Home > Landmark Federal Savings Bank > Income and Expense
Landmark Federal Savings Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,883,000 | 1,972 |
| Total interest expense | $11,565,000 | 1,491 |
| Net interest income | $6,318,000 | 2,805 |
| Provision for loan and lease losses | $177,000 | 4,055 |
| Total noninterest income | $658,000 | 4,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-286,000 | 4,524 |
| Additional Noninterest Income | $944,000 | 1,931 |
| Total noninterest expense | $3,769,000 | 3,492 |
| Salaries and employee benefits | $2,346,000 | 3,005 |
| Premises and equipment expense | $790,000 | 2,608 |
| Additional noninterest expense | $633,000 | 5,569 |
| Pre-tax net operating income | $3,030,000 | 2,370 |
| Securities gains (losses) | $448,000 | 276 |
| Applicable income taxes | $1,230,000 | 1,787 |
| Income before extraordinary items | $2,248,000 | 2,295 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,248,000 | 2,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,412 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,956,800 | 2,619 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,133,000 | 1,901 |
| Total interest expense | $10,187,000 | 1,474 |
| Net interest income | $6,946,000 | 2,533 |
| Provision for loan and lease losses | $845,000 | 1,135 |
| Total noninterest income | $807,000 | 3,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $807,000 | 2,149 |
| Total noninterest expense | $3,915,000 | 3,378 |
| Salaries and employee benefits | $2,416,000 | 2,896 |
| Premises and equipment expense | $837,000 | 2,418 |
| Additional noninterest expense | $662,000 | 5,458 |
| Pre-tax net operating income | $2,993,000 | 2,418 |
| Securities gains (losses) | $314,000 | 439 |
| Applicable income taxes | $1,235,000 | 1,867 |
| Income before extraordinary items | $2,072,000 | 2,499 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,072,000 | 2,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $650,000 | 990 |
| Cash dividends | $2,000,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,871,040 | 2,696 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,635,000 | 1,943 |
| Total interest expense | $10,195,000 | 1,497 |
| Net interest income | $6,440,000 | 2,664 |
| Provision for loan and lease losses | $270,000 | 2,850 |
| Total noninterest income | $817,000 | 3,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $817,000 | 2,143 |
| Total noninterest expense | $3,961,000 | 3,218 |
| Salaries and employee benefits | $2,530,000 | 2,675 |
| Premises and equipment expense | $779,000 | 2,512 |
| Additional noninterest expense | $652,000 | 5,438 |
| Pre-tax net operating income | $3,026,000 | 2,351 |
| Securities gains (losses) | $619,000 | 490 |
| Applicable income taxes | $1,397,000 | 1,738 |
| Income before extraordinary items | $2,248,000 | 2,296 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,248,000 | 2,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,499 |
| Cash dividends | $10,000,000 | 381 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,851,840 | 2,665 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,706,000 | 1,963 |
| Total interest expense | $10,088,000 | 1,535 |
| Net interest income | $6,618,000 | 2,628 |
| Provision for loan and lease losses | $345,000 | 2,350 |
| Total noninterest income | $802,000 | 3,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $802,000 | 2,024 |
| Total noninterest expense | $3,421,000 | 3,680 |
| Salaries and employee benefits | $2,236,000 | 2,963 |
| Premises and equipment expense | $571,000 | 3,299 |
| Additional noninterest expense | $614,000 | 5,721 |
| Pre-tax net operating income | $3,654,000 | 2,056 |
| Securities gains (losses) | $235,000 | 642 |
| Applicable income taxes | $1,496,000 | 1,707 |
| Income before extraordinary items | $2,393,000 | 2,205 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,393,000 | 2,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,192 |
| Cash dividends | $4,500,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,242,600 | 2,280 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,732,000 | 2,279 |
| Total interest expense | $8,861,000 | 1,771 |
| Net interest income | $5,871,000 | 3,021 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $626,000 | 4,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $626,000 | 2,499 |
| Total noninterest expense | $4,222,000 | 3,178 |
| Salaries and employee benefits | $1,911,000 | 3,478 |
| Premises and equipment expense | $543,000 | 3,520 |
| Additional noninterest expense | $1,768,000 | 2,740 |
| Pre-tax net operating income | $2,125,000 | 3,251 |
| Securities gains (losses) | $224,000 | 654 |
| Applicable income taxes | $848,000 | 2,704 |
| Income before extraordinary items | $1,501,000 | 3,189 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,501,000 | 3,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,057 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,357,640 | 3,454 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,070,000 | 2,386 |
| Total interest expense | $9,043,000 | 1,754 |
| Net interest income | $5,027,000 | 3,513 |
| Provision for loan and lease losses | $48,000 | 6,309 |
| Total noninterest income | $568,000 | 4,760 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $568,000 | 2,639 |
| Total noninterest expense | $3,142,000 | 4,114 |
| Salaries and employee benefits | $1,894,000 | 3,484 |
| Premises and equipment expense | $507,000 | 3,723 |
| Additional noninterest expense | $741,000 | 5,586 |
| Pre-tax net operating income | $2,405,000 | 2,957 |
| Securities gains (losses) | $158,000 | 760 |
| Applicable income taxes | $953,000 | 2,492 |
| Income before extraordinary items | $1,610,000 | 3,043 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,610,000 | 3,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,508,880 | 3,210 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,184,000 | 2,719 |
| Total interest expense | $6,407,000 | 1,947 |
| Net interest income | $4,777,000 | 3,718 |
| Provision for loan and lease losses | $-97,000 | 12,135 |
| Total noninterest income | $468,000 | 5,529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $468,000 | 3,078 |
| Total noninterest expense | $2,991,000 | 4,424 |
| Salaries and employee benefits | $1,724,000 | 3,781 |
| Premises and equipment expense | $522,000 | 3,665 |
| Additional noninterest expense | $745,000 | 6,025 |
| Pre-tax net operating income | $2,351,000 | 2,996 |
| Securities gains (losses) | $84,000 | 854 |
| Applicable income taxes | $876,000 | 2,559 |
| Income before extraordinary items | $1,559,000 | 3,075 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,559,000 | 3,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $1,141,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $8,894,000 | 113 |
| Net operating income | $1,505,240 | 3,190 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,575,000 | 2,933 |
| Total interest expense | $6,212,000 | 2,093 |
| Net interest income | $4,363,000 | 4,062 |
| Provision for loan and lease losses | $250,000 | 3,377 |
| Total noninterest income | $420,000 | 6,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $420,000 | 3,643 |
| Total noninterest expense | $2,653,000 | 5,007 |
| Salaries and employee benefits | $1,538,000 | 4,176 |
| Premises and equipment expense | $504,000 | 3,838 |
| Additional noninterest expense | $611,000 | 7,235 |
| Pre-tax net operating income | $1,880,000 | 3,527 |
| Securities gains (losses) | $673,000 | 733 |
| Applicable income taxes | $942,000 | 2,411 |
| Income before extraordinary items | $1,611,000 | 3,026 |
| Extraordinary gains, net | $117,000 | 1,443 |
| Net income | $1,728,000 | 2,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 5,302 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,180,280 | 3,879 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,106,000 | 2,889 |
| Total interest expense | $7,714,000 | 2,206 |
| Net interest income | $4,392,000 | 4,098 |
| Provision for loan and lease losses | $426,000 | 3,319 |
| Total noninterest income | $500,000 | 5,645 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $500,000 | 3,192 |
| Total noninterest expense | $2,490,000 | 5,330 |
| Salaries and employee benefits | $1,415,000 | 4,455 |
| Premises and equipment expense | $465,000 | 4,231 |
| Additional noninterest expense | $610,000 | 7,418 |
| Pre-tax net operating income | $1,976,000 | 3,138 |
| Securities gains (losses) | $945,000 | 679 |
| Applicable income taxes | $1,102,000 | 1,931 |
| Income before extraordinary items | $1,819,000 | 2,523 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,819,000 | 2,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 6,002 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,214,200 | 3,488 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.