Home > LBS Bank - New York > Income and Expense
LBS Bank - New York, Income and Expense
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,000 | 9,301 |
| Total interest expense | $0 | 9,288 |
| Net interest income | $6,000 | 9,292 |
| Provision for loan and lease losses | $-414,000 | 9,297 |
| Total noninterest income | $-186,000 | 9,306 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-186,000 | 9,319 |
| Total noninterest expense | $1,247,000 | 3,040 |
| Salaries and employee benefits | $474,000 | 4,064 |
| Premises and equipment expense | $121,000 | 4,122 |
| Additional noninterest expense | $652,000 | 1,803 |
| Pre-tax net operating income | $-1,013,000 | 9,263 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $139,000 | 3,359 |
| Income before extraordinary items | $-1,152,000 | 9,286 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,152,000 | 9,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $586,000 | 435 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-1,152,000 | 9,257 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,989,000 | 5,185 |
| Total interest expense | $2,407,000 | 4,229 |
| Net interest income | $2,582,000 | 5,798 |
| Provision for loan and lease losses | $-2,083,000 | 9,350 |
| Total noninterest income | $783,000 | 4,044 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $207,000 | 5,117 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $576,000 | 3,042 |
| Total noninterest expense | $5,574,000 | 2,659 |
| Salaries and employee benefits | $3,601,000 | 2,228 |
| Premises and equipment expense | $590,000 | 3,463 |
| Additional noninterest expense | $1,383,000 | 3,173 |
| Pre-tax net operating income | $-126,000 | 8,784 |
| Securities gains (losses) | $505,000 | 655 |
| Applicable income taxes | $2,353,000 | 1,132 |
| Income before extraordinary items | $-1,974,000 | 9,273 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,974,000 | 9,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 3,214 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-2,297,200 | 9,268 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,906,000 | 3,337 |
| Total interest expense | $6,108,000 | 2,617 |
| Net interest income | $3,798,000 | 4,294 |
| Provision for loan and lease losses | $824,000 | 1,466 |
| Total noninterest income | $724,000 | 4,112 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $287,000 | 4,267 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $437,000 | 3,372 |
| Total noninterest expense | $4,889,000 | 2,881 |
| Salaries and employee benefits | $2,643,000 | 2,818 |
| Premises and equipment expense | $547,000 | 3,627 |
| Additional noninterest expense | $1,699,000 | 2,595 |
| Pre-tax net operating income | $-1,191,000 | 9,405 |
| Securities gains (losses) | $251,000 | 1,020 |
| Applicable income taxes | $-156,000 | 9,342 |
| Income before extraordinary items | $-784,000 | 9,341 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-784,000 | 9,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,682 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-992,330 | 9,383 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,158,000 | 2,048 |
| Total interest expense | $12,351,000 | 1,402 |
| Net interest income | $4,807,000 | 3,598 |
| Provision for loan and lease losses | $68,000 | 6,042 |
| Total noninterest income | $883,000 | 3,434 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $296,000 | 4,098 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $587,000 | 2,663 |
| Total noninterest expense | $5,070,000 | 2,680 |
| Salaries and employee benefits | $3,190,000 | 2,240 |
| Premises and equipment expense | $633,000 | 3,125 |
| Additional noninterest expense | $1,247,000 | 3,303 |
| Pre-tax net operating income | $552,000 | 6,775 |
| Securities gains (losses) | $139,000 | 491 |
| Applicable income taxes | $563,000 | 3,239 |
| Income before extraordinary items | $128,000 | 8,539 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $128,000 | 8,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,009,000 | 309 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $39,040 | 8,983 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,125,000 | 1,903 |
| Total interest expense | $11,631,000 | 1,299 |
| Net interest income | $5,494,000 | 3,160 |
| Provision for loan and lease losses | $25,000 | 7,415 |
| Total noninterest income | $967,000 | 3,172 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $320,000 | 3,793 |
| Trading account gains and fees | $370,000 | 99 |
| Additional Noninterest Income | $277,000 | 4,197 |
| Total noninterest expense | $5,373,000 | 2,521 |
| Salaries and employee benefits | $3,080,000 | 2,279 |
| Premises and equipment expense | $661,000 | 3,012 |
| Additional noninterest expense | $1,632,000 | 2,639 |
| Pre-tax net operating income | $1,063,000 | 5,121 |
| Securities gains (losses) | $32,000 | 1,157 |
| Applicable income taxes | $454,000 | 3,839 |
| Income before extraordinary items | $641,000 | 5,716 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $641,000 | 5,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,087,000 | 669 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $620,520 | 5,769 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $19,139,000 | 1,697 |
| Total interest expense | $12,538,000 | 1,246 |
| Net interest income | $6,601,000 | 2,586 |
| Provision for loan and lease losses | $6,776,000 | 259 |
| Total noninterest income | $1,014,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $375,000 | 3,310 |
| Trading account gains and fees | $207,000 | 130 |
| Additional Noninterest Income | $432,000 | 3,264 |
| Total noninterest expense | $5,675,000 | 2,306 |
| Salaries and employee benefits | $3,370,000 | 1,983 |
| Premises and equipment expense | $775,000 | 2,518 |
| Additional noninterest expense | $1,530,000 | 2,720 |
| Pre-tax net operating income | $-4,836,000 | 10,442 |
| Securities gains (losses) | $545,000 | 525 |
| Applicable income taxes | $-1,781,000 | 10,441 |
| Income before extraordinary items | $-2,510,000 | 10,427 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-2,510,000 | 10,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-125,000 | 10,294 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-2,858,800 | 10,414 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,381,000 | 2,128 |
| Total interest expense | $10,119,000 | 1,532 |
| Net interest income | $5,262,000 | 3,312 |
| Provision for loan and lease losses | $200,000 | 3,424 |
| Total noninterest income | $944,000 | 3,189 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $360,000 | 3,521 |
| Trading account gains and fees | $102,000 | 163 |
| Additional Noninterest Income | $482,000 | 2,895 |
| Total noninterest expense | $5,186,000 | 2,481 |
| Salaries and employee benefits | $3,020,000 | 2,195 |
| Premises and equipment expense | $728,000 | 2,640 |
| Additional noninterest expense | $1,438,000 | 2,840 |
| Pre-tax net operating income | $820,000 | 6,458 |
| Securities gains (losses) | $185,000 | 747 |
| Applicable income taxes | $400,000 | 4,887 |
| Income before extraordinary items | $605,000 | 6,338 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $605,000 | 6,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 10,368 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $486,600 | 7,009 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,529,000 | 2,309 |
| Total interest expense | $8,952,000 | 1,758 |
| Net interest income | $5,577,000 | 3,172 |
| Provision for loan and lease losses | $65,000 | 5,977 |
| Total noninterest income | $893,000 | 3,417 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $376,000 | 3,519 |
| Trading account gains and fees | $-320,000 | 4,700 |
| Additional Noninterest Income | $837,000 | 2,040 |
| Total noninterest expense | $5,534,000 | 2,481 |
| Salaries and employee benefits | $3,269,000 | 2,024 |
| Premises and equipment expense | $706,000 | 2,770 |
| Additional noninterest expense | $1,559,000 | 3,017 |
| Pre-tax net operating income | $871,000 | 6,198 |
| Securities gains (losses) | $78,000 | 1,076 |
| Applicable income taxes | $378,000 | 5,076 |
| Income before extraordinary items | $571,000 | 6,451 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $571,000 | 6,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-90,000 | 11,197 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $521,080 | 6,701 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,984,000 | 2,100 |
| Total interest expense | $10,187,000 | 1,569 |
| Net interest income | $5,797,000 | 3,066 |
| Provision for loan and lease losses | $271,000 | 2,426 |
| Total noninterest income | $1,212,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $365,000 | 3,632 |
| Trading account gains and fees | $390,000 | 196 |
| Additional Noninterest Income | $457,000 | 3,041 |
| Total noninterest expense | $5,121,000 | 2,648 |
| Salaries and employee benefits | $3,032,000 | 2,192 |
| Premises and equipment expense | $678,000 | 2,896 |
| Additional noninterest expense | $1,411,000 | 3,241 |
| Pre-tax net operating income | $1,617,000 | 4,188 |
| Securities gains (losses) | $59,000 | 1,203 |
| Applicable income taxes | $672,000 | 3,358 |
| Income before extraordinary items | $1,004,000 | 4,606 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,004,000 | 4,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,266 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $966,240 | 4,717 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,116,000 | 2,325 |
| Total interest expense | $6,915,000 | 1,818 |
| Net interest income | $6,201,000 | 2,914 |
| Provision for loan and lease losses | $427,000 | 1,731 |
| Total noninterest income | $881,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $309,000 | 4,260 |
| Trading account gains and fees | $76,000 | 254 |
| Additional Noninterest Income | $496,000 | 2,961 |
| Total noninterest expense | $5,164,000 | 2,686 |
| Salaries and employee benefits | $2,703,000 | 2,474 |
| Premises and equipment expense | $726,000 | 2,747 |
| Additional noninterest expense | $1,735,000 | 2,915 |
| Pre-tax net operating income | $1,491,000 | 4,429 |
| Securities gains (losses) | $42,000 | 1,262 |
| Applicable income taxes | $587,000 | 3,580 |
| Income before extraordinary items | $946,000 | 4,716 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $946,000 | 4,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $626,000 | 1,172 |
| Cash dividends | $360,000 | 3,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $919,120 | 4,877 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,204,000 | 3,025 |
| Total interest expense | $4,826,000 | 2,657 |
| Net interest income | $5,378,000 | 3,338 |
| Provision for loan and lease losses | $400,000 | 2,455 |
| Total noninterest income | $1,103,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $202,000 | 5,939 |
| Trading account gains and fees | $439,000 | 178 |
| Additional Noninterest Income | $462,000 | 3,426 |
| Total noninterest expense | $5,142,000 | 2,782 |
| Salaries and employee benefits | $2,663,000 | 2,489 |
| Premises and equipment expense | $767,000 | 2,660 |
| Additional noninterest expense | $1,712,000 | 3,109 |
| Pre-tax net operating income | $939,000 | 6,171 |
| Securities gains (losses) | $403,000 | 1,042 |
| Applicable income taxes | $514,000 | 4,085 |
| Income before extraordinary items | $828,000 | 5,417 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $828,000 | 5,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 2,243 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $570,080 | 6,753 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,807,000 | 2,975 |
| Total interest expense | $6,607,000 | 2,555 |
| Net interest income | $5,200,000 | 3,503 |
| Provision for loan and lease losses | $600,000 | 2,617 |
| Total noninterest income | $1,694,000 | 2,172 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $202,000 | 5,955 |
| Trading account gains and fees | $-83,000 | 5,266 |
| Additional Noninterest Income | $1,575,000 | 1,464 |
| Total noninterest expense | $5,430,000 | 2,657 |
| Salaries and employee benefits | $2,550,000 | 2,533 |
| Premises and equipment expense | $834,000 | 2,475 |
| Additional noninterest expense | $2,046,000 | 2,746 |
| Pre-tax net operating income | $864,000 | 6,271 |
| Securities gains (losses) | $143,000 | 2,479 |
| Applicable income taxes | $386,000 | 4,927 |
| Income before extraordinary items | $621,000 | 6,430 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $621,000 | 6,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 8,614 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $529,480 | 6,707 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.