Home > Laurel Bank > Assets and Liabilities
Laurel Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 84 | 2,234 |
| Assets and Liabilities | ||
| Total Assets: | $229,932,000 | 2,036 |
| Cash and due from depository institutions | $12,717,000 | 2,234 |
| Interest-bearing balances | $19,000 | 5,940 |
| Securities | $37,218,000 | 3,262 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 4,745 |
| Net loans & leases | $172,183,000 | 1,677 |
| Loan loss allowance | $1,757,000 | 2,128 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,157,000 | 2,476 |
| Other real estate owned | $31,000 | 2,234 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,526,000 | 2,907 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,932,000 | 2,036 |
| Total liabilities | $206,484,000 | 2,047 |
| Total deposits | $201,150,000 | 1,933 |
| Interest-bearing deposits | $164,351,000 | 2,037 |
| Deposits held in domestic offices | $201,150,000 | 1,924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,878,000 | 1,769 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $623,000 | 3,763 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $833,000 | 4,061 |
| Total equity capital | $23,448,000 | 1,909 |
| Total bank equity capital | $23,448,000 | 1,909 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,225,000 | 2,964 |
| Surplus | $6,000,000 | 2,438 |
| Undivided profits | $16,223,000 | 1,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,882,000 | 1,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $509,000 | 4,558 |
| Earning assets | $211,520,000 | 2,034 |
| Long-term assets (5+ years) | $44,938,000 | 1,404 |
| Average Assets, year-to-date | $231,813,200 | 1,956 |
| Average Assets, quarterly | $230,859,000 | 2,011 |
| Volatile liabilities | $19,680,000 | 2,936 |
| Insider loans | $6,660,000 | 638 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $24,514,000 | 1,771 |
| Tier 1 (core) risk-based capital | $23,375,000 | 1,847 |
| Tier 2 risk-based capital | $1,757,000 | 1,789 |
| Total risk weighted assets | $174,385,100 | 1,650 |
| Total unused commitments | $24,514,000 | 1,786 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 95 | 2,026 |
| Assets and Liabilities | ||
| Total Assets: | $229,400,000 | 2,060 |
| Cash and due from depository institutions | $11,151,000 | 2,026 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $39,078,000 | 3,233 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 6,340 |
| Net loans & leases | $171,296,000 | 1,673 |
| Loan loss allowance | $1,794,000 | 2,134 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,606,000 | 2,154 |
| Other real estate owned | $477,000 | 2,026 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,292,000 | 3,220 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,400,000 | 2,060 |
| Total liabilities | $206,603,000 | 2,071 |
| Total deposits | $201,962,000 | 1,943 |
| Interest-bearing deposits | $166,664,000 | 2,043 |
| Deposits held in domestic offices | $201,962,000 | 1,932 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,283,000 | 1,839 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $553,000 | 3,362 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $805,000 | 4,370 |
| Total equity capital | $22,797,000 | 1,970 |
| Total bank equity capital | $22,797,000 | 1,970 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,225,000 | 3,067 |
| Surplus | $6,000,000 | 2,447 |
| Undivided profits | $15,572,000 | 1,680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,023,000 | 1,498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $553,000 | 4,314 |
| Earning assets | $211,874,000 | 2,040 |
| Long-term assets (5+ years) | $38,237,000 | 1,489 |
| Average Assets, year-to-date | $230,321,800 | 1,963 |
| Average Assets, quarterly | $229,818,500 | 2,025 |
| Volatile liabilities | $14,431,000 | 3,452 |
| Insider loans | $8,961,000 | 491 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $26,969,000 | 1,613 |
| Tier 1 (core) risk-based capital | $22,494,000 | 1,912 |
| Tier 2 risk-based capital | $1,794,000 | 1,748 |
| Total risk weighted assets | $172,420,000 | 1,650 |
| Total unused commitments | $26,969,000 | 1,625 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 116 | 1,719 |
| Assets and Liabilities | ||
| Total Assets: | $228,783,000 | 2,023 |
| Cash and due from depository institutions | $11,056,000 | 1,719 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $40,956,000 | 3,216 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $171,084,000 | 1,624 |
| Loan loss allowance | $1,885,000 | 2,080 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,328,000 | 2,230 |
| Other real estate owned | $44,000 | 1,719 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,315,000 | 3,367 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $228,783,000 | 2,023 |
| Total liabilities | $207,421,000 | 2,019 |
| Total deposits | $201,404,000 | 1,903 |
| Interest-bearing deposits | $167,192,000 | 1,983 |
| Deposits held in domestic offices | $201,404,000 | 1,891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,980,000 | 2,008 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,416,000 | 2,862 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $621,000 | 4,450 |
| Total equity capital | $21,362,000 | 1,940 |
| Total bank equity capital | $21,362,000 | 1,940 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,225,000 | 3,184 |
| Surplus | $6,000,000 | 2,368 |
| Undivided profits | $14,137,000 | 1,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,641,000 | 1,828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $526,000 | 3,996 |
| Earning assets | $212,040,000 | 2,000 |
| Long-term assets (5+ years) | $36,435,000 | 1,554 |
| Average Assets, year-to-date | $231,329,400 | 1,926 |
| Average Assets, quarterly | $231,955,500 | 1,968 |
| Volatile liabilities | $15,687,000 | 3,084 |
| Insider loans | $7,710,000 | 569 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $26,068,000 | 1,581 |
| Tier 1 (core) risk-based capital | $21,956,000 | 1,893 |
| Tier 2 risk-based capital | $1,885,000 | 1,674 |
| Total risk weighted assets | $169,793,900 | 1,642 |
| Total unused commitments | $26,068,000 | 1,591 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 127 | 1,644 |
| Assets and Liabilities | ||
| Total Assets: | $231,978,000 | 2,002 |
| Cash and due from depository institutions | $13,327,000 | 1,644 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $45,259,000 | 3,076 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $169,145,000 | 1,622 |
| Loan loss allowance | $1,723,000 | 2,332 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,518,000 | 2,907 |
| Other real estate owned | $102,000 | 1,644 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,627,000 | 4,137 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,978,000 | 2,002 |
| Total liabilities | $209,722,000 | 2,025 |
| Total deposits | $203,501,000 | 1,941 |
| Interest-bearing deposits | $171,413,000 | 2,006 |
| Deposits held in domestic offices | $203,501,000 | 1,928 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,961,000 | 1,670 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,569,000 | 2,344 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $691,000 | 4,186 |
| Total equity capital | $22,256,000 | 1,838 |
| Total bank equity capital | $22,256,000 | 1,838 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,225,000 | 3,276 |
| Surplus | $6,000,000 | 2,271 |
| Undivided profits | $15,031,000 | 1,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,793,000 | 2,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $467,000 | 3,993 |
| Earning assets | $214,404,000 | 1,991 |
| Long-term assets (5+ years) | $31,563,000 | 1,823 |
| Average Assets, year-to-date | $226,259,800 | 1,992 |
| Average Assets, quarterly | $227,165,500 | 2,027 |
| Volatile liabilities | $17,581,000 | 2,660 |
| Insider loans | $5,725,000 | 719 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $23,466,000 | 1,692 |
| Tier 1 (core) risk-based capital | $21,035,000 | 1,902 |
| Tier 2 risk-based capital | $1,723,000 | 1,788 |
| Total risk weighted assets | $166,464,700 | 1,655 |
| Total unused commitments | $23,466,000 | 1,714 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 126 | 1,721 |
| Assets and Liabilities | ||
| Total Assets: | $230,535,000 | 2,063 |
| Cash and due from depository institutions | $16,944,000 | 1,721 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $48,804,000 | 2,800 |
| Federal funds sold & reverse repurchase agreements | $4,700,000 | 3,454 |
| Net loans & leases | $155,765,000 | 1,802 |
| Loan loss allowance | $1,668,000 | 2,462 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,480,000 | 2,949 |
| Other real estate owned | $0 | 1,721 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,842,000 | 3,857 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $230,535,000 | 2,063 |
| Total liabilities | $210,056,000 | 2,086 |
| Total deposits | $208,005,000 | 1,986 |
| Interest-bearing deposits | $177,680,000 | 2,020 |
| Deposits held in domestic offices | $208,005,000 | 1,975 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,410,000 | 2,251 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $641,000 | 4,765 |
| Total equity capital | $20,479,000 | 1,907 |
| Total bank equity capital | $20,479,000 | 1,907 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,225,000 | 3,408 |
| Surplus | $6,000,000 | 2,191 |
| Undivided profits | $13,254,000 | 1,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,580,000 | 2,669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $520,000 | 3,913 |
| Earning assets | $209,269,000 | 2,066 |
| Long-term assets (5+ years) | $30,727,000 | 1,829 |
| Average Assets, year-to-date | $222,248,000 | 2,093 |
| Average Assets, quarterly | $225,690,000 | 2,088 |
| Volatile liabilities | $12,897,000 | 3,369 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $23,237,000 | 1,641 |
| Tier 1 (core) risk-based capital | $20,479,000 | 1,856 |
| Tier 2 risk-based capital | $1,668,000 | 1,895 |
| Total risk weighted assets | $156,755,000 | 1,798 |
| Total unused commitments | $23,237,000 | 1,654 |
| Derivatives | $0 | 651 |