net	$0	39
Net income	$668,000	5,153
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$122,000	3,504
Cash dividends	$197,000	4,945
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$668,950	5,133
2007-09-30 (YTD Data)		Rank
Total interest income	$3,533,000	5,896
Total interest expense	$1,363,000	6,070
Net interest income	$2,170,000	5,628
Provision for loan and lease losses	$205,000	2,962
Total noninterest income	$425,000	4,777
Gross Fiduciary activities income	$2,000	1,352
Service charges on deposit accounts	$278,000	3,665
Trading account gains and fees	$0	184
Additional Noninterest Income	$145,000	5,158
Total noninterest expense	$1,739,000	5,792
Salaries and employee benefits	$1,014,000	5,601
Premises and equipment expense	$312,000	4,898
Additional noninterest expense	$413,000	6,311
Pre-tax net operating income	$651,000	5,271
Securities gains (losses)	$-1,000	7,322
Applicable income taxes	$33,000	5,207
Income before extraordinary items	$617,000	4,944
Extraordinary gains, net	$0	33
Net income	$617,000	4,944
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,000	2,863
Cash dividends	$94,000	4,731
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$617,950	4,930
2007-06-30 (YTD Data)		Rank
Total interest income	$2,332,000	5,944
Total interest expense	$901,000	6,098
Net interest income	$1,431,000	5,695
Provision for loan and lease losses	$105,000	3,205
Total noninterest income	$276,000	4,847
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$178,000	3,757
Trading account gains and fees	$0	168
Additional Noninterest Income	$98,000	5,155
Total noninterest expense	$1,148,000	5,856
Salaries and employee benefits	$678,000	5,657
Premises and equipment expense	$207,000	4,923
Additional noninterest expense	$263,000	6,459
Pre-tax net operating income	$454,000	5,247
Securities gains (losses)	$0	1,444
Applicable income taxes	$23,000	5,272
Income before extraordinary items	$431,000	4,896
Extraordinary gains, net	$0	29
Net income	$431,000	4,895
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	3,152
Cash dividends	$61,000	4,611
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$431,000	4,896
2007-03-31 (YTD Data)		Rank
Total interest income	$1,114,000	6,069
Total interest expense	$442,000	6,157
Net interest income	$672,000	5,859
Provision for loan and lease losses	$45,000	3,197
Total noninterest income	$121,000	5,112
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$77,000	3,989
Trading account gains and fees	$0	195
Additional Noninterest Income	$44,000	5,347
Total noninterest expense	$574,000	5,879
Salaries and employee benefits	$348,000	5,605
Premises and equipment expense	$102,000	4,980
Additional noninterest expense	$124,000	6,617
Pre-tax net operating income	$174,000	5,781
Securities gains (losses)	$0	1,187
Applicable income taxes	$9,000	5,389
Income before extraordinary items	$165,000	5,460
Extraordinary gains, net	$0	22
Net income	$165,000	5,460
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,049
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$165,000	5,444
2006-12-31 (YTD Data)		Rank
Total interest income	$4,019,000	6,107
Total interest expense	$1,300,000	6,421
Net interest income	$2,719,000	5,796
Provision for loan and lease losses	$120,000	4,374
Total noninterest income	$544,000	4,948
Gross Fiduciary activities income	$2,000	1,427
Service charges on deposit accounts	$335,000	3,903
Trading account gains and fees	$0	130
Additional Noninterest Income	$207,000	5,061
Total noninterest expense	$2,362,000	5,664
Salaries and employee benefits	$1,422,000	5,374
Premises and equipment expense	$390,000	5,007
Additional noninterest expense	$550,000	6,301
Pre-tax net operating income	$781,000	5,704
Securities gains (losses)	$0	1,687
Applicable income taxes	$39,000	5,601
Income before extraordinary items	$742,000	5,377
Extraordinary gains, net	$0	51
Net income	$742,000	5,379
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	3,999
Cash dividends	$331,000	4,352
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$742,000	5,371
2006-09-30 (YTD Data)		Rank
Total interest income	$2,945,000	6,183
Total interest expense	$828,000	6,724
Net interest income	$2,117,000	5,749
Provision for loan and lease losses	$90,000	4,225
Total noninterest income	$401,000	5,009
Gross Fiduciary activities income	$2,000	1,362
Service charges on deposit accounts	$246,000	3,975
Trading account gains and fees	$0	126
Additional Noninterest Income	$153,000	5,083
Total noninterest expense	$1,610,000	5,934
Salaries and employee benefits	$940,000	5,743
Premises and equipment expense	$274,000	5,213
Additional noninterest expense	$396,000	6,421
Pre-tax net operating income	$818,000	5,186
Securities gains (losses)	$0	1,388
Applicable income taxes	$41,000	5,554
Income before extraordinary items	$777,000	4,760
Extraordinary gains, net	$0	45
Net income	$777,000	4,765
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	4,214
Cash dividends	$260,000	3,853
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$777,000	4,760
2006-06-30 (YTD Data)		Rank
Total interest income	$1,955,000	6,171
Total interest expense	$481,000	6,935
Net interest income	$1,474,000	5,656
Provision for loan and lease losses	$60,000	4,062
Total noninterest income	$254,000	5,112
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$165,000	3,947
Trading account gains and fees	$0	126
Additional Noninterest Income	$89,000	5,375
Total noninterest expense	$1,053,000	6,010
Salaries and employee benefits	$623,000	5,776
Premises and equipment expense	$181,000	5,240
Additional noninterest expense	$249,000	6,584
Pre-tax net operating income	$615,000	4,932
Securities gains (losses)	$0	1,185
Applicable income taxes	$30,000	5,570
Income before extraordinary items	$585,000	4,504
Extraordinary gains, net	$0	39
Net income	$585,000	4,508
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	4,339
Cash dividends	$169,000	3,898
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$585,000	4,496
2006-03-31 (YTD Data)		Rank
Total interest income	$922,000	6,296
Total interest expense	$201,000	7,222
Net interest income	$721,000	5,717
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$127,000	5,074
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$81,000	3,912
Trading account gains and fees	$0	115
Additional Noninterest Income	$46,000	5,273
Total noninterest expense	$515,000	6,090
Salaries and employee benefits	$306,000	5,868
Premises and equipment expense	$94,000	5,139
Additional noninterest expense	$115,000	6,747
Pre-tax net operating income	$303,000	4,947
Securities gains (losses)	$0	955
Applicable income taxes	$15,000	5,535
Income before extraordinary items	$288,000	4,522
Extraordinary gains, net	$0	21
Net income	$288,000	4,522
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	3,919
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$288,000	4,505
2005-12-31 (YTD Data)		Rank
Total interest income	$3,264,000	6,383
Total interest expense	$705,000	7,028
Net interest income	$2,559,000	5,980
Provision for loan and lease losses	$120,000	4,465
Total noninterest income	$569,000	4,928
Gross Fiduciary activities income	$2,000	1,452
Service charges on deposit accounts	$362,000	3,774
Trading account gains and fees	$0	138
Additional Noninterest Income	$205,000	5,108
Total noninterest expense	$2,189,000	5,797
Salaries and employee benefits	$1,242,000	5,680
Premises and equipment expense	$340,000	5,373
Additional noninterest expense	$607,000	6,020
Pre-tax net operating income	$819,000	5,829
Securities gains (losses)	$0	2,296
Applicable income taxes	$41,000	5,981
Income before extraordinary items	$778,000	5,405
Extraordinary gains, net	$0	46
Net income	$778,000	5,409
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	3,973
Cash dividends	$229,000	4,769
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$778,000	5,385
2005-09-30 (YTD Data)		Rank
Total interest income	$2,372,000	6,454
Total interest expense	$483,000	7,143
Net interest income	$1,889,000	6,058
Provision for loan and lease losses	$90,000	4,305
Total noninterest income	$425,000	4,971
Gross Fiduciary activities income	$2,000	1,379
Service charges on deposit accounts	$262,000	3,858
Trading account gains and fees	$0	126
Additional Noninterest Income	$161,000	5,058
Total noninterest expense	$1,516,000	6,039
Salaries and employee benefits	$878,000	5,843
Premises and equipment expense	$246,000	5,485
Additional noninterest expense	$392,000	6,419
Pre-tax net operating income	$708,000	5,615
Securities gains (losses)	$0	2,317
Applicable income taxes	$34,000	6,012
Income before extraordinary items	$674,000	5,177
Extraordinary gains, net	$0	35
Net income	$674,000	5,180
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	3,393
Cash dividends	$153,000	4,327
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$674,000	5,132
2005-06-30 (YTD Data)		Rank
Total interest income	$1,581,000	6,411
Total interest expense	$302,000	7,174
Net interest income	$1,279,000	5,990
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$256,000	5,162
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$165,000	3,927
Trading account gains and fees	$0	116
Additional Noninterest Income	$91,000	5,365
Total noninterest expense	$987,000	6,119
Salaries and employee benefits	$585,000	5,832
Premises and equipment expense	$156,000	5,596
Additional noninterest expense	$246,000	6,582
Pre-tax net operating income	$488,000	5,531
Securities gains (losses)	$0	2,146
Applicable income taxes	$24,000	5,993
Income before extraordinary items	$464,000	5,064
Extraordinary gains, net	$0	30
Net income	$464,000	5,065
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	3,094
Cash dividends	$114,000	4,154
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$464,000	5,017
2005-03-31 (YTD Data)		Rank
Total interest income	$761,000	6,526
Total interest expense	$134,000	7,368
Net interest income	$627,000	6,092
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$127,000	5,123
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$79,000	3,954
Trading account gains and fees	$0	115
Additional Noninterest Income	$48,000	5,277
Total noninterest expense	$488,000	6,200
Salaries and employee benefits	$291,000	5,881
Premises and equipment expense	$77,000	5,676
Additional noninterest expense	$120,000	6,679
Pre-tax net operating income	$236,000	5,584
Securities gains (losses)	$0	1,685
Applicable income taxes	$12,000	5,990
Income before extraordinary items	$224,000	5,139
Extraordinary gains, net	$0	24
Net income	$224,000	5,140
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,394
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$224,000	5,113
2004-12-31 (YTD Data)		Rank
Total interest income	$2,791,000	6,625
Total interest expense	$543,000	7,147
Net interest income	$2,248,000	6,314
Provision for loan and lease losses	$144,000	4,341
Total noninterest income	$576,000	4,923
Gross Fiduciary activities income	$10,000	1,316
Service charges on deposit accounts	$361,000	3,866
Trading account gains and fees	$0	138
Additional Noninterest Income	$205,000	5,059
Total noninterest expense	$2,046,000	5,926
Salaries and employee benefits	$1,156,000	5,810
Premises and equipment expense	$325,000	5,449
Additional noninterest expense	$565,000	6,176
Pre-tax net operating income	$634,000	6,294
Securities gains (losses)	$0	3,819
Applicable income taxes	$32,000	6,314
Income before extraordinary items	$602,000	5,940
Extraordinary gains, net	$0	34
Net income	$602,000	5,943
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	3,277
Cash dividends	$220,000	4,752
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$602,000	5,870
2004-09-30 (YTD Data)		Rank
Total interest income	$2,030,000	6,711
Total interest expense	$376,000	7,328
Net interest income	$1,654,000	6,376
Provision for loan and lease losses	$72,000	4,871
Total noninterest income	$445,000	4,870
Gross Fiduciary activities income	$8,000	1,279
Service charges on deposit accounts	$277,000	3,853
Trading account gains and fees	$0	134
Additional Noninterest Income	$160,000	4,974
Total noninterest expense	$1,411,000	6,169
Salaries and employee benefits	$803,000	6,011
Premises and equipment expense	$246,000	5,392
Additional noninterest expense	$362,000	6,613
Pre-tax net operating income	$616,000	5,830
Securities gains (losses)	$0	3,710
Applicable income taxes	$31,000	6,269
Income before extraordinary items	$585,000	5,430
Extraordinary gains, net	$0	26
Net income	$585,000	5,430
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	4,217
Cash dividends	$172,000	4,164
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$585,000	5,347
2004-06-30 (YTD Data)		Rank
Total interest income	$1,309,000	6,833
Total interest expense	$250,000	7,396
Net interest income	$1,059,000	6,506
Provision for loan and lease losses	$45,000	4,838
Total noninterest income	$276,000	5,022
Gross Fiduciary activities income	$8,000	1,219
Service charges on deposit accounts	$182,000	3,874
Trading account gains and fees	$0	130
Additional Noninterest Income	$86,000	5,466
Total noninterest expense	$918,000	6,293
Salaries and employee benefits	$529,000	6,098
Premises and equipment expense	$158,000	5,516
Additional noninterest expense	$231,000	6,774
Pre-tax net operating income	$372,000	6,038
Securities gains (losses)	$0	3,413
Applicable income taxes	$19,000	6,311
Income before extraordinary items	$353,000	5,646
Extraordinary gains, net	$0	21
Net income	$353,000	5,646
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,897
Cash dividends	$127,000	3,969
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$353,000	5,556
2004-03-31 (YTD Data)		Rank
Total interest income	$655,000	6,874
Total interest expense	$130,000	7,363
Net interest income	$525,000	6,550
Provision for loan and lease losses	$18,000	4,919
Total noninterest income	$137,000	5,004
Gross Fiduciary activities income	$6,000	1,163
Service charges on deposit accounts	$86,000	3,952
Trading account gains and fees	$0	121
Additional Noninterest Income	$45,000	5,324
Total noninterest expense	$461,000	6,319
Salaries and employee benefits	$264,000	6,143
Premises and equipment expense	$81,000	5,477
Additional noninterest expense	$116,000	6,774
Pre-tax net operating income	$183,000	6,018
Securities gains (losses)	$0	2,934
Applicable income taxes	$9,000	6,307
Income before extraordinary items	$174,000	5,672
Extraordinary gains, net	$0	16
Net income	$174,000	5,673
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,134
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$174,000	5,553
2003-12-31 (YTD Data)		Rank
Total interest income	$2,689,000	6,855
Total interest expense	$622,000	7,335
Net interest income	$2,067,000	6,490
Provision for loan and lease losses	$72,000	5,782
Total noninterest income	$652,000	4,741
Gross Fiduciary activities income	$5,000	1,443
Service charges on deposit accounts	$370,000	3,820
Trading account gains and fees	$0	160
Additional Noninterest Income	$277,000	4,662
Total noninterest expense	$2,000,000	5,991
Salaries and employee benefits	$1,237,000	5,533
Premises and equipment expense	$307,000	5,607
Additional noninterest expense	$456,000	6,809
Pre-tax net operating income	$647,000	6,169
Securities gains (losses)	$0	4,500
Applicable income taxes	$32,000	6,563
Income before extraordinary items	$615,000	5,899
Extraordinary gains, net	$0	54
Net income	$615,000	5,902
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	5,285
Cash dividends	$330,000	4,221
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$615,000	5,723
2003-09-30 (YTD Data)		Rank
Total interest income	$2,037,000	6,900
Total interest expense	$473,000	7,436
Net interest income	$1,564,000	6,495
Provision for loan and lease losses	$54,000	5,675
Total noninterest income	$502,000	4,736
Gross Fiduciary activities income	$5,000	1,384
Service charges on deposit accounts	$268,000	3,915
Trading account gains and fees	$0	153
Additional Noninterest Income	$229,000	4,533
Total noninterest expense	$1,342,000	6,338
Salaries and employee benefits	$806,000	5,990
Premises and equipment expense	$222,000	5,685
Additional noninterest expense	$314,000	7,014
Pre-tax net operating income	$670,000	5,625
Securities gains (losses)	$0	4,204
Applicable income taxes	$34,000	6,492
Income before extraordinary items	$636,000	5,239
Extraordinary gains, net	$0	40
Net income	$636,000	5,239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,184
Cash dividends	$232,000	3,845
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$636,000	5,068
2003-06-30 (YTD Data)		Rank
Total interest income	$1,370,000	6,930
Total interest expense	$319,000	7,523
Net interest income	$1,051,000	6,484
Provision for loan and lease losses	$36,000	5,560
Total noninterest income	$304,000	4,955
Gross Fiduciary activities income	$3,000	1,400
Service charges on deposit accounts	$172,000	3,976
Trading account gains and fees	$0	150
Additional Noninterest Income	$129,000	4,858
Total noninterest expense	$861,000	6,480
Salaries and employee benefits	$521,000	6,119
Premises and equipment expense	$146,000	5,746
Additional noninterest expense	$194,000	7,219
Pre-tax net operating income	$458,000	5,537
Securities gains (losses)	$0	3,782
Applicable income taxes	$23,000	6,516
Income before extraordinary items	$435,000	5,185
Extraordinary gains, net	$0	30
Net income	$435,000	5,185
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$171,000	3,699
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$435,000	4,982
2003-03-31 (YTD Data)		Rank
Total interest income	$681,000	6,976
Total interest expense	$157,000	7,662
Net interest income	$524,000	6,509
Provision for loan and lease losses	$18,000	5,381
Total noninterest income	$157,000	4,778
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$81,000	4,048
Trading account gains and fees	$0	134
Additional Noninterest Income	$76,000	4,450
Total noninterest expense	$418,000	6,580
Salaries and employee benefits	$256,000	6,169
Premises and equipment expense	$69,000	5,897
Additional noninterest expense	$93,000	7,327
Pre-tax net operating income	$245,000	5,336
Securities gains (losses)	$0	2,891
Applicable income taxes	$12,000	6,453
Income before extraordinary items	$233,000	4,905
Extraordinary gains, net	$0	21
Net income	$233,000	4,904
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,386
Cash dividends	$12,000	3,815
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$233,000	4,707
2002-12-31 (YTD Data)		Rank
Total interest income	$2,916,000	6,937
Total interest expense	$853,000	7,343
Net interest income	$2,063,000	6,525
Provision for loan and lease losses	$72,000	6,236
Total noninterest income	$566,000	4,877
Gross Fiduciary activities income	$2,000	1,605
Service charges on deposit accounts	$341,000	3,939
Trading account gains and fees	$0	153
Additional Noninterest Income	$223,000	4,804
Total noninterest expense	$1,868,000	6,116
Salaries and employee benefits	$1,160,000	5,604
Premises and equipment expense	$283,000	5,748
Additional noninterest expense	$425,000	6,978
Pre-tax net operating income	$689,000	6,134
Securities gains (losses)	$0	4,537
Applicable income taxes	$34,000	6,771
Income before extraordinary items	$655,000	5,730
Extraordinary gains, net	$0	70
Net income	$655,000	5,729
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,669
Cash dividends	$380,000	3,942
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$655,000	5,589
2001-12-31 (YTD Data)		Rank
Total interest income	$3,217,000	7,014
Total interest expense	$1,431,000	7,120
Net interest income	$1,786,000	6,814
Provision for loan and lease losses	$72,000	6,148
Total noninterest income	$539,000	4,855
Gross Fiduciary activities income	$2,000	1,637
Service charges on deposit accounts	$333,000	3,905
Trading account gains and fees	$0	177
Additional Noninterest Income	$204,000	4,883
Total noninterest expense	$1,810,000	6,113
Salaries and employee benefits	$1,092,000	5,671
Premises and equipment expense	$288,000	5,656
Additional noninterest expense	$430,000	6,924
Pre-tax net operating income	$443,000	6,779
Securities gains (losses)	$0	4,612
Applicable income taxes	$22,000	7,256
Income before extraordinary items	$421,000	6,452
Extraordinary gains, net	$0	105
Net income	$421,000	6,455
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	6,614
Cash dividends	$150,000	5,292
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$421,000	6,330
2000-12-31 (YTD Data)		Rank
Total interest income	$2,841,000	7,572
Total interest expense	$1,270,000	7,647
Net interest income	$1,571,000	7,344
Provision for loan and lease losses	$50,000	6,512
Total noninterest income	$428,000	5,354
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$291,000	4,144
Trading account gains and fees	NA	NA
Additional Noninterest Income	$137,000	5,705
Total noninterest expense	$1,591,000	6,507
Salaries and employee benefits	$987,000	5,965
Premises and equipment expense	$251,000	6,034
Additional noninterest expense	$353,000	7,534
Pre-tax net operating income	$358,000	7,650
Securities gains (losses)	$-38,000	9,069
Applicable income taxes	$26,000	7,705
Income before extraordinary items	$294,000	7,513
Extraordinary gains, net	$0	38
Net income	$294,000	7,512
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	5,671
Cash dividends	$75,000	6,167
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$328,960	7,298
1999-12-31 (YTD Data)		Rank
Total interest income	$2,609,000	7,787
Total interest expense	$1,118,000	7,865
Net interest income	$1,491,000	7,608
Provision for loan and lease losses	$37,000	6,969
Total noninterest income	$383,000	5,755
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$269,000	4,306
Trading account gains and fees	NA	NA
Additional Noninterest Income	$114,000	6,314
Total noninterest expense	$1,425,000	6,969
Salaries and employee benefits	$859,000	6,500
Premises and equipment expense	$226,000	6,413
Additional noninterest expense	$340,000	7,794
Pre-tax net operating income	$412,000	7,541
Securities gains (losses)	$0	3,155
Applicable income taxes	$116,000	6,713
Income before extraordinary items	$296,000	7,627
Extraordinary gains, net	$0	35
Net income	$296,000	7,626
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	7,085
Cash dividends	$75,000	6,338
Sale, conversion, retirement of capital stock, net	$-194,000	10,117
Net operating income	$296,000	7,596
1998-12-31 (YTD Data)		Rank
Total interest income	$2,398,000	8,214
Total interest expense	$1,093,000	8,172
Net interest income	$1,305,000	8,109
Provision for loan and lease losses	$8,000	8,341
Total noninterest income	$341,000	6,089
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$257,000	4,405
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	7,070
Total noninterest expense	$1,314,000	7,211
Salaries and employee benefits	$779,000	6,778
Premises and equipment expense	$215,000	6,507
Additional noninterest expense	$320,000	7,929
Pre-tax net operating income	$324,000	8,258
Securities gains (losses)	$0	4,449
Applicable income taxes	$98,000	7,562
Income before extraordinary items	$226,000	8,422
Extraordinary gains, net	$0	32
Net income	$226,000	8,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,720
Cash dividends	$75,000	6,560
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$226,000	8,347
1997-12-31 (YTD Data)		Rank
Total interest income	$2,247,000	8,714
Total interest expense	$1,063,000	8,512
Net interest income	$1,184,000	8,717
Provision for loan and lease losses	$0	8,829
Total noninterest income	$294,000	6,705
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$220,000	5,040
Trading account gains and fees	NA	NA
Additional Noninterest Income	$74,000	7,572
Total noninterest expense	$1,223,000	7,591
Salaries and employee benefits	$751,000	7,023
Premises and equipment expense	$202,000	6,803
Additional noninterest expense	$270,000	8,624
Pre-tax net operating income	$255,000	9,261
Securities gains (losses)	$0	3,944
Applicable income taxes	$61,000	9,066
Income before extraordinary items	$194,000	9,210
Extraordinary gains, net	$0	44
Net income	$194,000	9,213
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	10,129
Cash dividends	$75,000	6,827
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$194,000	9,167
1996-12-31 (YTD Data)		Rank
Total interest income	$2,133,000	9,194
Total interest expense	$986,000	9,057
Net interest income	$1,147,000	9,162
Provision for loan and lease losses	$6,000	8,753
Total noninterest income	$280,000	7,194
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$216,000	5,293
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	8,317
Total noninterest expense	$1,138,000	8,201
Salaries and employee benefits	$688,000	7,608
Premises and equipment expense	$184,000	7,341
Additional noninterest expense	$266,000	9,226
Pre-tax net operating income	$283,000	9,242
Securities gains (losses)	$0	4,148
Applicable income taxes	$77,000	9,213
Income before extraordinary items	$206,000	9,235
Extraordinary gains, net	$0	53
Net income	$206,000	9,239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,286
Cash dividends	$75,000	7,116
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$206,000	9,180
1995-12-31 (YTD Data)		Rank
Total interest income	$1,938,000	9,823
Total interest expense	$890,000	9,655
Net interest income	$1,048,000	9,787
Provision for loan and lease losses	$0	8,958
Total noninterest income	$236,000	7,897
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$180,000	6,069
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	8,932
Total noninterest expense	$1,082,000	8,651
Salaries and employee benefits	$646,000	8,087
Premises and equipment expense	$164,000	7,947
Additional noninterest expense	$272,000	9,576
Pre-tax net operating income	$202,000	10,451
Securities gains (losses)	$0	3,831
Applicable income taxes	$36,000	10,464
Income before extraordinary items	$166,000	10,300
Extraordinary gains, net	$0	65
Net income	$166,000	10,302
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	10,624
Cash dividends	$75,000	7,260
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$166,000	10,276
1994-12-31 (YTD Data)		Rank
Total interest income	$1,822,000	10,123
Total interest expense	$648,000	10,359
Net interest income	$1,174,000	9,827
Provision for loan and lease losses	$24,000	7,499
Total noninterest income	$239,000	8,095
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$186,000	6,148
Trading account gains and fees	NA	NA
Additional Noninterest Income	$53,000	9,460
Total noninterest expense	$1,024,000	9,262
Salaries and employee benefits	$560,000	8,890
Premises and equipment expense	$148,000	8,603
Additional noninterest expense	$316,000	9,767
Pre-tax net operating income	$365,000	9,620
Securities gains (losses)	$0	3,600
Applicable income taxes	$107,000	9,194
Income before extraordinary items	$258,000	9,607
Extraordinary gains, net	$0	249
Net income	$258,000	9,619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,413
Cash dividends	$75,000	7,404
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$258,000	9,664
1993-12-31 (YTD Data)		Rank
Total interest income	$1,765,000	10,673
Total interest expense	$664,000	10,802
Net interest income	$1,101,000	10,405
Provision for loan and lease losses	$12,000	9,545
Total noninterest income	$214,000	8,947
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$170,000	6,605
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,000	10,462
Total noninterest expense	$960,000	9,920
Salaries and employee benefits	$559,000	9,133
Premises and equipment expense	$119,000	9,813
Additional noninterest expense	$282,000	10,661
Pre-tax net operating income	$343,000	9,870
Securities gains (losses)	$17,000	4,881
Applicable income taxes	$101,000	9,717
Income before extraordinary items	$259,000	9,939
Extraordinary gains, net	$0	3,149
Net income	$259,000	10,075
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	11,292
Cash dividends	$75,000	7,397
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$246,760	9,841
1992-12-31 (YTD Data)		Rank
Total interest income	$1,864,000	11,165
Total interest expense	$890,000	10,911
Net interest income	$974,000	11,200
Provision for loan and lease losses	$12,000	11,000
Total noninterest income	$196,000	9,494
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$149,000	7,134
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,000	10,600
Total noninterest expense	$929,000	10,309
Salaries and employee benefits	$533,000	9,445
Premises and equipment expense	$122,000	9,963
Additional noninterest expense	$274,000	11,213
Pre-tax net operating income	$229,000	10,801
Securities gains (losses)	$20,000	5,594
Applicable income taxes	$62,000	10,939
Income before extraordinary items	$187,000	10,779
Extraordinary gains, net	$0	1,422
Net income	$187,000	10,888
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	10,379
Cash dividends	$75,000	7,103
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$172,000	10,632

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.