Home > Laurel Federal Savings Bank > Assets and Liabilities
Laurel Federal Savings Bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 31 | 5,851 |
| Assets and Liabilities | ||
| Total Assets: | $108,636,000 | 4,088 |
| Cash and due from depository institutions | $6,911,000 | 5,851 |
| Interest-bearing balances | $6,439,000 | 753 |
| Securities | $13,500,000 | 7,116 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $84,409,000 | 3,162 |
| Loan loss allowance | $1,130,000 | 3,164 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $135,000 | 10,769 |
| Other real estate owned | $783,000 | 5,851 |
| Goodwill and other intangibles | $47,000 | 2,675 |
| All other assets | $2,851,000 | 2,642 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,636,000 | 4,088 |
| Total liabilities | $91,100,000 | 4,367 |
| Total deposits | $83,631,000 | 4,502 |
| Interest-bearing deposits | $83,631,000 | 3,931 |
| Deposits held in domestic offices | $83,631,000 | 4,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $7,000,000 | 1,404 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $469,000 | 6,474 |
| Total equity capital | $17,536,000 | 2,554 |
| Total bank equity capital | $17,536,000 | 2,554 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $5,662,000 | 2,573 |
| Undivided profits | $11,873,000 | 2,202 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,675,000 | 1,744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $595,000 | 4,011 |
| Earning assets | $104,348,000 | 3,927 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $112,498,200 | 3,822 |
| Average Assets, quarterly | $110,906,500 | 3,959 |
| Volatile liabilities | $15,062,000 | 3,323 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $7,000,000 | 477 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,010,000 | 5,572 |
| Tier 1 (core) risk-based capital | $16,409,000 | 2,620 |
| Tier 2 risk-based capital | $0 | 11,851 |
| Total risk weighted assets | $65,578,000 | 3,994 |
| Total unused commitments | $4,010,000 | 5,583 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 34 | 5,617 |
| Assets and Liabilities | ||
| Total Assets: | $110,571,000 | 3,997 |
| Cash and due from depository institutions | $4,851,000 | 5,617 |
| Interest-bearing balances | $4,435,000 | 802 |
| Securities | $15,273,000 | 7,051 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $85,949,000 | 3,021 |
| Loan loss allowance | $1,130,000 | 3,201 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $195,000 | 10,729 |
| Other real estate owned | $1,326,000 | 5,617 |
| Goodwill and other intangibles | $65,000 | 2,463 |
| All other assets | $2,912,000 | 2,742 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,571,000 | 3,997 |
| Total liabilities | $94,560,000 | 4,196 |
| Total deposits | $80,220,000 | 4,637 |
| Interest-bearing deposits | $78,020,000 | 4,160 |
| Deposits held in domestic offices | $80,220,000 | 4,627 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $14,000,000 | 1,068 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $340,000 | 6,783 |
| Total equity capital | $16,011,000 | 2,560 |
| Total bank equity capital | $16,011,000 | 2,560 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $5,445,000 | 2,576 |
| Undivided profits | $10,565,000 | 2,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,789,000 | 1,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $587,000 | 3,548 |
| Earning assets | $105,657,000 | 3,830 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $109,770,600 | 3,943 |
| Average Assets, quarterly | $108,154,500 | 4,037 |
| Volatile liabilities | $22,499,000 | 2,305 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $14,000,000 | 402 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,836,000 | 3,707 |
| Tier 1 (core) risk-based capital | $14,896,000 | 2,776 |
| Tier 2 risk-based capital | $0 | 12,490 |
| Total risk weighted assets | $66,868,000 | 3,837 |
| Total unused commitments | $7,836,000 | 3,714 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 30 | 6,405 |
| Assets and Liabilities | ||
| Total Assets: | $115,249,000 | 3,904 |
| Cash and due from depository institutions | $9,075,000 | 6,405 |
| Interest-bearing balances | $8,545,000 | 719 |
| Securities | $17,850,000 | 6,631 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 9,053 |
| Net loans & leases | $82,857,000 | 3,065 |
| Loan loss allowance | $1,074,000 | 3,468 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $228,000 | 10,910 |
| Other real estate owned | $1,581,000 | 6,405 |
| Goodwill and other intangibles | $85,000 | 2,277 |
| All other assets | $3,073,000 | 2,359 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,249,000 | 3,904 |
| Total liabilities | $99,204,000 | 4,099 |
| Total deposits | $85,319,000 | 4,531 |
| Interest-bearing deposits | $84,600,000 | 3,992 |
| Deposits held in domestic offices | $85,319,000 | 4,524 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $13,605,000 | 929 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $280,000 | 7,859 |
| Total equity capital | $16,045,000 | 2,507 |
| Total bank equity capital | $16,045,000 | 2,507 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $5,249,000 | 2,571 |
| Undivided profits | $10,795,000 | 2,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,721,000 | 2,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $547,000 | 3,374 |
| Earning assets | $109,752,000 | 3,778 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $109,208,400 | 4,007 |
| Average Assets, quarterly | $116,681,500 | 3,846 |
| Volatile liabilities | $21,503,000 | 2,261 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $13,500,000 | 361 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,937,000 | 4,927 |
| Tier 1 (core) risk-based capital | $14,998,000 | 2,635 |
| Tier 2 risk-based capital | $0 | 13,107 |
| Total risk weighted assets | $65,804,000 | 3,850 |
| Total unused commitments | $4,937,000 | 4,949 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 33 | 6,105 |
| Assets and Liabilities | ||
| Total Assets: | $101,961,000 | 4,449 |
| Cash and due from depository institutions | $3,080,000 | 6,105 |
| Interest-bearing balances | $2,738,000 | 2,235 |
| Securities | $9,749,000 | 9,258 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 10,062 |
| Net loans & leases | $84,611,000 | 3,084 |
| Loan loss allowance | $489,000 | 6,588 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $250,000 | 11,050 |
| Other real estate owned | $794,000 | 6,105 |
| Goodwill and other intangibles | $323,000 | 1,566 |
| All other assets | $2,654,000 | 2,832 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,961,000 | 4,449 |
| Total liabilities | $87,694,000 | 4,704 |
| Total deposits | $80,539,000 | 4,882 |
| Interest-bearing deposits | $79,082,000 | 4,396 |
| Deposits held in domestic offices | $80,539,000 | 4,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,958,000 | 1,138 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $197,000 | 10,100 |
| Total equity capital | $14,267,000 | 2,706 |
| Total bank equity capital | $14,267,000 | 2,706 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $5,111,000 | 2,518 |
| Undivided profits | $9,155,000 | 2,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,675,000 | 2,547 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $599,000 | 3,394 |
| Earning assets | $97,598,000 | 4,252 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $109,288,000 | 4,082 |
| Average Assets, quarterly | $105,434,500 | 4,280 |
| Volatile liabilities | $14,114,000 | 3,121 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $6,750,000 | 450 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,991,000 | 4,127 |
| Tier 1 (core) risk-based capital | $14,062,000 | 2,689 |
| Tier 2 risk-based capital | $489,000 | 5,324 |
| Total risk weighted assets | $60,249,000 | 4,210 |
| Total unused commitments | $5,991,000 | 4,148 |
| Derivatives | $0 | 651 |