Home > Laurel Federal Savings and Loan Association > Income and Expense
Laurel Federal Savings and Loan Association, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,830,000 | 2,606 |
| Total interest expense | $6,921,000 | 2,258 |
| Net interest income | $5,909,000 | 3,018 |
| Provision for loan and lease losses | $20,000 | 7,637 |
| Total noninterest income | $747,000 | 3,885 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $747,000 | 2,205 |
| Total noninterest expense | $4,839,000 | 2,796 |
| Salaries and employee benefits | $2,827,000 | 2,343 |
| Premises and equipment expense | $314,000 | 5,437 |
| Additional noninterest expense | $1,698,000 | 2,753 |
| Pre-tax net operating income | $1,797,000 | 3,856 |
| Securities gains (losses) | $-520,000 | 11,811 |
| Applicable income taxes | $354,000 | 5,391 |
| Income before extraordinary items | $923,000 | 4,891 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $923,000 | 4,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $550,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,297,400 | 3,670 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,991,000 | 2,527 |
| Total interest expense | $5,770,000 | 2,168 |
| Net interest income | $6,221,000 | 2,906 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $-578,000 | 12,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $-578,000 | 12,633 |
| Total noninterest expense | $4,130,000 | 3,323 |
| Salaries and employee benefits | $2,429,000 | 2,738 |
| Premises and equipment expense | $312,000 | 5,537 |
| Additional noninterest expense | $1,389,000 | 3,561 |
| Pre-tax net operating income | $1,513,000 | 4,383 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $439,000 | 4,465 |
| Income before extraordinary items | $1,076,000 | 4,256 |
| Extraordinary gains, net | $963,000 | 17 |
| Net income | $2,039,000 | 2,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $900,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,074,580 | 4,317 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,543,000 | 2,459 |
| Total interest expense | $6,161,000 | 2,109 |
| Net interest income | $6,382,000 | 2,839 |
| Provision for loan and lease losses | $132,000 | 4,966 |
| Total noninterest income | $1,484,000 | 2,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,484,000 | 1,568 |
| Total noninterest expense | $4,014,000 | 3,484 |
| Salaries and employee benefits | $2,343,000 | 2,816 |
| Premises and equipment expense | $303,000 | 5,803 |
| Additional noninterest expense | $1,368,000 | 3,786 |
| Pre-tax net operating income | $3,720,000 | 1,842 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $1,202,000 | 1,918 |
| Income before extraordinary items | $2,522,000 | 1,983 |
| Extraordinary gains, net | $180,000 | 1,083 |
| Net income | $2,702,000 | 1,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 6,315 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,519,280 | 1,870 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,707,000 | 2,389 |
| Total interest expense | $8,797,000 | 1,928 |
| Net interest income | $5,910,000 | 3,099 |
| Provision for loan and lease losses | $335,000 | 3,884 |
| Total noninterest income | $1,264,000 | 2,749 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,264,000 | 1,707 |
| Total noninterest expense | $4,135,000 | 3,399 |
| Salaries and employee benefits | $2,045,000 | 3,159 |
| Premises and equipment expense | $301,000 | 5,952 |
| Additional noninterest expense | $1,789,000 | 3,073 |
| Pre-tax net operating income | $2,704,000 | 2,286 |
| Securities gains (losses) | $513,000 | 1,067 |
| Applicable income taxes | $1,560,000 | 1,406 |
| Income before extraordinary items | $1,657,000 | 2,782 |
| Extraordinary gains, net | $-284,000 | 13,776 |
| Net income | $1,373,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 5,361 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $5,755,000 | 155 |
| Net operating income | $1,328,680 | 3,204 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.