Home > Lanier National Bank > Assets and Liabilities
Lanier National Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 43 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $120,822,000 | 3,734 |
| Cash and due from depository institutions | $5,383,000 | 3,927 |
| Interest-bearing balances | $15,000 | 6,171 |
| Securities | $29,272,000 | 3,659 |
| Federal funds sold & reverse repurchase agreements | $940,000 | 5,026 |
| Net loans & leases | $78,011,000 | 3,643 |
| Loan loss allowance | $1,153,000 | 3,015 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,431,000 | 2,527 |
| Other real estate owned | $159,000 | 3,927 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,626,000 | 2,405 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,822,000 | 3,734 |
| Total liabilities | $109,440,000 | 3,705 |
| Total deposits | $104,768,000 | 3,582 |
| Interest-bearing deposits | $87,575,000 | 3,673 |
| Deposits held in domestic offices | $104,768,000 | 3,580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,450 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,681,000 | 3,639 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,491,000 | 2,384 |
| Total equity capital | $11,382,000 | 3,808 |
| Total bank equity capital | $11,382,000 | 3,808 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,500,000 | 1,519 |
| Surplus | $2,500,000 | 4,810 |
| Undivided profits | $6,382,000 | 3,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,000 | 7,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $611,000 | 3,829 |
| Earning assets | $108,238,000 | 3,814 |
| Long-term assets (5+ years) | $17,112,000 | 3,650 |
| Average Assets, year-to-date | $117,715,200 | 3,705 |
| Average Assets, quarterly | $120,862,500 | 3,700 |
| Volatile liabilities | $28,352,000 | 2,659 |
| Insider loans | $1,847,000 | 2,363 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $16,898,000 | 2,672 |
| Tier 1 (core) risk-based capital | $11,782,000 | 3,688 |
| Tier 2 risk-based capital | $1,062,880 | 2,977 |
| Total risk weighted assets | $84,940,480 | 3,441 |
| Total unused commitments | $16,898,000 | 2,675 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 44 | 3,898 |
| Assets and Liabilities | ||
| Total Assets: | $115,617,000 | 3,832 |
| Cash and due from depository institutions | $4,830,000 | 3,898 |
| Interest-bearing balances | $42,000 | 5,649 |
| Securities | $25,481,000 | 4,114 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 5,177 |
| Net loans & leases | $76,100,000 | 3,543 |
| Loan loss allowance | $1,073,000 | 3,142 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,508,000 | 2,312 |
| Other real estate owned | $0 | 3,898 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,098,000 | 2,401 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,617,000 | 3,832 |
| Total liabilities | $105,234,000 | 3,781 |
| Total deposits | $102,068,000 | 3,638 |
| Interest-bearing deposits | $84,714,000 | 3,758 |
| Deposits held in domestic offices | $102,068,000 | 3,633 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,556,000 | 3,471 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,610,000 | 2,389 |
| Total equity capital | $10,383,000 | 4,194 |
| Total bank equity capital | $10,383,000 | 4,194 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,500,000 | 1,467 |
| Surplus | $2,500,000 | 4,694 |
| Undivided profits | $5,383,000 | 4,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $298,000 | 5,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $580,000 | 4,010 |
| Earning assets | $104,223,000 | 3,904 |
| Long-term assets (5+ years) | $16,978,000 | 3,480 |
| Average Assets, year-to-date | $105,475,800 | 3,956 |
| Average Assets, quarterly | $112,863,000 | 3,838 |
| Volatile liabilities | $24,023,000 | 2,578 |
| Insider loans | $1,418,000 | 2,771 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,313,000 | 3,022 |
| Tier 1 (core) risk-based capital | $10,328,000 | 4,047 |
| Tier 2 risk-based capital | $1,038,170 | 2,921 |
| Total risk weighted assets | $83,018,870 | 3,330 |
| Total unused commitments | $13,313,000 | 3,028 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 36 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $94,278,000 | 4,545 |
| Cash and due from depository institutions | $4,099,000 | 4,776 |
| Interest-bearing balances | $37,000 | 5,520 |
| Securities | $17,641,000 | 5,376 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 7,785 |
| Net loans & leases | $66,997,000 | 3,972 |
| Loan loss allowance | $837,000 | 3,905 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,015,000 | 2,617 |
| Other real estate owned | $0 | 4,776 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,326,000 | 3,056 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,278,000 | 4,545 |
| Total liabilities | $85,376,000 | 4,498 |
| Total deposits | $83,312,000 | 4,363 |
| Interest-bearing deposits | $70,074,000 | 4,439 |
| Deposits held in domestic offices | $83,312,000 | 4,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $813,000 | 3,701 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,251,000 | 2,962 |
| Total equity capital | $8,902,000 | 4,774 |
| Total bank equity capital | $8,902,000 | 4,774 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,500,000 | 1,450 |
| Surplus | $2,500,000 | 4,683 |
| Undivided profits | $3,902,000 | 5,245 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $269,000 | 5,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $539,000 | 4,393 |
| Earning assets | $84,875,000 | 4,628 |
| Long-term assets (5+ years) | $9,170,000 | 4,541 |
| Average Assets, year-to-date | $88,106,600 | 4,652 |
| Average Assets, quarterly | $93,553,000 | 4,537 |
| Volatile liabilities | $20,011,000 | 2,997 |
| Insider loans | $2,075,000 | 1,994 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $14,074,000 | 2,724 |
| Tier 1 (core) risk-based capital | $8,871,000 | 4,637 |
| Tier 2 risk-based capital | $837,000 | 3,434 |
| Total risk weighted assets | $70,298,700 | 3,816 |
| Total unused commitments | $14,074,000 | 2,729 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $83,843,000 | 5,115 |
| Cash and due from depository institutions | $5,433,000 | 4,777 |
| Interest-bearing balances | $53,000 | 5,354 |
| Securities | $20,878,000 | 5,166 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 5,159 |
| Net loans & leases | $50,578,000 | 4,996 |
| Loan loss allowance | $707,000 | 4,634 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,085,000 | 2,533 |
| Other real estate owned | $0 | 4,777 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,069,000 | 3,510 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,843,000 | 5,115 |
| Total liabilities | $76,217,000 | 5,061 |
| Total deposits | $74,615,000 | 4,924 |
| Interest-bearing deposits | $61,942,000 | 5,065 |
| Deposits held in domestic offices | $74,615,000 | 4,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $646,000 | 3,728 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $956,000 | 3,660 |
| Total equity capital | $7,626,000 | 5,445 |
| Total bank equity capital | $7,626,000 | 5,445 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,500,000 | 1,513 |
| Surplus | $2,500,000 | 4,745 |
| Undivided profits | $2,626,000 | 6,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $202,000 | 6,646 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $435,000 | 5,264 |
| Earning assets | $73,309,000 | 5,319 |
| Long-term assets (5+ years) | $10,844,000 | 4,021 |
| Average Assets, year-to-date | $77,977,400 | 5,259 |
| Average Assets, quarterly | $81,579,500 | 5,194 |
| Volatile liabilities | $18,820,000 | 3,047 |
| Insider loans | $1,841,000 | 2,280 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,194,000 | 4,544 |
| Tier 1 (core) risk-based capital | $7,645,000 | 5,338 |
| Tier 2 risk-based capital | $701,560 | 4,056 |
| Total risk weighted assets | $56,119,060 | 4,650 |
| Total unused commitments | $6,194,000 | 4,557 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 34 | 5,419 |
| Assets and Liabilities | ||
| Total Assets: | $73,735,000 | 5,713 |
| Cash and due from depository institutions | $2,967,000 | 5,419 |
| Interest-bearing balances | $69,000 | 5,600 |
| Securities | $13,753,000 | 7,039 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,323 |
| Net loans & leases | $49,155,000 | 5,041 |
| Loan loss allowance | $633,000 | 5,077 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,997,000 | 2,553 |
| Other real estate owned | $4,000 | 5,419 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,859,000 | 3,893 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,735,000 | 5,713 |
| Total liabilities | $67,154,000 | 5,654 |
| Total deposits | $65,189,000 | 5,569 |
| Interest-bearing deposits | $54,913,000 | 5,685 |
| Deposits held in domestic offices | $65,189,000 | 5,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,029,000 | 2,856 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $936,000 | 3,844 |
| Total equity capital | $6,581,000 | 6,132 |
| Total bank equity capital | $6,581,000 | 6,132 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,500,000 | 1,550 |
| Surplus | $2,500,000 | 4,741 |
| Undivided profits | $1,581,000 | 8,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $95,000 | 8,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $391,000 | 5,901 |
| Earning assets | $65,977,000 | 5,829 |
| Long-term assets (5+ years) | $4,946,000 | 5,823 |
| Average Assets, year-to-date | $67,799,400 | 5,881 |
| Average Assets, quarterly | $72,138,500 | 5,758 |
| Volatile liabilities | $16,612,000 | 3,067 |
| Insider loans | $2,041,000 | 2,092 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,408,000 | 3,656 |
| Tier 1 (core) risk-based capital | $6,564,000 | 6,009 |
| Tier 2 risk-based capital | $633,000 | 4,365 |
| Total risk weighted assets | $53,866,300 | 4,735 |
| Total unused commitments | $8,408,000 | 3,669 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 30 | 6,160 |
| Assets and Liabilities | ||
| Total Assets: | $61,381,000 | 6,543 |
| Cash and due from depository institutions | $2,788,000 | 6,160 |
| Interest-bearing balances | $41,000 | 6,194 |
| Securities | $13,180,000 | 7,641 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 6,189 |
| Net loans & leases | $41,163,000 | 5,663 |
| Loan loss allowance | $535,000 | 5,906 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,628,000 | 2,813 |
| Other real estate owned | $4,000 | 6,160 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $918,000 | 7,100 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,381,000 | 6,543 |
| Total liabilities | $55,743,000 | 6,512 |
| Total deposits | $53,381,000 | 6,488 |
| Interest-bearing deposits | $46,783,000 | 6,409 |
| Deposits held in domestic offices | $53,381,000 | 6,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,686,000 | 2,698 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $676,000 | 4,149 |
| Total equity capital | $5,638,000 | 6,564 |
| Total bank equity capital | $5,638,000 | 6,564 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,500,000 | 1,583 |
| Surplus | $2,500,000 | 4,708 |
| Undivided profits | $638,000 | 9,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 8,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $291,000 | 6,744 |
| Earning assets | $55,084,000 | 6,635 |
| Long-term assets (5+ years) | $5,473,000 | 5,757 |
| Average Assets, year-to-date | $56,979,600 | 6,781 |
| Average Assets, quarterly | $60,126,500 | 6,603 |
| Volatile liabilities | $15,370,000 | 3,125 |
| Insider loans | $2,127,000 | 1,964 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,097,000 | 4,369 |
| Tier 1 (core) risk-based capital | $5,891,000 | 6,447 |
| Tier 2 risk-based capital | $535,000 | 4,997 |
| Total risk weighted assets | $44,574,300 | 5,446 |
| Total unused commitments | $6,097,000 | 4,376 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 27 | 6,938 |
| Assets and Liabilities | ||
| Total Assets: | $53,479,000 | 7,407 |
| Cash and due from depository institutions | $3,327,000 | 6,938 |
| Interest-bearing balances | $232,000 | 5,377 |
| Securities | $8,421,000 | 9,709 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 3,690 |
| Net loans & leases | $34,890,000 | 6,302 |
| Loan loss allowance | $449,000 | 6,859 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,530,000 | 2,890 |
| Other real estate owned | $112,000 | 6,938 |
| Goodwill and other intangibles | $5,000 | 2,963 |
| All other assets | $494,000 | 9,402 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,479,000 | 7,407 |
| Total liabilities | $48,052,000 | 7,434 |
| Total deposits | $47,348,000 | 7,337 |
| Interest-bearing deposits | $41,146,000 | 7,263 |
| Deposits held in domestic offices | $47,348,000 | 7,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $252,000 | 3,880 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $452,000 | 5,753 |
| Total equity capital | $5,427,000 | 6,857 |
| Total bank equity capital | $5,427,000 | 6,857 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,500,000 | 1,598 |
| Surplus | $2,500,000 | 4,679 |
| Undivided profits | $427,000 | 11,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 10,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $206,000 | 7,973 |
| Earning assets | $47,243,000 | 7,593 |
| Long-term assets (5+ years) | $4,837,000 | 6,518 |
| Average Assets, year-to-date | $48,588,200 | 7,739 |
| Average Assets, quarterly | $51,096,000 | 7,570 |
| Volatile liabilities | $10,326,000 | 3,989 |
| Insider loans | $1,182,000 | 3,296 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,218,000 | 5,373 |
| Tier 1 (core) risk-based capital | $5,422,000 | 6,766 |
| Tier 2 risk-based capital | $449,000 | 5,751 |
| Total risk weighted assets | $36,717,000 | 6,300 |
| Total unused commitments | $4,218,000 | 5,393 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 26 | 7,249 |
| Assets and Liabilities | ||
| Total Assets: | $46,546,000 | 8,239 |
| Cash and due from depository institutions | $1,824,000 | 7,249 |
| Interest-bearing balances | $318,000 | 5,505 |
| Securities | $9,129,000 | 9,518 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 5,007 |
| Net loans & leases | $29,260,000 | 7,186 |
| Loan loss allowance | $473,000 | 6,751 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,496,000 | 2,928 |
| Other real estate owned | $316,000 | 7,249 |
| Goodwill and other intangibles | $23,000 | 2,703 |
| All other assets | $498,000 | 9,713 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,546,000 | 8,239 |
| Total liabilities | $41,615,000 | 8,332 |
| Total deposits | $40,687,000 | 8,274 |
| Interest-bearing deposits | $36,276,000 | 8,094 |
| Deposits held in domestic offices | $40,687,000 | 8,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $400,000 | 3,357 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $528,000 | 5,596 |
| Total equity capital | $4,931,000 | 7,157 |
| Total bank equity capital | $4,931,000 | 7,157 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,500,000 | 1,641 |
| Surplus | $2,500,000 | 4,610 |
| Undivided profits | $-69,000 | 12,734 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $336,000 | 6,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $145,000 | 10,175 |
| Earning assets | $41,707,000 | 8,289 |
| Long-term assets (5+ years) | $3,321,000 | 7,723 |
| Average Assets, year-to-date | $44,665,800 | 8,282 |
| Average Assets, quarterly | $46,152,500 | 8,223 |
| Volatile liabilities | $7,385,000 | 5,103 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,816,000 | 7,577 |
| Tier 1 (core) risk-based capital | $4,908,000 | 7,119 |
| Tier 2 risk-based capital | $390,180 | 6,364 |
| Total risk weighted assets | $31,131,880 | 7,135 |
| Total unused commitments | $1,816,000 | 7,611 |
| Derivatives | $0 | 651 |