Home > Lanier Bank & Trust Company > Assets and Liabilities
Lanier Bank & Trust Company, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 33 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $71,361,000 | 5,651 |
| Cash and due from depository institutions | $3,943,000 | 5,163 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $8,332,000 | 7,981 |
| Federal funds sold & reverse repurchase agreements | $24,505,000 | 543 |
| Net loans & leases | $31,475,000 | 6,684 |
| Loan loss allowance | $508,000 | 5,632 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,920,000 | 3,955 |
| Other real estate owned | $452,000 | 5,163 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $734,000 | 7,216 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,361,000 | 5,651 |
| Total liabilities | $61,840,000 | 5,777 |
| Total deposits | $57,049,000 | 5,869 |
| Interest-bearing deposits | $44,913,000 | 6,198 |
| Deposits held in domestic offices | $57,049,000 | 5,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,574 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $291,000 | 7,884 |
| Total equity capital | $9,521,000 | 4,491 |
| Total bank equity capital | $9,521,000 | 4,491 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,022,000 | 893 |
| Surplus | $3,858,000 | 3,458 |
| Undivided profits | $1,641,000 | 7,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $226,000 | 6,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $245,000 | 7,563 |
| Earning assets | $64,312,000 | 5,721 |
| Long-term assets (5+ years) | $885,000 | 8,626 |
| Average Assets, year-to-date | $66,967,000 | 5,725 |
| Average Assets, quarterly | $68,160,500 | 5,783 |
| Volatile liabilities | $11,322,000 | 4,583 |
| Insider loans | $382,000 | 6,110 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,977,000 | 4,752 |
| Tier 1 (core) risk-based capital | $9,510,000 | 4,353 |
| Tier 2 risk-based capital | $496,820 | 5,200 |
| Total risk weighted assets | $39,734,520 | 5,960 |
| Total unused commitments | $5,977,000 | 4,756 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 34 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $70,227,000 | 5,871 |
| Cash and due from depository institutions | $5,676,000 | 5,259 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $12,505,000 | 7,123 |
| Federal funds sold & reverse repurchase agreements | $19,110,000 | 693 |
| Net loans & leases | $29,172,000 | 7,089 |
| Loan loss allowance | $677,000 | 4,790 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,969,000 | 3,831 |
| Other real estate owned | $900,000 | 5,259 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $895,000 | 6,706 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,227,000 | 5,871 |
| Total liabilities | $61,350,000 | 5,975 |
| Total deposits | $57,532,000 | 6,027 |
| Interest-bearing deposits | $47,915,000 | 6,139 |
| Deposits held in domestic offices | $57,532,000 | 6,019 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,500,000 | 1,845 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $318,000 | 7,661 |
| Total equity capital | $8,877,000 | 4,797 |
| Total bank equity capital | $8,877,000 | 4,797 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,830,000 | 1,019 |
| Surplus | $2,635,000 | 4,614 |
| Undivided profits | $2,412,000 | 6,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $402,000 | 4,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $231,000 | 7,952 |
| Earning assets | $60,787,000 | 6,099 |
| Long-term assets (5+ years) | $433,000 | 9,387 |
| Average Assets, year-to-date | $62,014,400 | 6,206 |
| Average Assets, quarterly | $65,874,500 | 6,082 |
| Volatile liabilities | $9,848,000 | 4,930 |
| Insider loans | $1,410,000 | 2,794 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,926,000 | 4,260 |
| Tier 1 (core) risk-based capital | $8,902,000 | 4,684 |
| Tier 2 risk-based capital | $446,680 | 5,706 |
| Total risk weighted assets | $35,503,680 | 6,472 |
| Total unused commitments | $6,926,000 | 4,274 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 34 | 5,419 |
| Assets and Liabilities | ||
| Total Assets: | $59,327,000 | 6,700 |
| Cash and due from depository institutions | $2,019,000 | 5,419 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $8,742,000 | 8,721 |
| Federal funds sold & reverse repurchase agreements | $14,120,000 | 1,011 |
| Net loans & leases | $31,232,000 | 6,828 |
| Loan loss allowance | $731,000 | 4,572 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,989,000 | 3,721 |
| Other real estate owned | $515,000 | 5,419 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $710,000 | 7,818 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,327,000 | 6,700 |
| Total liabilities | $51,097,000 | 6,886 |
| Total deposits | $47,100,000 | 7,031 |
| Interest-bearing deposits | $37,562,000 | 7,326 |
| Deposits held in domestic offices | $47,100,000 | 7,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,500,000 | 1,792 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $497,000 | 6,252 |
| Total equity capital | $8,230,000 | 5,113 |
| Total bank equity capital | $8,230,000 | 5,113 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,811,000 | 1,033 |
| Surplus | $2,624,000 | 4,610 |
| Undivided profits | $1,795,000 | 7,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $539,000 | 4,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $305,000 | 7,045 |
| Earning assets | $54,194,000 | 6,706 |
| Long-term assets (5+ years) | $435,000 | 9,751 |
| Average Assets, year-to-date | $54,614,800 | 6,851 |
| Average Assets, quarterly | $57,808,000 | 6,753 |
| Volatile liabilities | $10,518,000 | 4,419 |
| Insider loans | $1,603,000 | 2,622 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,285,000 | 4,833 |
| Tier 1 (core) risk-based capital | $8,197,000 | 4,991 |
| Tier 2 risk-based capital | $431,550 | 5,872 |
| Total risk weighted assets | $34,224,850 | 6,640 |
| Total unused commitments | $5,285,000 | 4,848 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 33 | 5,756 |
| Assets and Liabilities | ||
| Total Assets: | $52,377,000 | 7,287 |
| Cash and due from depository institutions | $3,191,000 | 5,756 |
| Interest-bearing balances | $794,000 | 2,711 |
| Securities | $8,768,000 | 9,224 |
| Federal funds sold & reverse repurchase agreements | $8,580,000 | 1,088 |
| Net loans & leases | $28,913,000 | 7,200 |
| Loan loss allowance | $890,000 | 3,993 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,047,000 | 3,577 |
| Other real estate owned | $240,000 | 5,756 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $638,000 | 8,642 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,377,000 | 7,287 |
| Total liabilities | $44,864,000 | 7,528 |
| Total deposits | $41,692,000 | 7,640 |
| Interest-bearing deposits | $33,203,000 | 7,971 |
| Deposits held in domestic offices | $41,692,000 | 7,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 2,267 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $172,000 | 9,552 |
| Total equity capital | $7,513,000 | 5,175 |
| Total bank equity capital | $7,513,000 | 5,175 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,664,000 | 1,056 |
| Surplus | $2,624,000 | 4,561 |
| Undivided profits | $1,225,000 | 8,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,551,000 | 1,902 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $187,000 | 8,769 |
| Earning assets | $47,055,000 | 7,350 |
| Long-term assets (5+ years) | $765,000 | 9,771 |
| Average Assets, year-to-date | $49,329,600 | 7,454 |
| Average Assets, quarterly | $49,769,000 | 7,498 |
| Volatile liabilities | $7,575,000 | 5,291 |
| Insider loans | $2,149,000 | 1,945 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,119,000 | 4,861 |
| Tier 1 (core) risk-based capital | $7,568,000 | 5,241 |
| Tier 2 risk-based capital | $363,030 | 6,657 |
| Total risk weighted assets | $28,515,030 | 7,464 |
| Total unused commitments | $5,119,000 | 4,869 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 32 | 6,114 |
| Assets and Liabilities | ||
| Total Assets: | $50,840,000 | 7,660 |
| Cash and due from depository institutions | $3,007,000 | 6,114 |
| Interest-bearing balances | $893,000 | 3,570 |
| Securities | $8,726,000 | 9,579 |
| Federal funds sold & reverse repurchase agreements | $8,075,000 | 1,718 |
| Net loans & leases | $27,297,000 | 7,412 |
| Loan loss allowance | $1,099,000 | 3,411 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,802,000 | 3,990 |
| Other real estate owned | $1,130,000 | 6,114 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $803,000 | 7,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,840,000 | 7,660 |
| Total liabilities | $43,683,000 | 7,907 |
| Total deposits | $43,527,000 | 7,738 |
| Interest-bearing deposits | $36,031,000 | 7,902 |
| Deposits held in domestic offices | $43,527,000 | 7,730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $156,000 | 10,237 |
| Total equity capital | $7,157,000 | 5,506 |
| Total bank equity capital | $7,157,000 | 5,506 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,457,000 | 1,129 |
| Surplus | $2,624,000 | 4,521 |
| Undivided profits | $1,076,000 | 9,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $925,000 | 3,357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $182,000 | 8,593 |
| Earning assets | $44,991,000 | 7,814 |
| Long-term assets (5+ years) | $1,176,000 | 9,738 |
| Average Assets, year-to-date | $47,257,600 | 7,869 |
| Average Assets, quarterly | $48,854,000 | 7,797 |
| Volatile liabilities | $4,673,000 | 6,793 |
| Insider loans | $2,010,000 | 2,033 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,850,000 | 6,540 |
| Tier 1 (core) risk-based capital | $7,157,000 | 5,430 |
| Tier 2 risk-based capital | $352,520 | 6,824 |
| Total risk weighted assets | $27,455,220 | 7,702 |
| Total unused commitments | $2,850,000 | 6,561 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 32 | 6,231 |
| Assets and Liabilities | ||
| Total Assets: | $46,642,000 | 8,227 |
| Cash and due from depository institutions | $3,804,000 | 6,231 |
| Interest-bearing balances | $2,081,000 | 2,638 |
| Securities | $7,686,000 | 10,172 |
| Federal funds sold & reverse repurchase agreements | $3,010,000 | 5,000 |
| Net loans & leases | $27,496,000 | 7,459 |
| Loan loss allowance | $1,453,000 | 2,764 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,887,000 | 3,807 |
| Other real estate owned | $1,760,000 | 6,231 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $999,000 | 6,358 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,642,000 | 8,227 |
| Total liabilities | $39,760,000 | 8,547 |
| Total deposits | $39,590,000 | 8,407 |
| Interest-bearing deposits | $34,477,000 | 8,341 |
| Deposits held in domestic offices | $39,590,000 | 8,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $170,000 | 10,713 |
| Total equity capital | $6,882,000 | 5,460 |
| Total bank equity capital | $6,882,000 | 5,460 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,261,000 | 1,200 |
| Surplus | $2,624,000 | 4,453 |
| Undivided profits | $997,000 | 9,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,130,000 | 3,378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $195,000 | 8,792 |
| Earning assets | $40,273,000 | 8,478 |
| Long-term assets (5+ years) | $2,379,000 | 8,545 |
| Average Assets, year-to-date | $49,904,600 | 7,705 |
| Average Assets, quarterly | $47,049,500 | 8,137 |
| Volatile liabilities | $6,444,000 | 5,623 |
| Insider loans | $258,000 | 3,265 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,074,000 | 6,020 |
| Tier 1 (core) risk-based capital | $6,882,000 | 5,396 |
| Tier 2 risk-based capital | $367,280 | 6,660 |
| Total risk weighted assets | $28,296,480 | 7,633 |
| Total unused commitments | $3,074,000 | 6,047 |
| Derivatives | $0 | 651 |