Home > LBS Bank - New York > Assets and Liabilities
LBS Bank - New York, Assets and Liabilities
| 2003-03-31 | Rank | |
| # of Employees: | 3 | 9,227 |
| Assets and Liabilities | ||
| Total Assets: | $18,231,000 | 8,867 |
| Cash and due from depository institutions | $254,000 | 9,227 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $0 | 9,153 |
| Federal funds sold & reverse repurchase agreements | $17,900,000 | 905 |
| Net loans & leases | $0 | 9,245 |
| Loan loss allowance | $0 | 9,202 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $0 | 9,241 |
| Other real estate owned | $0 | 9,227 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $77,000 | 9,268 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,231,000 | 8,867 |
| Total liabilities | $230,000 | 9,327 |
| Total deposits | $0 | 9,325 |
| Interest-bearing deposits | $0 | 9,285 |
| Deposits held in domestic offices | $0 | 9,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $230,000 | 7,137 |
| Total equity capital | $18,001,000 | 2,919 |
| Total bank equity capital | $18,001,000 | 2,919 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,000,000 | 565 |
| Surplus | $12,000,000 | 1,557 |
| Undivided profits | $1,000 | 8,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $0 | 9,267 |
| Earning assets | $17,900,000 | 8,779 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $21,633,000 | 8,674 |
| Average Assets, quarterly | $21,633,000 | 8,674 |
| Volatile liabilities | $0 | 9,250 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $0 | 9,068 |
| Tier 1 (core) risk-based capital | $18,001,000 | 2,743 |
| Tier 2 risk-based capital | $0 | 9,210 |
| Total risk weighted assets | $3,708,000 | 9,236 |
| Total unused commitments | $0 | 9,069 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 10 | 8,194 |
| Assets and Liabilities | ||
| Total Assets: | $25,035,000 | 8,501 |
| Cash and due from depository institutions | $832,000 | 8,194 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $0 | 9,193 |
| Federal funds sold & reverse repurchase agreements | $9,100,000 | 1,596 |
| Net loans & leases | $3,927,000 | 9,176 |
| Loan loss allowance | $995,000 | 3,824 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $10,423,000 | 835 |
| Other real estate owned | $0 | 8,194 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $753,000 | 7,265 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,035,000 | 8,501 |
| Total liabilities | $5,882,000 | 9,271 |
| Total deposits | $5,800,000 | 9,237 |
| Interest-bearing deposits | $5,800,000 | 9,163 |
| Deposits held in domestic offices | $0 | 9,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $82,000 | 8,775 |
| Total equity capital | $19,153,000 | 2,727 |
| Total bank equity capital | $19,153,000 | 2,727 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,000,000 | 563 |
| Surplus | $12,000,000 | 1,523 |
| Undivided profits | $1,153,000 | 7,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 7,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $66,000 | 9,081 |
| Earning assets | $13,027,000 | 9,057 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $132,218,600 | 3,623 |
| Average Assets, quarterly | $86,036,500 | 5,140 |
| Volatile liabilities | $5,800,000 | 7,029 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,490,000 | 6,270 |
| Tier 1 (core) risk-based capital | $19,153,000 | 2,550 |
| Tier 2 risk-based capital | $225,000 | 7,775 |
| Total risk weighted assets | $17,236,000 | 8,268 |
| Total unused commitments | $3,490,000 | 6,272 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 30 | 5,012 |
| Assets and Liabilities | ||
| Total Assets: | $164,135,000 | 3,026 |
| Cash and due from depository institutions | $5,707,000 | 5,012 |
| Interest-bearing balances | $4,802,000 | 1,318 |
| Securities | $46,241,000 | 2,351 |
| Federal funds sold & reverse repurchase agreements | $7,745,000 | 1,880 |
| Net loans & leases | $89,476,000 | 3,464 |
| Loan loss allowance | $1,830,000 | 2,177 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $10,709,000 | 784 |
| Other real estate owned | $0 | 5,012 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,257,000 | 2,540 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,135,000 | 3,026 |
| Total liabilities | $142,946,000 | 3,100 |
| Total deposits | $112,842,000 | 3,536 |
| Interest-bearing deposits | $106,512,000 | 3,230 |
| Deposits held in domestic offices | $10,975,000 | 9,278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,819,000 | 713 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $7,500,000 | 154 |
| All other liabilities | $786,000 | 4,113 |
| Total equity capital | $21,189,000 | 2,325 |
| Total bank equity capital | $21,189,000 | 2,325 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,000,000 | 557 |
| Surplus | $12,000,000 | 1,448 |
| Undivided profits | $3,189,000 | 5,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,946,000 | 1,033 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $645,000 | 5,017 |
| Earning assets | $148,264,000 | 3,050 |
| Long-term assets (5+ years) | $1,437,000 | 7,654 |
| Average Assets, year-to-date | $184,611,200 | 2,621 |
| Average Assets, quarterly | $158,684,500 | 3,087 |
| Volatile liabilities | $124,186,000 | 820 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $18,571,000 | 2,623 |
| Tier 1 (core) risk-based capital | $21,127,000 | 2,209 |
| Tier 2 risk-based capital | $5,789,000 | 708 |
| Total risk weighted assets | $100,777,000 | 3,194 |
| Total unused commitments | $18,571,000 | 2,631 |
| Derivatives | $23,202,000 | 265 |
| 2000-12-31 | Rank | |
| # of Employees: | 30 | 5,074 |
| Assets and Liabilities | ||
| Total Assets: | $241,409,000 | 2,019 |
| Cash and due from depository institutions | $7,903,000 | 5,074 |
| Interest-bearing balances | $5,534,000 | 797 |
| Securities | $70,552,000 | 1,548 |
| Federal funds sold & reverse repurchase agreements | $26,735,000 | 453 |
| Net loans & leases | $118,877,000 | 2,622 |
| Loan loss allowance | $2,883,000 | 1,344 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $10,993,000 | 717 |
| Other real estate owned | $0 | 5,074 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $6,349,000 | 1,484 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,409,000 | 2,019 |
| Total liabilities | $219,722,000 | 1,995 |
| Total deposits | $168,401,000 | 2,338 |
| Interest-bearing deposits | $163,826,000 | 2,060 |
| Deposits held in domestic offices | $51,716,000 | 6,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,070,000 | 522 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $128,000 | 5,413 |
| Subordinated debt | $7,500,000 | 153 |
| All other liabilities | $5,623,000 | 922 |
| Total equity capital | $21,687,000 | 2,179 |
| Total bank equity capital | $21,687,000 | 2,179 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,000,000 | 548 |
| Surplus | $12,000,000 | 1,406 |
| Undivided profits | $3,687,000 | 5,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,109,000 | 1,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $774,000 | 3,512 |
| Earning assets | $221,698,000 | 2,022 |
| Long-term assets (5+ years) | $2,993,000 | 6,855 |
| Average Assets, year-to-date | $268,146,000 | 1,713 |
| Average Assets, quarterly | $252,318,500 | 1,885 |
| Volatile liabilities | $155,483,000 | 711 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $35,691,000 | 1,510 |
| Tier 1 (core) risk-based capital | $21,912,000 | 2,049 |
| Tier 2 risk-based capital | $8,023,460 | 547 |
| Total risk weighted assets | $161,016,860 | 1,986 |
| Total unused commitments | $35,691,000 | 1,511 |
| Derivatives | $21,727,000 | 277 |
| 1999-12-31 | Rank | |
| # of Employees: | 34 | 4,797 |
| Assets and Liabilities | ||
| Total Assets: | $302,359,000 | 1,560 |
| Cash and due from depository institutions | $37,826,000 | 4,797 |
| Interest-bearing balances | $35,954,000 | 116 |
| Securities | $72,092,000 | 1,592 |
| Federal funds sold & reverse repurchase agreements | $47,000,000 | 251 |
| Net loans & leases | $122,580,000 | 2,435 |
| Loan loss allowance | $6,825,000 | 643 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,303,000 | 685 |
| Other real estate owned | $0 | 4,797 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $11,558,000 | 889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,359,000 | 1,560 |
| Total liabilities | $282,056,000 | 1,511 |
| Total deposits | $217,801,000 | 1,733 |
| Interest-bearing deposits | $201,631,000 | 1,621 |
| Deposits held in domestic offices | $109,811,000 | 3,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,867,000 | 513 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,200,000 | 3,090 |
| Subordinated debt | $7,500,000 | 164 |
| All other liabilities | $3,688,000 | 1,178 |
| Total equity capital | $20,303,000 | 2,188 |
| Total bank equity capital | $20,303,000 | 2,188 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,000,000 | 580 |
| Surplus | $12,000,000 | 1,384 |
| Undivided profits | $2,303,000 | 6,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,742,000 | 278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $3,675,000 | 591 |
| Earning assets | $277,626,000 | 1,562 |
| Long-term assets (5+ years) | $16,771,000 | 3,701 |
| Average Assets, year-to-date | $303,678,200 | 1,484 |
| Average Assets, quarterly | $300,665,500 | 1,544 |
| Volatile liabilities | $161,996,000 | 699 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $12,449,000 | 3,249 |
| Tier 1 (core) risk-based capital | $21,784,000 | 2,034 |
| Tier 2 risk-based capital | $9,608,930 | 464 |
| Total risk weighted assets | $163,998,130 | 1,869 |
| Total unused commitments | $12,449,000 | 3,252 |
| Derivatives | $21,120,000 | 305 |
| 1998-12-31 | Rank | |
| # of Employees: | 33 | 4,974 |
| Assets and Liabilities | ||
| Total Assets: | $311,519,000 | 1,467 |
| Cash and due from depository institutions | $17,756,000 | 4,974 |
| Interest-bearing balances | $16,978,000 | 334 |
| Securities | $55,939,000 | 2,071 |
| Federal funds sold & reverse repurchase agreements | $45,300,000 | 367 |
| Net loans & leases | $170,381,000 | 1,648 |
| Loan loss allowance | $9,747,000 | 469 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $11,609,000 | 629 |
| Other real estate owned | $0 | 4,974 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $10,534,000 | 851 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $311,519,000 | 1,467 |
| Total liabilities | $290,351,000 | 1,419 |
| Total deposits | $227,926,000 | 1,650 |
| Interest-bearing deposits | $213,502,000 | 1,499 |
| Deposits held in domestic offices | $118,112,000 | 3,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,857,000 | 551 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,500,000 | 1,132 |
| Subordinated debt | $7,500,000 | 168 |
| All other liabilities | $2,568,000 | 1,604 |
| Total equity capital | $21,168,000 | 2,127 |
| Total bank equity capital | $21,168,000 | 2,127 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,000,000 | 570 |
| Surplus | $12,000,000 | 1,311 |
| Undivided profits | $3,168,000 | 5,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,471,000 | 246 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $3,800,000 | 570 |
| Earning assets | $288,598,000 | 1,450 |
| Long-term assets (5+ years) | $27,010,000 | 2,564 |
| Average Assets, year-to-date | $293,821,800 | 1,471 |
| Average Assets, quarterly | $308,831,500 | 1,449 |
| Volatile liabilities | $162,951,000 | 599 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $23,949,000 | 1,962 |
| Tier 1 (core) risk-based capital | $21,143,000 | 2,009 |
| Tier 2 risk-based capital | $9,915,050 | 450 |
| Total risk weighted assets | $185,872,050 | 1,550 |
| Total unused commitments | $23,949,000 | 1,966 |
| Derivatives | $69,279,000 | 232 |
| 1997-12-31 | Rank | |
| # of Employees: | 35 | 4,914 |
| Assets and Liabilities | ||
| Total Assets: | $281,568,000 | 1,626 |
| Cash and due from depository institutions | $8,774,000 | 4,914 |
| Interest-bearing balances | $7,447,000 | 592 |
| Securities | $52,266,000 | 2,195 |
| Federal funds sold & reverse repurchase agreements | $38,390,000 | 371 |
| Net loans & leases | $163,264,000 | 1,734 |
| Loan loss allowance | $2,846,000 | 1,310 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $11,749,000 | 622 |
| Other real estate owned | $578,000 | 4,914 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $6,547,000 | 1,208 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $281,568,000 | 1,626 |
| Total liabilities | $257,915,000 | 1,595 |
| Total deposits | $199,134,000 | 1,908 |
| Interest-bearing deposits | $190,503,000 | 1,695 |
| Deposits held in domestic offices | $83,611,000 | 4,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,700,000 | 565 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $21,000,000 | 931 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,081,000 | 1,946 |
| Total equity capital | $23,653,000 | 1,884 |
| Total bank equity capital | $23,653,000 | 1,884 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $6,000,000 | 583 |
| Surplus | $12,000,000 | 1,306 |
| Undivided profits | $5,653,000 | 4,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,166,000 | 376 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $3,371,000 | 662 |
| Earning assets | $261,367,000 | 1,597 |
| Long-term assets (5+ years) | $3,990,000 | 6,505 |
| Average Assets, year-to-date | $232,848,000 | 1,865 |
| Average Assets, quarterly | $260,376,500 | 1,737 |
| Volatile liabilities | $172,955,000 | 590 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $20,591,000 | 2,049 |
| Tier 1 (core) risk-based capital | $23,653,000 | 1,797 |
| Tier 2 risk-based capital | $1,994,100 | 1,541 |
| Total risk weighted assets | $158,676,200 | 1,774 |
| Total unused commitments | $20,591,000 | 2,053 |
| Derivatives | $26,188,000 | 306 |
| 1996-12-31 | Rank | |
| # of Employees: | 37 | 4,911 |
| Assets and Liabilities | ||
| Total Assets: | $197,649,000 | 2,376 |
| Cash and due from depository institutions | $16,182,000 | 4,911 |
| Interest-bearing balances | $14,715,000 | 265 |
| Securities | $24,856,000 | 4,531 |
| Federal funds sold & reverse repurchase agreements | $22,500,000 | 581 |
| Net loans & leases | $115,426,000 | 2,436 |
| Loan loss allowance | $2,615,000 | 1,492 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $12,041,000 | 628 |
| Other real estate owned | $730,000 | 4,911 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $5,914,000 | 1,398 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,649,000 | 2,376 |
| Total liabilities | $174,667,000 | 2,415 |
| Total deposits | $127,862,000 | 2,976 |
| Interest-bearing deposits | $117,921,000 | 2,801 |
| Deposits held in domestic offices | $13,365,000 | 10,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,700,000 | 824 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $25,001,000 | 839 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,104,000 | 1,943 |
| Total equity capital | $22,982,000 | 1,942 |
| Total bank equity capital | $22,982,000 | 1,942 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $6,000,000 | 615 |
| Surplus | $12,000,000 | 1,367 |
| Undivided profits | $4,982,000 | 4,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,608,000 | 562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,899,000 | 767 |
| Earning assets | $177,497,000 | 2,418 |
| Long-term assets (5+ years) | $2,987,000 | 7,024 |
| Average Assets, year-to-date | $212,277,800 | 2,119 |
| Average Assets, quarterly | $205,000,000 | 2,260 |
| Volatile liabilities | $160,105,000 | 654 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $25,377,000 | 1,728 |
| Tier 1 (core) risk-based capital | $23,047,000 | 1,873 |
| Tier 2 risk-based capital | $1,712,200 | 1,833 |
| Total risk weighted assets | $136,072,800 | 2,076 |
| Total unused commitments | $25,377,000 | 1,743 |
| Derivatives | $1,002,000 | 517 |
| 1995-12-31 | Rank | |
| # of Employees: | 38 | 4,916 |
| Assets and Liabilities | ||
| Total Assets: | $231,454,000 | 2,034 |
| Cash and due from depository institutions | $19,842,000 | 4,916 |
| Interest-bearing balances | $16,703,000 | 267 |
| Securities | $8,981,000 | 8,655 |
| Federal funds sold & reverse repurchase agreements | $52,832,000 | 319 |
| Net loans & leases | $128,692,000 | 2,166 |
| Loan loss allowance | $2,460,000 | 1,630 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $12,242,000 | 612 |
| Other real estate owned | $630,000 | 4,916 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $8,235,000 | 1,106 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,454,000 | 2,034 |
| Total liabilities | $208,879,000 | 2,044 |
| Total deposits | $176,263,000 | 2,239 |
| Interest-bearing deposits | $168,045,000 | 2,025 |
| Deposits held in domestic offices | $14,654,000 | 11,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,300,000 | 960 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $15,502,000 | 958 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,814,000 | 1,263 |
| Total equity capital | $22,575,000 | 1,992 |
| Total bank equity capital | $22,575,000 | 1,992 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $6,000,000 | 615 |
| Surplus | $12,000,000 | 1,367 |
| Undivided profits | $4,575,000 | 4,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,737,000 | 796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,491,000 | 924 |
| Earning assets | $207,208,000 | 2,103 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $210,731,000 | 2,151 |
| Average Assets, quarterly | $223,131,000 | 2,096 |
| Volatile liabilities | $191,296,000 | 572 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $23,453,000 | 1,779 |
| Tier 1 (core) risk-based capital | $22,576,000 | 1,902 |
| Tier 2 risk-based capital | $1,997,300 | 1,605 |
| Total risk weighted assets | $159,321,000 | 1,789 |
| Total unused commitments | $23,453,000 | 1,788 |
| Derivatives | $9,286,000 | 521 |
| 1994-12-31 | Rank | |
| # of Employees: | 33 | 5,756 |
| Assets and Liabilities | ||
| Total Assets: | $191,661,000 | 2,407 |
| Cash and due from depository institutions | $15,532,000 | 5,756 |
| Interest-bearing balances | $13,818,000 | 289 |
| Securities | $9,352,000 | 8,981 |
| Federal funds sold & reverse repurchase agreements | $37,823,000 | 332 |
| Net loans & leases | $111,744,000 | 2,422 |
| Loan loss allowance | $2,523,000 | 1,633 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $9,937,000 | 733 |
| Other real estate owned | $630,000 | 5,756 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $6,643,000 | 1,307 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,661,000 | 2,407 |
| Total liabilities | $169,912,000 | 2,461 |
| Total deposits | $127,535,000 | 2,978 |
| Interest-bearing deposits | $121,680,000 | 2,718 |
| Deposits held in domestic offices | $12,016,000 | 11,858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,860,000 | 783 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $14,566,000 | 1,050 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,951,000 | 1,833 |
| Total equity capital | $21,749,000 | 1,898 |
| Total bank equity capital | $21,749,000 | 1,898 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $6,000,000 | 601 |
| Surplus | $12,000,000 | 1,303 |
| Undivided profits | $3,749,000 | 5,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,066,000 | 772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,669,000 | 1,158 |
| Earning assets | $172,737,000 | 2,440 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $205,862,400 | 2,179 |
| Average Assets, quarterly | $192,782,000 | 2,372 |
| Volatile liabilities | $156,103,000 | 623 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $25,050,000 | 1,619 |
| Tier 1 (core) risk-based capital | $22,022,000 | 1,883 |
| Tier 2 risk-based capital | $1,797,650 | 1,740 |
| Total risk weighted assets | $143,086,950 | 1,932 |
| Total unused commitments | $25,050,000 | 1,630 |
| Derivatives | $63,000 | 674 |
| 1993-12-31 | Rank | |
| # of Employees: | 33 | 5,994 |
| Assets and Liabilities | ||
| Total Assets: | $204,967,000 | 2,275 |
| Cash and due from depository institutions | $22,681,000 | 5,994 |
| Interest-bearing balances | $21,264,000 | 293 |
| Securities | $11,963,000 | 8,358 |
| Federal funds sold & reverse repurchase agreements | $14,582,000 | 901 |
| Net loans & leases | $140,565,000 | 1,943 |
| Loan loss allowance | $2,722,000 | 1,604 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,449,000 | 856 |
| Other real estate owned | $630,000 | 5,994 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $6,097,000 | 1,351 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,967,000 | 2,275 |
| Total liabilities | $183,543,000 | 2,315 |
| Total deposits | $159,419,000 | 2,489 |
| Interest-bearing deposits | $153,539,000 | 2,240 |
| Deposits held in domestic offices | $16,299,000 | 11,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,700,000 | 724 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,000,000 | 2,690 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,424,000 | 2,377 |
| Total equity capital | $21,424,000 | 1,915 |
| Total bank equity capital | $21,424,000 | 1,915 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $6,000,000 | 588 |
| Surplus | $12,000,000 | 1,229 |
| Undivided profits | $3,424,000 | 5,671 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,518,000 | 904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,450 |
| Income earned, not collected on loans | $1,229,000 | 1,395 |
| Earning assets | $188,374,000 | 2,263 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $185,019,600 | 2,439 |
| Average Assets, quarterly | $196,517,500 | 2,346 |
| Volatile liabilities | $165,820,000 | 588 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $20,371,000 | 1,872 |
| Tier 1 (core) risk-based capital | $21,424,000 | 1,855 |
| Tier 2 risk-based capital | $1,827,420 | 1,712 |
| Total risk weighted assets | $145,299,320 | 1,876 |
| Total unused commitments | $20,371,000 | 1,891 |
| Derivatives | $60,918,000 | 330 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $184,012,000 | 2,580 |
| Cash and due from depository institutions | $43,841,000 | 5,937 |
| Interest-bearing balances | $42,207,000 | 194 |
| Securities | $14,897,000 | 7,387 |
| Federal funds sold & reverse repurchase agreements | $35,000,000 | 538 |
| Net loans & leases | $77,729,000 | 3,328 |
| Loan loss allowance | $2,672,000 | 1,676 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $493,000 | 8,969 |
| Other real estate owned | $8,520,000 | 5,937 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,532,000 | 2,188 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,012,000 | 2,580 |
| Total liabilities | $163,404,000 | 2,661 |
| Total deposits | $124,828,000 | 3,267 |
| Interest-bearing deposits | $114,600,000 | 3,106 |
| Deposits held in domestic offices | $20,624,000 | 11,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,360,000 | 495 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,216,000 | 2,804 |
| Total equity capital | $20,608,000 | 1,895 |
| Total bank equity capital | $20,608,000 | 1,895 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $6,000,000 | 591 |
| Surplus | $12,000,000 | 1,192 |
| Undivided profits | $2,608,000 | 6,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $632,000 | 4,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,766,000 | 1,078 |
| Earning assets | $169,833,000 | 2,552 |
| Long-term assets (5+ years) | $4,956,000 | 6,544 |
| Average Assets, year-to-date | $180,334,200 | 2,565 |
| Average Assets, quarterly | $180,340,000 | 2,608 |
| Volatile liabilities | $141,564,000 | 598 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $20,520,000 | 1,794 |
| Tier 1 (core) risk-based capital | $20,608,000 | 1,847 |
| Tier 2 risk-based capital | $1,167,730 | 2,542 |
| Total risk weighted assets | $91,914,130 | 2,892 |
| Total unused commitments | $20,520,000 | 1,810 |
| Derivatives | $800,000 | 585 |