Home > LB Community Bank and Trust, fsb > Income and Expense
LB Community Bank and Trust, fsb, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,136,000 | 4,366 |
| Total interest expense | $3,968,000 | 3,815 |
| Net interest income | $3,168,000 | 4,874 |
| Provision for loan and lease losses | $42,000 | 6,879 |
| Total noninterest income | $384,000 | 5,793 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $384,000 | 3,624 |
| Total noninterest expense | $4,943,000 | 2,851 |
| Salaries and employee benefits | $2,725,000 | 2,742 |
| Premises and equipment expense | $926,000 | 2,306 |
| Additional noninterest expense | $1,292,000 | 3,273 |
| Pre-tax net operating income | $-1,433,000 | 9,439 |
| Securities gains (losses) | $201,000 | 1,187 |
| Applicable income taxes | $-455,000 | 9,493 |
| Income before extraordinary items | $-777,000 | 9,337 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-777,000 | 9,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,750 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-905,640 | 9,363 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,148,000 | 5,638 |
| Total interest expense | $3,383,000 | 4,494 |
| Net interest income | $1,765,000 | 6,980 |
| Provision for loan and lease losses | $38,000 | 6,945 |
| Total noninterest income | $371,000 | 5,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $371,000 | 3,520 |
| Total noninterest expense | $4,696,000 | 2,887 |
| Salaries and employee benefits | $2,464,000 | 2,863 |
| Premises and equipment expense | $960,000 | 2,149 |
| Additional noninterest expense | $1,272,000 | 3,242 |
| Pre-tax net operating income | $-2,598,000 | 9,841 |
| Securities gains (losses) | $31,000 | 834 |
| Applicable income taxes | $-1,097,000 | 9,849 |
| Income before extraordinary items | $-1,470,000 | 9,790 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,470,000 | 9,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-1,489,840 | 9,796 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 8,623 |
| Total interest expense | $1,297,000 | 7,410 |
| Net interest income | $598,000 | 9,515 |
| Provision for loan and lease losses | $98,000 | 5,306 |
| Total noninterest income | $55,000 | 9,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $55,000 | 7,882 |
| Total noninterest expense | $3,256,000 | 3,929 |
| Salaries and employee benefits | $1,764,000 | 3,803 |
| Premises and equipment expense | $566,000 | 3,422 |
| Additional noninterest expense | $926,000 | 4,277 |
| Pre-tax net operating income | $-2,701,000 | 10,173 |
| Securities gains (losses) | $156,000 | 607 |
| Applicable income taxes | $-1,013,000 | 10,170 |
| Income before extraordinary items | $-1,532,000 | 10,135 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,532,000 | 10,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-1,631,840 | 10,136 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,274,000 | 9,569 |
| Total interest expense | $1,050,000 | 8,284 |
| Net interest income | $224,000 | 10,273 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $37,000 | 10,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $37,000 | 8,655 |
| Total noninterest expense | $1,031,000 | 8,018 |
| Salaries and employee benefits | $609,000 | 7,707 |
| Premises and equipment expense | $170,000 | 7,238 |
| Additional noninterest expense | $252,000 | 8,587 |
| Pre-tax net operating income | $-782,000 | 10,294 |
| Securities gains (losses) | $403,000 | 629 |
| Applicable income taxes | $-154,000 | 10,281 |
| Income before extraordinary items | $-225,000 | 10,067 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-225,000 | 10,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 591 |
| Net operating income | $-482,920 | 10,186 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $951,000 | 10,349 |
| Total interest expense | $828,000 | 9,176 |
| Net interest income | $123,000 | 10,837 |
| Provision for loan and lease losses | $4,000 | 8,695 |
| Total noninterest income | $113,000 | 9,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $113,000 | 6,436 |
| Total noninterest expense | $1,353,000 | 7,173 |
| Salaries and employee benefits | $693,000 | 7,356 |
| Premises and equipment expense | $188,000 | 7,059 |
| Additional noninterest expense | $472,000 | 6,733 |
| Pre-tax net operating income | $-1,121,000 | 10,857 |
| Securities gains (losses) | $43,000 | 1,423 |
| Applicable income taxes | $-436,000 | 10,855 |
| Income before extraordinary items | $-642,000 | 10,791 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-642,000 | 10,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-669,520 | 10,788 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $28,000 | 11,443 |
| Total interest expense | $20,000 | 11,400 |
| Net interest income | $8,000 | 11,447 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,000 | 11,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,000 | 11,358 |
| Total noninterest expense | $205,000 | 11,362 |
| Salaries and employee benefits | $111,000 | 11,338 |
| Premises and equipment expense | $26,000 | 11,208 |
| Additional noninterest expense | $68,000 | 11,314 |
| Pre-tax net operating income | $-196,000 | 11,068 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-78,000 | 11,142 |
| Income before extraordinary items | $-118,000 | 11,024 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-118,000 | 11,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $2,350,000 | 273 |
| Net operating income | $-118,000 | 10,980 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.