Home > LandMark Bank of Florida > Income and Expense
LandMark Bank of Florida, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,491,000 | 2,584 |
| Total interest expense | $1,227,000 | 2,512 |
| Net interest income | $4,264,000 | 2,585 |
| Provision for loan and lease losses | $7,391,000 | 304 |
| Total noninterest income | $275,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $100,000 | 4,389 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $175,000 | 3,705 |
| Total noninterest expense | $6,114,000 | 1,605 |
| Salaries and employee benefits | $1,701,000 | 2,830 |
| Premises and equipment expense | $975,000 | 1,308 |
| Additional noninterest expense | $3,438,000 | 1,040 |
| Pre-tax net operating income | $-8,966,000 | 7,434 |
| Securities gains (losses) | $21,000 | 2,069 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-8,945,000 | 7,433 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-8,945,000 | 7,433 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-8,945,000 | 7,433 |
| Net charge-offs | $5,783,000 | 411 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-8,966,000 | 7,433 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,880,000 | 2,475 |
| Total interest expense | $656,000 | 2,459 |
| Net interest income | $2,224,000 | 2,475 |
| Provision for loan and lease losses | $6,786,000 | 192 |
| Total noninterest income | $120,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $48,000 | 4,430 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $72,000 | 4,081 |
| Total noninterest expense | $3,419,000 | 1,452 |
| Salaries and employee benefits | $871,000 | 2,781 |
| Premises and equipment expense | $492,000 | 1,318 |
| Additional noninterest expense | $2,056,000 | 873 |
| Pre-tax net operating income | $-7,861,000 | 7,536 |
| Securities gains (losses) | $21,000 | 1,080 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-7,840,000 | 7,529 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-7,840,000 | 7,529 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-7,840,000 | 7,529 |
| Net charge-offs | $5,046,000 | 272 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-7,861,000 | 7,530 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,217,000 | 2,278 |
| Total interest expense | $4,197,000 | 1,904 |
| Net interest income | $9,020,000 | 2,425 |
| Provision for loan and lease losses | $6,287,000 | 956 |
| Total noninterest income | $1,162,000 | 2,961 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $264,000 | 3,891 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $898,000 | 2,327 |
| Total noninterest expense | $10,120,000 | 1,933 |
| Salaries and employee benefits | $3,817,000 | 2,516 |
| Premises and equipment expense | $2,319,000 | 1,120 |
| Additional noninterest expense | $3,984,000 | 1,813 |
| Pre-tax net operating income | $-6,225,000 | 7,194 |
| Securities gains (losses) | $237,000 | 1,445 |
| Applicable income taxes | $672,000 | 1,618 |
| Income before extraordinary items | $-6,660,000 | 7,263 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,660,000 | 7,263 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-6,660,000 | 7,263 |
| Net charge-offs | $3,069,000 | 1,453 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-6,897,000 | 7,259 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,453,000 | 2,221 |
| Total interest expense | $3,379,000 | 1,859 |
| Net interest income | $7,074,000 | 2,353 |
| Provision for loan and lease losses | $5,980,000 | 767 |
| Total noninterest income | $684,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $207,000 | 3,873 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $477,000 | 2,830 |
| Total noninterest expense | $7,728,000 | 1,894 |
| Salaries and employee benefits | $2,883,000 | 2,515 |
| Premises and equipment expense | $1,770,000 | 1,115 |
| Additional noninterest expense | $3,075,000 | 1,728 |
| Pre-tax net operating income | $-5,950,000 | 7,416 |
| Securities gains (losses) | $237,000 | 1,241 |
| Applicable income taxes | $25,000 | 3,894 |
| Income before extraordinary items | $-5,738,000 | 7,455 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-5,738,000 | 7,455 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-5,738,000 | 7,455 |
| Net charge-offs | $2,546,000 | 1,292 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-5,975,000 | 7,449 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,125,000 | 2,188 |
| Total interest expense | $2,409,000 | 1,832 |
| Net interest income | $4,716,000 | 2,370 |
| Provision for loan and lease losses | $5,857,000 | 564 |
| Total noninterest income | $458,000 | 3,384 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $134,000 | 3,924 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $324,000 | 2,738 |
| Total noninterest expense | $5,175,000 | 1,898 |
| Salaries and employee benefits | $2,033,000 | 2,399 |
| Premises and equipment expense | $1,175,000 | 1,123 |
| Additional noninterest expense | $1,967,000 | 1,791 |
| Pre-tax net operating income | $-5,858,000 | 7,588 |
| Securities gains (losses) | $221,000 | 894 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-5,637,000 | 7,614 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,637,000 | 7,613 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-5,637,000 | 7,614 |
| Net charge-offs | $2,451,000 | 968 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-5,858,000 | 7,618 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,527,000 | 2,277 |
| Total interest expense | $1,271,000 | 1,828 |
| Net interest income | $2,256,000 | 2,489 |
| Provision for loan and lease losses | $440,000 | 1,977 |
| Total noninterest income | $241,000 | 3,269 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $64,000 | 4,014 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $177,000 | 2,567 |
| Total noninterest expense | $2,601,000 | 1,910 |
| Salaries and employee benefits | $1,026,000 | 2,411 |
| Premises and equipment expense | $579,000 | 1,181 |
| Additional noninterest expense | $996,000 | 1,754 |
| Pre-tax net operating income | $-544,000 | 7,208 |
| Securities gains (losses) | $76,000 | 916 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-468,000 | 7,237 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-468,000 | 7,238 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-468,000 | 7,238 |
| Net charge-offs | $1,344,000 | 855 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-544,000 | 7,275 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,826,000 | 2,017 |
| Total interest expense | $7,722,000 | 1,521 |
| Net interest income | $9,104,000 | 2,396 |
| Provision for loan and lease losses | $11,379,000 | 779 |
| Total noninterest income | $842,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $299,000 | 3,878 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $543,000 | 3,064 |
| Total noninterest expense | $10,172,000 | 1,987 |
| Salaries and employee benefits | $4,244,000 | 2,316 |
| Premises and equipment expense | $2,391,000 | 1,147 |
| Additional noninterest expense | $3,537,000 | 2,039 |
| Pre-tax net operating income | $-11,605,000 | 7,547 |
| Securities gains (losses) | $794,000 | 609 |
| Applicable income taxes | $-699,000 | 7,151 |
| Income before extraordinary items | $-10,112,000 | 7,560 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-10,112,000 | 7,559 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-10,112,000 | 7,559 |
| Net charge-offs | $8,650,000 | 763 |
| Cash dividends | $45,000 | 4,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-10,858,360 | 7,586 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,017,000 | 1,982 |
| Total interest expense | $6,138,000 | 1,521 |
| Net interest income | $6,879,000 | 2,373 |
| Provision for loan and lease losses | $11,337,000 | 564 |
| Total noninterest income | $615,000 | 3,793 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $227,000 | 3,882 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $388,000 | 3,236 |
| Total noninterest expense | $7,400,000 | 2,038 |
| Salaries and employee benefits | $3,188,000 | 2,330 |
| Premises and equipment expense | $1,783,000 | 1,162 |
| Additional noninterest expense | $2,429,000 | 2,163 |
| Pre-tax net operating income | $-11,243,000 | 7,772 |
| Securities gains (losses) | $786,000 | 476 |
| Applicable income taxes | $-699,000 | 7,440 |
| Income before extraordinary items | $-9,758,000 | 7,772 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-9,758,000 | 7,771 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-9,758,000 | 7,772 |
| Net charge-offs | $6,047,000 | 711 |
| Cash dividends | $44,000 | 3,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-10,488,980 | 7,794 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,944,000 | 1,968 |
| Total interest expense | $4,302,000 | 1,532 |
| Net interest income | $4,642,000 | 2,350 |
| Provision for loan and lease losses | $11,027,000 | 424 |
| Total noninterest income | $399,000 | 3,851 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $147,000 | 3,911 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $252,000 | 3,288 |
| Total noninterest expense | $4,574,000 | 2,192 |
| Salaries and employee benefits | $2,141,000 | 2,367 |
| Premises and equipment expense | $1,192,000 | 1,184 |
| Additional noninterest expense | $1,241,000 | 2,740 |
| Pre-tax net operating income | $-10,560,000 | 7,928 |
| Securities gains (losses) | $471,000 | 529 |
| Applicable income taxes | $-699,000 | 7,664 |
| Income before extraordinary items | $-9,390,000 | 7,934 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-9,390,000 | 7,933 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-9,390,000 | 7,933 |
| Net charge-offs | $4,591,000 | 618 |
| Cash dividends | $44,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-9,828,030 | 7,948 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,594,000 | 1,943 |
| Total interest expense | $2,265,000 | 1,517 |
| Net interest income | $2,329,000 | 2,337 |
| Provision for loan and lease losses | $1,515,000 | 907 |
| Total noninterest income | $188,000 | 3,937 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $70,000 | 3,970 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $118,000 | 3,391 |
| Total noninterest expense | $2,301,000 | 2,149 |
| Salaries and employee benefits | $1,093,000 | 2,343 |
| Premises and equipment expense | $607,000 | 1,184 |
| Additional noninterest expense | $601,000 | 2,558 |
| Pre-tax net operating income | $-1,299,000 | 7,713 |
| Securities gains (losses) | $275,000 | 541 |
| Applicable income taxes | $-385,000 | 7,853 |
| Income before extraordinary items | $-639,000 | 7,551 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-639,000 | 7,552 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-639,000 | 7,552 |
| Net charge-offs | $846,000 | 1,054 |
| Cash dividends | $45,000 | 2,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-815,000 | 7,634 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,759,000 | 1,942 |
| Total interest expense | $10,243,000 | 1,585 |
| Net interest income | $9,516,000 | 2,311 |
| Provision for loan and lease losses | $3,137,000 | 1,344 |
| Total noninterest income | $816,000 | 3,834 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $347,000 | 3,734 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $469,000 | 3,290 |
| Total noninterest expense | $8,989,000 | 2,134 |
| Salaries and employee benefits | $4,475,000 | 2,272 |
| Premises and equipment expense | $2,323,000 | 1,184 |
| Additional noninterest expense | $2,191,000 | 2,631 |
| Pre-tax net operating income | $-1,794,000 | 7,299 |
| Securities gains (losses) | $54,000 | 1,540 |
| Applicable income taxes | $-1,012,000 | 7,710 |
| Income before extraordinary items | $-728,000 | 6,847 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-728,000 | 6,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,564,000 | 1,116 |
| Cash dividends | $84,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-762,560 | 6,994 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,002,000 | 1,953 |
| Total interest expense | $7,702,000 | 1,639 |
| Net interest income | $7,300,000 | 2,288 |
| Provision for loan and lease losses | $2,489,000 | 1,025 |
| Total noninterest income | $583,000 | 4,020 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $267,000 | 3,722 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $316,000 | 3,600 |
| Total noninterest expense | $6,708,000 | 2,144 |
| Salaries and employee benefits | $3,407,000 | 2,261 |
| Premises and equipment expense | $1,760,000 | 1,182 |
| Additional noninterest expense | $1,541,000 | 2,714 |
| Pre-tax net operating income | $-1,314,000 | 7,674 |
| Securities gains (losses) | $15,000 | 2,175 |
| Applicable income taxes | $-457,000 | 7,856 |
| Income before extraordinary items | $-842,000 | 7,427 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-842,000 | 7,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,257,000 | 1,132 |
| Cash dividends | $84,000 | 4,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-851,750 | 7,549 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,983,000 | 1,989 |
| Total interest expense | $5,193,000 | 1,691 |
| Net interest income | $4,790,000 | 2,301 |
| Provision for loan and lease losses | $1,330,000 | 1,024 |
| Total noninterest income | $407,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $169,000 | 3,825 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $238,000 | 3,443 |
| Total noninterest expense | $4,478,000 | 2,149 |
| Salaries and employee benefits | $2,279,000 | 2,276 |
| Premises and equipment expense | $1,156,000 | 1,190 |
| Additional noninterest expense | $1,043,000 | 2,650 |
| Pre-tax net operating income | $-611,000 | 7,685 |
| Securities gains (losses) | $15,000 | 2,228 |
| Applicable income taxes | $-219,000 | 7,998 |
| Income before extraordinary items | $-377,000 | 7,602 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-377,000 | 7,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $663,000 | 1,103 |
| Cash dividends | $84,000 | 4,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-386,600 | 7,594 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,053,000 | 2,017 |
| Total interest expense | $2,672,000 | 1,757 |
| Net interest income | $2,381,000 | 2,312 |
| Provision for loan and lease losses | $708,000 | 790 |
| Total noninterest income | $197,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $84,000 | 3,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $113,000 | 3,556 |
| Total noninterest expense | $2,268,000 | 2,112 |
| Salaries and employee benefits | $1,232,000 | 2,126 |
| Premises and equipment expense | $543,000 | 1,269 |
| Additional noninterest expense | $493,000 | 2,755 |
| Pre-tax net operating income | $-398,000 | 8,005 |
| Securities gains (losses) | $6,000 | 2,176 |
| Applicable income taxes | $-235,000 | 8,279 |
| Income before extraordinary items | $-157,000 | 7,765 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-157,000 | 7,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,218 |
| Cash dividends | $84,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-160,840 | 7,730 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $21,332,000 | 1,978 |
| Total interest expense | $11,511,000 | 1,742 |
| Net interest income | $9,821,000 | 2,281 |
| Provision for loan and lease losses | $1,204,000 | 1,244 |
| Total noninterest income | $851,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $341,000 | 3,833 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $510,000 | 3,280 |
| Total noninterest expense | $7,723,000 | 2,365 |
| Salaries and employee benefits | $4,485,000 | 2,246 |
| Premises and equipment expense | $1,341,000 | 1,942 |
| Additional noninterest expense | $1,897,000 | 2,795 |
| Pre-tax net operating income | $1,745,000 | 3,604 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $416,000 | 2,974 |
| Income before extraordinary items | $1,331,000 | 3,713 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,331,000 | 3,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 2,488 |
| Cash dividends | $361,000 | 4,195 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,223 |
| Net operating income | $1,329,480 | 3,707 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,007,000 | 1,980 |
| Total interest expense | $8,635,000 | 1,736 |
| Net interest income | $7,372,000 | 2,284 |
| Provision for loan and lease losses | $217,000 | 2,878 |
| Total noninterest income | $646,000 | 3,865 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $252,000 | 3,863 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $394,000 | 3,235 |
| Total noninterest expense | $5,747,000 | 2,365 |
| Salaries and employee benefits | $3,449,000 | 2,185 |
| Premises and equipment expense | $967,000 | 2,006 |
| Additional noninterest expense | $1,331,000 | 2,909 |
| Pre-tax net operating income | $2,054,000 | 2,783 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $526,000 | 2,470 |
| Income before extraordinary items | $1,528,000 | 2,927 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,528,000 | 2,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,603 |
| Cash dividends | $268,000 | 3,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,528,000 | 2,916 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,537,000 | 2,015 |
| Total interest expense | $5,632,000 | 1,773 |
| Net interest income | $4,905,000 | 2,317 |
| Provision for loan and lease losses | $141,000 | 2,742 |
| Total noninterest income | $423,000 | 3,908 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $171,000 | 3,824 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $252,000 | 3,326 |
| Total noninterest expense | $3,800,000 | 2,406 |
| Salaries and employee benefits | $2,293,000 | 2,228 |
| Premises and equipment expense | $636,000 | 2,037 |
| Additional noninterest expense | $871,000 | 2,963 |
| Pre-tax net operating income | $1,387,000 | 2,811 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $343,000 | 2,571 |
| Income before extraordinary items | $1,044,000 | 2,941 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,044,000 | 2,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $177,000 | 3,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,044,000 | 2,928 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,192,000 | 2,037 |
| Total interest expense | $2,778,000 | 1,781 |
| Net interest income | $2,414,000 | 2,355 |
| Provision for loan and lease losses | $141,000 | 1,571 |
| Total noninterest income | $223,000 | 3,793 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $90,000 | 3,661 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $133,000 | 3,224 |
| Total noninterest expense | $1,852,000 | 2,470 |
| Salaries and employee benefits | $1,138,000 | 2,260 |
| Premises and equipment expense | $307,000 | 2,128 |
| Additional noninterest expense | $407,000 | 3,125 |
| Pre-tax net operating income | $644,000 | 2,965 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $148,000 | 2,755 |
| Income before extraordinary items | $496,000 | 3,044 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $496,000 | 3,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $88,000 | 3,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $496,000 | 3,025 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $18,385,000 | 2,142 |
| Total interest expense | $8,395,000 | 1,963 |
| Net interest income | $9,990,000 | 2,294 |
| Provision for loan and lease losses | $763,000 | 1,320 |
| Total noninterest income | $690,000 | 4,394 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $316,000 | 4,021 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $374,000 | 3,854 |
| Total noninterest expense | $6,643,000 | 2,641 |
| Salaries and employee benefits | $3,862,000 | 2,517 |
| Premises and equipment expense | $1,160,000 | 2,131 |
| Additional noninterest expense | $1,621,000 | 3,086 |
| Pre-tax net operating income | $3,274,000 | 2,622 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $971,000 | 2,241 |
| Income before extraordinary items | $2,303,000 | 2,793 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,303,000 | 2,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 1,443 |
| Cash dividends | $248,000 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,303,000 | 2,784 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,407,000 | 2,181 |
| Total interest expense | $6,099,000 | 1,958 |
| Net interest income | $7,308,000 | 2,366 |
| Provision for loan and lease losses | $259,000 | 2,405 |
| Total noninterest income | $514,000 | 4,411 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $225,000 | 4,158 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $289,000 | 3,803 |
| Total noninterest expense | $4,951,000 | 2,645 |
| Salaries and employee benefits | $2,905,000 | 2,505 |
| Premises and equipment expense | $846,000 | 2,204 |
| Additional noninterest expense | $1,200,000 | 3,137 |
| Pre-tax net operating income | $2,612,000 | 2,568 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $798,000 | 2,204 |
| Income before extraordinary items | $1,814,000 | 2,783 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,814,000 | 2,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,814,000 | 2,771 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,505,000 | 2,240 |
| Total interest expense | $3,690,000 | 2,034 |
| Net interest income | $4,815,000 | 2,405 |
| Provision for loan and lease losses | $216,000 | 1,983 |
| Total noninterest income | $338,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $147,000 | 4,180 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $191,000 | 3,844 |
| Total noninterest expense | $3,256,000 | 2,705 |
| Salaries and employee benefits | $1,897,000 | 2,553 |
| Premises and equipment expense | $550,000 | 2,259 |
| Additional noninterest expense | $809,000 | 3,104 |
| Pre-tax net operating income | $1,681,000 | 2,645 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $516,000 | 2,257 |
| Income before extraordinary items | $1,165,000 | 2,862 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,165,000 | 2,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,165,000 | 2,850 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,034,000 | 2,308 |
| Total interest expense | $1,655,000 | 2,156 |
| Net interest income | $2,379,000 | 2,418 |
| Provision for loan and lease losses | $93,000 | 2,093 |
| Total noninterest income | $152,000 | 4,644 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $78,000 | 3,989 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $74,000 | 4,319 |
| Total noninterest expense | $1,631,000 | 2,686 |
| Salaries and employee benefits | $935,000 | 2,599 |
| Premises and equipment expense | $281,000 | 2,222 |
| Additional noninterest expense | $415,000 | 3,014 |
| Pre-tax net operating income | $807,000 | 2,690 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $252,000 | 2,264 |
| Income before extraordinary items | $555,000 | 2,908 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $555,000 | 2,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $555,000 | 2,895 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,638,000 | 2,593 |
| Total interest expense | $4,170,000 | 2,559 |
| Net interest income | $8,468,000 | 2,564 |
| Provision for loan and lease losses | $678,000 | 1,477 |
| Total noninterest income | $570,000 | 4,921 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $289,000 | 4,270 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $281,000 | 4,481 |
| Total noninterest expense | $5,293,000 | 3,082 |
| Salaries and employee benefits | $3,136,000 | 2,861 |
| Premises and equipment expense | $953,000 | 2,473 |
| Additional noninterest expense | $1,204,000 | 3,862 |
| Pre-tax net operating income | $3,067,000 | 2,704 |
| Securities gains (losses) | $15,000 | 1,350 |
| Applicable income taxes | $991,000 | 2,276 |
| Income before extraordinary items | $2,091,000 | 2,985 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,091,000 | 2,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,080,800 | 2,961 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,960,000 | 2,661 |
| Total interest expense | $2,844,000 | 2,646 |
| Net interest income | $6,116,000 | 2,631 |
| Provision for loan and lease losses | $481,000 | 1,446 |
| Total noninterest income | $411,000 | 5,048 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $212,000 | 4,345 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $199,000 | 4,618 |
| Total noninterest expense | $3,766,000 | 3,198 |
| Salaries and employee benefits | $2,253,000 | 2,931 |
| Premises and equipment expense | $667,000 | 2,609 |
| Additional noninterest expense | $846,000 | 4,013 |
| Pre-tax net operating income | $2,280,000 | 2,760 |
| Securities gains (losses) | $15,000 | 1,338 |
| Applicable income taxes | $802,000 | 2,198 |
| Income before extraordinary items | $1,493,000 | 3,141 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,493,000 | 3,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,483,250 | 3,120 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,558,000 | 2,771 |
| Total interest expense | $1,713,000 | 2,730 |
| Net interest income | $3,845,000 | 2,762 |
| Provision for loan and lease losses | $403,000 | 1,180 |
| Total noninterest income | $257,000 | 5,153 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $141,000 | 4,291 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $116,000 | 4,882 |
| Total noninterest expense | $2,415,000 | 3,285 |
| Salaries and employee benefits | $1,428,000 | 3,055 |
| Premises and equipment expense | $440,000 | 2,605 |
| Additional noninterest expense | $547,000 | 4,081 |
| Pre-tax net operating income | $1,284,000 | 3,095 |
| Securities gains (losses) | $15,000 | 1,210 |
| Applicable income taxes | $456,000 | 2,396 |
| Income before extraordinary items | $843,000 | 3,509 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $843,000 | 3,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $833,250 | 3,499 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,556,000 | 2,937 |
| Total interest expense | $775,000 | 2,875 |
| Net interest income | $1,781,000 | 2,938 |
| Provision for loan and lease losses | $193,000 | 1,165 |
| Total noninterest income | $124,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $67,000 | 4,356 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,893 |
| Total noninterest expense | $1,169,000 | 3,384 |
| Salaries and employee benefits | $695,000 | 3,142 |
| Premises and equipment expense | $215,000 | 2,693 |
| Additional noninterest expense | $259,000 | 4,244 |
| Pre-tax net operating income | $543,000 | 3,462 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $192,000 | 2,667 |
| Income before extraordinary items | $351,000 | 3,955 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $351,000 | 3,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $351,000 | 3,908 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,554,000 | 3,567 |
| Total interest expense | $2,245,000 | 3,318 |
| Net interest income | $5,309,000 | 3,635 |
| Provision for loan and lease losses | $410,000 | 2,317 |
| Total noninterest income | $426,000 | 5,656 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $233,000 | 4,897 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $193,000 | 5,178 |
| Total noninterest expense | $3,874,000 | 3,866 |
| Salaries and employee benefits | $2,238,000 | 3,652 |
| Premises and equipment expense | $680,000 | 3,206 |
| Additional noninterest expense | $956,000 | 4,514 |
| Pre-tax net operating income | $1,451,000 | 4,325 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $542,000 | 3,206 |
| Income before extraordinary items | $909,000 | 4,941 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $909,000 | 4,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $909,000 | 4,873 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,324,000 | 3,735 |
| Total interest expense | $1,607,000 | 3,404 |
| Net interest income | $3,717,000 | 3,815 |
| Provision for loan and lease losses | $304,000 | 2,246 |
| Total noninterest income | $304,000 | 5,782 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $163,000 | 5,094 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $141,000 | 5,249 |
| Total noninterest expense | $2,777,000 | 3,951 |
| Salaries and employee benefits | $1,635,000 | 3,704 |
| Premises and equipment expense | $467,000 | 3,450 |
| Additional noninterest expense | $675,000 | 4,660 |
| Pre-tax net operating income | $940,000 | 4,753 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $355,000 | 3,499 |
| Income before extraordinary items | $585,000 | 5,430 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $585,000 | 5,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $585,000 | 5,347 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,355,000 | 3,905 |
| Total interest expense | $1,018,000 | 3,545 |
| Net interest income | $2,337,000 | 3,989 |
| Provision for loan and lease losses | $155,000 | 2,649 |
| Total noninterest income | $196,000 | 5,865 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $101,000 | 5,244 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $95,000 | 5,258 |
| Total noninterest expense | $1,831,000 | 4,031 |
| Salaries and employee benefits | $1,075,000 | 3,765 |
| Premises and equipment expense | $308,000 | 3,472 |
| Additional noninterest expense | $448,000 | 4,694 |
| Pre-tax net operating income | $547,000 | 5,084 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $207,000 | 3,708 |
| Income before extraordinary items | $340,000 | 5,745 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $340,000 | 5,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $340,000 | 5,666 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 4,011 |
| Total interest expense | $502,000 | 3,630 |
| Net interest income | $1,125,000 | 4,116 |
| Provision for loan and lease losses | $57,000 | 3,144 |
| Total noninterest income | $96,000 | 5,874 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $44,000 | 5,481 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $52,000 | 5,049 |
| Total noninterest expense | $891,000 | 4,121 |
| Salaries and employee benefits | $522,000 | 3,868 |
| Premises and equipment expense | $150,000 | 3,590 |
| Additional noninterest expense | $219,000 | 4,739 |
| Pre-tax net operating income | $273,000 | 5,051 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $98,000 | 3,813 |
| Income before extraordinary items | $175,000 | 5,661 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $175,000 | 5,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $175,000 | 5,540 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,452,000 | 4,596 |
| Total interest expense | $1,856,000 | 4,254 |
| Net interest income | $3,596,000 | 4,705 |
| Provision for loan and lease losses | $352,000 | 2,841 |
| Total noninterest income | $210,000 | 7,262 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $124,000 | 6,218 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $86,000 | 6,777 |
| Total noninterest expense | $2,836,000 | 4,786 |
| Salaries and employee benefits | $1,598,000 | 4,646 |
| Premises and equipment expense | $510,000 | 4,005 |
| Additional noninterest expense | $728,000 | 5,368 |
| Pre-tax net operating income | $618,000 | 6,279 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $90,000 | 5,823 |
| Income before extraordinary items | $528,000 | 6,226 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $528,000 | 6,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $528,000 | 6,067 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,907,000 | 4,811 |
| Total interest expense | $1,376,000 | 4,417 |
| Net interest income | $2,531,000 | 4,930 |
| Provision for loan and lease losses | $248,000 | 2,877 |
| Total noninterest income | $149,000 | 7,407 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $77,000 | 6,567 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $72,000 | 6,652 |
| Total noninterest expense | $2,013,000 | 4,957 |
| Salaries and employee benefits | $1,143,000 | 4,787 |
| Premises and equipment expense | $365,000 | 4,145 |
| Additional noninterest expense | $505,000 | 5,611 |
| Pre-tax net operating income | $419,000 | 6,638 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $53,000 | 6,165 |
| Income before extraordinary items | $366,000 | 6,561 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $366,000 | 6,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,281 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $366,000 | 6,390 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,537,000 | 4,942 |
| Total interest expense | $918,000 | 4,524 |
| Net interest income | $1,619,000 | 5,067 |
| Provision for loan and lease losses | $152,000 | 2,982 |
| Total noninterest income | $84,000 | 7,692 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $46,000 | 6,735 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $38,000 | 7,030 |
| Total noninterest expense | $1,271,000 | 5,134 |
| Salaries and employee benefits | $721,000 | 4,961 |
| Premises and equipment expense | $229,000 | 4,318 |
| Additional noninterest expense | $321,000 | 5,752 |
| Pre-tax net operating income | $280,000 | 6,631 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $36,000 | 6,202 |
| Income before extraordinary items | $244,000 | 6,569 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $244,000 | 6,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $244,000 | 6,364 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,221,000 | 5,085 |
| Total interest expense | $453,000 | 4,644 |
| Net interest income | $768,000 | 5,242 |
| Provision for loan and lease losses | $111,000 | 2,191 |
| Total noninterest income | $44,000 | 7,584 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 6,745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 6,771 |
| Total noninterest expense | $574,000 | 5,488 |
| Salaries and employee benefits | $333,000 | 5,267 |
| Premises and equipment expense | $96,000 | 4,835 |
| Additional noninterest expense | $145,000 | 6,052 |
| Pre-tax net operating income | $127,000 | 6,803 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $21,000 | 6,031 |
| Income before extraordinary items | $106,000 | 6,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $106,000 | 6,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $106,000 | 6,614 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,920,000 | 5,972 |
| Total interest expense | $1,550,000 | 5,625 |
| Net interest income | $2,370,000 | 6,084 |
| Provision for loan and lease losses | $251,000 | 3,851 |
| Total noninterest income | $150,000 | 7,827 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $59,000 | 7,370 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $91,000 | 6,629 |
| Total noninterest expense | $1,857,000 | 6,140 |
| Salaries and employee benefits | $1,002,000 | 6,142 |
| Premises and equipment expense | $343,000 | 5,157 |
| Additional noninterest expense | $512,000 | 6,439 |
| Pre-tax net operating income | $412,000 | 7,111 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $159,000 | 5,445 |
| Income before extraordinary items | $253,000 | 7,547 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $253,000 | 7,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $253,000 | 7,453 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 7,411 |
| Total interest expense | $1,393,000 | 7,204 |
| Net interest income | $1,450,000 | 7,419 |
| Provision for loan and lease losses | $282,000 | 3,348 |
| Total noninterest income | $60,000 | 9,052 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $30,000 | 7,982 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $30,000 | 8,341 |
| Total noninterest expense | $1,528,000 | 6,735 |
| Salaries and employee benefits | $916,000 | 6,299 |
| Premises and equipment expense | $236,000 | 6,262 |
| Additional noninterest expense | $376,000 | 7,320 |
| Pre-tax net operating income | $-300,000 | 9,031 |
| Securities gains (losses) | $18,000 | 3,221 |
| Applicable income taxes | $-104,000 | 9,266 |
| Income before extraordinary items | $-178,000 | 9,030 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-178,000 | 9,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-189,520 | 8,984 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,404,000 | 9,055 |
| Total interest expense | $707,000 | 8,851 |
| Net interest income | $697,000 | 9,127 |
| Provision for loan and lease losses | $159,000 | 4,289 |
| Total noninterest income | $28,000 | 9,607 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 8,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 8,953 |
| Total noninterest expense | $1,060,000 | 7,845 |
| Salaries and employee benefits | $586,000 | 7,767 |
| Premises and equipment expense | $166,000 | 7,315 |
| Additional noninterest expense | $308,000 | 7,883 |
| Pre-tax net operating income | $-494,000 | 9,528 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-183,000 | 9,681 |
| Income before extraordinary items | $-311,000 | 9,450 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-311,000 | 9,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $6,500,000 | 144 |
| Net operating income | $-311,000 | 9,451 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.