Home > Laurel Federal Savings Bank > Income and Expense
Laurel Federal Savings Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,139,000 | 3,573 |
| Total interest expense | $4,514,000 | 3,297 |
| Net interest income | $4,625,000 | 3,801 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $266,000 | 7,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $266,000 | 4,316 |
| Total noninterest expense | $2,713,000 | 4,659 |
| Salaries and employee benefits | $1,393,000 | 4,579 |
| Premises and equipment expense | $273,000 | 6,020 |
| Additional noninterest expense | $1,047,000 | 4,195 |
| Pre-tax net operating income | $2,178,000 | 3,240 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $870,000 | 2,685 |
| Income before extraordinary items | $1,308,000 | 3,661 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,308,000 | 3,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,308,000 | 3,638 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,454,000 | 3,547 |
| Total interest expense | $3,419,000 | 3,516 |
| Net interest income | $5,035,000 | 3,542 |
| Provision for loan and lease losses | $61,000 | 5,573 |
| Total noninterest income | $330,000 | 6,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $330,000 | 3,851 |
| Total noninterest expense | $2,803,000 | 4,674 |
| Salaries and employee benefits | $1,479,000 | 4,332 |
| Premises and equipment expense | $290,000 | 5,863 |
| Additional noninterest expense | $1,034,000 | 4,587 |
| Pre-tax net operating income | $2,501,000 | 2,826 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $959,000 | 2,329 |
| Income before extraordinary items | $1,547,000 | 3,094 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,547,000 | 3,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $196,000 | 706 |
| Net operating income | $1,543,800 | 3,122 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,108,000 | 3,380 |
| Total interest expense | $3,439,000 | 3,653 |
| Net interest income | $5,669,000 | 3,192 |
| Provision for loan and lease losses | $585,000 | 1,898 |
| Total noninterest income | $343,000 | 7,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $343,000 | 4,158 |
| Total noninterest expense | $2,840,000 | 4,724 |
| Salaries and employee benefits | $1,414,000 | 4,511 |
| Premises and equipment expense | $306,000 | 5,744 |
| Additional noninterest expense | $1,120,000 | 4,462 |
| Pre-tax net operating income | $2,587,000 | 2,633 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $986,000 | 2,292 |
| Income before extraordinary items | $1,601,000 | 3,051 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,601,000 | 3,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $138,000 | 836 |
| Net operating income | $1,601,000 | 2,881 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,588,000 | 3,638 |
| Total interest expense | $4,551,000 | 3,607 |
| Net interest income | $5,037,000 | 3,606 |
| Provision for loan and lease losses | $489,000 | 3,058 |
| Total noninterest income | $270,000 | 8,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $270,000 | 4,733 |
| Total noninterest expense | $2,869,000 | 4,714 |
| Salaries and employee benefits | $1,390,000 | 4,526 |
| Premises and equipment expense | $262,000 | 6,577 |
| Additional noninterest expense | $1,217,000 | 4,290 |
| Pre-tax net operating income | $1,949,000 | 3,172 |
| Securities gains (losses) | $66,000 | 3,674 |
| Applicable income taxes | $737,000 | 2,817 |
| Income before extraordinary items | $1,278,000 | 3,596 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,278,000 | 3,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $600,000 | 2,173 |
| Cash dividends | $1,000,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 806 |
| Net operating income | $1,235,760 | 3,431 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.