Home > Lanier Community Bank > Assets and Liabilities
Lanier Community Bank, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 17 | 6,629 |
| Assets and Liabilities | ||
| Total Assets: | $113,265,000 | 4,593 |
| Cash and due from depository institutions | $5,271,000 | 6,629 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $7,796,000 | 6,810 |
| Federal funds sold & reverse repurchase agreements | $17,780,000 | 752 |
| Net loans & leases | $78,473,000 | 4,348 |
| Loan loss allowance | $1,061,000 | 3,939 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,054,000 | 3,385 |
| Other real estate owned | $0 | 6,629 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $891,000 | 6,927 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $113,266,000 | 4,593 |
| Total liabilities | $100,599,000 | 4,607 |
| Total deposits | $98,704,000 | 4,385 |
| Interest-bearing deposits | $19,194,000 | 7,934 |
| Deposits held in domestic offices | $98,704,000 | 4,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,895,000 | 2,223 |
| Total equity capital | $12,667,000 | 4,352 |
| Total bank equity capital | $12,667,000 | 4,352 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,000,000 | 839 |
| Surplus | $7,500,000 | 2,809 |
| Undivided profits | $167,000 | 7,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $508,000 | 5,720 |
| Earning assets | $104,049,000 | 4,585 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $103,141,600 | 4,735 |
| Average Assets, quarterly | $113,810,000 | 4,543 |
| Volatile liabilities | $39,830,000 | 2,890 |
| Insider loans | $2,226,000 | 2,629 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $21,370,000 | 3,169 |
| Tier 1 (core) risk-based capital | $12,844,000 | 4,268 |
| Tier 2 risk-based capital | $1,061,000 | 3,732 |
| Total risk weighted assets | $90,365,000 | 4,123 |
| Total unused commitments | $21,370,000 | 3,169 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 18 | 6,506 |
| Assets and Liabilities | ||
| Total Assets: | $114,355,000 | 4,537 |
| Cash and due from depository institutions | $6,408,000 | 6,506 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $8,369,000 | 6,679 |
| Federal funds sold & reverse repurchase agreements | $18,664,000 | 705 |
| Net loans & leases | $77,083,000 | 4,366 |
| Loan loss allowance | $986,000 | 4,131 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,095,000 | 3,302 |
| Other real estate owned | $0 | 6,506 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $736,000 | 7,303 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $114,356,000 | 4,537 |
| Total liabilities | $101,954,000 | 4,515 |
| Total deposits | $101,479,000 | 4,242 |
| Interest-bearing deposits | $80,067,000 | 4,419 |
| Deposits held in domestic offices | $101,479,000 | 4,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $475,000 | 5,288 |
| Total equity capital | $12,402,000 | 4,405 |
| Total bank equity capital | $12,402,000 | 4,405 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 810 |
| Surplus | $7,500,000 | 2,750 |
| Undivided profits | $-98,000 | 8,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $405,000 | 6,383 |
| Earning assets | $104,116,000 | 4,552 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $100,610,750 | 4,821 |
| Average Assets, quarterly | $113,907,000 | 4,489 |
| Volatile liabilities | $44,219,000 | 2,608 |
| Insider loans | $2,748,000 | 2,249 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $26,288,000 | 2,742 |
| Tier 1 (core) risk-based capital | $12,546,000 | 4,290 |
| Tier 2 risk-based capital | $986,000 | 3,897 |
| Total risk weighted assets | $90,113,000 | 4,087 |
| Total unused commitments | $26,288,000 | 2,743 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 18 | 6,516 |
| Assets and Liabilities | ||
| Total Assets: | $113,459,000 | 4,489 |
| Cash and due from depository institutions | $3,725,000 | 6,516 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $8,459,000 | 6,716 |
| Federal funds sold & reverse repurchase agreements | $27,231,000 | 456 |
| Net loans & leases | $70,151,000 | 4,574 |
| Loan loss allowance | $895,000 | 4,367 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,134,000 | 3,212 |
| Other real estate owned | $193,000 | 6,516 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $566,000 | 7,654 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $113,459,000 | 4,489 |
| Total liabilities | $101,287,000 | 4,480 |
| Total deposits | $100,919,000 | 4,199 |
| Interest-bearing deposits | $75,603,000 | 4,535 |
| Deposits held in domestic offices | $100,919,000 | 4,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $368,000 | 5,668 |
| Total equity capital | $12,172,000 | 4,409 |
| Total bank equity capital | $12,172,000 | 4,409 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 790 |
| Surplus | $7,500,000 | 2,700 |
| Undivided profits | $-328,000 | 8,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $340,000 | 6,620 |
| Earning assets | $105,841,000 | 4,448 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $96,029,330 | 4,955 |
| Average Assets, quarterly | $101,140,000 | 4,812 |
| Volatile liabilities | $39,622,000 | 2,710 |
| Insider loans | $1,675,000 | 3,097 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $31,920,000 | 2,342 |
| Tier 1 (core) risk-based capital | $12,291,000 | 4,282 |
| Tier 2 risk-based capital | $895,000 | 4,125 |
| Total risk weighted assets | $85,211,000 | 4,188 |
| Total unused commitments | $31,920,000 | 2,344 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 18 | 6,552 |
| Assets and Liabilities | ||
| Total Assets: | $88,821,000 | 5,264 |
| Cash and due from depository institutions | $3,486,000 | 6,552 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $8,438,000 | 6,774 |
| Federal funds sold & reverse repurchase agreements | $10,623,000 | 1,170 |
| Net loans & leases | $62,394,000 | 4,886 |
| Loan loss allowance | $696,000 | 5,132 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,172,000 | 3,177 |
| Other real estate owned | $298,000 | 6,552 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $410,000 | 8,125 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $88,821,000 | 5,264 |
| Total liabilities | $76,878,000 | 5,361 |
| Total deposits | $76,602,000 | 5,089 |
| Interest-bearing deposits | $57,313,000 | 5,491 |
| Deposits held in domestic offices | $76,602,000 | 5,085 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $276,000 | 6,237 |
| Total equity capital | $11,943,000 | 4,385 |
| Total bank equity capital | $11,943,000 | 4,385 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,000,000 | 776 |
| Surplus | $7,500,000 | 2,649 |
| Undivided profits | $-557,000 | 8,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $293,000 | 6,959 |
| Earning assets | $81,455,000 | 5,265 |
| Long-term assets (5+ years) | $262,000 | 7,818 |
| Average Assets, year-to-date | $87,314,500 | 5,292 |
| Average Assets, quarterly | $87,314,500 | 5,292 |
| Volatile liabilities | $24,279,000 | 3,702 |
| Insider loans | $679,000 | 4,871 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $31,695,000 | 2,307 |
| Tier 1 (core) risk-based capital | $12,137,000 | 4,273 |
| Tier 2 risk-based capital | $696,000 | 4,839 |
| Total risk weighted assets | $71,214,000 | 4,641 |
| Total unused commitments | $31,695,000 | 2,311 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 16 | 6,861 |
| Assets and Liabilities | ||
| Total Assets: | $85,808,000 | 5,371 |
| Cash and due from depository institutions | $3,809,000 | 6,861 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $8,598,000 | 6,749 |
| Federal funds sold & reverse repurchase agreements | $15,524,000 | 765 |
| Net loans & leases | $53,801,000 | 5,276 |
| Loan loss allowance | $587,000 | 5,598 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,187,000 | 3,140 |
| Other real estate owned | $488,000 | 6,861 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $401,000 | 8,167 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $85,808,000 | 5,371 |
| Total liabilities | $73,933,000 | 5,479 |
| Total deposits | $73,715,000 | 5,202 |
| Interest-bearing deposits | $52,720,000 | 5,716 |
| Deposits held in domestic offices | $73,715,000 | 5,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $218,000 | 6,700 |
| Total equity capital | $11,875,000 | 4,411 |
| Total bank equity capital | $11,875,000 | 4,411 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,000,000 | 762 |
| Surplus | $7,500,000 | 2,603 |
| Undivided profits | $-625,000 | 8,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $314,000 | 6,774 |
| Earning assets | $77,923,000 | 5,407 |
| Long-term assets (5+ years) | $265,000 | 7,841 |
| Average Assets, year-to-date | $71,637,800 | 5,809 |
| Average Assets, quarterly | $80,006,500 | 5,555 |
| Volatile liabilities | $18,723,000 | 4,288 |
| Insider loans | $1,029,000 | 4,071 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $28,483,000 | 2,384 |
| Tier 1 (core) risk-based capital | $11,960,000 | 4,266 |
| Tier 2 risk-based capital | $587,000 | 5,308 |
| Total risk weighted assets | $62,684,000 | 5,003 |
| Total unused commitments | $28,483,000 | 2,385 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 14 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $74,205,000 | 5,796 |
| Cash and due from depository institutions | $1,838,000 | 7,238 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $8,735,000 | 6,767 |
| Federal funds sold & reverse repurchase agreements | $5,423,000 | 1,970 |
| Net loans & leases | $54,595,000 | 5,228 |
| Loan loss allowance | $571,000 | 5,679 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,228,000 | 3,068 |
| Other real estate owned | $0 | 7,238 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $386,000 | 8,298 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $74,205,000 | 5,796 |
| Total liabilities | $62,487,000 | 5,959 |
| Total deposits | $62,376,000 | 5,712 |
| Interest-bearing deposits | $51,429,000 | 5,765 |
| Deposits held in domestic offices | $62,376,000 | 5,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $111,000 | 8,016 |
| Total equity capital | $11,718,000 | 4,452 |
| Total bank equity capital | $11,718,000 | 4,452 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,000,000 | 748 |
| Surplus | $7,500,000 | 2,571 |
| Undivided profits | $-782,000 | 8,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $519,000 | 3,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $264,000 | 7,354 |
| Earning assets | $68,753,000 | 5,744 |
| Long-term assets (5+ years) | $270,000 | 7,899 |
| Average Assets, year-to-date | $68,095,250 | 5,977 |
| Average Assets, quarterly | $75,174,500 | 5,723 |
| Volatile liabilities | $17,115,000 | 4,483 |
| Insider loans | $2,023,000 | 2,670 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $26,899,000 | 2,455 |
| Tier 1 (core) risk-based capital | $11,735,000 | 4,310 |
| Tier 2 risk-based capital | $571,000 | 5,363 |
| Total risk weighted assets | $61,354,000 | 5,042 |
| Total unused commitments | $26,899,000 | 2,459 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 14 | 7,300 |
| Assets and Liabilities | ||
| Total Assets: | $76,144,000 | 5,709 |
| Cash and due from depository institutions | $2,412,000 | 7,300 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $8,674,000 | 6,863 |
| Federal funds sold & reverse repurchase agreements | $13,318,000 | 802 |
| Net loans & leases | $48,121,000 | 5,550 |
| Loan loss allowance | $491,000 | 6,092 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,259,000 | 3,002 |
| Other real estate owned | $0 | 7,300 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $360,000 | 8,351 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $76,144,000 | 5,709 |
| Total liabilities | $64,685,000 | 5,877 |
| Total deposits | $64,485,000 | 5,627 |
| Interest-bearing deposits | $49,747,000 | 5,911 |
| Deposits held in domestic offices | $64,485,000 | 5,625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $200,000 | 6,815 |
| Total equity capital | $11,459,000 | 4,388 |
| Total bank equity capital | $11,459,000 | 4,388 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,000,000 | 732 |
| Surplus | $7,500,000 | 2,533 |
| Undivided profits | $-1,041,000 | 8,686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $210,000 | 7,716 |
| Earning assets | $70,113,000 | 5,697 |
| Long-term assets (5+ years) | $392,000 | 7,886 |
| Average Assets, year-to-date | $66,058,670 | 6,116 |
| Average Assets, quarterly | $69,165,500 | 6,003 |
| Volatile liabilities | $16,287,000 | 4,536 |
| Insider loans | $2,033,000 | 2,641 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $24,280,000 | 2,629 |
| Tier 1 (core) risk-based capital | $11,621,000 | 4,276 |
| Tier 2 risk-based capital | $491,000 | 5,761 |
| Total risk weighted assets | $55,914,000 | 5,303 |
| Total unused commitments | $24,280,000 | 2,632 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 13 | 7,492 |
| Assets and Liabilities | ||
| Total Assets: | $62,187,000 | 6,354 |
| Cash and due from depository institutions | $3,403,000 | 7,492 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $9,079,000 | 6,759 |
| Federal funds sold & reverse repurchase agreements | $9,313,000 | 1,581 |
| Net loans & leases | $36,839,000 | 6,258 |
| Loan loss allowance | $374,000 | 6,881 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,293,000 | 2,932 |
| Other real estate owned | $0 | 7,492 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $260,000 | 8,628 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $62,187,000 | 6,354 |
| Total liabilities | $52,922,000 | 6,475 |
| Total deposits | $52,829,000 | 6,277 |
| Interest-bearing deposits | $40,914,000 | 6,551 |
| Deposits held in domestic offices | $52,829,000 | 6,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $93,000 | 8,220 |
| Total equity capital | $9,265,000 | 5,199 |
| Total bank equity capital | $9,265,000 | 5,199 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,000,000 | 725 |
| Surplus | $5,000,000 | 3,386 |
| Undivided profits | $-735,000 | 8,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $192,000 | 7,879 |
| Earning assets | $55,231,000 | 6,454 |
| Long-term assets (5+ years) | $831,000 | 7,701 |
| Average Assets, year-to-date | $61,016,000 | 6,380 |
| Average Assets, quarterly | $61,016,000 | 6,380 |
| Volatile liabilities | $5,045,000 | 7,158 |
| Insider loans | $2,441,000 | 2,261 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $20,051,000 | 2,929 |
| Tier 1 (core) risk-based capital | $9,143,000 | 5,049 |
| Tier 2 risk-based capital | $374,000 | 6,572 |
| Total risk weighted assets | $43,923,000 | 6,000 |
| Total unused commitments | $20,051,000 | 2,936 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 13 | 7,526 |
| Assets and Liabilities | ||
| Total Assets: | $59,845,000 | 6,480 |
| Cash and due from depository institutions | $5,751,000 | 7,526 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $10,014,000 | 6,603 |
| Federal funds sold & reverse repurchase agreements | $11,790,000 | 1,002 |
| Net loans & leases | $28,711,000 | 6,899 |
| Loan loss allowance | $308,000 | 7,313 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,333,000 | 2,902 |
| Other real estate owned | $0 | 7,526 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $246,000 | 8,754 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,845,000 | 6,480 |
| Total liabilities | $50,642,000 | 6,627 |
| Total deposits | $50,560,000 | 6,440 |
| Interest-bearing deposits | $37,732,000 | 6,748 |
| Deposits held in domestic offices | $50,560,000 | 6,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $82,000 | 8,351 |
| Total equity capital | $9,203,000 | 5,152 |
| Total bank equity capital | $9,203,000 | 5,152 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,000,000 | 728 |
| Surplus | $5,000,000 | 3,359 |
| Undivided profits | $-797,000 | 8,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $160,000 | 8,255 |
| Earning assets | $50,515,000 | 6,718 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $48,729,670 | 6,983 |
| Average Assets, quarterly | $62,186,000 | 6,316 |
| Volatile liabilities | $3,837,000 | 7,653 |
| Insider loans | $2,321,000 | 2,318 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $16,740,000 | 3,206 |
| Tier 1 (core) risk-based capital | $9,206,000 | 4,985 |
| Tier 2 risk-based capital | $308,000 | 7,048 |
| Total risk weighted assets | $38,654,000 | 6,358 |
| Total unused commitments | $16,740,000 | 3,207 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 13 | 7,566 |
| Assets and Liabilities | ||
| Total Assets: | $64,527,000 | 6,219 |
| Cash and due from depository institutions | $14,264,000 | 7,566 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $5,043,000 | 7,777 |
| Federal funds sold & reverse repurchase agreements | $26,508,000 | 540 |
| Net loans & leases | $15,128,000 | 8,185 |
| Loan loss allowance | $170,000 | 8,315 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,371,000 | 2,844 |
| Other real estate owned | $0 | 7,566 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $213,000 | 8,941 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,527,000 | 6,219 |
| Total liabilities | $55,074,000 | 6,352 |
| Total deposits | $54,983,000 | 6,149 |
| Interest-bearing deposits | $31,717,000 | 7,260 |
| Deposits held in domestic offices | $54,983,000 | 6,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $91,000 | 8,514 |
| Total equity capital | $9,453,000 | 5,033 |
| Total bank equity capital | $9,453,000 | 5,033 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,000,000 | 719 |
| Surplus | $5,000,000 | 3,300 |
| Undivided profits | $-547,000 | 8,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $87,000 | 8,850 |
| Earning assets | $46,679,000 | 6,962 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $43,172,000 | 7,328 |
| Average Assets, quarterly | $43,172,000 | 7,377 |
| Volatile liabilities | $3,726,000 | 7,743 |
| Insider loans | $1,290,000 | 3,471 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $8,705,000 | 4,584 |
| Tier 1 (core) risk-based capital | $9,469,000 | 4,875 |
| Tier 2 risk-based capital | $170,000 | 8,194 |
| Total risk weighted assets | $28,422,000 | 7,198 |
| Total unused commitments | $8,705,000 | 4,589 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 12 | 7,773 |
| Assets and Liabilities | ||
| Total Assets: | $21,817,000 | 8,662 |
| Cash and due from depository institutions | $464,000 | 7,773 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $0 | 9,101 |
| Federal funds sold & reverse repurchase agreements | $17,637,000 | 876 |
| Net loans & leases | $971,000 | 9,179 |
| Loan loss allowance | $20,000 | 9,130 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,725,000 | 3,334 |
| Other real estate owned | $0 | 7,773 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $20,000 | 9,274 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,817,000 | 8,662 |
| Total liabilities | $11,870,000 | 9,013 |
| Total deposits | $11,860,000 | 8,960 |
| Interest-bearing deposits | $9,378,000 | 8,967 |
| Deposits held in domestic offices | $11,860,000 | 8,958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $10,000 | 9,250 |
| Total equity capital | $9,947,000 | 4,877 |
| Total bank equity capital | $9,947,000 | 4,877 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,000,000 | 711 |
| Surplus | $5,000,000 | 3,265 |
| Undivided profits | $-53,000 | 8,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,000 | 9,204 |
| Earning assets | $18,608,000 | 8,721 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $21,817,000 | 8,636 |
| Average Assets, quarterly | $21,817,000 | 8,643 |
| Volatile liabilities | $265,000 | 9,172 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $809,000 | 8,338 |
| Tier 1 (core) risk-based capital | $9,947,000 | 4,656 |
| Tier 2 risk-based capital | $20,000 | 9,134 |
| Total risk weighted assets | $7,378,000 | 9,008 |
| Total unused commitments | $809,000 | 8,346 |
| Derivatives | $0 | 623 |