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Lawrence County Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,695,000 | 9,543 |
| Total interest expense | $1,280,000 | 9,316 |
| Net interest income | $1,415,000 | 9,566 |
| Provision for loan and lease losses | $75,000 | 8,067 |
| Total noninterest income | $228,000 | 8,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,527 |
| Total noninterest expense | $1,068,000 | 9,677 |
| Salaries and employee benefits | $447,000 | 10,340 |
| Premises and equipment expense | $151,000 | 9,075 |
| Additional noninterest expense | $470,000 | 8,755 |
| Pre-tax net operating income | $500,000 | 8,414 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $128,000 | 9,159 |
| Income before extraordinary items | $404,000 | 8,171 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $404,000 | 8,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 8,508 |
| Cash dividends | $54,000 | 7,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $379,680 | 8,064 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.