Home > LandMark Bank of Florida > Assets and Liabilities
LandMark Bank of Florida, Assets and Liabilities
| 2011-06-30 | Rank | |
| # of Employees: | 53 | 2,860 |
| Assets and Liabilities | ||
| Total Assets: | $266,482,000 | 2,395 |
| Cash and due from depository institutions | $17,917,000 | 2,860 |
| Interest-bearing balances | $16,092,000 | 2,084 |
| Securities | $19,512,000 | 4,615 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $213,746,000 | 1,920 |
| Loan loss allowance | $11,583,000 | 726 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $1,014,000 | 5,213 |
| Other real estate owned | $11,241,000 | 2,860 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $3,052,000 | 4,123 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $266,482,000 | 2,395 |
| Total liabilities | $266,654,000 | 2,177 |
| Total deposits | $244,362,000 | 2,195 |
| Interest-bearing deposits | $217,821,000 | 2,093 |
| Deposits held in domestic offices | $244,362,000 | 2,195 |
| % insured | 99.00% | 382 |
| Federal funds purchased & repurchase agreements | $1,573,000 | 1,815 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $17,000,000 | 1,505 |
| Subordinated debt | $3,000,000 | 159 |
| All other liabilities | $719,000 | 3,851 |
| Total equity capital | $-172,000 | 7,517 |
| Total bank equity capital | $-172,000 | 7,517 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,250,000 | 1,228 |
| Surplus | $16,293,000 | 1,829 |
| Undivided profits | $-19,715,000 | 7,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $36,654,000 | 466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,199,000 | 2,438 |
| Earning assets | $249,350,000 | 2,343 |
| Long-term assets (5+ years) | $24,242,000 | 4,015 |
| Average Assets, year-to-date | $276,443,670 | 2,317 |
| Average Assets, quarterly | $270,730,000 | 2,368 |
| Volatile liabilities | $22,056,000 | 2,106 |
| Insider loans | $3,433,000 | 1,854 |
| FHLB advances | $17,000,000 | 1,422 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $10,605,000 | 3,749 |
| Tier 1 (core) risk-based capital | $-228,000 | 7,517 |
| Tier 2 risk-based capital | $0 | 7,438 |
| Total risk weighted assets | $231,987,000 | 1,867 |
| Total unused commitments | $10,605,000 | 3,752 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 53 | 2,870 |
| Assets and Liabilities | ||
| Total Assets: | $274,978,000 | 2,355 |
| Cash and due from depository institutions | $16,355,000 | 2,870 |
| Interest-bearing balances | $14,783,000 | 2,323 |
| Securities | $19,627,000 | 4,585 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $223,441,000 | 1,867 |
| Loan loss allowance | $11,716,000 | 734 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $1,085,000 | 5,159 |
| Other real estate owned | $11,107,000 | 2,870 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $3,363,000 | 3,978 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $274,978,000 | 2,355 |
| Total liabilities | $274,301,000 | 2,134 |
| Total deposits | $246,649,000 | 2,199 |
| Interest-bearing deposits | $219,863,000 | 2,103 |
| Deposits held in domestic offices | $246,649,000 | 2,197 |
| % insured | 99.11% | 366 |
| Federal funds purchased & repurchase agreements | $6,772,000 | 1,113 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $17,000,000 | 1,519 |
| Subordinated debt | $3,000,000 | 161 |
| All other liabilities | $880,000 | 3,390 |
| Total equity capital | $677,000 | 7,557 |
| Total bank equity capital | $677,000 | 7,557 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,250,000 | 1,249 |
| Surplus | $16,293,000 | 1,842 |
| Undivided profits | $-18,866,000 | 7,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $36,328,000 | 478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,164,000 | 2,509 |
| Earning assets | $257,851,000 | 2,299 |
| Long-term assets (5+ years) | $23,982,000 | 3,982 |
| Average Assets, year-to-date | $281,424,500 | 2,290 |
| Average Assets, quarterly | $281,424,500 | 2,290 |
| Volatile liabilities | $27,499,000 | 1,837 |
| Insider loans | $3,459,000 | 1,883 |
| FHLB advances | $17,000,000 | 1,436 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $12,748,000 | 3,441 |
| Tier 1 (core) risk-based capital | $752,000 | 7,553 |
| Tier 2 risk-based capital | $752,000 | 4,822 |
| Total risk weighted assets | $237,579,000 | 1,836 |
| Total unused commitments | $12,748,000 | 3,442 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 56 | 2,748 |
| Assets and Liabilities | ||
| Total Assets: | $287,871,000 | 2,266 |
| Cash and due from depository institutions | $14,704,000 | 2,748 |
| Interest-bearing balances | $12,852,000 | 2,341 |
| Securities | $21,226,000 | 4,261 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $237,123,000 | 1,807 |
| Loan loss allowance | $9,977,000 | 839 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $1,154,000 | 5,132 |
| Other real estate owned | $10,159,000 | 2,748 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $3,505,000 | 3,981 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $287,871,000 | 2,266 |
| Total liabilities | $279,371,000 | 2,104 |
| Total deposits | $251,135,000 | 2,146 |
| Interest-bearing deposits | $226,519,000 | 2,048 |
| Deposits held in domestic offices | $251,135,000 | 2,145 |
| % insured | 97.79% | 779 |
| Federal funds purchased & repurchase agreements | $7,283,000 | 1,123 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $17,000,000 | 1,636 |
| Subordinated debt | $3,000,000 | 165 |
| All other liabilities | $953,000 | 3,282 |
| Total equity capital | $8,500,000 | 5,510 |
| Total bank equity capital | $8,500,000 | 5,509 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,250,000 | 1,266 |
| Surplus | $16,293,000 | 1,848 |
| Undivided profits | $-11,043,000 | 7,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $38,798,000 | 462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,233,000 | 2,457 |
| Earning assets | $271,201,000 | 2,190 |
| Long-term assets (5+ years) | $25,210,000 | 3,826 |
| Average Assets, year-to-date | $311,991,600 | 2,081 |
| Average Assets, quarterly | $293,575,000 | 2,215 |
| Volatile liabilities | $108,389,000 | 1,259 |
| Insider loans | $3,486,000 | 1,919 |
| FHLB advances | $17,000,000 | 1,548 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $11,755,000 | 3,541 |
| Tier 1 (core) risk-based capital | $8,718,000 | 5,358 |
| Tier 2 risk-based capital | $6,237,000 | 894 |
| Total risk weighted assets | $252,276,000 | 1,775 |
| Total unused commitments | $11,755,000 | 3,542 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 62 | 2,513 |
| Assets and Liabilities | ||
| Total Assets: | $299,279,000 | 2,216 |
| Cash and due from depository institutions | $15,784,000 | 2,513 |
| Interest-bearing balances | $14,627,000 | 2,168 |
| Securities | $23,404,000 | 4,011 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $244,292,000 | 1,782 |
| Loan loss allowance | $10,192,000 | 818 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,021,000 | 3,474 |
| Other real estate owned | $7,195,000 | 2,513 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $5,583,000 | 3,044 |
| Life insurance assets | $1,687,000 | 2,471 |
| Total liabilities and capital | $299,280,000 | 2,216 |
| Total liabilities | $289,303,000 | 2,071 |
| Total deposits | $258,226,000 | 2,122 |
| Interest-bearing deposits | $229,748,000 | 2,050 |
| Deposits held in domestic offices | $258,226,000 | 2,119 |
| % insured | 96.30% | 1,058 |
| Federal funds purchased & repurchase agreements | $10,054,000 | 970 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $17,000,000 | 1,767 |
| Subordinated debt | $3,000,000 | 177 |
| All other liabilities | $1,023,000 | 3,481 |
| Total equity capital | $9,977,000 | 5,248 |
| Total bank equity capital | $9,977,000 | 5,247 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $3,250,000 | 1,279 |
| Surplus | $16,277,000 | 1,852 |
| Undivided profits | $-9,550,000 | 7,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $20,113,000 | 851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,198,000 | 2,698 |
| Earning assets | $282,323,000 | 2,158 |
| Long-term assets (5+ years) | $27,143,000 | 3,616 |
| Average Assets, year-to-date | $318,021,750 | 2,076 |
| Average Assets, quarterly | $306,908,000 | 2,155 |
| Volatile liabilities | $104,301,000 | 1,345 |
| Insider loans | $3,511,000 | 1,923 |
| FHLB advances | $17,000,000 | 1,664 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $12,678,000 | 3,453 |
| Tier 1 (core) risk-based capital | $9,062,000 | 5,354 |
| Tier 2 risk-based capital | $6,224,000 | 927 |
| Total risk weighted assets | $250,870,000 | 1,816 |
| Total unused commitments | $12,678,000 | 3,456 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 67 | 2,374 |
| Assets and Liabilities | ||
| Total Assets: | $319,708,000 | 2,088 |
| Cash and due from depository institutions | $18,011,000 | 2,374 |
| Interest-bearing balances | $13,402,000 | 2,217 |
| Securities | $26,262,000 | 3,766 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $255,294,000 | 1,741 |
| Loan loss allowance | $5,753,000 | 1,414 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,103,000 | 3,439 |
| Other real estate owned | $6,668,000 | 2,374 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $10,370,000 | 1,936 |
| Life insurance assets | $6,183,000 | 1,078 |
| Total liabilities and capital | $319,708,000 | 2,088 |
| Total liabilities | $304,771,000 | 1,981 |
| Total deposits | $272,324,000 | 2,028 |
| Interest-bearing deposits | $242,849,000 | 1,963 |
| Deposits held in domestic offices | $272,324,000 | 2,026 |
| % insured | 95.25% | 1,557 |
| Federal funds purchased & repurchase agreements | $11,302,000 | 914 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $17,000,000 | 1,834 |
| Subordinated debt | $3,000,000 | 185 |
| All other liabilities | $1,145,000 | 3,162 |
| Total equity capital | $14,937,000 | 4,039 |
| Total bank equity capital | $14,937,000 | 4,038 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,250,000 | 1,295 |
| Surplus | $16,278,000 | 1,851 |
| Undivided profits | $-4,591,000 | 7,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $18,020,000 | 941 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,292,000 | 2,445 |
| Earning assets | $294,958,000 | 2,060 |
| Long-term assets (5+ years) | $31,233,000 | 3,340 |
| Average Assets, year-to-date | $325,993,000 | 2,037 |
| Average Assets, quarterly | $324,208,000 | 2,054 |
| Volatile liabilities | $103,689,000 | 1,376 |
| Insider loans | $3,541,000 | 1,955 |
| FHLB advances | $17,000,000 | 1,744 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $16,245,000 | 3,023 |
| Tier 1 (core) risk-based capital | $14,542,000 | 3,930 |
| Tier 2 risk-based capital | $6,184,000 | 938 |
| Total risk weighted assets | $267,393,000 | 1,742 |
| Total unused commitments | $16,245,000 | 3,028 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 66 | 2,428 |
| Assets and Liabilities | ||
| Total Assets: | $328,708,000 | 2,069 |
| Cash and due from depository institutions | $20,699,000 | 2,428 |
| Interest-bearing balances | $15,729,000 | 1,957 |
| Securities | $27,945,000 | 3,654 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $258,944,000 | 1,771 |
| Loan loss allowance | $5,853,000 | 1,431 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,193,000 | 3,440 |
| Other real estate owned | $5,636,000 | 2,428 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $12,291,000 | 1,740 |
| Life insurance assets | $6,121,000 | 1,082 |
| Total liabilities and capital | $328,708,000 | 2,069 |
| Total liabilities | $313,793,000 | 1,967 |
| Total deposits | $280,500,000 | 2,007 |
| Interest-bearing deposits | $253,080,000 | 1,935 |
| Deposits held in domestic offices | $280,500,000 | 2,005 |
| % insured | 95.74% | 1,418 |
| Federal funds purchased & repurchase agreements | $11,773,000 | 913 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $17,000,000 | 1,917 |
| Subordinated debt | $3,000,000 | 190 |
| All other liabilities | $1,520,000 | 2,599 |
| Total equity capital | $14,915,000 | 4,057 |
| Total bank equity capital | $14,915,000 | 4,056 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $3,250,000 | 1,327 |
| Surplus | $16,278,000 | 1,891 |
| Undivided profits | $-4,613,000 | 7,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $21,932,000 | 827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,203,000 | 2,698 |
| Earning assets | $302,618,000 | 2,063 |
| Long-term assets (5+ years) | $30,188,000 | 3,414 |
| Average Assets, year-to-date | $329,135,500 | 2,072 |
| Average Assets, quarterly | $329,135,500 | 2,072 |
| Volatile liabilities | $104,559,000 | 1,421 |
| Insider loans | $3,565,000 | 1,990 |
| FHLB advances | $17,000,000 | 1,817 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $19,288,000 | 2,815 |
| Tier 1 (core) risk-based capital | $14,489,000 | 3,980 |
| Tier 2 risk-based capital | $6,442,000 | 932 |
| Total risk weighted assets | $274,922,000 | 1,746 |
| Total unused commitments | $19,288,000 | 2,820 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 65 | 2,478 |
| Assets and Liabilities | ||
| Total Assets: | $329,563,000 | 2,096 |
| Cash and due from depository institutions | $8,908,000 | 2,478 |
| Interest-bearing balances | $5,315,000 | 3,221 |
| Securities | $32,273,000 | 3,329 |
| Federal funds sold & reverse repurchase agreements | $488,000 | 4,015 |
| Net loans & leases | $265,658,000 | 1,765 |
| Loan loss allowance | $6,758,000 | 1,254 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,295,000 | 3,410 |
| Other real estate owned | $6,389,000 | 2,478 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $12,552,000 | 1,762 |
| Life insurance assets | $6,059,000 | 1,093 |
| Total liabilities and capital | $329,563,000 | 2,096 |
| Total liabilities | $314,242,000 | 1,979 |
| Total deposits | $282,019,000 | 1,993 |
| Interest-bearing deposits | $254,762,000 | 1,915 |
| Deposits held in domestic offices | $282,019,000 | 1,991 |
| % insured | 93.21% | 2,477 |
| Federal funds purchased & repurchase agreements | $10,654,000 | 1,007 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $17,000,000 | 2,049 |
| Subordinated debt | $3,000,000 | 202 |
| All other liabilities | $1,569,000 | 2,565 |
| Total equity capital | $15,321,000 | 3,962 |
| Total bank equity capital | $15,321,000 | 3,962 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $3,250,000 | 1,351 |
| Surplus | $16,278,000 | 1,900 |
| Undivided profits | $-4,207,000 | 7,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $18,645,000 | 909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,364,000 | 2,491 |
| Earning assets | $303,734,000 | 2,081 |
| Long-term assets (5+ years) | $35,047,000 | 3,066 |
| Average Assets, year-to-date | $351,294,600 | 1,933 |
| Average Assets, quarterly | $336,135,500 | 2,045 |
| Volatile liabilities | $92,644,000 | 1,615 |
| Insider loans | $3,584,000 | 2,027 |
| FHLB advances | $17,000,000 | 1,950 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $19,153,000 | 2,833 |
| Tier 1 (core) risk-based capital | $14,956,000 | 3,886 |
| Tier 2 risk-based capital | $6,560,000 | 932 |
| Total risk weighted assets | $281,747,000 | 1,757 |
| Total unused commitments | $19,153,000 | 2,833 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 66 | 2,472 |
| Assets and Liabilities | ||
| Total Assets: | $342,708,000 | 2,032 |
| Cash and due from depository institutions | $11,743,000 | 2,472 |
| Interest-bearing balances | $7,367,000 | 2,490 |
| Securities | $39,034,000 | 2,919 |
| Federal funds sold & reverse repurchase agreements | $488,000 | 4,145 |
| Net loans & leases | $271,577,000 | 1,762 |
| Loan loss allowance | $9,318,000 | 880 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,391,000 | 3,368 |
| Other real estate owned | $4,760,000 | 2,472 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $11,715,000 | 1,660 |
| Life insurance assets | $5,991,000 | 1,096 |
| Total liabilities and capital | $342,708,000 | 2,032 |
| Total liabilities | $326,701,000 | 1,921 |
| Total deposits | $292,601,000 | 1,911 |
| Interest-bearing deposits | $267,181,000 | 1,836 |
| Deposits held in domestic offices | $292,601,000 | 1,909 |
| % insured | 92.27% | 3,012 |
| Federal funds purchased & repurchase agreements | $13,399,000 | 921 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $17,000,000 | 2,139 |
| Subordinated debt | $3,000,000 | 212 |
| All other liabilities | $701,000 | 4,578 |
| Total equity capital | $16,007,000 | 3,934 |
| Total bank equity capital | $16,007,000 | 3,934 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $3,250,000 | 1,376 |
| Surplus | $16,262,000 | 1,889 |
| Undivided profits | $-3,505,000 | 7,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $21,527,000 | 819 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,525,000 | 2,397 |
| Earning assets | $318,466,000 | 1,995 |
| Long-term assets (5+ years) | $41,176,000 | 2,719 |
| Average Assets, year-to-date | $356,727,500 | 1,921 |
| Average Assets, quarterly | $349,916,500 | 1,982 |
| Volatile liabilities | $91,971,000 | 1,647 |
| Insider loans | $3,375,000 | 2,150 |
| FHLB advances | $17,000,000 | 2,028 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $25,180,000 | 2,417 |
| Tier 1 (core) risk-based capital | $14,305,000 | 4,092 |
| Tier 2 risk-based capital | $6,690,000 | 918 |
| Total risk weighted assets | $289,598,000 | 1,740 |
| Total unused commitments | $25,180,000 | 2,421 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 66 | 2,520 |
| Assets and Liabilities | ||
| Total Assets: | $357,125,000 | 1,956 |
| Cash and due from depository institutions | $17,630,000 | 2,520 |
| Interest-bearing balances | $14,488,000 | 1,410 |
| Securities | $46,066,000 | 2,495 |
| Federal funds sold & reverse repurchase agreements | $1,583,000 | 3,554 |
| Net loans & leases | $272,843,000 | 1,792 |
| Loan loss allowance | $10,465,000 | 778 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,431,000 | 3,378 |
| Other real estate owned | $2,840,000 | 2,520 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $12,732,000 | 1,576 |
| Life insurance assets | $5,928,000 | 1,107 |
| Total liabilities and capital | $357,125,000 | 1,956 |
| Total liabilities | $341,480,000 | 1,868 |
| Total deposits | $298,054,000 | 1,887 |
| Interest-bearing deposits | $272,918,000 | 1,810 |
| Deposits held in domestic offices | $298,054,000 | 1,885 |
| % insured | 80.40% | 3,603 |
| Federal funds purchased & repurchase agreements | $20,314,000 | 726 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $19,500,000 | 2,048 |
| Subordinated debt | $3,000,000 | 221 |
| All other liabilities | $612,000 | 4,897 |
| Total equity capital | $15,645,000 | 3,975 |
| Total bank equity capital | $15,645,000 | 3,975 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $3,250,000 | 1,394 |
| Surplus | $16,181,000 | 1,893 |
| Undivided profits | $-3,786,000 | 7,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $16,581,000 | 967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,729,000 | 2,033 |
| Earning assets | $334,980,000 | 1,909 |
| Long-term assets (5+ years) | $46,489,000 | 2,458 |
| Average Assets, year-to-date | $361,400,670 | 1,917 |
| Average Assets, quarterly | $360,923,000 | 1,933 |
| Volatile liabilities | $102,376,000 | 1,504 |
| Insider loans | $2,556,000 | 2,683 |
| FHLB advances | $19,500,000 | 1,941 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $29,312,000 | 2,238 |
| Tier 1 (core) risk-based capital | $14,593,000 | 4,066 |
| Tier 2 risk-based capital | $6,690,000 | 925 |
| Total risk weighted assets | $288,401,000 | 1,784 |
| Total unused commitments | $29,312,000 | 2,241 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 66 | 2,513 |
| Assets and Liabilities | ||
| Total Assets: | $364,721,000 | 1,925 |
| Cash and due from depository institutions | $7,678,000 | 2,513 |
| Interest-bearing balances | $3,693,000 | 2,943 |
| Securities | $51,663,000 | 2,261 |
| Federal funds sold & reverse repurchase agreements | $5,334,000 | 2,182 |
| Net loans & leases | $283,675,000 | 1,724 |
| Loan loss allowance | $4,698,000 | 1,517 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,535,000 | 3,339 |
| Other real estate owned | $1,415,000 | 2,513 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $11,421,000 | 1,696 |
| Life insurance assets | $5,865,000 | 1,116 |
| Total liabilities and capital | $364,721,000 | 1,925 |
| Total liabilities | $339,403,000 | 1,880 |
| Total deposits | $300,576,000 | 1,879 |
| Interest-bearing deposits | $275,400,000 | 1,805 |
| Deposits held in domestic offices | $300,576,000 | 1,876 |
| % insured | 80.96% | 3,508 |
| Federal funds purchased & repurchase agreements | $16,008,000 | 855 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $19,500,000 | 2,096 |
| Subordinated debt | $3,000,000 | 217 |
| All other liabilities | $319,000 | 6,172 |
| Total equity capital | $25,318,000 | 2,637 |
| Total bank equity capital | $25,318,000 | 2,635 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,250,000 | 1,402 |
| Surplus | $16,127,000 | 1,879 |
| Undivided profits | $5,941,000 | 4,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $10,230,000 | 1,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,714,000 | 2,077 |
| Earning assets | $344,365,000 | 1,880 |
| Long-term assets (5+ years) | $50,969,000 | 2,301 |
| Average Assets, year-to-date | $363,538,500 | 1,911 |
| Average Assets, quarterly | $363,538,500 | 1,911 |
| Volatile liabilities | $85,862,000 | 1,761 |
| Insider loans | $2,592,000 | 2,664 |
| FHLB advances | $19,500,000 | 1,991 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $29,463,000 | 2,315 |
| Tier 1 (core) risk-based capital | $24,687,000 | 2,582 |
| Tier 2 risk-based capital | $6,766,000 | 904 |
| Total risk weighted assets | $300,331,000 | 1,726 |
| Total unused commitments | $29,463,000 | 2,317 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 65 | 2,580 |
| Assets and Liabilities | ||
| Total Assets: | $362,356,000 | 1,910 |
| Cash and due from depository institutions | $8,757,000 | 2,580 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $57,566,000 | 2,054 |
| Federal funds sold & reverse repurchase agreements | $4,621,000 | 1,998 |
| Net loans & leases | $274,593,000 | 1,787 |
| Loan loss allowance | $4,029,000 | 1,677 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,644,000 | 3,283 |
| Other real estate owned | $1,655,000 | 2,580 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $11,520,000 | 1,700 |
| Life insurance assets | $5,803,000 | 1,121 |
| Total liabilities and capital | $362,356,000 | 1,910 |
| Total liabilities | $336,700,000 | 1,866 |
| Total deposits | $294,268,000 | 1,860 |
| Interest-bearing deposits | $272,257,000 | 1,764 |
| Deposits held in domestic offices | $294,268,000 | 1,857 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,145,000 | 949 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $23,000,000 | 2,027 |
| Subordinated debt | $3,000,000 | 219 |
| All other liabilities | $1,287,000 | 3,163 |
| Total equity capital | $25,656,000 | 2,592 |
| Total bank equity capital | $25,656,000 | 2,592 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,250,000 | 1,401 |
| Surplus | $15,928,000 | 1,864 |
| Undivided profits | $6,478,000 | 3,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,415,000 | 1,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,545,000 | 2,453 |
| Earning assets | $336,780,000 | 1,872 |
| Long-term assets (5+ years) | $58,893,000 | 2,028 |
| Average Assets, year-to-date | $338,633,600 | 1,965 |
| Average Assets, quarterly | $358,219,500 | 1,906 |
| Volatile liabilities | $76,548,000 | 1,935 |
| Insider loans | $2,622,000 | 2,668 |
| FHLB advances | $23,000,000 | 1,928 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $32,908,000 | 2,211 |
| Tier 1 (core) risk-based capital | $25,171,000 | 2,520 |
| Tier 2 risk-based capital | $6,686,000 | 898 |
| Total risk weighted assets | $293,788,000 | 1,758 |
| Total unused commitments | $32,908,000 | 2,213 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 69 | 2,464 |
| Assets and Liabilities | ||
| Total Assets: | $354,083,000 | 1,932 |
| Cash and due from depository institutions | $4,387,000 | 2,464 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $51,778,000 | 2,180 |
| Federal funds sold & reverse repurchase agreements | $10,323,000 | 1,176 |
| Net loans & leases | $271,631,000 | 1,804 |
| Loan loss allowance | $4,688,000 | 1,343 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,751,000 | 3,203 |
| Other real estate owned | $450,000 | 2,464 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $11,763,000 | 1,656 |
| Life insurance assets | $5,740,000 | 1,119 |
| Total liabilities and capital | $354,083,000 | 1,932 |
| Total liabilities | $329,975,000 | 1,880 |
| Total deposits | $285,653,000 | 1,872 |
| Interest-bearing deposits | $261,376,000 | 1,811 |
| Deposits held in domestic offices | $285,653,000 | 1,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,534,000 | 988 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $24,000,000 | 1,995 |
| Subordinated debt | $3,000,000 | 217 |
| All other liabilities | $1,788,000 | 2,547 |
| Total equity capital | $24,108,000 | 2,755 |
| Total bank equity capital | $24,108,000 | 2,755 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,250,000 | 1,410 |
| Surplus | $14,927,000 | 1,952 |
| Undivided profits | $5,931,000 | 4,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,540,000 | 2,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,717,000 | 2,343 |
| Earning assets | $333,732,000 | 1,884 |
| Long-term assets (5+ years) | $50,640,000 | 2,233 |
| Average Assets, year-to-date | $332,703,000 | 2,011 |
| Average Assets, quarterly | $344,870,500 | 1,966 |
| Volatile liabilities | $96,907,000 | 1,498 |
| Insider loans | $2,658,000 | 2,658 |
| FHLB advances | $24,000,000 | 1,901 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $35,771,000 | 2,178 |
| Tier 1 (core) risk-based capital | $24,057,000 | 2,662 |
| Tier 2 risk-based capital | $6,604,000 | 868 |
| Total risk weighted assets | $289,300,000 | 1,777 |
| Total unused commitments | $35,771,000 | 2,180 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 69 | 2,507 |
| Assets and Liabilities | ||
| Total Assets: | $335,658,000 | 2,033 |
| Cash and due from depository institutions | $6,286,000 | 2,507 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $52,321,000 | 2,216 |
| Federal funds sold & reverse repurchase agreements | $2,428,000 | 3,551 |
| Net loans & leases | $258,699,000 | 1,864 |
| Loan loss allowance | $4,123,000 | 1,436 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,826,000 | 3,158 |
| Other real estate owned | $576,000 | 2,507 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $11,522,000 | 1,646 |
| Life insurance assets | $5,678,000 | 1,129 |
| Total liabilities and capital | $335,658,000 | 2,033 |
| Total liabilities | $311,984,000 | 1,959 |
| Total deposits | $265,416,000 | 2,001 |
| Interest-bearing deposits | $241,006,000 | 1,925 |
| Deposits held in domestic offices | $265,416,000 | 1,997 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,617,000 | 969 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $24,000,000 | 1,951 |
| Subordinated debt | $3,000,000 | 205 |
| All other liabilities | $1,951,000 | 2,351 |
| Total equity capital | $23,674,000 | 2,822 |
| Total bank equity capital | $23,674,000 | 2,822 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,250,000 | 1,410 |
| Surplus | $14,162,000 | 2,018 |
| Undivided profits | $6,262,000 | 4,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,981,000 | 2,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,513,000 | 2,553 |
| Earning assets | $313,448,000 | 1,992 |
| Long-term assets (5+ years) | $51,101,000 | 2,199 |
| Average Assets, year-to-date | $325,576,330 | 2,056 |
| Average Assets, quarterly | $331,782,000 | 2,042 |
| Volatile liabilities | $91,048,000 | 1,578 |
| Insider loans | $2,700,000 | 2,598 |
| FHLB advances | $24,000,000 | 1,854 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $40,804,000 | 2,056 |
| Tier 1 (core) risk-based capital | $23,756,000 | 2,698 |
| Tier 2 risk-based capital | $6,477,000 | 872 |
| Total risk weighted assets | $276,746,000 | 1,842 |
| Total unused commitments | $40,804,000 | 2,056 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 70 | 2,453 |
| Assets and Liabilities | ||
| Total Assets: | $327,906,000 | 2,064 |
| Cash and due from depository institutions | $5,040,000 | 2,453 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $53,310,000 | 2,182 |
| Federal funds sold & reverse repurchase agreements | $4,065,000 | 3,644 |
| Net loans & leases | $250,683,000 | 1,882 |
| Loan loss allowance | $4,101,000 | 1,387 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,783,000 | 3,164 |
| Other real estate owned | $0 | 2,453 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $11,025,000 | 1,646 |
| Life insurance assets | $5,616,000 | 1,135 |
| Total liabilities and capital | $327,906,000 | 2,064 |
| Total liabilities | $303,515,000 | 2,003 |
| Total deposits | $260,210,000 | 2,047 |
| Interest-bearing deposits | $234,295,000 | 1,976 |
| Deposits held in domestic offices | $260,210,000 | 2,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,095,000 | 1,053 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $24,000,000 | 1,790 |
| Subordinated debt | $3,000,000 | 201 |
| All other liabilities | $2,210,000 | 2,274 |
| Total equity capital | $24,391,000 | 2,810 |
| Total bank equity capital | $24,391,000 | 2,810 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,250,000 | 1,408 |
| Surplus | $14,162,000 | 2,002 |
| Undivided profits | $6,979,000 | 3,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,994,000 | 2,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,585,000 | 2,466 |
| Earning assets | $308,058,000 | 2,003 |
| Long-term assets (5+ years) | $50,927,000 | 2,127 |
| Average Assets, year-to-date | $320,535,500 | 2,086 |
| Average Assets, quarterly | $320,535,500 | 2,086 |
| Volatile liabilities | $88,230,000 | 1,601 |
| Insider loans | $3,185,000 | 2,274 |
| FHLB advances | $24,000,000 | 1,705 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $35,003,000 | 2,314 |
| Tier 1 (core) risk-based capital | $23,974,000 | 2,679 |
| Tier 2 risk-based capital | $6,387,000 | 863 |
| Total risk weighted assets | $269,461,000 | 1,868 |
| Total unused commitments | $35,003,000 | 2,316 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 66 | 2,614 |
| Assets and Liabilities | ||
| Total Assets: | $313,165,000 | 2,136 |
| Cash and due from depository institutions | $5,793,000 | 2,614 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $53,730,000 | 2,158 |
| Federal funds sold & reverse repurchase agreements | $1,986,000 | 4,170 |
| Net loans & leases | $238,144,000 | 1,972 |
| Loan loss allowance | $3,456,000 | 1,604 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,672,000 | 3,945 |
| Other real estate owned | $0 | 2,614 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $10,840,000 | 1,675 |
| Life insurance assets | $5,552,000 | 1,132 |
| Total liabilities and capital | $313,166,000 | 2,136 |
| Total liabilities | $288,782,000 | 2,069 |
| Total deposits | $249,672,000 | 2,103 |
| Interest-bearing deposits | $222,902,000 | 2,042 |
| Deposits held in domestic offices | $249,672,000 | 2,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,568,000 | 1,121 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $20,450,000 | 1,829 |
| Subordinated debt | $3,000,000 | 197 |
| All other liabilities | $2,092,000 | 2,374 |
| Total equity capital | $24,384,000 | 2,775 |
| Total bank equity capital | $24,384,000 | 2,775 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,250,000 | 1,396 |
| Surplus | $14,162,000 | 1,977 |
| Undivided profits | $6,972,000 | 3,927 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,575,000 | 2,588 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,655,000 | 2,574 |
| Earning assets | $293,860,000 | 2,077 |
| Long-term assets (5+ years) | $48,809,000 | 2,049 |
| Average Assets, year-to-date | $306,246,600 | 2,098 |
| Average Assets, quarterly | $310,790,000 | 2,128 |
| Volatile liabilities | $79,759,000 | 1,765 |
| Insider loans | $3,218,000 | 2,231 |
| FHLB advances | $20,450,000 | 1,735 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $37,545,000 | 2,215 |
| Tier 1 (core) risk-based capital | $24,302,000 | 2,644 |
| Tier 2 risk-based capital | $6,221,000 | 880 |
| Total risk weighted assets | $256,690,000 | 1,931 |
| Total unused commitments | $37,545,000 | 2,217 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 65 | 2,650 |
| Assets and Liabilities | ||
| Total Assets: | $308,415,000 | 2,136 |
| Cash and due from depository institutions | $3,647,000 | 2,650 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $55,246,000 | 2,081 |
| Federal funds sold & reverse repurchase agreements | $2,974,000 | 3,507 |
| Net loans & leases | $234,408,000 | 1,974 |
| Loan loss allowance | $2,678,000 | 1,946 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,541,000 | 5,126 |
| Other real estate owned | $0 | 2,650 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $10,599,000 | 1,685 |
| Life insurance assets | $5,495,000 | 1,112 |
| Total liabilities and capital | $308,415,000 | 2,136 |
| Total liabilities | $283,995,000 | 2,074 |
| Total deposits | $246,563,000 | 2,116 |
| Interest-bearing deposits | $220,031,000 | 2,053 |
| Deposits held in domestic offices | $246,563,000 | 2,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,402,000 | 1,007 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $18,000,000 | 1,870 |
| Subordinated debt | $3,000,000 | 194 |
| All other liabilities | $2,030,000 | 2,453 |
| Total equity capital | $24,420,000 | 2,739 |
| Total bank equity capital | $24,420,000 | 2,739 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,250,000 | 1,375 |
| Surplus | $14,150,000 | 1,938 |
| Undivided profits | $7,020,000 | 3,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,119,000 | 2,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,733,000 | 2,637 |
| Earning assets | $292,628,000 | 2,059 |
| Long-term assets (5+ years) | $47,737,000 | 2,005 |
| Average Assets, year-to-date | $304,517,000 | 2,110 |
| Average Assets, quarterly | $309,127,500 | 2,112 |
| Volatile liabilities | $88,652,000 | 1,595 |
| Insider loans | $3,240,000 | 2,191 |
| FHLB advances | $18,000,000 | 1,773 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $38,830,000 | 2,173 |
| Tier 1 (core) risk-based capital | $24,581,000 | 2,609 |
| Tier 2 risk-based capital | $5,678,000 | 923 |
| Total risk weighted assets | $253,962,000 | 1,918 |
| Total unused commitments | $38,830,000 | 2,173 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 67 | 2,635 |
| Assets and Liabilities | ||
| Total Assets: | $309,840,000 | 2,130 |
| Cash and due from depository institutions | $5,577,000 | 2,635 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $45,870,000 | 2,455 |
| Federal funds sold & reverse repurchase agreements | $13,414,000 | 1,174 |
| Net loans & leases | $233,458,000 | 1,979 |
| Loan loss allowance | $2,653,000 | 1,979 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,349,000 | 5,411 |
| Other real estate owned | $0 | 2,635 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $10,172,000 | 1,751 |
| Life insurance assets | $5,437,000 | 1,111 |
| Total liabilities and capital | $309,840,000 | 2,130 |
| Total liabilities | $286,041,000 | 2,057 |
| Total deposits | $252,476,000 | 2,098 |
| Interest-bearing deposits | $223,724,000 | 2,036 |
| Deposits held in domestic offices | $252,476,000 | 2,094 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,879,000 | 980 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $14,000,000 | 2,097 |
| Subordinated debt | $3,000,000 | 206 |
| All other liabilities | $1,686,000 | 2,680 |
| Total equity capital | $23,799,000 | 2,791 |
| Total bank equity capital | $23,799,000 | 2,791 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,250,000 | 1,365 |
| Surplus | $14,150,000 | 1,941 |
| Undivided profits | $6,399,000 | 4,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $538,000 | 4,027 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,578,000 | 2,664 |
| Earning assets | $292,742,000 | 2,060 |
| Long-term assets (5+ years) | $36,651,000 | 2,376 |
| Average Assets, year-to-date | $303,217,670 | 2,146 |
| Average Assets, quarterly | $306,896,000 | 2,133 |
| Volatile liabilities | $86,872,000 | 1,591 |
| Insider loans | $2,636,000 | 2,514 |
| FHLB advances | $14,000,000 | 1,980 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $45,230,000 | 1,972 |
| Tier 1 (core) risk-based capital | $24,188,000 | 2,655 |
| Tier 2 risk-based capital | $5,653,000 | 942 |
| Total risk weighted assets | $256,337,000 | 1,903 |
| Total unused commitments | $45,230,000 | 1,972 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 64 | 2,716 |
| Assets and Liabilities | ||
| Total Assets: | $303,952,000 | 2,157 |
| Cash and due from depository institutions | $5,182,000 | 2,716 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $43,167,000 | 2,610 |
| Federal funds sold & reverse repurchase agreements | $6,395,000 | 2,823 |
| Net loans & leases | $238,173,000 | 1,912 |
| Loan loss allowance | $2,653,000 | 1,970 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,203,000 | 5,612 |
| Other real estate owned | $0 | 2,716 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $9,832,000 | 1,738 |
| Life insurance assets | $5,380,000 | 1,098 |
| Total liabilities and capital | $303,952,000 | 2,157 |
| Total liabilities | $280,444,000 | 2,093 |
| Total deposits | $252,368,000 | 2,096 |
| Interest-bearing deposits | $222,469,000 | 2,052 |
| Deposits held in domestic offices | $252,368,000 | 2,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,769,000 | 1,074 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $11,500,000 | 2,248 |
| Subordinated debt | $3,000,000 | 209 |
| All other liabilities | $1,807,000 | 2,614 |
| Total equity capital | $23,508,000 | 2,830 |
| Total bank equity capital | $23,508,000 | 2,830 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,250,000 | 1,348 |
| Surplus | $14,150,000 | 1,916 |
| Undivided profits | $6,108,000 | 4,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,111,000 | 2,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,530,000 | 2,643 |
| Earning assets | $287,735,000 | 2,091 |
| Long-term assets (5+ years) | $33,469,000 | 2,512 |
| Average Assets, year-to-date | $299,906,500 | 2,182 |
| Average Assets, quarterly | $299,906,500 | 2,182 |
| Volatile liabilities | $86,319,000 | 1,575 |
| Insider loans | $2,650,000 | 2,474 |
| FHLB advances | $11,500,000 | 2,144 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $45,963,000 | 1,937 |
| Tier 1 (core) risk-based capital | $23,729,000 | 2,676 |
| Tier 2 risk-based capital | $5,653,000 | 930 |
| Total risk weighted assets | $263,373,000 | 1,837 |
| Total unused commitments | $45,963,000 | 1,938 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 63 | 2,774 |
| Assets and Liabilities | ||
| Total Assets: | $295,861,000 | 2,212 |
| Cash and due from depository institutions | $5,756,000 | 2,774 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $43,449,000 | 2,618 |
| Federal funds sold & reverse repurchase agreements | $8,110,000 | 1,998 |
| Net loans & leases | $227,541,000 | 1,983 |
| Loan loss allowance | $2,513,000 | 2,049 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,221,000 | 5,575 |
| Other real estate owned | $0 | 2,774 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $9,784,000 | 1,775 |
| Life insurance assets | $5,323,000 | 1,093 |
| Total liabilities and capital | $295,861,000 | 2,212 |
| Total liabilities | $272,787,000 | 2,142 |
| Total deposits | $248,089,000 | 2,130 |
| Interest-bearing deposits | $216,625,000 | 2,083 |
| Deposits held in domestic offices | $248,089,000 | 2,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,150,000 | 1,252 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,800,000 | 2,416 |
| Subordinated debt | $3,000,000 | 210 |
| All other liabilities | $1,748,000 | 2,678 |
| Total equity capital | $23,074,000 | 2,836 |
| Total bank equity capital | $23,074,000 | 2,836 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,250,000 | 1,339 |
| Surplus | $14,150,000 | 1,869 |
| Undivided profits | $5,674,000 | 4,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,521,000 | 2,754 |
| Earning assets | $279,100,000 | 2,139 |
| Long-term assets (5+ years) | $33,281,000 | 2,473 |
| Average Assets, year-to-date | $269,815,600 | 2,303 |
| Average Assets, quarterly | $286,612,000 | 2,246 |
| Volatile liabilities | $77,426,000 | 1,881 |
| Insider loans | $2,665,000 | 2,426 |
| FHLB advances | $10,800,000 | 2,312 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $55,995,000 | 1,681 |
| Tier 1 (core) risk-based capital | $23,321,000 | 2,674 |
| Tier 2 risk-based capital | $5,513,000 | 940 |
| Total risk weighted assets | $256,001,000 | 1,871 |
| Total unused commitments | $55,995,000 | 1,682 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 60 | 2,905 |
| Assets and Liabilities | ||
| Total Assets: | $277,363,000 | 2,325 |
| Cash and due from depository institutions | $8,611,000 | 2,905 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $43,610,000 | 2,624 |
| Federal funds sold & reverse repurchase agreements | $4,950,000 | 2,458 |
| Net loans & leases | $211,941,000 | 2,102 |
| Loan loss allowance | $2,375,000 | 2,148 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,279,000 | 5,493 |
| Other real estate owned | $0 | 2,905 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,972,000 | 2,331 |
| Life insurance assets | $2,895,000 | 1,709 |
| Total liabilities and capital | $277,363,000 | 2,325 |
| Total liabilities | $254,621,000 | 2,263 |
| Total deposits | $228,909,000 | 2,251 |
| Interest-bearing deposits | $199,959,000 | 2,184 |
| Deposits held in domestic offices | $228,909,000 | 2,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,133,000 | 1,080 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,000,000 | 2,803 |
| Subordinated debt | $3,000,000 | 215 |
| All other liabilities | $1,579,000 | 2,823 |
| Total equity capital | $22,742,000 | 2,833 |
| Total bank equity capital | $22,742,000 | 2,833 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,250,000 | 1,326 |
| Surplus | $14,150,000 | 1,844 |
| Undivided profits | $5,342,000 | 4,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,398,000 | 2,964 |
| Earning assets | $260,501,000 | 2,271 |
| Long-term assets (5+ years) | $34,294,000 | 2,392 |
| Average Assets, year-to-date | $263,304,250 | 2,372 |
| Average Assets, quarterly | $277,333,000 | 2,289 |
| Volatile liabilities | $66,842,000 | 2,117 |
| Insider loans | $2,678,000 | 2,400 |
| FHLB advances | $9,000,000 | 2,669 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $62,894,000 | 1,547 |
| Tier 1 (core) risk-based capital | $23,080,000 | 2,673 |
| Tier 2 risk-based capital | $5,375,000 | 958 |
| Total risk weighted assets | $239,231,000 | 1,965 |
| Total unused commitments | $62,894,000 | 1,547 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 60 | 2,941 |
| Assets and Liabilities | ||
| Total Assets: | $277,303,000 | 2,305 |
| Cash and due from depository institutions | $15,018,000 | 2,941 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $37,590,000 | 2,969 |
| Federal funds sold & reverse repurchase agreements | $7,525,000 | 1,638 |
| Net loans & leases | $209,316,000 | 2,109 |
| Loan loss allowance | $2,332,000 | 2,168 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,224,000 | 5,556 |
| Other real estate owned | $0 | 2,941 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $6,630,000 | 2,391 |
| Life insurance assets | $2,867,000 | 1,691 |
| Total liabilities and capital | $277,303,000 | 2,305 |
| Total liabilities | $255,484,000 | 2,251 |
| Total deposits | $228,539,000 | 2,238 |
| Interest-bearing deposits | $198,334,000 | 2,183 |
| Deposits held in domestic offices | $228,539,000 | 2,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,732,000 | 949 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $7,000,000 | 3,189 |
| Subordinated debt | $3,000,000 | 212 |
| All other liabilities | $1,213,000 | 3,102 |
| Total equity capital | $21,819,000 | 2,832 |
| Total bank equity capital | $21,819,000 | 2,832 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,250,000 | 1,315 |
| Surplus | $14,150,000 | 1,808 |
| Undivided profits | $4,419,000 | 4,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,096,000 | 3,334 |
| Earning assets | $254,431,000 | 2,292 |
| Long-term assets (5+ years) | $27,142,000 | 2,776 |
| Average Assets, year-to-date | $258,618,000 | 2,411 |
| Average Assets, quarterly | $270,859,500 | 2,326 |
| Volatile liabilities | $67,514,000 | 2,047 |
| Insider loans | $2,600,000 | 2,409 |
| FHLB advances | $7,000,000 | 3,037 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $51,527,000 | 1,817 |
| Tier 1 (core) risk-based capital | $22,430,000 | 2,697 |
| Tier 2 risk-based capital | $5,332,000 | 952 |
| Total risk weighted assets | $229,168,000 | 2,014 |
| Total unused commitments | $51,527,000 | 1,817 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 57 | 3,027 |
| Assets and Liabilities | ||
| Total Assets: | $264,416,000 | 2,382 |
| Cash and due from depository institutions | $7,679,000 | 3,027 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $34,978,000 | 3,156 |
| Federal funds sold & reverse repurchase agreements | $16,181,000 | 917 |
| Net loans & leases | $198,238,000 | 2,171 |
| Loan loss allowance | $2,209,000 | 2,226 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,291,000 | 5,418 |
| Other real estate owned | $0 | 3,027 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $6,049,000 | 2,503 |
| Life insurance assets | $2,840,000 | 1,664 |
| Total liabilities and capital | $264,416,000 | 2,382 |
| Total liabilities | $243,026,000 | 2,335 |
| Total deposits | $217,027,000 | 2,344 |
| Interest-bearing deposits | $178,976,000 | 2,389 |
| Deposits held in domestic offices | $217,027,000 | 2,340 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,737,000 | 800 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 4,149 |
| Subordinated debt | $3,000,000 | 207 |
| All other liabilities | $1,262,000 | 3,023 |
| Total equity capital | $21,390,000 | 2,852 |
| Total bank equity capital | $21,390,000 | 2,852 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,250,000 | 1,307 |
| Surplus | $14,150,000 | 1,748 |
| Undivided profits | $3,990,000 | 5,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,087,000 | 3,190 |
| Earning assets | $249,397,000 | 2,306 |
| Long-term assets (5+ years) | $24,923,000 | 2,893 |
| Average Assets, year-to-date | $249,275,500 | 2,493 |
| Average Assets, quarterly | $249,275,500 | 2,493 |
| Volatile liabilities | $74,851,000 | 1,799 |
| Insider loans | $2,800,000 | 2,260 |
| FHLB advances | $3,000,000 | 3,999 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $49,552,000 | 1,848 |
| Tier 1 (core) risk-based capital | $21,821,000 | 2,711 |
| Tier 2 risk-based capital | $5,209,000 | 958 |
| Total risk weighted assets | $223,049,000 | 2,011 |
| Total unused commitments | $49,552,000 | 1,848 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 57 | 3,022 |
| Assets and Liabilities | ||
| Total Assets: | $234,135,000 | 2,632 |
| Cash and due from depository institutions | $3,818,000 | 3,022 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $32,994,000 | 3,305 |
| Federal funds sold & reverse repurchase agreements | $244,000 | 5,730 |
| Net loans & leases | $189,940,000 | 2,214 |
| Loan loss allowance | $2,116,000 | 2,269 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,274,000 | 5,433 |
| Other real estate owned | $0 | 3,022 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,865,000 | 2,547 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $234,135,000 | 2,632 |
| Total liabilities | $218,270,000 | 2,550 |
| Total deposits | $199,755,000 | 2,480 |
| Interest-bearing deposits | $168,676,000 | 2,486 |
| Deposits held in domestic offices | $199,755,000 | 2,475 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,237,000 | 1,219 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,612 |
| Subordinated debt | $3,000,000 | 206 |
| All other liabilities | $1,278,000 | 2,939 |
| Total equity capital | $15,865,000 | 3,649 |
| Total bank equity capital | $15,865,000 | 3,649 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,250,000 | 1,295 |
| Surplus | $9,149,000 | 2,427 |
| Undivided profits | $3,466,000 | 5,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $970,000 | 3,552 |
| Earning assets | $223,178,000 | 2,544 |
| Long-term assets (5+ years) | $23,455,000 | 2,987 |
| Average Assets, year-to-date | $209,456,000 | 2,768 |
| Average Assets, quarterly | $230,442,500 | 2,652 |
| Volatile liabilities | $61,336,000 | 2,071 |
| Insider loans | $2,814,000 | 2,217 |
| FHLB advances | $5,000,000 | 3,452 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $42,783,000 | 1,995 |
| Tier 1 (core) risk-based capital | $16,265,000 | 3,511 |
| Tier 2 risk-based capital | $5,116,000 | 953 |
| Total risk weighted assets | $205,612,000 | 2,141 |
| Total unused commitments | $42,783,000 | 1,996 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 54 | 3,152 |
| Assets and Liabilities | ||
| Total Assets: | $226,750,000 | 2,657 |
| Cash and due from depository institutions | $10,024,000 | 3,152 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $32,888,000 | 3,295 |
| Federal funds sold & reverse repurchase agreements | $4,637,000 | 2,416 |
| Net loans & leases | $172,704,000 | 2,366 |
| Loan loss allowance | $1,929,000 | 2,449 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,095,000 | 5,697 |
| Other real estate owned | $0 | 3,152 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,402,000 | 2,679 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $226,750,000 | 2,657 |
| Total liabilities | $211,347,000 | 2,570 |
| Total deposits | $198,015,000 | 2,459 |
| Interest-bearing deposits | $167,686,000 | 2,446 |
| Deposits held in domestic offices | $198,015,000 | 2,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,524,000 | 1,426 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $3,000,000 | 4,312 |
| Subordinated debt | $3,000,000 | 195 |
| All other liabilities | $808,000 | 3,967 |
| Total equity capital | $15,403,000 | 3,706 |
| Total bank equity capital | $15,403,000 | 3,706 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,250,000 | 1,263 |
| Surplus | $9,129,000 | 2,370 |
| Undivided profits | $3,024,000 | 5,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $159,000 | 5,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $66,000 | 900 |
| Income earned, not collected on loans | $916,000 | 3,694 |
| Earning assets | $210,229,000 | 2,622 |
| Long-term assets (5+ years) | $24,878,000 | 2,878 |
| Average Assets, year-to-date | $203,286,250 | 2,827 |
| Average Assets, quarterly | $223,083,000 | 2,670 |
| Volatile liabilities | $51,468,000 | 2,326 |
| Insider loans | $2,735,000 | 2,255 |
| FHLB advances | $3,000,000 | 4,126 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $45,377,000 | 1,873 |
| Tier 1 (core) risk-based capital | $15,646,000 | 3,568 |
| Tier 2 risk-based capital | $4,929,000 | 972 |
| Total risk weighted assets | $191,676,000 | 2,230 |
| Total unused commitments | $45,377,000 | 1,875 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 47 | 3,536 |
| Assets and Liabilities | ||
| Total Assets: | $219,416,000 | 2,686 |
| Cash and due from depository institutions | $10,722,000 | 3,536 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $30,117,000 | 3,568 |
| Federal funds sold & reverse repurchase agreements | $6,814,000 | 1,675 |
| Net loans & leases | $165,538,000 | 2,389 |
| Loan loss allowance | $1,848,000 | 2,508 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,075,000 | 5,702 |
| Other real estate owned | $0 | 3,536 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,150,000 | 2,684 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $219,416,000 | 2,686 |
| Total liabilities | $204,569,000 | 2,595 |
| Total deposits | $188,984,000 | 2,527 |
| Interest-bearing deposits | $161,185,000 | 2,495 |
| Deposits held in domestic offices | $188,984,000 | 2,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,893,000 | 1,221 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,000,000 | 4,246 |
| Subordinated debt | $3,000,000 | 191 |
| All other liabilities | $692,000 | 4,090 |
| Total equity capital | $14,847,000 | 3,756 |
| Total bank equity capital | $14,847,000 | 3,756 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,250,000 | 1,244 |
| Surplus | $9,129,000 | 2,319 |
| Undivided profits | $2,468,000 | 6,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 6,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $41,000 | 1,025 |
| Income earned, not collected on loans | $739,000 | 4,088 |
| Earning assets | $202,469,000 | 2,668 |
| Long-term assets (5+ years) | $23,376,000 | 3,036 |
| Average Assets, year-to-date | $195,465,000 | 2,895 |
| Average Assets, quarterly | $209,603,000 | 2,772 |
| Volatile liabilities | $45,693,000 | 2,438 |
| Insider loans | $2,563,000 | 2,338 |
| FHLB advances | $3,000,000 | 4,086 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $39,554,000 | 2,024 |
| Tier 1 (core) risk-based capital | $14,998,000 | 3,619 |
| Tier 2 risk-based capital | $4,848,000 | 963 |
| Total risk weighted assets | $186,717,000 | 2,223 |
| Total unused commitments | $39,554,000 | 2,024 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 47 | 3,495 |
| Assets and Liabilities | ||
| Total Assets: | $199,790,000 | 2,885 |
| Cash and due from depository institutions | $10,864,000 | 3,495 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $29,341,000 | 3,681 |
| Federal funds sold & reverse repurchase agreements | $6,680,000 | 1,831 |
| Net loans & leases | $146,931,000 | 2,597 |
| Loan loss allowance | $1,641,000 | 2,751 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,047,000 | 5,790 |
| Other real estate owned | $0 | 3,495 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,927,000 | 2,748 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $199,790,000 | 2,885 |
| Total liabilities | $185,603,000 | 2,807 |
| Total deposits | $169,722,000 | 2,756 |
| Interest-bearing deposits | $140,344,000 | 2,812 |
| Deposits held in domestic offices | $169,722,000 | 2,751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,154,000 | 1,154 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,000,000 | 4,134 |
| Subordinated debt | $3,000,000 | 197 |
| All other liabilities | $727,000 | 3,912 |
| Total equity capital | $14,187,000 | 3,826 |
| Total bank equity capital | $14,187,000 | 3,826 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,250,000 | 1,237 |
| Surplus | $9,129,000 | 2,277 |
| Undivided profits | $1,808,000 | 6,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $83,000 | 6,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $46,000 | 996 |
| Income earned, not collected on loans | $724,000 | 4,042 |
| Earning assets | $182,952,000 | 2,877 |
| Long-term assets (5+ years) | $24,358,000 | 3,043 |
| Average Assets, year-to-date | $183,489,500 | 3,049 |
| Average Assets, quarterly | $183,489,500 | 3,049 |
| Volatile liabilities | $40,626,000 | 2,576 |
| Insider loans | $2,704,000 | 2,187 |
| FHLB advances | $3,000,000 | 3,974 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $35,250,000 | 2,136 |
| Tier 1 (core) risk-based capital | $14,506,000 | 3,676 |
| Tier 2 risk-based capital | $4,641,000 | 991 |
| Total risk weighted assets | $165,652,000 | 2,424 |
| Total unused commitments | $35,250,000 | 2,141 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 44 | 3,711 |
| Assets and Liabilities | ||
| Total Assets: | $167,189,000 | 3,302 |
| Cash and due from depository institutions | $4,289,000 | 3,711 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $25,669,000 | 4,042 |
| Federal funds sold & reverse repurchase agreements | $2,365,000 | 3,645 |
| Net loans & leases | $129,206,000 | 2,856 |
| Loan loss allowance | $1,448,000 | 3,021 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $954,000 | 5,964 |
| Other real estate owned | $0 | 3,711 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,706,000 | 2,792 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $167,189,000 | 3,302 |
| Total liabilities | $153,777,000 | 3,240 |
| Total deposits | $140,078,000 | 3,223 |
| Interest-bearing deposits | $120,088,000 | 3,160 |
| Deposits held in domestic offices | $140,078,000 | 3,219 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,756,000 | 1,392 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,000,000 | 4,157 |
| Subordinated debt | $3,000,000 | 203 |
| All other liabilities | $943,000 | 3,230 |
| Total equity capital | $13,412,000 | 3,998 |
| Total bank equity capital | $13,412,000 | 3,998 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,250,000 | 1,219 |
| Surplus | $8,457,000 | 2,377 |
| Undivided profits | $1,705,000 | 6,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $82,000 | 6,566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $45,000 | 961 |
| Income earned, not collected on loans | $622,000 | 4,579 |
| Earning assets | $157,240,000 | 3,233 |
| Long-term assets (5+ years) | $20,276,000 | 3,441 |
| Average Assets, year-to-date | $151,723,400 | 3,453 |
| Average Assets, quarterly | $167,176,500 | 3,266 |
| Volatile liabilities | $34,646,000 | 2,850 |
| Insider loans | $2,707,000 | 2,162 |
| FHLB advances | $3,000,000 | 3,981 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $28,033,000 | 2,413 |
| Tier 1 (core) risk-based capital | $13,482,000 | 3,867 |
| Tier 2 risk-based capital | $4,448,000 | 1,023 |
| Total risk weighted assets | $141,732,000 | 2,735 |
| Total unused commitments | $28,033,000 | 2,414 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 38 | 4,156 |
| Assets and Liabilities | ||
| Total Assets: | $167,164,000 | 3,245 |
| Cash and due from depository institutions | $5,353,000 | 4,156 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $22,595,000 | 4,391 |
| Federal funds sold & reverse repurchase agreements | $14,012,000 | 809 |
| Net loans & leases | $119,880,000 | 3,002 |
| Loan loss allowance | $1,341,000 | 3,232 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $894,000 | 6,081 |
| Other real estate owned | $0 | 4,156 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,430,000 | 2,878 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $167,164,000 | 3,245 |
| Total liabilities | $154,307,000 | 3,170 |
| Total deposits | $147,329,000 | 3,032 |
| Interest-bearing deposits | $128,184,000 | 2,977 |
| Deposits held in domestic offices | $147,329,000 | 3,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,264,000 | 1,960 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $3,000,000 | 4,183 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $714,000 | 3,990 |
| Total equity capital | $12,857,000 | 4,126 |
| Total bank equity capital | $12,857,000 | 4,126 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,250,000 | 1,205 |
| Surplus | $8,161,000 | 2,405 |
| Undivided profits | $1,446,000 | 7,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $385,000 | 6,343 |
| Earning assets | $156,487,000 | 3,193 |
| Long-term assets (5+ years) | $19,142,000 | 3,620 |
| Average Assets, year-to-date | $147,857,000 | 3,523 |
| Average Assets, quarterly | $159,539,500 | 3,359 |
| Volatile liabilities | $36,291,000 | 2,684 |
| Insider loans | $1,478,000 | 3,310 |
| FHLB advances | $3,000,000 | 4,011 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $30,255,000 | 2,272 |
| Tier 1 (core) risk-based capital | $12,862,000 | 3,989 |
| Tier 2 risk-based capital | $1,341,000 | 3,002 |
| Total risk weighted assets | $136,022,000 | 2,800 |
| Total unused commitments | $30,255,000 | 2,277 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 35 | 4,482 |
| Assets and Liabilities | ||
| Total Assets: | $151,915,000 | 3,508 |
| Cash and due from depository institutions | $5,674,000 | 4,482 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $22,958,000 | 4,393 |
| Federal funds sold & reverse repurchase agreements | $11,472,000 | 945 |
| Net loans & leases | $106,993,000 | 3,248 |
| Loan loss allowance | $1,193,000 | 3,524 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $611,000 | 6,799 |
| Other real estate owned | $0 | 4,482 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,207,000 | 2,968 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $151,915,000 | 3,508 |
| Total liabilities | $142,504,000 | 3,393 |
| Total deposits | $135,395,000 | 3,258 |
| Interest-bearing deposits | $119,752,000 | 3,125 |
| Deposits held in domestic offices | $135,395,000 | 3,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,565,000 | 1,924 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 4,127 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $544,000 | 4,332 |
| Total equity capital | $9,411,000 | 5,069 |
| Total bank equity capital | $9,411,000 | 5,069 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,250,000 | 1,203 |
| Surplus | $5,250,000 | 3,315 |
| Undivided profits | $911,000 | 7,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $382,000 | 6,159 |
| Earning assets | $141,423,000 | 3,467 |
| Long-term assets (5+ years) | $18,903,000 | 3,743 |
| Average Assets, year-to-date | $141,421,330 | 3,683 |
| Average Assets, quarterly | $147,566,500 | 3,574 |
| Volatile liabilities | $32,389,000 | 2,868 |
| Insider loans | $1,486,000 | 3,265 |
| FHLB advances | $3,000,000 | 3,962 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $25,540,000 | 2,539 |
| Tier 1 (core) risk-based capital | $9,706,000 | 4,898 |
| Tier 2 risk-based capital | $1,193,000 | 3,259 |
| Total risk weighted assets | $120,124,000 | 3,081 |
| Total unused commitments | $25,540,000 | 2,543 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 34 | 4,566 |
| Assets and Liabilities | ||
| Total Assets: | $143,218,000 | 3,673 |
| Cash and due from depository institutions | $4,372,000 | 4,566 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $22,884,000 | 4,397 |
| Federal funds sold & reverse repurchase agreements | $13,119,000 | 1,110 |
| Net loans & leases | $98,236,000 | 3,408 |
| Loan loss allowance | $1,095,000 | 3,712 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $584,000 | 6,875 |
| Other real estate owned | $0 | 4,566 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,023,000 | 2,922 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $143,218,000 | 3,673 |
| Total liabilities | $133,577,000 | 3,556 |
| Total deposits | $127,446,000 | 3,433 |
| Interest-bearing deposits | $112,770,000 | 3,293 |
| Deposits held in domestic offices | $127,446,000 | 3,429 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,712,000 | 1,929 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $3,000,000 | 3,985 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $419,000 | 5,346 |
| Total equity capital | $9,641,000 | 5,076 |
| Total bank equity capital | $9,641,000 | 5,076 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,250,000 | 1,194 |
| Surplus | $5,250,000 | 3,275 |
| Undivided profits | $1,141,000 | 7,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $443,000 | 5,622 |
| Earning assets | $134,239,000 | 3,617 |
| Long-term assets (5+ years) | $16,508,000 | 3,994 |
| Average Assets, year-to-date | $136,174,500 | 3,794 |
| Average Assets, quarterly | $136,174,500 | 3,794 |
| Volatile liabilities | $31,566,000 | 2,830 |
| Insider loans | $1,375,000 | 3,385 |
| FHLB advances | $3,000,000 | 3,827 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $22,993,000 | 2,684 |
| Tier 1 (core) risk-based capital | $9,541,000 | 4,920 |
| Tier 2 risk-based capital | $1,095,000 | 3,436 |
| Total risk weighted assets | $112,393,000 | 3,205 |
| Total unused commitments | $22,993,000 | 2,692 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 32 | 4,785 |
| Assets and Liabilities | ||
| Total Assets: | $129,131,000 | 3,974 |
| Cash and due from depository institutions | $3,792,000 | 4,785 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $18,749,000 | 4,992 |
| Federal funds sold & reverse repurchase agreements | $11,397,000 | 1,032 |
| Net loans & leases | $93,134,000 | 3,534 |
| Loan loss allowance | $1,038,000 | 3,840 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $608,000 | 6,831 |
| Other real estate owned | $0 | 4,785 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,451,000 | 5,522 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,131,000 | 3,974 |
| Total liabilities | $119,768,000 | 3,878 |
| Total deposits | $113,829,000 | 3,745 |
| Interest-bearing deposits | $102,932,000 | 3,541 |
| Deposits held in domestic offices | $113,829,000 | 3,742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,537,000 | 2,086 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,000,000 | 3,987 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $403,000 | 5,304 |
| Total equity capital | $9,362,000 | 5,095 |
| Total bank equity capital | $9,362,000 | 5,095 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,250,000 | 1,199 |
| Surplus | $5,250,000 | 3,248 |
| Undivided profits | $862,000 | 7,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $367,000 | 6,392 |
| Earning assets | $123,280,000 | 3,842 |
| Long-term assets (5+ years) | $12,535,000 | 4,575 |
| Average Assets, year-to-date | $102,164,000 | 4,602 |
| Average Assets, quarterly | $118,607,000 | 4,220 |
| Volatile liabilities | $30,400,000 | 2,901 |
| Insider loans | $1,537,000 | 3,154 |
| FHLB advances | $3,000,000 | 3,818 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $20,008,000 | 2,862 |
| Tier 1 (core) risk-based capital | $9,366,000 | 4,931 |
| Tier 2 risk-based capital | $1,038,000 | 3,584 |
| Total risk weighted assets | $97,513,000 | 3,595 |
| Total unused commitments | $20,008,000 | 2,865 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 31 | 4,924 |
| Assets and Liabilities | ||
| Total Assets: | $108,083,000 | 4,523 |
| Cash and due from depository institutions | $3,037,000 | 4,924 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $19,161,000 | 4,852 |
| Federal funds sold & reverse repurchase agreements | $108,000 | 6,444 |
| Net loans & leases | $83,850,000 | 3,817 |
| Loan loss allowance | $934,000 | 4,157 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $620,000 | 6,817 |
| Other real estate owned | $0 | 4,924 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,307,000 | 5,810 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,083,000 | 4,523 |
| Total liabilities | $98,905,000 | 4,452 |
| Total deposits | $92,736,000 | 4,361 |
| Interest-bearing deposits | $82,039,000 | 4,238 |
| Deposits held in domestic offices | $92,736,000 | 4,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,849,000 | 1,938 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,000,000 | 3,947 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $320,000 | 6,276 |
| Total equity capital | $9,178,000 | 5,142 |
| Total bank equity capital | $9,178,000 | 5,142 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,250,000 | 1,191 |
| Surplus | $5,250,000 | 3,188 |
| Undivided profits | $678,000 | 7,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $337,000 | 6,814 |
| Earning assets | $103,119,000 | 4,400 |
| Long-term assets (5+ years) | $13,685,000 | 4,417 |
| Average Assets, year-to-date | $95,422,250 | 4,842 |
| Average Assets, quarterly | $104,474,500 | 4,611 |
| Volatile liabilities | $26,217,000 | 3,185 |
| Insider loans | $1,547,000 | 3,113 |
| FHLB advances | $3,000,000 | 3,751 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $20,292,000 | 2,803 |
| Tier 1 (core) risk-based capital | $9,227,000 | 4,966 |
| Tier 2 risk-based capital | $934,000 | 3,868 |
| Total risk weighted assets | $90,580,000 | 3,781 |
| Total unused commitments | $20,292,000 | 2,805 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 28 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $100,866,000 | 4,740 |
| Cash and due from depository institutions | $6,586,000 | 5,283 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $12,921,000 | 5,885 |
| Federal funds sold & reverse repurchase agreements | $4,237,000 | 3,303 |
| Net loans & leases | $75,359,000 | 4,112 |
| Loan loss allowance | $844,000 | 4,418 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $642,000 | 6,762 |
| Other real estate owned | $0 | 5,283 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,121,000 | 6,130 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,866,000 | 4,740 |
| Total liabilities | $91,712,000 | 4,656 |
| Total deposits | $89,446,000 | 4,496 |
| Interest-bearing deposits | $80,273,000 | 4,309 |
| Deposits held in domestic offices | $89,446,000 | 4,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,970,000 | 2,112 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $296,000 | 6,522 |
| Total equity capital | $9,154,000 | 5,133 |
| Total bank equity capital | $9,154,000 | 5,133 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,250,000 | 1,178 |
| Surplus | $5,250,000 | 3,154 |
| Undivided profits | $654,000 | 7,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $315,000 | 6,888 |
| Earning assets | $92,517,000 | 4,714 |
| Long-term assets (5+ years) | $5,323,000 | 6,072 |
| Average Assets, year-to-date | $91,202,000 | 4,986 |
| Average Assets, quarterly | $97,257,000 | 4,819 |
| Volatile liabilities | $27,930,000 | 2,992 |
| Insider loans | $1,535,000 | 3,116 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $18,987,000 | 2,917 |
| Tier 1 (core) risk-based capital | $9,082,000 | 4,968 |
| Tier 2 risk-based capital | $844,000 | 4,127 |
| Total risk weighted assets | $80,965,000 | 4,063 |
| Total unused commitments | $18,987,000 | 2,928 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 28 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $93,648,000 | 4,935 |
| Cash and due from depository institutions | $3,163,000 | 5,259 |
| Interest-bearing balances | $5,000 | 6,803 |
| Securities | $10,948,000 | 6,307 |
| Federal funds sold & reverse repurchase agreements | $5,577,000 | 2,948 |
| Net loans & leases | $72,319,000 | 4,175 |
| Loan loss allowance | $803,000 | 4,534 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $391,000 | 7,565 |
| Other real estate owned | $129,000 | 5,259 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,121,000 | 6,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,648,000 | 4,935 |
| Total liabilities | $84,843,000 | 4,878 |
| Total deposits | $82,864,000 | 4,719 |
| Interest-bearing deposits | $73,101,000 | 4,624 |
| Deposits held in domestic offices | $82,864,000 | 4,716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,715,000 | 2,054 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $264,000 | 6,838 |
| Total equity capital | $8,805,000 | 5,190 |
| Total bank equity capital | $8,805,000 | 5,190 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,250,000 | 1,179 |
| Surplus | $5,063,000 | 3,193 |
| Undivided profits | $492,000 | 8,111 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $364,000 | 6,481 |
| Earning assets | $88,849,000 | 4,792 |
| Long-term assets (5+ years) | $4,796,000 | 6,184 |
| Average Assets, year-to-date | $86,370,000 | 5,183 |
| Average Assets, quarterly | $86,370,000 | 5,183 |
| Volatile liabilities | $29,283,000 | 2,853 |
| Insider loans | $16,000 | 8,174 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $14,832,000 | 3,309 |
| Tier 1 (core) risk-based capital | $8,757,000 | 5,032 |
| Tier 2 risk-based capital | $803,000 | 4,232 |
| Total risk weighted assets | $74,793,000 | 4,250 |
| Total unused commitments | $14,832,000 | 3,318 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 21 | 6,243 |
| Assets and Liabilities | ||
| Total Assets: | $79,092,000 | 5,488 |
| Cash and due from depository institutions | $4,801,000 | 6,243 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $9,566,000 | 6,614 |
| Federal funds sold & reverse repurchase agreements | $1,212,000 | 5,620 |
| Net loans & leases | $62,131,000 | 4,666 |
| Loan loss allowance | $692,000 | 4,925 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $369,000 | 7,675 |
| Other real estate owned | $150,000 | 6,243 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $863,000 | 6,921 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,092,000 | 5,488 |
| Total liabilities | $70,695,000 | 5,490 |
| Total deposits | $69,177,000 | 5,306 |
| Interest-bearing deposits | $62,177,000 | 5,107 |
| Deposits held in domestic offices | $69,177,000 | 5,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,186,000 | 2,364 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $332,000 | 6,393 |
| Total equity capital | $8,397,000 | 5,337 |
| Total bank equity capital | $8,397,000 | 5,337 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,250,000 | 1,166 |
| Surplus | $4,719,000 | 3,366 |
| Undivided profits | $428,000 | 8,228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $306,000 | 7,197 |
| Earning assets | $72,909,000 | 5,455 |
| Long-term assets (5+ years) | $3,704,000 | 6,525 |
| Average Assets, year-to-date | $62,466,600 | 6,093 |
| Average Assets, quarterly | $72,948,500 | 5,727 |
| Volatile liabilities | $24,630,000 | 3,246 |
| Insider loans | $190,000 | 6,943 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $13,728,000 | 3,362 |
| Tier 1 (core) risk-based capital | $8,307,000 | 5,166 |
| Tier 2 risk-based capital | $692,000 | 4,611 |
| Total risk weighted assets | $64,818,000 | 4,681 |
| Total unused commitments | $13,728,000 | 3,366 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 12 | 7,955 |
| Assets and Liabilities | ||
| Total Assets: | $49,374,000 | 6,958 |
| Cash and due from depository institutions | $704,000 | 7,955 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $4,954,000 | 7,949 |
| Federal funds sold & reverse repurchase agreements | $2,944,000 | 3,974 |
| Net loans & leases | $39,646,000 | 5,976 |
| Loan loss allowance | $442,000 | 6,228 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $356,000 | 7,844 |
| Other real estate owned | $0 | 7,955 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $770,000 | 7,304 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,374,000 | 6,958 |
| Total liabilities | $43,717,000 | 6,966 |
| Total deposits | $41,993,000 | 6,898 |
| Interest-bearing deposits | $38,240,000 | 6,684 |
| Deposits held in domestic offices | $41,993,000 | 6,896 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,349,000 | 2,447 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $375,000 | 6,293 |
| Total equity capital | $5,657,000 | 6,646 |
| Total bank equity capital | $5,657,000 | 6,646 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,250,000 | 1,160 |
| Surplus | $2,250,000 | 5,130 |
| Undivided profits | $157,000 | 8,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $191,000 | 8,482 |
| Earning assets | $47,544,000 | 6,782 |
| Long-term assets (5+ years) | $4,779,000 | 6,221 |
| Average Assets, year-to-date | $38,844,200 | 7,535 |
| Average Assets, quarterly | $47,411,000 | 7,039 |
| Volatile liabilities | $16,021,000 | 4,297 |
| Insider loans | $334,000 | 6,211 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $13,239,000 | 3,305 |
| Tier 1 (core) risk-based capital | $5,383,000 | 6,650 |
| Tier 2 risk-based capital | $442,000 | 5,897 |
| Total risk weighted assets | $40,777,000 | 6,091 |
| Total unused commitments | $13,239,000 | 3,310 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 12 | 8,106 |
| Assets and Liabilities | ||
| Total Assets: | $26,519,000 | 8,600 |
| Cash and due from depository institutions | $421,000 | 8,106 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $7,158,000 | 7,620 |
| Federal funds sold & reverse repurchase agreements | $2,671,000 | 3,655 |
| Net loans & leases | $15,553,000 | 8,434 |
| Loan loss allowance | $159,000 | 8,692 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $376,000 | 7,965 |
| Other real estate owned | $0 | 8,106 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $340,000 | 8,925 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,519,000 | 8,600 |
| Total liabilities | $20,714,000 | 8,802 |
| Total deposits | $20,495,000 | 8,710 |
| Interest-bearing deposits | $18,866,000 | 8,540 |
| Deposits held in domestic offices | $20,495,000 | 8,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $33,000 | 5,612 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $186,000 | 8,479 |
| Total equity capital | $5,805,000 | 6,492 |
| Total bank equity capital | $5,805,000 | 6,492 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,250,000 | 1,160 |
| Surplus | $2,250,000 | 5,127 |
| Undivided profits | $305,000 | 8,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $93,000 | 9,147 |
| Earning assets | $25,382,000 | 8,500 |
| Long-term assets (5+ years) | $2,663,000 | 7,005 |
| Average Assets, year-to-date | $21,153,500 | 8,931 |
| Average Assets, quarterly | $24,969,000 | 8,681 |
| Volatile liabilities | $5,266,000 | 7,344 |
| Insider loans | $9,000 | 8,771 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $8,677,000 | 4,085 |
| Tier 1 (core) risk-based capital | $5,637,000 | 6,485 |
| Tier 2 risk-based capital | $159,000 | 8,537 |
| Total risk weighted assets | $20,796,800 | 8,030 |
| Total unused commitments | $8,677,000 | 4,086 |
| Derivatives | $0 | 481 |