Home > Landmark Community Bank > Income and Expense
Landmark Community Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,441,000 | 4,627 |
| Total interest expense | $361,000 | 3,733 |
| Net interest income | $2,080,000 | 4,684 |
| Provision for loan and lease losses | $-324,000 | 5,819 |
| Total noninterest income | $291,000 | 4,430 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $59,000 | 4,836 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $232,000 | 3,928 |
| Total noninterest expense | $2,469,000 | 4,052 |
| Salaries and employee benefits | $1,045,000 | 4,547 |
| Premises and equipment expense | $308,000 | 3,746 |
| Additional noninterest expense | $1,116,000 | 3,380 |
| Pre-tax net operating income | $226,000 | 5,242 |
| Securities gains (losses) | $9,000 | 2,624 |
| Applicable income taxes | $128,000 | 3,086 |
| Income before extraordinary items | $107,000 | 5,498 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $107,000 | 5,497 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $107,000 | 5,498 |
| Net charge-offs | $-173,000 | 5,705 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $101,240 | 5,476 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 4,612 |
| Total interest expense | $257,000 | 3,634 |
| Net interest income | $1,421,000 | 4,688 |
| Provision for loan and lease losses | $-324,000 | 5,937 |
| Total noninterest income | $150,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $40,000 | 4,835 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $110,000 | 4,336 |
| Total noninterest expense | $1,421,000 | 4,400 |
| Salaries and employee benefits | $689,000 | 4,602 |
| Premises and equipment expense | $196,000 | 3,849 |
| Additional noninterest expense | $536,000 | 4,107 |
| Pre-tax net operating income | $474,000 | 4,234 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $130,000 | 2,821 |
| Income before extraordinary items | $353,000 | 4,434 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $353,000 | 4,430 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $353,000 | 4,432 |
| Net charge-offs | $-237,000 | 5,875 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $346,430 | 4,395 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $817,000 | 4,691 |
| Total interest expense | $127,000 | 3,681 |
| Net interest income | $690,000 | 4,770 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $76,000 | 4,710 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $20,000 | 4,839 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $56,000 | 4,283 |
| Total noninterest expense | $728,000 | 4,369 |
| Salaries and employee benefits | $348,000 | 4,621 |
| Premises and equipment expense | $107,000 | 3,735 |
| Additional noninterest expense | $273,000 | 4,075 |
| Pre-tax net operating income | $38,000 | 5,565 |
| Securities gains (losses) | $9,000 | 1,537 |
| Applicable income taxes | $9,000 | 3,786 |
| Income before extraordinary items | $38,000 | 5,554 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $38,000 | 5,554 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $38,000 | 5,554 |
| Net charge-offs | $-4,000 | 4,749 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $30,710 | 5,582 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,299,000 | 4,688 |
| Total interest expense | $544,000 | 3,578 |
| Net interest income | $2,755,000 | 4,789 |
| Provision for loan and lease losses | $184,000 | 2,420 |
| Total noninterest income | $678,000 | 3,693 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $99,000 | 4,721 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $579,000 | 3,086 |
| Total noninterest expense | $3,094,000 | 4,274 |
| Salaries and employee benefits | $1,460,000 | 4,558 |
| Premises and equipment expense | $434,000 | 3,746 |
| Additional noninterest expense | $1,200,000 | 3,917 |
| Pre-tax net operating income | $155,000 | 5,562 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $155,000 | 5,573 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $155,000 | 5,575 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $155,000 | 5,576 |
| Net charge-offs | $471,000 | 1,218 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $155,000 | 5,535 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,483,000 | 4,728 |
| Total interest expense | $414,000 | 3,596 |
| Net interest income | $2,069,000 | 4,836 |
| Provision for loan and lease losses | $184,000 | 2,035 |
| Total noninterest income | $375,000 | 4,207 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $76,000 | 4,744 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $299,000 | 3,604 |
| Total noninterest expense | $2,304,000 | 4,310 |
| Salaries and employee benefits | $1,116,000 | 4,541 |
| Premises and equipment expense | $282,000 | 4,072 |
| Additional noninterest expense | $906,000 | 3,919 |
| Pre-tax net operating income | $-44,000 | 5,993 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-44,000 | 6,020 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-44,000 | 6,021 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-44,000 | 6,021 |
| Net charge-offs | $438,000 | 943 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-44,000 | 5,995 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,629,000 | 4,800 |
| Total interest expense | $280,000 | 3,600 |
| Net interest income | $1,349,000 | 4,909 |
| Provision for loan and lease losses | $184,000 | 1,588 |
| Total noninterest income | $283,000 | 4,026 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $50,000 | 4,763 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $233,000 | 3,396 |
| Total noninterest expense | $1,532,000 | 4,353 |
| Salaries and employee benefits | $789,000 | 4,465 |
| Premises and equipment expense | $170,000 | 4,310 |
| Additional noninterest expense | $573,000 | 4,065 |
| Pre-tax net operating income | $-84,000 | 6,104 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-84,000 | 6,132 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-84,000 | 6,133 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-84,000 | 6,133 |
| Net charge-offs | $545,000 | 595 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-84,000 | 6,109 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $830,000 | 4,793 |
| Total interest expense | $144,000 | 3,570 |
| Net interest income | $686,000 | 4,908 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $47,000 | 5,366 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $25,000 | 4,767 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $22,000 | 5,318 |
| Total noninterest expense | $573,000 | 4,958 |
| Salaries and employee benefits | $423,000 | 4,337 |
| Premises and equipment expense | $-172,000 | 6,416 |
| Additional noninterest expense | $322,000 | 3,800 |
| Pre-tax net operating income | $160,000 | 4,750 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $160,000 | 4,612 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $160,000 | 4,614 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $160,000 | 4,616 |
| Net charge-offs | $-21,000 | 5,688 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $160,000 | 4,535 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,834,000 | 4,553 |
| Total interest expense | $607,000 | 3,608 |
| Net interest income | $3,227,000 | 4,658 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $223,000 | 5,321 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $116,000 | 4,771 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $107,000 | 5,191 |
| Total noninterest expense | $4,701,000 | 3,453 |
| Salaries and employee benefits | $1,633,000 | 4,438 |
| Premises and equipment expense | $401,000 | 4,087 |
| Additional noninterest expense | $2,667,000 | 2,270 |
| Pre-tax net operating income | $-1,251,000 | 6,378 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-1,251,000 | 6,387 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-1,251,000 | 6,387 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,251,000 | 6,387 |
| Net charge-offs | $93,000 | 3,248 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,251,000 | 6,385 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,898,000 | 4,587 |
| Total interest expense | $461,000 | 3,637 |
| Net interest income | $2,437,000 | 4,692 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $161,000 | 5,413 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $89,000 | 4,810 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $72,000 | 5,350 |
| Total noninterest expense | $3,758,000 | 3,326 |
| Salaries and employee benefits | $1,231,000 | 4,445 |
| Premises and equipment expense | $321,000 | 3,996 |
| Additional noninterest expense | $2,206,000 | 2,064 |
| Pre-tax net operating income | $-1,160,000 | 6,489 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-1,160,000 | 6,492 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,160,000 | 6,491 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,160,000 | 6,491 |
| Net charge-offs | $35,000 | 3,512 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-1,160,000 | 6,491 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,927,000 | 4,607 |
| Total interest expense | $313,000 | 3,624 |
| Net interest income | $1,614,000 | 4,715 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $-36,000 | 6,594 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $61,000 | 4,758 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-97,000 | 6,586 |
| Total noninterest expense | $2,625,000 | 3,235 |
| Salaries and employee benefits | $766,000 | 4,636 |
| Premises and equipment expense | $215,000 | 4,032 |
| Additional noninterest expense | $1,644,000 | 1,866 |
| Pre-tax net operating income | $-1,047,000 | 6,586 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-1,047,000 | 6,581 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,047,000 | 6,581 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-1,047,000 | 6,581 |
| Net charge-offs | $35,000 | 3,061 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-1,047,000 | 6,581 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $969,000 | 4,641 |
| Total interest expense | $160,000 | 3,629 |
| Net interest income | $809,000 | 4,745 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $-116,000 | 6,691 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $33,000 | 4,624 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-149,000 | 6,677 |
| Total noninterest expense | $1,757,000 | 2,621 |
| Salaries and employee benefits | $391,000 | 4,631 |
| Premises and equipment expense | $121,000 | 3,822 |
| Additional noninterest expense | $1,245,000 | 1,292 |
| Pre-tax net operating income | $-1,064,000 | 6,694 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-1,064,000 | 6,691 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,064,000 | 6,691 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-1,064,000 | 6,691 |
| Net charge-offs | $39,000 | 2,040 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-1,064,000 | 6,690 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,407,000 | 4,388 |
| Total interest expense | $676,000 | 3,822 |
| Net interest income | $3,731,000 | 4,443 |
| Provision for loan and lease losses | $421,000 | 2,046 |
| Total noninterest income | $2,000 | 6,637 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $177,000 | 4,293 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-175,000 | 6,661 |
| Total noninterest expense | $3,765,000 | 4,065 |
| Salaries and employee benefits | $1,530,000 | 4,703 |
| Premises and equipment expense | $459,000 | 3,918 |
| Additional noninterest expense | $1,776,000 | 3,235 |
| Pre-tax net operating income | $-453,000 | 6,465 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-453,000 | 6,478 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-453,000 | 6,478 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-453,000 | 6,479 |
| Net charge-offs | $238,000 | 2,817 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-453,000 | 6,472 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,305,000 | 4,436 |
| Total interest expense | $514,000 | 3,874 |
| Net interest income | $2,791,000 | 4,480 |
| Provision for loan and lease losses | $280,000 | 2,156 |
| Total noninterest income | $20,000 | 6,657 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $136,000 | 4,298 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-116,000 | 6,744 |
| Total noninterest expense | $2,729,000 | 4,170 |
| Salaries and employee benefits | $1,167,000 | 4,682 |
| Premises and equipment expense | $315,000 | 4,154 |
| Additional noninterest expense | $1,247,000 | 3,397 |
| Pre-tax net operating income | $-198,000 | 6,483 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-198,000 | 6,520 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-198,000 | 6,522 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-198,000 | 6,521 |
| Net charge-offs | $19,000 | 4,438 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-198,000 | 6,496 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,210,000 | 4,442 |
| Total interest expense | $352,000 | 3,887 |
| Net interest income | $1,858,000 | 4,494 |
| Provision for loan and lease losses | $91,000 | 3,028 |
| Total noninterest income | $-106,000 | 6,862 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $91,000 | 4,277 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-197,000 | 6,854 |
| Total noninterest expense | $1,768,000 | 4,265 |
| Salaries and employee benefits | $793,000 | 4,670 |
| Premises and equipment expense | $207,000 | 4,197 |
| Additional noninterest expense | $768,000 | 3,599 |
| Pre-tax net operating income | $-107,000 | 6,480 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-107,000 | 6,524 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-107,000 | 6,525 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-107,000 | 6,525 |
| Net charge-offs | $-32,000 | 6,441 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-107,000 | 6,491 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,063,000 | 4,571 |
| Total interest expense | $181,000 | 3,913 |
| Net interest income | $882,000 | 4,642 |
| Provision for loan and lease losses | $91,000 | 2,168 |
| Total noninterest income | $-64,000 | 6,946 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $44,000 | 4,324 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-108,000 | 6,931 |
| Total noninterest expense | $863,000 | 4,357 |
| Salaries and employee benefits | $403,000 | 4,673 |
| Premises and equipment expense | $106,000 | 4,181 |
| Additional noninterest expense | $354,000 | 3,810 |
| Pre-tax net operating income | $-136,000 | 6,660 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-136,000 | 6,697 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-136,000 | 6,698 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-136,000 | 6,698 |
| Net charge-offs | $51,000 | 2,405 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-136,000 | 6,668 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,455,000 | 4,591 |
| Total interest expense | $860,000 | 3,957 |
| Net interest income | $3,595,000 | 4,681 |
| Provision for loan and lease losses | $831,000 | 2,012 |
| Total noninterest income | $504,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $197,000 | 4,290 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $307,000 | 4,011 |
| Total noninterest expense | $3,633,000 | 4,284 |
| Salaries and employee benefits | $1,594,000 | 4,689 |
| Premises and equipment expense | $447,000 | 4,078 |
| Additional noninterest expense | $1,592,000 | 3,641 |
| Pre-tax net operating income | $-365,000 | 6,444 |
| Securities gains (losses) | $28,000 | 3,051 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-337,000 | 6,526 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-337,000 | 6,521 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-337,000 | 6,523 |
| Net charge-offs | $985,000 | 1,830 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-365,000 | 6,473 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,356,000 | 4,666 |
| Total interest expense | $670,000 | 3,997 |
| Net interest income | $2,686,000 | 4,761 |
| Provision for loan and lease losses | $551,000 | 2,150 |
| Total noninterest income | $384,000 | 4,497 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $147,000 | 4,354 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $237,000 | 4,012 |
| Total noninterest expense | $2,807,000 | 4,229 |
| Salaries and employee benefits | $1,204,000 | 4,693 |
| Premises and equipment expense | $340,000 | 4,100 |
| Additional noninterest expense | $1,263,000 | 3,509 |
| Pre-tax net operating income | $-288,000 | 6,577 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-288,000 | 6,673 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-288,000 | 6,671 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-288,000 | 6,671 |
| Net charge-offs | $598,000 | 1,981 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-288,000 | 6,597 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 4,726 |
| Total interest expense | $453,000 | 4,058 |
| Net interest income | $1,767,000 | 4,825 |
| Provision for loan and lease losses | $552,000 | 1,696 |
| Total noninterest income | $283,000 | 4,325 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $94,000 | 4,425 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $189,000 | 3,759 |
| Total noninterest expense | $1,814,000 | 4,332 |
| Salaries and employee benefits | $802,000 | 4,730 |
| Premises and equipment expense | $208,000 | 4,289 |
| Additional noninterest expense | $804,000 | 3,651 |
| Pre-tax net operating income | $-316,000 | 6,705 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-316,000 | 6,782 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-316,000 | 6,782 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-316,000 | 6,782 |
| Net charge-offs | $606,000 | 1,591 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-316,000 | 6,728 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 4,804 |
| Total interest expense | $235,000 | 4,079 |
| Net interest income | $864,000 | 4,898 |
| Provision for loan and lease losses | $142,000 | 2,487 |
| Total noninterest income | $114,000 | 4,720 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $47,000 | 4,404 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $67,000 | 4,295 |
| Total noninterest expense | $951,000 | 4,225 |
| Salaries and employee benefits | $406,000 | 4,741 |
| Premises and equipment expense | $144,000 | 3,566 |
| Additional noninterest expense | $401,000 | 3,630 |
| Pre-tax net operating income | $-115,000 | 6,758 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-115,000 | 6,822 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-115,000 | 6,823 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-115,000 | 6,823 |
| Net charge-offs | $127,000 | 2,244 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-115,000 | 6,764 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,712,000 | 4,714 |
| Total interest expense | $1,194,000 | 3,980 |
| Net interest income | $3,518,000 | 4,886 |
| Provision for loan and lease losses | $195,000 | 4,660 |
| Total noninterest income | $-82,000 | 7,072 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $225,000 | 4,168 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-307,000 | 7,023 |
| Total noninterest expense | $3,908,000 | 4,179 |
| Salaries and employee benefits | $1,608,000 | 4,772 |
| Premises and equipment expense | $560,000 | 3,754 |
| Additional noninterest expense | $1,740,000 | 3,503 |
| Pre-tax net operating income | $-667,000 | 6,472 |
| Securities gains (losses) | $34,000 | 2,832 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-633,000 | 6,530 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-633,000 | 6,530 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-633,000 | 6,529 |
| Net charge-offs | $617,000 | 2,919 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $350,000 | 455 |
| Net operating income | $-667,000 | 6,510 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,587,000 | 4,743 |
| Total interest expense | $935,000 | 3,990 |
| Net interest income | $2,652,000 | 4,904 |
| Provision for loan and lease losses | $195,000 | 4,176 |
| Total noninterest income | $71,000 | 6,565 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $172,000 | 4,156 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-101,000 | 7,060 |
| Total noninterest expense | $2,954,000 | 4,158 |
| Salaries and employee benefits | $1,244,000 | 4,685 |
| Premises and equipment expense | $371,000 | 4,116 |
| Additional noninterest expense | $1,339,000 | 3,428 |
| Pre-tax net operating income | $-426,000 | 6,561 |
| Securities gains (losses) | $34,000 | 2,577 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-392,000 | 6,634 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-392,000 | 6,636 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-392,000 | 6,636 |
| Net charge-offs | $445,000 | 2,797 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $350,000 | 387 |
| Net operating income | $-426,000 | 6,602 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,418,000 | 4,745 |
| Total interest expense | $639,000 | 4,037 |
| Net interest income | $1,779,000 | 4,903 |
| Provision for loan and lease losses | $195,000 | 3,582 |
| Total noninterest income | $65,000 | 6,354 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $112,000 | 4,168 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-47,000 | 7,129 |
| Total noninterest expense | $1,990,000 | 4,171 |
| Salaries and employee benefits | $832,000 | 4,719 |
| Premises and equipment expense | $240,000 | 4,221 |
| Additional noninterest expense | $918,000 | 3,405 |
| Pre-tax net operating income | $-341,000 | 6,684 |
| Securities gains (losses) | $34,000 | 1,823 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-307,000 | 6,728 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-307,000 | 6,728 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-307,000 | 6,729 |
| Net charge-offs | $396,000 | 2,374 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $350,000 | 260 |
| Net operating income | $-341,000 | 6,721 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 4,784 |
| Total interest expense | $328,000 | 4,077 |
| Net interest income | $880,000 | 4,934 |
| Provision for loan and lease losses | $194,000 | 2,494 |
| Total noninterest income | $2,000 | 7,255 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $50,000 | 4,342 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-48,000 | 7,296 |
| Total noninterest expense | $901,000 | 4,467 |
| Salaries and employee benefits | $385,000 | 4,956 |
| Premises and equipment expense | $101,000 | 4,674 |
| Additional noninterest expense | $415,000 | 3,641 |
| Pre-tax net operating income | $-213,000 | 6,843 |
| Securities gains (losses) | $34,000 | 900 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-179,000 | 6,853 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-179,000 | 6,853 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-179,000 | 6,853 |
| Net charge-offs | $104,000 | 2,692 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $350,000 | 159 |
| Net operating income | $-213,000 | 6,893 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,325,000 | 4,642 |
| Total interest expense | $1,666,000 | 4,022 |
| Net interest income | $3,659,000 | 4,832 |
| Provision for loan and lease losses | $1,728,000 | 2,270 |
| Total noninterest income | $7,000 | 7,247 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $217,000 | 4,267 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-210,000 | 7,281 |
| Total noninterest expense | $3,892,000 | 4,278 |
| Salaries and employee benefits | $1,759,000 | 4,594 |
| Premises and equipment expense | $532,000 | 4,021 |
| Additional noninterest expense | $1,601,000 | 3,831 |
| Pre-tax net operating income | $-1,954,000 | 6,762 |
| Securities gains (losses) | $90,000 | 2,248 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,864,000 | 6,820 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,864,000 | 6,820 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,864,000 | 6,821 |
| Net charge-offs | $1,380,000 | 2,269 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $350,000 | 522 |
| Net operating income | $-1,954,000 | 6,817 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,048,000 | 4,692 |
| Total interest expense | $1,265,000 | 4,121 |
| Net interest income | $2,783,000 | 4,852 |
| Provision for loan and lease losses | $1,528,000 | 1,950 |
| Total noninterest income | $289,000 | 5,102 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $171,000 | 4,246 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $118,000 | 4,995 |
| Total noninterest expense | $3,039,000 | 4,191 |
| Salaries and employee benefits | $1,316,000 | 4,639 |
| Premises and equipment expense | $417,000 | 3,982 |
| Additional noninterest expense | $1,306,000 | 3,595 |
| Pre-tax net operating income | $-1,495,000 | 6,958 |
| Securities gains (losses) | $26,000 | 2,782 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-1,469,000 | 7,040 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,469,000 | 7,039 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,469,000 | 7,040 |
| Net charge-offs | $1,221,000 | 1,975 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $350,000 | 425 |
| Net operating income | $-1,495,000 | 7,012 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,657,000 | 4,778 |
| Total interest expense | $854,000 | 4,195 |
| Net interest income | $1,803,000 | 4,944 |
| Provision for loan and lease losses | $995,000 | 1,955 |
| Total noninterest income | $322,000 | 4,112 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $119,000 | 4,161 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $203,000 | 3,487 |
| Total noninterest expense | $2,042,000 | 4,177 |
| Salaries and employee benefits | $920,000 | 4,515 |
| Premises and equipment expense | $277,000 | 4,022 |
| Additional noninterest expense | $845,000 | 3,653 |
| Pre-tax net operating income | $-912,000 | 6,971 |
| Securities gains (losses) | $27,000 | 2,218 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-885,000 | 7,044 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-885,000 | 7,044 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-885,000 | 7,044 |
| Net charge-offs | $1,009,000 | 1,716 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-912,000 | 7,029 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 4,803 |
| Total interest expense | $436,000 | 4,272 |
| Net interest income | $913,000 | 4,933 |
| Provision for loan and lease losses | $740,000 | 1,424 |
| Total noninterest income | $150,000 | 4,283 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $60,000 | 4,126 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $90,000 | 3,709 |
| Total noninterest expense | $1,010,000 | 4,250 |
| Salaries and employee benefits | $418,000 | 4,866 |
| Premises and equipment expense | $140,000 | 4,056 |
| Additional noninterest expense | $452,000 | 3,455 |
| Pre-tax net operating income | $-687,000 | 7,285 |
| Securities gains (losses) | $26,000 | 1,415 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-661,000 | 7,351 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-661,000 | 7,351 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-661,000 | 7,352 |
| Net charge-offs | $756,000 | 1,257 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-687,000 | 7,340 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,887,000 | 4,678 |
| Total interest expense | $2,145,000 | 4,257 |
| Net interest income | $3,742,000 | 4,769 |
| Provision for loan and lease losses | $1,933,000 | 2,520 |
| Total noninterest income | $404,000 | 5,104 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $339,000 | 3,649 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $65,000 | 6,115 |
| Total noninterest expense | $4,041,000 | 4,316 |
| Salaries and employee benefits | $1,804,000 | 4,669 |
| Premises and equipment expense | $561,000 | 4,077 |
| Additional noninterest expense | $1,676,000 | 3,777 |
| Pre-tax net operating income | $-1,828,000 | 6,576 |
| Securities gains (losses) | $25,000 | 2,955 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,803,000 | 6,685 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,803,000 | 6,684 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,803,000 | 6,684 |
| Net charge-offs | $1,800,000 | 2,159 |
| Cash dividends | $55,000 | 4,378 |
| Sale, conversion, retirement of capital stock, net | $525,000 | 531 |
| Net operating income | $-1,828,000 | 6,688 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,476,000 | 4,690 |
| Total interest expense | $1,668,000 | 4,305 |
| Net interest income | $2,808,000 | 4,766 |
| Provision for loan and lease losses | $1,350,000 | 2,350 |
| Total noninterest income | $318,000 | 5,094 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $250,000 | 3,694 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $68,000 | 5,894 |
| Total noninterest expense | $2,992,000 | 4,360 |
| Salaries and employee benefits | $1,352,000 | 4,701 |
| Premises and equipment expense | $447,000 | 3,926 |
| Additional noninterest expense | $1,193,000 | 3,889 |
| Pre-tax net operating income | $-1,216,000 | 6,749 |
| Securities gains (losses) | $25,000 | 2,648 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,191,000 | 6,848 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,191,000 | 6,849 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,191,000 | 6,849 |
| Net charge-offs | $1,111,000 | 2,086 |
| Cash dividends | $55,000 | 3,864 |
| Sale, conversion, retirement of capital stock, net | $525,000 | 425 |
| Net operating income | $-1,216,000 | 6,848 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,961,000 | 4,743 |
| Total interest expense | $1,139,000 | 4,375 |
| Net interest income | $1,822,000 | 4,852 |
| Provision for loan and lease losses | $852,000 | 2,262 |
| Total noninterest income | $195,000 | 5,264 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $168,000 | 3,656 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $27,000 | 6,503 |
| Total noninterest expense | $1,961,000 | 4,435 |
| Salaries and employee benefits | $955,000 | 4,576 |
| Premises and equipment expense | $300,000 | 3,930 |
| Additional noninterest expense | $706,000 | 4,244 |
| Pre-tax net operating income | $-796,000 | 6,894 |
| Securities gains (losses) | $25,000 | 2,233 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-771,000 | 7,003 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-771,000 | 7,003 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-771,000 | 7,003 |
| Net charge-offs | $618,000 | 2,104 |
| Cash dividends | $55,000 | 3,609 |
| Sale, conversion, retirement of capital stock, net | $525,000 | 339 |
| Net operating income | $-796,000 | 7,009 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 4,764 |
| Total interest expense | $605,000 | 4,337 |
| Net interest income | $890,000 | 4,920 |
| Provision for loan and lease losses | $752,000 | 1,389 |
| Total noninterest income | $98,000 | 5,245 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $90,000 | 3,462 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $983,000 | 4,348 |
| Salaries and employee benefits | $477,000 | 4,629 |
| Premises and equipment expense | $150,000 | 3,980 |
| Additional noninterest expense | $356,000 | 3,909 |
| Pre-tax net operating income | $-747,000 | 7,510 |
| Securities gains (losses) | $25,000 | 1,589 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-722,000 | 7,591 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-722,000 | 7,592 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-722,000 | 7,592 |
| Net charge-offs | $542,000 | 1,312 |
| Cash dividends | $55,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-747,000 | 7,598 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,854,000 | 4,544 |
| Total interest expense | $3,007,000 | 4,248 |
| Net interest income | $3,847,000 | 4,697 |
| Provision for loan and lease losses | $1,373,000 | 2,265 |
| Total noninterest income | $830,000 | 3,796 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $264,000 | 4,246 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $566,000 | 2,988 |
| Total noninterest expense | $4,137,000 | 4,135 |
| Salaries and employee benefits | $2,174,000 | 4,181 |
| Premises and equipment expense | $615,000 | 3,862 |
| Additional noninterest expense | $1,348,000 | 3,921 |
| Pre-tax net operating income | $-833,000 | 6,940 |
| Securities gains (losses) | $-2,000 | 6,877 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-835,000 | 6,916 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-835,000 | 6,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,105,000 | 1,855 |
| Cash dividends | $350,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-833,000 | 7,034 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,297,000 | 4,527 |
| Total interest expense | $2,366,000 | 4,237 |
| Net interest income | $2,931,000 | 4,676 |
| Provision for loan and lease losses | $1,248,000 | 1,608 |
| Total noninterest income | $730,000 | 3,553 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $203,000 | 4,230 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $527,000 | 2,734 |
| Total noninterest expense | $3,127,000 | 4,098 |
| Salaries and employee benefits | $1,656,000 | 4,168 |
| Premises and equipment expense | $460,000 | 3,882 |
| Additional noninterest expense | $1,011,000 | 3,833 |
| Pre-tax net operating income | $-714,000 | 7,387 |
| Securities gains (losses) | $-2,000 | 7,202 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-716,000 | 7,348 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-716,000 | 7,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,099,000 | 1,226 |
| Cash dividends | $350,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-714,000 | 7,472 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,599,000 | 4,528 |
| Total interest expense | $1,648,000 | 4,246 |
| Net interest income | $1,951,000 | 4,697 |
| Provision for loan and lease losses | $1,122,000 | 1,144 |
| Total noninterest income | $612,000 | 3,102 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $142,000 | 4,148 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $470,000 | 2,344 |
| Total noninterest expense | $2,192,000 | 3,960 |
| Salaries and employee benefits | $1,179,000 | 4,008 |
| Premises and equipment expense | $316,000 | 3,808 |
| Additional noninterest expense | $697,000 | 3,733 |
| Pre-tax net operating income | $-751,000 | 7,766 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-751,000 | 7,867 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-751,000 | 7,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $906,000 | 920 |
| Cash dividends | $300,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-751,000 | 7,846 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,849,000 | 4,554 |
| Total interest expense | $866,000 | 4,294 |
| Net interest income | $983,000 | 4,680 |
| Provision for loan and lease losses | $1,212,000 | 548 |
| Total noninterest income | $250,000 | 3,514 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $75,000 | 4,016 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $175,000 | 2,773 |
| Total noninterest expense | $1,171,000 | 3,763 |
| Salaries and employee benefits | $619,000 | 3,883 |
| Premises and equipment expense | $168,000 | 3,671 |
| Additional noninterest expense | $384,000 | 3,424 |
| Pre-tax net operating income | $-1,150,000 | 8,296 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-1,150,000 | 8,325 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,150,000 | 8,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $922,000 | 488 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-1,150,000 | 8,317 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,712,000 | 4,136 |
| Total interest expense | $3,787,000 | 4,152 |
| Net interest income | $4,925,000 | 4,052 |
| Provision for loan and lease losses | $238,000 | 3,629 |
| Total noninterest income | $442,000 | 5,287 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $258,000 | 4,397 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $184,000 | 5,229 |
| Total noninterest expense | $4,535,000 | 3,734 |
| Salaries and employee benefits | $2,383,000 | 3,861 |
| Premises and equipment expense | $597,000 | 3,850 |
| Additional noninterest expense | $1,555,000 | 3,312 |
| Pre-tax net operating income | $594,000 | 5,711 |
| Securities gains (losses) | $-3,000 | 7,272 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $591,000 | 5,378 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $591,000 | 5,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 2,347 |
| Cash dividends | $1,048,000 | 2,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $594,000 | 5,349 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,726,000 | 4,065 |
| Total interest expense | $2,777,000 | 4,210 |
| Net interest income | $3,949,000 | 3,857 |
| Provision for loan and lease losses | $210,000 | 2,918 |
| Total noninterest income | $354,000 | 5,182 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $185,000 | 4,502 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $169,000 | 4,842 |
| Total noninterest expense | $3,416,000 | 3,697 |
| Salaries and employee benefits | $1,785,000 | 3,854 |
| Premises and equipment expense | $363,000 | 4,445 |
| Additional noninterest expense | $1,268,000 | 3,041 |
| Pre-tax net operating income | $677,000 | 5,191 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $677,000 | 4,747 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $677,000 | 4,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 1,700 |
| Cash dividends | $893,000 | 2,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $677,000 | 4,736 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,446,000 | 4,104 |
| Total interest expense | $1,830,000 | 4,246 |
| Net interest income | $2,616,000 | 3,891 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $248,000 | 5,093 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $118,000 | 4,611 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $130,000 | 4,584 |
| Total noninterest expense | $2,332,000 | 3,657 |
| Salaries and employee benefits | $1,264,000 | 3,717 |
| Premises and equipment expense | $236,000 | 4,542 |
| Additional noninterest expense | $832,000 | 3,093 |
| Pre-tax net operating income | $532,000 | 4,914 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $532,000 | 4,428 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $532,000 | 4,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,723 |
| Cash dividends | $698,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $532,000 | 4,425 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 4,133 |
| Total interest expense | $896,000 | 4,281 |
| Net interest income | $1,302,000 | 3,908 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $110,000 | 5,340 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $60,000 | 4,528 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $50,000 | 5,113 |
| Total noninterest expense | $1,080,000 | 3,890 |
| Salaries and employee benefits | $629,000 | 3,755 |
| Premises and equipment expense | $122,000 | 4,460 |
| Additional noninterest expense | $329,000 | 3,693 |
| Pre-tax net operating income | $332,000 | 4,421 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $332,000 | 3,942 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $332,000 | 3,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,797 |
| Cash dividends | $350,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $332,000 | 3,922 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,550,000 | 3,700 |
| Total interest expense | $3,519,000 | 3,895 |
| Net interest income | $6,031,000 | 3,509 |
| Provision for loan and lease losses | $233,000 | 3,256 |
| Total noninterest income | $403,000 | 5,589 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $268,000 | 4,342 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $135,000 | 5,824 |
| Total noninterest expense | $4,142,000 | 3,887 |
| Salaries and employee benefits | $2,388,000 | 3,733 |
| Premises and equipment expense | $427,000 | 4,722 |
| Additional noninterest expense | $1,327,000 | 3,640 |
| Pre-tax net operating income | $2,059,000 | 3,574 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,059,000 | 3,038 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,059,000 | 3,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 1,684 |
| Cash dividends | $1,455,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,059,000 | 3,030 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,240,000 | 3,648 |
| Total interest expense | $2,625,000 | 3,839 |
| Net interest income | $4,615,000 | 3,477 |
| Provision for loan and lease losses | $192,000 | 2,947 |
| Total noninterest income | $344,000 | 5,334 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $211,000 | 4,291 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $133,000 | 5,349 |
| Total noninterest expense | $2,973,000 | 4,005 |
| Salaries and employee benefits | $1,752,000 | 3,801 |
| Premises and equipment expense | $314,000 | 4,778 |
| Additional noninterest expense | $907,000 | 3,898 |
| Pre-tax net operating income | $1,794,000 | 3,348 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,794,000 | 2,798 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,794,000 | 2,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 1,357 |
| Cash dividends | $1,305,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,794,000 | 2,786 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,864,000 | 3,568 |
| Total interest expense | $1,717,000 | 3,780 |
| Net interest income | $3,147,000 | 3,431 |
| Provision for loan and lease losses | $162,000 | 2,467 |
| Total noninterest income | $292,000 | 4,812 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $147,000 | 4,180 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $145,000 | 4,371 |
| Total noninterest expense | $2,071,000 | 3,907 |
| Salaries and employee benefits | $1,216,000 | 3,710 |
| Premises and equipment expense | $226,000 | 4,557 |
| Additional noninterest expense | $629,000 | 3,778 |
| Pre-tax net operating income | $1,206,000 | 3,352 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,206,000 | 2,784 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,206,000 | 2,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 1,112 |
| Cash dividends | $980,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,206,000 | 2,773 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,349,000 | 3,604 |
| Total interest expense | $821,000 | 3,757 |
| Net interest income | $1,528,000 | 3,490 |
| Provision for loan and lease losses | $13,000 | 5,083 |
| Total noninterest income | $150,000 | 4,678 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $71,000 | 4,194 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $79,000 | 4,177 |
| Total noninterest expense | $1,005,000 | 4,012 |
| Salaries and employee benefits | $611,000 | 3,709 |
| Premises and equipment expense | $108,000 | 4,716 |
| Additional noninterest expense | $286,000 | 4,046 |
| Pre-tax net operating income | $660,000 | 3,103 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $660,000 | 2,551 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $660,000 | 2,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,102 |
| Cash dividends | $280,000 | 2,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $660,000 | 2,531 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,277,000 | 3,661 |
| Total interest expense | $2,553,000 | 3,759 |
| Net interest income | $5,724,000 | 3,565 |
| Provision for loan and lease losses | $197,000 | 3,627 |
| Total noninterest income | $743,000 | 4,219 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $306,000 | 4,127 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $437,000 | 3,623 |
| Total noninterest expense | $3,861,000 | 3,969 |
| Salaries and employee benefits | $2,395,000 | 3,607 |
| Premises and equipment expense | $390,000 | 4,927 |
| Additional noninterest expense | $1,076,000 | 4,174 |
| Pre-tax net operating income | $2,409,000 | 3,231 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,409,000 | 2,670 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,409,000 | 2,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,670 |
| Cash dividends | $1,344,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,409,000 | 2,641 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,975,000 | 3,724 |
| Total interest expense | $1,795,000 | 3,798 |
| Net interest income | $4,180,000 | 3,635 |
| Provision for loan and lease losses | $136,000 | 3,626 |
| Total noninterest income | $512,000 | 4,483 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $234,000 | 4,103 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $278,000 | 3,932 |
| Total noninterest expense | $2,670,000 | 4,200 |
| Salaries and employee benefits | $1,630,000 | 3,858 |
| Premises and equipment expense | $289,000 | 4,963 |
| Additional noninterest expense | $751,000 | 4,399 |
| Pre-tax net operating income | $1,886,000 | 3,186 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,886,000 | 2,590 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,886,000 | 2,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,700 |
| Cash dividends | $859,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,886,000 | 2,570 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,727,000 | 3,840 |
| Total interest expense | $1,099,000 | 3,869 |
| Net interest income | $2,628,000 | 3,772 |
| Provision for loan and lease losses | $85,000 | 3,670 |
| Total noninterest income | $286,000 | 4,914 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $152,000 | 4,120 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $134,000 | 4,559 |
| Total noninterest expense | $1,697,000 | 4,342 |
| Salaries and employee benefits | $1,038,000 | 3,962 |
| Premises and equipment expense | $192,000 | 4,954 |
| Additional noninterest expense | $467,000 | 4,605 |
| Pre-tax net operating income | $1,132,000 | 3,395 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,132,000 | 2,798 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,132,000 | 2,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $574,000 | 2,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,132,000 | 2,755 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 4,036 |
| Total interest expense | $515,000 | 3,939 |
| Net interest income | $1,218,000 | 4,014 |
| Provision for loan and lease losses | $21,000 | 4,581 |
| Total noninterest income | $130,000 | 5,081 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $72,000 | 4,184 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $58,000 | 4,849 |
| Total noninterest expense | $867,000 | 4,283 |
| Salaries and employee benefits | $536,000 | 3,879 |
| Premises and equipment expense | $97,000 | 4,978 |
| Additional noninterest expense | $234,000 | 4,589 |
| Pre-tax net operating income | $460,000 | 3,902 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $460,000 | 3,254 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $460,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $174,000 | 2,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $460,000 | 3,214 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,210,000 | 4,153 |
| Total interest expense | $1,686,000 | 4,167 |
| Net interest income | $4,524,000 | 4,107 |
| Provision for loan and lease losses | $241,000 | 3,310 |
| Total noninterest income | $754,000 | 4,210 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $318,000 | 4,192 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $436,000 | 3,554 |
| Total noninterest expense | $3,346,000 | 4,320 |
| Salaries and employee benefits | $1,985,000 | 4,023 |
| Premises and equipment expense | $348,000 | 5,238 |
| Additional noninterest expense | $1,013,000 | 4,299 |
| Pre-tax net operating income | $1,691,000 | 3,940 |
| Securities gains (losses) | $14,000 | 2,631 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,705,000 | 3,312 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,705,000 | 3,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,355 |
| Cash dividends | $1,285,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,691,000 | 3,267 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,507,000 | 4,237 |
| Total interest expense | $1,210,000 | 4,256 |
| Net interest income | $3,297,000 | 4,171 |
| Provision for loan and lease losses | $215,000 | 2,865 |
| Total noninterest income | $627,000 | 3,974 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $248,000 | 4,122 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $379,000 | 3,292 |
| Total noninterest expense | $2,461,000 | 4,351 |
| Salaries and employee benefits | $1,467,000 | 4,024 |
| Premises and equipment expense | $258,000 | 5,245 |
| Additional noninterest expense | $736,000 | 4,351 |
| Pre-tax net operating income | $1,248,000 | 4,058 |
| Securities gains (losses) | $14,000 | 2,518 |
| Applicable income taxes | $4,000 | 6,986 |
| Income before extraordinary items | $1,258,000 | 3,420 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,258,000 | 3,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,844 |
| Cash dividends | $923,000 | 1,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,244,000 | 3,365 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 4,411 |
| Total interest expense | $764,000 | 4,411 |
| Net interest income | $2,079,000 | 4,357 |
| Provision for loan and lease losses | $115,000 | 3,272 |
| Total noninterest income | $476,000 | 3,691 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $174,000 | 3,999 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $302,000 | 2,977 |
| Total noninterest expense | $1,602,000 | 4,454 |
| Salaries and employee benefits | $952,000 | 4,125 |
| Premises and equipment expense | $170,000 | 5,314 |
| Additional noninterest expense | $480,000 | 4,448 |
| Pre-tax net operating income | $838,000 | 3,989 |
| Securities gains (losses) | $14,000 | 2,233 |
| Applicable income taxes | $4,000 | 6,937 |
| Income before extraordinary items | $848,000 | 3,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $848,000 | 3,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,450 |
| Cash dividends | $747,000 | 1,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $834,000 | 3,329 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 4,457 |
| Total interest expense | $368,000 | 4,565 |
| Net interest income | $1,044,000 | 4,352 |
| Provision for loan and lease losses | $19,000 | 4,886 |
| Total noninterest income | $218,000 | 3,853 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $106,000 | 3,438 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $112,000 | 3,473 |
| Total noninterest expense | $812,000 | 4,423 |
| Salaries and employee benefits | $497,000 | 4,022 |
| Premises and equipment expense | $84,000 | 5,376 |
| Additional noninterest expense | $231,000 | 4,582 |
| Pre-tax net operating income | $431,000 | 3,887 |
| Securities gains (losses) | $14,000 | 1,880 |
| Applicable income taxes | $4,000 | 6,676 |
| Income before extraordinary items | $441,000 | 3,244 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $441,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $66,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $427,140 | 3,215 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,340,000 | 4,675 |
| Total interest expense | $1,541,000 | 4,793 |
| Net interest income | $3,799,000 | 4,532 |
| Provision for loan and lease losses | $235,000 | 3,720 |
| Total noninterest income | $1,000,000 | 3,727 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $475,000 | 3,226 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $525,000 | 3,497 |
| Total noninterest expense | $2,914,000 | 4,703 |
| Salaries and employee benefits | $1,623,000 | 4,594 |
| Premises and equipment expense | $310,000 | 5,580 |
| Additional noninterest expense | $981,000 | 4,348 |
| Pre-tax net operating income | $1,650,000 | 3,869 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $183,000 | 5,048 |
| Income before extraordinary items | $1,467,000 | 3,615 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,467,000 | 3,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,655 |
| Cash dividends | $418,000 | 3,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,467,000 | 3,460 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,039,000 | 4,696 |
| Total interest expense | $1,171,000 | 4,893 |
| Net interest income | $2,868,000 | 4,528 |
| Provision for loan and lease losses | $194,000 | 3,403 |
| Total noninterest income | $754,000 | 3,773 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $346,000 | 3,306 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $408,000 | 3,495 |
| Total noninterest expense | $2,160,000 | 4,726 |
| Salaries and employee benefits | $1,243,000 | 4,499 |
| Premises and equipment expense | $230,000 | 5,580 |
| Additional noninterest expense | $687,000 | 4,523 |
| Pre-tax net operating income | $1,268,000 | 3,923 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $182,000 | 4,799 |
| Income before extraordinary items | $1,086,000 | 3,787 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,086,000 | 3,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,793 |
| Cash dividends | $207,000 | 3,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,086,000 | 3,617 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,754,000 | 4,660 |
| Total interest expense | $785,000 | 4,988 |
| Net interest income | $1,969,000 | 4,442 |
| Provision for loan and lease losses | $162,000 | 2,883 |
| Total noninterest income | $491,000 | 3,781 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $234,000 | 3,234 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $257,000 | 3,576 |
| Total noninterest expense | $1,448,000 | 4,695 |
| Salaries and employee benefits | $810,000 | 4,570 |
| Premises and equipment expense | $147,000 | 5,723 |
| Additional noninterest expense | $491,000 | 4,306 |
| Pre-tax net operating income | $850,000 | 3,896 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $183,000 | 4,146 |
| Income before extraordinary items | $667,000 | 4,001 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $667,000 | 4,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,186 |
| Cash dividends | $70,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $667,000 | 3,824 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 4,870 |
| Total interest expense | $395,000 | 5,073 |
| Net interest income | $907,000 | 4,684 |
| Provision for loan and lease losses | $43,000 | 4,044 |
| Total noninterest income | $166,000 | 4,626 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $108,000 | 3,351 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $58,000 | 4,989 |
| Total noninterest expense | $775,000 | 4,463 |
| Salaries and employee benefits | $431,000 | 4,387 |
| Premises and equipment expense | $85,000 | 5,226 |
| Additional noninterest expense | $259,000 | 4,098 |
| Pre-tax net operating income | $255,000 | 5,225 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $183,000 | 2,854 |
| Income before extraordinary items | $72,000 | 7,440 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $72,000 | 7,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $72,000 | 7,288 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,006,000 | 5,170 |
| Total interest expense | $1,728,000 | 5,271 |
| Net interest income | $3,278,000 | 4,983 |
| Provision for loan and lease losses | $89,000 | 5,940 |
| Total noninterest income | $638,000 | 4,568 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $368,000 | 3,732 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $270,000 | 4,483 |
| Total noninterest expense | $2,709,000 | 4,804 |
| Salaries and employee benefits | $1,469,000 | 4,765 |
| Premises and equipment expense | $343,000 | 5,157 |
| Additional noninterest expense | $897,000 | 4,555 |
| Pre-tax net operating income | $1,118,000 | 4,903 |
| Securities gains (losses) | $-4,000 | 8,797 |
| Applicable income taxes | $413,000 | 3,825 |
| Income before extraordinary items | $701,000 | 5,561 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $701,000 | 5,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,721 |
| Cash dividends | $225,000 | 4,750 |
| Sale, conversion, retirement of capital stock, net | $350,000 | 515 |
| Net operating income | $703,560 | 5,408 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,082,000 | 5,558 |
| Total interest expense | $2,158,000 | 5,869 |
| Net interest income | $2,924,000 | 5,163 |
| Provision for loan and lease losses | $54,000 | 6,579 |
| Total noninterest income | $333,000 | 6,145 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $257,000 | 4,574 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $76,000 | 6,985 |
| Total noninterest expense | $2,504,000 | 4,942 |
| Salaries and employee benefits | $1,327,000 | 4,963 |
| Premises and equipment expense | $369,000 | 4,858 |
| Additional noninterest expense | $808,000 | 4,748 |
| Pre-tax net operating income | $699,000 | 5,823 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $238,000 | 4,689 |
| Income before extraordinary items | $461,000 | 6,250 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $461,000 | 6,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,947 |
| Cash dividends | $250,000 | 4,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $461,000 | 6,130 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,034,000 | 5,706 |
| Total interest expense | $2,318,000 | 5,809 |
| Net interest income | $2,716,000 | 5,515 |
| Provision for loan and lease losses | $61,000 | 6,164 |
| Total noninterest income | $409,000 | 5,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 3,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,243 |
| Total noninterest expense | $2,260,000 | 5,229 |
| Salaries and employee benefits | $1,268,000 | 4,981 |
| Premises and equipment expense | $309,000 | 5,341 |
| Additional noninterest expense | $683,000 | 5,272 |
| Pre-tax net operating income | $804,000 | 5,856 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $282,000 | 4,711 |
| Income before extraordinary items | $522,000 | 6,204 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $522,000 | 6,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $522,000 | 6,216 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,398,000 | 6,023 |
| Total interest expense | $2,073,000 | 5,876 |
| Net interest income | $2,325,000 | 6,069 |
| Provision for loan and lease losses | $353,000 | 2,335 |
| Total noninterest income | $388,000 | 5,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 3,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 7,918 |
| Total noninterest expense | $2,115,000 | 5,467 |
| Salaries and employee benefits | $1,222,000 | 5,100 |
| Premises and equipment expense | $316,000 | 5,312 |
| Additional noninterest expense | $577,000 | 5,969 |
| Pre-tax net operating income | $245,000 | 8,361 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $8,000 | 8,537 |
| Income before extraordinary items | $237,000 | 8,026 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $237,000 | 8,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 1,610 |
| Cash dividends | $100,000 | 6,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $237,000 | 8,001 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,678,000 | 5,925 |
| Total interest expense | $2,284,000 | 5,682 |
| Net interest income | $2,394,000 | 5,993 |
| Provision for loan and lease losses | $205,000 | 3,461 |
| Total noninterest income | $322,000 | 6,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,707 |
| Total noninterest expense | $2,102,000 | 5,402 |
| Salaries and employee benefits | $1,113,000 | 5,358 |
| Premises and equipment expense | $269,000 | 5,715 |
| Additional noninterest expense | $720,000 | 5,060 |
| Pre-tax net operating income | $409,000 | 7,830 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $117,000 | 7,286 |
| Income before extraordinary items | $292,000 | 7,951 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $292,000 | 7,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,669 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $292,000 | 7,867 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,099,000 | 6,567 |
| Total interest expense | $1,958,000 | 6,346 |
| Net interest income | $2,141,000 | 6,642 |
| Provision for loan and lease losses | $255,000 | 2,900 |
| Total noninterest income | $276,000 | 6,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 4,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,774 |
| Total noninterest expense | $1,800,000 | 6,068 |
| Salaries and employee benefits | $964,000 | 5,986 |
| Premises and equipment expense | $249,000 | 6,069 |
| Additional noninterest expense | $587,000 | 5,887 |
| Pre-tax net operating income | $362,000 | 8,658 |
| Securities gains (losses) | $-27,000 | 10,475 |
| Applicable income taxes | $103,000 | 8,351 |
| Income before extraordinary items | $232,000 | 8,893 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $232,000 | 8,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,672 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $250,630 | 8,715 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 7,226 |
| Total interest expense | $1,642,000 | 7,232 |
| Net interest income | $2,001,000 | 7,144 |
| Provision for loan and lease losses | $51,000 | 6,537 |
| Total noninterest income | $372,000 | 6,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $212,000 | 5,014 |
| Total noninterest expense | $1,337,000 | 7,553 |
| Salaries and employee benefits | $707,000 | 7,490 |
| Premises and equipment expense | $180,000 | 7,427 |
| Additional noninterest expense | $450,000 | 7,469 |
| Pre-tax net operating income | $985,000 | 5,795 |
| Securities gains (losses) | $24,000 | 1,866 |
| Applicable income taxes | $382,000 | 5,043 |
| Income before extraordinary items | $627,000 | 6,113 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $627,000 | 6,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,559 |
| Cash dividends | $167,000 | 5,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $611,640 | 6,145 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,289,000 | 7,817 |
| Total interest expense | $1,506,000 | 7,690 |
| Net interest income | $1,783,000 | 7,808 |
| Provision for loan and lease losses | $166,000 | 3,434 |
| Total noninterest income | $255,000 | 7,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 6,381 |
| Total noninterest expense | $1,393,000 | 7,608 |
| Salaries and employee benefits | $873,000 | 6,689 |
| Premises and equipment expense | $180,000 | 7,598 |
| Additional noninterest expense | $340,000 | 8,794 |
| Pre-tax net operating income | $479,000 | 8,560 |
| Securities gains (losses) | $30,000 | 1,626 |
| Applicable income taxes | $172,000 | 7,892 |
| Income before extraordinary items | $337,000 | 8,593 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $337,000 | 8,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,648 |
| Cash dividends | $115,000 | 6,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $317,200 | 8,729 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,676,000 | 8,600 |
| Total interest expense | $1,117,000 | 8,227 |
| Net interest income | $1,559,000 | 8,702 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $-81,000 | 12,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 8,093 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-181,000 | 12,621 |
| Total noninterest expense | $1,216,000 | 8,548 |
| Salaries and employee benefits | $645,000 | 8,307 |
| Premises and equipment expense | $152,000 | 8,497 |
| Additional noninterest expense | $419,000 | 8,628 |
| Pre-tax net operating income | $262,000 | 10,398 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $31,000 | 10,901 |
| Income before extraordinary items | $231,000 | 9,913 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $231,000 | 9,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $231,000 | 9,978 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,357,000 | 9,457 |
| Total interest expense | $1,079,000 | 8,765 |
| Net interest income | $1,278,000 | 9,813 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $210,000 | 9,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $961,000 | 9,914 |
| Salaries and employee benefits | $497,000 | 9,698 |
| Premises and equipment expense | $134,000 | 9,351 |
| Additional noninterest expense | $330,000 | 10,071 |
| Pre-tax net operating income | $527,000 | 8,474 |
| Securities gains (losses) | $104,000 | 2,454 |
| Applicable income taxes | $216,000 | 7,326 |
| Income before extraordinary items | $415,000 | 8,285 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $415,000 | 8,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $170,000 | 5,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $346,360 | 8,715 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,382,000 | 10,127 |
| Total interest expense | $1,254,000 | 9,411 |
| Net interest income | $1,128,000 | 10,597 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $139,000 | 10,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 11,401 |
| Total noninterest expense | $762,000 | 11,191 |
| Salaries and employee benefits | $387,000 | 11,014 |
| Premises and equipment expense | $97,000 | 10,832 |
| Additional noninterest expense | $278,000 | 11,152 |
| Pre-tax net operating income | $505,000 | 8,376 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $158,000 | 8,431 |
| Income before extraordinary items | $345,000 | 8,772 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $345,000 | 8,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $346,380 | 8,394 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.