Home > Laurel Federal Savings and Loan Association > Assets and Liabilities
Laurel Federal Savings and Loan Association, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 65 | 2,981 |
| Assets and Liabilities | ||
| Total Assets: | $186,971,000 | 2,503 |
| Cash and due from depository institutions | $14,649,000 | 2,981 |
| Interest-bearing balances | $9,811,000 | 469 |
| Securities | $60,031,000 | 2,074 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $107,671,000 | 2,530 |
| Loan loss allowance | $619,000 | 5,170 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,554,000 | 4,547 |
| Other real estate owned | $0 | 2,981 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,066,000 | 2,487 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,971,000 | 2,503 |
| Total liabilities | $168,300,000 | 2,498 |
| Total deposits | $166,395,000 | 2,348 |
| Interest-bearing deposits | $166,395,000 | 2,047 |
| Deposits held in domestic offices | $166,395,000 | 2,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,905,000 | 2,187 |
| Total equity capital | $18,671,000 | 2,388 |
| Total bank equity capital | $18,671,000 | 2,388 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $5,754,000 | 2,540 |
| Undivided profits | $12,916,000 | 2,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,160,000 | 2,356 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $751,000 | 3,128 |
| Earning assets | $177,513,000 | 2,430 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $187,827,600 | 2,394 |
| Average Assets, quarterly | $186,946,000 | 2,471 |
| Volatile liabilities | $11,647,000 | 4,080 |
| Insider loans | $504,000 | 5,638 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $917,000 | 9,136 |
| Tier 1 (core) risk-based capital | $18,523,000 | 2,306 |
| Tier 2 risk-based capital | $619,000 | 4,449 |
| Total risk weighted assets | $78,403,000 | 3,378 |
| Total unused commitments | $917,000 | 9,146 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 67 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $186,483,000 | 2,467 |
| Cash and due from depository institutions | $3,168,000 | 3,011 |
| Interest-bearing balances | $1,026,000 | 2,386 |
| Securities | $72,802,000 | 1,805 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $106,172,000 | 2,534 |
| Loan loss allowance | $613,000 | 5,321 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,109,000 | 5,722 |
| Other real estate owned | $123,000 | 3,011 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,109,000 | 2,584 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,483,000 | 2,467 |
| Total liabilities | $168,489,000 | 2,481 |
| Total deposits | $167,180,000 | 2,305 |
| Interest-bearing deposits | $165,133,000 | 2,005 |
| Deposits held in domestic offices | $167,180,000 | 2,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,309,000 | 2,468 |
| Total equity capital | $17,994,000 | 2,274 |
| Total bank equity capital | $17,994,000 | 2,274 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $5,754,000 | 2,461 |
| Undivided profits | $12,239,000 | 1,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $528,000 | 4,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $631,000 | 3,280 |
| Earning assets | $180,000,000 | 2,358 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $189,531,200 | 2,358 |
| Average Assets, quarterly | $187,580,500 | 2,429 |
| Volatile liabilities | $11,994,000 | 3,813 |
| Insider loans | $612,000 | 5,060 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $938,000 | 9,270 |
| Tier 1 (core) risk-based capital | $17,994,000 | 2,276 |
| Tier 2 risk-based capital | $613,000 | 4,463 |
| Total risk weighted assets | $77,187,000 | 3,361 |
| Total unused commitments | $938,000 | 9,280 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 65 | 3,235 |
| Assets and Liabilities | ||
| Total Assets: | $190,962,000 | 2,442 |
| Cash and due from depository institutions | $4,732,000 | 3,235 |
| Interest-bearing balances | $1,587,000 | 2,743 |
| Securities | $83,553,000 | 1,646 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $98,296,000 | 2,662 |
| Loan loss allowance | $618,000 | 5,462 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,161,000 | 5,576 |
| Other real estate owned | $248,000 | 3,235 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,972,000 | 2,440 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,962,000 | 2,442 |
| Total liabilities | $173,951,000 | 2,444 |
| Total deposits | $172,781,000 | 2,295 |
| Interest-bearing deposits | $170,408,000 | 2,021 |
| Deposits held in domestic offices | $172,781,000 | 2,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,170,000 | 2,767 |
| Total equity capital | $17,011,000 | 2,377 |
| Total bank equity capital | $17,011,000 | 2,377 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $5,754,000 | 2,373 |
| Undivided profits | $11,256,000 | 2,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,095,000 | 2,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $616,000 | 2,941 |
| Earning assets | $183,436,000 | 2,325 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $188,132,200 | 2,399 |
| Average Assets, quarterly | $189,624,500 | 2,434 |
| Volatile liabilities | $11,075,000 | 3,812 |
| Insider loans | $657,000 | 4,915 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,574,000 | 6,835 |
| Tier 1 (core) risk-based capital | $17,011,000 | 2,316 |
| Tier 2 risk-based capital | $618,000 | 4,412 |
| Total risk weighted assets | $77,861,000 | 3,313 |
| Total unused commitments | $2,574,000 | 6,857 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 59 | 3,614 |
| Assets and Liabilities | ||
| Total Assets: | $190,096,000 | 2,483 |
| Cash and due from depository institutions | $13,184,000 | 3,614 |
| Interest-bearing balances | $9,308,000 | 808 |
| Securities | $82,802,000 | 1,621 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $89,240,000 | 2,952 |
| Loan loss allowance | $530,000 | 6,173 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,163,000 | 5,605 |
| Other real estate owned | $527,000 | 3,614 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,180,000 | 2,393 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,096,000 | 2,483 |
| Total liabilities | $175,537,000 | 2,480 |
| Total deposits | $173,648,000 | 2,380 |
| Interest-bearing deposits | $169,654,000 | 2,132 |
| Deposits held in domestic offices | $173,648,000 | 2,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,889,000 | 1,967 |
| Total equity capital | $14,559,000 | 2,648 |
| Total bank equity capital | $14,559,000 | 2,648 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $5,754,000 | 2,289 |
| Undivided profits | $8,804,000 | 2,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,476,000 | 2,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $664,000 | 3,007 |
| Earning assets | $181,350,000 | 2,376 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $192,189,600 | 2,395 |
| Average Assets, quarterly | $188,511,500 | 2,488 |
| Volatile liabilities | $10,956,000 | 3,847 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,429,000 | 8,264 |
| Tier 1 (core) risk-based capital | $14,559,000 | 2,590 |
| Tier 2 risk-based capital | $530,000 | 4,976 |
| Total risk weighted assets | $75,009,000 | 3,480 |
| Total unused commitments | $1,429,000 | 8,292 |
| Derivatives | $0 | 651 |