Home > Las Americas Trust Company > Income and Expense
Las Americas Trust Company, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,705,000 | 8,542 |
| Total interest expense | $1,014,000 | 8,634 |
| Net interest income | $1,691,000 | 8,331 |
| Provision for loan and lease losses | $348,000 | 2,045 |
| Total noninterest income | $3,272,000 | 1,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,006,000 | 872 |
| Total noninterest expense | $2,915,000 | 4,522 |
| Salaries and employee benefits | $1,216,000 | 5,184 |
| Premises and equipment expense | $556,000 | 3,482 |
| Additional noninterest expense | $1,143,000 | 4,231 |
| Pre-tax net operating income | $1,700,000 | 3,964 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $1,700,000 | 2,847 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,700,000 | 2,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $616,000 | 1,187 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,700,000 | 2,863 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,092,000 | 8,187 |
| Total interest expense | $1,269,000 | 8,002 |
| Net interest income | $1,823,000 | 8,181 |
| Provision for loan and lease losses | $94,000 | 5,936 |
| Total noninterest income | $427,000 | 6,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 7,075 |
| Total noninterest expense | $2,680,000 | 4,959 |
| Salaries and employee benefits | $1,023,000 | 5,995 |
| Premises and equipment expense | $590,000 | 3,381 |
| Additional noninterest expense | $1,067,000 | 4,659 |
| Pre-tax net operating income | $-524,000 | 12,866 |
| Securities gains (losses) | $32,000 | 4,013 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-492,000 | 12,890 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-492,000 | 12,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 3,451 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 642 |
| Net operating income | $-524,000 | 12,845 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,468,000 | 8,230 |
| Total interest expense | $1,622,000 | 8,132 |
| Net interest income | $1,846,000 | 8,203 |
| Provision for loan and lease losses | $445,000 | 3,244 |
| Total noninterest income | $580,000 | 5,087 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $370,000 | 3,740 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 5,505 |
| Total noninterest expense | $2,434,000 | 5,427 |
| Salaries and employee benefits | $1,085,000 | 5,641 |
| Premises and equipment expense | $579,000 | 3,483 |
| Additional noninterest expense | $770,000 | 6,281 |
| Pre-tax net operating income | $-453,000 | 13,267 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-436,000 | 13,350 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-436,000 | 13,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 3,484 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-453,000 | 13,254 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.