Home > Landmark Community Bank > Income and Expense
Landmark Community Bank, Income and Expense
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,590,000 | 2,080 |
| Total interest expense | $505,000 | 2,360 |
| Net interest income | $6,085,000 | 2,028 |
| Provision for loan and lease losses | $-246,000 | 4,551 |
| Total noninterest income | $619,000 | 2,759 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $146,000 | 2,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $473,000 | 2,692 |
| Total noninterest expense | $6,332,000 | 1,661 |
| Salaries and employee benefits | $3,307,000 | 1,786 |
| Premises and equipment expense | $682,000 | 1,659 |
| Additional noninterest expense | $2,343,000 | 1,396 |
| Pre-tax net operating income | $618,000 | 3,781 |
| Securities gains (losses) | $39,000 | 971 |
| Applicable income taxes | $188,000 | 2,334 |
| Income before extraordinary items | $469,000 | 3,938 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $469,000 | 3,938 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $469,000 | 3,938 |
| Net charge-offs | $70,000 | 1,047 |
| Cash dividends | $145,000 | 2,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $438,190 | 3,974 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 2,044 |
| Total interest expense | $269,000 | 2,330 |
| Net interest income | $3,083,000 | 1,990 |
| Provision for loan and lease losses | $-11,000 | 4,580 |
| Total noninterest income | $421,000 | 2,426 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $71,000 | 2,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $350,000 | 2,291 |
| Total noninterest expense | $3,096,000 | 1,678 |
| Salaries and employee benefits | $1,965,000 | 1,571 |
| Premises and equipment expense | $326,000 | 1,727 |
| Additional noninterest expense | $805,000 | 1,826 |
| Pre-tax net operating income | $419,000 | 3,449 |
| Securities gains (losses) | $39,000 | 720 |
| Applicable income taxes | $96,000 | 2,308 |
| Income before extraordinary items | $362,000 | 3,479 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $362,000 | 3,480 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $362,000 | 3,479 |
| Net charge-offs | $-20,000 | 4,337 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $331,190 | 3,566 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,285,000 | 2,073 |
| Total interest expense | $2,271,000 | 1,819 |
| Net interest income | $11,014,000 | 2,093 |
| Provision for loan and lease losses | $817,000 | 1,811 |
| Total noninterest income | $1,199,000 | 2,680 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $255,000 | 2,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $944,000 | 2,541 |
| Total noninterest expense | $10,143,000 | 1,948 |
| Salaries and employee benefits | $5,631,000 | 1,987 |
| Premises and equipment expense | $1,644,000 | 1,415 |
| Additional noninterest expense | $2,868,000 | 1,993 |
| Pre-tax net operating income | $1,253,000 | 3,477 |
| Securities gains (losses) | $87,000 | 1,457 |
| Applicable income taxes | $-6,000 | 4,800 |
| Income before extraordinary items | $1,346,000 | 3,306 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,346,000 | 3,305 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,346,000 | 3,306 |
| Net charge-offs | $67,000 | 2,235 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,259,000 | 3,346 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,716,000 | 2,125 |
| Total interest expense | $1,882,000 | 1,781 |
| Net interest income | $7,834,000 | 2,182 |
| Provision for loan and lease losses | $535,000 | 1,913 |
| Total noninterest income | $940,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $191,000 | 2,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $749,000 | 2,428 |
| Total noninterest expense | $7,654,000 | 1,908 |
| Salaries and employee benefits | $4,252,000 | 1,950 |
| Premises and equipment expense | $1,286,000 | 1,363 |
| Additional noninterest expense | $2,116,000 | 1,986 |
| Pre-tax net operating income | $585,000 | 3,928 |
| Securities gains (losses) | $87,000 | 1,277 |
| Applicable income taxes | $-133,000 | 4,934 |
| Income before extraordinary items | $805,000 | 3,595 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $805,000 | 3,594 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $805,000 | 3,595 |
| Net charge-offs | $105,000 | 1,643 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $718,000 | 3,667 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,457,000 | 2,150 |
| Total interest expense | $1,383,000 | 1,747 |
| Net interest income | $5,074,000 | 2,250 |
| Provision for loan and lease losses | $346,000 | 1,919 |
| Total noninterest income | $698,000 | 2,426 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $129,000 | 2,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $569,000 | 2,258 |
| Total noninterest expense | $5,013,000 | 1,930 |
| Salaries and employee benefits | $2,823,000 | 1,961 |
| Premises and equipment expense | $754,000 | 1,502 |
| Additional noninterest expense | $1,436,000 | 1,950 |
| Pre-tax net operating income | $413,000 | 3,889 |
| Securities gains (losses) | $87,000 | 1,052 |
| Applicable income taxes | $-154,000 | 4,949 |
| Income before extraordinary items | $654,000 | 3,379 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $654,000 | 3,378 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $654,000 | 3,379 |
| Net charge-offs | $58,000 | 1,649 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $567,000 | 3,458 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,201,000 | 2,149 |
| Total interest expense | $792,000 | 1,693 |
| Net interest income | $2,409,000 | 2,285 |
| Provision for loan and lease losses | $136,000 | 1,740 |
| Total noninterest income | $489,000 | 1,967 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $70,000 | 2,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $419,000 | 1,682 |
| Total noninterest expense | $2,588,000 | 1,898 |
| Salaries and employee benefits | $1,437,000 | 1,952 |
| Premises and equipment expense | $361,000 | 1,581 |
| Additional noninterest expense | $790,000 | 1,847 |
| Pre-tax net operating income | $174,000 | 3,917 |
| Securities gains (losses) | $87,000 | 656 |
| Applicable income taxes | $41,000 | 2,525 |
| Income before extraordinary items | $220,000 | 3,606 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $220,000 | 3,607 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $220,000 | 3,607 |
| Net charge-offs | $20,000 | 1,597 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $146,920 | 3,948 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,376,000 | 2,105 |
| Total interest expense | $3,396,000 | 1,667 |
| Net interest income | $9,980,000 | 2,243 |
| Provision for loan and lease losses | $-79,000 | 4,975 |
| Total noninterest income | $1,544,000 | 2,260 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $215,000 | 3,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,329,000 | 1,927 |
| Total noninterest expense | $10,516,000 | 1,847 |
| Salaries and employee benefits | $5,822,000 | 1,892 |
| Premises and equipment expense | $1,385,000 | 1,603 |
| Additional noninterest expense | $3,309,000 | 1,757 |
| Pre-tax net operating income | $1,087,000 | 3,772 |
| Securities gains (losses) | $153,000 | 729 |
| Applicable income taxes | $182,000 | 2,692 |
| Income before extraordinary items | $1,058,000 | 3,696 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,058,000 | 3,696 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,058,000 | 3,697 |
| Net charge-offs | $190,000 | 1,732 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $927,950 | 3,837 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,063,000 | 2,125 |
| Total interest expense | $2,552,000 | 1,678 |
| Net interest income | $7,511,000 | 2,267 |
| Provision for loan and lease losses | $1,000 | 3,827 |
| Total noninterest income | $1,317,000 | 2,116 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $160,000 | 3,121 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,157,000 | 1,763 |
| Total noninterest expense | $7,984,000 | 1,826 |
| Salaries and employee benefits | $4,369,000 | 1,889 |
| Premises and equipment expense | $1,049,000 | 1,603 |
| Additional noninterest expense | $2,566,000 | 1,711 |
| Pre-tax net operating income | $843,000 | 3,819 |
| Securities gains (losses) | $153,000 | 615 |
| Applicable income taxes | $149,000 | 2,687 |
| Income before extraordinary items | $847,000 | 3,733 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $847,000 | 3,732 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $847,000 | 3,733 |
| Net charge-offs | $166,000 | 1,419 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $716,950 | 3,887 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,806,000 | 2,103 |
| Total interest expense | $1,676,000 | 1,663 |
| Net interest income | $5,130,000 | 2,227 |
| Provision for loan and lease losses | $12,000 | 3,435 |
| Total noninterest income | $936,000 | 2,028 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $108,000 | 3,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $828,000 | 1,680 |
| Total noninterest expense | $5,417,000 | 1,800 |
| Salaries and employee benefits | $2,885,000 | 1,910 |
| Premises and equipment expense | $698,000 | 1,613 |
| Additional noninterest expense | $1,834,000 | 1,621 |
| Pre-tax net operating income | $637,000 | 3,704 |
| Securities gains (losses) | $22,000 | 1,015 |
| Applicable income taxes | $99,000 | 2,679 |
| Income before extraordinary items | $560,000 | 3,726 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $560,000 | 3,725 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $560,000 | 3,725 |
| Net charge-offs | $179,000 | 1,064 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $541,300 | 3,736 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,369,000 | 2,110 |
| Total interest expense | $795,000 | 1,684 |
| Net interest income | $2,574,000 | 2,216 |
| Provision for loan and lease losses | $109,000 | 1,409 |
| Total noninterest income | $509,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $53,000 | 3,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $456,000 | 1,534 |
| Total noninterest expense | $2,730,000 | 1,792 |
| Salaries and employee benefits | $1,412,000 | 1,957 |
| Premises and equipment expense | $342,000 | 1,666 |
| Additional noninterest expense | $976,000 | 1,539 |
| Pre-tax net operating income | $244,000 | 4,021 |
| Securities gains (losses) | $16,000 | 623 |
| Applicable income taxes | $27,000 | 3,011 |
| Income before extraordinary items | $233,000 | 3,941 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $233,000 | 3,939 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $233,000 | 3,940 |
| Net charge-offs | $77,000 | 1,011 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $218,600 | 4,006 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,212,000 | 1,933 |
| Total interest expense | $2,854,000 | 1,485 |
| Net interest income | $11,358,000 | 2,032 |
| Provision for loan and lease losses | $1,976,000 | 515 |
| Total noninterest income | $792,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $194,000 | 3,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $598,000 | 2,846 |
| Total noninterest expense | $10,922,000 | 1,761 |
| Salaries and employee benefits | $5,425,000 | 1,971 |
| Premises and equipment expense | $1,459,000 | 1,539 |
| Additional noninterest expense | $4,038,000 | 1,490 |
| Pre-tax net operating income | $-748,000 | 5,337 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $-297,000 | 5,342 |
| Income before extraordinary items | $-451,000 | 5,312 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-451,000 | 5,311 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-451,000 | 5,311 |
| Net charge-offs | $1,760,000 | 395 |
| Cash dividends | $306,000 | 3,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $-451,000 | 5,314 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,708,000 | 1,921 |
| Total interest expense | $2,082,000 | 1,453 |
| Net interest income | $8,626,000 | 2,013 |
| Provision for loan and lease losses | $31,000 | 3,447 |
| Total noninterest income | $521,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $141,000 | 3,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 3,082 |
| Total noninterest expense | $8,299,000 | 1,742 |
| Salaries and employee benefits | $3,995,000 | 1,982 |
| Premises and equipment expense | $1,111,000 | 1,535 |
| Additional noninterest expense | $3,193,000 | 1,438 |
| Pre-tax net operating income | $817,000 | 4,010 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $72,000 | 3,177 |
| Income before extraordinary items | $745,000 | 3,978 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $745,000 | 3,977 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $745,000 | 3,977 |
| Net charge-offs | $560,000 | 669 |
| Cash dividends | $306,000 | 2,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $745,000 | 3,975 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,152,000 | 1,908 |
| Total interest expense | $1,359,000 | 1,401 |
| Net interest income | $5,793,000 | 2,010 |
| Provision for loan and lease losses | $306,000 | 1,150 |
| Total noninterest income | $600,000 | 2,641 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $93,000 | 3,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $507,000 | 2,251 |
| Total noninterest expense | $5,309,000 | 1,821 |
| Salaries and employee benefits | $2,583,000 | 2,054 |
| Premises and equipment expense | $741,000 | 1,540 |
| Additional noninterest expense | $1,985,000 | 1,518 |
| Pre-tax net operating income | $778,000 | 3,524 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $96,000 | 2,754 |
| Income before extraordinary items | $682,000 | 3,539 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $682,000 | 3,538 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $682,000 | 3,538 |
| Net charge-offs | $314,000 | 702 |
| Cash dividends | $306,000 | 2,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $682,000 | 3,538 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 1,930 |
| Total interest expense | $677,000 | 1,348 |
| Net interest income | $2,820,000 | 2,042 |
| Provision for loan and lease losses | $196,000 | 963 |
| Total noninterest income | $274,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $46,000 | 3,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 2,333 |
| Total noninterest expense | $2,626,000 | 1,854 |
| Salaries and employee benefits | $1,302,000 | 2,068 |
| Premises and equipment expense | $364,000 | 1,592 |
| Additional noninterest expense | $960,000 | 1,563 |
| Pre-tax net operating income | $272,000 | 3,979 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $24,000 | 3,143 |
| Income before extraordinary items | $248,000 | 3,922 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $248,000 | 3,922 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $248,000 | 3,922 |
| Net charge-offs | $136,000 | 721 |
| Cash dividends | $137,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $248,000 | 3,921 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $13,353,000 | 1,942 |
| Total interest expense | $2,131,000 | 1,465 |
| Net interest income | $11,222,000 | 2,024 |
| Provision for loan and lease losses | $397,000 | 1,669 |
| Total noninterest income | $1,052,000 | 2,875 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $191,000 | 3,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $861,000 | 2,471 |
| Total noninterest expense | $10,430,000 | 1,845 |
| Salaries and employee benefits | $4,814,000 | 2,141 |
| Premises and equipment expense | $1,461,000 | 1,550 |
| Additional noninterest expense | $4,155,000 | 1,467 |
| Pre-tax net operating income | $1,447,000 | 3,577 |
| Securities gains (losses) | $111,000 | 591 |
| Applicable income taxes | $859,000 | 2,006 |
| Income before extraordinary items | $699,000 | 4,155 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $699,000 | 4,155 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $699,000 | 4,155 |
| Net charge-offs | $171,000 | 1,961 |
| Cash dividends | $334,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $627,960 | 4,256 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,884,000 | 1,967 |
| Total interest expense | $1,486,000 | 1,526 |
| Net interest income | $8,398,000 | 2,034 |
| Provision for loan and lease losses | $297,000 | 1,648 |
| Total noninterest income | $854,000 | 2,785 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $149,000 | 3,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $705,000 | 2,389 |
| Total noninterest expense | $7,651,000 | 1,871 |
| Salaries and employee benefits | $3,476,000 | 2,223 |
| Premises and equipment expense | $1,083,000 | 1,569 |
| Additional noninterest expense | $3,092,000 | 1,475 |
| Pre-tax net operating income | $1,304,000 | 3,373 |
| Securities gains (losses) | $111,000 | 559 |
| Applicable income taxes | $293,000 | 2,495 |
| Income before extraordinary items | $1,122,000 | 3,325 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,122,000 | 3,324 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,122,000 | 3,325 |
| Net charge-offs | $-77,000 | 5,274 |
| Cash dividends | $274,000 | 2,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,034,310 | 3,456 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,457,000 | 1,982 |
| Total interest expense | $921,000 | 1,574 |
| Net interest income | $5,536,000 | 2,037 |
| Provision for loan and lease losses | $365,000 | 1,046 |
| Total noninterest income | $547,000 | 2,844 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $100,000 | 3,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $447,000 | 2,459 |
| Total noninterest expense | $4,911,000 | 1,938 |
| Salaries and employee benefits | $2,261,000 | 2,285 |
| Premises and equipment expense | $741,000 | 1,546 |
| Additional noninterest expense | $1,909,000 | 1,570 |
| Pre-tax net operating income | $807,000 | 3,439 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $140,000 | 2,716 |
| Income before extraordinary items | $667,000 | 3,497 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $667,000 | 3,496 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $667,000 | 3,497 |
| Net charge-offs | $237,000 | 948 |
| Cash dividends | $157,000 | 2,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $667,000 | 3,473 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,157,000 | 2,012 |
| Total interest expense | $436,000 | 1,632 |
| Net interest income | $2,721,000 | 2,061 |
| Provision for loan and lease losses | $114,000 | 1,367 |
| Total noninterest income | $248,000 | 2,972 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $50,000 | 3,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 2,585 |
| Total noninterest expense | $2,378,000 | 2,013 |
| Salaries and employee benefits | $1,108,000 | 2,336 |
| Premises and equipment expense | $376,000 | 1,547 |
| Additional noninterest expense | $894,000 | 1,661 |
| Pre-tax net operating income | $477,000 | 3,155 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $92,000 | 2,493 |
| Income before extraordinary items | $385,000 | 3,200 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $385,000 | 3,198 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $385,000 | 3,200 |
| Net charge-offs | $158,000 | 694 |
| Cash dividends | $157,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $385,000 | 3,177 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,177,000 | 2,053 |
| Total interest expense | $1,599,000 | 1,715 |
| Net interest income | $10,578,000 | 2,084 |
| Provision for loan and lease losses | $370,000 | 1,773 |
| Total noninterest income | $1,090,000 | 2,903 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $192,000 | 3,632 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $898,000 | 2,526 |
| Total noninterest expense | $8,719,000 | 2,143 |
| Salaries and employee benefits | $3,934,000 | 2,530 |
| Premises and equipment expense | $1,295,000 | 1,738 |
| Additional noninterest expense | $3,490,000 | 1,732 |
| Pre-tax net operating income | $2,579,000 | 2,628 |
| Securities gains (losses) | $1,000 | 3,113 |
| Applicable income taxes | $507,000 | 2,245 |
| Income before extraordinary items | $2,073,000 | 2,724 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,073,000 | 2,721 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,073,000 | 2,723 |
| Net charge-offs | $257,000 | 1,687 |
| Cash dividends | $657,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,072,200 | 2,669 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,004,000 | 2,077 |
| Total interest expense | $1,181,000 | 1,742 |
| Net interest income | $7,823,000 | 2,104 |
| Provision for loan and lease losses | $197,000 | 2,069 |
| Total noninterest income | $828,000 | 2,891 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $141,000 | 3,688 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $687,000 | 2,510 |
| Total noninterest expense | $6,424,000 | 2,175 |
| Salaries and employee benefits | $2,908,000 | 2,548 |
| Premises and equipment expense | $954,000 | 1,776 |
| Additional noninterest expense | $2,562,000 | 1,756 |
| Pre-tax net operating income | $2,030,000 | 2,598 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $384,000 | 2,276 |
| Income before extraordinary items | $1,646,000 | 2,658 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,646,000 | 2,658 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,646,000 | 2,658 |
| Net charge-offs | $36,000 | 2,795 |
| Cash dividends | $492,000 | 2,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,646,000 | 2,598 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,591,000 | 2,201 |
| Total interest expense | $778,000 | 1,749 |
| Net interest income | $4,813,000 | 2,265 |
| Provision for loan and lease losses | $339,000 | 1,151 |
| Total noninterest income | $539,000 | 2,908 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $93,000 | 3,699 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $446,000 | 2,518 |
| Total noninterest expense | $4,364,000 | 2,144 |
| Salaries and employee benefits | $1,920,000 | 2,582 |
| Premises and equipment expense | $628,000 | 1,783 |
| Additional noninterest expense | $1,816,000 | 1,670 |
| Pre-tax net operating income | $649,000 | 3,766 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $76,000 | 3,160 |
| Income before extraordinary items | $573,000 | 3,763 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $573,000 | 3,760 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $573,000 | 3,762 |
| Net charge-offs | $259,000 | 953 |
| Cash dividends | $326,000 | 2,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $573,000 | 3,705 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 2,216 |
| Total interest expense | $380,000 | 1,778 |
| Net interest income | $2,397,000 | 2,268 |
| Provision for loan and lease losses | $223,000 | 902 |
| Total noninterest income | $251,000 | 3,009 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $46,000 | 3,713 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $205,000 | 2,587 |
| Total noninterest expense | $2,174,000 | 2,170 |
| Salaries and employee benefits | $973,000 | 2,570 |
| Premises and equipment expense | $312,000 | 1,810 |
| Additional noninterest expense | $889,000 | 1,707 |
| Pre-tax net operating income | $251,000 | 4,135 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $18,000 | 3,526 |
| Income before extraordinary items | $233,000 | 4,030 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $233,000 | 4,027 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $233,000 | 4,028 |
| Net charge-offs | $79,000 | 1,150 |
| Cash dividends | $160,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $233,000 | 3,974 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,822,000 | 2,216 |
| Total interest expense | $1,408,000 | 1,868 |
| Net interest income | $9,414,000 | 2,267 |
| Provision for loan and lease losses | $560,000 | 1,236 |
| Total noninterest income | $1,164,000 | 2,839 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $210,000 | 3,636 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $954,000 | 2,439 |
| Total noninterest expense | $8,321,000 | 2,216 |
| Salaries and employee benefits | $3,699,000 | 2,629 |
| Premises and equipment expense | $1,198,000 | 1,896 |
| Additional noninterest expense | $3,424,000 | 1,777 |
| Pre-tax net operating income | $1,697,000 | 3,291 |
| Securities gains (losses) | $32,000 | 1,944 |
| Applicable income taxes | $239,000 | 2,828 |
| Income before extraordinary items | $1,490,000 | 3,242 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,490,000 | 3,243 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,490,000 | 3,244 |
| Net charge-offs | $-156,000 | 5,817 |
| Cash dividends | $582,000 | 2,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,462,480 | 3,217 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,154,000 | 2,219 |
| Total interest expense | $1,062,000 | 1,877 |
| Net interest income | $7,092,000 | 2,278 |
| Provision for loan and lease losses | $-793,000 | 6,135 |
| Total noninterest income | $883,000 | 2,837 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $161,000 | 3,625 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $722,000 | 2,445 |
| Total noninterest expense | $6,254,000 | 2,214 |
| Salaries and employee benefits | $2,830,000 | 2,601 |
| Premises and equipment expense | $901,000 | 1,902 |
| Additional noninterest expense | $2,523,000 | 1,792 |
| Pre-tax net operating income | $2,514,000 | 2,181 |
| Securities gains (losses) | $31,000 | 1,769 |
| Applicable income taxes | $602,000 | 1,839 |
| Income before extraordinary items | $1,943,000 | 2,314 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,943,000 | 2,315 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,943,000 | 2,315 |
| Net charge-offs | $-1,406,000 | 6,222 |
| Cash dividends | $464,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,919,440 | 2,300 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,495,000 | 2,199 |
| Total interest expense | $713,000 | 1,871 |
| Net interest income | $4,782,000 | 2,240 |
| Provision for loan and lease losses | $-874,000 | 6,252 |
| Total noninterest income | $598,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $109,000 | 3,587 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $489,000 | 2,436 |
| Total noninterest expense | $4,220,000 | 2,208 |
| Salaries and employee benefits | $1,894,000 | 2,618 |
| Premises and equipment expense | $590,000 | 1,945 |
| Additional noninterest expense | $1,736,000 | 1,742 |
| Pre-tax net operating income | $2,034,000 | 1,877 |
| Securities gains (losses) | $32,000 | 1,463 |
| Applicable income taxes | $525,000 | 1,577 |
| Income before extraordinary items | $1,541,000 | 1,998 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,541,000 | 2,001 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,541,000 | 2,000 |
| Net charge-offs | $-1,531,000 | 6,310 |
| Cash dividends | $328,000 | 2,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,517,000 | 1,983 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 2,176 |
| Total interest expense | $356,000 | 1,887 |
| Net interest income | $2,424,000 | 2,194 |
| Provision for loan and lease losses | $3,000 | 3,553 |
| Total noninterest income | $299,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $55,000 | 3,545 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $244,000 | 2,383 |
| Total noninterest expense | $2,082,000 | 2,241 |
| Salaries and employee benefits | $928,000 | 2,670 |
| Premises and equipment expense | $287,000 | 2,008 |
| Additional noninterest expense | $867,000 | 1,744 |
| Pre-tax net operating income | $638,000 | 2,581 |
| Securities gains (losses) | $22,000 | 1,194 |
| Applicable income taxes | $131,000 | 2,230 |
| Income before extraordinary items | $529,000 | 2,611 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $529,000 | 2,614 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $529,000 | 2,614 |
| Net charge-offs | $256,000 | 605 |
| Cash dividends | $169,000 | 1,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $511,400 | 2,606 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,306,000 | 2,139 |
| Total interest expense | $1,481,000 | 1,910 |
| Net interest income | $9,825,000 | 2,164 |
| Provision for loan and lease losses | $91,000 | 3,312 |
| Total noninterest income | $1,151,000 | 2,890 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $187,000 | 4,020 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $964,000 | 2,372 |
| Total noninterest expense | $8,150,000 | 2,293 |
| Salaries and employee benefits | $3,552,000 | 2,728 |
| Premises and equipment expense | $999,000 | 2,242 |
| Additional noninterest expense | $3,599,000 | 1,719 |
| Pre-tax net operating income | $2,735,000 | 2,422 |
| Securities gains (losses) | $6,000 | 2,820 |
| Applicable income taxes | $545,000 | 2,113 |
| Income before extraordinary items | $2,196,000 | 2,525 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,196,000 | 2,525 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,196,000 | 2,525 |
| Net charge-offs | $862,000 | 1,013 |
| Cash dividends | $519,000 | 2,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,191,200 | 2,496 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,514,000 | 2,152 |
| Total interest expense | $1,110,000 | 1,937 |
| Net interest income | $7,404,000 | 2,163 |
| Provision for loan and lease losses | $220,000 | 1,981 |
| Total noninterest income | $861,000 | 2,927 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $130,000 | 4,207 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $731,000 | 2,382 |
| Total noninterest expense | $6,257,000 | 2,259 |
| Salaries and employee benefits | $2,712,000 | 2,713 |
| Premises and equipment expense | $740,000 | 2,294 |
| Additional noninterest expense | $2,805,000 | 1,664 |
| Pre-tax net operating income | $1,788,000 | 2,717 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $312,000 | 2,427 |
| Income before extraordinary items | $1,476,000 | 2,759 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,476,000 | 2,759 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,476,000 | 2,759 |
| Net charge-offs | $432,000 | 1,285 |
| Cash dividends | $369,000 | 2,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,476,000 | 2,718 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,699,000 | 2,136 |
| Total interest expense | $734,000 | 1,970 |
| Net interest income | $4,965,000 | 2,140 |
| Provision for loan and lease losses | $186,000 | 1,709 |
| Total noninterest income | $556,000 | 2,934 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $82,000 | 4,281 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $474,000 | 2,375 |
| Total noninterest expense | $4,151,000 | 2,262 |
| Salaries and employee benefits | $1,827,000 | 2,706 |
| Premises and equipment expense | $487,000 | 2,331 |
| Additional noninterest expense | $1,837,000 | 1,684 |
| Pre-tax net operating income | $1,184,000 | 2,681 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $204,000 | 2,400 |
| Income before extraordinary items | $980,000 | 2,682 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $980,000 | 2,686 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $980,000 | 2,686 |
| Net charge-offs | $346,000 | 1,149 |
| Cash dividends | $266,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $980,000 | 2,647 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 2,172 |
| Total interest expense | $354,000 | 2,050 |
| Net interest income | $2,432,000 | 2,168 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $253,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $37,000 | 4,453 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $216,000 | 2,445 |
| Total noninterest expense | $2,078,000 | 2,258 |
| Salaries and employee benefits | $913,000 | 2,722 |
| Premises and equipment expense | $244,000 | 2,349 |
| Additional noninterest expense | $921,000 | 1,661 |
| Pre-tax net operating income | $547,000 | 2,738 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $84,000 | 2,504 |
| Income before extraordinary items | $463,000 | 2,713 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $463,000 | 2,716 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $463,000 | 2,716 |
| Net charge-offs | $84,000 | 1,483 |
| Cash dividends | $142,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $463,000 | 2,671 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,854,000 | 2,241 |
| Total interest expense | $1,617,000 | 2,024 |
| Net interest income | $9,237,000 | 2,262 |
| Provision for loan and lease losses | $822,000 | 1,293 |
| Total noninterest income | $1,064,000 | 3,089 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $146,000 | 4,619 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $918,000 | 2,483 |
| Total noninterest expense | $7,797,000 | 2,402 |
| Salaries and employee benefits | $3,435,000 | 2,848 |
| Premises and equipment expense | $876,000 | 2,526 |
| Additional noninterest expense | $3,486,000 | 1,829 |
| Pre-tax net operating income | $1,682,000 | 3,192 |
| Securities gains (losses) | $160,000 | 1,030 |
| Applicable income taxes | $195,000 | 2,971 |
| Income before extraordinary items | $1,647,000 | 2,980 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,647,000 | 2,982 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,647,000 | 2,983 |
| Net charge-offs | $649,000 | 1,720 |
| Cash dividends | $518,000 | 2,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,504,600 | 3,095 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,049,000 | 2,273 |
| Total interest expense | $1,260,000 | 2,025 |
| Net interest income | $6,789,000 | 2,325 |
| Provision for loan and lease losses | $672,000 | 1,230 |
| Total noninterest income | $783,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $107,000 | 4,703 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $676,000 | 2,557 |
| Total noninterest expense | $5,692,000 | 2,455 |
| Salaries and employee benefits | $2,576,000 | 2,852 |
| Premises and equipment expense | $641,000 | 2,592 |
| Additional noninterest expense | $2,475,000 | 1,901 |
| Pre-tax net operating income | $1,208,000 | 3,352 |
| Securities gains (losses) | $153,000 | 956 |
| Applicable income taxes | $145,000 | 3,047 |
| Income before extraordinary items | $1,216,000 | 3,053 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,216,000 | 3,058 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,216,000 | 3,058 |
| Net charge-offs | $367,000 | 1,915 |
| Cash dividends | $390,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,079,830 | 3,206 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,389,000 | 2,274 |
| Total interest expense | $880,000 | 1,980 |
| Net interest income | $4,509,000 | 2,313 |
| Provision for loan and lease losses | $567,000 | 1,064 |
| Total noninterest income | $509,000 | 3,260 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $68,000 | 4,770 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $441,000 | 2,656 |
| Total noninterest expense | $3,735,000 | 2,483 |
| Salaries and employee benefits | $1,727,000 | 2,857 |
| Premises and equipment expense | $416,000 | 2,656 |
| Additional noninterest expense | $1,592,000 | 1,966 |
| Pre-tax net operating income | $716,000 | 3,539 |
| Securities gains (losses) | $153,000 | 865 |
| Applicable income taxes | $87,000 | 3,102 |
| Income before extraordinary items | $782,000 | 3,117 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $782,000 | 3,119 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $782,000 | 3,120 |
| Net charge-offs | $213,000 | 2,035 |
| Cash dividends | $256,000 | 2,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $644,300 | 3,381 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 2,304 |
| Total interest expense | $457,000 | 1,972 |
| Net interest income | $2,230,000 | 2,354 |
| Provision for loan and lease losses | $267,000 | 1,109 |
| Total noninterest income | $246,000 | 3,303 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $32,000 | 4,852 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $214,000 | 2,685 |
| Total noninterest expense | $1,806,000 | 2,598 |
| Salaries and employee benefits | $850,000 | 2,899 |
| Premises and equipment expense | $200,000 | 2,773 |
| Additional noninterest expense | $756,000 | 2,065 |
| Pre-tax net operating income | $403,000 | 3,284 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $30,000 | 3,355 |
| Income before extraordinary items | $373,000 | 3,152 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $373,000 | 3,152 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $373,000 | 3,154 |
| Net charge-offs | $104,000 | 1,862 |
| Cash dividends | $128,000 | 1,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $373,000 | 3,059 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,145,000 | 2,332 |
| Total interest expense | $1,858,000 | 2,267 |
| Net interest income | $9,287,000 | 2,317 |
| Provision for loan and lease losses | $4,099,000 | 602 |
| Total noninterest income | $1,021,000 | 3,224 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $142,000 | 4,864 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $879,000 | 2,544 |
| Total noninterest expense | $6,902,000 | 2,688 |
| Salaries and employee benefits | $3,247,000 | 2,965 |
| Premises and equipment expense | $781,000 | 2,796 |
| Additional noninterest expense | $2,874,000 | 2,255 |
| Pre-tax net operating income | $-693,000 | 6,566 |
| Securities gains (losses) | $99,000 | 2,279 |
| Applicable income taxes | $-733,000 | 6,931 |
| Income before extraordinary items | $139,000 | 5,953 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $139,000 | 5,948 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $139,000 | 5,951 |
| Net charge-offs | $3,375,000 | 789 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $75,640 | 5,968 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,329,000 | 2,382 |
| Total interest expense | $1,388,000 | 2,366 |
| Net interest income | $6,941,000 | 2,360 |
| Provision for loan and lease losses | $879,000 | 1,608 |
| Total noninterest income | $740,000 | 3,311 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $105,000 | 4,958 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $635,000 | 2,593 |
| Total noninterest expense | $5,017,000 | 2,779 |
| Salaries and employee benefits | $2,463,000 | 2,948 |
| Premises and equipment expense | $584,000 | 2,832 |
| Additional noninterest expense | $1,970,000 | 2,451 |
| Pre-tax net operating income | $1,785,000 | 2,562 |
| Securities gains (losses) | $72,000 | 2,213 |
| Applicable income taxes | $284,000 | 2,521 |
| Income before extraordinary items | $1,573,000 | 2,552 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,573,000 | 2,552 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,573,000 | 2,553 |
| Net charge-offs | $619,000 | 1,945 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,511,800 | 2,509 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,496,000 | 2,417 |
| Total interest expense | $927,000 | 2,449 |
| Net interest income | $4,569,000 | 2,393 |
| Provision for loan and lease losses | $502,000 | 1,797 |
| Total noninterest income | $481,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $69,000 | 4,998 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $412,000 | 2,609 |
| Total noninterest expense | $3,305,000 | 2,814 |
| Salaries and employee benefits | $1,614,000 | 2,998 |
| Premises and equipment expense | $398,000 | 2,787 |
| Additional noninterest expense | $1,293,000 | 2,500 |
| Pre-tax net operating income | $1,243,000 | 2,457 |
| Securities gains (losses) | $72,000 | 1,815 |
| Applicable income taxes | $215,000 | 2,378 |
| Income before extraordinary items | $1,100,000 | 2,433 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,100,000 | 2,433 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,100,000 | 2,433 |
| Net charge-offs | $262,000 | 2,451 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,039,520 | 2,412 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,713,000 | 2,468 |
| Total interest expense | $470,000 | 2,516 |
| Net interest income | $2,243,000 | 2,436 |
| Provision for loan and lease losses | $196,000 | 2,054 |
| Total noninterest income | $242,000 | 3,295 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $207,000 | 2,601 |
| Total noninterest expense | $1,610,000 | 2,881 |
| Salaries and employee benefits | $797,000 | 3,037 |
| Premises and equipment expense | $203,000 | 2,768 |
| Additional noninterest expense | $610,000 | 2,623 |
| Pre-tax net operating income | $679,000 | 2,322 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $121,000 | 2,248 |
| Income before extraordinary items | $559,000 | 2,389 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $559,000 | 2,391 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $559,000 | 2,392 |
| Net charge-offs | $150,000 | 2,085 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $558,180 | 2,276 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,151,000 | 2,720 |
| Total interest expense | $1,980,000 | 2,800 |
| Net interest income | $8,171,000 | 2,678 |
| Provision for loan and lease losses | $712,000 | 2,920 |
| Total noninterest income | $533,000 | 4,287 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $172,000 | 4,655 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $361,000 | 3,581 |
| Total noninterest expense | $5,776,000 | 3,144 |
| Salaries and employee benefits | $2,839,000 | 3,243 |
| Premises and equipment expense | $780,000 | 2,973 |
| Additional noninterest expense | $2,157,000 | 2,924 |
| Pre-tax net operating income | $2,216,000 | 2,325 |
| Securities gains (losses) | $58,000 | 2,480 |
| Applicable income taxes | $519,000 | 1,991 |
| Income before extraordinary items | $1,755,000 | 2,489 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,755,000 | 2,489 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,755,000 | 2,490 |
| Net charge-offs | $257,000 | 3,983 |
| Cash dividends | $85,000 | 3,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,710,340 | 2,456 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,534,000 | 2,777 |
| Total interest expense | $1,519,000 | 2,846 |
| Net interest income | $6,015,000 | 2,732 |
| Provision for loan and lease losses | $400,000 | 3,210 |
| Total noninterest income | $406,000 | 4,299 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $130,000 | 4,650 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $276,000 | 3,589 |
| Total noninterest expense | $4,292,000 | 3,185 |
| Salaries and employee benefits | $2,126,000 | 3,254 |
| Premises and equipment expense | $589,000 | 2,983 |
| Additional noninterest expense | $1,577,000 | 3,004 |
| Pre-tax net operating income | $1,729,000 | 2,333 |
| Securities gains (losses) | $58,000 | 2,236 |
| Applicable income taxes | $439,000 | 1,852 |
| Income before extraordinary items | $1,348,000 | 2,515 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,348,000 | 2,517 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,348,000 | 2,517 |
| Net charge-offs | $157,000 | 3,969 |
| Cash dividends | $85,000 | 3,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,304,500 | 2,478 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,929,000 | 2,844 |
| Total interest expense | $1,034,000 | 2,881 |
| Net interest income | $3,895,000 | 2,808 |
| Provision for loan and lease losses | $205,000 | 3,496 |
| Total noninterest income | $269,000 | 4,339 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $84,000 | 4,706 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $185,000 | 3,622 |
| Total noninterest expense | $2,840,000 | 3,230 |
| Salaries and employee benefits | $1,396,000 | 3,323 |
| Premises and equipment expense | $392,000 | 2,998 |
| Additional noninterest expense | $1,052,000 | 3,077 |
| Pre-tax net operating income | $1,119,000 | 2,353 |
| Securities gains (losses) | $9,000 | 2,392 |
| Applicable income taxes | $282,000 | 1,862 |
| Income before extraordinary items | $846,000 | 2,586 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $846,000 | 2,586 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $846,000 | 2,586 |
| Net charge-offs | $100,000 | 3,841 |
| Cash dividends | $85,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $839,250 | 2,508 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,434,000 | 2,888 |
| Total interest expense | $526,000 | 2,922 |
| Net interest income | $1,908,000 | 2,834 |
| Provision for loan and lease losses | $80,000 | 3,622 |
| Total noninterest income | $149,000 | 4,171 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $41,000 | 4,713 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $108,000 | 3,428 |
| Total noninterest expense | $1,408,000 | 3,275 |
| Salaries and employee benefits | $692,000 | 3,357 |
| Premises and equipment expense | $195,000 | 3,056 |
| Additional noninterest expense | $521,000 | 3,075 |
| Pre-tax net operating income | $569,000 | 2,329 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $138,000 | 1,866 |
| Income before extraordinary items | $431,000 | 2,513 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $431,000 | 2,511 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $431,000 | 2,513 |
| Net charge-offs | $30,000 | 3,773 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $431,000 | 2,463 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,445,000 | 3,094 |
| Total interest expense | $2,254,000 | 3,240 |
| Net interest income | $7,191,000 | 3,005 |
| Provision for loan and lease losses | $330,000 | 4,718 |
| Total noninterest income | $473,000 | 4,671 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $161,000 | 4,789 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $312,000 | 3,890 |
| Total noninterest expense | $5,292,000 | 3,440 |
| Salaries and employee benefits | $2,603,000 | 3,480 |
| Premises and equipment expense | $753,000 | 3,111 |
| Additional noninterest expense | $1,936,000 | 3,348 |
| Pre-tax net operating income | $2,042,000 | 2,198 |
| Securities gains (losses) | $62,000 | 2,518 |
| Applicable income taxes | $590,000 | 1,736 |
| Income before extraordinary items | $1,514,000 | 2,496 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,514,000 | 2,493 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,514,000 | 2,498 |
| Net charge-offs | $186,000 | 4,838 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,469,360 | 2,451 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,028,000 | 3,178 |
| Total interest expense | $1,716,000 | 3,333 |
| Net interest income | $5,312,000 | 3,077 |
| Provision for loan and lease losses | $80,000 | 5,907 |
| Total noninterest income | $350,000 | 4,777 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $117,000 | 4,912 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $233,000 | 3,942 |
| Total noninterest expense | $3,952,000 | 3,456 |
| Salaries and employee benefits | $1,937,000 | 3,527 |
| Premises and equipment expense | $566,000 | 3,161 |
| Additional noninterest expense | $1,449,000 | 3,327 |
| Pre-tax net operating income | $1,630,000 | 2,229 |
| Securities gains (losses) | $63,000 | 2,289 |
| Applicable income taxes | $493,000 | 1,690 |
| Income before extraordinary items | $1,200,000 | 2,544 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,200,000 | 2,540 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,200,000 | 2,545 |
| Net charge-offs | $66,000 | 5,299 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,155,270 | 2,494 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,641,000 | 3,238 |
| Total interest expense | $1,147,000 | 3,421 |
| Net interest income | $3,494,000 | 3,109 |
| Provision for loan and lease losses | $50,000 | 5,837 |
| Total noninterest income | $230,000 | 4,779 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $76,000 | 4,972 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $154,000 | 3,933 |
| Total noninterest expense | $2,624,000 | 3,480 |
| Salaries and employee benefits | $1,278,000 | 3,580 |
| Premises and equipment expense | $379,000 | 3,178 |
| Additional noninterest expense | $967,000 | 3,292 |
| Pre-tax net operating income | $1,050,000 | 2,289 |
| Securities gains (losses) | $26,000 | 2,244 |
| Applicable income taxes | $317,000 | 1,686 |
| Income before extraordinary items | $759,000 | 2,599 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $759,000 | 2,596 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $759,000 | 2,598 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $740,540 | 2,550 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,290,000 | 3,330 |
| Total interest expense | $583,000 | 3,510 |
| Net interest income | $1,707,000 | 3,203 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $109,000 | 4,901 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $34,000 | 5,147 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $75,000 | 4,016 |
| Total noninterest expense | $1,293,000 | 3,557 |
| Salaries and employee benefits | $630,000 | 3,677 |
| Premises and equipment expense | $191,000 | 3,241 |
| Additional noninterest expense | $472,000 | 3,342 |
| Pre-tax net operating income | $493,000 | 2,436 |
| Securities gains (losses) | $26,000 | 1,415 |
| Applicable income taxes | $147,000 | 1,754 |
| Income before extraordinary items | $372,000 | 2,689 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $372,000 | 2,687 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $372,000 | 2,690 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $353,280 | 2,688 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,114,000 | 3,467 |
| Total interest expense | $3,002,000 | 3,407 |
| Net interest income | $6,112,000 | 3,410 |
| Provision for loan and lease losses | $285,000 | 5,342 |
| Total noninterest income | $364,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $122,000 | 5,479 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $242,000 | 4,326 |
| Total noninterest expense | $4,820,000 | 3,806 |
| Salaries and employee benefits | $2,248,000 | 4,009 |
| Premises and equipment expense | $685,000 | 3,521 |
| Additional noninterest expense | $1,887,000 | 3,469 |
| Pre-tax net operating income | $1,371,000 | 2,484 |
| Securities gains (losses) | $237,000 | 1,420 |
| Applicable income taxes | $527,000 | 1,503 |
| Income before extraordinary items | $1,081,000 | 2,649 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,081,000 | 2,647 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,081,000 | 2,648 |
| Net charge-offs | $127,000 | 5,484 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $922,210 | 2,844 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,790,000 | 3,534 |
| Total interest expense | $2,338,000 | 3,444 |
| Net interest income | $4,452,000 | 3,497 |
| Provision for loan and lease losses | $115,000 | 5,805 |
| Total noninterest income | $266,000 | 5,416 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $88,000 | 5,573 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $178,000 | 4,474 |
| Total noninterest expense | $3,656,000 | 3,772 |
| Salaries and employee benefits | $1,686,000 | 4,030 |
| Premises and equipment expense | $511,000 | 3,566 |
| Additional noninterest expense | $1,459,000 | 3,352 |
| Pre-tax net operating income | $947,000 | 2,826 |
| Securities gains (losses) | $221,000 | 1,223 |
| Applicable income taxes | $393,000 | 1,653 |
| Income before extraordinary items | $775,000 | 2,916 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $775,000 | 2,914 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $775,000 | 2,917 |
| Net charge-offs | $-34,000 | 7,988 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $629,140 | 3,214 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,532,000 | 3,570 |
| Total interest expense | $1,598,000 | 3,511 |
| Net interest income | $2,934,000 | 3,516 |
| Provision for loan and lease losses | $85,000 | 5,530 |
| Total noninterest income | $179,000 | 5,407 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $56,000 | 5,635 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $123,000 | 4,448 |
| Total noninterest expense | $2,457,000 | 3,779 |
| Salaries and employee benefits | $1,118,000 | 4,082 |
| Premises and equipment expense | $340,000 | 3,602 |
| Additional noninterest expense | $999,000 | 3,296 |
| Pre-tax net operating income | $571,000 | 3,094 |
| Securities gains (losses) | $220,000 | 959 |
| Applicable income taxes | $266,000 | 1,669 |
| Income before extraordinary items | $525,000 | 2,999 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $525,000 | 2,997 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $525,000 | 2,998 |
| Net charge-offs | $-18,000 | 7,991 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $379,800 | 3,454 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 3,563 |
| Total interest expense | $859,000 | 3,431 |
| Net interest income | $1,443,000 | 3,567 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $97,000 | 5,261 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $27,000 | 5,653 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $70,000 | 4,238 |
| Total noninterest expense | $1,225,000 | 3,708 |
| Salaries and employee benefits | $566,000 | 4,074 |
| Premises and equipment expense | $171,000 | 3,628 |
| Additional noninterest expense | $488,000 | 3,067 |
| Pre-tax net operating income | $255,000 | 3,604 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $86,000 | 2,332 |
| Income before extraordinary items | $169,000 | 4,142 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $169,000 | 4,145 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $169,000 | 4,145 |
| Net charge-offs | $-18,000 | 7,976 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $169,000 | 3,985 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,596,000 | 3,648 |
| Total interest expense | $4,493,000 | 3,225 |
| Net interest income | $5,103,000 | 3,898 |
| Provision for loan and lease losses | $271,000 | 4,798 |
| Total noninterest income | $337,000 | 5,635 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $97,000 | 5,936 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $240,000 | 4,516 |
| Total noninterest expense | $4,262,000 | 4,043 |
| Salaries and employee benefits | $2,101,000 | 4,288 |
| Premises and equipment expense | $679,000 | 3,585 |
| Additional noninterest expense | $1,482,000 | 3,646 |
| Pre-tax net operating income | $907,000 | 3,936 |
| Securities gains (losses) | $101,000 | 1,121 |
| Applicable income taxes | $318,000 | 2,324 |
| Income before extraordinary items | $690,000 | 3,965 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $690,000 | 3,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 5,155 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,257 |
| Net operating income | $621,320 | 4,271 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,221,000 | 3,691 |
| Total interest expense | $3,503,000 | 3,241 |
| Net interest income | $3,718,000 | 3,990 |
| Provision for loan and lease losses | $132,000 | 4,808 |
| Total noninterest income | $256,000 | 5,683 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $71,000 | 6,004 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $185,000 | 4,571 |
| Total noninterest expense | $3,134,000 | 4,092 |
| Salaries and employee benefits | $1,539,000 | 4,389 |
| Premises and equipment expense | $512,000 | 3,578 |
| Additional noninterest expense | $1,083,000 | 3,656 |
| Pre-tax net operating income | $708,000 | 4,321 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $222,000 | 2,798 |
| Income before extraordinary items | $486,000 | 4,497 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $486,000 | 4,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,412 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $486,000 | 4,646 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,834,000 | 3,731 |
| Total interest expense | $2,464,000 | 3,225 |
| Net interest income | $2,370,000 | 4,110 |
| Provision for loan and lease losses | $86,000 | 4,526 |
| Total noninterest income | $175,000 | 5,709 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $46,000 | 6,062 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $129,000 | 4,569 |
| Total noninterest expense | $2,052,000 | 4,165 |
| Salaries and employee benefits | $1,003,000 | 4,511 |
| Premises and equipment expense | $341,000 | 3,615 |
| Additional noninterest expense | $708,000 | 3,695 |
| Pre-tax net operating income | $407,000 | 4,766 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $123,000 | 3,231 |
| Income before extraordinary items | $284,000 | 5,094 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $284,000 | 5,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,450 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $284,000 | 5,026 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,446,000 | 3,777 |
| Total interest expense | $1,300,000 | 3,248 |
| Net interest income | $1,146,000 | 4,220 |
| Provision for loan and lease losses | $61,000 | 3,456 |
| Total noninterest income | $81,000 | 5,841 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $23,000 | 6,062 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $58,000 | 4,758 |
| Total noninterest expense | $986,000 | 4,279 |
| Salaries and employee benefits | $494,000 | 4,592 |
| Premises and equipment expense | $164,000 | 3,723 |
| Additional noninterest expense | $328,000 | 3,854 |
| Pre-tax net operating income | $180,000 | 5,145 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $53,000 | 3,501 |
| Income before extraordinary items | $127,000 | 5,489 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $127,000 | 5,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $127,000 | 5,391 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,627,000 | 4,153 |
| Total interest expense | $4,799,000 | 3,564 |
| Net interest income | $3,828,000 | 4,766 |
| Provision for loan and lease losses | $282,000 | 3,310 |
| Total noninterest income | $216,000 | 6,641 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $66,000 | 6,500 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $150,000 | 5,575 |
| Total noninterest expense | $3,524,000 | 4,493 |
| Salaries and employee benefits | $1,743,000 | 4,854 |
| Premises and equipment expense | $667,000 | 3,560 |
| Additional noninterest expense | $1,114,000 | 4,293 |
| Pre-tax net operating income | $238,000 | 6,772 |
| Securities gains (losses) | $-157,000 | 8,229 |
| Applicable income taxes | $25,000 | 5,315 |
| Income before extraordinary items | $56,000 | 7,302 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $56,000 | 7,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,055 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,233 |
| Net operating income | $164,330 | 6,885 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,220,000 | 4,283 |
| Total interest expense | $3,490,000 | 3,647 |
| Net interest income | $2,730,000 | 4,926 |
| Provision for loan and lease losses | $103,000 | 4,065 |
| Total noninterest income | $123,000 | 7,050 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $48,000 | 6,565 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $75,000 | 6,253 |
| Total noninterest expense | $2,563,000 | 4,578 |
| Salaries and employee benefits | $1,264,000 | 4,935 |
| Premises and equipment expense | $493,000 | 3,581 |
| Additional noninterest expense | $806,000 | 4,340 |
| Pre-tax net operating income | $187,000 | 7,017 |
| Securities gains (losses) | $-160,000 | 8,356 |
| Applicable income taxes | $7,000 | 5,819 |
| Income before extraordinary items | $20,000 | 7,608 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $20,000 | 7,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,266 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $138,400 | 7,079 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,096,000 | 4,330 |
| Total interest expense | $2,309,000 | 3,673 |
| Net interest income | $1,787,000 | 5,021 |
| Provision for loan and lease losses | $61,000 | 3,977 |
| Total noninterest income | $75,000 | 7,211 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $30,000 | 6,661 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $45,000 | 6,440 |
| Total noninterest expense | $1,653,000 | 4,695 |
| Salaries and employee benefits | $819,000 | 5,066 |
| Premises and equipment expense | $319,000 | 3,683 |
| Additional noninterest expense | $515,000 | 4,483 |
| Pre-tax net operating income | $148,000 | 6,972 |
| Securities gains (losses) | $-160,000 | 8,448 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-12,000 | 7,820 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-12,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $148,000 | 6,754 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 4,423 |
| Total interest expense | $1,140,000 | 3,668 |
| Net interest income | $842,000 | 5,216 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $23,000 | 7,735 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $13,000 | 6,796 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $810,000 | 4,773 |
| Salaries and employee benefits | $416,000 | 5,038 |
| Premises and equipment expense | $151,000 | 3,851 |
| Additional noninterest expense | $243,000 | 4,627 |
| Pre-tax net operating income | $35,000 | 7,479 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $12,000 | 5,224 |
| Income before extraordinary items | $23,000 | 7,576 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $23,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $23,000 | 7,557 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,304,000 | 4,450 |
| Total interest expense | $4,265,000 | 3,433 |
| Net interest income | $3,039,000 | 5,487 |
| Provision for loan and lease losses | $66,000 | 5,233 |
| Total noninterest income | $103,000 | 7,703 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $65,000 | 6,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $38,000 | 7,516 |
| Total noninterest expense | $3,026,000 | 4,850 |
| Salaries and employee benefits | $1,594,000 | 5,000 |
| Premises and equipment expense | $568,000 | 3,920 |
| Additional noninterest expense | $864,000 | 4,992 |
| Pre-tax net operating income | $50,000 | 7,840 |
| Securities gains (losses) | $-27,000 | 7,677 |
| Applicable income taxes | $-1,248,000 | 8,639 |
| Income before extraordinary items | $1,271,000 | 4,163 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,271,000 | 4,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,716 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $2,288,000 | 394 |
| Net operating income | $1,298,000 | 4,077 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,334,000 | 4,507 |
| Total interest expense | $3,097,000 | 3,420 |
| Net interest income | $2,237,000 | 5,596 |
| Provision for loan and lease losses | $49,000 | 5,100 |
| Total noninterest income | $83,000 | 7,714 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $49,000 | 6,738 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $34,000 | 7,391 |
| Total noninterest expense | $2,259,000 | 4,851 |
| Salaries and employee benefits | $1,189,000 | 4,996 |
| Premises and equipment expense | $420,000 | 3,981 |
| Additional noninterest expense | $650,000 | 4,963 |
| Pre-tax net operating income | $12,000 | 8,073 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $12,000 | 8,094 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $12,000 | 8,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $1,453,000 | 345 |
| Net operating income | $12,000 | 8,081 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,508,000 | 4,497 |
| Total interest expense | $2,033,000 | 3,334 |
| Net interest income | $1,475,000 | 5,651 |
| Provision for loan and lease losses | $33,000 | 4,938 |
| Total noninterest income | $56,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $32,000 | 6,791 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,365 |
| Total noninterest expense | $1,513,000 | 4,852 |
| Salaries and employee benefits | $789,000 | 5,030 |
| Premises and equipment expense | $279,000 | 4,002 |
| Additional noninterest expense | $445,000 | 4,856 |
| Pre-tax net operating income | $-15,000 | 8,215 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-15,000 | 8,224 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-15,000 | 8,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $1,269,000 | 249 |
| Net operating income | $-15,000 | 8,211 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 4,561 |
| Total interest expense | $971,000 | 3,332 |
| Net interest income | $719,000 | 5,725 |
| Provision for loan and lease losses | $16,000 | 4,730 |
| Total noninterest income | $36,000 | 7,439 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $15,000 | 6,832 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,631 |
| Total noninterest expense | $762,000 | 4,840 |
| Salaries and employee benefits | $406,000 | 4,960 |
| Premises and equipment expense | $141,000 | 3,962 |
| Additional noninterest expense | $215,000 | 4,957 |
| Pre-tax net operating income | $-23,000 | 8,294 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-23,000 | 8,305 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-23,000 | 8,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 321 |
| Net operating income | $-23,000 | 8,289 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,635,000 | 4,782 |
| Total interest expense | $2,910,000 | 3,424 |
| Net interest income | $2,725,000 | 5,806 |
| Provision for loan and lease losses | $202,000 | 3,567 |
| Total noninterest income | $102,000 | 7,917 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $51,000 | 7,068 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $51,000 | 7,372 |
| Total noninterest expense | $3,095,000 | 4,673 |
| Salaries and employee benefits | $1,576,000 | 4,893 |
| Premises and equipment expense | $599,000 | 3,664 |
| Additional noninterest expense | $920,000 | 4,689 |
| Pre-tax net operating income | $-470,000 | 8,492 |
| Securities gains (losses) | $-209,000 | 8,589 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-679,000 | 8,600 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-679,000 | 8,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,434 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $246,000 | 627 |
| Net operating income | $-470,000 | 8,520 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,047,000 | 4,878 |
| Total interest expense | $2,045,000 | 3,455 |
| Net interest income | $2,002,000 | 5,886 |
| Provision for loan and lease losses | $125,000 | 3,813 |
| Total noninterest income | $78,000 | 7,937 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $36,000 | 7,165 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 7,265 |
| Total noninterest expense | $2,298,000 | 4,678 |
| Salaries and employee benefits | $1,179,000 | 4,880 |
| Premises and equipment expense | $444,000 | 3,693 |
| Additional noninterest expense | $675,000 | 4,743 |
| Pre-tax net operating income | $-343,000 | 8,546 |
| Securities gains (losses) | $-16,000 | 8,085 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-359,000 | 8,590 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-359,000 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 735 |
| Net operating income | $-343,000 | 8,553 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 4,904 |
| Total interest expense | $1,296,000 | 3,432 |
| Net interest income | $1,329,000 | 5,887 |
| Provision for loan and lease losses | $85,000 | 3,670 |
| Total noninterest income | $58,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $24,000 | 7,158 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $34,000 | 7,018 |
| Total noninterest expense | $1,542,000 | 4,645 |
| Salaries and employee benefits | $784,000 | 4,877 |
| Premises and equipment expense | $298,000 | 3,648 |
| Additional noninterest expense | $460,000 | 4,653 |
| Pre-tax net operating income | $-240,000 | 8,581 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-240,000 | 8,610 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-240,000 | 8,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 602 |
| Net operating income | $-240,000 | 8,583 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,257,000 | 5,041 |
| Total interest expense | $599,000 | 3,502 |
| Net interest income | $658,000 | 5,929 |
| Provision for loan and lease losses | $33,000 | 3,846 |
| Total noninterest income | $36,000 | 7,582 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $11,000 | 7,233 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,471 |
| Total noninterest expense | $765,000 | 4,684 |
| Salaries and employee benefits | $393,000 | 4,903 |
| Premises and equipment expense | $150,000 | 3,653 |
| Additional noninterest expense | $222,000 | 4,733 |
| Pre-tax net operating income | $-104,000 | 8,648 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-104,000 | 8,672 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-104,000 | 8,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 450 |
| Net operating income | $-104,000 | 8,648 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,179,000 | 5,418 |
| Total interest expense | $1,812,000 | 3,953 |
| Net interest income | $2,367,000 | 6,165 |
| Provision for loan and lease losses | $309,000 | 2,855 |
| Total noninterest income | $80,000 | 8,304 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $39,000 | 7,447 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,647 |
| Total noninterest expense | $2,573,000 | 5,202 |
| Salaries and employee benefits | $1,253,000 | 5,564 |
| Premises and equipment expense | $465,000 | 4,311 |
| Additional noninterest expense | $855,000 | 4,871 |
| Pre-tax net operating income | $-435,000 | 8,628 |
| Securities gains (losses) | $11,000 | 2,784 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-424,000 | 8,686 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-424,000 | 8,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,509 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 315 |
| Net operating income | $-435,000 | 8,657 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,002,000 | 5,554 |
| Total interest expense | $1,285,000 | 4,074 |
| Net interest income | $1,717,000 | 6,265 |
| Provision for loan and lease losses | $158,000 | 3,444 |
| Total noninterest income | $62,000 | 8,327 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $29,000 | 7,502 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 7,603 |
| Total noninterest expense | $1,784,000 | 5,434 |
| Salaries and employee benefits | $866,000 | 5,769 |
| Premises and equipment expense | $341,000 | 4,365 |
| Additional noninterest expense | $577,000 | 5,171 |
| Pre-tax net operating income | $-163,000 | 8,628 |
| Securities gains (losses) | $11,000 | 2,659 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-152,000 | 8,654 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-152,000 | 8,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,478 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 229 |
| Net operating income | $-163,000 | 8,630 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,932,000 | 5,657 |
| Total interest expense | $843,000 | 4,121 |
| Net interest income | $1,089,000 | 6,432 |
| Provision for loan and lease losses | $112,000 | 3,311 |
| Total noninterest income | $44,000 | 8,319 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $17,000 | 7,603 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,000 | 7,377 |
| Total noninterest expense | $1,177,000 | 5,505 |
| Salaries and employee benefits | $558,000 | 5,921 |
| Premises and equipment expense | $231,000 | 4,319 |
| Additional noninterest expense | $388,000 | 5,166 |
| Pre-tax net operating income | $-156,000 | 8,733 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-156,000 | 8,758 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-156,000 | 8,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,801 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $2,289,000 | 160 |
| Net operating income | $-156,000 | 8,732 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $911,000 | 5,884 |
| Total interest expense | $417,000 | 4,204 |
| Net interest income | $494,000 | 6,718 |
| Provision for loan and lease losses | $48,000 | 3,379 |
| Total noninterest income | $13,000 | 8,701 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,665 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $571,000 | 5,608 |
| Salaries and employee benefits | $262,000 | 6,167 |
| Premises and equipment expense | $118,000 | 4,296 |
| Additional noninterest expense | $191,000 | 5,234 |
| Pre-tax net operating income | $-112,000 | 8,815 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-112,000 | 8,860 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-112,000 | 8,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,070 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $2,289,000 | 83 |
| Net operating income | $-112,000 | 8,826 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,177,000 | 6,349 |
| Total interest expense | $1,475,000 | 4,920 |
| Net interest income | $1,702,000 | 7,058 |
| Provision for loan and lease losses | $215,000 | 3,893 |
| Total noninterest income | $54,000 | 8,761 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $31,000 | 7,707 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $23,000 | 8,335 |
| Total noninterest expense | $1,909,000 | 6,143 |
| Salaries and employee benefits | $933,000 | 6,491 |
| Premises and equipment expense | $352,000 | 5,142 |
| Additional noninterest expense | $624,000 | 5,850 |
| Pre-tax net operating income | $-368,000 | 8,767 |
| Securities gains (losses) | $64,000 | 2,288 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-304,000 | 8,820 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-304,000 | 8,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,380 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $2,985,000 | 282 |
| Net operating income | $-368,000 | 8,787 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,341,000 | 6,468 |
| Total interest expense | $1,136,000 | 4,972 |
| Net interest income | $1,205,000 | 7,252 |
| Provision for loan and lease losses | $130,000 | 4,216 |
| Total noninterest income | $43,000 | 8,796 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $24,000 | 7,765 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 8,294 |
| Total noninterest expense | $1,349,000 | 6,326 |
| Salaries and employee benefits | $670,000 | 6,608 |
| Premises and equipment expense | $247,000 | 5,373 |
| Additional noninterest expense | $432,000 | 6,114 |
| Pre-tax net operating income | $-231,000 | 8,838 |
| Securities gains (losses) | $104,000 | 1,710 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-127,000 | 8,850 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-127,000 | 8,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,871 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $2,985,000 | 192 |
| Net operating income | $-231,000 | 8,852 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,558,000 | 6,522 |
| Total interest expense | $790,000 | 4,963 |
| Net interest income | $768,000 | 7,371 |
| Provision for loan and lease losses | $80,000 | 4,288 |
| Total noninterest income | $28,000 | 8,823 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $11,000 | 7,900 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $17,000 | 8,015 |
| Total noninterest expense | $895,000 | 6,348 |
| Salaries and employee benefits | $439,000 | 6,681 |
| Premises and equipment expense | $163,000 | 5,379 |
| Additional noninterest expense | $293,000 | 6,059 |
| Pre-tax net operating income | $-179,000 | 8,907 |
| Securities gains (losses) | $104,000 | 1,475 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-75,000 | 8,898 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-75,000 | 8,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,382 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $2,985,000 | 117 |
| Net operating income | $-179,000 | 8,919 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $754,000 | 6,674 |
| Total interest expense | $428,000 | 4,828 |
| Net interest income | $326,000 | 7,759 |
| Provision for loan and lease losses | $26,000 | 4,905 |
| Total noninterest income | $12,000 | 8,928 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $6,000 | 7,883 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $443,000 | 6,392 |
| Salaries and employee benefits | $219,000 | 6,708 |
| Premises and equipment expense | $83,000 | 5,318 |
| Additional noninterest expense | $141,000 | 6,147 |
| Pre-tax net operating income | $-131,000 | 9,015 |
| Securities gains (losses) | $104,000 | 976 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-27,000 | 8,902 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-27,000 | 8,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,694 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $1,628,000 | 83 |
| Net operating income | $-131,000 | 9,014 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,150,000 | 6,701 |
| Total interest expense | $1,938,000 | 4,892 |
| Net interest income | $1,212,000 | 7,912 |
| Provision for loan and lease losses | $245,000 | 3,904 |
| Total noninterest income | $26,000 | 9,136 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $18,000 | 7,998 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,967 |
| Total noninterest expense | $1,694,000 | 6,471 |
| Salaries and employee benefits | $858,000 | 6,667 |
| Premises and equipment expense | $284,000 | 5,742 |
| Additional noninterest expense | $552,000 | 6,217 |
| Pre-tax net operating income | $-701,000 | 9,057 |
| Securities gains (losses) | $27,000 | 2,929 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-674,000 | 9,106 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-674,000 | 9,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,210 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,453,000 | 336 |
| Net operating income | $-701,000 | 9,070 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,821,000 | 8,401 |
| Total interest expense | $1,667,000 | 6,654 |
| Net interest income | $154,000 | 9,519 |
| Provision for loan and lease losses | $134,000 | 5,003 |
| Total noninterest income | $12,000 | 9,464 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $6,000 | 8,300 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,000 | 9,281 |
| Total noninterest expense | $1,674,000 | 6,398 |
| Salaries and employee benefits | $592,000 | 7,707 |
| Premises and equipment expense | $222,000 | 6,469 |
| Additional noninterest expense | $860,000 | 4,550 |
| Pre-tax net operating income | $-1,642,000 | 9,455 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-1,642,000 | 9,497 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,642,000 | 9,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $6,338,000 | 135 |
| Net operating income | $-1,642,000 | 9,469 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.