Home > Ledger Bank, S.S.B. > Net Loans and Leases
Ledger Bank, S.S.B., Net Loans and Leases
| 2000-12-31 | Rank | |
| Net loans and leases | $376,775,000 | 860 |
| Loan loss allowance | $3,151,000 | 1,243 |
| Total loans and leases | $379,926,000 | 861 |
| Unearned income | $659,000 | 491 |
| Loans and leases, gross | $380,585,000 | 859 |
| All real estate loans | $357,814,000 | 626 |
| Real estate loans in domestic offices | $357,814,000 | 626 |
| Construction and development loans | $28,635,000 | 793 |
| Commercial RE | $79,590,000 | 866 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $48,793,000 | 255 |
| 1-4 family residential loans | $200,796,000 | 622 |
| Farmland loans | $0 | 6,694 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,188 |
| Commercial and industrial loans | $14,970,000 | 2,734 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $3,737,000 | 5,589 |
| Credit card loans | $2,274,000 | 709 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,463,000 | 7,680 |
| All other loans & leases | $4,064,000 | 1,052 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,033 |
| Other loans | $0 | 7,234 |
| Lease financing receivables | $4,064,000 | 379 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $361,016,000 | 877 |
| Loan loss allowance | $2,910,000 | 1,321 |
| Total loans and leases | $363,926,000 | 882 |
| Unearned income | $691,000 | 557 |
| Loans and leases, gross | $364,617,000 | 880 |
| All real estate loans | $339,115,000 | 653 |
| Real estate loans in domestic offices | $339,115,000 | 653 |
| Construction and development loans | $21,589,000 | 919 |
| Commercial RE | $74,806,000 | 826 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $40,961,000 | 283 |
| 1-4 family residential loans | $201,759,000 | 629 |
| Farmland loans | $0 | 6,930 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,479 |
| Commercial and industrial loans | $15,486,000 | 2,535 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $4,308,000 | 5,191 |
| Credit card loans | $2,531,000 | 703 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,777,000 | 7,441 |
| All other loans & leases | $5,708,000 | 817 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $0 | 7,504 |
| Lease financing receivables | $5,708,000 | 334 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $284,776,000 | 1,011 |
| Loan loss allowance | $2,635,000 | 1,388 |
| Total loans and leases | $287,411,000 | 1,015 |
| Unearned income | $469,000 | 1,047 |
| Loans and leases, gross | $287,880,000 | 1,014 |
| All real estate loans | $266,435,000 | 754 |
| Real estate loans in domestic offices | $266,435,000 | 754 |
| Construction and development loans | $16,414,000 | 1,003 |
| Commercial RE | $39,271,000 | 1,356 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $35,013,000 | 310 |
| 1-4 family residential loans | $175,477,000 | 692 |
| Farmland loans | $260,000 | 5,974 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,672 |
| Commercial and industrial loans | $13,954,000 | 2,576 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $4,883,000 | 4,842 |
| Credit card loans | $2,896,000 | 669 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $1,987,000 | 7,308 |
| All other loans & leases | $2,608,000 | 1,352 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $0 | 7,741 |
| Lease financing receivables | $2,608,000 | 429 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $285,009,000 | 1,048 |
| Loan loss allowance | $2,062,000 | 1,746 |
| Total loans and leases | $287,071,000 | 1,056 |
| Unearned income | $311,000 | 1,626 |
| Loans and leases, gross | $287,382,000 | 1,055 |
| All real estate loans | $272,127,000 | 753 |
| Real estate loans in domestic offices | $272,127,000 | 753 |
| Construction and development loans | $22,708,000 | 679 |
| Commercial RE | $29,935,000 | 1,693 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $29,993,000 | 355 |
| 1-4 family residential loans | $189,491,000 | 685 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $9,506,000 | 3,433 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $5,749,000 | 4,482 |
| Credit card loans | $3,171,000 | 687 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,578,000 | 6,881 |
| All other loans & leases | $0 | 8,942 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $253,456,000 | 1,204 |
| Loan loss allowance | $1,520,000 | 2,415 |
| Total loans and leases | $254,976,000 | 1,212 |
| Unearned income | $101,000 | 4,246 |
| Loans and leases, gross | $254,976,000 | 1,220 |
| All real estate loans | $248,418,000 | 847 |
| Real estate loans in domestic offices | $248,418,000 | 847 |
| Construction and development loans | $26,402,000 | 603 |
| Commercial RE | $8,449,000 | 4,202 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $23,649,000 | 454 |
| 1-4 family residential loans | $189,918,000 | 715 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $0 | 10,678 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $6,659,000 | 4,208 |
| Credit card loans | $3,044,000 | 813 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $3,615,000 | 5,958 |
| All other loans & leases | $0 | 9,363 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $166,915,000 | 1,707 |
| Loan loss allowance | $1,026,000 | 3,444 |
| Total loans and leases | $167,941,000 | 1,716 |
| Unearned income | $7,000 | 6,435 |
| Loans and leases, gross | $167,941,000 | 1,726 |
| All real estate loans | $159,684,000 | 1,273 |
| Real estate loans in domestic offices | $159,684,000 | 1,273 |
| Construction and development loans | $14,542,000 | 985 |
| Commercial RE | $1,274,000 | 8,672 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $8,880,000 | 947 |
| 1-4 family residential loans | $134,988,000 | 976 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $0 | 11,109 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $8,264,000 | 3,539 |
| Credit card loans | $3,054,000 | 890 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $5,210,000 | 4,789 |
| All other loans & leases | $0 | 9,776 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $0 | 9,003 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $127,293,000 | 2,160 |
| Loan loss allowance | $905,000 | 3,928 |
| Total loans and leases | $128,198,000 | 2,173 |
| Unearned income | $12,000 | 6,886 |
| Loans and leases, gross | $128,198,000 | 2,181 |
| All real estate loans | $118,207,000 | 1,646 |
| Real estate loans in domestic offices | $118,207,000 | 1,644 |
| Construction and development loans | $8,565,000 | 1,461 |
| Commercial RE | $1,388,000 | 8,811 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,511,000 | 1,768 |
| 1-4 family residential loans | $104,743,000 | 1,199 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $0 | 11,645 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $10,003,000 | 2,999 |
| Credit card loans | $3,181,000 | 886 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,822,000 | 3,824 |
| All other loans & leases | $0 | 10,273 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $0 | 9,457 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $96,563,000 | 2,692 |
| Loan loss allowance | $699,000 | 4,980 |
| Total loans and leases | $97,262,000 | 2,709 |
| Unearned income | $138,000 | 4,987 |
| Loans and leases, gross | $97,262,000 | 2,721 |
| All real estate loans | $83,481,000 | 2,227 |
| Real estate loans in domestic offices | $83,481,000 | 2,226 |
| Construction and development loans | $3,255,000 | 2,788 |
| Commercial RE | $1,706,000 | 8,611 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,907,000 | 2,551 |
| 1-4 family residential loans | $76,613,000 | 1,576 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $0 | 12,244 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $9,935,000 | 2,936 |
| Credit card loans | $3,089,000 | 875 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $6,846,000 | 3,772 |
| All other loans & leases | $3,984,000 | 1,170 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $0 | 9,884 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $3,984,000 | 274 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $73,211,000 | 3,513 |
| Loan loss allowance | $327,000 | 8,422 |
| Total loans and leases | $73,538,000 | 3,551 |
| Unearned income | $4,113,000 | 712 |
| Loans and leases, gross | $77,651,000 | 3,396 |
| All real estate loans | $61,515,000 | 2,993 |
| Real estate loans in domestic offices | $61,515,000 | 2,993 |
| Construction and development loans | $8,687,000 | 1,340 |
| Commercial RE | $1,780,000 | 8,695 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,844,000 | 2,601 |
| 1-4 family residential loans | $49,204,000 | 2,397 |
| Farmland loans | NA | NA |
| Loans held in foreign offices | NA | NA |
| Farm loans | NA | NA |
| Commercial and industrial loans | $0 | 12,783 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $16,136,000 | 1,991 |
| Credit card loans | $2,858,000 | 980 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $13,278,000 | 2,192 |
| All other loans & leases | $0 | 11,131 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | NA | NA |
| Other loans | $0 | 10,230 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | NA | NA |
| Memoranda: | ||
| Loans not secured by real estate | NA | NA |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $10,000 | 4,894 |
| Non 1-4 family restructured loans & leases | $10,000 | 4,894 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | $303,000 | 1,035 |
| Total loans and leases | NA | NA |