Home > Lebanon Valley National Bank > Net charge- offs to loans
Lebanon Valley National Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1637% | 10,527 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3242% | 1,462 |
| Percentage Net Loans Charged-off:Construction & development | -8.8230% | 1,399 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4008% | 1,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0633% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 1,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3542% | 1,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6563% | 761 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8327% | 883 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0707% | 6,422 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0840% | 1,453 |
| Percentage Net Loans Charged-off:Construction & development | -2.7276% | 1,443 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0226% | 1,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0259% | 1,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0895% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0528% | 1,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4579% | 352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5198% | 893 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8817% | 910 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0300% | 7,643 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0720% | 1,462 |
| Percentage Net Loans Charged-off:Construction & development | -0.4788% | 1,410 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1288% | 1,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0310% | 1,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0225% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0422% | 1,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0932% | 1,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5656% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8821% | 850 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1737% | 4,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0333% | 813 |
| Percentage Net Loans Charged-off:Construction & development | -0.6696% | 1,367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3371% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1317% | 1,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1595% | 1,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5514% | 327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5777% | 558 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8423% | 793 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6052% | 2,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6572% | 268 |
| Percentage Net Loans Charged-off:Construction & development | -0.2415% | 1,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7323% | 182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3656% | 203 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0228% | 1,264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4324% | 177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0933% | 364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1565% | 1,132 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2907% | 956 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5770% | 3,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4341% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 3.2432% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2541% | 704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3903% | 217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0967% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4330% | 208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7011% | 397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2672% | 1,181 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1044% | 1,017 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |