Home > Langham Creek National Bank > Income and Expense
Langham Creek National Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,302,000 | 3,142 |
| Total interest expense | $4,035,000 | 3,656 |
| Net interest income | $6,267,000 | 2,739 |
| Provision for loan and lease losses | $275,000 | 2,807 |
| Total noninterest income | $463,000 | 5,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $379,000 | 3,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,070 |
| Total noninterest expense | $4,490,000 | 2,897 |
| Salaries and employee benefits | $2,655,000 | 2,541 |
| Premises and equipment expense | $593,000 | 3,207 |
| Additional noninterest expense | $1,242,000 | 3,269 |
| Pre-tax net operating income | $1,965,000 | 3,388 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $660,000 | 3,162 |
| Income before extraordinary items | $1,305,000 | 3,679 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,305,000 | 3,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,530 |
| Cash dividends | $98,000 | 6,323 |
| Sale, conversion, retirement of capital stock, net | $-801,000 | 10,415 |
| Net operating income | $1,305,000 | 3,585 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,973,000 | 3,980 |
| Total interest expense | $2,873,000 | 4,897 |
| Net interest income | $5,100,000 | 3,428 |
| Provision for loan and lease losses | $300,000 | 2,568 |
| Total noninterest income | $569,000 | 4,577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $384,000 | 3,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,144 |
| Total noninterest expense | $3,809,000 | 3,321 |
| Salaries and employee benefits | $2,220,000 | 2,983 |
| Premises and equipment expense | $570,000 | 3,308 |
| Additional noninterest expense | $1,019,000 | 3,835 |
| Pre-tax net operating income | $1,560,000 | 4,344 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $546,000 | 3,957 |
| Income before extraordinary items | $1,015,000 | 4,653 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,015,000 | 4,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,617 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,018 |
| Net operating income | $1,014,350 | 4,587 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,128,000 | 5,101 |
| Total interest expense | $2,118,000 | 6,191 |
| Net interest income | $4,010,000 | 4,310 |
| Provision for loan and lease losses | $235,000 | 3,076 |
| Total noninterest income | $578,000 | 4,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $348,000 | 3,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 4,788 |
| Total noninterest expense | $3,111,000 | 4,198 |
| Salaries and employee benefits | $1,788,000 | 3,695 |
| Premises and equipment expense | $483,000 | 3,880 |
| Additional noninterest expense | $840,000 | 5,013 |
| Pre-tax net operating income | $1,242,000 | 5,013 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $427,000 | 4,689 |
| Income before extraordinary items | $817,000 | 5,229 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $817,000 | 5,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $953,000 | 398 |
| Net operating income | $815,680 | 5,170 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,392,000 | 6,575 |
| Total interest expense | $1,509,000 | 7,678 |
| Net interest income | $2,883,000 | 5,676 |
| Provision for loan and lease losses | $195,000 | 3,070 |
| Total noninterest income | $556,000 | 4,831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $359,000 | 3,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 5,176 |
| Total noninterest expense | $2,460,000 | 5,067 |
| Salaries and employee benefits | $1,401,000 | 4,560 |
| Premises and equipment expense | $356,000 | 4,966 |
| Additional noninterest expense | $703,000 | 5,832 |
| Pre-tax net operating income | $784,000 | 6,900 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $276,000 | 6,289 |
| Income before extraordinary items | $508,000 | 7,192 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $508,000 | 7,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,894 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $1,060,000 | 286 |
| Net operating income | $508,000 | 7,162 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,853,000 | 8,315 |
| Total interest expense | $792,000 | 9,643 |
| Net interest income | $2,061,000 | 7,424 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $485,000 | 5,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,738 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,797 |
| Total noninterest expense | $2,021,000 | 6,147 |
| Salaries and employee benefits | $1,057,000 | 5,819 |
| Premises and equipment expense | $205,000 | 7,319 |
| Additional noninterest expense | $759,000 | 5,945 |
| Pre-tax net operating income | $405,000 | 9,327 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $76,000 | 9,895 |
| Income before extraordinary items | $329,000 | 8,832 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $329,000 | 8,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,780 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $329,000 | 8,891 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 9,712 |
| Total interest expense | $641,000 | 10,917 |
| Net interest income | $1,589,000 | 8,830 |
| Provision for loan and lease losses | $-40,000 | 12,687 |
| Total noninterest income | $464,000 | 5,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $324,000 | 4,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,785 |
| Total noninterest expense | $1,688,000 | 7,227 |
| Salaries and employee benefits | $832,000 | 7,127 |
| Premises and equipment expense | $181,000 | 8,115 |
| Additional noninterest expense | $675,000 | 6,747 |
| Pre-tax net operating income | $405,000 | 9,372 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $89,000 | 10,008 |
| Income before extraordinary items | $316,000 | 9,283 |
| Extraordinary gains, net | $67,000 | 1,943 |
| Net income | $383,000 | 8,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $991,000 | 483 |
| Net operating income | $316,000 | 9,031 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,271,000 | 10,336 |
| Total interest expense | $808,000 | 11,291 |
| Net interest income | $1,463,000 | 9,400 |
| Provision for loan and lease losses | $109,000 | 7,062 |
| Total noninterest income | $367,000 | 6,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $312,000 | 4,305 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $1,421,000 | 8,210 |
| Salaries and employee benefits | $700,000 | 7,978 |
| Premises and equipment expense | $206,000 | 7,697 |
| Additional noninterest expense | $515,000 | 8,307 |
| Pre-tax net operating income | $300,000 | 10,139 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $96,000 | 10,025 |
| Income before extraordinary items | $204,000 | 10,534 |
| Extraordinary gains, net | $85,000 | 804 |
| Net income | $289,000 | 9,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $204,000 | 10,197 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.