Home > LaSalle Bank > Net charge- offs to loans
LaSalle Bank, Net charge- offs to loans
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5579% | 1,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7511% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 1.5571% | 850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4475% | 599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1061% | 324 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1614% | 1,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3473% | 664 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 7,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6398% | 1,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4531% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6692% | 7,306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5017% | 1,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3653% | 1,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.2792% | 1,206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6495% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4219% | 159 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0980% | 1,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2098% | 641 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 7,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5157% | 1,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0943% | 4,541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5717% | 463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3821% | 1,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1545% | 1,421 |
| Percentage Net Loans Charged-off:Construction & development | 0.2028% | 837 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2132% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1600% | 112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 1,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0284% | 549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0144% | 7,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6548% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0633% | 6,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0814% | 923 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 7,703 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 7,797 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0146% | 5,985 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0001% | 7,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0083% | 6,982 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0172% | 7,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0007% | 6,754 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1660% | 2,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0694% | 1,826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0707% | 818 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 1,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2034% | 132 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0672% | 1,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1215% | 510 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0145% | 2,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2764% | 1,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0090% | 5,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0575% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1435% | 2,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 2,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0301% | 728 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0001% | 6,147 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0577% | 1,469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0851% | 428 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0301% | 1,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2745% | 1,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0154% | 4,648 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0274% | 1,257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 2,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0314% | 1,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0595% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0001% | 6,101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0467% | 1,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0848% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 1,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1649% | 1,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0846% | 3,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0234% | 6,895 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0793% | 3,690 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0625% | 8,125 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0002% | 6,235 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0583% | 1,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0626% | 542 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 1,846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1609% | 2,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0222% | 5,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0226% | 1,514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0412% | 3,985 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 7,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0942% | 8,228 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0001% | 6,222 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0556% | 1,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0737% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0296% | 1,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0931% | 2,451 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0367% | 7,262 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0023% | 1,408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 6,901 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0223% | 8,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0017% | 458 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1526% | 8,315 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0001% | 6,198 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0587% | 1,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0615% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0545% | 1,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0146% | 2,566 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0887% | 7,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0082% | 1,197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0348% | 7,522 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0629% | 8,316 |
| Percentage Net Loans Charged-off:Construction & development | -0.0001% | 7,635 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3027% | 8,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0004% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0564% | 936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0553% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0580% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0132% | 6,673 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1382% | 7,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0028% | 908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1437% | 2,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0420% | 2,131 |
| Percentage Net Loans Charged-off:Construction & development | -0.0085% | 7,716 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0916% | 812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0005% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0634% | 1,826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0879% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0223% | 2,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2541% | 2,575 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0081% | 7,723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0600% | 1,388 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0153% | 1,351 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1346% | 2,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 2,457 |
| Percentage Net Loans Charged-off:Construction & development | -0.0117% | 7,722 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 1,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0006% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0570% | 1,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0987% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0141% | 7,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2442% | 2,176 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0731% | 7,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1768% | 986 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0211% | 1,306 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1313% | 2,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 2,102 |
| Percentage Net Loans Charged-off:Construction & development | -0.0183% | 7,721 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0016% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 6,231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0622% | 1,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0982% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2283% | 1,919 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0986% | 7,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2340% | 776 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0326% | 1,257 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0977% | 2,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | -0.0001% | 7,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 6,210 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0953% | 908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1642% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0192% | 8,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1193% | 1,610 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1378% | 7,455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3981% | 514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0356% | 1,216 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2854% | 2,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 2,705 |
| Percentage Net Loans Charged-off:Construction & development | -0.0038% | 7,826 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0492% | 1,210 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 6,378 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0651% | 1,979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0898% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0302% | 2,401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5250% | 2,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0305% | 6,420 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3239% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0992% | 1,363 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2856% | 1,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0375% | 2,211 |
| Percentage Net Loans Charged-off:Construction & development | -0.0050% | 7,839 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0599% | 891 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0005% | 6,331 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0719% | 1,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0978% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0370% | 1,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5804% | 1,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0207% | 6,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0374% | 7,198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1191% | 1,325 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2957% | 1,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0400% | 1,908 |
| Percentage Net Loans Charged-off:Construction & development | -0.0072% | 7,825 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0660% | 711 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 6,296 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0767% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0891% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0608% | 1,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6039% | 1,458 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0444% | 7,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0413% | 7,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1643% | 1,277 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2543% | 1,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 1,395 |
| Percentage Net Loans Charged-off:Construction & development | -0.0139% | 7,828 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0001% | 8,327 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 6,252 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1491% | 795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2154% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0680% | 1,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4820% | 1,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1257% | 4,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1080% | 751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3005% | 1,214 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7446% | 879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0470% | 2,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0459% | 684 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0352% | 1,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0024% | 183 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1032% | 1,736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0837% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1239% | 1,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4312% | 1,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5630% | 3,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3596% | 1,115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3441% | 37 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7285% | 778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0429% | 2,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0414% | 550 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0731% | 954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0008% | 136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0588% | 1,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0832% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 2,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4028% | 1,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6554% | 3,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2739% | 1,087 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4415% | 30 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7382% | 805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 1,861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0059% | 506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1272% | 660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0013% | 98 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0581% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0792% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0365% | 1,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3861% | 1,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7859% | 2,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3904% | 850 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1327% | 25 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7702% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 1,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0120% | 307 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0206% | 8,665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0025% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0451% | 1,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0669% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0246% | 1,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4494% | 777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9852% | 1,990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6402% | 556 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8924% | 827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 3,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0189% | 806 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0242% | 1,385 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0121% | 6,535 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0413% | 2,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0829% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 2,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6869% | 1,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1747% | 1,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7042% | 873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5747% | 41 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7667% | 1,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0838% | 1,866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2654% | 634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0050% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0600% | 1,968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2294% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 2,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3333% | 1,432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8601% | 2,686 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1459% | 1,448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0398% | 68 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4429% | 1,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 887 |
| Percentage Net Loans Charged-off:Construction & development | -0.0293% | 1,398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 422 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0089% | 1,350 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1080% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8147% | 297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5149% | 772 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1333% | 273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1154% | 20 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4011% | 1,759 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0630% | 1,461 |
| Percentage Net Loans Charged-off:Construction & development | -0.0207% | 1,353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0948% | 1,387 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0375% | 1,346 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0280% | 1,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0312% | 1,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4819% | 400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0242% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0617% | 75 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0643% | 476 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3037% | 2,430 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0811% | 1,423 |
| Percentage Net Loans Charged-off:Construction & development | -0.3915% | 1,373 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0528% | 1,268 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0300% | 1,298 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0340% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4206% | 403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1569% | 1,174 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1025% | 961 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2140% | 244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0006% | 445 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4585% | 1,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0322% | 633 |
| Percentage Net Loans Charged-off:Construction & development | 0.6270% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0110% | 1,153 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0757% | 1,322 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0574% | 1,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0581% | 1,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5966% | 292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2746% | 1,083 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0309% | 983 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1073% | 274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0192% | 468 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3373% | 2,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6381% | 65 |
| Percentage Net Loans Charged-off:Construction & development | 2.0909% | 47 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8214% | 96 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2127% | 1,389 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0357% | 623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0457% | 531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2473% | 522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3262% | 1,061 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4278% | 149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0920% | 503 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3589% | 2,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6092% | 121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0635% | 272 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0121% | 129 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0893% | 1,366 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0509% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0842% | 394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3416% | 386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0518% | 1,302 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0432% | 1,015 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0095% | 407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1960% | 35 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2569% | 3,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4998% | 197 |
| Percentage Net Loans Charged-off:Construction & development | 0.2125% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7707% | 208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1888% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0255% | 705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1919% | 527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4239% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2717% | 946 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0116% | 349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2281% | 505 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5275% | 2,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2156% | 541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2221% | 570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7778% | 191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0772% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2385% | 291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5989% | 505 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1609% | 159 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2780% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0051% | 414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.6943% | 33 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6968% | 3,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5880% | 399 |
| Percentage Net Loans Charged-off:Construction & development | 0.1185% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0078% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0223% | 235 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6961% | 701 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2205% | 473 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9031% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5088% | 197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2399% | 91 |