Home > Lea County State Bank > Income and Expense

Lea County State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$26,628,0001,538
Total interest expense$7,722,0001,538
Net interest income$18,906,0001,508
Provision for loan and lease losses$360,0001,508
Total noninterest income$3,026,0001,623
Gross Fiduciary activities income$0981
Service charges on deposit accounts$493,0001,656
Trading account gains and fees$0123
Additional Noninterest Income$2,533,0001,406
Total noninterest expense$13,048,0001,704
Salaries and employee benefits$6,800,0001,802
Premises and equipment expense$1,082,0001,937
Additional noninterest expense$2,533,0001,406
Pre-tax net operating income$8,524,0001,327
Securities gains (losses)$-909,0004,280
Applicable income taxes$03,369
Income before extraordinary items$7,615,0001,255
Extraordinary gains, net$054
Net income$7,615,0001,270
Minority interest net income$088
Net income of bank and minority interests.$7,615,0001,258
Net charge-offs$170,0001,246
Cash dividends$2,400,0001,375
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,524,0001,172
2023-09-30 (YTD Data)Rank
Total interest income$18,702,0001,576
Total interest expense$5,142,0001,542
Net interest income$13,560,0001,581
Provision for loan and lease losses$467,0001,040
Total noninterest income$2,218,0001,641
Gross Fiduciary activities income$0950
Service charges on deposit accounts$365,0001,672
Trading account gains and fees$0125
Additional Noninterest Income$1,853,0001,417
Total noninterest expense$8,611,0001,866
Salaries and employee benefits$3,886,0002,137
Premises and equipment expense$843,0001,900
Additional noninterest expense$1,853,0001,417
Pre-tax net operating income$6,700,0001,331
Securities gains (losses)$-703,0004,405
Applicable income taxes$03,407
Income before extraordinary items$5,997,0001,250
Extraordinary gains, net$052
Net income$5,997,0001,259
Minority interest net income$081
Net income of bank and minority interests.$5,997,0001,250
Net charge-offs$167,000961
Cash dividends$1,800,0001,237
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,700,0001,170
2023-06-30 (YTD Data)Rank
Total interest income$11,371,0001,667
Total interest expense$3,050,0001,544
Net interest income$8,321,0001,700
Provision for loan and lease losses$298,0001,071
Total noninterest income$1,427,0001,604
Gross Fiduciary activities income$0931
Service charges on deposit accounts$235,0001,704
Trading account gains and fees$0112
Additional Noninterest Income$1,192,0001,373
Total noninterest expense$5,505,0001,903
Salaries and employee benefits$2,342,0002,277
Premises and equipment expense$555,0001,894
Additional noninterest expense$1,192,0001,372
Pre-tax net operating income$3,945,0001,451
Securities gains (losses)$-703,0004,500
Applicable income taxes$03,436
Income before extraordinary items$3,242,0001,471
Extraordinary gains, net$051
Net income$3,242,0001,488
Minority interest net income$081
Net income of bank and minority interests.$3,242,0001,471
Net charge-offs$118,000865
Cash dividends$1,200,0001,249
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,945,0001,279
2023-03-31 (YTD Data)Rank
Total interest income$5,294,0001,734
Total interest expense$1,214,0001,624
Net interest income$4,080,0001,731
Provision for loan and lease losses$116,0001,205
Total noninterest income$696,0001,627
Gross Fiduciary activities income$0913
Service charges on deposit accounts$115,0001,754
Trading account gains and fees$097
Additional Noninterest Income$581,0001,393
Total noninterest expense$2,453,0002,090
Salaries and employee benefits$842,0002,804
Premises and equipment expense$255,0002,023
Additional noninterest expense$581,0001,393
Pre-tax net operating income$2,207,0001,358
Securities gains (losses)$-703,0004,565
Applicable income taxes$03,388
Income before extraordinary items$1,504,0001,596
Extraordinary gains, net$04
Net income$1,504,0001,595
Minority interest net income$048
Net income of bank and minority interests.$1,504,0001,596
Net charge-offs$56,000767
Cash dividends$600,0001,112
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,207,0001,209
2022-12-31 (YTD Data)Rank
Total interest income$17,500,0001,732
Total interest expense$2,101,0001,542
Net interest income$15,399,0001,754
Provision for loan and lease losses$-640,0004,556
Total noninterest income$2,591,0001,779
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$407,0001,933
Trading account gains and fees$-297,0001,192
Additional Noninterest Income$2,481,0001,426
Total noninterest expense$12,554,0001,720
Salaries and employee benefits$6,293,0001,897
Premises and equipment expense$973,0002,036
Additional noninterest expense$2,481,0001,426
Pre-tax net operating income$6,076,0001,811
Securities gains (losses)$-1,349,0004,496
Applicable income taxes$03,596
Income before extraordinary items$4,727,0001,897
Extraordinary gains, net$05
Net income$4,727,0001,896
Minority interest net income$063
Net income of bank and minority interests.$4,727,0001,896
Net charge-offs$-1,054,0004,661
Cash dividends$2,675,0001,250
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,076,0001,643
2022-09-30 (YTD Data)Rank
Total interest income$12,657,0001,731
Total interest expense$1,089,0001,665
Net interest income$11,568,0001,735
Provision for loan and lease losses$-730,0004,625
Total noninterest income$1,790,0001,883
Gross Fiduciary activities income$0968
Service charges on deposit accounts$291,0001,996
Trading account gains and fees$-297,0001,200
Additional Noninterest Income$1,796,0001,482
Total noninterest expense$8,920,0001,782
Salaries and employee benefits$4,314,0002,006
Premises and equipment expense$676,0002,152
Additional noninterest expense$1,796,0001,482
Pre-tax net operating income$5,168,0001,655
Securities gains (losses)$-23,0003,969
Applicable income taxes$03,603
Income before extraordinary items$5,145,0001,449
Extraordinary gains, net$04
Net income$5,145,0001,448
Minority interest net income$057
Net income of bank and minority interests.$5,145,0001,449
Net charge-offs$-1,076,0004,699
Cash dividends$1,990,0001,144
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,168,0001,476
2022-06-30 (YTD Data)Rank
Total interest income$7,966,0001,758
Total interest expense$476,0002,020
Net interest income$7,490,0001,745
Provision for loan and lease losses$180,0001,178
Total noninterest income$1,112,0001,948
Gross Fiduciary activities income$0925
Service charges on deposit accounts$197,0001,984
Trading account gains and fees$-297,0001,200
Additional Noninterest Income$1,212,0001,491
Total noninterest expense$5,954,0001,764
Salaries and employee benefits$2,873,0002,006
Premises and equipment expense$465,0002,098
Additional noninterest expense$2,616,0001,289
Pre-tax net operating income$2,468,0001,942
Securities gains (losses)$-87,0004,343
Applicable income taxes$03,564
Income before extraordinary items$2,381,0001,782
Extraordinary gains, net$04
Net income$2,381,0001,782
Minority interest net income$060
Net income of bank and minority interests.$2,381,0001,782
Net charge-offs$-56,0004,222
Cash dividends$1,450,0001,076
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,468,0001,767
2022-03-31 (YTD Data)Rank
Total interest income$3,702,0001,818
Total interest expense$211,0002,130
Net interest income$3,491,0001,790
Provision for loan and lease losses$90,0001,018
Total noninterest income$523,0002,019
Gross Fiduciary activities income$0892
Service charges on deposit accounts$99,0001,954
Trading account gains and fees$-236,0001,209
Additional Noninterest Income$660,0001,425
Total noninterest expense$3,167,0001,670
Salaries and employee benefits$1,435,0001,997
Premises and equipment expense$240,0002,084
Additional noninterest expense$1,492,0001,148
Pre-tax net operating income$757,0002,466
Securities gains (losses)$-8,0004,222
Applicable income taxes$03,450
Income before extraordinary items$749,0002,277
Extraordinary gains, net$04
Net income$749,0002,276
Minority interest net income$050
Net income of bank and minority interests.$749,0002,277
Net charge-offs$-22,0004,191
Cash dividends$575,0001,084
Sale, conversion, retirement of capital stock, net$0453
Net operating income$757,0002,286
2021-12-31 (YTD Data)Rank
Total interest income$14,041,0001,962
Total interest expense$572,0002,978
Net interest income$13,469,0001,876
Provision for loan and lease losses$675,000812
Total noninterest income$3,025,0001,789
Gross Fiduciary activities income$0994
Service charges on deposit accounts$335,0002,063
Trading account gains and fees$56,000124
Additional Noninterest Income$2,634,0001,615
Total noninterest expense$10,977,0001,859
Salaries and employee benefits$5,334,0002,089
Premises and equipment expense$1,045,0001,975
Additional noninterest expense$4,598,0001,422
Pre-tax net operating income$4,842,0002,096
Securities gains (losses)$1,938,000143
Applicable income taxes$03,710
Income before extraordinary items$6,780,0001,542
Extraordinary gains, net$010
Net income$6,780,0001,541
Minority interest net income$074
Net income of bank and minority interests.$6,780,0001,542
Net charge-offs$1,049,000404
Cash dividends$3,695,0001,008
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,842,0001,902
2021-09-30 (YTD Data)Rank
Total interest income$10,444,0002,016
Total interest expense$437,0003,037
Net interest income$10,007,0001,919
Provision for loan and lease losses$225,0001,362
Total noninterest income$2,247,0001,854
Gross Fiduciary activities income$0957
Service charges on deposit accounts$242,0002,110
Trading account gains and fees$23,000127
Additional Noninterest Income$1,982,0001,684
Total noninterest expense$7,911,0001,911
Salaries and employee benefits$3,773,0002,171
Premises and equipment expense$776,0002,018
Additional noninterest expense$3,362,0001,448
Pre-tax net operating income$4,118,0002,016
Securities gains (losses)$1,938,000122
Applicable income taxes$03,719
Income before extraordinary items$6,056,0001,393
Extraordinary gains, net$08
Net income$6,056,0001,393
Minority interest net income$069
Net income of bank and minority interests.$6,056,0001,393
Net charge-offs$1,054,000325
Cash dividends$3,695,000735
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,118,0001,807
2021-06-30 (YTD Data)Rank
Total interest income$6,666,0002,063
Total interest expense$323,0002,985
Net interest income$6,343,0001,970
Provision for loan and lease losses$150,0001,356
Total noninterest income$1,478,0001,819
Gross Fiduciary activities income$0951
Service charges on deposit accounts$151,0002,128
Trading account gains and fees$27,000127
Additional Noninterest Income$1,300,0001,647
Total noninterest expense$5,183,0001,925
Salaries and employee benefits$2,532,0002,158
Premises and equipment expense$509,0002,033
Additional noninterest expense$2,142,0001,488
Pre-tax net operating income$2,488,0002,127
Securities gains (losses)$1,938,000102
Applicable income taxes$03,702
Income before extraordinary items$4,426,0001,293
Extraordinary gains, net$06
Net income$4,426,0001,293
Minority interest net income$067
Net income of bank and minority interests.$4,426,0001,293
Net charge-offs$-1,0003,056
Cash dividends$2,055,000825
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,488,0001,916
2021-03-31 (YTD Data)Rank
Total interest income$3,106,0002,165
Total interest expense$152,0003,155
Net interest income$2,954,0002,052
Provision for loan and lease losses$75,0001,426
Total noninterest income$659,0001,949
Gross Fiduciary activities income$0922
Service charges on deposit accounts$72,0002,179
Trading account gains and fees$0127
Additional Noninterest Income$587,0001,747
Total noninterest expense$2,592,0001,913
Salaries and employee benefits$1,321,0002,090
Premises and equipment expense$249,0002,071
Additional noninterest expense$1,022,0001,522
Pre-tax net operating income$946,0002,444
Securities gains (losses)$950,000116
Applicable income taxes$03,613
Income before extraordinary items$1,896,0001,443
Extraordinary gains, net$03
Net income$1,896,0001,443
Minority interest net income$055
Net income of bank and minority interests.$1,896,0001,443
Net charge-offs$-1,0003,038
Cash dividends$1,300,000618
Sale, conversion, retirement of capital stock, net$0482
Net operating income$946,0002,242
2020-12-31 (YTD Data)Rank
Total interest income$12,706,0002,143
Total interest expense$942,0003,029
Net interest income$11,764,0001,987
Provision for loan and lease losses$400,0002,439
Total noninterest income$3,227,0001,659
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$317,0002,164
Trading account gains and fees$0133
Additional Noninterest Income$2,910,0001,460
Total noninterest expense$9,621,0002,005
Salaries and employee benefits$4,854,0002,198
Premises and equipment expense$986,0002,058
Additional noninterest expense$3,781,0001,607
Pre-tax net operating income$4,970,0001,787
Securities gains (losses)$2,136,000216
Applicable income taxes$03,697
Income before extraordinary items$7,106,0001,245
Extraordinary gains, net$04
Net income$7,106,0001,246
Minority interest net income$072
Net income of bank and minority interests.$7,106,0001,246
Net charge-offs$116,0001,904
Cash dividends$3,205,0001,063
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,970,0001,596
2020-09-30 (YTD Data)Rank
Total interest income$9,227,0002,206
Total interest expense$769,0002,998
Net interest income$8,458,0002,053
Provision for loan and lease losses$325,0002,346
Total noninterest income$2,282,0001,664
Gross Fiduciary activities income$0981
Service charges on deposit accounts$232,0002,196
Trading account gains and fees$0125
Additional Noninterest Income$2,050,0001,461
Total noninterest expense$6,978,0002,033
Salaries and employee benefits$3,429,0002,251
Premises and equipment expense$738,0002,047
Additional noninterest expense$2,811,0001,584
Pre-tax net operating income$3,437,0001,869
Securities gains (losses)$2,034,000181
Applicable income taxes$03,696
Income before extraordinary items$5,471,0001,190
Extraordinary gains, net$04
Net income$5,471,0001,189
Minority interest net income$065
Net income of bank and minority interests.$5,471,0001,190
Net charge-offs$137,0001,471
Cash dividends$2,555,000903
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,437,0001,678
2020-06-30 (YTD Data)Rank
Total interest income$6,148,0002,244
Total interest expense$587,0002,904
Net interest income$5,561,0002,084
Provision for loan and lease losses$250,0002,200
Total noninterest income$1,489,0001,630
Gross Fiduciary activities income$0970
Service charges on deposit accounts$157,0002,206
Trading account gains and fees$0123
Additional Noninterest Income$1,332,0001,412
Total noninterest expense$4,567,0002,054
Salaries and employee benefits$2,299,0002,247
Premises and equipment expense$478,0002,082
Additional noninterest expense$1,790,0001,640
Pre-tax net operating income$2,233,0001,849
Securities gains (losses)$2,034,000128
Applicable income taxes$03,655
Income before extraordinary items$4,267,000986
Extraordinary gains, net$04
Net income$4,267,000986
Minority interest net income$065
Net income of bank and minority interests.$4,267,000986
Net charge-offs$142,0001,180
Cash dividends$1,585,000952
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,233,0001,639
2020-03-31 (YTD Data)Rank
Total interest income$3,087,0002,211
Total interest expense$365,0002,726
Net interest income$2,722,0002,080
Provision for loan and lease losses$175,0001,537
Total noninterest income$692,0001,620
Gross Fiduciary activities income$0941
Service charges on deposit accounts$90,0002,287
Trading account gains and fees$0106
Additional Noninterest Income$602,0001,351
Total noninterest expense$2,322,0002,055
Salaries and employee benefits$1,200,0002,204
Premises and equipment expense$227,0002,171
Additional noninterest expense$895,0001,665
Pre-tax net operating income$917,0001,959
Securities gains (losses)$895,000116
Applicable income taxes$03,513
Income before extraordinary items$1,812,0001,017
Extraordinary gains, net$04
Net income$1,812,0001,017
Minority interest net income$056
Net income of bank and minority interests.$1,812,0001,017
Net charge-offs$62,0001,110
Cash dividends$885,000903
Sale, conversion, retirement of capital stock, net$0482
Net operating income$917,0001,756
2019-12-31 (YTD Data)Rank
Total interest income$11,948,0002,292
Total interest expense$1,133,0003,134
Net interest income$10,815,0002,096
Provision for loan and lease losses$-150,0005,012
Total noninterest income$2,852,0001,623
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$365,0002,330
Trading account gains and fees$0135
Additional Noninterest Income$2,487,0001,348
Total noninterest expense$9,074,0002,061
Salaries and employee benefits$4,226,0002,348
Premises and equipment expense$880,0002,211
Additional noninterest expense$3,968,0001,517
Pre-tax net operating income$4,743,0001,834
Securities gains (losses)$3,648,000102
Applicable income taxes$03,859
Income before extraordinary items$8,391,0001,074
Extraordinary gains, net$011
Net income$8,391,0001,076
Minority interest net income$076
Net income of bank and minority interests.$8,391,0001,076
Net charge-offs$-715,0005,135
Cash dividends$2,870,0001,226
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,743,0001,634
2019-09-30 (YTD Data)Rank
Total interest income$8,916,0002,332
Total interest expense$768,0003,300
Net interest income$8,148,0002,109
Provision for loan and lease losses$-225,0005,147
Total noninterest income$2,102,0001,624
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$268,0002,386
Trading account gains and fees$0129
Additional Noninterest Income$1,834,0001,349
Total noninterest expense$6,524,0002,125
Salaries and employee benefits$2,925,0002,495
Premises and equipment expense$648,0002,249
Additional noninterest expense$2,951,0001,519
Pre-tax net operating income$3,951,0001,743
Securities gains (losses)$3,648,00085
Applicable income taxes$03,902
Income before extraordinary items$7,599,000947
Extraordinary gains, net$011
Net income$7,599,000948
Minority interest net income$072
Net income of bank and minority interests.$7,599,000948
Net charge-offs$-715,0005,211
Cash dividends$1,845,0001,279
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,951,0001,536
2019-06-30 (YTD Data)Rank
Total interest income$5,895,0002,344
Total interest expense$503,0003,311
Net interest income$5,392,0002,138
Provision for loan and lease losses$250,0001,374
Total noninterest income$1,371,0001,612
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$174,0002,406
Trading account gains and fees$0131
Additional Noninterest Income$1,197,0001,335
Total noninterest expense$4,264,0002,166
Salaries and employee benefits$1,905,0002,559
Premises and equipment expense$404,0002,361
Additional noninterest expense$1,955,0001,541
Pre-tax net operating income$2,249,0001,937
Securities gains (losses)$1,958,00093
Applicable income taxes$03,901
Income before extraordinary items$4,207,0001,065
Extraordinary gains, net$011
Net income$4,207,0001,065
Minority interest net income$069
Net income of bank and minority interests.$4,207,0001,065
Net charge-offs$76,0001,565
Cash dividends$1,045,0001,390
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,249,0001,706
2019-03-31 (YTD Data)Rank
Total interest income$2,927,0002,351
Total interest expense$240,0003,347
Net interest income$2,687,0002,155
Provision for loan and lease losses$150,0001,133
Total noninterest income$676,0001,606
Gross Fiduciary activities income$0972
Service charges on deposit accounts$86,0002,412
Trading account gains and fees$0126
Additional Noninterest Income$590,0001,293
Total noninterest expense$2,072,0002,214
Salaries and employee benefits$944,0002,588
Premises and equipment expense$132,0003,091
Additional noninterest expense$996,0001,513
Pre-tax net operating income$1,141,0001,875
Securities gains (losses)$30,000501
Applicable income taxes$03,800
Income before extraordinary items$1,171,0001,654
Extraordinary gains, net$05
Net income$1,171,0001,652
Minority interest net income$052
Net income of bank and minority interests.$1,171,0001,653
Net charge-offs$-2,0004,062
Cash dividends$540,0001,274
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,141,0001,671
2018-12-31 (YTD Data)Rank
Total interest income$11,005,0002,364
Total interest expense$856,0003,165
Net interest income$10,149,0002,218
Provision for loan and lease losses$360,0001,765
Total noninterest income$2,548,0001,729
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$381,0002,354
Trading account gains and fees$0126
Additional Noninterest Income$2,167,0001,421
Total noninterest expense$7,814,0002,283
Salaries and employee benefits$3,936,0002,476
Premises and equipment expense$621,0002,778
Additional noninterest expense$3,257,0001,782
Pre-tax net operating income$4,523,0001,930
Securities gains (losses)$-271,0005,202
Applicable income taxes$03,978
Income before extraordinary items$4,252,0001,825
Extraordinary gains, net$06
Net income$4,252,0001,824
Minority interest net income$072
Net income of bank and minority interests.$4,252,0001,824
Net charge-offs$584,000859
Cash dividends$2,895,0001,122
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,523,0001,711
2018-09-30 (YTD Data)Rank
Total interest income$8,005,0002,411
Total interest expense$604,0003,185
Net interest income$7,401,0002,277
Provision for loan and lease losses$270,0001,667
Total noninterest income$1,914,0001,738
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$287,0002,367
Trading account gains and fees$0138
Additional Noninterest Income$1,627,0001,446
Total noninterest expense$5,656,0002,349
Salaries and employee benefits$2,799,0002,569
Premises and equipment expense$483,0002,736
Additional noninterest expense$2,374,0001,825
Pre-tax net operating income$3,389,0001,950
Securities gains (losses)$-299,0005,351
Applicable income taxes$04,032
Income before extraordinary items$3,090,0001,869
Extraordinary gains, net$05
Net income$3,090,0001,867
Minority interest net income$066
Net income of bank and minority interests.$3,090,0001,868
Net charge-offs$-14,0004,567
Cash dividends$1,340,0001,426
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,389,0001,716
2018-06-30 (YTD Data)Rank
Total interest income$5,044,0002,486
Total interest expense$354,0003,310
Net interest income$4,690,0002,362
Provision for loan and lease losses$180,0001,601
Total noninterest income$1,236,0001,766
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$186,0002,407
Trading account gains and fees$0130
Additional Noninterest Income$1,050,0001,472
Total noninterest expense$3,781,0002,347
Salaries and employee benefits$1,875,0002,572
Premises and equipment expense$260,0003,134
Additional noninterest expense$1,646,0001,771
Pre-tax net operating income$1,965,0002,121
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,965,0001,907
Extraordinary gains, net$06
Net income$1,965,0001,905
Minority interest net income$065
Net income of bank and minority interests.$1,965,0001,906
Net charge-offs$-11,0004,546
Cash dividends$825,0001,491
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,965,0001,902
2018-03-31 (YTD Data)Rank
Total interest income$2,440,0002,548
Total interest expense$158,0003,436
Net interest income$2,282,0002,417
Provision for loan and lease losses$90,0001,532
Total noninterest income$594,0001,805
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$93,0002,413
Trading account gains and fees$0123
Additional Noninterest Income$501,0001,479
Total noninterest expense$1,879,0002,378
Salaries and employee benefits$951,0002,583
Premises and equipment expense$128,0003,194
Additional noninterest expense$800,0001,818
Pre-tax net operating income$907,0002,174
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$907,0001,980
Extraordinary gains, net$07
Net income$907,0001,979
Minority interest net income$052
Net income of bank and minority interests.$907,0001,980
Net charge-offs$-6,0004,537
Cash dividends$425,0001,319
Sale, conversion, retirement of capital stock, net$0580
Net operating income$907,0001,966
2017-12-31 (YTD Data)Rank
Total interest income$8,824,0002,686
Total interest expense$542,0003,552
Net interest income$8,282,0002,575
Provision for loan and lease losses$230,0002,247
Total noninterest income$2,273,0001,875
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$399,0002,395
Trading account gains and fees$0151
Additional Noninterest Income$1,874,0001,594
Total noninterest expense$7,234,0002,458
Salaries and employee benefits$3,765,0002,570
Premises and equipment expense$587,0002,961
Additional noninterest expense$2,882,0002,002
Pre-tax net operating income$3,091,0002,437
Securities gains (losses)$-108,0005,427
Applicable income taxes$04,135
Income before extraordinary items$2,983,0002,063
Extraordinary gains, net$09
Net income$2,983,0002,062
Minority interest net income$076
Net income of bank and minority interests.$2,983,0002,063
Net charge-offs$-15,0004,891
Cash dividends$2,575,0001,159
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,091,0001,960
2017-09-30 (YTD Data)Rank
Total interest income$6,513,0002,725
Total interest expense$402,0003,577
Net interest income$6,111,0002,622
Provision for loan and lease losses$170,0002,190
Total noninterest income$1,722,0001,883
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$299,0002,410
Trading account gains and fees$0145
Additional Noninterest Income$1,423,0001,606
Total noninterest expense$5,248,0002,515
Salaries and employee benefits$2,673,0002,693
Premises and equipment expense$450,0002,957
Additional noninterest expense$2,125,0002,020
Pre-tax net operating income$2,415,0002,414
Securities gains (losses)$299,000289
Applicable income taxes$04,172
Income before extraordinary items$2,714,0001,887
Extraordinary gains, net$09
Net income$2,714,0001,887
Minority interest net income$071
Net income of bank and minority interests.$2,714,0001,887
Net charge-offs$-11,0004,773
Cash dividends$2,225,000959
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,415,0002,052
2017-06-30 (YTD Data)Rank
Total interest income$4,244,0002,754
Total interest expense$268,0003,551
Net interest income$3,976,0002,660
Provision for loan and lease losses$110,0002,170
Total noninterest income$1,130,0001,888
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$198,0002,410
Trading account gains and fees$0139
Additional Noninterest Income$932,0001,616
Total noninterest expense$3,714,0002,413
Salaries and employee benefits$1,781,0002,709
Premises and equipment expense$289,0003,022
Additional noninterest expense$1,644,0001,789
Pre-tax net operating income$1,282,0002,742
Securities gains (losses)$121,000386
Applicable income taxes$04,189
Income before extraordinary items$1,403,0002,261
Extraordinary gains, net$011
Net income$1,403,0002,261
Minority interest net income$071
Net income of bank and minority interests.$1,403,0002,261
Net charge-offs$-11,0004,827
Cash dividends$1,250,0001,103
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,282,0002,391
2017-03-31 (YTD Data)Rank
Total interest income$2,050,0002,822
Total interest expense$136,0003,520
Net interest income$1,914,0002,729
Provision for loan and lease losses$50,0002,060
Total noninterest income$516,0002,008
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$98,0002,412
Trading account gains and fees$0142
Additional Noninterest Income$418,0001,706
Total noninterest expense$1,822,0002,478
Salaries and employee benefits$891,0002,740
Premises and equipment expense$144,0003,068
Additional noninterest expense$787,0001,862
Pre-tax net operating income$558,0002,911
Securities gains (losses)$121,000213
Applicable income taxes$04,086
Income before extraordinary items$679,0002,245
Extraordinary gains, net$08
Net income$679,0002,246
Minority interest net income$055
Net income of bank and minority interests.$679,0002,246
Net charge-offs$-5,0004,686
Cash dividends$300,0001,627
Sale, conversion, retirement of capital stock, net$0632
Net operating income$558,0002,566
2016-12-31 (YTD Data)Rank
Total interest income$8,156,0002,809
Total interest expense$534,0003,528
Net interest income$7,622,0002,718
Provision for loan and lease losses$1,010,000882
Total noninterest income$2,182,0002,014
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$420,0002,372
Trading account gains and fees$0170
Additional Noninterest Income$1,762,0001,709
Total noninterest expense$7,075,0002,536
Salaries and employee benefits$3,608,0002,694
Premises and equipment expense$640,0002,900
Additional noninterest expense$2,827,0002,080
Pre-tax net operating income$1,719,0003,314
Securities gains (losses)$1,619,000151
Applicable income taxes$04,278
Income before extraordinary items$3,338,0001,921
Extraordinary gains, net$05
Net income$3,338,0001,920
Minority interest net income$082
Net income of bank and minority interests.$3,338,0001,920
Net charge-offs$1,353,000530
Cash dividends$1,190,0001,999
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,719,0002,990
2016-09-30 (YTD Data)Rank
Total interest income$6,032,0002,843
Total interest expense$406,0003,526
Net interest income$5,626,0002,748
Provision for loan and lease losses$90,0002,817
Total noninterest income$1,613,0002,029
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$313,0002,395
Trading account gains and fees$0169
Additional Noninterest Income$1,300,0001,729
Total noninterest expense$5,199,0002,560
Salaries and employee benefits$2,641,0002,738
Premises and equipment expense$490,0002,876
Additional noninterest expense$2,068,0002,121
Pre-tax net operating income$1,950,0002,665
Securities gains (losses)$1,320,000152
Applicable income taxes$04,325
Income before extraordinary items$3,270,0001,564
Extraordinary gains, net$05
Net income$3,270,0001,563
Minority interest net income$071
Net income of bank and minority interests.$3,270,0001,564
Net charge-offs$-13,0004,991
Cash dividends$690,0002,062
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,950,0002,326
2016-06-30 (YTD Data)Rank
Total interest income$4,043,0002,841
Total interest expense$243,0003,739
Net interest income$3,800,0002,730
Provision for loan and lease losses$60,0002,701
Total noninterest income$998,0002,106
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$206,0002,393
Trading account gains and fees$0157
Additional Noninterest Income$792,0001,803
Total noninterest expense$3,503,0002,561
Salaries and employee benefits$1,760,0002,763
Premises and equipment expense$298,0003,060
Additional noninterest expense$1,445,0002,037
Pre-tax net operating income$1,235,0002,718
Securities gains (losses)$888,000160
Applicable income taxes$04,338
Income before extraordinary items$2,123,0001,571
Extraordinary gains, net$016
Net income$2,123,0001,571
Minority interest net income$071
Net income of bank and minority interests.$2,123,0001,571
Net charge-offs$-10,0004,971
Cash dividends$290,0002,571
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,235,0002,390
2016-03-31 (YTD Data)Rank
Total interest income$1,932,0002,934
Total interest expense$118,0003,806
Net interest income$1,814,0002,823
Provision for loan and lease losses$30,0002,510
Total noninterest income$445,0002,227
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$101,0002,412
Trading account gains and fees$0142
Additional Noninterest Income$344,0001,926
Total noninterest expense$1,707,0002,614
Salaries and employee benefits$888,0002,748
Premises and equipment expense$150,0003,055
Additional noninterest expense$669,0002,176
Pre-tax net operating income$522,0002,965
Securities gains (losses)$421,000147
Applicable income taxes$04,259
Income before extraordinary items$943,0001,707
Extraordinary gains, net$012
Net income$943,0001,708
Minority interest net income$062
Net income of bank and minority interests.$943,0001,708
Net charge-offs$-6,0004,951
Cash dividends$140,0002,196
Sale, conversion, retirement of capital stock, net$0659
Net operating income$522,0002,633
2015-12-31 (YTD Data)Rank
Total interest income$7,408,0002,989
Total interest expense$359,0004,345
Net interest income$7,049,0002,847
Provision for loan and lease losses$04,380
Total noninterest income$3,112,0001,567
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$405,0002,494
Trading account gains and fees$0159
Additional Noninterest Income$2,707,0001,247
Total noninterest expense$7,232,0002,501
Salaries and employee benefits$3,709,0002,622
Premises and equipment expense$604,0003,087
Additional noninterest expense$2,919,0002,056
Pre-tax net operating income$2,929,0002,362
Securities gains (losses)$769,000260
Applicable income taxes$04,402
Income before extraordinary items$3,698,0001,718
Extraordinary gains, net$023
Net income$3,698,0001,718
Minority interest net income$081
Net income of bank and minority interests.$3,698,0001,720
Net charge-offs$-358,0005,959
Cash dividends$964,0002,188
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,929,0002,052
2015-09-30 (YTD Data)Rank
Total interest income$5,555,0003,017
Total interest expense$268,0004,405
Net interest income$5,287,0002,870
Provision for loan and lease losses$04,232
Total noninterest income$2,606,0001,457
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$298,0002,538
Trading account gains and fees$0153
Additional Noninterest Income$2,308,0001,157
Total noninterest expense$5,193,0002,594
Salaries and employee benefits$2,614,0002,753
Premises and equipment expense$461,0003,101
Additional noninterest expense$2,118,0002,100
Pre-tax net operating income$2,700,0002,074
Securities gains (losses)$705,000234
Applicable income taxes$04,489
Income before extraordinary items$3,405,0001,483
Extraordinary gains, net$021
Net income$3,405,0001,484
Minority interest net income$078
Net income of bank and minority interests.$3,405,0001,484
Net charge-offs$-424,0006,082
Cash dividends$764,0001,873
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,700,0001,749
2015-06-30 (YTD Data)Rank
Total interest income$3,651,0003,041
Total interest expense$181,0004,419
Net interest income$3,470,0002,892
Provision for loan and lease losses$04,069
Total noninterest income$1,100,0002,007
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$192,0002,563
Trading account gains and fees$0157
Additional Noninterest Income$908,0001,659
Total noninterest expense$3,496,0002,605
Salaries and employee benefits$1,744,0002,771
Premises and equipment expense$296,0003,200
Additional noninterest expense$1,456,0002,055
Pre-tax net operating income$1,074,0002,940
Securities gains (losses)$663,000203
Applicable income taxes$04,497
Income before extraordinary items$1,737,0001,823
Extraordinary gains, net$022
Net income$1,737,0001,827
Minority interest net income$075
Net income of bank and minority interests.$1,737,0001,828
Net charge-offs$-12,0005,310
Cash dividends$460,0002,020
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,074,0002,567
2015-03-31 (YTD Data)Rank
Total interest income$1,800,0003,091
Total interest expense$94,0004,406
Net interest income$1,706,0002,939
Provision for loan and lease losses$03,703
Total noninterest income$558,0001,970
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$95,0002,569
Trading account gains and fees$0152
Additional Noninterest Income$463,0001,594
Total noninterest expense$1,748,0002,605
Salaries and employee benefits$869,0002,802
Premises and equipment expense$148,0003,220
Additional noninterest expense$731,0002,028
Pre-tax net operating income$516,0002,964
Securities gains (losses)$666,000123
Applicable income taxes$04,400
Income before extraordinary items$1,182,0001,392
Extraordinary gains, net$013
Net income$1,182,0001,394
Minority interest net income$064
Net income of bank and minority interests.$1,182,0001,394
Net charge-offs$14,0002,324
Cash dividends$190,0001,908
Sale, conversion, retirement of capital stock, net$0697
Net operating income$516,0002,584
2014-12-31 (YTD Data)Rank
Total interest income$7,505,0003,016
Total interest expense$386,0004,535
Net interest income$7,119,0002,852
Provision for loan and lease losses$168,0002,668
Total noninterest income$2,076,0002,051
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$339,0002,995
Trading account gains and fees$0180
Additional Noninterest Income$1,737,0001,622
Total noninterest expense$6,777,0002,681
Salaries and employee benefits$3,337,0002,858
Premises and equipment expense$596,0003,249
Additional noninterest expense$2,844,0002,129
Pre-tax net operating income$2,250,0002,780
Securities gains (losses)$703,000293
Applicable income taxes$04,531
Income before extraordinary items$2,953,0002,043
Extraordinary gains, net$017
Net income$2,953,0002,043
Minority interest net income$084
Net income of bank and minority interests.$2,953,0002,042
Net charge-offs$-17,0005,764
Cash dividends$945,0002,116
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,250,0002,449
2014-09-30 (YTD Data)Rank
Total interest income$5,703,0002,998
Total interest expense$288,0004,614
Net interest income$5,415,0002,850
Provision for loan and lease losses$126,0002,565
Total noninterest income$1,454,0002,153
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$251,0003,037
Trading account gains and fees$0174
Additional Noninterest Income$1,203,0001,717
Total noninterest expense$4,920,0002,747
Salaries and employee benefits$2,416,0002,954
Premises and equipment expense$452,0003,274
Additional noninterest expense$2,052,0002,186
Pre-tax net operating income$1,823,0002,681
Securities gains (losses)$385,000389
Applicable income taxes$04,583
Income before extraordinary items$2,208,0002,055
Extraordinary gains, net$015
Net income$2,208,0002,054
Minority interest net income$081
Net income of bank and minority interests.$2,208,0002,053
Net charge-offs$-14,0005,691
Cash dividends$445,0002,356
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,823,0002,329
2014-06-30 (YTD Data)Rank
Total interest income$3,818,0003,002
Total interest expense$190,0004,691
Net interest income$3,628,0002,845
Provision for loan and lease losses$84,0002,547
Total noninterest income$920,0002,195
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$164,0003,053
Trading account gains and fees$0172
Additional Noninterest Income$756,0001,767
Total noninterest expense$3,167,0002,846
Salaries and employee benefits$1,593,0002,995
Premises and equipment expense$285,0003,409
Additional noninterest expense$1,289,0002,325
Pre-tax net operating income$1,297,0002,504
Securities gains (losses)$180,000513
Applicable income taxes$04,568
Income before extraordinary items$1,477,0002,006
Extraordinary gains, net$020
Net income$1,477,0002,009
Minority interest net income$080
Net income of bank and minority interests.$1,477,0002,008
Net charge-offs$-8,0005,605
Cash dividends$275,0002,441
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,297,0002,166
2014-03-31 (YTD Data)Rank
Total interest income$1,881,0003,051
Total interest expense$92,0004,795
Net interest income$1,789,0002,876
Provision for loan and lease losses$42,0002,431
Total noninterest income$434,0002,243
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$82,0003,040
Trading account gains and fees$0147
Additional Noninterest Income$352,0001,812
Total noninterest expense$1,576,0002,874
Salaries and employee benefits$789,0003,025
Premises and equipment expense$150,0003,344
Additional noninterest expense$637,0002,347
Pre-tax net operating income$605,0002,554
Securities gains (losses)$155,000319
Applicable income taxes$04,445
Income before extraordinary items$760,0001,892
Extraordinary gains, net$016
Net income$760,0001,895
Minority interest net income$066
Net income of bank and minority interests.$760,0001,895
Net charge-offs$-7,0005,595
Cash dividends$150,0001,960
Sale, conversion, retirement of capital stock, net$0747
Net operating income$605,0002,219
2013-12-31 (YTD Data)Rank
Total interest income$5,604,0003,791
Total interest expense$391,0004,955
Net interest income$5,213,0003,611
Provision for loan and lease losses$20,0004,711
Total noninterest income$1,872,0002,255
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$332,0003,169
Trading account gains and fees$0184
Additional Noninterest Income$1,540,0001,812
Total noninterest expense$6,405,0002,842
Salaries and employee benefits$3,181,0002,987
Premises and equipment expense$685,0003,010
Additional noninterest expense$2,539,0002,428
Pre-tax net operating income$660,0004,671
Securities gains (losses)$1,630,000154
Applicable income taxes$04,631
Income before extraordinary items$2,290,0002,342
Extraordinary gains, net$029
Net income$2,290,0002,346
Minority interest net income$090
Net income of bank and minority interests.$2,290,0002,345
Net charge-offs$-26,0006,314
Cash dividends$1,040,0001,875
Sale, conversion, retirement of capital stock, net$0924
Net operating income$660,0004,472
2013-09-30 (YTD Data)Rank
Total interest income$3,860,0004,030
Total interest expense$297,0005,026
Net interest income$3,563,0003,840
Provision for loan and lease losses$20,0004,484
Total noninterest income$1,411,0002,289
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$249,0003,192
Trading account gains and fees$0180
Additional Noninterest Income$1,162,0001,857
Total noninterest expense$4,720,0002,885
Salaries and employee benefits$2,338,0003,050
Premises and equipment expense$522,0003,004
Additional noninterest expense$1,860,0002,461
Pre-tax net operating income$234,0005,581
Securities gains (losses)$1,532,000152
Applicable income taxes$04,713
Income before extraordinary items$1,766,0002,343
Extraordinary gains, net$025
Net income$1,766,0002,348
Minority interest net income$084
Net income of bank and minority interests.$1,766,0002,348
Net charge-offs$-21,0006,277
Cash dividends$840,0001,625
Sale, conversion, retirement of capital stock, net$0868
Net operating income$234,0005,440
2013-06-30 (YTD Data)Rank
Total interest income$2,581,0004,039
Total interest expense$199,0005,069
Net interest income$2,382,0003,835
Provision for loan and lease losses$20,0004,231
Total noninterest income$908,0002,355
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$161,0003,227
Trading account gains and fees$0157
Additional Noninterest Income$747,0001,930
Total noninterest expense$3,098,0002,922
Salaries and employee benefits$1,544,0003,080
Premises and equipment expense$340,0003,056
Additional noninterest expense$1,214,0002,509
Pre-tax net operating income$172,0005,468
Securities gains (losses)$1,474,000132
Applicable income taxes$04,679
Income before extraordinary items$1,646,0001,774
Extraordinary gains, net$022
Net income$1,646,0001,779
Minority interest net income$082
Net income of bank and minority interests.$1,646,0001,780
Net charge-offs$-14,0006,233
Cash dividends$690,0001,419
Sale, conversion, retirement of capital stock, net$0838
Net operating income$172,0005,301
2013-03-31 (YTD Data)Rank
Total interest income$1,318,0004,020
Total interest expense$100,0005,145
Net interest income$1,218,0003,804
Provision for loan and lease losses$15,0003,721
Total noninterest income$482,0002,282
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$81,0003,220
Trading account gains and fees$0148
Additional Noninterest Income$401,0001,861
Total noninterest expense$1,635,0002,821
Salaries and employee benefits$759,0003,154
Premises and equipment expense$181,0002,950
Additional noninterest expense$695,0002,243
Pre-tax net operating income$50,0005,840
Securities gains (losses)$987,000111
Applicable income taxes$04,602
Income before extraordinary items$1,037,0001,422
Extraordinary gains, net$010
Net income$1,037,0001,424
Minority interest net income$076
Net income of bank and minority interests.$1,037,0001,424
Net charge-offs$-8,0006,115
Cash dividends$575,000848
Sale, conversion, retirement of capital stock, net$0789
Net operating income$50,0005,768
2012-12-31 (YTD Data)Rank
Total interest income$6,111,0003,784
Total interest expense$509,0005,078
Net interest income$5,602,0003,533
Provision for loan and lease losses$140,0004,347
Total noninterest income$2,442,0001,900
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$377,0003,059
Trading account gains and fees$0166
Additional Noninterest Income$2,065,0001,497
Total noninterest expense$6,823,0002,719
Salaries and employee benefits$2,934,0003,181
Premises and equipment expense$692,0003,054
Additional noninterest expense$3,197,0002,033
Pre-tax net operating income$1,081,0003,892
Securities gains (losses)$545,000871
Applicable income taxes$04,751
Income before extraordinary items$1,626,0002,966
Extraordinary gains, net$029
Net income$1,626,0002,967
Minority interest net income$093
Net income of bank and minority interests.$1,626,0002,968
Net charge-offs$-28,0006,754
Cash dividends$780,0002,260
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,081,0003,585
2012-09-30 (YTD Data)Rank
Total interest income$4,697,0003,786
Total interest expense$404,0005,104
Net interest income$4,293,0003,543
Provision for loan and lease losses$125,0004,125
Total noninterest income$1,877,0001,870
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$284,0003,073
Trading account gains and fees$0157
Additional Noninterest Income$1,593,0001,463
Total noninterest expense$4,642,0002,976
Salaries and employee benefits$2,219,0003,179
Premises and equipment expense$527,0003,046
Additional noninterest expense$1,896,0002,546
Pre-tax net operating income$1,403,0003,024
Securities gains (losses)$729,000559
Applicable income taxes$04,802
Income before extraordinary items$2,132,0001,991
Extraordinary gains, net$020
Net income$2,132,0001,990
Minority interest net income$086
Net income of bank and minority interests.$2,132,0001,992
Net charge-offs$84,0004,133
Cash dividends$580,0001,878
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,403,0002,628
2012-06-30 (YTD Data)Rank
Total interest income$3,157,0003,805
Total interest expense$279,0005,145
Net interest income$2,878,0003,546
Provision for loan and lease losses$110,0003,752
Total noninterest income$1,346,0001,763
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$194,0003,019
Trading account gains and fees$0153
Additional Noninterest Income$1,152,0001,379
Total noninterest expense$3,044,0003,019
Salaries and employee benefits$1,472,0003,196
Premises and equipment expense$342,0003,111
Additional noninterest expense$1,230,0002,623
Pre-tax net operating income$1,070,0002,718
Securities gains (losses)$358,000745
Applicable income taxes$04,770
Income before extraordinary items$1,428,0001,963
Extraordinary gains, net$019
Net income$1,428,0001,961
Minority interest net income$084
Net income of bank and minority interests.$1,428,0001,963
Net charge-offs$90,0003,515
Cash dividends$265,0002,272
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,070,0002,352
2012-03-31 (YTD Data)Rank
Total interest income$1,611,0003,790
Total interest expense$142,0005,198
Net interest income$1,469,0003,512
Provision for loan and lease losses$15,0004,598
Total noninterest income$424,0002,394
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$99,0002,942
Trading account gains and fees$0148
Additional Noninterest Income$325,0002,007
Total noninterest expense$1,486,0003,080
Salaries and employee benefits$731,0003,238
Premises and equipment expense$169,0003,167
Additional noninterest expense$586,0002,710
Pre-tax net operating income$392,0003,336
Securities gains (losses)$534,000258
Applicable income taxes$04,704
Income before extraordinary items$926,0001,578
Extraordinary gains, net$019
Net income$926,0001,579
Minority interest net income$078
Net income of bank and minority interests.$926,0001,579
Net charge-offs$-8,0006,564
Cash dividends$140,0001,852
Sale, conversion, retirement of capital stock, net$0861
Net operating income$392,0002,963
2011-12-31 (YTD Data)Rank
Total interest income$6,901,0003,709
Total interest expense$677,0005,273
Net interest income$6,224,0003,377
Provision for loan and lease losses$-212,0007,289
Total noninterest income$1,542,0002,404
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$374,0003,166
Trading account gains and fees$0146
Additional Noninterest Income$1,168,0001,941
Total noninterest expense$6,162,0002,994
Salaries and employee benefits$2,933,0003,176
Premises and equipment expense$810,0002,895
Additional noninterest expense$2,419,0002,651
Pre-tax net operating income$1,816,0002,684
Securities gains (losses)$1,480,000308
Applicable income taxes$04,719
Income before extraordinary items$3,296,0001,486
Extraordinary gains, net$029
Net income$3,296,0001,486
Minority interest net income$096
Net income of bank and minority interests.$3,296,0001,486
Net charge-offs$-234,0007,300
Cash dividends$720,0002,002
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,816,0002,356
2011-09-30 (YTD Data)Rank
Total interest income$5,282,0003,702
Total interest expense$526,0005,309
Net interest income$4,756,0003,342
Provision for loan and lease losses$06,393
Total noninterest income$1,182,0002,356
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$283,0003,153
Trading account gains and fees$0145
Additional Noninterest Income$899,0001,894
Total noninterest expense$4,539,0003,032
Salaries and employee benefits$2,136,0003,245
Premises and equipment expense$571,0003,038
Additional noninterest expense$1,832,0002,649
Pre-tax net operating income$1,399,0002,708
Securities gains (losses)$1,644,000222
Applicable income taxes$04,740
Income before extraordinary items$3,043,0001,274
Extraordinary gains, net$021
Net income$3,043,0001,274
Minority interest net income$087
Net income of bank and minority interests.$3,043,0001,274
Net charge-offs$-228,0007,377
Cash dividends$470,0001,881
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,399,0002,352
2011-06-30 (YTD Data)Rank
Total interest income$3,590,0003,688
Total interest expense$370,0005,307
Net interest income$3,220,0003,304
Provision for loan and lease losses$06,217
Total noninterest income$764,0002,390
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$182,0003,196
Trading account gains and fees$0153
Additional Noninterest Income$582,0001,908
Total noninterest expense$3,024,0003,082
Salaries and employee benefits$1,424,0003,260
Premises and equipment expense$375,0003,092
Additional noninterest expense$1,225,0002,692
Pre-tax net operating income$960,0002,609
Securities gains (losses)$1,375,000147
Applicable income taxes$04,697
Income before extraordinary items$2,335,0001,062
Extraordinary gains, net$015
Net income$2,335,0001,059
Minority interest net income$089
Net income of bank and minority interests.$2,335,0001,061
Net charge-offs$-221,0007,449
Cash dividends$320,0001,858
Sale, conversion, retirement of capital stock, net$0986
Net operating income$960,0002,265
2011-03-31 (YTD Data)Rank
Total interest income$1,755,0003,777
Total interest expense$190,0005,358
Net interest income$1,565,0003,356
Provision for loan and lease losses$05,840
Total noninterest income$362,0002,504
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$91,0003,174
Trading account gains and fees$0158
Additional Noninterest Income$271,0002,041
Total noninterest expense$1,509,0003,096
Salaries and employee benefits$709,0003,298
Premises and equipment expense$182,0003,212
Additional noninterest expense$618,0002,666
Pre-tax net operating income$418,0002,879
Securities gains (losses)$721,000124
Applicable income taxes$04,545
Income before extraordinary items$1,139,0001,071
Extraordinary gains, net$09
Net income$1,139,0001,070
Minority interest net income$086
Net income of bank and minority interests.$1,139,0001,071
Net charge-offs$-213,0007,514
Cash dividends$200,0001,383
Sale, conversion, retirement of capital stock, net$0925
Net operating income$418,0002,513
2010-12-31 (YTD Data)Rank
Total interest income$7,158,0003,854
Total interest expense$994,0005,241
Net interest income$6,164,0003,403
Provision for loan and lease losses$-75,0007,599
Total noninterest income$1,787,0002,238
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$378,0003,171
Trading account gains and fees$0175
Additional Noninterest Income$1,409,0001,763
Total noninterest expense$6,386,0002,951
Salaries and employee benefits$3,034,0003,086
Premises and equipment expense$813,0002,952
Additional noninterest expense$2,539,0002,655
Pre-tax net operating income$1,640,0002,583
Securities gains (losses)$1,642,000322
Applicable income taxes$04,655
Income before extraordinary items$3,282,0001,295
Extraordinary gains, net$029
Net income$3,282,0001,296
Minority interest net income$0111
Net income of bank and minority interests.$3,282,0001,297
Net charge-offs$-10,0007,437
Cash dividends$1,320,0001,199
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,640,0002,259
2010-09-30 (YTD Data)Rank
Total interest income$5,282,0003,966
Total interest expense$792,0005,248
Net interest income$4,490,0003,521
Provision for loan and lease losses$-75,0007,705
Total noninterest income$1,128,0002,522
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$281,0003,269
Trading account gains and fees$0165
Additional Noninterest Income$847,0002,004
Total noninterest expense$4,752,0002,966
Salaries and employee benefits$2,234,0003,158
Premises and equipment expense$618,0002,965
Additional noninterest expense$1,900,0002,602
Pre-tax net operating income$941,0003,205
Securities gains (losses)$2,049,000210
Applicable income taxes$04,726
Income before extraordinary items$2,990,0001,132
Extraordinary gains, net$023
Net income$2,990,0001,136
Minority interest net income$0110
Net income of bank and minority interests.$2,990,0001,136
Net charge-offs$-103,0007,692
Cash dividends$970,0001,081
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$941,0002,872
2010-06-30 (YTD Data)Rank
Total interest income$3,551,0003,980
Total interest expense$585,0005,127
Net interest income$2,966,0003,546
Provision for loan and lease losses$-75,0007,777
Total noninterest income$670,0002,661
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$180,0003,359
Trading account gains and fees$0152
Additional Noninterest Income$490,0002,124
Total noninterest expense$3,148,0002,993
Salaries and employee benefits$1,494,0003,153
Premises and equipment expense$402,0003,047
Additional noninterest expense$1,252,0002,620
Pre-tax net operating income$563,0003,431
Securities gains (losses)$2,049,000136
Applicable income taxes$04,691
Income before extraordinary items$2,612,000849
Extraordinary gains, net$019
Net income$2,612,000849
Minority interest net income$0105
Net income of bank and minority interests.$2,612,000850
Net charge-offs$-38,0007,670
Cash dividends$570,0001,205
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$563,0003,079
2010-03-31 (YTD Data)Rank
Total interest income$1,912,0003,841
Total interest expense$324,0005,002
Net interest income$1,588,0003,401
Provision for loan and lease losses$15,0005,865
Total noninterest income$314,0002,778
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$92,0003,301
Trading account gains and fees$0175
Additional Noninterest Income$222,0002,244
Total noninterest expense$1,557,0003,051
Salaries and employee benefits$738,0003,230
Premises and equipment expense$198,0003,141
Additional noninterest expense$621,0002,625
Pre-tax net operating income$330,0003,203
Securities gains (losses)$2,049,00078
Applicable income taxes$04,611
Income before extraordinary items$2,379,000457
Extraordinary gains, net$016
Net income$2,379,000458
Minority interest net income$091
Net income of bank and minority interests.$2,379,000459
Net charge-offs$-26,0007,694
Cash dividends$200,0001,369
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$330,0002,837
2009-12-31 (YTD Data)Rank
Total interest income$9,591,0003,328
Total interest expense$2,062,0004,355
Net interest income$7,529,0002,869
Provision for loan and lease losses$240,0005,554
Total noninterest income$1,789,0002,284
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$399,0003,336
Trading account gains and fees$0211
Additional Noninterest Income$1,390,0001,737
Total noninterest expense$6,570,0002,957
Salaries and employee benefits$3,081,0003,091
Premises and equipment expense$833,0003,020
Additional noninterest expense$2,656,0002,608
Pre-tax net operating income$2,508,0001,572
Securities gains (losses)$-746,0007,649
Applicable income taxes$04,388
Income before extraordinary items$1,762,0001,868
Extraordinary gains, net$034
Net income$1,762,0001,865
Minority interest net income$0115
Net income of bank and minority interests.$1,762,0001,867
Net charge-offs$246,0004,743
Cash dividends$1,195,0001,442
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,508,0001,315
2009-09-30 (YTD Data)Rank
Total interest income$7,283,0003,350
Total interest expense$1,669,0004,304
Net interest income$5,614,0002,888
Provision for loan and lease losses$180,0005,277
Total noninterest income$1,392,0002,288
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$300,0003,347
Trading account gains and fees$0212
Additional Noninterest Income$1,092,0001,720
Total noninterest expense$4,747,0003,058
Salaries and employee benefits$2,159,0003,336
Premises and equipment expense$632,0003,015
Additional noninterest expense$1,956,0002,622
Pre-tax net operating income$2,079,0001,567
Securities gains (losses)$562,000635
Applicable income taxes$04,592
Income before extraordinary items$2,641,0001,025
Extraordinary gains, net$027
Net income$2,641,0001,023
Minority interest net income$0118
Net income of bank and minority interests.$2,641,0001,025
Net charge-offs$5,0006,691
Cash dividends$920,0001,343
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,079,0001,256
2009-06-30 (YTD Data)Rank
Total interest income$4,857,0003,379
Total interest expense$1,203,0004,239
Net interest income$3,654,0002,940
Provision for loan and lease losses$120,0005,054
Total noninterest income$939,0002,278
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$199,0003,323
Trading account gains and fees$0193
Additional Noninterest Income$740,0001,746
Total noninterest expense$3,210,0003,045
Salaries and employee benefits$1,446,0003,335
Premises and equipment expense$417,0003,070
Additional noninterest expense$1,347,0002,564
Pre-tax net operating income$1,263,0001,755
Securities gains (losses)$636,000415
Applicable income taxes$04,657
Income before extraordinary items$1,899,0001,000
Extraordinary gains, net$021
Net income$1,899,000999
Minority interest net income$0112
Net income of bank and minority interests.$1,899,0001,000
Net charge-offs$4,0006,304
Cash dividends$670,0001,306
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,263,0001,451
2009-03-31 (YTD Data)Rank
Total interest income$2,355,0003,496
Total interest expense$657,0004,117
Net interest income$1,698,0003,121
Provision for loan and lease losses$60,0004,614
Total noninterest income$467,0002,246
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$97,0003,322
Trading account gains and fees$0171
Additional Noninterest Income$370,0001,698
Total noninterest expense$1,531,0003,087
Salaries and employee benefits$729,0003,358
Premises and equipment expense$205,0003,159
Additional noninterest expense$597,0002,574
Pre-tax net operating income$574,0002,126
Securities gains (losses)$769,000235
Applicable income taxes$04,835
Income before extraordinary items$1,343,000762
Extraordinary gains, net$015
Net income$1,343,000762
Minority interest net income$0102
Net income of bank and minority interests.$1,343,000764
Net charge-offs$-4,0007,635
Cash dividends$300,0001,336
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$574,0001,769
2008-12-31 (YTD Data)Rank
Total interest income$9,748,0003,601
Total interest expense$2,907,0004,346
Net interest income$6,841,0003,118
Provision for loan and lease losses$-423,0008,294
Total noninterest income$1,743,0002,367
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$445,0003,249
Trading account gains and fees$0154
Additional Noninterest Income$1,298,0001,776
Total noninterest expense$6,050,0003,052
Salaries and employee benefits$2,929,0003,322
Premises and equipment expense$848,0003,031
Additional noninterest expense$2,273,0002,534
Pre-tax net operating income$2,957,0001,823
Securities gains (losses)$414,000443
Applicable income taxes$04,979
Income before extraordinary items$3,371,0001,233
Extraordinary gains, net$039
Net income$3,371,0001,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-188,0008,261
Cash dividends$2,050,0001,310
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,957,0001,483
2008-09-30 (YTD Data)Rank
Total interest income$7,314,0003,656
Total interest expense$2,214,0004,425
Net interest income$5,100,0003,153
Provision for loan and lease losses$-190,0008,351
Total noninterest income$1,385,0002,338
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$344,0003,222
Trading account gains and fees$0148
Additional Noninterest Income$1,041,0001,764
Total noninterest expense$4,270,0003,206
Salaries and employee benefits$1,980,0003,643
Premises and equipment expense$622,0003,100
Additional noninterest expense$1,668,0002,528
Pre-tax net operating income$2,405,0001,999
Securities gains (losses)$414,000364
Applicable income taxes$05,372
Income before extraordinary items$2,819,0001,318
Extraordinary gains, net$031
Net income$2,819,0001,317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-63,0008,229
Cash dividends$1,500,0001,298
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,405,0001,603
2008-06-30 (YTD Data)Rank
Total interest income$4,898,0003,693
Total interest expense$1,512,0004,485
Net interest income$3,386,0003,153
Provision for loan and lease losses$-140,0008,412
Total noninterest income$994,0002,238
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$233,0003,161
Trading account gains and fees$0149
Additional Noninterest Income$761,0001,689
Total noninterest expense$2,792,0003,276
Salaries and employee benefits$1,295,0003,741
Premises and equipment expense$398,0003,226
Additional noninterest expense$1,099,0002,525
Pre-tax net operating income$1,728,0001,929
Securities gains (losses)$414,000365
Applicable income taxes$05,627
Income before extraordinary items$2,142,0001,285
Extraordinary gains, net$021
Net income$2,142,0001,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,0008,218
Cash dividends$1,000,0001,384
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,728,0001,548
2008-03-31 (YTD Data)Rank
Total interest income$2,458,0003,770
Total interest expense$821,0004,440
Net interest income$1,637,0003,261
Provision for loan and lease losses$30,0004,346
Total noninterest income$392,0002,633
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$118,0003,094
Trading account gains and fees$0158
Additional Noninterest Income$274,0002,074
Total noninterest expense$1,370,0003,320
Salaries and employee benefits$645,0003,768
Premises and equipment expense$187,0003,408
Additional noninterest expense$538,0002,550
Pre-tax net operating income$629,0002,617
Securities gains (losses)$414,000276
Applicable income taxes$05,622
Income before extraordinary items$1,043,0001,438
Extraordinary gains, net$015
Net income$1,043,0001,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-70,0008,361
Cash dividends$500,0001,332
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$629,0002,145
2007-12-31 (YTD Data)Rank
Total interest income$9,068,0004,018
Total interest expense$2,998,0004,799
Net interest income$6,070,0003,471
Provision for loan and lease losses$90,0005,036
Total noninterest income$1,383,0002,853
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$551,0002,846
Trading account gains and fees$0178
Additional Noninterest Income$832,0002,510
Total noninterest expense$5,416,0003,233
Salaries and employee benefits$2,499,0003,715
Premises and equipment expense$731,0003,329
Additional noninterest expense$2,186,0002,465
Pre-tax net operating income$1,947,0003,364
Securities gains (losses)$183,000465
Applicable income taxes$06,070
Income before extraordinary items$2,130,0002,691
Extraordinary gains, net$039
Net income$2,130,0002,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,543
Cash dividends$1,382,0002,132
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,947,0002,868
2007-09-30 (YTD Data)Rank
Total interest income$6,693,0004,076
Total interest expense$2,164,0004,917
Net interest income$4,529,0003,494
Provision for loan and lease losses$60,0004,834
Total noninterest income$1,016,0002,887
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$417,0002,817
Trading account gains and fees$0184
Additional Noninterest Income$599,0002,565
Total noninterest expense$4,006,0003,241
Salaries and employee benefits$1,839,0003,779
Premises and equipment expense$544,0003,333
Additional noninterest expense$1,623,0002,436
Pre-tax net operating income$1,479,0003,506
Securities gains (losses)$183,000386
Applicable income taxes$06,220
Income before extraordinary items$1,662,0002,758
Extraordinary gains, net$033
Net income$1,662,0002,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,005
Cash dividends$1,082,0001,887
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,479,0002,986
2007-06-30 (YTD Data)Rank
Total interest income$4,430,0004,112
Total interest expense$1,416,0004,962
Net interest income$3,014,0003,518
Provision for loan and lease losses$30,0004,873
Total noninterest income$689,0002,865
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$283,0002,783
Trading account gains and fees$0168
Additional Noninterest Income$406,0002,546
Total noninterest expense$2,710,0003,230
Salaries and employee benefits$1,229,0003,808
Premises and equipment expense$356,0003,386
Additional noninterest expense$1,125,0002,358
Pre-tax net operating income$963,0003,614
Securities gains (losses)$185,000315
Applicable income taxes$06,265
Income before extraordinary items$1,148,0002,732
Extraordinary gains, net$029
Net income$1,148,0002,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-39,0008,215
Cash dividends$757,0001,869
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$963,0003,096
2007-03-31 (YTD Data)Rank
Total interest income$2,196,0004,135
Total interest expense$680,0005,051
Net interest income$1,516,0003,513
Provision for loan and lease losses$05,779
Total noninterest income$335,0002,899
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$144,0002,677
Trading account gains and fees$0195
Additional Noninterest Income$191,0002,612
Total noninterest expense$1,366,0003,216
Salaries and employee benefits$630,0003,750
Premises and equipment expense$169,0003,562
Additional noninterest expense$567,0002,313
Pre-tax net operating income$485,0003,597
Securities gains (losses)$190,000210
Applicable income taxes$06,196
Income before extraordinary items$675,0002,403
Extraordinary gains, net$022
Net income$675,0002,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,195
Cash dividends$452,0001,521
Sale, conversion, retirement of capital stock, net$0885
Net operating income$485,0003,075
2006-12-31 (YTD Data)Rank
Total interest income$8,342,0004,090
Total interest expense$2,544,0004,772
Net interest income$5,798,0003,618
Provision for loan and lease losses$-274,0008,557
Total noninterest income$1,812,0002,382
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$652,0002,523
Trading account gains and fees$0130
Additional Noninterest Income$1,160,0002,014
Total noninterest expense$5,278,0003,208
Salaries and employee benefits$2,592,0003,518
Premises and equipment expense$697,0003,339
Additional noninterest expense$1,989,0002,581
Pre-tax net operating income$2,606,0003,039
Securities gains (losses)$-117,0008,259
Applicable income taxes$06,600
Income before extraordinary items$2,489,0002,635
Extraordinary gains, net$051
Net income$2,489,0002,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-238,0008,597
Cash dividends$1,990,0001,571
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,606,0002,503
2006-09-30 (YTD Data)Rank
Total interest income$6,188,0004,091
Total interest expense$1,780,0004,885
Net interest income$4,408,0003,593
Provision for loan and lease losses$-200,0008,621
Total noninterest income$1,411,0002,326
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$491,0002,516
Trading account gains and fees$0126
Additional Noninterest Income$920,0001,948
Total noninterest expense$3,773,0003,332
Salaries and employee benefits$1,829,0003,674
Premises and equipment expense$521,0003,354
Additional noninterest expense$1,423,0002,684
Pre-tax net operating income$2,246,0002,875
Securities gains (losses)$-103,0008,412
Applicable income taxes$06,687
Income before extraordinary items$2,143,0002,433
Extraordinary gains, net$045
Net income$2,143,0002,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-184,0008,623
Cash dividends$1,065,0001,839
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,246,0002,346
2006-06-30 (YTD Data)Rank
Total interest income$4,080,0004,073
Total interest expense$1,160,0004,824
Net interest income$2,920,0003,618
Provision for loan and lease losses$-200,0008,670
Total noninterest income$1,078,0002,108
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$314,0002,578
Trading account gains and fees$0126
Additional Noninterest Income$764,0001,640
Total noninterest expense$2,479,0003,367
Salaries and employee benefits$1,200,0003,743
Premises and equipment expense$348,0003,343
Additional noninterest expense$931,0002,736
Pre-tax net operating income$1,719,0002,597
Securities gains (losses)$-27,0008,184
Applicable income taxes$06,706
Income before extraordinary items$1,692,0002,123
Extraordinary gains, net$039
Net income$1,692,0002,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-179,0008,668
Cash dividends$685,0001,926
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,719,0002,081
2006-03-31 (YTD Data)Rank
Total interest income$2,001,0004,080
Total interest expense$555,0004,820
Net interest income$1,446,0003,644
Provision for loan and lease losses$-200,0008,699
Total noninterest income$336,0002,862
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$149,0002,615
Trading account gains and fees$0115
Additional Noninterest Income$187,0002,601
Total noninterest expense$1,295,0003,275
Salaries and employee benefits$606,0003,737
Premises and equipment expense$192,0003,117
Additional noninterest expense$497,0002,549
Pre-tax net operating income$687,0003,006
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$687,0002,478
Extraordinary gains, net$021
Net income$687,0002,480
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-180,0008,716
Cash dividends$265,0002,091
Sale, conversion, retirement of capital stock, net$0648
Net operating income$687,0002,460
2005-12-31 (YTD Data)Rank
Total interest income$6,907,0004,190
Total interest expense$1,947,0004,512
Net interest income$4,960,0003,973
Provision for loan and lease losses$-55,0008,592
Total noninterest income$1,194,0003,160
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$621,0002,597
Trading account gains and fees$0138
Additional Noninterest Income$573,0003,143
Total noninterest expense$4,659,0003,429
Salaries and employee benefits$2,345,0003,660
Premises and equipment expense$586,0003,731
Additional noninterest expense$1,728,0002,868
Pre-tax net operating income$1,550,0004,292
Securities gains (losses)$-621,0008,722
Applicable income taxes$06,964
Income before extraordinary items$929,0005,005
Extraordinary gains, net$046
Net income$929,0005,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-67,0008,542
Cash dividends$1,422,0001,895
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,550,0003,679
2005-09-30 (YTD Data)Rank
Total interest income$5,098,0004,180
Total interest expense$1,421,0004,468
Net interest income$3,677,0004,009
Provision for loan and lease losses$06,899
Total noninterest income$889,0003,171
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$473,0002,554
Trading account gains and fees$0126
Additional Noninterest Income$416,0003,210
Total noninterest expense$3,471,0003,427
Salaries and employee benefits$1,751,0003,650
Premises and equipment expense$437,0003,725
Additional noninterest expense$1,283,0002,864
Pre-tax net operating income$1,095,0004,543
Securities gains (losses)$85,000708
Applicable income taxes$06,976
Income before extraordinary items$1,180,0003,702
Extraordinary gains, net$035
Net income$1,180,0003,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-75,0008,565
Cash dividends$922,0001,918
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,095,0003,873
2005-06-30 (YTD Data)Rank
Total interest income$3,363,0004,151
Total interest expense$917,0004,396
Net interest income$2,446,0003,997
Provision for loan and lease losses$06,626
Total noninterest income$577,0003,190
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$314,0002,528
Trading account gains and fees$0116
Additional Noninterest Income$263,0003,299
Total noninterest expense$2,281,0003,437
Salaries and employee benefits$1,173,0003,631
Premises and equipment expense$288,0003,731
Additional noninterest expense$820,0002,956
Pre-tax net operating income$742,0004,464
Securities gains (losses)$85,000623
Applicable income taxes$06,961
Income before extraordinary items$827,0003,563
Extraordinary gains, net$030
Net income$827,0003,565
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-62,0008,537
Cash dividends$560,0002,042
Sale, conversion, retirement of capital stock, net$0643
Net operating income$742,0003,754
2005-03-31 (YTD Data)Rank
Total interest income$1,658,0004,168
Total interest expense$440,0004,393
Net interest income$1,218,0004,014
Provision for loan and lease losses$06,226
Total noninterest income$278,0003,228
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$157,0002,463
Trading account gains and fees$0115
Additional Noninterest Income$121,0003,380
Total noninterest expense$1,170,0003,382
Salaries and employee benefits$596,0003,588
Premises and equipment expense$144,0003,757
Additional noninterest expense$430,0002,826
Pre-tax net operating income$326,0004,785
Securities gains (losses)$40,000607
Applicable income taxes$06,892
Income before extraordinary items$366,0003,850
Extraordinary gains, net$024
Net income$366,0003,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,351
Cash dividends$335,0001,630
Sale, conversion, retirement of capital stock, net$0491
Net operating income$326,0004,096
2004-12-31 (YTD Data)Rank
Total interest income$6,018,0004,256
Total interest expense$1,460,0004,594
Net interest income$4,558,0004,081
Provision for loan and lease losses$-141,0008,817
Total noninterest income$1,434,0002,763
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$638,0002,571
Trading account gains and fees$0138
Additional Noninterest Income$796,0002,505
Total noninterest expense$4,599,0003,356
Salaries and employee benefits$2,316,0003,549
Premises and equipment expense$570,0003,691
Additional noninterest expense$1,713,0002,788
Pre-tax net operating income$1,534,0004,197
Securities gains (losses)$217,000784
Applicable income taxes$34,0006,272
Income before extraordinary items$1,717,0003,289
Extraordinary gains, net$034
Net income$1,717,0003,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-116,0008,809
Cash dividends$1,361,0001,865
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,504,3403,574
2004-09-30 (YTD Data)Rank
Total interest income$4,416,0004,300
Total interest expense$1,059,0004,634
Net interest income$3,357,0004,129
Provision for loan and lease losses$07,100
Total noninterest income$1,163,0002,630
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$478,0002,599
Trading account gains and fees$0134
Additional Noninterest Income$685,0002,293
Total noninterest expense$3,423,0003,352
Salaries and employee benefits$1,687,0003,617
Premises and equipment expense$429,0003,684
Additional noninterest expense$1,307,0002,691
Pre-tax net operating income$1,097,0004,388
Securities gains (losses)$371,000516
Applicable income taxes$34,0006,208
Income before extraordinary items$1,434,0003,069
Extraordinary gains, net$026
Net income$1,434,0003,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-97,0008,803
Cash dividends$961,0001,770
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,070,4203,771
2004-06-30 (YTD Data)Rank
Total interest income$2,906,0004,350
Total interest expense$691,0004,713
Net interest income$2,215,0004,166
Provision for loan and lease losses$06,885
Total noninterest income$638,0003,041
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$316,0002,607
Trading account gains and fees$0130
Additional Noninterest Income$322,0002,871
Total noninterest expense$2,276,0003,392
Salaries and employee benefits$1,132,0003,612
Premises and equipment expense$259,0003,967
Additional noninterest expense$885,0002,666
Pre-tax net operating income$577,0004,927
Securities gains (losses)$371,000420
Applicable income taxes$07,214
Income before extraordinary items$948,0003,066
Extraordinary gains, net$021
Net income$948,0003,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,411
Cash dividends$636,0001,805
Sale, conversion, retirement of capital stock, net$0638
Net operating income$577,0004,261
2004-03-31 (YTD Data)Rank
Total interest income$1,407,0004,472
Total interest expense$349,0004,715
Net interest income$1,058,0004,310
Provision for loan and lease losses$06,501
Total noninterest income$325,0002,942
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$156,0002,594
Trading account gains and fees$0121
Additional Noninterest Income$169,0002,733
Total noninterest expense$1,145,0003,358
Salaries and employee benefits$566,0003,632
Premises and equipment expense$124,0004,137
Additional noninterest expense$455,0002,584
Pre-tax net operating income$234,0005,441
Securities gains (losses)$352,000330
Applicable income taxes$07,103
Income before extraordinary items$586,0002,559
Extraordinary gains, net$016
Net income$586,0002,560
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,405
Cash dividends$336,0001,613
Sale, conversion, retirement of capital stock, net$0464
Net operating income$234,0004,805
2003-12-31 (YTD Data)Rank
Total interest income$6,072,0004,286
Total interest expense$1,645,0004,612
Net interest income$4,427,0004,043
Provision for loan and lease losses$-214,0009,088
Total noninterest income$1,538,0002,795
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$665,0002,470
Trading account gains and fees$0160
Additional Noninterest Income$873,0002,592
Total noninterest expense$4,563,0003,319
Salaries and employee benefits$2,338,0003,454
Premises and equipment expense$552,0003,764
Additional noninterest expense$1,673,0002,790
Pre-tax net operating income$1,616,0003,935
Securities gains (losses)$768,000569
Applicable income taxes$07,459
Income before extraordinary items$2,384,0002,480
Extraordinary gains, net$054
Net income$2,384,0002,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-126,0009,067
Cash dividends$1,388,0001,852
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,616,0003,216
2003-09-30 (YTD Data)Rank
Total interest income$4,653,0004,262
Total interest expense$1,278,0004,630
Net interest income$3,375,0004,020
Provision for loan and lease losses$07,481
Total noninterest income$1,209,0002,762
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$502,0002,465
Trading account gains and fees$0153
Additional Noninterest Income$707,0002,541
Total noninterest expense$3,393,0003,325
Salaries and employee benefits$1,724,0003,488
Premises and equipment expense$410,0003,782
Additional noninterest expense$1,259,0002,761
Pre-tax net operating income$1,191,0004,097
Securities gains (losses)$768,000520
Applicable income taxes$07,524
Income before extraordinary items$1,959,0002,380
Extraordinary gains, net$040
Net income$1,959,0002,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-38,0008,881
Cash dividends$938,0001,829
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,191,0003,357
2003-06-30 (YTD Data)Rank
Total interest income$3,187,0004,208
Total interest expense$889,0004,617
Net interest income$2,298,0003,964
Provision for loan and lease losses$07,324
Total noninterest income$877,0002,572
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$336,0002,427
Trading account gains and fees$0150
Additional Noninterest Income$541,0002,332
Total noninterest expense$2,269,0003,315
Salaries and employee benefits$1,141,0003,507
Premises and equipment expense$275,0003,745
Additional noninterest expense$853,0002,725
Pre-tax net operating income$906,0003,748
Securities gains (losses)$506,000566
Applicable income taxes$07,529
Income before extraordinary items$1,412,0002,213
Extraordinary gains, net$030
Net income$1,412,0002,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,885
Cash dividends$538,0002,045
Sale, conversion, retirement of capital stock, net$0589
Net operating income$906,0003,026
2003-03-31 (YTD Data)Rank
Total interest income$1,741,0003,941
Total interest expense$457,0004,618
Net interest income$1,284,0003,621
Provision for loan and lease losses$06,934
Total noninterest income$471,0002,396
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$165,0002,397
Trading account gains and fees$0134
Additional Noninterest Income$306,0002,083
Total noninterest expense$1,136,0003,297
Salaries and employee benefits$551,0003,597
Premises and equipment expense$141,0003,672
Additional noninterest expense$444,0002,598
Pre-tax net operating income$619,0003,008
Securities gains (losses)$402,000416
Applicable income taxes$07,403
Income before extraordinary items$1,021,0001,575
Extraordinary gains, net$021
Net income$1,021,0001,574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0009,005
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$619,0002,328
2002-12-31 (YTD Data)Rank
Total interest income$7,128,0003,990
Total interest expense$2,171,0004,546
Net interest income$4,957,0003,704
Provision for loan and lease losses$284,0003,588
Total noninterest income$1,416,0002,731
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$719,0002,202
Trading account gains and fees$0153
Additional Noninterest Income$697,0002,716
Total noninterest expense$4,506,0003,218
Salaries and employee benefits$2,325,0003,322
Premises and equipment expense$560,0003,614
Additional noninterest expense$1,621,0002,771
Pre-tax net operating income$1,583,0003,963
Securities gains (losses)$823,000485
Applicable income taxes$07,681
Income before extraordinary items$2,406,0002,424
Extraordinary gains, net$070
Net income$2,406,0002,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$629,0001,382
Cash dividends$720,0002,833
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,583,0003,259
2001-12-31 (YTD Data)Rank
Total interest income$8,487,0003,821
Total interest expense$3,038,0004,681
Net interest income$5,449,0003,210
Provision for loan and lease losses$-265,0009,564
Total noninterest income$1,309,0002,760
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$621,0002,369
Trading account gains and fees$0177
Additional Noninterest Income$688,0002,602
Total noninterest expense$4,640,0003,010
Salaries and employee benefits$2,454,0002,990
Premises and equipment expense$570,0003,520
Additional noninterest expense$1,616,0002,694
Pre-tax net operating income$2,383,0002,770
Securities gains (losses)$305,000892
Applicable income taxes$07,903
Income before extraordinary items$2,688,0001,958
Extraordinary gains, net$0105
Net income$2,688,0001,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-217,0009,561
Cash dividends$1,850,0001,421
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,383,0002,112
2000-12-31 (YTD Data)Rank
Total interest income$8,894,0003,757
Total interest expense$3,348,0004,530
Net interest income$5,546,0003,171
Provision for loan and lease losses$08,337
Total noninterest income$971,0003,203
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$580,0002,367
Trading account gains and fees$0180
Additional Noninterest Income$391,0003,406
Total noninterest expense$4,582,0002,946
Salaries and employee benefits$2,309,0003,044
Premises and equipment expense$548,0003,525
Additional noninterest expense$1,725,0002,490
Pre-tax net operating income$1,935,0003,415
Securities gains (losses)$-24,0008,832
Applicable income taxes$08,362
Income before extraordinary items$1,911,0002,672
Extraordinary gains, net$038
Net income$1,911,0002,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-202,0009,827
Cash dividends$2,360,0001,172
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,935,0002,639
1999-12-31 (YTD Data)Rank
Total interest income$8,000,0003,896
Total interest expense$3,092,0004,489
Net interest income$4,908,0003,500
Provision for loan and lease losses$268,0002,928
Total noninterest income$940,0003,234
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$544,0002,440
Trading account gains and fees$0173
Additional Noninterest Income$396,0003,447
Total noninterest expense$4,358,0003,064
Salaries and employee benefits$1,998,0003,445
Premises and equipment expense$656,0003,034
Additional noninterest expense$1,704,0002,536
Pre-tax net operating income$1,222,0004,712
Securities gains (losses)$-55,0009,811
Applicable income taxes$08,765
Income before extraordinary items$1,167,0003,960
Extraordinary gains, net$035
Net income$1,167,0003,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$217,0002,278
Cash dividends$575,0003,247
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,222,0003,788
1998-12-31 (YTD Data)Rank
Total interest income$8,920,0003,561
Total interest expense$3,319,0004,347
Net interest income$5,601,0003,070
Provision for loan and lease losses$158,0004,049
Total noninterest income$918,0003,275
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$545,0002,365
Trading account gains and fees$0224
Additional Noninterest Income$373,0003,571
Total noninterest expense$4,302,0003,018
Salaries and employee benefits$1,947,0003,430
Premises and equipment expense$554,0003,411
Additional noninterest expense$1,801,0002,319
Pre-tax net operating income$2,059,0003,273
Securities gains (losses)$236,000839
Applicable income taxes$09,340
Income before extraordinary items$2,295,0002,272
Extraordinary gains, net$032
Net income$2,295,0002,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$403,0001,495
Cash dividends$4,545,000688
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,059,0002,408
1997-12-31 (YTD Data)Rank
Total interest income$8,912,0003,608
Total interest expense$3,337,0004,296
Net interest income$5,575,0003,143
Provision for loan and lease losses$-1,403,00010,898
Total noninterest income$920,0003,258
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$507,0002,589
Trading account gains and fees$0239
Additional Noninterest Income$413,0003,224
Total noninterest expense$4,070,0003,120
Salaries and employee benefits$2,207,0003,003
Premises and equipment expense$522,0003,575
Additional noninterest expense$1,341,0003,018
Pre-tax net operating income$3,828,0001,961
Securities gains (losses)$180,000756
Applicable income taxes$1,230,0002,028
Income before extraordinary items$2,778,0001,899
Extraordinary gains, net$044
Net income$2,778,0001,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-392,00010,868
Cash dividends$630,0002,973
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,653,8001,933
1996-12-31 (YTD Data)Rank
Total interest income$8,058,0004,011
Total interest expense$3,178,0004,540
Net interest income$4,880,0003,608
Provision for loan and lease losses$09,041
Total noninterest income$739,0003,921
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$501,0002,723
Trading account gains and fees$0262
Additional Noninterest Income$238,0004,674
Total noninterest expense$3,947,0003,391
Salaries and employee benefits$1,881,0003,527
Premises and equipment expense$631,0003,051
Additional noninterest expense$1,435,0003,239
Pre-tax net operating income$1,672,0003,989
Securities gains (losses)$-108,00011,227
Applicable income taxes$456,0004,455
Income before extraordinary items$1,108,0004,133
Extraordinary gains, net$053
Net income$1,108,0004,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-304,00011,382
Cash dividends$1,140,0001,947
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,184,6803,871
1995-12-31 (YTD Data)Rank
Total interest income$7,879,0004,067
Total interest expense$3,134,0004,561
Net interest income$4,745,0003,702
Provision for loan and lease losses$08,958
Total noninterest income$738,0003,926
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$453,0002,987
Trading account gains and fees$0522
Additional Noninterest Income$285,0004,127
Total noninterest expense$4,326,0003,098
Salaries and employee benefits$1,843,0003,570
Premises and equipment expense$614,0003,155
Additional noninterest expense$1,869,0002,554
Pre-tax net operating income$1,157,0005,392
Securities gains (losses)$91,000999
Applicable income taxes$340,0005,560
Income before extraordinary items$908,0004,956
Extraordinary gains, net$065
Net income$908,0004,955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,579
Cash dividends$1,100,0001,865
Sale, conversion, retirement of capital stock, net$0809
Net operating income$841,5705,235
1994-12-31 (YTD Data)Rank
Total interest income$7,540,0003,947
Total interest expense$2,749,0004,273
Net interest income$4,791,0003,704
Provision for loan and lease losses$09,146
Total noninterest income$733,0003,971
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$516,0002,646
Trading account gains and fees$0475
Additional Noninterest Income$217,0005,013
Total noninterest expense$4,084,0003,361
Salaries and employee benefits$1,861,0003,506
Premises and equipment expense$604,0003,250
Additional noninterest expense$1,619,0003,094
Pre-tax net operating income$1,440,0004,564
Securities gains (losses)$-98,00011,514
Applicable income taxes$355,0005,214
Income before extraordinary items$987,0004,591
Extraordinary gains, net$0249
Net income$987,0004,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-167,00012,373
Cash dividends$2,290,000992
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,059,5204,368
1993-12-31 (YTD Data)Rank
Total interest income$7,057,0004,278
Total interest expense$2,462,0004,885
Net interest income$4,595,0003,853
Provision for loan and lease losses$-1,284,00013,234
Total noninterest income$826,0003,887
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$526,0002,649
Trading account gains and fees$0532
Additional Noninterest Income$300,0004,467
Total noninterest expense$4,357,0003,210
Salaries and employee benefits$1,762,0003,685
Premises and equipment expense$649,0003,085
Additional noninterest expense$1,946,0002,797
Pre-tax net operating income$2,348,0002,870
Securities gains (losses)$206,0001,660
Applicable income taxes$827,0002,683
Income before extraordinary items$1,727,0002,860
Extraordinary gains, net$765,000301
Net income$2,492,0002,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$356,0002,217
Cash dividends$270,0004,670
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,586,9202,901
1992-12-31 (YTD Data)Rank
Total interest income$7,518,0004,537
Total interest expense$3,311,0004,766
Net interest income$4,207,0004,251
Provision for loan and lease losses$011,756
Total noninterest income$867,0003,727
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$529,0002,610
Trading account gains and fees$0504
Additional Noninterest Income$338,0004,117
Total noninterest expense$3,625,0003,815
Salaries and employee benefits$1,556,0004,078
Premises and equipment expense$528,0003,791
Additional noninterest expense$1,541,0003,517
Pre-tax net operating income$1,449,0004,169
Securities gains (losses)$9,0006,537
Applicable income taxes$-34,00013,465
Income before extraordinary items$1,492,0003,093
Extraordinary gains, net$01,422
Net income$1,492,0003,126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,0003,394
Cash dividends$294,0004,125
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,483,0002,876

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.