Home > Layton State Bank > Income and Expense
Layton State Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 4,041 |
| Total interest expense | $285,000 | 4,134 |
| Net interest income | $3,062,000 | 3,997 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $416,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $101,000 | 4,181 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $315,000 | 3,510 |
| Total noninterest expense | $3,716,000 | 3,209 |
| Salaries and employee benefits | $1,836,000 | 3,440 |
| Premises and equipment expense | $477,000 | 2,928 |
| Additional noninterest expense | $1,403,000 | 2,880 |
| Pre-tax net operating income | $-238,000 | 5,832 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $-92,000 | 5,888 |
| Income before extraordinary items | $-146,000 | 5,817 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-146,000 | 5,817 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-146,000 | 5,817 |
| Net charge-offs | $29,000 | 2,928 |
| Cash dividends | $495,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-146,000 | 5,805 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,269,000 | 4,039 |
| Total interest expense | $188,000 | 4,183 |
| Net interest income | $2,081,000 | 3,990 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $276,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $69,000 | 4,142 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $207,000 | 3,544 |
| Total noninterest expense | $2,422,000 | 3,274 |
| Salaries and employee benefits | $1,230,000 | 3,446 |
| Premises and equipment expense | $319,000 | 2,926 |
| Additional noninterest expense | $873,000 | 3,044 |
| Pre-tax net operating income | $-65,000 | 5,846 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $-24,000 | 5,930 |
| Income before extraordinary items | $-41,000 | 5,842 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-41,000 | 5,840 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-41,000 | 5,840 |
| Net charge-offs | $29,000 | 2,534 |
| Cash dividends | $400,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-41,000 | 5,819 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 4,094 |
| Total interest expense | $92,000 | 4,252 |
| Net interest income | $1,025,000 | 4,034 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $149,000 | 3,832 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $34,000 | 4,152 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $115,000 | 3,347 |
| Total noninterest expense | $1,231,000 | 3,260 |
| Salaries and employee benefits | $618,000 | 3,463 |
| Premises and equipment expense | $167,000 | 2,867 |
| Additional noninterest expense | $446,000 | 2,992 |
| Pre-tax net operating income | $-57,000 | 5,912 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-23,000 | 6,019 |
| Income before extraordinary items | $-34,000 | 5,902 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-34,000 | 5,901 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-34,000 | 5,901 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-34,000 | 5,878 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,641,000 | 4,018 |
| Total interest expense | $383,000 | 4,236 |
| Net interest income | $4,258,000 | 3,940 |
| Provision for loan and lease losses | $50,000 | 3,601 |
| Total noninterest income | $1,365,000 | 2,605 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $143,000 | 4,206 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,222,000 | 2,117 |
| Total noninterest expense | $5,273,000 | 3,102 |
| Salaries and employee benefits | $2,431,000 | 3,478 |
| Premises and equipment expense | $700,000 | 2,817 |
| Additional noninterest expense | $2,142,000 | 2,656 |
| Pre-tax net operating income | $300,000 | 5,279 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $129,000 | 3,201 |
| Income before extraordinary items | $171,000 | 5,535 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $171,000 | 5,537 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $171,000 | 5,538 |
| Net charge-offs | $142,000 | 2,309 |
| Cash dividends | $225,000 | 3,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $171,000 | 5,491 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 4,031 |
| Total interest expense | $290,000 | 4,269 |
| Net interest income | $3,225,000 | 3,956 |
| Provision for loan and lease losses | $50,000 | 3,229 |
| Total noninterest income | $1,224,000 | 2,390 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $105,000 | 4,286 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,119,000 | 1,875 |
| Total noninterest expense | $4,139,000 | 3,053 |
| Salaries and employee benefits | $1,862,000 | 3,434 |
| Premises and equipment expense | $558,000 | 2,736 |
| Additional noninterest expense | $1,719,000 | 2,514 |
| Pre-tax net operating income | $260,000 | 5,313 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $111,000 | 3,211 |
| Income before extraordinary items | $149,000 | 5,593 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $149,000 | 5,595 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $149,000 | 5,596 |
| Net charge-offs | $80,000 | 2,366 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $149,000 | 5,543 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,408,000 | 3,985 |
| Total interest expense | $195,000 | 4,291 |
| Net interest income | $2,213,000 | 3,904 |
| Provision for loan and lease losses | $50,000 | 2,882 |
| Total noninterest income | $838,000 | 2,365 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $68,000 | 4,320 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $770,000 | 1,847 |
| Total noninterest expense | $2,807,000 | 3,035 |
| Salaries and employee benefits | $1,300,000 | 3,360 |
| Premises and equipment expense | $377,000 | 2,726 |
| Additional noninterest expense | $1,130,000 | 2,555 |
| Pre-tax net operating income | $194,000 | 5,256 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $83,000 | 3,141 |
| Income before extraordinary items | $111,000 | 5,556 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $111,000 | 5,556 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $111,000 | 5,558 |
| Net charge-offs | $81,000 | 1,919 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $111,000 | 5,509 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,199,000 | 4,012 |
| Total interest expense | $99,000 | 4,308 |
| Net interest income | $1,100,000 | 3,932 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $403,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $35,000 | 4,270 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $368,000 | 1,869 |
| Total noninterest expense | $1,466,000 | 2,949 |
| Salaries and employee benefits | $660,000 | 3,368 |
| Premises and equipment expense | $208,000 | 2,569 |
| Additional noninterest expense | $598,000 | 2,423 |
| Pre-tax net operating income | $37,000 | 5,721 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $16,000 | 3,628 |
| Income before extraordinary items | $21,000 | 5,890 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $21,000 | 5,891 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $21,000 | 5,891 |
| Net charge-offs | $12,000 | 2,395 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $21,000 | 5,844 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,820,000 | 4,038 |
| Total interest expense | $486,000 | 4,064 |
| Net interest income | $4,334,000 | 4,004 |
| Provision for loan and lease losses | $325,000 | 1,899 |
| Total noninterest income | $264,000 | 5,131 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $154,000 | 4,347 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $110,000 | 5,170 |
| Total noninterest expense | $5,664,000 | 3,043 |
| Salaries and employee benefits | $2,492,000 | 3,483 |
| Premises and equipment expense | $753,000 | 2,776 |
| Additional noninterest expense | $2,419,000 | 2,472 |
| Pre-tax net operating income | $-1,391,000 | 6,394 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-591,000 | 6,396 |
| Income before extraordinary items | $-800,000 | 6,344 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-800,000 | 6,344 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-800,000 | 6,344 |
| Net charge-offs | $679,000 | 1,190 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 369 |
| Net operating income | $-800,000 | 6,341 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,622,000 | 4,077 |
| Total interest expense | $371,000 | 4,096 |
| Net interest income | $3,251,000 | 4,037 |
| Provision for loan and lease losses | $325,000 | 1,549 |
| Total noninterest income | $171,000 | 5,351 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $117,000 | 4,369 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $54,000 | 5,570 |
| Total noninterest expense | $4,315,000 | 3,019 |
| Salaries and employee benefits | $1,874,000 | 3,490 |
| Premises and equipment expense | $589,000 | 2,729 |
| Additional noninterest expense | $1,852,000 | 2,425 |
| Pre-tax net operating income | $-1,218,000 | 6,495 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-480,000 | 6,511 |
| Income before extraordinary items | $-738,000 | 6,440 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-738,000 | 6,439 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-738,000 | 6,439 |
| Net charge-offs | $660,000 | 934 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 298 |
| Net operating income | $-738,000 | 6,439 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,397,000 | 4,111 |
| Total interest expense | $261,000 | 4,038 |
| Net interest income | $2,136,000 | 4,077 |
| Provision for loan and lease losses | $250,000 | 1,440 |
| Total noninterest income | $287,000 | 4,111 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $78,000 | 4,377 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $209,000 | 3,553 |
| Total noninterest expense | $2,925,000 | 2,995 |
| Salaries and employee benefits | $1,278,000 | 3,458 |
| Premises and equipment expense | $385,000 | 2,785 |
| Additional noninterest expense | $1,262,000 | 2,379 |
| Pre-tax net operating income | $-752,000 | 6,551 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-315,000 | 6,586 |
| Income before extraordinary items | $-437,000 | 6,499 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-437,000 | 6,500 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-437,000 | 6,500 |
| Net charge-offs | $587,000 | 762 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 230 |
| Net operating income | $-437,000 | 6,502 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,213,000 | 4,101 |
| Total interest expense | $136,000 | 4,004 |
| Net interest income | $1,077,000 | 4,069 |
| Provision for loan and lease losses | $250,000 | 826 |
| Total noninterest income | $185,000 | 3,589 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $39,000 | 4,359 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $146,000 | 3,007 |
| Total noninterest expense | $1,428,000 | 3,075 |
| Salaries and employee benefits | $635,000 | 3,506 |
| Premises and equipment expense | $192,000 | 2,830 |
| Additional noninterest expense | $601,000 | 2,480 |
| Pre-tax net operating income | $-416,000 | 6,613 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-163,000 | 6,654 |
| Income before extraordinary items | $-253,000 | 6,567 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-253,000 | 6,567 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-253,000 | 6,567 |
| Net charge-offs | $587,000 | 438 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 140 |
| Net operating income | $-253,000 | 6,566 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,729,000 | 4,233 |
| Total interest expense | $855,000 | 3,299 |
| Net interest income | $3,874,000 | 4,357 |
| Provision for loan and lease losses | $850,000 | 1,264 |
| Total noninterest income | $1,321,000 | 2,778 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $112,000 | 5,081 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,209,000 | 2,128 |
| Total noninterest expense | $6,267,000 | 2,885 |
| Salaries and employee benefits | $2,857,000 | 3,212 |
| Premises and equipment expense | $769,000 | 2,779 |
| Additional noninterest expense | $2,641,000 | 2,340 |
| Pre-tax net operating income | $-1,922,000 | 6,652 |
| Securities gains (losses) | $-41,000 | 6,433 |
| Applicable income taxes | $-767,000 | 6,669 |
| Income before extraordinary items | $-1,196,000 | 6,614 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,196,000 | 6,613 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,196,000 | 6,614 |
| Net charge-offs | $558,000 | 1,904 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-1,169,760 | 6,601 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,561,000 | 4,266 |
| Total interest expense | $681,000 | 3,233 |
| Net interest income | $2,880,000 | 4,406 |
| Provision for loan and lease losses | $50,000 | 3,936 |
| Total noninterest income | $1,347,000 | 2,349 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $85,000 | 5,114 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,262,000 | 1,765 |
| Total noninterest expense | $4,780,000 | 2,856 |
| Salaries and employee benefits | $2,183,000 | 3,192 |
| Premises and equipment expense | $588,000 | 2,765 |
| Additional noninterest expense | $2,009,000 | 2,296 |
| Pre-tax net operating income | $-603,000 | 6,644 |
| Securities gains (losses) | $-41,000 | 6,644 |
| Applicable income taxes | $-248,000 | 6,758 |
| Income before extraordinary items | $-396,000 | 6,605 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-396,000 | 6,606 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-396,000 | 6,606 |
| Net charge-offs | $161,000 | 2,791 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-369,760 | 6,588 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,441,000 | 4,181 |
| Total interest expense | $469,000 | 3,218 |
| Net interest income | $1,972,000 | 4,355 |
| Provision for loan and lease losses | $50,000 | 3,593 |
| Total noninterest income | $979,000 | 2,251 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $56,000 | 5,113 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $923,000 | 1,681 |
| Total noninterest expense | $3,224,000 | 2,831 |
| Salaries and employee benefits | $1,431,000 | 3,254 |
| Premises and equipment expense | $407,000 | 2,709 |
| Additional noninterest expense | $1,386,000 | 2,221 |
| Pre-tax net operating income | $-323,000 | 6,623 |
| Securities gains (losses) | $-41,000 | 6,788 |
| Applicable income taxes | $-139,000 | 6,790 |
| Income before extraordinary items | $-225,000 | 6,621 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-225,000 | 6,621 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-225,000 | 6,621 |
| Net charge-offs | $152,000 | 2,368 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-198,760 | 6,573 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,275,000 | 4,103 |
| Total interest expense | $239,000 | 3,267 |
| Net interest income | $1,036,000 | 4,238 |
| Provision for loan and lease losses | $50,000 | 2,783 |
| Total noninterest income | $368,000 | 2,683 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $28,000 | 5,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $340,000 | 2,052 |
| Total noninterest expense | $1,580,000 | 2,904 |
| Salaries and employee benefits | $707,000 | 3,297 |
| Premises and equipment expense | $220,000 | 2,566 |
| Additional noninterest expense | $653,000 | 2,361 |
| Pre-tax net operating income | $-226,000 | 6,748 |
| Securities gains (losses) | $-9,000 | 6,796 |
| Applicable income taxes | $-90,000 | 6,916 |
| Income before extraordinary items | $-145,000 | 6,705 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-145,000 | 6,706 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-145,000 | 6,706 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-139,240 | 6,673 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,544,000 | 4,038 |
| Total interest expense | $1,022,000 | 3,556 |
| Net interest income | $4,522,000 | 4,086 |
| Provision for loan and lease losses | $500,000 | 2,712 |
| Total noninterest income | $2,081,000 | 2,122 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $120,000 | 5,151 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,961,000 | 1,539 |
| Total noninterest expense | $5,976,000 | 3,056 |
| Salaries and employee benefits | $2,597,000 | 3,469 |
| Premises and equipment expense | $815,000 | 2,697 |
| Additional noninterest expense | $2,564,000 | 2,504 |
| Pre-tax net operating income | $127,000 | 5,856 |
| Securities gains (losses) | $170,000 | 1,834 |
| Applicable income taxes | $104,000 | 3,485 |
| Income before extraordinary items | $193,000 | 5,812 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $193,000 | 5,810 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $193,000 | 5,811 |
| Net charge-offs | $600,000 | 2,416 |
| Cash dividends | $415,000 | 2,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $82,500 | 5,949 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,142,000 | 4,122 |
| Total interest expense | $780,000 | 3,635 |
| Net interest income | $3,362,000 | 4,170 |
| Provision for loan and lease losses | $500,000 | 2,258 |
| Total noninterest income | $1,444,000 | 2,238 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $91,000 | 5,210 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,353,000 | 1,632 |
| Total noninterest expense | $4,387,000 | 3,109 |
| Salaries and employee benefits | $1,874,000 | 3,585 |
| Premises and equipment expense | $591,000 | 2,810 |
| Additional noninterest expense | $1,922,000 | 2,511 |
| Pre-tax net operating income | $-81,000 | 6,396 |
| Securities gains (losses) | $173,000 | 1,549 |
| Applicable income taxes | $-55,000 | 6,861 |
| Income before extraordinary items | $147,000 | 5,943 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $147,000 | 5,942 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $147,000 | 5,942 |
| Net charge-offs | $647,000 | 1,902 |
| Cash dividends | $115,000 | 3,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-26,000 | 6,334 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,755,000 | 4,168 |
| Total interest expense | $525,000 | 3,710 |
| Net interest income | $2,230,000 | 4,192 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $996,000 | 2,158 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $60,000 | 5,240 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $936,000 | 1,581 |
| Total noninterest expense | $2,864,000 | 3,173 |
| Salaries and employee benefits | $1,248,000 | 3,604 |
| Premises and equipment expense | $360,000 | 2,994 |
| Additional noninterest expense | $1,256,000 | 2,569 |
| Pre-tax net operating income | $62,000 | 6,049 |
| Securities gains (losses) | $189,000 | 1,145 |
| Applicable income taxes | $4,000 | 4,475 |
| Income before extraordinary items | $247,000 | 5,076 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $247,000 | 5,078 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $247,000 | 5,078 |
| Net charge-offs | $472,000 | 1,841 |
| Cash dividends | $115,000 | 2,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $61,780 | 6,032 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,420,000 | 4,126 |
| Total interest expense | $265,000 | 3,794 |
| Net interest income | $1,155,000 | 4,113 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $383,000 | 2,545 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $29,000 | 5,280 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $354,000 | 1,905 |
| Total noninterest expense | $1,452,000 | 3,134 |
| Salaries and employee benefits | $639,000 | 3,579 |
| Premises and equipment expense | $181,000 | 3,020 |
| Additional noninterest expense | $632,000 | 2,521 |
| Pre-tax net operating income | $-14,000 | 6,501 |
| Securities gains (losses) | $93,000 | 950 |
| Applicable income taxes | $-27,000 | 7,054 |
| Income before extraordinary items | $106,000 | 5,288 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $106,000 | 5,290 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $106,000 | 5,290 |
| Net charge-offs | $87,000 | 2,565 |
| Cash dividends | $65,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $13,000 | 6,276 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,449,000 | 3,879 |
| Total interest expense | $1,310,000 | 3,765 |
| Net interest income | $5,139,000 | 3,838 |
| Provision for loan and lease losses | $250,000 | 4,345 |
| Total noninterest income | $747,000 | 3,647 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $113,000 | 5,353 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $634,000 | 2,776 |
| Total noninterest expense | $5,248,000 | 3,402 |
| Salaries and employee benefits | $2,456,000 | 3,608 |
| Premises and equipment expense | $617,000 | 3,514 |
| Additional noninterest expense | $2,175,000 | 2,900 |
| Pre-tax net operating income | $388,000 | 5,001 |
| Securities gains (losses) | $-21,000 | 6,931 |
| Applicable income taxes | $-96,000 | 6,812 |
| Income before extraordinary items | $463,000 | 4,764 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $463,000 | 4,766 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $463,000 | 4,765 |
| Net charge-offs | $723,000 | 2,746 |
| Cash dividends | $395,000 | 2,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $484,000 | 4,577 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,817,000 | 3,924 |
| Total interest expense | $1,020,000 | 3,787 |
| Net interest income | $3,797,000 | 3,887 |
| Provision for loan and lease losses | $250,000 | 3,854 |
| Total noninterest income | $486,000 | 3,949 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $85,000 | 5,375 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $401,000 | 3,040 |
| Total noninterest expense | $3,855,000 | 3,470 |
| Salaries and employee benefits | $1,811,000 | 3,652 |
| Premises and equipment expense | $445,000 | 3,642 |
| Additional noninterest expense | $1,599,000 | 2,969 |
| Pre-tax net operating income | $178,000 | 5,554 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $178,000 | 5,579 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $178,000 | 5,580 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $178,000 | 5,580 |
| Net charge-offs | $673,000 | 2,335 |
| Cash dividends | $300,000 | 2,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $178,000 | 5,448 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,184,000 | 3,968 |
| Total interest expense | $714,000 | 3,761 |
| Net interest income | $2,470,000 | 3,962 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $284,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $57,000 | 5,351 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $227,000 | 3,299 |
| Total noninterest expense | $2,584,000 | 3,490 |
| Salaries and employee benefits | $1,169,000 | 3,787 |
| Premises and equipment expense | $301,000 | 3,636 |
| Additional noninterest expense | $1,114,000 | 2,913 |
| Pre-tax net operating income | $20,000 | 6,098 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $20,000 | 6,191 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $20,000 | 6,190 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $20,000 | 6,191 |
| Net charge-offs | $558,000 | 2,034 |
| Cash dividends | $190,000 | 2,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $20,000 | 6,113 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,608,000 | 3,980 |
| Total interest expense | $377,000 | 3,739 |
| Net interest income | $1,231,000 | 3,983 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $149,000 | 4,171 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $121,000 | 3,253 |
| Total noninterest expense | $1,319,000 | 3,431 |
| Salaries and employee benefits | $577,000 | 3,849 |
| Premises and equipment expense | $154,000 | 3,623 |
| Additional noninterest expense | $588,000 | 2,761 |
| Pre-tax net operating income | $-89,000 | 6,664 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-89,000 | 6,694 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-89,000 | 6,694 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-89,000 | 6,694 |
| Net charge-offs | $538,000 | 1,273 |
| Cash dividends | $95,000 | 1,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-89,000 | 6,684 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,072,000 | 3,879 |
| Total interest expense | $1,790,000 | 3,844 |
| Net interest income | $5,282,000 | 3,814 |
| Provision for loan and lease losses | $1,050,000 | 2,967 |
| Total noninterest income | $1,615,000 | 2,411 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $120,000 | 5,249 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,495,000 | 1,709 |
| Total noninterest expense | $5,496,000 | 3,340 |
| Salaries and employee benefits | $2,411,000 | 3,684 |
| Premises and equipment expense | $563,000 | 3,892 |
| Additional noninterest expense | $2,522,000 | 2,670 |
| Pre-tax net operating income | $351,000 | 4,758 |
| Securities gains (losses) | $15,000 | 3,201 |
| Applicable income taxes | $112,000 | 3,149 |
| Income before extraordinary items | $254,000 | 5,102 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $254,000 | 5,106 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $254,000 | 5,106 |
| Net charge-offs | $749,000 | 3,082 |
| Cash dividends | $575,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $243,650 | 4,989 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,414,000 | 3,908 |
| Total interest expense | $1,349,000 | 3,983 |
| Net interest income | $4,065,000 | 3,798 |
| Provision for loan and lease losses | $850,000 | 2,759 |
| Total noninterest income | $837,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $90,000 | 5,319 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $747,000 | 2,168 |
| Total noninterest expense | $3,692,000 | 3,665 |
| Salaries and employee benefits | $1,812,000 | 3,719 |
| Premises and equipment expense | $439,000 | 3,840 |
| Additional noninterest expense | $1,441,000 | 3,345 |
| Pre-tax net operating income | $360,000 | 4,643 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $84,000 | 3,234 |
| Income before extraordinary items | $276,000 | 4,974 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $276,000 | 4,977 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $276,000 | 4,978 |
| Net charge-offs | $574,000 | 2,889 |
| Cash dividends | $575,000 | 1,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $276,000 | 4,788 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,607,000 | 3,931 |
| Total interest expense | $888,000 | 4,097 |
| Net interest income | $2,719,000 | 3,785 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $463,000 | 3,362 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $59,000 | 5,365 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $404,000 | 2,404 |
| Total noninterest expense | $2,396,000 | 3,739 |
| Salaries and employee benefits | $1,179,000 | 3,815 |
| Premises and equipment expense | $295,000 | 3,849 |
| Additional noninterest expense | $922,000 | 3,428 |
| Pre-tax net operating income | $686,000 | 3,072 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $193,000 | 2,161 |
| Income before extraordinary items | $493,000 | 3,440 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $493,000 | 3,437 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $493,000 | 3,439 |
| Net charge-offs | $347,000 | 2,878 |
| Cash dividends | $575,000 | 1,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $493,000 | 3,321 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 4,009 |
| Total interest expense | $445,000 | 4,222 |
| Net interest income | $1,350,000 | 3,820 |
| Provision for loan and lease losses | $100,000 | 3,933 |
| Total noninterest income | $261,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $30,000 | 5,359 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $231,000 | 2,183 |
| Total noninterest expense | $1,150,000 | 3,871 |
| Salaries and employee benefits | $581,000 | 3,919 |
| Premises and equipment expense | $132,000 | 4,226 |
| Additional noninterest expense | $437,000 | 3,564 |
| Pre-tax net operating income | $361,000 | 3,013 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $108,000 | 2,047 |
| Income before extraordinary items | $253,000 | 3,460 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $253,000 | 3,457 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $253,000 | 3,459 |
| Net charge-offs | $340,000 | 1,909 |
| Cash dividends | $325,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $253,000 | 3,337 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,999,000 | 4,178 |
| Total interest expense | $2,329,000 | 4,071 |
| Net interest income | $4,670,000 | 4,115 |
| Provision for loan and lease losses | $1,280,000 | 3,115 |
| Total noninterest income | $402,000 | 5,116 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $186,000 | 4,773 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $216,000 | 4,519 |
| Total noninterest expense | $4,589,000 | 3,940 |
| Salaries and employee benefits | $2,181,000 | 4,099 |
| Premises and equipment expense | $600,000 | 3,872 |
| Additional noninterest expense | $1,808,000 | 3,594 |
| Pre-tax net operating income | $-797,000 | 6,163 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-354,000 | 6,918 |
| Income before extraordinary items | $-443,000 | 6,041 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-443,000 | 6,039 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-443,000 | 6,040 |
| Net charge-offs | $569,000 | 3,626 |
| Cash dividends | $240,000 | 3,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-443,000 | 6,039 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,185,000 | 4,262 |
| Total interest expense | $1,848,000 | 4,065 |
| Net interest income | $3,337,000 | 4,268 |
| Provision for loan and lease losses | $730,000 | 3,225 |
| Total noninterest income | $304,000 | 5,168 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $141,000 | 4,784 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $163,000 | 4,618 |
| Total noninterest expense | $3,369,000 | 4,003 |
| Salaries and employee benefits | $1,645,000 | 4,108 |
| Premises and equipment expense | $446,000 | 3,937 |
| Additional noninterest expense | $1,278,000 | 3,707 |
| Pre-tax net operating income | $-458,000 | 6,294 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-458,000 | 6,391 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-458,000 | 6,392 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-458,000 | 6,391 |
| Net charge-offs | $232,000 | 4,074 |
| Cash dividends | $140,000 | 3,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-458,000 | 6,381 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,457,000 | 4,299 |
| Total interest expense | $1,264,000 | 4,113 |
| Net interest income | $2,193,000 | 4,311 |
| Provision for loan and lease losses | $700,000 | 2,488 |
| Total noninterest income | $173,000 | 5,477 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $92,000 | 4,810 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $81,000 | 5,140 |
| Total noninterest expense | $2,274,000 | 3,997 |
| Salaries and employee benefits | $1,069,000 | 4,232 |
| Premises and equipment expense | $299,000 | 3,943 |
| Additional noninterest expense | $906,000 | 3,539 |
| Pre-tax net operating income | $-608,000 | 6,733 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-608,000 | 6,869 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-608,000 | 6,869 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-608,000 | 6,869 |
| Net charge-offs | $194,000 | 3,456 |
| Cash dividends | $80,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-608,000 | 6,855 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 4,311 |
| Total interest expense | $623,000 | 4,266 |
| Net interest income | $1,128,000 | 4,195 |
| Provision for loan and lease losses | $290,000 | 2,399 |
| Total noninterest income | $86,000 | 5,461 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $45,000 | 4,805 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $41,000 | 5,170 |
| Total noninterest expense | $1,117,000 | 3,976 |
| Salaries and employee benefits | $525,000 | 4,314 |
| Premises and equipment expense | $159,000 | 3,817 |
| Additional noninterest expense | $433,000 | 3,362 |
| Pre-tax net operating income | $-193,000 | 6,877 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-193,000 | 7,019 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-193,000 | 7,020 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-193,000 | 7,020 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $80,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-193,000 | 6,944 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,118,000 | 4,438 |
| Total interest expense | $2,836,000 | 4,405 |
| Net interest income | $4,282,000 | 4,366 |
| Provision for loan and lease losses | $345,000 | 4,389 |
| Total noninterest income | $273,000 | 5,981 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $175,000 | 5,032 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $98,000 | 5,952 |
| Total noninterest expense | $4,050,000 | 4,191 |
| Salaries and employee benefits | $2,044,000 | 4,376 |
| Premises and equipment expense | $533,000 | 4,290 |
| Additional noninterest expense | $1,473,000 | 3,666 |
| Pre-tax net operating income | $160,000 | 5,855 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $160,000 | 5,633 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $160,000 | 5,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 2,903 |
| Cash dividends | $275,000 | 4,198 |
| Sale, conversion, retirement of capital stock, net | $-107,000 | 8,233 |
| Net operating income | $160,000 | 5,789 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,376,000 | 4,479 |
| Total interest expense | $2,187,000 | 4,458 |
| Net interest income | $3,189,000 | 4,424 |
| Provision for loan and lease losses | $285,000 | 3,641 |
| Total noninterest income | $271,000 | 5,568 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $132,000 | 5,067 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $139,000 | 5,075 |
| Total noninterest expense | $2,979,000 | 4,240 |
| Salaries and employee benefits | $1,510,000 | 4,450 |
| Premises and equipment expense | $410,000 | 4,238 |
| Additional noninterest expense | $1,059,000 | 3,713 |
| Pre-tax net operating income | $196,000 | 6,050 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-5,000 | 7,277 |
| Income before extraordinary items | $201,000 | 5,692 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $201,000 | 5,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 2,294 |
| Cash dividends | $195,000 | 3,928 |
| Sale, conversion, retirement of capital stock, net | $-107,000 | 8,327 |
| Net operating income | $201,000 | 5,864 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,566,000 | 4,560 |
| Total interest expense | $1,497,000 | 4,511 |
| Net interest income | $2,069,000 | 4,496 |
| Provision for loan and lease losses | $45,000 | 5,277 |
| Total noninterest income | $183,000 | 5,618 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $85,000 | 5,148 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $98,000 | 5,095 |
| Total noninterest expense | $1,943,000 | 4,329 |
| Salaries and employee benefits | $980,000 | 4,593 |
| Premises and equipment expense | $282,000 | 4,146 |
| Additional noninterest expense | $681,000 | 3,793 |
| Pre-tax net operating income | $264,000 | 5,435 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $43,000 | 4,183 |
| Income before extraordinary items | $221,000 | 5,464 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $221,000 | 5,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,615 |
| Cash dividends | $170,000 | 3,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $221,000 | 5,403 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,799,000 | 4,633 |
| Total interest expense | $781,000 | 4,578 |
| Net interest income | $1,018,000 | 4,563 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $88,000 | 5,689 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $41,000 | 5,179 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $47,000 | 5,178 |
| Total noninterest expense | $962,000 | 4,352 |
| Salaries and employee benefits | $488,000 | 4,637 |
| Premises and equipment expense | $136,000 | 4,286 |
| Additional noninterest expense | $338,000 | 3,766 |
| Pre-tax net operating income | $129,000 | 5,673 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $27,000 | 4,129 |
| Income before extraordinary items | $102,000 | 5,812 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $102,000 | 5,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,329 |
| Cash dividends | $170,000 | 2,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $102,000 | 5,720 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,251,000 | 4,645 |
| Total interest expense | $3,027,000 | 4,769 |
| Net interest income | $4,224,000 | 4,469 |
| Provision for loan and lease losses | $290,000 | 3,265 |
| Total noninterest income | $375,000 | 5,630 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $174,000 | 5,166 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $201,000 | 5,045 |
| Total noninterest expense | $3,753,000 | 4,317 |
| Salaries and employee benefits | $1,972,000 | 4,420 |
| Premises and equipment expense | $553,000 | 4,069 |
| Additional noninterest expense | $1,228,000 | 4,017 |
| Pre-tax net operating income | $556,000 | 5,805 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 5,906 |
| Income before extraordinary items | $554,000 | 5,501 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $554,000 | 5,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 2,338 |
| Cash dividends | $60,000 | 5,541 |
| Sale, conversion, retirement of capital stock, net | $-1,929,000 | 8,510 |
| Net operating income | $554,000 | 5,490 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,319,000 | 4,721 |
| Total interest expense | $2,203,000 | 4,876 |
| Net interest income | $3,116,000 | 4,538 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $288,000 | 5,619 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $130,000 | 5,196 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $158,000 | 4,980 |
| Total noninterest expense | $2,751,000 | 4,366 |
| Salaries and employee benefits | $1,412,000 | 4,564 |
| Premises and equipment expense | $414,000 | 4,061 |
| Additional noninterest expense | $925,000 | 3,934 |
| Pre-tax net operating income | $563,000 | 5,551 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $152,000 | 4,029 |
| Income before extraordinary items | $411,000 | 5,778 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $411,000 | 5,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,077 |
| Cash dividends | $60,000 | 4,875 |
| Sale, conversion, retirement of capital stock, net | $-1,929,000 | 8,542 |
| Net operating income | $411,000 | 5,761 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,450,000 | 4,809 |
| Total interest expense | $1,417,000 | 4,960 |
| Net interest income | $2,033,000 | 4,623 |
| Provision for loan and lease losses | $75,000 | 3,728 |
| Total noninterest income | $209,000 | 5,486 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $85,000 | 5,242 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $124,000 | 4,683 |
| Total noninterest expense | $1,862,000 | 4,344 |
| Salaries and employee benefits | $950,000 | 4,579 |
| Premises and equipment expense | $282,000 | 4,020 |
| Additional noninterest expense | $630,000 | 3,875 |
| Pre-tax net operating income | $305,000 | 6,002 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $78,000 | 4,370 |
| Income before extraordinary items | $227,000 | 6,177 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $227,000 | 6,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 1,803 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $227,000 | 6,161 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 4,926 |
| Total interest expense | $680,000 | 5,051 |
| Net interest income | $978,000 | 4,742 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $108,000 | 5,373 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $44,000 | 5,130 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $64,000 | 4,621 |
| Total noninterest expense | $938,000 | 4,331 |
| Salaries and employee benefits | $472,000 | 4,626 |
| Premises and equipment expense | $138,000 | 4,103 |
| Additional noninterest expense | $328,000 | 3,701 |
| Pre-tax net operating income | $103,000 | 6,622 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $22,000 | 4,858 |
| Income before extraordinary items | $81,000 | 6,696 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $81,000 | 6,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $81,000 | 6,681 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,547,000 | 4,743 |
| Total interest expense | $2,276,000 | 5,064 |
| Net interest income | $4,271,000 | 4,476 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $465,000 | 5,289 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $178,000 | 5,206 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $287,000 | 4,395 |
| Total noninterest expense | $3,438,000 | 4,457 |
| Salaries and employee benefits | $1,769,000 | 4,675 |
| Premises and equipment expense | $510,000 | 4,207 |
| Additional noninterest expense | $1,159,000 | 4,050 |
| Pre-tax net operating income | $1,298,000 | 4,618 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $297,000 | 3,822 |
| Income before extraordinary items | $1,001,000 | 4,716 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,001,000 | 4,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-137,000 | 8,536 |
| Cash dividends | $200,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,001,000 | 4,708 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,762,000 | 4,818 |
| Total interest expense | $1,611,000 | 5,158 |
| Net interest income | $3,151,000 | 4,553 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $346,000 | 5,324 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $132,000 | 5,276 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $214,000 | 4,398 |
| Total noninterest expense | $2,556,000 | 4,468 |
| Salaries and employee benefits | $1,271,000 | 4,784 |
| Premises and equipment expense | $386,000 | 4,188 |
| Additional noninterest expense | $899,000 | 3,928 |
| Pre-tax net operating income | $941,000 | 4,852 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $299,000 | 3,581 |
| Income before extraordinary items | $642,000 | 5,197 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $642,000 | 5,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-138,000 | 8,583 |
| Cash dividends | $80,000 | 4,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $642,000 | 5,195 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,013,000 | 4,936 |
| Total interest expense | $986,000 | 5,264 |
| Net interest income | $2,027,000 | 4,681 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $240,000 | 5,246 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $87,000 | 5,304 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $153,000 | 4,278 |
| Total noninterest expense | $1,706,000 | 4,486 |
| Salaries and employee benefits | $848,000 | 4,816 |
| Premises and equipment expense | $265,000 | 4,128 |
| Additional noninterest expense | $593,000 | 3,951 |
| Pre-tax net operating income | $561,000 | 5,151 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $173,000 | 3,800 |
| Income before extraordinary items | $388,000 | 5,451 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $388,000 | 5,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-138,000 | 8,629 |
| Cash dividends | $80,000 | 4,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $388,000 | 5,450 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,409,000 | 5,109 |
| Total interest expense | $448,000 | 5,406 |
| Net interest income | $961,000 | 4,824 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $110,000 | 5,399 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $42,000 | 5,298 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $68,000 | 4,477 |
| Total noninterest expense | $833,000 | 4,568 |
| Salaries and employee benefits | $403,000 | 4,986 |
| Premises and equipment expense | $138,000 | 4,023 |
| Additional noninterest expense | $292,000 | 3,980 |
| Pre-tax net operating income | $238,000 | 5,476 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $70,000 | 4,045 |
| Income before extraordinary items | $168,000 | 5,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $168,000 | 5,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $168,000 | 5,704 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,239,000 | 5,002 |
| Total interest expense | $1,451,000 | 5,308 |
| Net interest income | $3,788,000 | 4,786 |
| Provision for loan and lease losses | $75,000 | 5,186 |
| Total noninterest income | $416,000 | 5,634 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $186,000 | 5,184 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $230,000 | 4,887 |
| Total noninterest expense | $3,103,000 | 4,662 |
| Salaries and employee benefits | $1,616,000 | 4,823 |
| Premises and equipment expense | $524,000 | 4,034 |
| Additional noninterest expense | $963,000 | 4,544 |
| Pre-tax net operating income | $1,026,000 | 5,287 |
| Securities gains (losses) | $50,000 | 924 |
| Applicable income taxes | $325,000 | 4,029 |
| Income before extraordinary items | $751,000 | 5,505 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $751,000 | 5,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,729 |
| Cash dividends | $120,000 | 5,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $716,000 | 5,589 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,849,000 | 5,046 |
| Total interest expense | $1,026,000 | 5,364 |
| Net interest income | $2,823,000 | 4,816 |
| Provision for loan and lease losses | $75,000 | 4,689 |
| Total noninterest income | $298,000 | 5,775 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $135,000 | 5,292 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $163,000 | 5,033 |
| Total noninterest expense | $2,301,000 | 4,674 |
| Salaries and employee benefits | $1,203,000 | 4,822 |
| Premises and equipment expense | $406,000 | 3,928 |
| Additional noninterest expense | $692,000 | 4,658 |
| Pre-tax net operating income | $745,000 | 5,518 |
| Securities gains (losses) | $50,000 | 878 |
| Applicable income taxes | $234,000 | 4,181 |
| Income before extraordinary items | $561,000 | 5,622 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $561,000 | 5,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,898 |
| Cash dividends | $60,000 | 4,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $525,500 | 5,757 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,504,000 | 5,057 |
| Total interest expense | $640,000 | 5,390 |
| Net interest income | $1,864,000 | 4,829 |
| Provision for loan and lease losses | $75,000 | 3,815 |
| Total noninterest income | $193,000 | 5,813 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $87,000 | 5,319 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $106,000 | 5,067 |
| Total noninterest expense | $1,545,000 | 4,636 |
| Salaries and employee benefits | $799,000 | 4,810 |
| Premises and equipment expense | $278,000 | 3,838 |
| Additional noninterest expense | $468,000 | 4,602 |
| Pre-tax net operating income | $437,000 | 5,764 |
| Securities gains (losses) | $49,000 | 786 |
| Applicable income taxes | $139,000 | 4,363 |
| Income before extraordinary items | $347,000 | 5,804 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $347,000 | 5,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $60,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $312,210 | 5,981 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 5,131 |
| Total interest expense | $294,000 | 5,537 |
| Net interest income | $923,000 | 4,878 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $95,000 | 5,801 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $42,000 | 5,359 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $53,000 | 5,055 |
| Total noninterest expense | $789,000 | 4,598 |
| Salaries and employee benefits | $401,000 | 4,832 |
| Premises and equipment expense | $140,000 | 3,846 |
| Additional noninterest expense | $248,000 | 4,387 |
| Pre-tax net operating income | $184,000 | 6,140 |
| Securities gains (losses) | $29,000 | 684 |
| Applicable income taxes | $53,000 | 4,694 |
| Income before extraordinary items | $160,000 | 5,964 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $160,000 | 5,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $138,250 | 6,232 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,756,000 | 5,018 |
| Total interest expense | $1,180,000 | 5,163 |
| Net interest income | $3,576,000 | 4,839 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $440,000 | 5,586 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $192,000 | 5,312 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $248,000 | 4,659 |
| Total noninterest expense | $2,964,000 | 4,699 |
| Salaries and employee benefits | $1,516,000 | 4,908 |
| Premises and equipment expense | $536,000 | 3,869 |
| Additional noninterest expense | $912,000 | 4,642 |
| Pre-tax net operating income | $872,000 | 5,580 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $224,000 | 4,607 |
| Income before extraordinary items | $648,000 | 5,791 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $648,000 | 5,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $100,000 | 5,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $648,000 | 5,714 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,512,000 | 5,046 |
| Total interest expense | $886,000 | 5,130 |
| Net interest income | $2,626,000 | 4,885 |
| Provision for loan and lease losses | $150,000 | 3,509 |
| Total noninterest income | $332,000 | 5,590 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $144,000 | 5,365 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $188,000 | 4,630 |
| Total noninterest expense | $2,225,000 | 4,665 |
| Salaries and employee benefits | $1,110,000 | 4,950 |
| Premises and equipment expense | $403,000 | 3,853 |
| Additional noninterest expense | $712,000 | 4,465 |
| Pre-tax net operating income | $583,000 | 5,975 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $139,000 | 4,943 |
| Income before extraordinary items | $444,000 | 6,091 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $444,000 | 6,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $40,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $444,000 | 6,014 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 5,125 |
| Total interest expense | $606,000 | 5,072 |
| Net interest income | $1,682,000 | 5,028 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $258,000 | 5,205 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $98,000 | 5,306 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $160,000 | 4,180 |
| Total noninterest expense | $1,471,000 | 4,727 |
| Salaries and employee benefits | $723,000 | 5,051 |
| Premises and equipment expense | $275,000 | 3,793 |
| Additional noninterest expense | $473,000 | 4,515 |
| Pre-tax net operating income | $379,000 | 5,989 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $87,000 | 5,019 |
| Income before extraordinary items | $292,000 | 6,090 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $292,000 | 6,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $40,000 | 4,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $292,000 | 6,018 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,132,000 | 5,170 |
| Total interest expense | $308,000 | 5,082 |
| Net interest income | $824,000 | 5,108 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $113,000 | 5,490 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $48,000 | 5,292 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $65,000 | 4,579 |
| Total noninterest expense | $730,000 | 4,778 |
| Salaries and employee benefits | $354,000 | 5,157 |
| Premises and equipment expense | $148,000 | 3,623 |
| Additional noninterest expense | $228,000 | 4,622 |
| Pre-tax net operating income | $177,000 | 6,099 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $39,000 | 5,128 |
| Income before extraordinary items | $138,000 | 6,206 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $138,000 | 6,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $138,000 | 6,099 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,478,000 | 5,257 |
| Total interest expense | $1,297,000 | 5,333 |
| Net interest income | $3,181,000 | 5,122 |
| Provision for loan and lease losses | $179,000 | 4,285 |
| Total noninterest income | $501,000 | 5,431 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $190,000 | 5,378 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $311,000 | 4,435 |
| Total noninterest expense | $2,988,000 | 4,613 |
| Salaries and employee benefits | $1,462,000 | 4,925 |
| Premises and equipment expense | $526,000 | 3,904 |
| Additional noninterest expense | $1,000,000 | 4,277 |
| Pre-tax net operating income | $515,000 | 6,623 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $89,000 | 5,838 |
| Income before extraordinary items | $426,000 | 6,681 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $426,000 | 6,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 2,309 |
| Cash dividends | $80,000 | 5,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $426,000 | 6,524 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 5,333 |
| Total interest expense | $959,000 | 5,503 |
| Net interest income | $2,389,000 | 5,140 |
| Provision for loan and lease losses | $85,000 | 5,045 |
| Total noninterest income | $402,000 | 5,299 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $140,000 | 5,456 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $262,000 | 4,290 |
| Total noninterest expense | $2,241,000 | 4,598 |
| Salaries and employee benefits | $1,096,000 | 4,921 |
| Premises and equipment expense | $387,000 | 3,954 |
| Additional noninterest expense | $758,000 | 4,229 |
| Pre-tax net operating income | $465,000 | 6,434 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $100,000 | 5,569 |
| Income before extraordinary items | $365,000 | 6,566 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $365,000 | 6,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,051 |
| Cash dividends | $40,000 | 5,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $365,000 | 6,394 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,235,000 | 5,350 |
| Total interest expense | $636,000 | 5,648 |
| Net interest income | $1,599,000 | 5,124 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $267,000 | 5,289 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $89,000 | 5,523 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $178,000 | 4,250 |
| Total noninterest expense | $1,475,000 | 4,650 |
| Salaries and employee benefits | $714,000 | 4,999 |
| Premises and equipment expense | $260,000 | 3,930 |
| Additional noninterest expense | $501,000 | 4,236 |
| Pre-tax net operating income | $331,000 | 6,298 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $75,000 | 5,484 |
| Income before extraordinary items | $256,000 | 6,464 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $256,000 | 6,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,211 |
| Cash dividends | $40,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $256,000 | 6,260 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,094,000 | 5,470 |
| Total interest expense | $318,000 | 5,758 |
| Net interest income | $776,000 | 5,206 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $117,000 | 5,510 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $41,000 | 5,632 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $76,000 | 4,450 |
| Total noninterest expense | $738,000 | 4,631 |
| Salaries and employee benefits | $360,000 | 4,981 |
| Premises and equipment expense | $132,000 | 3,884 |
| Additional noninterest expense | $246,000 | 4,267 |
| Pre-tax net operating income | $125,000 | 6,826 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $22,000 | 5,997 |
| Income before extraordinary items | $103,000 | 6,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $103,000 | 6,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 1,291 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $103,000 | 6,674 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,784,000 | 5,323 |
| Total interest expense | $1,611,000 | 5,504 |
| Net interest income | $3,173,000 | 5,109 |
| Provision for loan and lease losses | $195,000 | 4,416 |
| Total noninterest income | $491,000 | 5,273 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $170,000 | 5,598 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $321,000 | 4,108 |
| Total noninterest expense | $2,674,000 | 4,855 |
| Salaries and employee benefits | $1,326,000 | 5,137 |
| Premises and equipment expense | $459,000 | 4,215 |
| Additional noninterest expense | $889,000 | 4,584 |
| Pre-tax net operating income | $795,000 | 5,790 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $201,000 | 5,104 |
| Income before extraordinary items | $597,000 | 5,976 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $597,000 | 5,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $240,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $594,750 | 5,844 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,246,000 | 5,454 |
| Total interest expense | $2,257,000 | 5,738 |
| Net interest income | $2,989,000 | 5,087 |
| Provision for loan and lease losses | $83,000 | 5,946 |
| Total noninterest income | $556,000 | 4,779 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $200,000 | 5,168 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $356,000 | 3,775 |
| Total noninterest expense | $2,588,000 | 4,842 |
| Salaries and employee benefits | $1,304,000 | 5,022 |
| Premises and equipment expense | $482,000 | 4,013 |
| Additional noninterest expense | $802,000 | 4,771 |
| Pre-tax net operating income | $874,000 | 5,272 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $233,000 | 4,725 |
| Income before extraordinary items | $641,000 | 5,451 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $641,000 | 5,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,057 |
| Cash dividends | $420,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $641,000 | 5,322 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,527,000 | 5,365 |
| Total interest expense | $2,484,000 | 5,577 |
| Net interest income | $3,043,000 | 5,107 |
| Provision for loan and lease losses | $123,000 | 4,793 |
| Total noninterest income | $448,000 | 5,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 4,220 |
| Total noninterest expense | $2,592,000 | 4,730 |
| Salaries and employee benefits | $1,324,000 | 4,832 |
| Premises and equipment expense | $462,000 | 4,041 |
| Additional noninterest expense | $806,000 | 4,714 |
| Pre-tax net operating income | $776,000 | 5,951 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $193,000 | 5,458 |
| Income before extraordinary items | $583,000 | 5,926 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $583,000 | 5,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,447 |
| Cash dividends | $540,000 | 3,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $583,000 | 5,937 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,830,000 | 5,684 |
| Total interest expense | $1,825,000 | 6,305 |
| Net interest income | $3,005,000 | 5,156 |
| Provision for loan and lease losses | $170,000 | 3,962 |
| Total noninterest income | $539,000 | 4,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 4,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 3,816 |
| Total noninterest expense | $2,197,000 | 5,332 |
| Salaries and employee benefits | $1,194,000 | 5,179 |
| Premises and equipment expense | $336,000 | 5,113 |
| Additional noninterest expense | $667,000 | 5,430 |
| Pre-tax net operating income | $1,177,000 | 4,814 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $401,000 | 4,157 |
| Income before extraordinary items | $775,000 | 5,177 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $775,000 | 5,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,364 |
| Cash dividends | $660,000 | 2,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $775,660 | 5,140 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,340,000 | 6,193 |
| Total interest expense | $1,681,000 | 6,805 |
| Net interest income | $2,659,000 | 5,601 |
| Provision for loan and lease losses | $78,000 | 5,647 |
| Total noninterest income | $367,000 | 5,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $197,000 | 5,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,365 |
| Total noninterest expense | $2,079,000 | 5,453 |
| Salaries and employee benefits | $1,125,000 | 5,319 |
| Premises and equipment expense | $328,000 | 5,097 |
| Additional noninterest expense | $626,000 | 5,584 |
| Pre-tax net operating income | $869,000 | 5,846 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $293,000 | 5,232 |
| Income before extraordinary items | $580,000 | 6,158 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $580,000 | 6,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $540,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $577,360 | 6,061 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,053,000 | 6,612 |
| Total interest expense | $1,583,000 | 7,151 |
| Net interest income | $2,470,000 | 6,099 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $367,000 | 6,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 4,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 5,951 |
| Total noninterest expense | $2,098,000 | 5,463 |
| Salaries and employee benefits | $1,114,000 | 5,421 |
| Premises and equipment expense | $343,000 | 4,973 |
| Additional noninterest expense | $641,000 | 5,557 |
| Pre-tax net operating income | $694,000 | 6,997 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $229,000 | 6,507 |
| Income before extraordinary items | $467,000 | 7,188 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $467,000 | 7,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,193 |
| Cash dividends | $460,000 | 3,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $465,660 | 7,144 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,929,000 | 6,939 |
| Total interest expense | $1,461,000 | 7,668 |
| Net interest income | $2,468,000 | 6,248 |
| Provision for loan and lease losses | $45,000 | 6,812 |
| Total noninterest income | $365,000 | 6,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 4,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,619 |
| Total noninterest expense | $2,072,000 | 5,796 |
| Salaries and employee benefits | $1,141,000 | 5,437 |
| Premises and equipment expense | $338,000 | 5,136 |
| Additional noninterest expense | $593,000 | 6,395 |
| Pre-tax net operating income | $716,000 | 6,860 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $238,000 | 6,603 |
| Income before extraordinary items | $478,000 | 7,053 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $478,000 | 7,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $420,000 | 3,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $478,000 | 6,990 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,642,000 | 7,375 |
| Total interest expense | $1,270,000 | 8,370 |
| Net interest income | $2,372,000 | 6,531 |
| Provision for loan and lease losses | $45,000 | 6,418 |
| Total noninterest income | $397,000 | 6,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,408 |
| Total noninterest expense | $2,222,000 | 5,510 |
| Salaries and employee benefits | $1,242,000 | 5,063 |
| Premises and equipment expense | $343,000 | 5,095 |
| Additional noninterest expense | $637,000 | 6,284 |
| Pre-tax net operating income | $502,000 | 8,425 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $153,000 | 8,204 |
| Income before extraordinary items | $344,000 | 8,533 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $344,000 | 8,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $320,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $347,450 | 8,480 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,474,000 | 7,361 |
| Total interest expense | $1,151,000 | 8,094 |
| Net interest income | $2,323,000 | 6,817 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $396,000 | 6,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,595 |
| Total noninterest expense | $2,352,000 | 5,448 |
| Salaries and employee benefits | $1,179,000 | 5,323 |
| Premises and equipment expense | $331,000 | 5,289 |
| Additional noninterest expense | $842,000 | 5,463 |
| Pre-tax net operating income | $352,000 | 9,711 |
| Securities gains (losses) | $73,000 | 936 |
| Applicable income taxes | $91,000 | 9,562 |
| Income before extraordinary items | $334,000 | 8,783 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $334,000 | 8,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $276,330 | 9,463 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,629,000 | 7,362 |
| Total interest expense | $1,304,000 | 7,868 |
| Net interest income | $2,325,000 | 6,885 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $296,000 | 7,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 7,197 |
| Total noninterest expense | $2,360,000 | 5,541 |
| Salaries and employee benefits | $1,176,000 | 5,319 |
| Premises and equipment expense | $306,000 | 5,744 |
| Additional noninterest expense | $878,000 | 5,484 |
| Pre-tax net operating income | $237,000 | 10,727 |
| Securities gains (losses) | $94,000 | 2,589 |
| Applicable income taxes | $78,000 | 10,260 |
| Income before extraordinary items | $253,000 | 10,004 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $253,000 | 10,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $160,000 | 5,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $181,560 | 10,639 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,006,000 | 7,503 |
| Total interest expense | $1,709,000 | 7,868 |
| Net interest income | $2,297,000 | 7,014 |
| Provision for loan and lease losses | $3,000 | 11,629 |
| Total noninterest income | $289,000 | 7,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 7,567 |
| Total noninterest expense | $2,105,000 | 6,134 |
| Salaries and employee benefits | $1,145,000 | 5,397 |
| Premises and equipment expense | $257,000 | 6,653 |
| Additional noninterest expense | $703,000 | 6,723 |
| Pre-tax net operating income | $478,000 | 8,567 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $125,000 | 9,233 |
| Income before extraordinary items | $353,000 | 8,684 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $353,000 | 8,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $160,000 | 5,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $353,000 | 8,320 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.