Home > LCNB National Bank > Income and Expense

LCNB National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$79,530,000642
Total interest expense$22,396,000730
Net interest income$57,134,000604
Provision for loan and lease losses$2,077,000545
Total noninterest income$17,311,000510
Gross Fiduciary activities income$5,587,000249
Service charges on deposit accounts$1,459,000750
Trading account gains and feesNANA
Additional Noninterest Income$10,265,000526
Total noninterest expense$53,663,000536
Salaries and employee benefits$28,545,000550
Premises and equipment expense$5,029,000545
Additional noninterest expense$10,265,000526
Pre-tax net operating income$18,705,000719
Securities gains (losses)$56,000375
Applicable income taxes$3,358,000698
Income before extraordinary items$15,403,000717
Extraordinary gains, net$054
Net income$15,403,000728
Minority interest net income$088
Net income of bank and minority interests.$15,403,000720
Net charge-offs$185,0001,204
Cash dividends$29,000,000246
Sale, conversion, retirement of capital stock, net$0540
Net operating income$15,357,080728
2023-09-30 (YTD Data)Rank
Total interest income$56,233,000660
Total interest expense$13,946,000778
Net interest income$42,287,000617
Provision for loan and lease losses$-141,0004,406
Total noninterest income$12,415,000533
Gross Fiduciary activities income$4,160,000249
Service charges on deposit accounts$1,110,000739
Trading account gains and feesNANA
Additional Noninterest Income$7,145,000568
Total noninterest expense$36,788,000579
Salaries and employee benefits$20,975,000564
Premises and equipment expense$3,636,000572
Additional noninterest expense$7,145,000568
Pre-tax net operating income$18,055,000605
Securities gains (losses)$-17,0003,603
Applicable income taxes$3,350,000604
Income before extraordinary items$14,688,000608
Extraordinary gains, net$052
Net income$14,688,000612
Minority interest net income$081
Net income of bank and minority interests.$14,688,000608
Net charge-offs$83,0001,261
Cash dividends$14,850,000294
Sale, conversion, retirement of capital stock, net$0507
Net operating income$14,701,770617
2023-06-30 (YTD Data)Rank
Total interest income$36,582,000649
Total interest expense$8,048,000794
Net interest income$28,534,000615
Provision for loan and lease losses$-27,0004,378
Total noninterest income$8,436,000509
Gross Fiduciary activities income$2,816,000242
Service charges on deposit accounts$768,000706
Trading account gains and feesNANA
Additional Noninterest Income$4,852,000548
Total noninterest expense$24,762,000563
Salaries and employee benefits$14,013,000553
Premises and equipment expense$2,435,000558
Additional noninterest expense$4,852,000548
Pre-tax net operating income$12,235,000590
Securities gains (losses)$15,000516
Applicable income taxes$2,270,000598
Income before extraordinary items$9,980,000598
Extraordinary gains, net$051
Net income$9,980,000608
Minority interest net income$081
Net income of bank and minority interests.$9,980,000598
Net charge-offs$50,0001,171
Cash dividends$11,350,000258
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,967,850603
2023-03-31 (YTD Data)Rank
Total interest income$17,895,000658
Total interest expense$3,719,000767
Net interest income$14,176,000629
Provision for loan and lease losses$-57,0004,516
Total noninterest income$3,981,000529
Gross Fiduciary activities income$1,374,000254
Service charges on deposit accounts$383,000726
Trading account gains and feesNANA
Additional Noninterest Income$2,224,000569
Total noninterest expense$12,333,000570
Salaries and employee benefits$7,033,000574
Premises and equipment expense$1,381,000512
Additional noninterest expense$2,224,000569
Pre-tax net operating income$5,881,000636
Securities gains (losses)$29,000360
Applicable income taxes$1,082,000646
Income before extraordinary items$4,828,000632
Extraordinary gains, net$04
Net income$4,828,000631
Minority interest net income$048
Net income of bank and minority interests.$4,828,000631
Net charge-offs$17,0001,170
Cash dividends$4,500,000283
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,804,220647
2022-12-31 (YTD Data)Rank
Total interest income$65,681,000593
Total interest expense$3,925,000949
Net interest income$61,756,000559
Provision for loan and lease losses$250,0001,629
Total noninterest income$16,225,000550
Gross Fiduciary activities income$4,785,000271
Service charges on deposit accounts$1,634,000683
Trading account gains and feesNANA
Additional Noninterest Income$9,806,000569
Total noninterest expense$48,367,000561
Salaries and employee benefits$27,953,000552
Premises and equipment expense$4,909,000559
Additional noninterest expense$9,806,000569
Pre-tax net operating income$29,364,000576
Securities gains (losses)$-160,0004,045
Applicable income taxes$5,517,000569
Income before extraordinary items$23,687,000572
Extraordinary gains, net$05
Net income$23,687,000574
Minority interest net income$063
Net income of bank and minority interests.$23,687,000574
Net charge-offs$110,0001,182
Cash dividends$16,950,000321
Sale, conversion, retirement of capital stock, net$0568
Net operating income$23,816,600579
2022-09-30 (YTD Data)Rank
Total interest income$47,985,000578
Total interest expense$2,662,000803
Net interest income$45,323,000556
Provision for loan and lease losses$269,0001,304
Total noninterest income$12,381,000548
Gross Fiduciary activities income$3,591,000270
Service charges on deposit accounts$1,230,000689
Trading account gains and feesNANA
Additional Noninterest Income$7,560,000573
Total noninterest expense$36,145,000555
Salaries and employee benefits$20,874,000543
Premises and equipment expense$3,690,000552
Additional noninterest expense$7,560,000573
Pre-tax net operating income$21,290,000593
Securities gains (losses)$-169,0004,323
Applicable income taxes$3,996,000590
Income before extraordinary items$17,125,000592
Extraordinary gains, net$04
Net income$17,125,000592
Minority interest net income$057
Net income of bank and minority interests.$17,125,000592
Net charge-offs$131,000833
Cash dividends$11,950,000310
Sale, conversion, retirement of capital stock, net$0519
Net operating income$17,261,890596
2022-06-30 (YTD Data)Rank
Total interest income$31,302,000562
Total interest expense$1,629,000711
Net interest income$29,673,000546
Provision for loan and lease losses$426,000760
Total noninterest income$8,747,000524
Gross Fiduciary activities income$2,440,000236
Service charges on deposit accounts$796,000715
Trading account gains and feesNANA
Additional Noninterest Income$5,511,000562
Total noninterest expense$24,154,000544
Salaries and employee benefits$13,924,000541
Premises and equipment expense$2,446,000553
Additional noninterest expense$7,784,000529
Pre-tax net operating income$13,840,000568
Securities gains (losses)$-118,0004,394
Applicable income taxes$2,584,000560
Income before extraordinary items$11,138,000562
Extraordinary gains, net$04
Net income$11,138,000561
Minority interest net income$060
Net income of bank and minority interests.$11,138,000562
Net charge-offs$99,000728
Cash dividends$7,950,000318
Sale, conversion, retirement of capital stock, net$0494
Net operating income$11,233,580569
2022-03-31 (YTD Data)Rank
Total interest income$15,109,000562
Total interest expense$791,000698
Net interest income$14,318,000555
Provision for loan and lease losses$49,0001,377
Total noninterest income$3,983,000574
Gross Fiduciary activities income$1,259,000236
Service charges on deposit accounts$392,000712
Trading account gains and feesNANA
Additional Noninterest Income$2,332,000633
Total noninterest expense$11,981,000549
Salaries and employee benefits$7,017,000534
Premises and equipment expense$1,232,000555
Additional noninterest expense$3,732,000546
Pre-tax net operating income$6,271,000583
Securities gains (losses)$-70,0004,495
Applicable income taxes$1,151,000585
Income before extraordinary items$5,050,000588
Extraordinary gains, net$04
Net income$5,050,000588
Minority interest net income$050
Net income of bank and minority interests.$5,050,000588
Net charge-offs$25,000891
Cash dividends$3,500,000320
Sale, conversion, retirement of capital stock, net$0453
Net operating income$5,106,700590
2021-12-31 (YTD Data)Rank
Total interest income$61,113,000563
Total interest expense$4,020,000669
Net interest income$57,093,000558
Provision for loan and lease losses$-269,0004,351
Total noninterest income$16,892,000588
Gross Fiduciary activities income$5,171,000230
Service charges on deposit accounts$1,567,000662
Trading account gains and feesNANA
Additional Noninterest Income$10,154,000669
Total noninterest expense$48,393,000548
Salaries and employee benefits$27,367,000536
Premises and equipment expense$4,814,000551
Additional noninterest expense$16,212,000512
Pre-tax net operating income$25,861,000612
Securities gains (losses)$289,000489
Applicable income taxes$4,939,000631
Income before extraordinary items$21,211,000618
Extraordinary gains, net$010
Net income$21,211,000618
Minority interest net income$074
Net income of bank and minority interests.$21,211,000619
Net charge-offs$-46,0004,099
Cash dividends$15,000,000359
Sale, conversion, retirement of capital stock, net$0582
Net operating income$20,976,910616
2021-09-30 (YTD Data)Rank
Total interest income$45,940,000573
Total interest expense$3,157,000677
Net interest income$42,783,000564
Provision for loan and lease losses$239,0001,334
Total noninterest income$12,637,000602
Gross Fiduciary activities income$3,864,000231
Service charges on deposit accounts$1,154,000665
Trading account gains and feesNANA
Additional Noninterest Income$7,619,000686
Total noninterest expense$35,981,000554
Salaries and employee benefits$20,443,000539
Premises and equipment expense$3,606,000554
Additional noninterest expense$11,932,000523
Pre-tax net operating income$19,200,000635
Securities gains (losses)$-9,0004,549
Applicable income taxes$3,634,000666
Income before extraordinary items$15,557,000636
Extraordinary gains, net$08
Net income$15,557,000635
Minority interest net income$069
Net income of bank and minority interests.$15,557,000636
Net charge-offs$139,000944
Cash dividends$13,000,000307
Sale, conversion, retirement of capital stock, net$0543
Net operating income$15,564,290629
2021-06-30 (YTD Data)Rank
Total interest income$30,930,000555
Total interest expense$2,221,000679
Net interest income$28,709,000551
Provision for loan and lease losses$-67,0004,461
Total noninterest income$8,242,000614
Gross Fiduciary activities income$2,526,000231
Service charges on deposit accounts$737,000665
Trading account gains and feesNANA
Additional Noninterest Income$4,979,000696
Total noninterest expense$23,833,000553
Salaries and employee benefits$13,399,000550
Premises and equipment expense$2,425,000554
Additional noninterest expense$8,009,000503
Pre-tax net operating income$13,185,000614
Securities gains (losses)$-7,0004,614
Applicable income taxes$2,513,000640
Income before extraordinary items$10,665,000630
Extraordinary gains, net$06
Net income$10,665,000630
Minority interest net income$067
Net income of bank and minority interests.$10,665,000630
Net charge-offs$9,0001,770
Cash dividends$6,500,000365
Sale, conversion, retirement of capital stock, net$0517
Net operating income$10,670,670621
2021-03-31 (YTD Data)Rank
Total interest income$15,518,000556
Total interest expense$1,163,000680
Net interest income$14,355,000547
Provision for loan and lease losses$-52,0004,626
Total noninterest income$3,632,000666
Gross Fiduciary activities income$1,201,000235
Service charges on deposit accounts$362,000663
Trading account gains and feesNANA
Additional Noninterest Income$2,069,000803
Total noninterest expense$11,527,000564
Salaries and employee benefits$6,340,000583
Premises and equipment expense$1,206,000560
Additional noninterest expense$3,981,000487
Pre-tax net operating income$6,512,000622
Securities gains (losses)$-10,0004,668
Applicable income taxes$1,224,000652
Income before extraordinary items$5,278,000636
Extraordinary gains, net$03
Net income$5,278,000636
Minority interest net income$055
Net income of bank and minority interests.$5,278,000636
Net charge-offs$-4,0003,680
Cash dividends$1,500,000557
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,286,100623
2020-12-31 (YTD Data)Rank
Total interest income$63,707,000537
Total interest expense$7,553,000643
Net interest income$56,154,000528
Provision for loan and lease losses$2,014,0001,041
Total noninterest income$15,830,000586
Gross Fiduciary activities income$3,826,000251
Service charges on deposit accounts$1,552,000640
Trading account gains and feesNANA
Additional Noninterest Income$10,452,000622
Total noninterest expense$46,331,000550
Salaries and employee benefits$27,041,000524
Premises and equipment expense$4,432,000587
Additional noninterest expense$14,858,000515
Pre-tax net operating income$23,639,000519
Securities gains (losses)$748,000463
Applicable income taxes$4,480,000534
Income before extraordinary items$19,907,000523
Extraordinary gains, net$04
Net income$19,907,000523
Minority interest net income$072
Net income of bank and minority interests.$19,907,000523
Net charge-offs$331,0001,225
Cash dividends$11,250,000416
Sale, conversion, retirement of capital stock, net$0566
Net operating income$19,293,640516
2020-09-30 (YTD Data)Rank
Total interest income$47,780,000539
Total interest expense$6,120,000636
Net interest income$41,660,000525
Provision for loan and lease losses$2,165,000849
Total noninterest income$11,477,000575
Gross Fiduciary activities income$2,695,000261
Service charges on deposit accounts$1,132,000654
Trading account gains and feesNANA
Additional Noninterest Income$7,650,000606
Total noninterest expense$34,225,000540
Salaries and employee benefits$20,178,000511
Premises and equipment expense$3,196,000596
Additional noninterest expense$10,851,000510
Pre-tax net operating income$16,747,000510
Securities gains (losses)$747,000378
Applicable income taxes$3,170,000532
Income before extraordinary items$14,324,000512
Extraordinary gains, net$04
Net income$14,324,000511
Minority interest net income$065
Net income of bank and minority interests.$14,324,000512
Net charge-offs$237,0001,157
Cash dividends$4,500,000615
Sale, conversion, retirement of capital stock, net$0532
Net operating income$13,711,460515
2020-06-30 (YTD Data)Rank
Total interest income$32,476,000535
Total interest expense$4,328,000659
Net interest income$28,148,000509
Provision for loan and lease losses$1,189,000981
Total noninterest income$7,009,000589
Gross Fiduciary activities income$1,726,000263
Service charges on deposit accounts$715,000697
Trading account gains and feesNANA
Additional Noninterest Income$4,568,000605
Total noninterest expense$22,477,000544
Salaries and employee benefits$13,349,000510
Premises and equipment expense$2,071,000625
Additional noninterest expense$7,057,000514
Pre-tax net operating income$11,491,000447
Securities gains (losses)$747,000280
Applicable income taxes$2,186,000459
Income before extraordinary items$10,052,000449
Extraordinary gains, net$04
Net income$10,052,000448
Minority interest net income$065
Net income of bank and minority interests.$10,052,000449
Net charge-offs$218,000964
Cash dividends$2,000,000793
Sale, conversion, retirement of capital stock, net$0504
Net operating income$9,439,460457
2020-03-31 (YTD Data)Rank
Total interest income$16,537,000530
Total interest expense$2,369,000674
Net interest income$14,168,000504
Provision for loan and lease losses$1,173,000554
Total noninterest income$3,528,000542
Gross Fiduciary activities income$812,000271
Service charges on deposit accounts$430,000695
Trading account gains and feesNANA
Additional Noninterest Income$2,286,000536
Total noninterest expense$11,220,000544
Salaries and employee benefits$6,734,000518
Premises and equipment expense$1,014,000637
Additional noninterest expense$3,472,000533
Pre-tax net operating income$5,303,000445
Securities gains (losses)$732,000136
Applicable income taxes$1,009,000460
Income before extraordinary items$5,026,000400
Extraordinary gains, net$04
Net income$5,026,000399
Minority interest net income$056
Net income of bank and minority interests.$5,026,000400
Net charge-offs$210,000613
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,418,440436
2019-12-31 (YTD Data)Rank
Total interest income$65,111,000546
Total interest expense$10,743,000645
Net interest income$54,368,000508
Provision for loan and lease losses$207,0002,321
Total noninterest income$13,081,000573
Gross Fiduciary activities income$3,231,000269
Service charges on deposit accounts$1,984,000637
Trading account gains and feesNANA
Additional Noninterest Income$7,866,000618
Total noninterest expense$44,022,000526
Salaries and employee benefits$25,187,000520
Premises and equipment expense$4,413,000577
Additional noninterest expense$14,422,000504
Pre-tax net operating income$23,220,000542
Securities gains (losses)$8,0001,962
Applicable income taxes$4,325,000558
Income before extraordinary items$18,903,000562
Extraordinary gains, net$011
Net income$18,903,000563
Minority interest net income$076
Net income of bank and minority interests.$18,903,000563
Net charge-offs$207,0001,660
Cash dividends$17,625,000330
Sale, conversion, retirement of capital stock, net$0626
Net operating income$18,896,520550
2019-09-30 (YTD Data)Rank
Total interest income$48,709,000548
Total interest expense$8,168,000645
Net interest income$40,541,000514
Provision for loan and lease losses$213,0001,909
Total noninterest income$9,684,000579
Gross Fiduciary activities income$2,377,000273
Service charges on deposit accounts$1,501,000625
Trading account gains and feesNANA
Additional Noninterest Income$5,806,000626
Total noninterest expense$32,861,000526
Salaries and employee benefits$18,696,000527
Premises and equipment expense$3,324,000579
Additional noninterest expense$10,841,000500
Pre-tax net operating income$17,151,000555
Securities gains (losses)$17,0001,491
Applicable income taxes$3,041,000582
Income before extraordinary items$14,127,000571
Extraordinary gains, net$011
Net income$14,127,000569
Minority interest net income$072
Net income of bank and minority interests.$14,127,000571
Net charge-offs$92,0001,818
Cash dividends$13,125,000310
Sale, conversion, retirement of capital stock, net$0590
Net operating income$14,113,060564
2019-06-30 (YTD Data)Rank
Total interest income$32,402,000545
Total interest expense$5,429,000634
Net interest income$26,973,000518
Provision for loan and lease losses$-51,0005,156
Total noninterest income$6,138,000592
Gross Fiduciary activities income$1,556,000275
Service charges on deposit accounts$978,000636
Trading account gains and fees$0131
Additional Noninterest Income$3,604,000640
Total noninterest expense$21,764,000534
Salaries and employee benefits$12,314,000528
Premises and equipment expense$2,205,000578
Additional noninterest expense$7,245,000505
Pre-tax net operating income$11,398,000543
Securities gains (losses)$23,000995
Applicable income taxes$2,028,000566
Income before extraordinary items$9,393,000558
Extraordinary gains, net$011
Net income$9,393,000556
Minority interest net income$069
Net income of bank and minority interests.$9,393,000558
Net charge-offs$-118,0005,080
Cash dividends$10,225,000269
Sale, conversion, retirement of capital stock, net$0573
Net operating income$9,374,140552
2019-03-31 (YTD Data)Rank
Total interest income$16,093,000542
Total interest expense$2,702,000621
Net interest income$13,391,000519
Provision for loan and lease losses$-105,0005,272
Total noninterest income$2,958,000589
Gross Fiduciary activities income$764,000275
Service charges on deposit accounts$481,000636
Trading account gains and fees$0126
Additional Noninterest Income$1,713,000631
Total noninterest expense$10,820,000531
Salaries and employee benefits$6,092,000524
Premises and equipment expense$1,112,000574
Additional noninterest expense$3,616,000494
Pre-tax net operating income$5,634,000540
Securities gains (losses)$4,000883
Applicable income taxes$986,000576
Income before extraordinary items$4,652,000552
Extraordinary gains, net$05
Net income$4,652,000551
Minority interest net income$052
Net income of bank and minority interests.$4,652,000551
Net charge-offs$-186,0005,266
Cash dividends$2,750,000407
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,648,680542
2018-12-31 (YTD Data)Rank
Total interest income$54,534,000595
Total interest expense$6,373,000765
Net interest income$48,161,000561
Provision for loan and lease losses$923,000949
Total noninterest income$11,407,000618
Gross Fiduciary activities income$2,858,000286
Service charges on deposit accounts$2,153,000595
Trading account gains and fees$0126
Additional Noninterest Income$6,396,000689
Total noninterest expense$39,894,000560
Salaries and employee benefits$21,173,000594
Premises and equipment expense$4,329,000585
Additional noninterest expense$14,392,000482
Pre-tax net operating income$18,751,000621
Securities gains (losses)$-12,0004,464
Applicable income taxes$3,284,000627
Income before extraordinary items$15,455,000631
Extraordinary gains, net$06
Net income$15,455,000630
Minority interest net income$072
Net income of bank and minority interests.$15,455,000630
Net charge-offs$281,0001,381
Cash dividends$10,383,000408
Sale, conversion, retirement of capital stock, net$0671
Net operating income$15,464,840630
2018-09-30 (YTD Data)Rank
Total interest income$38,707,000614
Total interest expense$4,059,000818
Net interest income$34,648,000586
Provision for loan and lease losses$962,000662
Total noninterest income$8,293,000636
Gross Fiduciary activities income$2,170,000285
Service charges on deposit accounts$1,609,000590
Trading account gains and fees$0138
Additional Noninterest Income$4,514,000724
Total noninterest expense$29,682,000553
Salaries and employee benefits$15,702,000601
Premises and equipment expense$3,161,000596
Additional noninterest expense$10,819,000478
Pre-tax net operating income$12,297,000697
Securities gains (losses)$-21,0004,943
Applicable income taxes$2,068,000715
Income before extraordinary items$10,208,000703
Extraordinary gains, net$05
Net income$10,208,000702
Minority interest net income$066
Net income of bank and minority interests.$10,208,000702
Net charge-offs$349,000904
Cash dividends$7,383,000405
Sale, conversion, retirement of capital stock, net$0633
Net operating income$10,225,430700
2018-06-30 (YTD Data)Rank
Total interest income$23,655,000663
Total interest expense$2,110,000946
Net interest income$21,545,000629
Provision for loan and lease losses$303,0001,159
Total noninterest income$5,133,000670
Gross Fiduciary activities income$1,396,000292
Service charges on deposit accounts$1,059,000598
Trading account gains and fees$0130
Additional Noninterest Income$2,678,000775
Total noninterest expense$19,241,000580
Salaries and employee benefits$10,034,000621
Premises and equipment expense$2,067,000612
Additional noninterest expense$7,140,000484
Pre-tax net operating income$7,134,000767
Securities gains (losses)$4,000737
Applicable income taxes$1,161,000790
Income before extraordinary items$5,977,000773
Extraordinary gains, net$06
Net income$5,977,000772
Minority interest net income$065
Net income of bank and minority interests.$5,977,000772
Net charge-offs$103,0001,304
Cash dividends$5,183,000375
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,973,640772
2018-03-31 (YTD Data)Rank
Total interest income$11,131,000687
Total interest expense$945,000989
Net interest income$10,186,000661
Provision for loan and lease losses$79,0001,661
Total noninterest income$2,861,000617
Gross Fiduciary activities income$710,000293
Service charges on deposit accounts$528,000603
Trading account gains and fees$0123
Additional Noninterest Income$1,623,000675
Total noninterest expense$9,543,000585
Salaries and employee benefits$4,921,000637
Premises and equipment expense$1,058,000595
Additional noninterest expense$3,564,000488
Pre-tax net operating income$3,425,000758
Securities gains (losses)$-20,0005,311
Applicable income taxes$549,000806
Income before extraordinary items$2,856,000777
Extraordinary gains, net$07
Net income$2,856,000777
Minority interest net income$052
Net income of bank and minority interests.$2,856,000777
Net charge-offs$-47,0005,215
Cash dividends$1,800,000463
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,872,800769
2017-12-31 (YTD Data)Rank
Total interest income$44,420,000651
Total interest expense$3,599,000914
Net interest income$40,821,000620
Provision for loan and lease losses$215,0002,300
Total noninterest income$10,879,000647
Gross Fiduciary activities income$2,559,000301
Service charges on deposit accounts$2,249,000572
Trading account gains and fees$0151
Additional Noninterest Income$6,071,000728
Total noninterest expense$33,658,000652
Salaries and employee benefits$18,509,000662
Premises and equipment expense$3,974,000619
Additional noninterest expense$11,175,000603
Pre-tax net operating income$17,827,000600
Securities gains (losses)$218,000375
Applicable income taxes$4,650,000697
Income before extraordinary items$13,395,000577
Extraordinary gains, net$09
Net income$13,395,000577
Minority interest net income$076
Net income of bank and minority interests.$13,395,000577
Net charge-offs$387,0001,298
Cash dividends$6,800,000509
Sale, conversion, retirement of capital stock, net$0711
Net operating income$13,233,680581
2017-09-30 (YTD Data)Rank
Total interest income$32,822,000660
Total interest expense$2,646,000910
Net interest income$30,176,000631
Provision for loan and lease losses$225,0001,898
Total noninterest income$8,114,000659
Gross Fiduciary activities income$1,914,000297
Service charges on deposit accounts$1,681,000575
Trading account gains and fees$0145
Additional Noninterest Income$4,519,000737
Total noninterest expense$25,009,000659
Salaries and employee benefits$13,838,000664
Premises and equipment expense$2,833,000669
Additional noninterest expense$8,338,000611
Pre-tax net operating income$13,056,000623
Securities gains (losses)$203,000363
Applicable income taxes$3,578,000605
Income before extraordinary items$9,681,000648
Extraordinary gains, net$09
Net income$9,681,000648
Minority interest net income$071
Net income of bank and minority interests.$9,681,000648
Net charge-offs$393,000942
Cash dividends$5,200,000481
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,532,810650
2017-06-30 (YTD Data)Rank
Total interest income$21,779,000649
Total interest expense$1,738,000908
Net interest income$20,041,000620
Provision for loan and lease losses$237,0001,441
Total noninterest income$5,482,000656
Gross Fiduciary activities income$1,257,000301
Service charges on deposit accounts$1,091,000579
Trading account gains and fees$0139
Additional Noninterest Income$3,134,000714
Total noninterest expense$16,355,000675
Salaries and employee benefits$9,166,000671
Premises and equipment expense$1,706,000736
Additional noninterest expense$5,483,000621
Pre-tax net operating income$8,931,000597
Securities gains (losses)$140,000344
Applicable income taxes$2,456,000584
Income before extraordinary items$6,615,000614
Extraordinary gains, net$011
Net income$6,615,000614
Minority interest net income$071
Net income of bank and minority interests.$6,615,000614
Net charge-offs$430,000642
Cash dividends$3,600,000470
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,512,800612
2017-03-31 (YTD Data)Rank
Total interest income$10,855,000645
Total interest expense$876,000869
Net interest income$9,979,000617
Provision for loan and lease losses$15,0002,918
Total noninterest income$2,615,000661
Gross Fiduciary activities income$608,000306
Service charges on deposit accounts$527,000599
Trading account gains and fees$0142
Additional Noninterest Income$1,480,000734
Total noninterest expense$7,861,000707
Salaries and employee benefits$4,469,000700
Premises and equipment expense$779,000811
Additional noninterest expense$2,613,000653
Pre-tax net operating income$4,718,000550
Securities gains (losses)$01,153
Applicable income taxes$1,293,000557
Income before extraordinary items$3,425,000594
Extraordinary gains, net$08
Net income$3,425,000594
Minority interest net income$055
Net income of bank and minority interests.$3,425,000594
Net charge-offs$263,000506
Cash dividends$1,600,000485
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,425,000580
2016-12-31 (YTD Data)Rank
Total interest income$43,711,000621
Total interest expense$3,505,000836
Net interest income$40,206,000595
Provision for loan and lease losses$913,000976
Total noninterest income$9,967,000700
Gross Fiduciary activities income$2,380,000303
Service charges on deposit accounts$2,108,000615
Trading account gains and fees$0170
Additional Noninterest Income$5,479,000787
Total noninterest expense$32,442,000667
Salaries and employee benefits$18,119,000652
Premises and equipment expense$3,319,000747
Additional noninterest expense$11,004,000632
Pre-tax net operating income$16,818,000588
Securities gains (losses)$1,074,000214
Applicable income taxes$4,778,000571
Income before extraordinary items$13,114,000588
Extraordinary gains, net$05
Net income$13,114,000587
Minority interest net income$082
Net income of bank and minority interests.$13,114,000587
Net charge-offs$467,0001,129
Cash dividends$7,300,000500
Sale, conversion, retirement of capital stock, net$0759
Net operating income$12,329,980619
2016-09-30 (YTD Data)Rank
Total interest income$32,495,000624
Total interest expense$2,617,000839
Net interest income$29,878,000600
Provision for loan and lease losses$858,000780
Total noninterest income$7,291,000713
Gross Fiduciary activities income$1,757,000306
Service charges on deposit accounts$1,527,000637
Trading account gains and fees$0169
Additional Noninterest Income$4,007,000798
Total noninterest expense$24,591,000659
Salaries and employee benefits$13,663,000646
Premises and equipment expense$2,473,000753
Additional noninterest expense$8,455,000613
Pre-tax net operating income$11,720,000622
Securities gains (losses)$949,000219
Applicable income taxes$3,361,000605
Income before extraordinary items$9,308,000633
Extraordinary gains, net$05
Net income$9,308,000633
Minority interest net income$071
Net income of bank and minority interests.$9,308,000633
Net charge-offs$189,0001,503
Cash dividends$5,700,000455
Sale, conversion, retirement of capital stock, net$0719
Net operating income$8,615,230659
2016-06-30 (YTD Data)Rank
Total interest income$21,609,000622
Total interest expense$1,732,000843
Net interest income$19,877,000602
Provision for loan and lease losses$486,000876
Total noninterest income$4,764,000709
Gross Fiduciary activities income$1,173,000303
Service charges on deposit accounts$978,000652
Trading account gains and fees$0157
Additional Noninterest Income$2,613,000802
Total noninterest expense$16,266,000666
Salaries and employee benefits$9,047,000652
Premises and equipment expense$1,645,000757
Additional noninterest expense$5,574,000618
Pre-tax net operating income$7,889,000612
Securities gains (losses)$642,000229
Applicable income taxes$2,281,000593
Income before extraordinary items$6,250,000620
Extraordinary gains, net$016
Net income$6,250,000618
Minority interest net income$071
Net income of bank and minority interests.$6,250,000619
Net charge-offs$243,0001,002
Cash dividends$4,700,000378
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,781,340645
2016-03-31 (YTD Data)Rank
Total interest income$10,610,000634
Total interest expense$849,000855
Net interest income$9,761,000611
Provision for loan and lease losses$90,0001,597
Total noninterest income$2,474,000674
Gross Fiduciary activities income$571,000303
Service charges on deposit accounts$484,000652
Trading account gains and fees$0142
Additional Noninterest Income$1,419,000733
Total noninterest expense$8,247,000658
Salaries and employee benefits$4,539,000655
Premises and equipment expense$818,000770
Additional noninterest expense$2,890,000586
Pre-tax net operating income$3,898,000601
Securities gains (losses)$371,000168
Applicable income taxes$1,151,000569
Income before extraordinary items$3,118,000593
Extraordinary gains, net$012
Net income$3,118,000590
Minority interest net income$062
Net income of bank and minority interests.$3,118,000593
Net charge-offs$69,0001,236
Cash dividends$3,000,000303
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,847,170635
2015-12-31 (YTD Data)Rank
Total interest income$42,600,000601
Total interest expense$3,328,000835
Net interest income$39,272,000583
Provision for loan and lease losses$1,365,000618
Total noninterest income$9,997,000680
Gross Fiduciary activities income$2,365,000302
Service charges on deposit accounts$1,958,000671
Trading account gains and fees$0159
Additional Noninterest Income$5,674,000744
Total noninterest expense$31,744,000652
Salaries and employee benefits$17,484,000653
Premises and equipment expense$3,564,000690
Additional noninterest expense$10,696,000638
Pre-tax net operating income$16,160,000581
Securities gains (losses)$241,000654
Applicable income taxes$4,472,000571
Income before extraordinary items$11,929,000613
Extraordinary gains, net$023
Net income$11,929,000612
Minority interest net income$081
Net income of bank and minority interests.$11,929,000614
Net charge-offs$1,357,000545
Cash dividends$5,400,000622
Sale, conversion, retirement of capital stock, net$0804
Net operating income$11,753,070610
2015-09-30 (YTD Data)Rank
Total interest income$31,799,000604
Total interest expense$2,421,000876
Net interest income$29,378,000586
Provision for loan and lease losses$985,000607
Total noninterest income$7,603,000681
Gross Fiduciary activities income$1,745,000311
Service charges on deposit accounts$1,448,000679
Trading account gains and fees$0153
Additional Noninterest Income$4,410,000729
Total noninterest expense$23,875,000660
Salaries and employee benefits$12,998,000668
Premises and equipment expense$2,663,000709
Additional noninterest expense$8,214,000619
Pre-tax net operating income$12,121,000597
Securities gains (losses)$67,0001,282
Applicable income taxes$3,350,000594
Income before extraordinary items$8,838,000627
Extraordinary gains, net$021
Net income$8,838,000627
Minority interest net income$078
Net income of bank and minority interests.$8,838,000627
Net charge-offs$1,148,000444
Cash dividends$4,300,000539
Sale, conversion, retirement of capital stock, net$0773
Net operating income$8,789,090618
2015-06-30 (YTD Data)Rank
Total interest income$21,402,000594
Total interest expense$1,509,000938
Net interest income$19,893,000571
Provision for loan and lease losses$746,000549
Total noninterest income$5,184,000668
Gross Fiduciary activities income$1,186,000311
Service charges on deposit accounts$916,000704
Trading account gains and fees$0157
Additional Noninterest Income$3,082,000703
Total noninterest expense$15,972,000664
Salaries and employee benefits$8,660,000666
Premises and equipment expense$1,768,000715
Additional noninterest expense$5,544,000612
Pre-tax net operating income$8,359,000569
Securities gains (losses)$67,0001,069
Applicable income taxes$2,356,000582
Income before extraordinary items$6,070,000612
Extraordinary gains, net$022
Net income$6,070,000610
Minority interest net income$075
Net income of bank and minority interests.$6,070,000612
Net charge-offs$989,000355
Cash dividends$2,600,000573
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,021,760601
2015-03-31 (YTD Data)Rank
Total interest income$10,074,000628
Total interest expense$762,000943
Net interest income$9,312,000610
Provision for loan and lease losses$69,0001,816
Total noninterest income$2,391,000685
Gross Fiduciary activities income$568,000316
Service charges on deposit accounts$442,000721
Trading account gains and fees$0152
Additional Noninterest Income$1,381,000724
Total noninterest expense$7,633,000689
Salaries and employee benefits$4,284,000676
Premises and equipment expense$884,000724
Additional noninterest expense$2,465,000670
Pre-tax net operating income$4,001,000576
Securities gains (losses)$67,000732
Applicable income taxes$1,137,000576
Income before extraordinary items$2,931,000615
Extraordinary gains, net$013
Net income$2,931,000612
Minority interest net income$064
Net income of bank and minority interests.$2,931,000615
Net charge-offs$352,000478
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,882,760605
2014-12-31 (YTD Data)Rank
Total interest income$39,385,000634
Total interest expense$3,590,000822
Net interest income$35,795,000616
Provision for loan and lease losses$930,000920
Total noninterest income$9,716,000662
Gross Fiduciary activities income$2,194,000320
Service charges on deposit accounts$1,999,000677
Trading account gains and fees$0180
Additional Noninterest Income$5,523,000706
Total noninterest expense$30,489,000672
Salaries and employee benefits$15,738,000702
Premises and equipment expense$3,548,000699
Additional noninterest expense$11,203,000602
Pre-tax net operating income$14,092,000606
Securities gains (losses)$139,0001,026
Applicable income taxes$3,736,000611
Income before extraordinary items$10,495,000650
Extraordinary gains, net$017
Net income$10,495,000649
Minority interest net income$084
Net income of bank and minority interests.$10,495,000650
Net charge-offs$1,398,000686
Cash dividends$8,800,000373
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,392,140642
2014-09-30 (YTD Data)Rank
Total interest income$29,036,000644
Total interest expense$2,746,000815
Net interest income$26,290,000622
Provision for loan and lease losses$737,000858
Total noninterest income$6,707,000692
Gross Fiduciary activities income$1,582,000324
Service charges on deposit accounts$1,510,000669
Trading account gains and fees$0174
Additional Noninterest Income$3,615,000778
Total noninterest expense$23,469,000657
Salaries and employee benefits$11,878,000699
Premises and equipment expense$2,681,000686
Additional noninterest expense$8,910,000564
Pre-tax net operating income$8,791,000720
Securities gains (losses)$77,0001,176
Applicable income taxes$2,192,000745
Income before extraordinary items$6,676,000757
Extraordinary gains, net$015
Net income$6,676,000756
Minority interest net income$081
Net income of bank and minority interests.$6,676,000756
Net charge-offs$1,028,000660
Cash dividends$2,900,000692
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,618,250749
2014-06-30 (YTD Data)Rank
Total interest income$19,150,000648
Total interest expense$1,835,000819
Net interest income$17,315,000627
Provision for loan and lease losses$336,0001,136
Total noninterest income$4,322,000709
Gross Fiduciary activities income$1,074,000322
Service charges on deposit accounts$983,000674
Trading account gains and fees$0172
Additional Noninterest Income$2,265,000801
Total noninterest expense$16,090,000642
Salaries and employee benefits$7,861,000699
Premises and equipment expense$1,805,000688
Additional noninterest expense$6,424,000527
Pre-tax net operating income$5,211,000781
Securities gains (losses)$02,580
Applicable income taxes$1,240,000826
Income before extraordinary items$3,971,000818
Extraordinary gains, net$020
Net income$3,971,000819
Minority interest net income$080
Net income of bank and minority interests.$3,971,000818
Net charge-offs$531,000829
Cash dividends$1,500,000822
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,971,000799
2014-03-31 (YTD Data)Rank
Total interest income$9,243,000675
Total interest expense$915,000829
Net interest income$8,328,000660
Provision for loan and lease losses$81,0001,753
Total noninterest income$2,067,000711
Gross Fiduciary activities income$504,000331
Service charges on deposit accounts$473,000681
Trading account gains and fees$0147
Additional Noninterest Income$1,090,000785
Total noninterest expense$8,582,000601
Salaries and employee benefits$3,912,000716
Premises and equipment expense$945,000672
Additional noninterest expense$3,725,000458
Pre-tax net operating income$1,732,0001,106
Securities gains (losses)$01,715
Applicable income taxes$386,0001,110
Income before extraordinary items$1,346,0001,147
Extraordinary gains, net$016
Net income$1,346,0001,148
Minority interest net income$066
Net income of bank and minority interests.$1,346,0001,148
Net charge-offs$300,000709
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,346,0001,129
2013-12-31 (YTD Data)Rank
Total interest income$33,408,000744
Total interest expense$4,065,000837
Net interest income$29,343,000729
Provision for loan and lease losses$588,0001,672
Total noninterest income$8,194,000780
Gross Fiduciary activities income$1,899,000330
Service charges on deposit accounts$1,776,000783
Trading account gains and fees$0184
Additional Noninterest Income$4,519,000872
Total noninterest expense$26,249,000771
Salaries and employee benefits$13,450,000801
Premises and equipment expense$3,273,000742
Additional noninterest expense$9,526,000734
Pre-tax net operating income$10,700,000738
Securities gains (losses)$935,000252
Applicable income taxes$2,929,000680
Income before extraordinary items$8,706,000735
Extraordinary gains, net$029
Net income$8,706,000736
Minority interest net income$090
Net income of bank and minority interests.$8,706,000736
Net charge-offs$437,0002,156
Cash dividends$10,525,000319
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,004,750772
2013-09-30 (YTD Data)Rank
Total interest income$24,866,000750
Total interest expense$3,138,000833
Net interest income$21,728,000738
Provision for loan and lease losses$369,0001,869
Total noninterest income$6,156,000795
Gross Fiduciary activities income$1,356,000340
Service charges on deposit accounts$1,338,000784
Trading account gains and fees$0180
Additional Noninterest Income$3,462,000883
Total noninterest expense$19,651,000778
Salaries and employee benefits$9,755,000836
Premises and equipment expense$2,437,000751
Additional noninterest expense$7,459,000702
Pre-tax net operating income$7,864,000750
Securities gains (losses)$747,000281
Applicable income taxes$2,169,000687
Income before extraordinary items$6,442,000749
Extraordinary gains, net$025
Net income$6,442,000749
Minority interest net income$084
Net income of bank and minority interests.$6,442,000751
Net charge-offs$383,0001,869
Cash dividends$10,525,000231
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,881,750794
2013-06-30 (YTD Data)Rank
Total interest income$16,439,000752
Total interest expense$2,143,000833
Net interest income$14,296,000739
Provision for loan and lease losses$191,0002,178
Total noninterest income$4,187,000785
Gross Fiduciary activities income$882,000347
Service charges on deposit accounts$871,000793
Trading account gains and fees$0157
Additional Noninterest Income$2,434,000853
Total noninterest expense$13,535,000752
Salaries and employee benefits$6,517,000838
Premises and equipment expense$1,614,000758
Additional noninterest expense$5,404,000632
Pre-tax net operating income$4,757,000807
Securities gains (losses)$690,000270
Applicable income taxes$1,359,000728
Income before extraordinary items$4,088,000758
Extraordinary gains, net$022
Net income$4,088,000760
Minority interest net income$082
Net income of bank and minority interests.$4,088,000760
Net charge-offs$202,0002,091
Cash dividends$9,425,000185
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,570,500842
2013-03-31 (YTD Data)Rank
Total interest income$8,057,000773
Total interest expense$1,099,000842
Net interest income$6,958,000759
Provision for loan and lease losses$149,0001,746
Total noninterest income$2,150,000777
Gross Fiduciary activities income$431,000346
Service charges on deposit accounts$411,000824
Trading account gains and fees$0148
Additional Noninterest Income$1,308,000815
Total noninterest expense$7,288,000706
Salaries and employee benefits$3,285,000837
Premises and equipment expense$798,000775
Additional noninterest expense$3,205,000552
Pre-tax net operating income$1,671,0001,096
Securities gains (losses)$581,000191
Applicable income taxes$523,000878
Income before extraordinary items$1,729,000883
Extraordinary gains, net$010
Net income$1,729,000884
Minority interest net income$076
Net income of bank and minority interests.$1,729,000885
Net charge-offs$182,0001,430
Cash dividends$8,200,000102
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,281,6301,115
2012-12-31 (YTD Data)Rank
Total interest income$29,829,000872
Total interest expense$4,891,000917
Net interest income$24,938,000858
Provision for loan and lease losses$1,351,0001,430
Total noninterest income$6,910,000903
Gross Fiduciary activities income$1,835,000323
Service charges on deposit accounts$1,495,000959
Trading account gains and fees$0166
Additional Noninterest Income$3,580,0001,041
Total noninterest expense$21,288,000941
Salaries and employee benefits$11,573,000898
Premises and equipment expense$2,771,000870
Additional noninterest expense$6,944,0001,007
Pre-tax net operating income$9,209,000786
Securities gains (losses)$1,790,000308
Applicable income taxes$2,794,000645
Income before extraordinary items$8,205,000734
Extraordinary gains, net$029
Net income$8,205,000730
Minority interest net income$093
Net income of bank and minority interests.$8,205,000734
Net charge-offs$845,0001,995
Cash dividends$3,800,000724
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,862,500811
2012-09-30 (YTD Data)Rank
Total interest income$22,623,000877
Total interest expense$3,783,000931
Net interest income$18,840,000858
Provision for loan and lease losses$742,0001,800
Total noninterest income$5,341,000863
Gross Fiduciary activities income$1,404,000319
Service charges on deposit accounts$1,125,000957
Trading account gains and fees$0157
Additional Noninterest Income$2,812,000988
Total noninterest expense$16,190,000931
Salaries and employee benefits$8,973,000871
Premises and equipment expense$2,032,000894
Additional noninterest expense$5,185,0001,005
Pre-tax net operating income$7,249,000771
Securities gains (losses)$870,000465
Applicable income taxes$2,034,000698
Income before extraordinary items$6,085,000759
Extraordinary gains, net$020
Net income$6,085,000757
Minority interest net income$086
Net income of bank and minority interests.$6,085,000759
Net charge-offs$807,0001,669
Cash dividends$2,700,000604
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,432,500778
2012-06-30 (YTD Data)Rank
Total interest income$15,247,000874
Total interest expense$2,594,000943
Net interest income$12,653,000859
Provision for loan and lease losses$306,0002,367
Total noninterest income$3,553,000863
Gross Fiduciary activities income$991,000308
Service charges on deposit accounts$741,000962
Trading account gains and fees$0153
Additional Noninterest Income$1,821,000991
Total noninterest expense$10,642,000943
Salaries and employee benefits$5,925,000877
Premises and equipment expense$1,323,000919
Additional noninterest expense$3,394,0001,026
Pre-tax net operating income$5,258,000703
Securities gains (losses)$450,000617
Applicable income taxes$1,459,000656
Income before extraordinary items$4,249,000714
Extraordinary gains, net$019
Net income$4,249,000713
Minority interest net income$084
Net income of bank and minority interests.$4,249,000714
Net charge-offs$285,0002,378
Cash dividends$1,600,000642
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,916,000732
2012-03-31 (YTD Data)Rank
Total interest income$7,706,000869
Total interest expense$1,321,000961
Net interest income$6,385,000856
Provision for loan and lease losses$215,0001,937
Total noninterest income$1,875,000819
Gross Fiduciary activities income$619,000276
Service charges on deposit accounts$371,000947
Trading account gains and fees$0148
Additional Noninterest Income$885,000998
Total noninterest expense$5,340,000929
Salaries and employee benefits$2,973,000871
Premises and equipment expense$669,000911
Additional noninterest expense$1,698,0001,015
Pre-tax net operating income$2,705,000688
Securities gains (losses)$380,000356
Applicable income taxes$807,000591
Income before extraordinary items$2,278,000670
Extraordinary gains, net$019
Net income$2,278,000671
Minority interest net income$078
Net income of bank and minority interests.$2,278,000671
Net charge-offs$257,0001,626
Cash dividends$500,000850
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,996,800713
2011-12-31 (YTD Data)Rank
Total interest income$32,030,000869
Total interest expense$6,387,000951
Net interest income$25,643,000851
Provision for loan and lease losses$2,089,0001,525
Total noninterest income$6,629,000830
Gross Fiduciary activities income$1,742,000292
Service charges on deposit accounts$1,724,000853
Trading account gains and fees$0146
Additional Noninterest Income$3,163,000998
Total noninterest expense$21,722,000902
Salaries and employee benefits$11,919,000830
Premises and equipment expense$2,784,000903
Additional noninterest expense$7,019,0001,007
Pre-tax net operating income$8,461,000731
Securities gains (losses)$938,000468
Applicable income taxes$2,174,000731
Income before extraordinary items$7,225,000705
Extraordinary gains, net$029
Net income$7,225,000704
Minority interest net income$096
Net income of bank and minority interests.$7,225,000705
Net charge-offs$1,799,0001,659
Cash dividends$6,600,000330
Sale, conversion, retirement of capital stock, net$29,000897
Net operating income$6,502,740741
2011-09-30 (YTD Data)Rank
Total interest income$24,164,000879
Total interest expense$4,976,000959
Net interest income$19,188,000867
Provision for loan and lease losses$1,476,0001,523
Total noninterest income$5,145,000819
Gross Fiduciary activities income$1,312,000287
Service charges on deposit accounts$1,312,000849
Trading account gains and fees$0145
Additional Noninterest Income$2,521,000952
Total noninterest expense$16,660,000889
Salaries and employee benefits$9,168,000813
Premises and equipment expense$2,034,000936
Additional noninterest expense$5,458,000975
Pre-tax net operating income$6,197,000764
Securities gains (losses)$692,000491
Applicable income taxes$1,581,000760
Income before extraordinary items$5,308,000737
Extraordinary gains, net$021
Net income$5,308,000736
Minority interest net income$087
Net income of bank and minority interests.$5,308,000737
Net charge-offs$876,0002,039
Cash dividends$1,500,000829
Sale, conversion, retirement of capital stock, net$22,000844
Net operating income$4,775,160775
2011-06-30 (YTD Data)Rank
Total interest income$16,202,000886
Total interest expense$3,439,000952
Net interest income$12,763,000867
Provision for loan and lease losses$888,0001,623
Total noninterest income$3,368,000835
Gross Fiduciary activities income$840,000300
Service charges on deposit accounts$864,000848
Trading account gains and fees$0153
Additional Noninterest Income$1,664,000947
Total noninterest expense$11,274,000887
Salaries and employee benefits$6,192,000804
Premises and equipment expense$1,304,000982
Additional noninterest expense$3,778,000965
Pre-tax net operating income$3,969,000779
Securities gains (losses)$419,000418
Applicable income taxes$981,000773
Income before extraordinary items$3,407,000752
Extraordinary gains, net$015
Net income$3,407,000749
Minority interest net income$089
Net income of bank and minority interests.$3,407,000752
Net charge-offs$420,0002,313
Cash dividends$1,100,000742
Sale, conversion, retirement of capital stock, net$15,000788
Net operating income$3,080,180778
2011-03-31 (YTD Data)Rank
Total interest income$8,117,000889
Total interest expense$1,772,000956
Net interest income$6,345,000868
Provision for loan and lease losses$664,0001,187
Total noninterest income$1,636,000849
Gross Fiduciary activities income$404,000306
Service charges on deposit accounts$428,000838
Trading account gains and fees$0158
Additional Noninterest Income$804,000962
Total noninterest expense$5,963,000841
Salaries and employee benefits$3,242,000781
Premises and equipment expense$657,0001,001
Additional noninterest expense$2,064,000870
Pre-tax net operating income$1,354,0001,088
Securities gains (losses)$295,000255
Applicable income taxes$287,0001,161
Income before extraordinary items$1,362,000896
Extraordinary gains, net$09
Net income$1,362,000895
Minority interest net income$086
Net income of bank and minority interests.$1,362,000896
Net charge-offs$374,0001,571
Cash dividends$1,100,000348
Sale, conversion, retirement of capital stock, net$8,000722
Net operating income$1,117,1501,068
2010-12-31 (YTD Data)Rank
Total interest income$33,951,000896
Total interest expense$8,337,0001,004
Net interest income$25,614,000854
Provision for loan and lease losses$1,680,0002,308
Total noninterest income$7,984,000750
Gross Fiduciary activities income$1,593,000307
Service charges on deposit accounts$2,042,000740
Trading account gains and fees$0175
Additional Noninterest Income$4,349,000821
Total noninterest expense$21,159,000944
Salaries and employee benefits$11,271,000873
Premises and equipment expense$2,688,000960
Additional noninterest expense$7,200,0001,027
Pre-tax net operating income$10,759,000508
Securities gains (losses)$948,000518
Applicable income taxes$2,520,000610
Income before extraordinary items$9,187,000496
Extraordinary gains, net$029
Net income$9,187,000495
Minority interest net income$0111
Net income of bank and minority interests.$9,187,000498
Net charge-offs$2,037,0001,839
Cash dividends$3,700,000450
Sale, conversion, retirement of capital stock, net$40,000993
Net operating income$8,447,560508
2010-09-30 (YTD Data)Rank
Total interest income$25,551,000905
Total interest expense$6,351,0001,023
Net interest income$19,200,000853
Provision for loan and lease losses$987,0002,528
Total noninterest income$6,051,000729
Gross Fiduciary activities income$1,165,000309
Service charges on deposit accounts$1,567,000740
Trading account gains and fees$0165
Additional Noninterest Income$3,319,000769
Total noninterest expense$15,863,000930
Salaries and employee benefits$8,400,000867
Premises and equipment expense$2,003,000961
Additional noninterest expense$5,460,000989
Pre-tax net operating income$8,401,000511
Securities gains (losses)$176,0001,478
Applicable income taxes$1,751,000664
Income before extraordinary items$6,826,000498
Extraordinary gains, net$023
Net income$6,826,000501
Minority interest net income$0110
Net income of bank and minority interests.$6,826,000501
Net charge-offs$1,694,0001,669
Cash dividends$3,300,000331
Sale, conversion, retirement of capital stock, net$29,000937
Net operating income$6,685,200488
2010-06-30 (YTD Data)Rank
Total interest income$17,099,000908
Total interest expense$4,268,0001,053
Net interest income$12,831,000857
Provision for loan and lease losses$719,0002,338
Total noninterest income$4,160,000698
Gross Fiduciary activities income$757,000318
Service charges on deposit accounts$1,033,000744
Trading account gains and fees$0152
Additional Noninterest Income$2,370,000700
Total noninterest expense$10,342,000958
Salaries and employee benefits$5,539,000880
Premises and equipment expense$1,341,000983
Additional noninterest expense$3,462,0001,023
Pre-tax net operating income$5,930,000463
Securities gains (losses)$129,0001,244
Applicable income taxes$1,188,000618
Income before extraordinary items$4,871,000448
Extraordinary gains, net$019
Net income$4,871,000449
Minority interest net income$0105
Net income of bank and minority interests.$4,871,000449
Net charge-offs$567,0002,301
Cash dividends$2,200,000317
Sale, conversion, retirement of capital stock, net$19,000871
Net operating income$4,767,800450
2010-03-31 (YTD Data)Rank
Total interest income$8,585,000921
Total interest expense$2,162,0001,086
Net interest income$6,423,000861
Provision for loan and lease losses$208,0002,943
Total noninterest income$1,686,000810
Gross Fiduciary activities income$393,000307
Service charges on deposit accounts$494,000786
Trading account gains and fees$0175
Additional Noninterest Income$799,000933
Total noninterest expense$5,163,000965
Salaries and employee benefits$2,768,000889
Premises and equipment expense$693,000978
Additional noninterest expense$1,702,0001,030
Pre-tax net operating income$2,738,000497
Securities gains (losses)$77,000913
Applicable income taxes$650,000562
Income before extraordinary items$2,165,000513
Extraordinary gains, net$016
Net income$2,165,000515
Minority interest net income$091
Net income of bank and minority interests.$2,165,000515
Net charge-offs$146,0002,749
Cash dividends$1,100,000299
Sale, conversion, retirement of capital stock, net$9,000825
Net operating income$2,105,710509
2009-12-31 (YTD Data)Rank
Total interest income$34,544,000978
Total interest expense$10,060,0001,184
Net interest income$24,484,000883
Provision for loan and lease losses$1,400,0002,990
Total noninterest income$7,138,000828
Gross Fiduciary activities income$1,525,000300
Service charges on deposit accounts$2,363,000710
Trading account gains and fees$0211
Additional Noninterest Income$3,250,000994
Total noninterest expense$20,591,0001,016
Salaries and employee benefits$10,534,000927
Premises and equipment expense$2,638,0001,028
Additional noninterest expense$7,419,0001,045
Pre-tax net operating income$9,631,000448
Securities gains (losses)$117,0002,004
Applicable income taxes$2,262,000515
Income before extraordinary items$7,486,000432
Extraordinary gains, net$034
Net income$7,486,000432
Minority interest net income$0115
Net income of bank and minority interests.$7,486,000434
Net charge-offs$870,0003,053
Cash dividends$4,400,000400
Sale, conversion, retirement of capital stock, net$32,0001,143
Net operating income$7,395,910438
2009-09-30 (YTD Data)Rank
Total interest income$25,748,0001,001
Total interest expense$7,709,0001,212
Net interest income$18,039,000904
Provision for loan and lease losses$970,0002,829
Total noninterest income$5,294,000834
Gross Fiduciary activities income$1,079,000306
Service charges on deposit accounts$1,763,000710
Trading account gains and fees$0212
Additional Noninterest Income$2,452,0001,001
Total noninterest expense$15,687,000988
Salaries and employee benefits$7,961,000943
Premises and equipment expense$1,948,0001,056
Additional noninterest expense$5,778,000976
Pre-tax net operating income$6,676,000504
Securities gains (losses)$03,497
Applicable income taxes$1,515,000588
Income before extraordinary items$5,161,000518
Extraordinary gains, net$027
Net income$5,161,000518
Minority interest net income$0118
Net income of bank and minority interests.$5,161,000519
Net charge-offs$639,0002,732
Cash dividends$3,300,000371
Sale, conversion, retirement of capital stock, net$24,0001,062
Net operating income$5,161,000511
2009-06-30 (YTD Data)Rank
Total interest income$17,082,0001,028
Total interest expense$5,254,0001,256
Net interest income$11,828,000917
Provision for loan and lease losses$306,0003,654
Total noninterest income$3,580,000832
Gross Fiduciary activities income$734,000307
Service charges on deposit accounts$1,164,000710
Trading account gains and fees$0193
Additional Noninterest Income$1,682,0001,011
Total noninterest expense$10,876,000988
Salaries and employee benefits$5,385,000950
Premises and equipment expense$1,289,0001,092
Additional noninterest expense$4,202,000907
Pre-tax net operating income$4,226,000515
Securities gains (losses)$03,136
Applicable income taxes$961,000639
Income before extraordinary items$3,265,000546
Extraordinary gains, net$021
Net income$3,265,000544
Minority interest net income$0112
Net income of bank and minority interests.$3,265,000546
Net charge-offs$174,0003,604
Cash dividends$2,200,000405
Sale, conversion, retirement of capital stock, net$15,0001,044
Net operating income$3,265,000526
2009-03-31 (YTD Data)Rank
Total interest income$8,529,0001,037
Total interest expense$2,728,0001,254
Net interest income$5,801,000927
Provision for loan and lease losses$98,0003,944
Total noninterest income$1,761,000815
Gross Fiduciary activities income$390,000287
Service charges on deposit accounts$567,000708
Trading account gains and fees$0171
Additional Noninterest Income$804,0001,013
Total noninterest expense$5,511,000930
Salaries and employee benefits$2,707,000945
Premises and equipment expense$688,0001,038
Additional noninterest expense$2,116,000789
Pre-tax net operating income$1,953,000630
Securities gains (losses)$02,434
Applicable income taxes$437,000765
Income before extraordinary items$1,516,000676
Extraordinary gains, net$015
Net income$1,516,000674
Minority interest net income$0102
Net income of bank and minority interests.$1,516,000678
Net charge-offs$98,0002,889
Cash dividends$1,100,000393
Sale, conversion, retirement of capital stock, net$7,000938
Net operating income$1,516,000630
2008-12-31 (YTD Data)Rank
Total interest income$34,333,0001,116
Total interest expense$13,421,0001,201
Net interest income$20,912,0001,030
Provision for loan and lease losses$620,0003,442
Total noninterest income$6,800,000823
Gross Fiduciary activities income$1,489,000319
Service charges on deposit accounts$2,746,000633
Trading account gains and fees$0154
Additional Noninterest Income$2,565,0001,096
Total noninterest expense$18,437,0001,070
Salaries and employee benefits$10,183,000972
Premises and equipment expense$2,549,0001,099
Additional noninterest expense$5,705,0001,125
Pre-tax net operating income$8,655,000639
Securities gains (losses)$1,0003,084
Applicable income taxes$2,170,000632
Income before extraordinary items$6,486,000613
Extraordinary gains, net$039
Net income$6,486,000613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$620,0002,507
Cash dividends$4,400,000630
Sale, conversion, retirement of capital stock, net$31,0001,203
Net operating income$6,485,250660
2008-09-30 (YTD Data)Rank
Total interest income$25,674,0001,142
Total interest expense$10,205,0001,238
Net interest income$15,469,0001,067
Provision for loan and lease losses$322,0003,438
Total noninterest income$5,130,000853
Gross Fiduciary activities income$1,117,000323
Service charges on deposit accounts$2,059,000641
Trading account gains and fees$0148
Additional Noninterest Income$1,954,0001,126
Total noninterest expense$13,824,0001,067
Salaries and employee benefits$7,646,0001,003
Premises and equipment expense$1,875,0001,117
Additional noninterest expense$4,303,0001,069
Pre-tax net operating income$6,453,000785
Securities gains (losses)$1,0002,971
Applicable income taxes$1,629,000774
Income before extraordinary items$4,825,000753
Extraordinary gains, net$031
Net income$4,825,000752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$322,0002,473
Cash dividends$3,300,000655
Sale, conversion, retirement of capital stock, net$23,0001,061
Net operating income$4,824,250795
2008-06-30 (YTD Data)Rank
Total interest income$17,070,0001,159
Total interest expense$6,915,0001,265
Net interest income$10,155,0001,074
Provision for loan and lease losses$134,0003,830
Total noninterest income$3,352,000877
Gross Fiduciary activities income$769,000327
Service charges on deposit accounts$1,289,000669
Trading account gains and fees$0149
Additional Noninterest Income$1,294,0001,176
Total noninterest expense$9,276,0001,058
Salaries and employee benefits$5,082,0001,017
Premises and equipment expense$1,236,0001,129
Additional noninterest expense$2,958,0001,007
Pre-tax net operating income$4,097,000861
Securities gains (losses)$1,0003,084
Applicable income taxes$1,033,000917
Income before extraordinary items$3,065,000884
Extraordinary gains, net$021
Net income$3,065,000884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0002,673
Cash dividends$2,200,000730
Sale, conversion, retirement of capital stock, net$15,000986
Net operating income$3,064,250870
2008-03-31 (YTD Data)Rank
Total interest income$8,610,0001,178
Total interest expense$3,631,0001,289
Net interest income$4,979,0001,098
Provision for loan and lease losses$83,0003,023
Total noninterest income$1,639,000894
Gross Fiduciary activities income$383,000327
Service charges on deposit accounts$617,000695
Trading account gains and fees$0158
Additional Noninterest Income$639,0001,194
Total noninterest expense$4,682,0001,043
Salaries and employee benefits$2,559,0001,022
Premises and equipment expense$601,0001,157
Additional noninterest expense$1,522,000951
Pre-tax net operating income$1,853,0001,028
Securities gains (losses)$02,688
Applicable income taxes$457,0001,085
Income before extraordinary items$1,396,0001,088
Extraordinary gains, net$015
Net income$1,396,0001,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0001,966
Cash dividends$1,100,000674
Sale, conversion, retirement of capital stock, net$8,000853
Net operating income$1,396,0001,045
2007-12-31 (YTD Data)Rank
Total interest income$31,969,0001,334
Total interest expense$13,838,0001,445
Net interest income$18,131,0001,228
Provision for loan and lease losses$266,0003,400
Total noninterest income$6,673,000868
Gross Fiduciary activities income$1,525,000323
Service charges on deposit accounts$2,786,000628
Trading account gains and fees$0178
Additional Noninterest Income$2,362,0001,217
Total noninterest expense$16,898,0001,110
Salaries and employee benefits$9,043,0001,104
Premises and equipment expense$2,446,0001,084
Additional noninterest expense$5,409,0001,040
Pre-tax net operating income$7,640,0001,106
Securities gains (losses)$1,0001,983
Applicable income taxes$1,856,0001,195
Income before extraordinary items$5,785,0001,116
Extraordinary gains, net$039
Net income$5,785,0001,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$301,0002,283
Cash dividends$8,500,000473
Sale, conversion, retirement of capital stock, net$24,0001,160
Net operating income$5,784,2401,101
2007-09-30 (YTD Data)Rank
Total interest income$23,685,0001,358
Total interest expense$10,226,0001,464
Net interest income$13,459,0001,247
Provision for loan and lease losses$158,0003,406
Total noninterest income$4,964,000874
Gross Fiduciary activities income$1,145,000320
Service charges on deposit accounts$2,060,000625
Trading account gains and fees$0184
Additional Noninterest Income$1,759,0001,238
Total noninterest expense$12,679,0001,102
Salaries and employee benefits$6,811,0001,107
Premises and equipment expense$1,826,0001,083
Additional noninterest expense$4,042,0001,022
Pre-tax net operating income$5,586,0001,224
Securities gains (losses)$01,655
Applicable income taxes$1,343,0001,330
Income before extraordinary items$4,243,0001,218
Extraordinary gains, net$033
Net income$4,243,0001,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0002,249
Cash dividends$3,000,000857
Sale, conversion, retirement of capital stock, net$18,0001,036
Net operating income$4,243,0001,204
2007-06-30 (YTD Data)Rank
Total interest income$15,770,0001,368
Total interest expense$6,694,0001,498
Net interest income$9,076,0001,259
Provision for loan and lease losses$84,0003,624
Total noninterest income$3,252,000911
Gross Fiduciary activities income$760,000328
Service charges on deposit accounts$1,325,000657
Trading account gains and fees$0168
Additional Noninterest Income$1,167,0001,252
Total noninterest expense$8,405,0001,124
Salaries and employee benefits$4,528,0001,128
Premises and equipment expense$1,147,0001,168
Additional noninterest expense$2,730,0001,021
Pre-tax net operating income$3,839,0001,234
Securities gains (losses)$01,444
Applicable income taxes$929,0001,344
Income before extraordinary items$2,910,0001,231
Extraordinary gains, net$029
Net income$2,910,0001,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0002,277
Cash dividends$2,000,000870
Sale, conversion, retirement of capital stock, net$11,000960
Net operating income$2,910,0001,211
2007-03-31 (YTD Data)Rank
Total interest income$7,844,0001,363
Total interest expense$3,322,0001,500
Net interest income$4,522,0001,263
Provision for loan and lease losses$60,0002,747
Total noninterest income$1,534,000931
Gross Fiduciary activities income$340,000348
Service charges on deposit accounts$637,000663
Trading account gains and fees$0195
Additional Noninterest Income$557,0001,262
Total noninterest expense$4,220,0001,111
Salaries and employee benefits$2,305,0001,118
Premises and equipment expense$576,0001,176
Additional noninterest expense$1,339,0001,026
Pre-tax net operating income$1,776,0001,321
Securities gains (losses)$01,187
Applicable income taxes$414,0001,486
Income before extraordinary items$1,362,0001,288
Extraordinary gains, net$022
Net income$1,362,0001,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0001,580
Cash dividends$1,000,000781
Sale, conversion, retirement of capital stock, net$5,000817
Net operating income$1,362,0001,272
2006-12-31 (YTD Data)Rank
Total interest income$30,477,0001,293
Total interest expense$12,231,0001,371
Net interest income$18,246,0001,239
Provision for loan and lease losses$143,0004,139
Total noninterest income$6,638,000868
Gross Fiduciary activities income$1,514,000322
Service charges on deposit accounts$2,912,000580
Trading account gains and fees$0130
Additional Noninterest Income$2,212,0001,268
Total noninterest expense$16,521,0001,089
Salaries and employee benefits$8,892,0001,086
Premises and equipment expense$2,308,0001,108
Additional noninterest expense$5,321,0001,002
Pre-tax net operating income$8,220,0001,201
Securities gains (losses)$-12,0007,357
Applicable income taxes$2,027,0001,316
Income before extraordinary items$6,181,0001,196
Extraordinary gains, net$051
Net income$6,181,0001,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0001,940
Cash dividends$4,500,000780
Sale, conversion, retirement of capital stock, net$15,0001,123
Net operating income$6,190,0001,177
2006-09-30 (YTD Data)Rank
Total interest income$22,562,0001,308
Total interest expense$8,938,0001,364
Net interest income$13,624,0001,265
Provision for loan and lease losses$100,0004,067
Total noninterest income$4,981,000879
Gross Fiduciary activities income$1,076,000332
Service charges on deposit accounts$2,195,000587
Trading account gains and fees$0126
Additional Noninterest Income$1,710,0001,236
Total noninterest expense$12,528,0001,082
Salaries and employee benefits$6,719,0001,093
Premises and equipment expense$1,716,0001,122
Additional noninterest expense$4,093,000978
Pre-tax net operating income$5,977,0001,278
Securities gains (losses)$-12,0007,658
Applicable income taxes$1,493,0001,395
Income before extraordinary items$4,472,0001,267
Extraordinary gains, net$045
Net income$4,472,0001,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0001,527
Cash dividends$3,000,000826
Sale, conversion, retirement of capital stock, net$11,000952
Net operating income$4,481,0001,249
2006-06-30 (YTD Data)Rank
Total interest income$14,755,0001,306
Total interest expense$5,636,0001,376
Net interest income$9,119,0001,251
Provision for loan and lease losses$34,0004,919
Total noninterest income$3,288,000884
Gross Fiduciary activities income$704,000340
Service charges on deposit accounts$1,437,000589
Trading account gains and fees$0126
Additional Noninterest Income$1,147,0001,231
Total noninterest expense$8,347,0001,083
Salaries and employee benefits$4,467,0001,102
Premises and equipment expense$1,111,0001,152
Additional noninterest expense$2,769,000971
Pre-tax net operating income$4,026,0001,262
Securities gains (losses)$-12,0007,917
Applicable income taxes$998,0001,406
Income before extraordinary items$3,016,0001,237
Extraordinary gains, net$039
Net income$3,016,0001,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0001,435
Cash dividends$2,000,000795
Sale, conversion, retirement of capital stock, net$7,000815
Net operating income$3,025,0001,219
2006-03-31 (YTD Data)Rank
Total interest income$7,303,0001,299
Total interest expense$2,727,0001,352
Net interest income$4,576,0001,241
Provision for loan and lease losses$-112,0008,678
Total noninterest income$1,585,000889
Gross Fiduciary activities income$410,000310
Service charges on deposit accounts$651,000635
Trading account gains and fees$0115
Additional Noninterest Income$524,0001,300
Total noninterest expense$4,228,0001,072
Salaries and employee benefits$2,232,0001,112
Premises and equipment expense$556,0001,158
Additional noninterest expense$1,440,000925
Pre-tax net operating income$2,045,0001,208
Securities gains (losses)$-12,0008,270
Applicable income taxes$499,0001,404
Income before extraordinary items$1,534,0001,216
Extraordinary gains, net$021
Net income$1,534,0001,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,940
Cash dividends$1,000,000729
Sale, conversion, retirement of capital stock, net$3,000612
Net operating income$1,543,0001,187
2005-12-31 (YTD Data)Rank
Total interest income$27,497,0001,216
Total interest expense$9,025,0001,255
Net interest income$18,472,0001,162
Provision for loan and lease losses$338,0002,589
Total noninterest income$6,452,000874
Gross Fiduciary activities income$1,305,000348
Service charges on deposit accounts$2,975,000567
Trading account gains and fees$0138
Additional Noninterest Income$2,172,0001,278
Total noninterest expense$16,015,0001,063
Salaries and employee benefits$8,435,0001,097
Premises and equipment expense$2,261,0001,062
Additional noninterest expense$5,319,000981
Pre-tax net operating income$8,571,0001,130
Securities gains (losses)$-8,0007,452
Applicable income taxes$2,145,0001,277
Income before extraordinary items$6,418,0001,135
Extraordinary gains, net$046
Net income$6,418,0001,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,0001,591
Cash dividends$4,800,000685
Sale, conversion, retirement of capital stock, net$9,000889
Net operating income$6,424,0001,108
2005-09-30 (YTD Data)Rank
Total interest income$20,280,0001,195
Total interest expense$6,512,0001,223
Net interest income$13,768,0001,159
Provision for loan and lease losses$262,0002,452
Total noninterest income$4,872,000873
Gross Fiduciary activities income$989,000339
Service charges on deposit accounts$2,242,000559
Trading account gains and fees$0126
Additional Noninterest Income$1,641,0001,272
Total noninterest expense$12,055,0001,051
Salaries and employee benefits$6,397,0001,074
Premises and equipment expense$1,694,0001,054
Additional noninterest expense$3,964,000972
Pre-tax net operating income$6,323,0001,129
Securities gains (losses)$-8,0007,835
Applicable income taxes$1,585,0001,329
Income before extraordinary items$4,730,0001,150
Extraordinary gains, net$035
Net income$4,730,0001,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0001,400
Cash dividends$3,200,000697
Sale, conversion, retirement of capital stock, net$7,000735
Net operating income$4,736,0001,126
2005-06-30 (YTD Data)Rank
Total interest income$13,328,0001,177
Total interest expense$4,181,0001,192
Net interest income$9,147,0001,154
Provision for loan and lease losses$216,0002,022
Total noninterest income$3,011,000923
Gross Fiduciary activities income$566,000368
Service charges on deposit accounts$1,458,000566
Trading account gains and fees$0116
Additional Noninterest Income$987,0001,360
Total noninterest expense$7,987,0001,046
Salaries and employee benefits$4,229,0001,076
Premises and equipment expense$1,126,0001,054
Additional noninterest expense$2,632,000966
Pre-tax net operating income$3,955,0001,184
Securities gains (losses)$02,146
Applicable income taxes$984,0001,392
Income before extraordinary items$2,971,0001,183
Extraordinary gains, net$030
Net income$2,971,0001,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0001,158
Cash dividends$2,000,000710
Sale, conversion, retirement of capital stock, net$4,000627
Net operating income$2,971,0001,157
2005-03-31 (YTD Data)Rank
Total interest income$6,517,0001,179
Total interest expense$1,972,0001,193
Net interest income$4,545,0001,156
Provision for loan and lease losses$99,0002,094
Total noninterest income$1,401,000959
Gross Fiduciary activities income$274,000374
Service charges on deposit accounts$699,000573
Trading account gains and fees$0115
Additional Noninterest Income$428,0001,482
Total noninterest expense$4,017,0001,038
Salaries and employee benefits$2,106,0001,077
Premises and equipment expense$592,0001,008
Additional noninterest expense$1,319,000944
Pre-tax net operating income$1,830,0001,250
Securities gains (losses)$01,685
Applicable income taxes$442,0001,485
Income before extraordinary items$1,388,0001,244
Extraordinary gains, net$024
Net income$1,388,0001,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0001,128
Cash dividends$1,000,000642
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,388,0001,220
2004-12-31 (YTD Data)Rank
Total interest income$25,475,0001,115
Total interest expense$7,357,0001,104
Net interest income$18,118,0001,104
Provision for loan and lease losses$489,0001,995
Total noninterest income$5,984,000913
Gross Fiduciary activities income$1,303,000326
Service charges on deposit accounts$2,888,000604
Trading account gains and fees$0138
Additional Noninterest Income$1,793,0001,431
Total noninterest expense$15,219,0001,059
Salaries and employee benefits$7,923,0001,094
Premises and equipment expense$2,139,0001,083
Additional noninterest expense$5,157,000976
Pre-tax net operating income$8,394,0001,047
Securities gains (losses)$306,000633
Applicable income taxes$2,388,0001,092
Income before extraordinary items$6,312,0001,039
Extraordinary gains, net$034
Net income$6,312,0001,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$489,0001,365
Cash dividends$4,895,000639
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,088,6201,041
2004-09-30 (YTD Data)Rank
Total interest income$18,963,0001,102
Total interest expense$5,428,0001,098
Net interest income$13,535,0001,091
Provision for loan and lease losses$430,0001,671
Total noninterest income$4,479,000930
Gross Fiduciary activities income$934,000339
Service charges on deposit accounts$2,148,000616
Trading account gains and fees$0134
Additional Noninterest Income$1,397,0001,408
Total noninterest expense$11,423,0001,057
Salaries and employee benefits$5,964,0001,077
Premises and equipment expense$1,615,0001,081
Additional noninterest expense$3,844,000977
Pre-tax net operating income$6,161,0001,074
Securities gains (losses)$136,000989
Applicable income taxes$1,725,0001,141
Income before extraordinary items$4,572,0001,074
Extraordinary gains, net$026
Net income$4,572,0001,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$430,0001,101
Cash dividends$3,925,000564
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,472,7201,071
2004-06-30 (YTD Data)Rank
Total interest income$12,546,0001,102
Total interest expense$3,604,0001,088
Net interest income$8,942,0001,090
Provision for loan and lease losses$300,0001,523
Total noninterest income$3,098,000894
Gross Fiduciary activities income$620,000342
Service charges on deposit accounts$1,398,000623
Trading account gains and fees$0130
Additional Noninterest Income$1,080,0001,254
Total noninterest expense$7,662,0001,044
Salaries and employee benefits$4,006,0001,070
Premises and equipment expense$1,074,0001,088
Additional noninterest expense$2,582,000964
Pre-tax net operating income$4,078,0001,064
Securities gains (losses)$127,000887
Applicable income taxes$1,152,0001,148
Income before extraordinary items$3,053,0001,083
Extraordinary gains, net$021
Net income$3,053,0001,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$300,0001,041
Cash dividends$2,745,000537
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,960,2901,067
2004-03-31 (YTD Data)Rank
Total interest income$6,312,0001,107
Total interest expense$1,858,0001,066
Net interest income$4,454,0001,104
Provision for loan and lease losses$90,0002,254
Total noninterest income$1,725,000807
Gross Fiduciary activities income$316,000339
Service charges on deposit accounts$659,000652
Trading account gains and fees$0121
Additional Noninterest Income$750,000973
Total noninterest expense$3,966,0001,025
Salaries and employee benefits$2,061,0001,047
Premises and equipment expense$525,0001,124
Additional noninterest expense$1,380,000897
Pre-tax net operating income$2,123,0001,015
Securities gains (losses)$127,000690
Applicable income taxes$624,0001,084
Income before extraordinary items$1,626,0001,004
Extraordinary gains, net$016
Net income$1,626,0001,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0001,407
Cash dividends$930,000725
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,534,5601,012
2003-12-31 (YTD Data)Rank
Total interest income$27,207,0001,034
Total interest expense$8,665,0001,033
Net interest income$18,542,0001,037
Provision for loan and lease losses$658,0001,712
Total noninterest income$5,323,0001,071
Gross Fiduciary activities income$1,127,000358
Service charges on deposit accounts$2,188,000789
Trading account gains and fees$0160
Additional Noninterest Income$2,008,0001,470
Total noninterest expense$14,536,0001,111
Salaries and employee benefits$7,664,0001,102
Premises and equipment expense$2,089,0001,090
Additional noninterest expense$4,783,0001,064
Pre-tax net operating income$8,671,000970
Securities gains (losses)$6,0003,841
Applicable income taxes$2,310,0001,144
Income before extraordinary items$6,367,0001,010
Extraordinary gains, net$054
Net income$6,367,0001,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$508,0001,585
Cash dividends$3,746,000832
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,362,620949
2003-09-30 (YTD Data)Rank
Total interest income$20,510,0001,047
Total interest expense$6,694,0001,042
Net interest income$13,816,0001,060
Provision for loan and lease losses$421,0001,954
Total noninterest income$3,767,0001,147
Gross Fiduciary activities income$671,000410
Service charges on deposit accounts$1,468,000877
Trading account gains and fees$0153
Additional Noninterest Income$1,628,0001,449
Total noninterest expense$10,961,0001,113
Salaries and employee benefits$5,808,0001,096
Premises and equipment expense$1,542,0001,118
Additional noninterest expense$3,611,0001,071
Pre-tax net operating income$6,201,0001,049
Securities gains (losses)$04,204
Applicable income taxes$1,663,0001,236
Income before extraordinary items$4,538,0001,107
Extraordinary gains, net$040
Net income$4,538,0001,107
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,0001,553
Cash dividends$2,816,000766
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,538,0001,038
2003-06-30 (YTD Data)Rank
Total interest income$13,909,0001,046
Total interest expense$4,646,0001,034
Net interest income$9,263,0001,049
Provision for loan and lease losses$217,0002,365
Total noninterest income$2,399,0001,190
Gross Fiduciary activities income$442,000419
Service charges on deposit accounts$876,000979
Trading account gains and fees$0150
Additional Noninterest Income$1,081,0001,434
Total noninterest expense$7,219,0001,131
Salaries and employee benefits$3,866,0001,095
Premises and equipment expense$1,008,0001,135
Additional noninterest expense$2,345,0001,078
Pre-tax net operating income$4,226,0001,026
Securities gains (losses)$03,782
Applicable income taxes$1,158,0001,216
Income before extraordinary items$3,068,0001,092
Extraordinary gains, net$030
Net income$3,068,0001,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0001,579
Cash dividends$1,915,000790
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,068,0001,009
2003-03-31 (YTD Data)Rank
Total interest income$7,056,0001,039
Total interest expense$2,320,0001,060
Net interest income$4,736,0001,022
Provision for loan and lease losses$118,0002,130
Total noninterest income$1,156,0001,196
Gross Fiduciary activities income$245,000404
Service charges on deposit accounts$418,000996
Trading account gains and fees$0134
Additional Noninterest Income$493,0001,502
Total noninterest expense$3,636,0001,103
Salaries and employee benefits$1,964,0001,077
Premises and equipment expense$497,0001,166
Additional noninterest expense$1,175,0001,054
Pre-tax net operating income$2,138,0001,022
Securities gains (losses)$02,891
Applicable income taxes$618,0001,162
Income before extraordinary items$1,520,0001,095
Extraordinary gains, net$021
Net income$1,520,0001,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0001,345
Cash dividends$904,000757
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,520,0001,017
2002-12-31 (YTD Data)Rank
Total interest income$30,137,0001,019
Total interest expense$10,653,0001,049
Net interest income$19,484,000997
Provision for loan and lease losses$348,0003,145
Total noninterest income$3,808,0001,296
Gross Fiduciary activities income$1,005,000406
Service charges on deposit accounts$1,593,0001,006
Trading account gains and fees$0153
Additional Noninterest Income$1,210,0001,928
Total noninterest expense$14,613,0001,061
Salaries and employee benefits$7,405,0001,078
Premises and equipment expense$1,870,0001,185
Additional noninterest expense$5,338,000931
Pre-tax net operating income$8,331,0001,012
Securities gains (losses)$420,000732
Applicable income taxes$2,413,0001,110
Income before extraordinary items$6,338,000988
Extraordinary gains, net$070
Net income$6,338,000990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,0002,143
Cash dividends$5,485,000577
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,035,600997
2001-12-31 (YTD Data)Rank
Total interest income$32,044,0001,059
Total interest expense$14,352,0001,118
Net interest income$17,692,0001,028
Provision for loan and lease losses$237,0003,789
Total noninterest income$3,607,0001,279
Gross Fiduciary activities income$1,115,000398
Service charges on deposit accounts$1,516,000980
Trading account gains and fees$0177
Additional Noninterest Income$976,0002,075
Total noninterest expense$12,956,0001,137
Salaries and employee benefits$6,814,0001,093
Premises and equipment expense$1,683,0001,270
Additional noninterest expense$4,459,0001,066
Pre-tax net operating income$8,106,000931
Securities gains (losses)$20,0003,157
Applicable income taxes$2,382,0001,014
Income before extraordinary items$5,744,000957
Extraordinary gains, net$0105
Net income$5,744,000958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0002,584
Cash dividends$5,676,000555
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,729,800920
2000-12-31 (YTD Data)Rank
Total interest income$31,950,0001,097
Total interest expense$15,930,0001,097
Net interest income$16,020,0001,108
Provision for loan and lease losses$197,0003,798
Total noninterest income$3,565,0001,161
Gross Fiduciary activities income$1,365,000362
Service charges on deposit accounts$1,377,000980
Trading account gains and fees$0180
Additional Noninterest Income$823,0002,119
Total noninterest expense$12,259,0001,136
Salaries and employee benefits$6,347,0001,107
Premises and equipment expense$1,623,0001,255
Additional noninterest expense$4,289,0001,089
Pre-tax net operating income$7,129,0001,063
Securities gains (losses)$6,0001,308
Applicable income taxes$2,091,0001,112
Income before extraordinary items$5,044,0001,058
Extraordinary gains, net$038
Net income$5,044,0001,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0002,418
Cash dividends$3,192,000914
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,039,7401,053
1999-12-31 (YTD Data)Rank
Total interest income$29,687,0001,102
Total interest expense$13,281,0001,149
Net interest income$16,406,0001,065
Provision for loan and lease losses$208,0003,472
Total noninterest income$3,401,0001,221
Gross Fiduciary activities income$1,160,000430
Service charges on deposit accounts$1,355,000984
Trading account gains and fees$0173
Additional Noninterest Income$886,0002,019
Total noninterest expense$11,744,0001,177
Salaries and employee benefits$5,954,0001,157
Premises and equipment expense$1,438,0001,420
Additional noninterest expense$4,352,0001,078
Pre-tax net operating income$7,855,0001,003
Securities gains (losses)$20,0001,398
Applicable income taxes$2,318,0001,085
Income before extraordinary items$5,557,000997
Extraordinary gains, net$035
Net income$5,557,000997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0002,341
Cash dividends$7,936,000483
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,542,800982
1998-12-31 (YTD Data)Rank
Total interest income$29,599,0001,098
Total interest expense$14,080,0001,109
Net interest income$15,519,0001,090
Provision for loan and lease losses$191,0003,608
Total noninterest income$3,221,0001,277
Gross Fiduciary activities income$1,082,000444
Service charges on deposit accounts$1,250,000987
Trading account gains and fees$0224
Additional Noninterest Income$889,0002,023
Total noninterest expense$10,910,0001,216
Salaries and employee benefits$5,372,0001,223
Premises and equipment expense$1,343,0001,464
Additional noninterest expense$4,195,0001,080
Pre-tax net operating income$7,639,0001,005
Securities gains (losses)$234,000843
Applicable income taxes$2,426,0001,046
Income before extraordinary items$5,447,000991
Extraordinary gains, net$032
Net income$5,447,000990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$391,0001,533
Cash dividends$2,464,0001,140
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,285,540982
1997-12-31 (YTD Data)Rank
Total interest income$27,777,0001,206
Total interest expense$14,344,0001,130
Net interest income$13,433,0001,290
Provision for loan and lease losses$291,0002,689
Total noninterest income$2,969,0001,303
Gross Fiduciary activities income$1,118,000435
Service charges on deposit accounts$1,221,0001,026
Trading account gains and fees$0239
Additional Noninterest Income$630,0002,392
Total noninterest expense$8,903,0001,474
Salaries and employee benefits$4,634,0001,410
Premises and equipment expense$1,121,0001,763
Additional noninterest expense$3,148,0001,377
Pre-tax net operating income$7,208,0001,119
Securities gains (losses)$5,0002,787
Applicable income taxes$2,178,0001,227
Income before extraordinary items$5,035,0001,100
Extraordinary gains, net$044
Net income$5,035,0001,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0004,010
Cash dividends$2,112,0001,239
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,031,5001,071
1996-12-31 (YTD Data)Rank
Total interest income$25,998,0001,312
Total interest expense$13,242,0001,234
Net interest income$12,756,0001,405
Provision for loan and lease losses$288,0002,675
Total noninterest income$2,573,0001,515
Gross Fiduciary activities income$805,000573
Service charges on deposit accounts$1,274,0001,033
Trading account gains and fees$0262
Additional Noninterest Income$494,0002,951
Total noninterest expense$7,851,0001,803
Salaries and employee benefits$4,158,0001,609
Premises and equipment expense$897,0002,223
Additional noninterest expense$2,796,0001,853
Pre-tax net operating income$7,190,0001,044
Securities gains (losses)$04,148
Applicable income taxes$2,195,0001,129
Income before extraordinary items$4,995,0001,047
Extraordinary gains, net$053
Net income$4,995,0001,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0004,189
Cash dividends$1,672,0001,462
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,995,0001,032
1995-12-31 (YTD Data)Rank
Total interest income$24,750,0001,384
Total interest expense$12,997,0001,284
Net interest income$11,753,0001,536
Provision for loan and lease losses$281,0002,376
Total noninterest income$2,563,0001,513
Gross Fiduciary activities income$787,000597
Service charges on deposit accounts$1,304,0001,024
Trading account gains and fees$0522
Additional Noninterest Income$472,0002,984
Total noninterest expense$7,442,0001,879
Salaries and employee benefits$3,755,0001,764
Premises and equipment expense$801,0002,471
Additional noninterest expense$2,886,0001,758
Pre-tax net operating income$6,593,0001,169
Securities gains (losses)$03,831
Applicable income taxes$1,997,0001,275
Income before extraordinary items$4,596,0001,146
Extraordinary gains, net$065
Net income$4,596,0001,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,184
Cash dividends$1,320,0001,648
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,596,0001,126
1994-12-31 (YTD Data)Rank
Total interest income$21,205,0001,458
Total interest expense$9,808,0001,335
Net interest income$11,397,0001,583
Provision for loan and lease losses$265,0002,482
Total noninterest income$2,384,0001,615
Gross Fiduciary activities income$677,000639
Service charges on deposit accounts$1,293,0001,029
Trading account gains and fees$0475
Additional Noninterest Income$414,0003,341
Total noninterest expense$7,387,0001,939
Salaries and employee benefits$3,557,0001,875
Premises and equipment expense$853,0002,374
Additional noninterest expense$2,977,0001,818
Pre-tax net operating income$6,129,0001,221
Securities gains (losses)$03,600
Applicable income taxes$1,856,0001,282
Income before extraordinary items$4,273,0001,190
Extraordinary gains, net$0249
Net income$4,273,0001,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0004,590
Cash dividends$1,144,0001,708
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,273,0001,196
1993-12-31 (YTD Data)Rank
Total interest income$20,721,0001,513
Total interest expense$9,659,0001,391
Net interest income$11,062,0001,627
Provision for loan and lease losses$257,0003,324
Total noninterest income$2,559,0001,650
Gross Fiduciary activities income$746,000630
Service charges on deposit accounts$1,394,000950
Trading account gains and fees$0532
Additional Noninterest Income$419,0003,650
Total noninterest expense$7,015,0002,090
Salaries and employee benefits$3,340,0001,999
Premises and equipment expense$900,0002,278
Additional noninterest expense$2,775,0002,035
Pre-tax net operating income$6,349,0001,104
Securities gains (losses)$07,477
Applicable income taxes$1,942,0001,236
Income before extraordinary items$4,407,0001,170
Extraordinary gains, net$03,149
Net income$4,407,0001,210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0005,803
Cash dividends$968,0001,827
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,407,0001,088
1992-12-31 (YTD Data)Rank
Total interest income$20,963,0001,692
Total interest expense$11,167,0001,565
Net interest income$9,796,0001,869
Provision for loan and lease losses$559,0002,767
Total noninterest income$2,316,0001,751
Gross Fiduciary activities income$575,000717
Service charges on deposit accounts$1,338,000973
Trading account gains and fees$0504
Additional Noninterest Income$403,0003,690
Total noninterest expense$6,495,0002,256
Salaries and employee benefits$3,097,0002,118
Premises and equipment expense$910,0002,285
Additional noninterest expense$2,488,0002,332
Pre-tax net operating income$5,058,0001,259
Securities gains (losses)$08,369
Applicable income taxes$1,515,0001,446
Income before extraordinary items$3,543,0001,320
Extraordinary gains, net$01,422
Net income$3,543,0001,320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0003,404
Cash dividends$792,0001,941
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,543,0001,216

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.