Home > Laurel Savings Bank > Assets and Liabilities
Laurel Savings Bank, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 64 | 2,770 |
| Assets and Liabilities | ||
| Total Assets: | $320,526,000 | 1,996 |
| Cash and due from depository institutions | $21,250,000 | 2,770 |
| Interest-bearing balances | $16,628,000 | 334 |
| Securities | $65,499,000 | 1,826 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $216,788,000 | 2,041 |
| Loan loss allowance | $2,000,000 | 2,445 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,101,000 | 4,349 |
| Other real estate owned | $125,000 | 2,770 |
| Goodwill and other intangibles | $3,038,000 | 1,124 |
| All other assets | $11,725,000 | 1,527 |
| Life insurance assets | $6,366,000 | 860 |
| Total liabilities and capital | $320,527,000 | 1,996 |
| Total liabilities | $294,150,000 | 1,964 |
| Total deposits | $269,669,000 | 1,913 |
| Interest-bearing deposits | $249,477,000 | 1,781 |
| Deposits held in domestic offices | $269,669,000 | 1,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $21,595,000 | 1,711 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,886,000 | 1,639 |
| Total equity capital | $26,377,000 | 2,420 |
| Total bank equity capital | $26,377,000 | 2,420 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $4,716,000 | 3,978 |
| Undivided profits | $21,660,000 | 1,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $314,000 | 4,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,193,000 | 3,110 |
| Earning assets | $298,915,000 | 1,965 |
| Long-term assets (5+ years) | $109,395,000 | 971 |
| Average Assets, year-to-date | $314,522,330 | 1,988 |
| Average Assets, quarterly | $317,241,500 | 1,993 |
| Volatile liabilities | $25,423,000 | 4,051 |
| Insider loans | $365,000 | 5,977 |
| FHLB advances | $21,595,000 | 1,603 |
| Loans and leases held for sale | $41,000 | 1,732 |
| Unused loan commitments | $8,967,000 | 5,007 |
| Tier 1 (core) risk-based capital | $23,568,000 | 2,578 |
| Tier 2 risk-based capital | $2,000,000 | 2,340 |
| Total risk weighted assets | $163,467,000 | 2,662 |
| Total unused commitments | $8,967,000 | 5,009 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 65 | 2,689 |
| Assets and Liabilities | ||
| Total Assets: | $313,957,000 | 2,015 |
| Cash and due from depository institutions | $15,927,000 | 2,689 |
| Interest-bearing balances | $12,196,000 | 489 |
| Securities | $66,313,000 | 1,829 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $215,159,000 | 2,007 |
| Loan loss allowance | $2,000,000 | 2,411 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,168,000 | 4,222 |
| Other real estate owned | $0 | 2,689 |
| Goodwill and other intangibles | $3,102,000 | 1,087 |
| All other assets | $11,288,000 | 1,521 |
| Life insurance assets | $6,313,000 | 848 |
| Total liabilities and capital | $313,957,000 | 2,015 |
| Total liabilities | $287,118,000 | 1,987 |
| Total deposits | $262,133,000 | 1,953 |
| Interest-bearing deposits | $242,702,000 | 1,804 |
| Deposits held in domestic offices | $262,133,000 | 1,948 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,597,000 | 1,648 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,388,000 | 1,439 |
| Total equity capital | $26,839,000 | 2,351 |
| Total bank equity capital | $26,839,000 | 2,351 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $4,716,000 | 3,907 |
| Undivided profits | $22,122,000 | 1,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $669,000 | 3,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,038,000 | 3,316 |
| Earning assets | $293,668,000 | 1,974 |
| Long-term assets (5+ years) | $110,627,000 | 944 |
| Average Assets, year-to-date | $311,520,500 | 2,008 |
| Average Assets, quarterly | $311,520,500 | 2,008 |
| Volatile liabilities | $23,743,000 | 4,087 |
| Insider loans | $178,000 | 6,726 |
| FHLB advances | $21,597,000 | 1,562 |
| Loans and leases held for sale | $172,000 | 1,466 |
| Unused loan commitments | $9,781,000 | 4,823 |
| Tier 1 (core) risk-based capital | $24,114,000 | 2,493 |
| Tier 2 risk-based capital | $2,000,000 | 2,302 |
| Total risk weighted assets | $163,144,000 | 2,613 |
| Total unused commitments | $9,781,000 | 4,824 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 64 | 2,738 |
| Assets and Liabilities | ||
| Total Assets: | $309,084,000 | 2,009 |
| Cash and due from depository institutions | $14,148,000 | 2,738 |
| Interest-bearing balances | $12,476,000 | 452 |
| Securities | $64,488,000 | 1,875 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $214,138,000 | 1,988 |
| Loan loss allowance | $1,998,000 | 2,381 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,165,000 | 4,220 |
| Other real estate owned | $0 | 2,738 |
| Goodwill and other intangibles | $3,177,000 | 1,054 |
| All other assets | $10,968,000 | 1,544 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $309,084,000 | 2,009 |
| Total liabilities | $282,167,000 | 1,987 |
| Total deposits | $258,080,000 | 1,952 |
| Interest-bearing deposits | $238,145,000 | 1,800 |
| Deposits held in domestic offices | $258,080,000 | 1,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $21,599,000 | 1,673 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,488,000 | 1,802 |
| Total equity capital | $26,917,000 | 2,312 |
| Total bank equity capital | $26,917,000 | 2,312 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $4,716,000 | 3,861 |
| Undivided profits | $22,200,000 | 1,552 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $668,000 | 3,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,084,000 | 3,221 |
| Earning assets | $291,102,000 | 1,967 |
| Long-term assets (5+ years) | $112,498,000 | 909 |
| Average Assets, year-to-date | $308,516,200 | 1,928 |
| Average Assets, quarterly | $308,835,500 | 1,992 |
| Volatile liabilities | $22,653,000 | 4,148 |
| Insider loans | $192,000 | 6,650 |
| FHLB advances | $21,599,000 | 1,572 |
| Loans and leases held for sale | $507,000 | 1,151 |
| Unused loan commitments | $7,634,000 | 5,255 |
| Tier 1 (core) risk-based capital | $24,034,000 | 2,458 |
| Tier 2 risk-based capital | $1,998,000 | 2,290 |
| Total risk weighted assets | $160,600,000 | 2,625 |
| Total unused commitments | $7,634,000 | 5,255 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 64 | 2,712 |
| Assets and Liabilities | ||
| Total Assets: | $308,587,000 | 1,985 |
| Cash and due from depository institutions | $9,333,000 | 2,712 |
| Interest-bearing balances | $5,245,000 | 1,054 |
| Securities | $69,192,000 | 1,738 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $213,592,000 | 1,957 |
| Loan loss allowance | $1,999,000 | 2,362 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,210,000 | 4,138 |
| Other real estate owned | $35,000 | 2,712 |
| Goodwill and other intangibles | $3,253,000 | 1,012 |
| All other assets | $10,972,000 | 1,498 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $308,587,000 | 1,985 |
| Total liabilities | $281,611,000 | 1,952 |
| Total deposits | $257,046,000 | 1,918 |
| Interest-bearing deposits | $237,304,000 | 1,756 |
| Deposits held in domestic offices | $257,046,000 | 1,914 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $21,600,000 | 1,680 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,965,000 | 1,513 |
| Total equity capital | $26,976,000 | 2,281 |
| Total bank equity capital | $26,976,000 | 2,281 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $4,716,000 | 3,809 |
| Undivided profits | $22,259,000 | 1,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $752,000 | 2,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,019,000 | 3,370 |
| Earning assets | $288,029,000 | 1,945 |
| Long-term assets (5+ years) | $114,123,000 | 902 |
| Average Assets, year-to-date | $308,374,250 | 1,914 |
| Average Assets, quarterly | $308,985,000 | 1,961 |
| Volatile liabilities | $22,711,000 | 4,094 |
| Insider loans | $206,000 | 6,609 |
| FHLB advances | $21,600,000 | 1,583 |
| Loans and leases held for sale | $540,000 | 1,201 |
| Unused loan commitments | $8,475,000 | 5,020 |
| Tier 1 (core) risk-based capital | $23,934,000 | 2,444 |
| Tier 2 risk-based capital | $1,999,000 | 2,269 |
| Total risk weighted assets | $160,349,000 | 2,585 |
| Total unused commitments | $8,475,000 | 5,021 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 65 | 2,657 |
| Assets and Liabilities | ||
| Total Assets: | $309,383,000 | 1,945 |
| Cash and due from depository institutions | $12,975,000 | 2,657 |
| Interest-bearing balances | $9,669,000 | 568 |
| Securities | $69,458,000 | 1,761 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $210,696,000 | 1,930 |
| Loan loss allowance | $1,989,000 | 2,350 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,277,000 | 4,012 |
| Other real estate owned | $35,000 | 2,657 |
| Goodwill and other intangibles | $3,328,000 | 987 |
| All other assets | $10,614,000 | 1,508 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $309,383,000 | 1,945 |
| Total liabilities | $282,034,000 | 1,912 |
| Total deposits | $257,944,000 | 1,862 |
| Interest-bearing deposits | $240,666,000 | 1,703 |
| Deposits held in domestic offices | $257,944,000 | 1,858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,602,000 | 1,686 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,488,000 | 1,647 |
| Total equity capital | $27,349,000 | 2,202 |
| Total bank equity capital | $27,349,000 | 2,202 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $4,716,000 | 3,760 |
| Undivided profits | $22,632,000 | 1,523 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $969,000 | 2,353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,087,000 | 2,934 |
| Earning assets | $289,823,000 | 1,885 |
| Long-term assets (5+ years) | $119,843,000 | 849 |
| Average Assets, year-to-date | $308,303,330 | 1,888 |
| Average Assets, quarterly | $308,399,000 | 1,917 |
| Volatile liabilities | $22,696,000 | 3,960 |
| Insider loans | $104,000 | 7,171 |
| FHLB advances | $21,602,000 | 1,589 |
| Loans and leases held for sale | $947,000 | 1,000 |
| Unused loan commitments | $10,025,000 | 4,636 |
| Tier 1 (core) risk-based capital | $24,004,000 | 2,378 |
| Tier 2 risk-based capital | $1,971,000 | 2,265 |
| Total risk weighted assets | $157,633,000 | 2,563 |
| Total unused commitments | $10,025,000 | 4,637 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 64 | 2,665 |
| Assets and Liabilities | ||
| Total Assets: | $307,415,000 | 1,919 |
| Cash and due from depository institutions | $13,847,000 | 2,665 |
| Interest-bearing balances | $10,908,000 | 513 |
| Securities | $73,863,000 | 1,669 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $203,520,000 | 1,939 |
| Loan loss allowance | $1,998,000 | 2,326 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,227,000 | 4,070 |
| Other real estate owned | $128,000 | 2,665 |
| Goodwill and other intangibles | $3,404,000 | 965 |
| All other assets | $10,426,000 | 1,510 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $307,415,000 | 1,919 |
| Total liabilities | $280,809,000 | 1,890 |
| Total deposits | $256,160,000 | 1,852 |
| Interest-bearing deposits | $238,479,000 | 1,695 |
| Deposits held in domestic offices | $256,160,000 | 1,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,604,000 | 1,620 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,045,000 | 1,399 |
| Total equity capital | $26,606,000 | 2,200 |
| Total bank equity capital | $26,606,000 | 2,200 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $4,716,000 | 3,738 |
| Undivided profits | $21,889,000 | 1,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $833,000 | 2,697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,063,000 | 2,893 |
| Earning assets | $288,291,000 | 1,883 |
| Long-term assets (5+ years) | $132,129,000 | 788 |
| Average Assets, year-to-date | $307,763,500 | 1,897 |
| Average Assets, quarterly | $307,763,500 | 1,897 |
| Volatile liabilities | $22,579,000 | 3,886 |
| Insider loans | $153,000 | 6,887 |
| FHLB advances | $21,604,000 | 1,521 |
| Loans and leases held for sale | $1,033,000 | 898 |
| Unused loan commitments | $13,230,000 | 4,006 |
| Tier 1 (core) risk-based capital | $23,349,000 | 2,395 |
| Tier 2 risk-based capital | $1,968,000 | 2,258 |
| Total risk weighted assets | $157,401,000 | 2,551 |
| Total unused commitments | $13,230,000 | 4,006 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 65 | 2,645 |
| Assets and Liabilities | ||
| Total Assets: | $308,112,000 | 1,905 |
| Cash and due from depository institutions | $17,452,000 | 2,645 |
| Interest-bearing balances | $13,967,000 | 409 |
| Securities | $75,675,000 | 1,659 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $198,879,000 | 1,961 |
| Loan loss allowance | $1,988,000 | 2,324 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,168,000 | 4,104 |
| Other real estate owned | $350,000 | 2,645 |
| Goodwill and other intangibles | $3,492,000 | 944 |
| All other assets | $10,096,000 | 1,516 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $308,112,000 | 1,905 |
| Total liabilities | $281,110,000 | 1,870 |
| Total deposits | $257,317,000 | 1,830 |
| Interest-bearing deposits | $237,519,000 | 1,686 |
| Deposits held in domestic offices | $257,317,000 | 1,824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $21,605,000 | 1,639 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,188,000 | 1,799 |
| Total equity capital | $27,002,000 | 2,166 |
| Total bank equity capital | $27,002,000 | 2,166 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $4,716,000 | 3,697 |
| Undivided profits | $22,285,000 | 1,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,204,000 | 2,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,057,000 | 2,887 |
| Earning assets | $288,521,000 | 1,877 |
| Long-term assets (5+ years) | $140,660,000 | 743 |
| Average Assets, year-to-date | $303,299,800 | 1,861 |
| Average Assets, quarterly | $307,146,500 | 1,889 |
| Volatile liabilities | $22,255,000 | 3,866 |
| Insider loans | $156,000 | 6,907 |
| FHLB advances | $21,605,000 | 1,537 |
| Loans and leases held for sale | $953,000 | 895 |
| Unused loan commitments | $9,951,000 | 4,456 |
| Tier 1 (core) risk-based capital | $23,403,000 | 2,362 |
| Tier 2 risk-based capital | $1,970,000 | 2,240 |
| Total risk weighted assets | $156,230,000 | 2,551 |
| Total unused commitments | $9,951,000 | 4,456 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 66 | 2,611 |
| Assets and Liabilities | ||
| Total Assets: | $306,181,000 | 1,907 |
| Cash and due from depository institutions | $26,669,000 | 2,611 |
| Interest-bearing balances | $23,078,000 | 243 |
| Securities | $76,859,000 | 1,634 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $187,055,000 | 2,047 |
| Loan loss allowance | $1,992,000 | 2,324 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,193,000 | 4,037 |
| Other real estate owned | $40,000 | 2,611 |
| Goodwill and other intangibles | $3,580,000 | 906 |
| All other assets | $9,785,000 | 1,553 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $306,181,000 | 1,907 |
| Total liabilities | $279,290,000 | 1,872 |
| Total deposits | $253,164,000 | 1,838 |
| Interest-bearing deposits | $235,828,000 | 1,670 |
| Deposits held in domestic offices | $253,164,000 | 1,832 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $21,607,000 | 1,632 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,519,000 | 987 |
| Total equity capital | $26,891,000 | 2,161 |
| Total bank equity capital | $26,891,000 | 2,161 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $4,716,000 | 3,650 |
| Undivided profits | $22,174,000 | 1,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,985,000 | 1,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,022,000 | 3,052 |
| Earning assets | $286,992,000 | 1,860 |
| Long-term assets (5+ years) | $144,511,000 | 734 |
| Average Assets, year-to-date | $302,096,750 | 1,872 |
| Average Assets, quarterly | $302,566,000 | 1,911 |
| Volatile liabilities | $37,406,000 | 2,622 |
| Insider loans | $160,000 | 6,906 |
| FHLB advances | $21,607,000 | 1,519 |
| Loans and leases held for sale | $956,000 | 904 |
| Unused loan commitments | $11,899,000 | 4,052 |
| Tier 1 (core) risk-based capital | $23,241,000 | 2,345 |
| Tier 2 risk-based capital | $1,919,000 | 2,265 |
| Total risk weighted assets | $152,825,000 | 2,560 |
| Total unused commitments | $11,899,000 | 4,053 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 66 | 2,629 |
| Assets and Liabilities | ||
| Total Assets: | $298,951,000 | 1,930 |
| Cash and due from depository institutions | $27,392,000 | 2,629 |
| Interest-bearing balances | $24,284,000 | 231 |
| Securities | $81,177,000 | 1,587 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $174,421,000 | 2,143 |
| Loan loss allowance | $2,032,000 | 2,248 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,243,000 | 3,953 |
| Other real estate owned | $0 | 2,629 |
| Goodwill and other intangibles | $3,669,000 | 877 |
| All other assets | $10,049,000 | 1,517 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $298,951,000 | 1,930 |
| Total liabilities | $272,387,000 | 1,906 |
| Total deposits | $249,009,000 | 1,849 |
| Interest-bearing deposits | $232,845,000 | 1,665 |
| Deposits held in domestic offices | $249,009,000 | 1,842 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,609,000 | 1,604 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,769,000 | 1,949 |
| Total equity capital | $26,564,000 | 2,086 |
| Total bank equity capital | $26,564,000 | 2,086 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $4,716,000 | 3,610 |
| Undivided profits | $21,847,000 | 1,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,156,000 | 1,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,125,000 | 2,620 |
| Earning assets | $279,882,000 | 1,881 |
| Long-term assets (5+ years) | $157,295,000 | 688 |
| Average Assets, year-to-date | $300,735,330 | 1,867 |
| Average Assets, quarterly | $299,937,000 | 1,903 |
| Volatile liabilities | $19,301,000 | 4,087 |
| Insider loans | $169,000 | 6,891 |
| FHLB advances | $21,609,000 | 1,498 |
| Loans and leases held for sale | $1,130,000 | 844 |
| Unused loan commitments | $17,411,000 | 3,280 |
| Tier 1 (core) risk-based capital | $23,170,000 | 2,302 |
| Tier 2 risk-based capital | $1,859,000 | 2,287 |
| Total risk weighted assets | $148,079,000 | 2,581 |
| Total unused commitments | $17,411,000 | 3,282 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 63 | 2,717 |
| Assets and Liabilities | ||
| Total Assets: | $300,923,000 | 1,885 |
| Cash and due from depository institutions | $39,691,000 | 2,717 |
| Interest-bearing balances | $37,900,000 | 170 |
| Securities | $74,792,000 | 1,715 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $169,845,000 | 2,132 |
| Loan loss allowance | $2,017,000 | 2,250 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,302,000 | 3,844 |
| Other real estate owned | $0 | 2,717 |
| Goodwill and other intangibles | $3,877,000 | 831 |
| All other assets | $10,416,000 | 1,358 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $300,923,000 | 1,885 |
| Total liabilities | $273,761,000 | 1,864 |
| Total deposits | $249,911,000 | 1,825 |
| Interest-bearing deposits | $233,842,000 | 1,664 |
| Deposits held in domestic offices | $249,911,000 | 1,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $21,610,000 | 1,527 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,240,000 | 1,820 |
| Total equity capital | $27,162,000 | 2,078 |
| Total bank equity capital | $27,162,000 | 2,078 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $4,716,000 | 3,573 |
| Undivided profits | $22,445,000 | 1,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,741,000 | 1,705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,139,000 | 2,525 |
| Earning assets | $282,537,000 | 1,833 |
| Long-term assets (5+ years) | $155,100,000 | 693 |
| Average Assets, year-to-date | $301,627,500 | 1,859 |
| Average Assets, quarterly | $301,627,500 | 1,859 |
| Volatile liabilities | $19,311,000 | 4,008 |
| Insider loans | $150,000 | 6,990 |
| FHLB advances | $21,610,000 | 1,419 |
| Loans and leases held for sale | $1,429,000 | 850 |
| Unused loan commitments | $9,767,000 | 4,452 |
| Tier 1 (core) risk-based capital | $23,020,000 | 2,288 |
| Tier 2 risk-based capital | $1,970,000 | 2,147 |
| Total risk weighted assets | $150,508,000 | 2,480 |
| Total unused commitments | $9,767,000 | 4,459 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 63 | 2,738 |
| Assets and Liabilities | ||
| Total Assets: | $302,332,000 | 1,870 |
| Cash and due from depository institutions | $55,524,000 | 2,738 |
| Interest-bearing balances | $53,550,000 | 121 |
| Securities | $68,683,000 | 1,872 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $161,298,000 | 2,208 |
| Loan loss allowance | $1,984,000 | 2,278 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,339,000 | 3,785 |
| Other real estate owned | $0 | 2,738 |
| Goodwill and other intangibles | $3,979,000 | 821 |
| All other assets | $10,509,000 | 1,371 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,332,000 | 1,870 |
| Total liabilities | $275,305,000 | 1,844 |
| Total deposits | $250,454,000 | 1,808 |
| Interest-bearing deposits | $235,534,000 | 1,639 |
| Deposits held in domestic offices | $250,454,000 | 1,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $21,612,000 | 1,536 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,239,000 | 1,284 |
| Total equity capital | $27,027,000 | 2,040 |
| Total bank equity capital | $27,027,000 | 2,040 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $4,716,000 | 3,543 |
| Undivided profits | $22,310,000 | 1,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,595,000 | 1,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,169,000 | 2,573 |
| Earning assets | $283,531,000 | 1,824 |
| Long-term assets (5+ years) | $139,493,000 | 782 |
| Average Assets, year-to-date | $303,790,800 | 1,787 |
| Average Assets, quarterly | $304,573,000 | 1,832 |
| Volatile liabilities | $34,790,000 | 2,628 |
| Insider loans | $156,000 | 6,990 |
| FHLB advances | $21,612,000 | 1,426 |
| Loans and leases held for sale | $1,288,000 | 790 |
| Unused loan commitments | $10,990,000 | 4,069 |
| Tier 1 (core) risk-based capital | $22,978,000 | 2,276 |
| Tier 2 risk-based capital | $1,931,000 | 2,166 |
| Total risk weighted assets | $149,318,000 | 2,474 |
| Total unused commitments | $10,990,000 | 4,072 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 60 | 2,872 |
| Assets and Liabilities | ||
| Total Assets: | $306,814,000 | 1,844 |
| Cash and due from depository institutions | $64,072,000 | 2,872 |
| Interest-bearing balances | $60,419,000 | 128 |
| Securities | $66,491,000 | 1,910 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $159,386,000 | 2,222 |
| Loan loss allowance | $2,005,000 | 2,262 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,384,000 | 3,727 |
| Other real estate owned | $0 | 2,872 |
| Goodwill and other intangibles | $4,081,000 | 806 |
| All other assets | $10,400,000 | 1,389 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $306,814,000 | 1,844 |
| Total liabilities | $279,830,000 | 1,819 |
| Total deposits | $252,648,000 | 1,778 |
| Interest-bearing deposits | $235,914,000 | 1,637 |
| Deposits held in domestic offices | $252,648,000 | 1,775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $24,632,000 | 1,377 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,550,000 | 1,610 |
| Total equity capital | $26,984,000 | 2,042 |
| Total bank equity capital | $26,984,000 | 2,042 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $4,716,000 | 3,473 |
| Undivided profits | $22,267,000 | 1,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,142,000 | 2,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,199,000 | 2,629 |
| Earning assets | $286,296,000 | 1,806 |
| Long-term assets (5+ years) | $144,913,000 | 764 |
| Average Assets, year-to-date | $304,155,500 | 1,798 |
| Average Assets, quarterly | $314,590,000 | 1,778 |
| Volatile liabilities | $21,580,000 | 3,694 |
| Insider loans | $156,000 | 7,056 |
| FHLB advances | $24,632,000 | 1,269 |
| Loans and leases held for sale | $1,388,000 | 987 |
| Unused loan commitments | $11,028,000 | 4,061 |
| Tier 1 (core) risk-based capital | $22,282,000 | 2,347 |
| Tier 2 risk-based capital | $1,905,000 | 2,168 |
| Total risk weighted assets | $152,272,000 | 2,415 |
| Total unused commitments | $11,028,000 | 4,066 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 56 | 3,052 |
| Assets and Liabilities | ||
| Total Assets: | $322,366,000 | 1,737 |
| Cash and due from depository institutions | $51,557,000 | 3,052 |
| Interest-bearing balances | $45,712,000 | 179 |
| Securities | $71,175,000 | 1,751 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $182,641,000 | 1,911 |
| Loan loss allowance | $2,006,000 | 2,227 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,366,000 | 3,711 |
| Other real estate owned | $0 | 3,052 |
| Goodwill and other intangibles | $4,183,000 | 762 |
| All other assets | $10,444,000 | 1,323 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $322,366,000 | 1,737 |
| Total liabilities | $295,078,000 | 1,712 |
| Total deposits | $268,698,000 | 1,658 |
| Interest-bearing deposits | $251,738,000 | 1,519 |
| Deposits held in domestic offices | $268,698,000 | 1,653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $24,672,000 | 1,374 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,708,000 | 2,266 |
| Total equity capital | $27,288,000 | 1,998 |
| Total bank equity capital | $27,288,000 | 1,998 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $4,716,000 | 3,447 |
| Undivided profits | $22,571,000 | 1,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,197,000 | 2,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,346,000 | 2,232 |
| Earning assets | $299,528,000 | 1,707 |
| Long-term assets (5+ years) | $167,081,000 | 635 |
| Average Assets, year-to-date | $303,269,330 | 1,806 |
| Average Assets, quarterly | $319,360,500 | 1,731 |
| Volatile liabilities | $23,658,000 | 3,397 |
| Insider loans | $245,000 | 6,576 |
| FHLB advances | $24,672,000 | 1,266 |
| Loans and leases held for sale | $1,439,000 | 1,294 |
| Unused loan commitments | $14,591,000 | 3,399 |
| Tier 1 (core) risk-based capital | $22,249,000 | 2,300 |
| Tier 2 risk-based capital | $2,018,000 | 2,033 |
| Total risk weighted assets | $165,505,000 | 2,197 |
| Total unused commitments | $14,591,000 | 3,411 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 60 | 2,861 |
| Assets and Liabilities | ||
| Total Assets: | $316,355,000 | 1,739 |
| Cash and due from depository institutions | $34,354,000 | 2,861 |
| Interest-bearing balances | $17,796,000 | 467 |
| Securities | $81,036,000 | 1,542 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $188,758,000 | 1,821 |
| Loan loss allowance | $2,014,000 | 2,170 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,359,000 | 3,688 |
| Other real estate owned | $130,000 | 2,861 |
| Goodwill and other intangibles | $4,807,000 | 698 |
| All other assets | $4,911,000 | 2,395 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $316,355,000 | 1,739 |
| Total liabilities | $289,296,000 | 1,709 |
| Total deposits | $261,596,000 | 1,681 |
| Interest-bearing deposits | $246,328,000 | 1,542 |
| Deposits held in domestic offices | $261,596,000 | 1,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $24,713,000 | 1,325 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,987,000 | 1,520 |
| Total equity capital | $27,059,000 | 1,967 |
| Total bank equity capital | $27,059,000 | 1,967 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $4,716,000 | 3,403 |
| Undivided profits | $22,342,000 | 1,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $667,000 | 3,689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,308,000 | 2,333 |
| Earning assets | $287,590,000 | 1,743 |
| Long-term assets (5+ years) | $179,166,000 | 585 |
| Average Assets, year-to-date | $293,721,000 | 1,846 |
| Average Assets, quarterly | $293,721,000 | 1,846 |
| Volatile liabilities | $20,870,000 | 3,667 |
| Insider loans | $250,000 | 6,572 |
| FHLB advances | $24,713,000 | 1,221 |
| Loans and leases held for sale | $1,586,000 | 1,121 |
| Unused loan commitments | $13,683,000 | 3,483 |
| Tier 1 (core) risk-based capital | $21,528,000 | 2,331 |
| Tier 2 risk-based capital | $2,032,000 | 1,976 |
| Total risk weighted assets | $187,341,000 | 1,929 |
| Total unused commitments | $13,683,000 | 3,495 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 40 | 4,049 |
| Assets and Liabilities | ||
| Total Assets: | $271,087,000 | 1,983 |
| Cash and due from depository institutions | $28,296,000 | 4,049 |
| Interest-bearing balances | $25,096,000 | 289 |
| Securities | $67,349,000 | 1,803 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $170,025,000 | 2,007 |
| Loan loss allowance | $1,794,000 | 2,356 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,468,000 | 4,913 |
| Other real estate owned | $155,000 | 4,049 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,794,000 | 2,873 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $271,087,000 | 1,983 |
| Total liabilities | $243,983,000 | 1,977 |
| Total deposits | $220,632,000 | 1,967 |
| Interest-bearing deposits | $209,686,000 | 1,775 |
| Deposits held in domestic offices | $220,632,000 | 1,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $21,618,000 | 1,451 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,733,000 | 2,259 |
| Total equity capital | $27,104,000 | 1,933 |
| Total bank equity capital | $27,104,000 | 1,933 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $4,716,000 | 3,368 |
| Undivided profits | $22,387,000 | 1,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $149,000 | 6,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,310,000 | 2,454 |
| Earning assets | $262,470,000 | 1,865 |
| Long-term assets (5+ years) | $145,262,000 | 688 |
| Average Assets, year-to-date | $268,246,200 | 1,903 |
| Average Assets, quarterly | $273,753,000 | 1,943 |
| Volatile liabilities | $16,840,000 | 4,193 |
| Insider loans | $254,000 | 6,555 |
| FHLB advances | $21,618,000 | 1,326 |
| Loans and leases held for sale | $1,336,000 | 1,221 |
| Unused loan commitments | $14,140,000 | 3,296 |
| Tier 1 (core) risk-based capital | $26,247,000 | 1,853 |
| Tier 2 risk-based capital | $1,826,000 | 2,142 |
| Total risk weighted assets | $140,525,000 | 2,477 |
| Total unused commitments | $14,140,000 | 3,300 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 40 | 4,049 |
| Assets and Liabilities | ||
| Total Assets: | $255,246,000 | 1,992 |
| Cash and due from depository institutions | $19,002,000 | 4,049 |
| Interest-bearing balances | $17,875,000 | 382 |
| Securities | $57,427,000 | 1,944 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $173,283,000 | 1,906 |
| Loan loss allowance | $1,776,000 | 2,222 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,192,000 | 5,470 |
| Other real estate owned | $298,000 | 4,049 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,044,000 | 2,642 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,246,000 | 1,992 |
| Total liabilities | $229,373,000 | 1,992 |
| Total deposits | $206,109,000 | 1,995 |
| Interest-bearing deposits | $193,939,000 | 1,817 |
| Deposits held in domestic offices | $206,109,000 | 1,989 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,623,000 | 1,339 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,641,000 | 2,369 |
| Total equity capital | $25,873,000 | 1,899 |
| Total bank equity capital | $25,873,000 | 1,899 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000 | 8,561 |
| Surplus | $4,716,000 | 3,267 |
| Undivided profits | $21,156,000 | 1,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $292,000 | 5,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,448,000 | 2,339 |
| Earning assets | $248,585,000 | 1,863 |
| Long-term assets (5+ years) | $139,244,000 | 701 |
| Average Assets, year-to-date | $257,504,600 | 1,885 |
| Average Assets, quarterly | $257,381,000 | 1,948 |
| Volatile liabilities | $16,115,000 | 4,279 |
| Insider loans | $311,000 | 6,339 |
| FHLB advances | $21,623,000 | 1,221 |
| Loans and leases held for sale | $1,472,000 | 1,025 |
| Unused loan commitments | $15,872,000 | 2,930 |
| Tier 1 (core) risk-based capital | $25,522,000 | 1,812 |
| Tier 2 risk-based capital | $1,892,000 | 1,946 |
| Total risk weighted assets | $139,437,000 | 2,394 |
| Total unused commitments | $15,872,000 | 2,937 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 48 | 3,478 |
| Assets and Liabilities | ||
| Total Assets: | $261,620,000 | 1,845 |
| Cash and due from depository institutions | $4,664,000 | 3,478 |
| Interest-bearing balances | $3,545,000 | 1,133 |
| Securities | $74,535,000 | 1,478 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $177,771,000 | 1,785 |
| Loan loss allowance | $1,759,000 | 2,143 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,317,000 | 5,212 |
| Other real estate owned | $203,000 | 3,478 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,130,000 | 2,756 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $261,620,000 | 1,845 |
| Total liabilities | $237,281,000 | 1,832 |
| Total deposits | $195,820,000 | 1,994 |
| Interest-bearing deposits | $183,598,000 | 1,832 |
| Deposits held in domestic offices | $195,820,000 | 1,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $39,628,000 | 865 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,833,000 | 2,215 |
| Total equity capital | $24,339,000 | 1,903 |
| Total bank equity capital | $24,339,000 | 1,903 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000 | 8,831 |
| Surplus | $0 | 9,124 |
| Undivided profits | $24,338,000 | 1,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $658,000 | 3,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,202,000 | 2,211 |
| Earning assets | $255,851,000 | 1,739 |
| Long-term assets (5+ years) | $146,843,000 | 637 |
| Average Assets, year-to-date | $250,685,000 | 1,835 |
| Average Assets, quarterly | $259,376,500 | 1,834 |
| Volatile liabilities | $28,692,000 | 2,757 |
| Insider loans | $549,000 | 5,234 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $12,419,000 | 3,256 |
| Tier 1 (core) risk-based capital | $24,179,000 | 1,823 |
| Tier 2 risk-based capital | $1,853,950 | 1,921 |
| Total risk weighted assets | $152,314,150 | 2,104 |
| Total unused commitments | $12,419,000 | 3,258 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 47 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $237,230,000 | 1,982 |
| Cash and due from depository institutions | $7,038,000 | 3,669 |
| Interest-bearing balances | $5,234,000 | 786 |
| Securities | $70,007,000 | 1,635 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $155,099,000 | 1,931 |
| Loan loss allowance | $1,856,000 | 1,980 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,437,000 | 4,982 |
| Other real estate owned | $523,000 | 3,669 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,126,000 | 2,725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,230,000 | 1,982 |
| Total liabilities | $213,705,000 | 1,987 |
| Total deposits | $189,473,000 | 2,003 |
| Interest-bearing deposits | $179,451,000 | 1,830 |
| Deposits held in domestic offices | $189,473,000 | 1,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $22,427,000 | 1,244 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,805,000 | 2,049 |
| Total equity capital | $23,525,000 | 1,882 |
| Total bank equity capital | $23,525,000 | 1,882 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $0 | 9,427 |
| Undivided profits | $23,524,000 | 1,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $536,000 | 3,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $804,000 | 2,904 |
| Earning assets | $230,340,000 | 1,866 |
| Long-term assets (5+ years) | $144,710,000 | 690 |
| Average Assets, year-to-date | $231,109,000 | 1,957 |
| Average Assets, quarterly | $235,223,500 | 1,978 |
| Volatile liabilities | $23,192,000 | 3,103 |
| Insider loans | $280,000 | 6,608 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,883,000 | 4,644 |
| Tier 1 (core) risk-based capital | $24,317,000 | 1,792 |
| Tier 2 risk-based capital | $1,738,220 | 1,936 |
| Total risk weighted assets | $138,783,120 | 2,210 |
| Total unused commitments | $6,883,000 | 4,649 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 45 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $226,177,000 | 2,043 |
| Cash and due from depository institutions | $9,354,000 | 3,815 |
| Interest-bearing balances | $8,335,000 | 757 |
| Securities | $59,718,000 | 1,943 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $153,672,000 | 1,817 |
| Loan loss allowance | $1,862,000 | 1,893 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,272,000 | 5,265 |
| Other real estate owned | $43,000 | 3,815 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,118,000 | 3,382 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,177,000 | 2,043 |
| Total liabilities | $202,237,000 | 2,056 |
| Total deposits | $180,057,000 | 2,108 |
| Interest-bearing deposits | $170,175,000 | 1,903 |
| Deposits held in domestic offices | $180,057,000 | 2,102 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,031,000 | 1,052 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,149,000 | 1,869 |
| Total equity capital | $23,940,000 | 1,864 |
| Total bank equity capital | $23,940,000 | 1,864 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $0 | 9,669 |
| Undivided profits | $23,939,000 | 1,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $596,000 | 3,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,033,000 | 2,141 |
| Earning assets | $221,725,000 | 1,915 |
| Long-term assets (5+ years) | $124,286,000 | 726 |
| Average Assets, year-to-date | $219,909,600 | 1,987 |
| Average Assets, quarterly | $223,891,000 | 2,025 |
| Volatile liabilities | $11,482,000 | 4,591 |
| Insider loans | $364,000 | 6,037 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,619,000 | 3,709 |
| Tier 1 (core) risk-based capital | $23,467,000 | 1,786 |
| Tier 2 risk-based capital | $1,779,790 | 1,787 |
| Total risk weighted assets | $135,266,090 | 2,103 |
| Total unused commitments | $9,619,000 | 3,716 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 47 | 3,792 |
| Assets and Liabilities | ||
| Total Assets: | $213,568,000 | 2,133 |
| Cash and due from depository institutions | $4,495,000 | 3,792 |
| Interest-bearing balances | $3,273,000 | 1,272 |
| Securities | $57,969,000 | 1,994 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $147,522,000 | 1,908 |
| Loan loss allowance | $1,821,000 | 1,944 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,316,000 | 5,132 |
| Other real estate owned | $84,000 | 3,792 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,182,000 | 3,234 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $213,568,000 | 2,133 |
| Total liabilities | $191,285,000 | 2,142 |
| Total deposits | $176,427,000 | 2,117 |
| Interest-bearing deposits | $167,436,000 | 1,940 |
| Deposits held in domestic offices | $176,427,000 | 2,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $13,035,000 | 1,205 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,823,000 | 2,199 |
| Total equity capital | $22,283,000 | 2,016 |
| Total bank equity capital | $22,283,000 | 2,016 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $0 | 10,084 |
| Undivided profits | $22,282,000 | 1,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $809,000 | 2,923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,024,000 | 2,217 |
| Earning assets | $208,764,000 | 2,007 |
| Long-term assets (5+ years) | $111,947,000 | 704 |
| Average Assets, year-to-date | $209,426,600 | 2,077 |
| Average Assets, quarterly | $211,854,000 | 2,125 |
| Volatile liabilities | $9,005,000 | 5,344 |
| Insider loans | $251,000 | 7,023 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,589,000 | 4,115 |
| Tier 1 (core) risk-based capital | $21,905,000 | 1,934 |
| Tier 2 risk-based capital | $1,546,870 | 1,942 |
| Total risk weighted assets | $123,475,670 | 2,257 |
| Total unused commitments | $7,589,000 | 4,117 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 48 | 3,887 |
| Assets and Liabilities | ||
| Total Assets: | $202,583,000 | 2,311 |
| Cash and due from depository institutions | $4,461,000 | 3,887 |
| Interest-bearing balances | $3,760,000 | 1,035 |
| Securities | $47,708,000 | 2,555 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $146,809,000 | 1,968 |
| Loan loss allowance | $1,923,000 | 1,976 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,241,000 | 5,313 |
| Other real estate owned | $150,000 | 3,887 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,214,000 | 3,297 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,583,000 | 2,311 |
| Total liabilities | $181,091,000 | 2,331 |
| Total deposits | $172,315,000 | 2,250 |
| Interest-bearing deposits | $164,612,000 | 2,035 |
| Deposits held in domestic offices | $172,315,000 | 2,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $7,046,000 | 1,569 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,730,000 | 2,295 |
| Total equity capital | $21,492,000 | 2,084 |
| Total bank equity capital | $21,492,000 | 2,084 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $0 | 10,586 |
| Undivided profits | $21,491,000 | 1,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $668,000 | 3,603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,150,000 | 1,948 |
| Earning assets | $198,277,000 | 2,166 |
| Long-term assets (5+ years) | $108,924,000 | 673 |
| Average Assets, year-to-date | $197,468,400 | 2,293 |
| Average Assets, quarterly | $202,285,000 | 2,300 |
| Volatile liabilities | $11,777,000 | 4,343 |
| Insider loans | $198,000 | 7,745 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,186,000 | 3,845 |
| Tier 1 (core) risk-based capital | $21,361,000 | 2,020 |
| Tier 2 risk-based capital | $1,461,540 | 2,092 |
| Total risk weighted assets | $116,454,840 | 2,416 |
| Total unused commitments | $8,186,000 | 3,860 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 48 | 3,993 |
| Assets and Liabilities | ||
| Total Assets: | $192,698,000 | 2,436 |
| Cash and due from depository institutions | $5,989,000 | 3,993 |
| Interest-bearing balances | $5,400,000 | 878 |
| Securities | $32,839,000 | 3,801 |
| Federal funds sold & reverse repurchase agreements | $5,591,000 | 2,601 |
| Net loans & leases | $144,672,000 | 1,958 |
| Loan loss allowance | $1,894,000 | 2,037 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,187,000 | 5,451 |
| Other real estate owned | $280,000 | 3,993 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,140,000 | 3,424 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,698,000 | 2,436 |
| Total liabilities | $172,777,000 | 2,446 |
| Total deposits | $164,943,000 | 2,375 |
| Interest-bearing deposits | $158,030,000 | 2,155 |
| Deposits held in domestic offices | $164,943,000 | 2,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $6,328,000 | 1,468 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,506,000 | 2,634 |
| Total equity capital | $19,921,000 | 2,241 |
| Total bank equity capital | $19,921,000 | 2,241 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $0 | 11,041 |
| Undivided profits | $19,920,000 | 1,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $798,000 | 3,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,064,000 | 2,170 |
| Earning assets | $188,502,000 | 2,295 |
| Long-term assets (5+ years) | $97,823,000 | 699 |
| Average Assets, year-to-date | $186,721,000 | 2,412 |
| Average Assets, quarterly | $191,460,000 | 2,423 |
| Volatile liabilities | $11,660,000 | 4,075 |
| Insider loans | $197,000 | 8,024 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,932,000 | 4,139 |
| Tier 1 (core) risk-based capital | $19,022,000 | 2,241 |
| Tier 2 risk-based capital | $1,318,080 | 2,265 |
| Total risk weighted assets | $104,870,180 | 2,600 |
| Total unused commitments | $6,932,000 | 4,153 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 54 | 3,715 |
| Assets and Liabilities | ||
| Total Assets: | $177,289,000 | 2,584 |
| Cash and due from depository institutions | $4,103,000 | 3,715 |
| Interest-bearing balances | $3,418,000 | 1,048 |
| Securities | $25,696,000 | 4,871 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $143,185,000 | 1,947 |
| Loan loss allowance | $2,348,000 | 1,736 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,236,000 | 5,317 |
| Other real estate owned | $78,000 | 3,715 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,991,000 | 2,671 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,289,000 | 2,584 |
| Total liabilities | $160,089,000 | 2,606 |
| Total deposits | $158,947,000 | 2,420 |
| Interest-bearing deposits | $152,101,000 | 2,181 |
| Deposits held in domestic offices | $158,947,000 | 2,410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,142,000 | 2,759 |
| Total equity capital | $17,200,000 | 2,366 |
| Total bank equity capital | $17,200,000 | 2,366 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $4,498,000 | 3,045 |
| Undivided profits | $12,701,000 | 1,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,178,000 | 2,356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $818,000 | 2,483 |
| Earning assets | $172,299,000 | 2,448 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $176,560,800 | 2,510 |
| Average Assets, quarterly | $176,499,000 | 2,569 |
| Volatile liabilities | $8,462,000 | 4,899 |
| Insider loans | $112,000 | 9,277 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,093,000 | 5,478 |
| Tier 1 (core) risk-based capital | $16,428,000 | 2,515 |
| Tier 2 risk-based capital | $1,223,000 | 2,432 |
| Total risk weighted assets | $97,252,000 | 2,711 |
| Total unused commitments | $4,093,000 | 5,485 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 53 | 3,910 |
| Assets and Liabilities | ||
| Total Assets: | $174,866,000 | 2,650 |
| Cash and due from depository institutions | $10,555,000 | 3,910 |
| Interest-bearing balances | $9,810,000 | 638 |
| Securities | $33,526,000 | 4,073 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $125,665,000 | 2,139 |
| Loan loss allowance | $2,279,000 | 1,863 |
| Trading account assets | $995,000 | 260 |
| Bank premises and fixed assets | $1,340,000 | 5,089 |
| Other real estate owned | $8,000 | 3,910 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,777,000 | 2,609 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,866,000 | 2,650 |
| Total liabilities | $160,130,000 | 2,628 |
| Total deposits | $159,145,000 | 2,498 |
| Interest-bearing deposits | $153,253,000 | 2,244 |
| Deposits held in domestic offices | $159,145,000 | 2,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $985,000 | 3,156 |
| Total equity capital | $14,736,000 | 2,744 |
| Total bank equity capital | $14,736,000 | 2,744 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $792,000 | 4,766 |
| Surplus | $3,696,000 | 3,537 |
| Undivided profits | $10,248,000 | 2,309 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,040,000 | 3,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $727,000 | 2,467 |
| Earning assets | $169,996,000 | 2,506 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $174,496,600 | 2,574 |
| Average Assets, quarterly | $174,870,500 | 2,619 |
| Volatile liabilities | $6,946,000 | 5,342 |
| Insider loans | $124,000 | 9,351 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,720,000 | 5,067 |
| Tier 1 (core) risk-based capital | $14,097,000 | 2,803 |
| Tier 2 risk-based capital | $1,115,000 | 2,608 |
| Total risk weighted assets | $88,567,000 | 2,912 |
| Total unused commitments | $4,720,000 | 5,088 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 46 | 4,586 |
| Assets and Liabilities | ||
| Total Assets: | $172,851,000 | 2,744 |
| Cash and due from depository institutions | $5,832,000 | 4,586 |
| Interest-bearing balances | $3,846,000 | 1,783 |
| Securities | $31,652,000 | 4,252 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $131,314,000 | 2,122 |
| Loan loss allowance | $2,074,000 | 2,060 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,150,000 | 5,654 |
| Other real estate owned | $181,000 | 4,586 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,722,000 | 2,760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,851,000 | 2,744 |
| Total liabilities | $160,221,000 | 2,712 |
| Total deposits | $159,157,000 | 2,586 |
| Interest-bearing deposits | $155,837,000 | 2,316 |
| Deposits held in domestic offices | $159,157,000 | 2,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,064,000 | 3,126 |
| Total equity capital | $12,630,000 | 3,044 |
| Total bank equity capital | $12,630,000 | 3,044 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $627,000 | 5,567 |
| Surplus | $3,804,000 | 3,327 |
| Undivided profits | $8,199,000 | 2,692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,176,000 | 3,274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $874,000 | 2,266 |
| Earning assets | $166,812,000 | 2,606 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $171,375,400 | 2,686 |
| Average Assets, quarterly | $172,168,500 | 2,726 |
| Volatile liabilities | $6,088,000 | 5,832 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,160,000 | 5,137 |
| Tier 1 (core) risk-based capital | $12,491,000 | 3,020 |
| Tier 2 risk-based capital | $1,194,000 | 2,493 |
| Total risk weighted assets | $95,082,000 | 2,794 |
| Total unused commitments | $4,160,000 | 5,167 |
| Derivatives | $0 | 651 |