Home > Laurens State Bank > Income and Expense
Laurens State Bank, Income and Expense
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,041,000 | 4,460 |
| Total interest expense | $78,000 | 4,431 |
| Net interest income | $963,000 | 4,433 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $89,000 | 4,420 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $44,000 | 3,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 4,452 |
| Total noninterest expense | $1,118,000 | 4,143 |
| Salaries and employee benefits | $859,000 | 3,754 |
| Premises and equipment expense | $201,000 | 3,392 |
| Additional noninterest expense | $58,000 | 4,926 |
| Pre-tax net operating income | $-66,000 | 4,827 |
| Securities gains (losses) | $25,000 | 1,111 |
| Applicable income taxes | $3,000 | 3,587 |
| Income before extraordinary items | $-44,000 | 4,816 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-44,000 | 4,816 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $-44,000 | 4,816 |
| Net charge-offs | $-1,000 | 3,056 |
| Cash dividends | $490,000 | 1,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $-69,000 | 4,824 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $590,000 | 4,395 |
| Total interest expense | $41,000 | 4,461 |
| Net interest income | $549,000 | 4,340 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $42,000 | 4,432 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $23,000 | 3,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 4,498 |
| Total noninterest expense | $315,000 | 4,632 |
| Salaries and employee benefits | $226,000 | 4,446 |
| Premises and equipment expense | $55,000 | 4,129 |
| Additional noninterest expense | $34,000 | 4,934 |
| Pre-tax net operating income | $276,000 | 3,836 |
| Securities gains (losses) | $25,000 | 828 |
| Applicable income taxes | $14,000 | 3,191 |
| Income before extraordinary items | $287,000 | 3,726 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $287,000 | 3,726 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $287,000 | 3,726 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $388,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $263,250 | 3,776 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $2,073,000 | 4,529 |
| Total interest expense | $267,000 | 4,396 |
| Net interest income | $1,806,000 | 4,513 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $189,000 | 4,365 |
| Gross Fiduciary activities income | $1,000 | 991 |
| Service charges on deposit accounts | $108,000 | 3,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 4,467 |
| Total noninterest expense | $1,299,000 | 4,639 |
| Salaries and employee benefits | $938,000 | 4,434 |
| Premises and equipment expense | $206,000 | 4,227 |
| Additional noninterest expense | $155,000 | 4,941 |
| Pre-tax net operating income | $696,000 | 3,983 |
| Securities gains (losses) | $10,000 | 2,309 |
| Applicable income taxes | $31,000 | 3,323 |
| Income before extraordinary items | $675,000 | 3,991 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $675,000 | 3,990 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $675,000 | 3,991 |
| Net charge-offs | $4,000 | 3,213 |
| Cash dividends | $652,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $665,400 | 3,950 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $1,606,000 | 4,549 |
| Total interest expense | $216,000 | 4,405 |
| Net interest income | $1,390,000 | 4,520 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $140,000 | 4,382 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $81,000 | 3,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 4,478 |
| Total noninterest expense | $951,000 | 4,670 |
| Salaries and employee benefits | $688,000 | 4,469 |
| Premises and equipment expense | $144,000 | 4,304 |
| Additional noninterest expense | $119,000 | 4,969 |
| Pre-tax net operating income | $579,000 | 3,940 |
| Securities gains (losses) | $10,000 | 2,124 |
| Applicable income taxes | $26,000 | 3,300 |
| Income before extraordinary items | $563,000 | 3,918 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $563,000 | 3,918 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $563,000 | 3,918 |
| Net charge-offs | $4,000 | 2,970 |
| Cash dividends | $652,000 | 2,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $553,400 | 3,874 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 4,556 |
| Total interest expense | $154,000 | 4,426 |
| Net interest income | $962,000 | 4,533 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $95,000 | 4,376 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $56,000 | 3,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 4,472 |
| Total noninterest expense | $645,000 | 4,688 |
| Salaries and employee benefits | $468,000 | 4,478 |
| Premises and equipment expense | $95,000 | 4,314 |
| Additional noninterest expense | $82,000 | 4,990 |
| Pre-tax net operating income | $412,000 | 3,892 |
| Securities gains (losses) | $10,000 | 1,872 |
| Applicable income taxes | $19,000 | 3,240 |
| Income before extraordinary items | $403,000 | 3,842 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $403,000 | 3,842 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $403,000 | 3,842 |
| Net charge-offs | $5,000 | 2,656 |
| Cash dividends | $576,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $393,500 | 3,818 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $555,000 | 4,603 |
| Total interest expense | $81,000 | 4,476 |
| Net interest income | $474,000 | 4,576 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $55,000 | 4,291 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $32,000 | 3,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 4,367 |
| Total noninterest expense | $312,000 | 4,757 |
| Salaries and employee benefits | $220,000 | 4,584 |
| Premises and equipment expense | $49,000 | 4,332 |
| Additional noninterest expense | $43,000 | 5,032 |
| Pre-tax net operating income | $217,000 | 3,711 |
| Securities gains (losses) | $10,000 | 1,316 |
| Applicable income taxes | $10,000 | 3,135 |
| Income before extraordinary items | $217,000 | 3,626 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $217,000 | 3,627 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $217,000 | 3,627 |
| Net charge-offs | $5,000 | 2,107 |
| Cash dividends | $414,000 | 1,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $207,400 | 3,635 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $2,333,000 | 4,634 |
| Total interest expense | $333,000 | 4,500 |
| Net interest income | $2,000,000 | 4,599 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $247,000 | 4,303 |
| Gross Fiduciary activities income | $1,000 | 1,009 |
| Service charges on deposit accounts | $130,000 | 3,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 4,331 |
| Total noninterest expense | $1,347,000 | 4,766 |
| Salaries and employee benefits | $981,000 | 4,529 |
| Premises and equipment expense | $203,000 | 4,373 |
| Additional noninterest expense | $163,000 | 5,112 |
| Pre-tax net operating income | $900,000 | 3,970 |
| Securities gains (losses) | $81,000 | 1,040 |
| Applicable income taxes | $39,000 | 3,388 |
| Income before extraordinary items | $942,000 | 3,852 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $942,000 | 3,852 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $942,000 | 3,853 |
| Net charge-offs | $5,000 | 3,486 |
| Cash dividends | $658,000 | 2,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $864,240 | 3,899 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $1,752,000 | 4,694 |
| Total interest expense | $247,000 | 4,565 |
| Net interest income | $1,505,000 | 4,672 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $160,000 | 4,468 |
| Gross Fiduciary activities income | $1,000 | 975 |
| Service charges on deposit accounts | $98,000 | 3,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 4,569 |
| Total noninterest expense | $1,013,000 | 4,828 |
| Salaries and employee benefits | $722,000 | 4,578 |
| Premises and equipment expense | $167,000 | 4,320 |
| Additional noninterest expense | $124,000 | 5,180 |
| Pre-tax net operating income | $652,000 | 4,113 |
| Securities gains (losses) | $2,000 | 1,990 |
| Applicable income taxes | $29,000 | 3,452 |
| Income before extraordinary items | $625,000 | 4,044 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $625,000 | 4,044 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $625,000 | 4,044 |
| Net charge-offs | $3,000 | 3,249 |
| Cash dividends | $658,000 | 2,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $623,080 | 4,022 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,168,000 | 4,733 |
| Total interest expense | $162,000 | 4,591 |
| Net interest income | $1,006,000 | 4,705 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $107,000 | 4,503 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $64,000 | 3,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 4,581 |
| Total noninterest expense | $664,000 | 4,875 |
| Salaries and employee benefits | $476,000 | 4,629 |
| Premises and equipment expense | $104,000 | 4,397 |
| Additional noninterest expense | $84,000 | 5,217 |
| Pre-tax net operating income | $449,000 | 4,104 |
| Securities gains (losses) | $2,000 | 1,537 |
| Applicable income taxes | $17,000 | 3,485 |
| Income before extraordinary items | $434,000 | 4,019 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $434,000 | 4,017 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $434,000 | 4,018 |
| Net charge-offs | $3,000 | 2,936 |
| Cash dividends | $570,000 | 1,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $432,080 | 4,008 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $587,000 | 4,762 |
| Total interest expense | $79,000 | 4,625 |
| Net interest income | $508,000 | 4,736 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $54,000 | 4,494 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $31,000 | 3,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 4,561 |
| Total noninterest expense | $350,000 | 4,879 |
| Salaries and employee benefits | $252,000 | 4,618 |
| Premises and equipment expense | $54,000 | 4,425 |
| Additional noninterest expense | $44,000 | 5,268 |
| Pre-tax net operating income | $212,000 | 4,156 |
| Securities gains (losses) | $-1,000 | 4,848 |
| Applicable income taxes | $8,000 | 3,458 |
| Income before extraordinary items | $203,000 | 4,083 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $203,000 | 4,081 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $203,000 | 4,082 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $388,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $203,960 | 4,076 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,335,000 | 4,750 |
| Total interest expense | $271,000 | 4,598 |
| Net interest income | $2,064,000 | 4,746 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $240,000 | 4,506 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $142,000 | 3,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 4,588 |
| Total noninterest expense | $1,321,000 | 4,957 |
| Salaries and employee benefits | $947,000 | 4,719 |
| Premises and equipment expense | $192,000 | 4,575 |
| Additional noninterest expense | $182,000 | 5,308 |
| Pre-tax net operating income | $983,000 | 4,047 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $38,000 | 3,459 |
| Income before extraordinary items | $945,000 | 3,966 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $945,000 | 3,965 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $945,000 | 3,965 |
| Net charge-offs | $1,000 | 3,708 |
| Cash dividends | $620,000 | 2,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $945,000 | 3,973 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,718,000 | 4,818 |
| Total interest expense | $195,000 | 4,639 |
| Net interest income | $1,523,000 | 4,811 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $191,000 | 4,505 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $111,000 | 3,716 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 4,606 |
| Total noninterest expense | $994,000 | 4,997 |
| Salaries and employee benefits | $711,000 | 4,746 |
| Premises and equipment expense | $141,000 | 4,633 |
| Additional noninterest expense | $142,000 | 5,365 |
| Pre-tax net operating income | $720,000 | 4,149 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $20,000 | 3,635 |
| Income before extraordinary items | $700,000 | 4,051 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $700,000 | 4,050 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $700,000 | 4,050 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $620,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $700,000 | 4,048 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 4,867 |
| Total interest expense | $126,000 | 4,655 |
| Net interest income | $1,005,000 | 4,863 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $123,000 | 4,579 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $78,000 | 3,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 4,743 |
| Total noninterest expense | $659,000 | 5,058 |
| Salaries and employee benefits | $470,000 | 4,811 |
| Premises and equipment expense | $93,000 | 4,680 |
| Additional noninterest expense | $96,000 | 5,414 |
| Pre-tax net operating income | $469,000 | 4,172 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $18,000 | 3,549 |
| Income before extraordinary items | $451,000 | 4,079 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $451,000 | 4,078 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $451,000 | 4,078 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $545,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $451,000 | 4,085 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $546,000 | 4,953 |
| Total interest expense | $59,000 | 4,727 |
| Net interest income | $487,000 | 4,943 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $64,000 | 4,563 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $39,000 | 3,676 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 4,706 |
| Total noninterest expense | $336,000 | 5,091 |
| Salaries and employee benefits | $245,000 | 4,813 |
| Premises and equipment expense | $46,000 | 4,741 |
| Additional noninterest expense | $45,000 | 5,488 |
| Pre-tax net operating income | $215,000 | 4,266 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $8,000 | 3,565 |
| Income before extraordinary items | $207,000 | 4,142 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $207,000 | 4,142 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $207,000 | 4,142 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $395,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $207,000 | 4,145 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,181,000 | 4,971 |
| Total interest expense | $182,000 | 4,942 |
| Net interest income | $1,999,000 | 4,944 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $244,000 | 4,698 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $151,000 | 3,823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 4,826 |
| Total noninterest expense | $1,326,000 | 5,169 |
| Salaries and employee benefits | $924,000 | 4,925 |
| Premises and equipment expense | $191,000 | 4,772 |
| Additional noninterest expense | $211,000 | 5,520 |
| Pre-tax net operating income | $917,000 | 4,171 |
| Securities gains (losses) | $1,000 | 2,108 |
| Applicable income taxes | $36,000 | 3,623 |
| Income before extraordinary items | $882,000 | 3,877 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $882,000 | 3,876 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $882,000 | 3,877 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $626,000 | 2,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $881,040 | 3,867 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,620,000 | 5,034 |
| Total interest expense | $127,000 | 5,037 |
| Net interest income | $1,493,000 | 4,996 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $174,000 | 4,793 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $109,000 | 3,908 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 4,928 |
| Total noninterest expense | $1,016,000 | 5,198 |
| Salaries and employee benefits | $697,000 | 4,957 |
| Premises and equipment expense | $149,000 | 4,765 |
| Additional noninterest expense | $170,000 | 5,557 |
| Pre-tax net operating income | $651,000 | 4,309 |
| Securities gains (losses) | $1,000 | 2,145 |
| Applicable income taxes | $26,000 | 3,657 |
| Income before extraordinary items | $626,000 | 4,142 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $626,000 | 4,141 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $626,000 | 4,142 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $626,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $625,040 | 4,125 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 5,068 |
| Total interest expense | $79,000 | 5,117 |
| Net interest income | $995,000 | 5,025 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $116,000 | 4,806 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $70,000 | 3,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 4,919 |
| Total noninterest expense | $674,000 | 5,244 |
| Salaries and employee benefits | $455,000 | 5,021 |
| Premises and equipment expense | $100,000 | 4,789 |
| Additional noninterest expense | $119,000 | 5,581 |
| Pre-tax net operating income | $437,000 | 4,289 |
| Securities gains (losses) | $1,000 | 1,756 |
| Applicable income taxes | $17,000 | 3,681 |
| Income before extraordinary items | $421,000 | 4,092 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $421,000 | 4,091 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $421,000 | 4,092 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $551,000 | 1,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $420,040 | 4,080 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $523,000 | 5,129 |
| Total interest expense | $38,000 | 5,176 |
| Net interest income | $485,000 | 5,089 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $60,000 | 4,824 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $36,000 | 3,940 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $24,000 | 4,924 |
| Total noninterest expense | $350,000 | 5,261 |
| Salaries and employee benefits | $239,000 | 5,014 |
| Premises and equipment expense | $50,000 | 4,831 |
| Additional noninterest expense | $61,000 | 5,639 |
| Pre-tax net operating income | $195,000 | 4,377 |
| Securities gains (losses) | $1,000 | 1,030 |
| Applicable income taxes | $8,000 | 3,672 |
| Income before extraordinary items | $188,000 | 4,205 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $188,000 | 4,205 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $188,000 | 4,205 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $401,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $187,040 | 4,201 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 5,192 |
| Total interest expense | $160,000 | 5,176 |
| Net interest income | $1,898,000 | 5,158 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $228,000 | 4,950 |
| Gross Fiduciary activities income | $1,000 | 1,131 |
| Service charges on deposit accounts | $132,000 | 4,181 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $95,000 | 5,002 |
| Total noninterest expense | $1,312,000 | 5,384 |
| Salaries and employee benefits | $887,000 | 5,150 |
| Premises and equipment expense | $197,000 | 4,910 |
| Additional noninterest expense | $228,000 | 5,737 |
| Pre-tax net operating income | $814,000 | 4,315 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $32,000 | 3,735 |
| Income before extraordinary items | $782,000 | 4,208 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $782,000 | 4,205 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $782,000 | 4,207 |
| Net charge-offs | $9,000 | 3,892 |
| Cash dividends | $620,000 | 2,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $782,000 | 4,154 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,551,000 | 5,240 |
| Total interest expense | $120,000 | 5,225 |
| Net interest income | $1,431,000 | 5,203 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $167,000 | 5,004 |
| Gross Fiduciary activities income | $1,000 | 1,085 |
| Service charges on deposit accounts | $99,000 | 4,210 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $67,000 | 5,093 |
| Total noninterest expense | $978,000 | 5,427 |
| Salaries and employee benefits | $667,000 | 5,159 |
| Premises and equipment expense | $138,000 | 5,019 |
| Additional noninterest expense | $173,000 | 5,789 |
| Pre-tax net operating income | $620,000 | 4,377 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $24,000 | 3,819 |
| Income before extraordinary items | $596,000 | 4,257 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $596,000 | 4,256 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $596,000 | 4,257 |
| Net charge-offs | $9,000 | 3,453 |
| Cash dividends | $620,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $596,000 | 4,182 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,040,000 | 5,281 |
| Total interest expense | $79,000 | 5,297 |
| Net interest income | $961,000 | 5,250 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $112,000 | 5,033 |
| Gross Fiduciary activities income | $1,000 | 1,067 |
| Service charges on deposit accounts | $64,000 | 4,260 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $47,000 | 5,095 |
| Total noninterest expense | $652,000 | 5,491 |
| Salaries and employee benefits | $431,000 | 5,264 |
| Premises and equipment expense | $101,000 | 4,951 |
| Additional noninterest expense | $120,000 | 5,841 |
| Pre-tax net operating income | $421,000 | 4,387 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $17,000 | 3,811 |
| Income before extraordinary items | $404,000 | 4,255 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $404,000 | 4,251 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $404,000 | 4,253 |
| Net charge-offs | $2,000 | 3,496 |
| Cash dividends | $545,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $404,000 | 4,189 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $527,000 | 5,314 |
| Total interest expense | $40,000 | 5,333 |
| Net interest income | $487,000 | 5,279 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $59,000 | 4,988 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $33,000 | 4,195 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $26,000 | 5,056 |
| Total noninterest expense | $345,000 | 5,491 |
| Salaries and employee benefits | $228,000 | 5,232 |
| Premises and equipment expense | $54,000 | 4,905 |
| Additional noninterest expense | $63,000 | 5,875 |
| Pre-tax net operating income | $201,000 | 4,425 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $8,000 | 3,829 |
| Income before extraordinary items | $193,000 | 4,284 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $193,000 | 4,281 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $193,000 | 4,283 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $388,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $193,000 | 4,237 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 5,379 |
| Total interest expense | $171,000 | 5,329 |
| Net interest income | $1,871,000 | 5,349 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $212,000 | 5,162 |
| Gross Fiduciary activities income | $1,000 | 1,155 |
| Service charges on deposit accounts | $143,000 | 4,206 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $68,000 | 5,349 |
| Total noninterest expense | $1,293,000 | 5,603 |
| Salaries and employee benefits | $853,000 | 5,390 |
| Premises and equipment expense | $204,000 | 5,060 |
| Additional noninterest expense | $236,000 | 5,959 |
| Pre-tax net operating income | $790,000 | 4,433 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $31,000 | 3,796 |
| Income before extraordinary items | $759,000 | 4,318 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $759,000 | 4,316 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $759,000 | 4,318 |
| Net charge-offs | $-1,000 | 4,850 |
| Cash dividends | $614,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $759,000 | 4,272 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 5,439 |
| Total interest expense | $130,000 | 5,390 |
| Net interest income | $1,415,000 | 5,393 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $144,000 | 5,303 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $105,000 | 4,286 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 5,559 |
| Total noninterest expense | $961,000 | 5,657 |
| Salaries and employee benefits | $648,000 | 5,410 |
| Premises and equipment expense | $148,000 | 5,162 |
| Additional noninterest expense | $165,000 | 6,069 |
| Pre-tax net operating income | $598,000 | 4,508 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $23,000 | 3,916 |
| Income before extraordinary items | $575,000 | 4,387 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $575,000 | 4,389 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $575,000 | 4,390 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $614,000 | 2,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $575,000 | 4,336 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 5,478 |
| Total interest expense | $90,000 | 5,402 |
| Net interest income | $939,000 | 5,443 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $86,000 | 5,430 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $68,000 | 4,320 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $18,000 | 5,751 |
| Total noninterest expense | $642,000 | 5,713 |
| Salaries and employee benefits | $426,000 | 5,472 |
| Premises and equipment expense | $98,000 | 5,209 |
| Additional noninterest expense | $118,000 | 6,103 |
| Pre-tax net operating income | $383,000 | 4,523 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $17,000 | 3,906 |
| Income before extraordinary items | $366,000 | 4,425 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $366,000 | 4,427 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $366,000 | 4,427 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $526,000 | 1,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $366,000 | 4,363 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $513,000 | 5,519 |
| Total interest expense | $45,000 | 5,451 |
| Net interest income | $468,000 | 5,478 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $59,000 | 5,141 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $32,000 | 4,403 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $27,000 | 5,145 |
| Total noninterest expense | $337,000 | 5,715 |
| Salaries and employee benefits | $223,000 | 5,453 |
| Premises and equipment expense | $53,000 | 5,153 |
| Additional noninterest expense | $61,000 | 6,146 |
| Pre-tax net operating income | $190,000 | 4,509 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $9,000 | 3,868 |
| Income before extraordinary items | $181,000 | 4,431 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $181,000 | 4,433 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $181,000 | 4,434 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $376,000 | 1,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $181,000 | 4,353 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,176,000 | 5,533 |
| Total interest expense | $186,000 | 5,580 |
| Net interest income | $1,990,000 | 5,480 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $262,000 | 5,136 |
| Gross Fiduciary activities income | $2,000 | 1,172 |
| Service charges on deposit accounts | $157,000 | 4,308 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $103,000 | 5,222 |
| Total noninterest expense | $1,396,000 | 5,772 |
| Salaries and employee benefits | $926,000 | 5,493 |
| Premises and equipment expense | $224,000 | 5,195 |
| Additional noninterest expense | $246,000 | 6,255 |
| Pre-tax net operating income | $856,000 | 4,382 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $42,000 | 3,780 |
| Income before extraordinary items | $814,000 | 4,281 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $814,000 | 4,281 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $814,000 | 4,282 |
| Net charge-offs | $54,000 | 3,706 |
| Cash dividends | $551,000 | 2,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $814,000 | 4,228 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,622,000 | 5,614 |
| Total interest expense | $140,000 | 5,651 |
| Net interest income | $1,482,000 | 5,552 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $181,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $116,000 | 4,387 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $65,000 | 5,434 |
| Total noninterest expense | $1,059,000 | 5,805 |
| Salaries and employee benefits | $705,000 | 5,492 |
| Premises and equipment expense | $170,000 | 5,216 |
| Additional noninterest expense | $184,000 | 6,317 |
| Pre-tax net operating income | $604,000 | 4,558 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $29,000 | 3,876 |
| Income before extraordinary items | $575,000 | 4,407 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $575,000 | 4,408 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $575,000 | 4,409 |
| Net charge-offs | $28,000 | 3,666 |
| Cash dividends | $551,000 | 2,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $575,000 | 4,362 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 5,700 |
| Total interest expense | $93,000 | 5,709 |
| Net interest income | $945,000 | 5,659 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $151,000 | 5,038 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $79,000 | 4,354 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $72,000 | 4,959 |
| Total noninterest expense | $705,000 | 5,847 |
| Salaries and employee benefits | $466,000 | 5,550 |
| Premises and equipment expense | $115,000 | 5,233 |
| Additional noninterest expense | $124,000 | 6,361 |
| Pre-tax net operating income | $391,000 | 4,566 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $16,000 | 3,937 |
| Income before extraordinary items | $375,000 | 4,407 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $375,000 | 4,410 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $375,000 | 4,411 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $501,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $375,000 | 4,360 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $518,000 | 5,756 |
| Total interest expense | $46,000 | 5,783 |
| Net interest income | $472,000 | 5,716 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $71,000 | 5,091 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $41,000 | 4,270 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $30,000 | 5,162 |
| Total noninterest expense | $338,000 | 5,964 |
| Salaries and employee benefits | $222,000 | 5,682 |
| Premises and equipment expense | $58,000 | 5,277 |
| Additional noninterest expense | $58,000 | 6,470 |
| Pre-tax net operating income | $205,000 | 4,438 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $10,000 | 3,818 |
| Income before extraordinary items | $195,000 | 4,301 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $195,000 | 4,301 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $195,000 | 4,303 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $401,000 | 1,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $195,000 | 4,244 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,074,000 | 5,833 |
| Total interest expense | $210,000 | 5,852 |
| Net interest income | $1,864,000 | 5,782 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $361,000 | 4,887 |
| Gross Fiduciary activities income | $2,000 | 1,226 |
| Service charges on deposit accounts | $165,000 | 4,432 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $194,000 | 4,652 |
| Total noninterest expense | $1,472,000 | 5,943 |
| Salaries and employee benefits | $939,000 | 5,647 |
| Premises and equipment expense | $233,000 | 5,328 |
| Additional noninterest expense | $300,000 | 6,356 |
| Pre-tax net operating income | $753,000 | 4,495 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $37,000 | 3,881 |
| Income before extraordinary items | $717,000 | 4,417 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $717,000 | 4,420 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $717,000 | 4,421 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $652,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $716,050 | 4,361 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,533,000 | 5,909 |
| Total interest expense | $162,000 | 5,917 |
| Net interest income | $1,371,000 | 5,864 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $279,000 | 4,920 |
| Gross Fiduciary activities income | $1,000 | 1,186 |
| Service charges on deposit accounts | $125,000 | 4,445 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $153,000 | 4,684 |
| Total noninterest expense | $1,091,000 | 5,986 |
| Salaries and employee benefits | $685,000 | 5,729 |
| Premises and equipment expense | $175,000 | 5,356 |
| Additional noninterest expense | $231,000 | 6,375 |
| Pre-tax net operating income | $559,000 | 4,622 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $27,000 | 3,985 |
| Income before extraordinary items | $533,000 | 4,506 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $533,000 | 4,509 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $533,000 | 4,510 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $652,000 | 1,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $532,050 | 4,426 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,011,000 | 5,959 |
| Total interest expense | $110,000 | 5,966 |
| Net interest income | $901,000 | 5,910 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $204,000 | 4,805 |
| Gross Fiduciary activities income | $1,000 | 1,167 |
| Service charges on deposit accounts | $83,000 | 4,443 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $120,000 | 4,508 |
| Total noninterest expense | $735,000 | 6,001 |
| Salaries and employee benefits | $464,000 | 5,733 |
| Premises and equipment expense | $108,000 | 5,483 |
| Additional noninterest expense | $163,000 | 6,361 |
| Pre-tax net operating income | $370,000 | 4,596 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $18,000 | 3,986 |
| Income before extraordinary items | $353,000 | 4,516 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $353,000 | 4,518 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $353,000 | 4,519 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $563,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $352,050 | 4,419 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $511,000 | 5,986 |
| Total interest expense | $57,000 | 6,000 |
| Net interest income | $454,000 | 5,931 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $81,000 | 5,150 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $39,000 | 4,527 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $42,000 | 4,926 |
| Total noninterest expense | $348,000 | 6,136 |
| Salaries and employee benefits | $205,000 | 5,986 |
| Premises and equipment expense | $50,000 | 5,653 |
| Additional noninterest expense | $93,000 | 6,316 |
| Pre-tax net operating income | $187,000 | 4,566 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $9,000 | 3,970 |
| Income before extraordinary items | $178,000 | 4,471 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $178,000 | 4,473 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $178,000 | 4,473 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $388,000 | 1,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $178,000 | 4,370 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,185,000 | 6,017 |
| Total interest expense | $306,000 | 5,948 |
| Net interest income | $1,879,000 | 5,967 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $359,000 | 4,977 |
| Gross Fiduciary activities income | $1,000 | 1,273 |
| Service charges on deposit accounts | $189,000 | 4,367 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $169,000 | 4,791 |
| Total noninterest expense | $1,368,000 | 6,251 |
| Salaries and employee benefits | $904,000 | 5,887 |
| Premises and equipment expense | $235,000 | 5,471 |
| Additional noninterest expense | $229,000 | 6,792 |
| Pre-tax net operating income | $870,000 | 4,222 |
| Securities gains (losses) | $5,000 | 3,522 |
| Applicable income taxes | $43,000 | 3,946 |
| Income before extraordinary items | $832,000 | 4,221 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $832,000 | 4,220 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $832,000 | 4,222 |
| Net charge-offs | $-47,000 | 6,844 |
| Cash dividends | $664,000 | 2,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $827,250 | 4,049 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,604,000 | 6,147 |
| Total interest expense | $243,000 | 6,003 |
| Net interest income | $1,361,000 | 6,117 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $253,000 | 5,119 |
| Gross Fiduciary activities income | $1,000 | 1,226 |
| Service charges on deposit accounts | $141,000 | 4,438 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $111,000 | 4,992 |
| Total noninterest expense | $976,000 | 6,356 |
| Salaries and employee benefits | $656,000 | 5,985 |
| Premises and equipment expense | $148,000 | 5,806 |
| Additional noninterest expense | $172,000 | 6,870 |
| Pre-tax net operating income | $638,000 | 4,366 |
| Securities gains (losses) | $5,000 | 3,269 |
| Applicable income taxes | $32,000 | 3,997 |
| Income before extraordinary items | $611,000 | 4,325 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $611,000 | 4,325 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $611,000 | 4,324 |
| Net charge-offs | $13,000 | 5,228 |
| Cash dividends | $664,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $606,250 | 4,171 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,078,000 | 6,179 |
| Total interest expense | $174,000 | 5,999 |
| Net interest income | $904,000 | 6,163 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $165,000 | 5,172 |
| Gross Fiduciary activities income | $1,000 | 1,200 |
| Service charges on deposit accounts | $94,000 | 4,425 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,000 | 5,109 |
| Total noninterest expense | $652,000 | 6,405 |
| Salaries and employee benefits | $444,000 | 6,005 |
| Premises and equipment expense | $93,000 | 5,922 |
| Additional noninterest expense | $115,000 | 6,933 |
| Pre-tax net operating income | $417,000 | 4,391 |
| Securities gains (losses) | $2,000 | 3,012 |
| Applicable income taxes | $24,000 | 3,925 |
| Income before extraordinary items | $395,000 | 4,385 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $395,000 | 4,389 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $395,000 | 4,388 |
| Net charge-offs | $13,000 | 4,833 |
| Cash dividends | $564,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $393,120 | 4,204 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $537,000 | 6,243 |
| Total interest expense | $92,000 | 6,011 |
| Net interest income | $445,000 | 6,233 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $84,000 | 5,192 |
| Gross Fiduciary activities income | $1,000 | 1,128 |
| Service charges on deposit accounts | $46,000 | 4,450 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 5,121 |
| Total noninterest expense | $318,000 | 6,506 |
| Salaries and employee benefits | $210,000 | 6,141 |
| Premises and equipment expense | $47,000 | 5,945 |
| Additional noninterest expense | $61,000 | 6,936 |
| Pre-tax net operating income | $211,000 | 4,434 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $11,000 | 3,958 |
| Income before extraordinary items | $201,000 | 4,375 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $201,000 | 4,378 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $201,000 | 4,378 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $413,000 | 1,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $200,050 | 4,228 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,389,000 | 6,176 |
| Total interest expense | $461,000 | 5,997 |
| Net interest income | $1,928,000 | 6,146 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $342,000 | 5,005 |
| Gross Fiduciary activities income | $2,000 | 1,223 |
| Service charges on deposit accounts | $176,000 | 4,613 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $164,000 | 4,725 |
| Total noninterest expense | $1,351,000 | 6,477 |
| Salaries and employee benefits | $890,000 | 6,081 |
| Premises and equipment expense | $206,000 | 5,953 |
| Additional noninterest expense | $255,000 | 6,988 |
| Pre-tax net operating income | $919,000 | 3,879 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $45,000 | 3,804 |
| Income before extraordinary items | $875,000 | 3,799 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $875,000 | 3,803 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $875,000 | 3,802 |
| Net charge-offs | $-14,000 | 7,053 |
| Cash dividends | $814,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $874,050 | 3,679 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 6,209 |
| Total interest expense | $360,000 | 6,045 |
| Net interest income | $1,460,000 | 6,170 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $238,000 | 5,196 |
| Gross Fiduciary activities income | $1,000 | 1,199 |
| Service charges on deposit accounts | $120,000 | 4,800 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $117,000 | 4,899 |
| Total noninterest expense | $987,000 | 6,537 |
| Salaries and employee benefits | $641,000 | 6,160 |
| Premises and equipment expense | $151,000 | 6,033 |
| Additional noninterest expense | $195,000 | 7,017 |
| Pre-tax net operating income | $711,000 | 3,945 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $35,000 | 3,803 |
| Income before extraordinary items | $677,000 | 3,813 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $677,000 | 3,814 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $677,000 | 3,814 |
| Net charge-offs | $-9,000 | 6,987 |
| Cash dividends | $815,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $676,050 | 3,706 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,199,000 | 6,286 |
| Total interest expense | $243,000 | 6,122 |
| Net interest income | $956,000 | 6,249 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $152,000 | 5,290 |
| Gross Fiduciary activities income | $1,000 | 1,171 |
| Service charges on deposit accounts | $77,000 | 4,852 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $74,000 | 5,003 |
| Total noninterest expense | $674,000 | 6,578 |
| Salaries and employee benefits | $437,000 | 6,174 |
| Premises and equipment expense | $95,000 | 6,183 |
| Additional noninterest expense | $142,000 | 7,034 |
| Pre-tax net operating income | $434,000 | 4,071 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $21,000 | 3,807 |
| Income before extraordinary items | $413,000 | 3,925 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $413,000 | 3,926 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $413,000 | 3,927 |
| Net charge-offs | $-4,000 | 6,815 |
| Cash dividends | $714,000 | 1,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $413,000 | 3,815 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $593,000 | 6,347 |
| Total interest expense | $119,000 | 6,247 |
| Net interest income | $474,000 | 6,284 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $77,000 | 5,335 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $40,000 | 4,752 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,099 |
| Total noninterest expense | $334,000 | 6,645 |
| Salaries and employee benefits | $203,000 | 6,365 |
| Premises and equipment expense | $49,000 | 6,164 |
| Additional noninterest expense | $82,000 | 6,946 |
| Pre-tax net operating income | $217,000 | 4,098 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $10,000 | 3,778 |
| Income before extraordinary items | $207,000 | 3,924 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $207,000 | 3,923 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $207,000 | 3,924 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $514,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $207,000 | 3,876 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,682,000 | 6,253 |
| Total interest expense | $584,000 | 6,297 |
| Net interest income | $2,098,000 | 6,151 |
| Provision for loan and lease losses | $30,000 | 6,683 |
| Total noninterest income | $299,000 | 5,411 |
| Gross Fiduciary activities income | $1,000 | 1,307 |
| Service charges on deposit accounts | $191,000 | 4,492 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $107,000 | 5,372 |
| Total noninterest expense | $1,433,000 | 6,600 |
| Salaries and employee benefits | $921,000 | 6,185 |
| Premises and equipment expense | $216,000 | 6,080 |
| Additional noninterest expense | $296,000 | 7,127 |
| Pre-tax net operating income | $934,000 | 3,493 |
| Securities gains (losses) | $4,000 | 3,501 |
| Applicable income taxes | $46,000 | 3,673 |
| Income before extraordinary items | $892,000 | 3,439 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $892,000 | 3,436 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $892,000 | 3,439 |
| Net charge-offs | $-52,000 | 7,568 |
| Cash dividends | $514,000 | 2,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $888,200 | 3,324 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 6,337 |
| Total interest expense | $451,000 | 6,390 |
| Net interest income | $1,585,000 | 6,223 |
| Provision for loan and lease losses | $30,000 | 6,511 |
| Total noninterest income | $218,000 | 5,540 |
| Gross Fiduciary activities income | $1,000 | 1,261 |
| Service charges on deposit accounts | $142,000 | 4,587 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $75,000 | 5,577 |
| Total noninterest expense | $1,063,000 | 6,669 |
| Salaries and employee benefits | $674,000 | 6,275 |
| Premises and equipment expense | $168,000 | 6,058 |
| Additional noninterest expense | $221,000 | 7,203 |
| Pre-tax net operating income | $710,000 | 3,690 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $35,000 | 3,755 |
| Income before extraordinary items | $675,000 | 3,573 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $675,000 | 3,571 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $675,000 | 3,573 |
| Net charge-offs | $81,000 | 5,118 |
| Cash dividends | $514,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $675,000 | 3,439 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,381,000 | 6,343 |
| Total interest expense | $309,000 | 6,438 |
| Net interest income | $1,072,000 | 6,227 |
| Provision for loan and lease losses | $15,000 | 6,492 |
| Total noninterest income | $147,000 | 5,516 |
| Gross Fiduciary activities income | $1,000 | 1,231 |
| Service charges on deposit accounts | $95,000 | 4,578 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $51,000 | 5,562 |
| Total noninterest expense | $720,000 | 6,682 |
| Salaries and employee benefits | $467,000 | 6,248 |
| Premises and equipment expense | $105,000 | 6,231 |
| Additional noninterest expense | $148,000 | 7,258 |
| Pre-tax net operating income | $484,000 | 3,684 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $24,000 | 3,688 |
| Income before extraordinary items | $460,000 | 3,547 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $460,000 | 3,544 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $460,000 | 3,546 |
| Net charge-offs | $72,000 | 4,575 |
| Cash dividends | $463,000 | 1,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $460,000 | 3,443 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $684,000 | 6,445 |
| Total interest expense | $159,000 | 6,505 |
| Net interest income | $525,000 | 6,330 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $75,000 | 5,534 |
| Gross Fiduciary activities income | $1,000 | 1,185 |
| Service charges on deposit accounts | $48,000 | 4,553 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $26,000 | 5,620 |
| Total noninterest expense | $344,000 | 6,857 |
| Salaries and employee benefits | $220,000 | 6,433 |
| Premises and equipment expense | $49,000 | 6,432 |
| Additional noninterest expense | $75,000 | 7,340 |
| Pre-tax net operating income | $256,000 | 3,656 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $13,000 | 3,663 |
| Income before extraordinary items | $243,000 | 3,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $243,000 | 3,545 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $243,000 | 3,548 |
| Net charge-offs | $72,000 | 3,409 |
| Cash dividends | $363,000 | 931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $243,000 | 3,418 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,878,000 | 6,419 |
| Total interest expense | $849,000 | 6,357 |
| Net interest income | $2,029,000 | 6,320 |
| Provision for loan and lease losses | $50,000 | 6,827 |
| Total noninterest income | $325,000 | 5,481 |
| Gross Fiduciary activities income | $1,000 | 1,342 |
| Service charges on deposit accounts | $189,000 | 4,746 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $135,000 | 5,244 |
| Total noninterest expense | $1,452,000 | 6,856 |
| Salaries and employee benefits | $916,000 | 6,423 |
| Premises and equipment expense | $216,000 | 6,362 |
| Additional noninterest expense | $320,000 | 7,362 |
| Pre-tax net operating income | $852,000 | 3,240 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $41,000 | 3,360 |
| Income before extraordinary items | $812,000 | 3,127 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $812,000 | 3,127 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $812,000 | 3,127 |
| Net charge-offs | $30,000 | 6,500 |
| Cash dividends | $514,000 | 2,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $811,050 | 3,059 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 6,479 |
| Total interest expense | $665,000 | 6,400 |
| Net interest income | $1,499,000 | 6,372 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $209,000 | 5,805 |
| Gross Fiduciary activities income | $1,000 | 1,297 |
| Service charges on deposit accounts | $134,000 | 4,883 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $74,000 | 5,796 |
| Total noninterest expense | $1,040,000 | 6,965 |
| Salaries and employee benefits | $658,000 | 6,544 |
| Premises and equipment expense | $148,000 | 6,553 |
| Additional noninterest expense | $234,000 | 7,425 |
| Pre-tax net operating income | $668,000 | 3,425 |
| Securities gains (losses) | $9,000 | 3,002 |
| Applicable income taxes | $33,000 | 3,562 |
| Income before extraordinary items | $644,000 | 3,267 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $644,000 | 3,265 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $644,000 | 3,267 |
| Net charge-offs | $34,000 | 5,945 |
| Cash dividends | $514,000 | 1,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $635,450 | 3,199 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 6,560 |
| Total interest expense | $448,000 | 6,490 |
| Net interest income | $983,000 | 6,428 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $143,000 | 5,801 |
| Gross Fiduciary activities income | $1,000 | 1,272 |
| Service charges on deposit accounts | $90,000 | 4,852 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $52,000 | 5,792 |
| Total noninterest expense | $705,000 | 6,988 |
| Salaries and employee benefits | $447,000 | 6,575 |
| Premises and equipment expense | $92,000 | 6,733 |
| Additional noninterest expense | $166,000 | 7,414 |
| Pre-tax net operating income | $421,000 | 3,599 |
| Securities gains (losses) | $9,000 | 2,610 |
| Applicable income taxes | $21,000 | 3,672 |
| Income before extraordinary items | $409,000 | 3,440 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $409,000 | 3,437 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $409,000 | 3,438 |
| Net charge-offs | $44,000 | 5,034 |
| Cash dividends | $464,000 | 1,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $400,450 | 3,364 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $739,000 | 6,536 |
| Total interest expense | $232,000 | 6,538 |
| Net interest income | $507,000 | 6,371 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $68,000 | 5,878 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $44,000 | 4,850 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $24,000 | 5,949 |
| Total noninterest expense | $320,000 | 7,153 |
| Salaries and employee benefits | $207,000 | 6,785 |
| Premises and equipment expense | $47,000 | 6,737 |
| Additional noninterest expense | $66,000 | 7,609 |
| Pre-tax net operating income | $255,000 | 3,604 |
| Securities gains (losses) | $8,000 | 1,969 |
| Applicable income taxes | $13,000 | 3,831 |
| Income before extraordinary items | $250,000 | 3,446 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $250,000 | 3,447 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $250,000 | 3,447 |
| Net charge-offs | $17,000 | 4,442 |
| Cash dividends | $363,000 | 1,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $242,400 | 3,355 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 6,449 |
| Total interest expense | $1,340,000 | 6,208 |
| Net interest income | $1,930,000 | 6,496 |
| Provision for loan and lease losses | $25,000 | 6,928 |
| Total noninterest income | $340,000 | 5,610 |
| Gross Fiduciary activities income | $1,000 | 1,385 |
| Service charges on deposit accounts | $234,000 | 4,498 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $105,000 | 5,857 |
| Total noninterest expense | $1,367,000 | 7,050 |
| Salaries and employee benefits | $890,000 | 6,674 |
| Premises and equipment expense | $202,000 | 6,662 |
| Additional noninterest expense | $275,000 | 7,570 |
| Pre-tax net operating income | $878,000 | 4,003 |
| Securities gains (losses) | $16,000 | 2,295 |
| Applicable income taxes | $44,000 | 3,914 |
| Income before extraordinary items | $850,000 | 3,588 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $850,000 | 3,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 5,066 |
| Cash dividends | $514,000 | 3,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $834,800 | 3,755 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,481,000 | 6,487 |
| Total interest expense | $1,066,000 | 6,196 |
| Net interest income | $1,415,000 | 6,591 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $235,000 | 5,831 |
| Gross Fiduciary activities income | $1,000 | 1,339 |
| Service charges on deposit accounts | $179,000 | 4,486 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $55,000 | 6,465 |
| Total noninterest expense | $998,000 | 7,118 |
| Salaries and employee benefits | $644,000 | 6,763 |
| Premises and equipment expense | $158,000 | 6,611 |
| Additional noninterest expense | $196,000 | 7,646 |
| Pre-tax net operating income | $652,000 | 4,491 |
| Securities gains (losses) | $16,000 | 2,140 |
| Applicable income taxes | $32,000 | 4,378 |
| Income before extraordinary items | $636,000 | 4,019 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $636,000 | 4,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,182 |
| Cash dividends | $514,000 | 2,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $620,800 | 4,221 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,639,000 | 6,571 |
| Total interest expense | $758,000 | 6,199 |
| Net interest income | $881,000 | 6,758 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $160,000 | 5,863 |
| Gross Fiduciary activities income | $1,000 | 1,327 |
| Service charges on deposit accounts | $120,000 | 4,469 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $39,000 | 6,455 |
| Total noninterest expense | $649,000 | 7,209 |
| Salaries and employee benefits | $417,000 | 6,885 |
| Premises and equipment expense | $106,000 | 6,646 |
| Additional noninterest expense | $126,000 | 7,742 |
| Pre-tax net operating income | $392,000 | 4,833 |
| Securities gains (losses) | $13,000 | 2,325 |
| Applicable income taxes | $20,000 | 4,673 |
| Income before extraordinary items | $385,000 | 4,557 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $385,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,261 |
| Cash dividends | $463,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $372,650 | 4,554 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $822,000 | 6,660 |
| Total interest expense | $390,000 | 6,302 |
| Net interest income | $432,000 | 6,860 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $79,000 | 5,891 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $61,000 | 4,418 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $18,000 | 6,579 |
| Total noninterest expense | $324,000 | 7,255 |
| Salaries and employee benefits | $206,000 | 6,939 |
| Premises and equipment expense | $60,000 | 6,417 |
| Additional noninterest expense | $58,000 | 7,846 |
| Pre-tax net operating income | $187,000 | 5,074 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $12,000 | 4,690 |
| Income before extraordinary items | $176,000 | 4,943 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $176,000 | 4,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,966 |
| Cash dividends | $363,000 | 1,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $175,060 | 4,839 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,261,000 | 6,677 |
| Total interest expense | $1,644,000 | 6,239 |
| Net interest income | $1,617,000 | 6,973 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $347,000 | 5,764 |
| Gross Fiduciary activities income | $1,000 | 1,439 |
| Service charges on deposit accounts | $245,000 | 4,500 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $101,000 | 6,205 |
| Total noninterest expense | $1,295,000 | 7,219 |
| Salaries and employee benefits | $865,000 | 6,806 |
| Premises and equipment expense | $213,000 | 6,601 |
| Additional noninterest expense | $217,000 | 7,953 |
| Pre-tax net operating income | $669,000 | 5,526 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $33,000 | 5,167 |
| Income before extraordinary items | $636,000 | 5,231 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $636,000 | 5,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,921 |
| Cash dividends | $514,000 | 3,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $636,000 | 5,216 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,404,000 | 6,745 |
| Total interest expense | $1,211,000 | 6,313 |
| Net interest income | $1,193,000 | 7,058 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $242,000 | 5,955 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $183,000 | 4,523 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $58,000 | 6,594 |
| Total noninterest expense | $942,000 | 7,251 |
| Salaries and employee benefits | $634,000 | 6,826 |
| Premises and equipment expense | $148,000 | 6,748 |
| Additional noninterest expense | $160,000 | 7,947 |
| Pre-tax net operating income | $493,000 | 5,801 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $24,000 | 5,380 |
| Income before extraordinary items | $469,000 | 5,514 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $469,000 | 5,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,536 |
| Cash dividends | $514,000 | 2,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $469,000 | 5,500 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 6,844 |
| Total interest expense | $761,000 | 6,457 |
| Net interest income | $792,000 | 7,103 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $162,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $121,000 | 4,571 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $41,000 | 6,570 |
| Total noninterest expense | $617,000 | 7,335 |
| Salaries and employee benefits | $409,000 | 6,957 |
| Premises and equipment expense | $99,000 | 6,786 |
| Additional noninterest expense | $109,000 | 7,957 |
| Pre-tax net operating income | $337,000 | 5,834 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $16,000 | 5,455 |
| Income before extraordinary items | $321,000 | 5,515 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $321,000 | 5,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $464,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $321,000 | 5,496 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $736,000 | 6,981 |
| Total interest expense | $342,000 | 6,687 |
| Net interest income | $394,000 | 7,142 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $84,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $58,000 | 4,604 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $26,000 | 6,219 |
| Total noninterest expense | $306,000 | 7,390 |
| Salaries and employee benefits | $202,000 | 7,024 |
| Premises and equipment expense | $48,000 | 6,873 |
| Additional noninterest expense | $56,000 | 7,966 |
| Pre-tax net operating income | $172,000 | 5,798 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $8,000 | 5,466 |
| Income before extraordinary items | $164,000 | 5,472 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $164,000 | 5,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $363,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $164,000 | 5,455 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,972,000 | 6,799 |
| Total interest expense | $1,255,000 | 6,504 |
| Net interest income | $1,717,000 | 6,911 |
| Provision for loan and lease losses | $15,000 | 6,428 |
| Total noninterest income | $322,000 | 6,038 |
| Gross Fiduciary activities income | $2,000 | 1,427 |
| Service charges on deposit accounts | $212,000 | 4,859 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $108,000 | 6,200 |
| Total noninterest expense | $1,286,000 | 7,256 |
| Salaries and employee benefits | $822,000 | 6,897 |
| Premises and equipment expense | $225,000 | 6,465 |
| Additional noninterest expense | $239,000 | 7,911 |
| Pre-tax net operating income | $738,000 | 5,819 |
| Securities gains (losses) | $-3,000 | 6,969 |
| Applicable income taxes | $36,000 | 5,646 |
| Income before extraordinary items | $699,000 | 5,520 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $699,000 | 5,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,948 |
| Cash dividends | $514,000 | 3,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $701,850 | 5,503 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,206,000 | 6,861 |
| Total interest expense | $908,000 | 6,542 |
| Net interest income | $1,298,000 | 6,976 |
| Provision for loan and lease losses | $15,000 | 6,184 |
| Total noninterest income | $238,000 | 6,119 |
| Gross Fiduciary activities income | $2,000 | 1,362 |
| Service charges on deposit accounts | $150,000 | 5,035 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $86,000 | 6,103 |
| Total noninterest expense | $972,000 | 7,233 |
| Salaries and employee benefits | $613,000 | 6,893 |
| Premises and equipment expense | $179,000 | 6,350 |
| Additional noninterest expense | $180,000 | 7,934 |
| Pre-tax net operating income | $549,000 | 6,046 |
| Securities gains (losses) | $-3,000 | 7,275 |
| Applicable income taxes | $27,000 | 5,818 |
| Income before extraordinary items | $519,000 | 5,674 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $519,000 | 5,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,229 |
| Cash dividends | $514,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $521,850 | 5,661 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,459,000 | 6,879 |
| Total interest expense | $577,000 | 6,569 |
| Net interest income | $882,000 | 6,969 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $132,000 | 6,475 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $95,000 | 5,130 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 6,875 |
| Total noninterest expense | $651,000 | 7,266 |
| Salaries and employee benefits | $410,000 | 6,925 |
| Premises and equipment expense | $119,000 | 6,367 |
| Additional noninterest expense | $122,000 | 7,926 |
| Pre-tax net operating income | $363,000 | 6,086 |
| Securities gains (losses) | $-3,000 | 7,591 |
| Applicable income taxes | $18,000 | 5,852 |
| Income before extraordinary items | $342,000 | 5,737 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $342,000 | 5,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,631 |
| Cash dividends | $464,000 | 2,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $344,850 | 5,720 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $725,000 | 6,867 |
| Total interest expense | $285,000 | 6,492 |
| Net interest income | $440,000 | 6,991 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $59,000 | 6,658 |
| Gross Fiduciary activities income | $1,000 | 1,305 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 6,859 |
| Total noninterest expense | $322,000 | 7,294 |
| Salaries and employee benefits | $203,000 | 6,957 |
| Premises and equipment expense | $59,000 | 6,404 |
| Additional noninterest expense | $60,000 | 7,941 |
| Pre-tax net operating income | $177,000 | 6,086 |
| Securities gains (losses) | $-5,000 | 8,100 |
| Applicable income taxes | $8,000 | 5,862 |
| Income before extraordinary items | $164,000 | 5,759 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $164,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $363,000 | 1,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $168,750 | 5,701 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,789,000 | 6,766 |
| Total interest expense | $928,000 | 6,468 |
| Net interest income | $1,861,000 | 6,810 |
| Provision for loan and lease losses | $10,000 | 6,810 |
| Total noninterest income | $321,000 | 6,194 |
| Gross Fiduciary activities income | $1,000 | 1,485 |
| Service charges on deposit accounts | $171,000 | 5,373 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $149,000 | 5,744 |
| Total noninterest expense | $1,294,000 | 7,240 |
| Salaries and employee benefits | $782,000 | 6,989 |
| Premises and equipment expense | $257,000 | 6,138 |
| Additional noninterest expense | $255,000 | 7,894 |
| Pre-tax net operating income | $878,000 | 5,690 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $43,000 | 5,963 |
| Income before extraordinary items | $835,000 | 5,246 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $835,000 | 5,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,965 |
| Cash dividends | $509,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $835,000 | 5,219 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,083,000 | 6,772 |
| Total interest expense | $670,000 | 6,478 |
| Net interest income | $1,413,000 | 6,817 |
| Provision for loan and lease losses | $10,000 | 6,490 |
| Total noninterest income | $181,000 | 6,775 |
| Gross Fiduciary activities income | $1,000 | 1,428 |
| Service charges on deposit accounts | $130,000 | 5,367 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 7,069 |
| Total noninterest expense | $943,000 | 7,295 |
| Salaries and employee benefits | $586,000 | 6,988 |
| Premises and equipment expense | $177,000 | 6,327 |
| Additional noninterest expense | $180,000 | 7,987 |
| Pre-tax net operating income | $641,000 | 5,835 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $32,000 | 6,039 |
| Income before extraordinary items | $609,000 | 5,409 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $609,000 | 5,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,299 |
| Cash dividends | $509,000 | 2,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $609,000 | 5,378 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,387,000 | 6,735 |
| Total interest expense | $427,000 | 6,447 |
| Net interest income | $960,000 | 6,761 |
| Provision for loan and lease losses | $10,000 | 6,110 |
| Total noninterest income | $121,000 | 6,731 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $82,000 | 5,439 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $38,000 | 6,863 |
| Total noninterest expense | $632,000 | 7,281 |
| Salaries and employee benefits | $392,000 | 6,974 |
| Premises and equipment expense | $113,000 | 6,431 |
| Additional noninterest expense | $127,000 | 7,890 |
| Pre-tax net operating income | $439,000 | 5,755 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $22,000 | 6,048 |
| Income before extraordinary items | $417,000 | 5,339 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $417,000 | 5,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,314 |
| Cash dividends | $458,000 | 2,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $417,000 | 5,300 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $687,000 | 6,794 |
| Total interest expense | $199,000 | 6,556 |
| Net interest income | $488,000 | 6,773 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $62,000 | 6,684 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $35,000 | 5,695 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,409 |
| Total noninterest expense | $328,000 | 7,257 |
| Salaries and employee benefits | $196,000 | 7,033 |
| Premises and equipment expense | $64,000 | 6,186 |
| Additional noninterest expense | $68,000 | 7,847 |
| Pre-tax net operating income | $222,000 | 5,724 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $11,000 | 6,040 |
| Income before extraordinary items | $211,000 | 5,287 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $211,000 | 5,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $358,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $211,000 | 5,252 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,580,000 | 6,821 |
| Total interest expense | $719,000 | 6,522 |
| Net interest income | $1,861,000 | 6,819 |
| Provision for loan and lease losses | $20,000 | 6,718 |
| Total noninterest income | $821,000 | 3,976 |
| Gross Fiduciary activities income | $1,000 | 1,536 |
| Service charges on deposit accounts | $183,000 | 5,395 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $637,000 | 2,880 |
| Total noninterest expense | $1,699,000 | 6,540 |
| Salaries and employee benefits | $1,196,000 | 5,703 |
| Premises and equipment expense | $254,000 | 6,147 |
| Additional noninterest expense | $249,000 | 8,003 |
| Pre-tax net operating income | $963,000 | 5,333 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $20,000 | 6,539 |
| Income before extraordinary items | $945,000 | 4,846 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $945,000 | 4,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,468 |
| Cash dividends | $474,000 | 3,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $943,040 | 4,778 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 6,873 |
| Total interest expense | $527,000 | 6,579 |
| Net interest income | $1,378,000 | 6,865 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $748,000 | 3,574 |
| Gross Fiduciary activities income | $1,000 | 1,478 |
| Service charges on deposit accounts | $140,000 | 5,417 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $607,000 | 2,481 |
| Total noninterest expense | $1,375,000 | 6,262 |
| Salaries and employee benefits | $1,006,000 | 5,300 |
| Premises and equipment expense | $189,000 | 6,157 |
| Additional noninterest expense | $180,000 | 8,049 |
| Pre-tax net operating income | $751,000 | 5,350 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $9,000 | 6,807 |
| Income before extraordinary items | $745,000 | 4,800 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $745,000 | 4,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,609 |
| Cash dividends | $474,000 | 2,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $742,030 | 4,720 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 6,936 |
| Total interest expense | $347,000 | 6,637 |
| Net interest income | $905,000 | 6,941 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $681,000 | 2,893 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $90,000 | 5,491 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $590,000 | 1,945 |
| Total noninterest expense | $1,068,000 | 5,791 |
| Salaries and employee benefits | $822,000 | 4,623 |
| Premises and equipment expense | $100,000 | 6,777 |
| Additional noninterest expense | $146,000 | 7,780 |
| Pre-tax net operating income | $518,000 | 5,215 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $20,000 | 6,279 |
| Income before extraordinary items | $501,000 | 4,739 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $501,000 | 4,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $429,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $498,120 | 4,658 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $640,000 | 6,920 |
| Total interest expense | $176,000 | 6,673 |
| Net interest income | $464,000 | 6,894 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $75,000 | 6,432 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $42,000 | 5,572 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $32,000 | 5,977 |
| Total noninterest expense | $331,000 | 7,269 |
| Salaries and employee benefits | $202,000 | 6,950 |
| Premises and equipment expense | $51,000 | 6,740 |
| Additional noninterest expense | $78,000 | 7,684 |
| Pre-tax net operating income | $208,000 | 5,738 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $10,000 | 6,242 |
| Income before extraordinary items | $198,000 | 5,376 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $198,000 | 5,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,014 |
| Cash dividends | $338,000 | 1,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $198,000 | 5,246 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 6,860 |
| Total interest expense | $881,000 | 6,465 |
| Net interest income | $1,806,000 | 6,893 |
| Provision for loan and lease losses | $300,000 | 3,140 |
| Total noninterest income | $280,000 | 6,733 |
| Gross Fiduciary activities income | $1,000 | 1,575 |
| Service charges on deposit accounts | $175,000 | 5,547 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $104,000 | 6,474 |
| Total noninterest expense | $1,329,000 | 7,212 |
| Salaries and employee benefits | $824,000 | 6,831 |
| Premises and equipment expense | $212,000 | 6,644 |
| Additional noninterest expense | $293,000 | 7,804 |
| Pre-tax net operating income | $457,000 | 6,811 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $22,000 | 6,748 |
| Income before extraordinary items | $436,000 | 6,637 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $436,000 | 6,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,852 |
| Cash dividends | $514,000 | 3,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $435,050 | 6,479 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,028,000 | 6,914 |
| Total interest expense | $690,000 | 6,501 |
| Net interest income | $1,338,000 | 6,966 |
| Provision for loan and lease losses | $300,000 | 2,501 |
| Total noninterest income | $192,000 | 6,958 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $130,000 | 5,604 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 6,919 |
| Total noninterest expense | $996,000 | 7,212 |
| Salaries and employee benefits | $627,000 | 6,794 |
| Premises and equipment expense | $153,000 | 6,741 |
| Additional noninterest expense | $216,000 | 7,855 |
| Pre-tax net operating income | $234,000 | 7,524 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $11,000 | 7,039 |
| Income before extraordinary items | $224,000 | 7,428 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $224,000 | 7,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,930 |
| Cash dividends | $514,000 | 2,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $223,050 | 7,281 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,376,000 | 6,919 |
| Total interest expense | $487,000 | 6,470 |
| Net interest income | $889,000 | 6,996 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $133,000 | 6,869 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $85,000 | 5,628 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $47,000 | 6,676 |
| Total noninterest expense | $668,000 | 7,221 |
| Salaries and employee benefits | $419,000 | 6,822 |
| Premises and equipment expense | $100,000 | 6,763 |
| Additional noninterest expense | $149,000 | 7,796 |
| Pre-tax net operating income | $54,000 | 8,348 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $7,000 | 7,084 |
| Income before extraordinary items | $48,000 | 8,440 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $48,000 | 8,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,794 |
| Cash dividends | $464,000 | 2,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $47,130 | 8,318 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $694,000 | 6,932 |
| Total interest expense | $251,000 | 6,479 |
| Net interest income | $443,000 | 7,005 |
| Provision for loan and lease losses | $70,000 | 3,059 |
| Total noninterest income | $75,000 | 6,577 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $43,000 | 5,528 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 6,104 |
| Total noninterest expense | $345,000 | 7,161 |
| Salaries and employee benefits | $215,000 | 6,751 |
| Premises and equipment expense | $50,000 | 6,781 |
| Additional noninterest expense | $80,000 | 7,665 |
| Pre-tax net operating income | $103,000 | 7,150 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $5,000 | 6,893 |
| Income before extraordinary items | $99,000 | 6,918 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $99,000 | 6,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 1,118 |
| Cash dividends | $363,000 | 1,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $98,050 | 6,776 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,997,000 | 6,865 |
| Total interest expense | $1,193,000 | 6,446 |
| Net interest income | $1,804,000 | 6,950 |
| Provision for loan and lease losses | $25,000 | 7,318 |
| Total noninterest income | $280,000 | 6,620 |
| Gross Fiduciary activities income | $1,000 | 1,652 |
| Service charges on deposit accounts | $186,000 | 5,376 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $93,000 | 6,581 |
| Total noninterest expense | $1,429,000 | 7,002 |
| Salaries and employee benefits | $933,000 | 6,384 |
| Premises and equipment expense | $207,000 | 6,700 |
| Additional noninterest expense | $289,000 | 7,886 |
| Pre-tax net operating income | $630,000 | 6,326 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $31,000 | 6,824 |
| Income before extraordinary items | $606,000 | 5,937 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $606,000 | 5,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,476 |
| Cash dividends | $545,000 | 3,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $599,350 | 5,824 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,162,000 | 7,080 |
| Total interest expense | $1,623,000 | 6,741 |
| Net interest income | $1,539,000 | 7,259 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $269,000 | 6,683 |
| Gross Fiduciary activities income | $1,000 | 1,678 |
| Service charges on deposit accounts | $183,000 | 5,350 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $85,000 | 6,770 |
| Total noninterest expense | $1,233,000 | 7,374 |
| Salaries and employee benefits | $791,000 | 6,818 |
| Premises and equipment expense | $138,000 | 7,719 |
| Additional noninterest expense | $304,000 | 7,827 |
| Pre-tax net operating income | $575,000 | 6,260 |
| Securities gains (losses) | $-13,000 | 9,325 |
| Applicable income taxes | $25,000 | 7,184 |
| Income before extraordinary items | $537,000 | 5,898 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $537,000 | 5,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 4,010 |
| Cash dividends | $488,000 | 3,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $549,480 | 5,732 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,328,000 | 7,080 |
| Total interest expense | $1,758,000 | 6,685 |
| Net interest income | $1,570,000 | 7,346 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $240,000 | 6,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,391 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,420 |
| Total noninterest expense | $1,173,000 | 7,567 |
| Salaries and employee benefits | $710,000 | 7,159 |
| Premises and equipment expense | $120,000 | 8,101 |
| Additional noninterest expense | $343,000 | 7,604 |
| Pre-tax net operating income | $637,000 | 6,454 |
| Securities gains (losses) | $-108,000 | 9,436 |
| Applicable income taxes | $152,000 | 5,885 |
| Income before extraordinary items | $377,000 | 6,996 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $377,000 | 6,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 9,196 |
| Cash dividends | $300,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $453,680 | 6,588 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,072,000 | 7,288 |
| Total interest expense | $1,641,000 | 6,655 |
| Net interest income | $1,431,000 | 7,724 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $220,000 | 7,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 5,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,430 |
| Total noninterest expense | $1,035,000 | 8,020 |
| Salaries and employee benefits | $628,000 | 7,601 |
| Premises and equipment expense | $95,000 | 8,719 |
| Additional noninterest expense | $312,000 | 8,029 |
| Pre-tax net operating income | $616,000 | 6,652 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $115,000 | 6,727 |
| Income before extraordinary items | $501,000 | 6,433 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $501,000 | 6,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,427 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $501,000 | 6,411 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 7,244 |
| Total interest expense | $1,734,000 | 6,691 |
| Net interest income | $1,509,000 | 7,671 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $188,000 | 7,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 5,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 8,867 |
| Total noninterest expense | $1,015,000 | 8,068 |
| Salaries and employee benefits | $591,000 | 7,806 |
| Premises and equipment expense | $118,000 | 8,318 |
| Additional noninterest expense | $306,000 | 8,065 |
| Pre-tax net operating income | $682,000 | 6,553 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $159,000 | 6,730 |
| Income before extraordinary items | $526,000 | 6,448 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $526,000 | 6,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 10,209 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $523,690 | 6,361 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 7,410 |
| Total interest expense | $1,738,000 | 6,807 |
| Net interest income | $1,547,000 | 7,874 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $225,000 | 7,521 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 5,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,023 |
| Total noninterest expense | $1,012,000 | 8,299 |
| Salaries and employee benefits | $597,000 | 7,937 |
| Premises and equipment expense | $94,000 | 9,100 |
| Additional noninterest expense | $321,000 | 8,113 |
| Pre-tax net operating income | $760,000 | 6,728 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $213,000 | 6,714 |
| Income before extraordinary items | $551,000 | 6,664 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $551,000 | 6,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 10,389 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $548,120 | 6,620 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 7,998 |
| Total interest expense | $1,626,000 | 7,265 |
| Net interest income | $1,369,000 | 8,590 |
| Provision for loan and lease losses | $35,000 | 7,226 |
| Total noninterest income | $242,000 | 7,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 6,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,384 |
| Total noninterest expense | $1,022,000 | 8,594 |
| Salaries and employee benefits | $633,000 | 7,936 |
| Premises and equipment expense | $98,000 | 9,349 |
| Additional noninterest expense | $291,000 | 8,978 |
| Pre-tax net operating income | $554,000 | 7,669 |
| Securities gains (losses) | $20,000 | 2,000 |
| Applicable income taxes | $147,000 | 7,918 |
| Income before extraordinary items | $427,000 | 7,405 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $427,000 | 7,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,035 |
| Cash dividends | $250,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $412,200 | 7,462 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 8,516 |
| Total interest expense | $1,411,000 | 7,948 |
| Net interest income | $1,369,000 | 8,879 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $245,000 | 7,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 6,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,172 |
| Total noninterest expense | $1,031,000 | 8,819 |
| Salaries and employee benefits | $615,000 | 8,262 |
| Premises and equipment expense | $94,000 | 9,797 |
| Additional noninterest expense | $322,000 | 9,008 |
| Pre-tax net operating income | $565,000 | 8,083 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $162,000 | 8,063 |
| Income before extraordinary items | $410,000 | 7,967 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $410,000 | 7,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,295 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $404,960 | 7,987 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,641,000 | 8,663 |
| Total interest expense | $1,160,000 | 8,058 |
| Net interest income | $1,481,000 | 8,934 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $201,000 | 8,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,491 |
| Total noninterest expense | $1,062,000 | 9,115 |
| Salaries and employee benefits | $606,000 | 8,572 |
| Premises and equipment expense | $86,000 | 10,464 |
| Additional noninterest expense | $370,000 | 9,124 |
| Pre-tax net operating income | $605,000 | 7,968 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $182,000 | 7,671 |
| Income before extraordinary items | $423,000 | 7,961 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $423,000 | 7,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $-678,000 | 12,563 |
| Net operating income | $423,000 | 8,007 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,719,000 | 8,797 |
| Total interest expense | $1,178,000 | 8,357 |
| Net interest income | $1,541,000 | 8,975 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $211,000 | 9,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,213 |
| Total noninterest expense | $1,080,000 | 9,404 |
| Salaries and employee benefits | $627,000 | 8,587 |
| Premises and equipment expense | $79,000 | 11,181 |
| Additional noninterest expense | $374,000 | 9,548 |
| Pre-tax net operating income | $622,000 | 7,802 |
| Securities gains (losses) | $20,000 | 4,664 |
| Applicable income taxes | $211,000 | 7,412 |
| Income before extraordinary items | $431,000 | 8,136 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $431,000 | 8,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,803 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $417,600 | 7,992 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,035,000 | 8,914 |
| Total interest expense | $1,383,000 | 8,918 |
| Net interest income | $1,652,000 | 8,802 |
| Provision for loan and lease losses | $105,000 | 7,133 |
| Total noninterest income | $190,000 | 9,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 8,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,942 |
| Total noninterest expense | $1,159,000 | 9,242 |
| Salaries and employee benefits | $658,000 | 8,321 |
| Premises and equipment expense | $84,000 | 11,345 |
| Additional noninterest expense | $417,000 | 9,367 |
| Pre-tax net operating income | $578,000 | 7,876 |
| Securities gains (losses) | $21,000 | 5,524 |
| Applicable income taxes | $212,000 | 7,328 |
| Income before extraordinary items | $387,000 | 8,350 |
| Extraordinary gains, net | $9,000 | 1,353 |
| Net income | $396,000 | 8,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 5,904 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $373,350 | 8,119 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.