Home > Landmark Bank > Income and Expense
Landmark Bank, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $17,958,000 | 1,419 |
| Total interest expense | $2,654,000 | 1,082 |
| Net interest income | $15,304,000 | 1,471 |
| Provision for loan and lease losses | $2,351,000 | 463 |
| Total noninterest income | $960,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $256,000 | 3,228 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $704,000 | 2,818 |
| Total noninterest expense | $9,667,000 | 1,962 |
| Salaries and employee benefits | $5,843,000 | 1,829 |
| Premises and equipment expense | $1,616,000 | 1,415 |
| Additional noninterest expense | $2,208,000 | 2,568 |
| Pre-tax net operating income | $4,246,000 | 1,852 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,475,000 | 1,283 |
| Income before extraordinary items | $2,771,000 | 2,241 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,771,000 | 2,239 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,771,000 | 2,240 |
| Net charge-offs | $539,000 | 1,029 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 578 |
| Net operating income | $2,771,000 | 2,178 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,482,000 | 1,415 |
| Total interest expense | $2,003,000 | 1,077 |
| Net interest income | $11,479,000 | 1,470 |
| Provision for loan and lease losses | $2,351,000 | 360 |
| Total noninterest income | $514,000 | 3,638 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $162,000 | 3,498 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $352,000 | 3,360 |
| Total noninterest expense | $7,356,000 | 1,938 |
| Salaries and employee benefits | $4,419,000 | 1,804 |
| Premises and equipment expense | $1,198,000 | 1,433 |
| Additional noninterest expense | $1,739,000 | 2,461 |
| Pre-tax net operating income | $2,286,000 | 2,402 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $768,000 | 1,658 |
| Income before extraordinary items | $1,518,000 | 2,808 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,518,000 | 2,808 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,518,000 | 2,808 |
| Net charge-offs | $960,000 | 490 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 504 |
| Net operating income | $1,518,000 | 2,745 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,932,000 | 1,424 |
| Total interest expense | $1,321,000 | 1,090 |
| Net interest income | $7,611,000 | 1,485 |
| Provision for loan and lease losses | $2,351,000 | 251 |
| Total noninterest income | $314,000 | 3,773 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $73,000 | 4,061 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $241,000 | 3,331 |
| Total noninterest expense | $4,936,000 | 1,938 |
| Salaries and employee benefits | $2,974,000 | 1,799 |
| Premises and equipment expense | $788,000 | 1,446 |
| Additional noninterest expense | $1,174,000 | 2,445 |
| Pre-tax net operating income | $638,000 | 3,788 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $178,000 | 2,584 |
| Income before extraordinary items | $460,000 | 4,082 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $460,000 | 4,079 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $460,000 | 4,081 |
| Net charge-offs | $1,086,000 | 335 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 479 |
| Net operating income | $460,000 | 4,014 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,247,000 | 1,491 |
| Total interest expense | $656,000 | 1,094 |
| Net interest income | $3,591,000 | 1,565 |
| Provision for loan and lease losses | $750,000 | 346 |
| Total noninterest income | $158,000 | 3,732 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $27,000 | 4,472 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $131,000 | 3,156 |
| Total noninterest expense | $2,485,000 | 1,925 |
| Salaries and employee benefits | $1,490,000 | 1,809 |
| Premises and equipment expense | $392,000 | 1,476 |
| Additional noninterest expense | $603,000 | 2,372 |
| Pre-tax net operating income | $514,000 | 2,998 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $163,000 | 2,030 |
| Income before extraordinary items | $351,000 | 3,365 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $351,000 | 3,363 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $351,000 | 3,363 |
| Net charge-offs | $-16,000 | 5,392 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 447 |
| Net operating income | $351,000 | 3,299 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $18,960,000 | 1,335 |
| Total interest expense | $2,516,000 | 1,111 |
| Net interest income | $16,444,000 | 1,359 |
| Provision for loan and lease losses | $17,000 | 4,113 |
| Total noninterest income | $1,075,000 | 2,946 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $120,000 | 4,461 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $955,000 | 2,435 |
| Total noninterest expense | $9,627,000 | 1,967 |
| Salaries and employee benefits | $5,769,000 | 1,805 |
| Premises and equipment expense | $1,563,000 | 1,477 |
| Additional noninterest expense | $2,295,000 | 2,507 |
| Pre-tax net operating income | $7,875,000 | 1,084 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $2,868,000 | 777 |
| Income before extraordinary items | $5,007,000 | 1,357 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,007,000 | 1,357 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,007,000 | 1,357 |
| Net charge-offs | $957,000 | 718 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 554 |
| Net operating income | $5,007,000 | 1,333 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $14,579,000 | 1,313 |
| Total interest expense | $1,875,000 | 1,131 |
| Net interest income | $12,704,000 | 1,331 |
| Provision for loan and lease losses | $17,000 | 3,881 |
| Total noninterest income | $387,000 | 4,160 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $93,000 | 4,466 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $294,000 | 3,636 |
| Total noninterest expense | $6,911,000 | 2,049 |
| Salaries and employee benefits | $4,187,000 | 1,869 |
| Premises and equipment expense | $1,168,000 | 1,493 |
| Additional noninterest expense | $1,556,000 | 2,709 |
| Pre-tax net operating income | $6,163,000 | 1,066 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $2,255,000 | 762 |
| Income before extraordinary items | $3,908,000 | 1,325 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,908,000 | 1,325 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,908,000 | 1,325 |
| Net charge-offs | $132,000 | 1,918 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 525 |
| Net operating income | $3,908,000 | 1,295 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,626,000 | 1,336 |
| Total interest expense | $1,243,000 | 1,141 |
| Net interest income | $8,383,000 | 1,348 |
| Provision for loan and lease losses | $17,000 | 3,596 |
| Total noninterest income | $248,000 | 4,234 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $56,000 | 4,594 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $192,000 | 3,693 |
| Total noninterest expense | $4,457,000 | 2,118 |
| Salaries and employee benefits | $2,670,000 | 1,960 |
| Premises and equipment expense | $766,000 | 1,528 |
| Additional noninterest expense | $1,021,000 | 2,762 |
| Pre-tax net operating income | $4,157,000 | 1,053 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,528,000 | 760 |
| Income before extraordinary items | $2,629,000 | 1,292 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,629,000 | 1,293 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,629,000 | 1,293 |
| Net charge-offs | $155,000 | 1,358 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 503 |
| Net operating income | $2,629,000 | 1,268 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,686,000 | 1,359 |
| Total interest expense | $615,000 | 1,152 |
| Net interest income | $4,071,000 | 1,377 |
| Provision for loan and lease losses | $17,000 | 2,924 |
| Total noninterest income | $95,000 | 4,594 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $24,000 | 4,828 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $71,000 | 4,083 |
| Total noninterest expense | $2,288,000 | 2,071 |
| Salaries and employee benefits | $1,341,000 | 1,949 |
| Premises and equipment expense | $362,000 | 1,628 |
| Additional noninterest expense | $585,000 | 2,469 |
| Pre-tax net operating income | $1,861,000 | 1,123 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $682,000 | 817 |
| Income before extraordinary items | $1,179,000 | 1,396 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,179,000 | 1,398 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,179,000 | 1,398 |
| Net charge-offs | $178,000 | 794 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 484 |
| Net operating income | $1,179,000 | 1,354 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $16,037,000 | 1,546 |
| Total interest expense | $2,278,000 | 1,274 |
| Net interest income | $13,759,000 | 1,603 |
| Provision for loan and lease losses | $9,000 | 4,446 |
| Total noninterest income | $2,435,000 | 1,840 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $76,000 | 5,301 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,359,000 | 1,293 |
| Total noninterest expense | $8,256,000 | 2,268 |
| Salaries and employee benefits | $4,664,000 | 2,187 |
| Premises and equipment expense | $1,286,000 | 1,802 |
| Additional noninterest expense | $2,306,000 | 2,566 |
| Pre-tax net operating income | $7,929,000 | 1,036 |
| Securities gains (losses) | $-226,000 | 6,406 |
| Applicable income taxes | $2,834,000 | 757 |
| Income before extraordinary items | $4,869,000 | 1,334 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,869,000 | 1,334 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,869,000 | 1,333 |
| Net charge-offs | $110,000 | 3,092 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 573 |
| Net operating income | $5,013,640 | 1,273 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,185,000 | 1,683 |
| Total interest expense | $1,670,000 | 1,312 |
| Net interest income | $9,515,000 | 1,742 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $2,332,000 | 1,527 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $53,000 | 5,460 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,279,000 | 1,100 |
| Total noninterest expense | $5,852,000 | 2,368 |
| Salaries and employee benefits | $3,295,000 | 2,307 |
| Premises and equipment expense | $905,000 | 1,927 |
| Additional noninterest expense | $1,652,000 | 2,676 |
| Pre-tax net operating income | $5,995,000 | 1,042 |
| Securities gains (losses) | $-226,000 | 6,505 |
| Applicable income taxes | $2,059,000 | 784 |
| Income before extraordinary items | $3,710,000 | 1,304 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,710,000 | 1,304 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,710,000 | 1,304 |
| Net charge-offs | $33,000 | 3,555 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 547 |
| Net operating income | $3,854,640 | 1,240 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,511,000 | 1,915 |
| Total interest expense | $1,043,000 | 1,433 |
| Net interest income | $5,468,000 | 1,971 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $161,000 | 4,960 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $29,000 | 5,661 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $132,000 | 4,205 |
| Total noninterest expense | $3,395,000 | 2,691 |
| Salaries and employee benefits | $2,025,000 | 2,481 |
| Premises and equipment expense | $503,000 | 2,261 |
| Additional noninterest expense | $867,000 | 3,214 |
| Pre-tax net operating income | $2,234,000 | 1,660 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $764,000 | 1,167 |
| Income before extraordinary items | $1,470,000 | 2,013 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,470,000 | 2,016 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,470,000 | 2,015 |
| Net charge-offs | $-41,000 | 6,100 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 513 |
| Net operating income | $1,470,000 | 1,958 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,130,000 | 1,973 |
| Total interest expense | $510,000 | 1,485 |
| Net interest income | $2,620,000 | 2,033 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $77,000 | 4,994 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $13,000 | 5,787 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $64,000 | 4,241 |
| Total noninterest expense | $1,637,000 | 2,778 |
| Salaries and employee benefits | $1,018,000 | 2,463 |
| Premises and equipment expense | $252,000 | 2,296 |
| Additional noninterest expense | $367,000 | 3,604 |
| Pre-tax net operating income | $1,060,000 | 1,686 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $363,000 | 1,164 |
| Income before extraordinary items | $697,000 | 2,012 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $697,000 | 2,015 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $697,000 | 2,015 |
| Net charge-offs | $-28,000 | 6,147 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 478 |
| Net operating income | $697,000 | 1,972 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,575,000 | 1,967 |
| Total interest expense | $2,067,000 | 1,652 |
| Net interest income | $10,508,000 | 2,010 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $427,000 | 4,649 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $83,000 | 5,476 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $344,000 | 3,902 |
| Total noninterest expense | $6,394,000 | 2,847 |
| Salaries and employee benefits | $3,739,000 | 2,641 |
| Premises and equipment expense | $988,000 | 2,275 |
| Additional noninterest expense | $1,667,000 | 3,397 |
| Pre-tax net operating income | $4,541,000 | 1,543 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,702,000 | 1,017 |
| Income before extraordinary items | $2,839,000 | 1,981 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,839,000 | 1,984 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,839,000 | 1,985 |
| Net charge-offs | $1,163,000 | 1,130 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 736 |
| Net operating income | $2,839,000 | 1,936 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,271,000 | 2,005 |
| Total interest expense | $1,548,000 | 1,693 |
| Net interest income | $7,723,000 | 2,044 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $334,000 | 4,645 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $69,000 | 5,413 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $265,000 | 3,928 |
| Total noninterest expense | $4,740,000 | 2,875 |
| Salaries and employee benefits | $2,770,000 | 2,670 |
| Premises and equipment expense | $725,000 | 2,330 |
| Additional noninterest expense | $1,245,000 | 3,400 |
| Pre-tax net operating income | $3,317,000 | 1,602 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,244,000 | 1,074 |
| Income before extraordinary items | $2,073,000 | 2,070 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,073,000 | 2,077 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,073,000 | 2,076 |
| Net charge-offs | $1,120,000 | 922 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 752 |
| Net operating income | $2,073,000 | 2,000 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,166,000 | 2,008 |
| Total interest expense | $1,050,000 | 1,705 |
| Net interest income | $5,116,000 | 2,049 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $243,000 | 4,565 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $39,000 | 5,628 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $204,000 | 3,759 |
| Total noninterest expense | $3,122,000 | 2,907 |
| Salaries and employee benefits | $1,820,000 | 2,734 |
| Premises and equipment expense | $474,000 | 2,380 |
| Additional noninterest expense | $828,000 | 3,415 |
| Pre-tax net operating income | $2,237,000 | 1,571 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $839,000 | 1,062 |
| Income before extraordinary items | $1,398,000 | 2,047 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,398,000 | 2,055 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,398,000 | 2,053 |
| Net charge-offs | $157,000 | 2,341 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 752 |
| Net operating income | $1,398,000 | 1,968 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,147,000 | 1,992 |
| Total interest expense | $541,000 | 1,701 |
| Net interest income | $2,606,000 | 2,025 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $211,000 | 3,568 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $16,000 | 5,831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $195,000 | 2,811 |
| Total noninterest expense | $1,570,000 | 2,918 |
| Salaries and employee benefits | $908,000 | 2,747 |
| Premises and equipment expense | $242,000 | 2,371 |
| Additional noninterest expense | $420,000 | 3,392 |
| Pre-tax net operating income | $1,247,000 | 1,422 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $468,000 | 969 |
| Income before extraordinary items | $779,000 | 1,823 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $779,000 | 1,824 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $779,000 | 1,825 |
| Net charge-offs | $182,000 | 1,430 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 708 |
| Net operating income | $779,000 | 1,752 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,572,000 | 2,084 |
| Total interest expense | $2,456,000 | 1,782 |
| Net interest income | $10,116,000 | 2,125 |
| Provision for loan and lease losses | $-241,000 | 6,941 |
| Total noninterest income | $78,000 | 6,446 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $60,000 | 6,058 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $18,000 | 6,294 |
| Total noninterest expense | $6,274,000 | 2,932 |
| Salaries and employee benefits | $3,342,000 | 2,898 |
| Premises and equipment expense | $618,000 | 3,310 |
| Additional noninterest expense | $2,314,000 | 2,750 |
| Pre-tax net operating income | $4,161,000 | 1,596 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,597,000 | 1,040 |
| Income before extraordinary items | $2,564,000 | 2,123 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,564,000 | 2,122 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,564,000 | 2,124 |
| Net charge-offs | $2,275,000 | 1,052 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 880 |
| Net operating income | $2,564,000 | 1,994 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,486,000 | 2,105 |
| Total interest expense | $1,909,000 | 1,790 |
| Net interest income | $7,577,000 | 2,164 |
| Provision for loan and lease losses | $-241,000 | 7,072 |
| Total noninterest income | $-9,000 | 6,962 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $46,000 | 6,122 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-55,000 | 6,855 |
| Total noninterest expense | $4,724,000 | 2,929 |
| Salaries and employee benefits | $2,449,000 | 2,967 |
| Premises and equipment expense | $455,000 | 3,403 |
| Additional noninterest expense | $1,820,000 | 2,634 |
| Pre-tax net operating income | $3,085,000 | 1,657 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,205,000 | 1,068 |
| Income before extraordinary items | $1,880,000 | 2,227 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,880,000 | 2,227 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,880,000 | 2,227 |
| Net charge-offs | $2,009,000 | 923 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 817 |
| Net operating income | $1,880,000 | 2,097 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,389,000 | 2,099 |
| Total interest expense | $1,315,000 | 1,786 |
| Net interest income | $5,074,000 | 2,153 |
| Provision for loan and lease losses | $-241,000 | 7,149 |
| Total noninterest income | $-85,000 | 7,094 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $32,000 | 6,095 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-117,000 | 7,024 |
| Total noninterest expense | $3,117,000 | 2,965 |
| Salaries and employee benefits | $1,607,000 | 3,007 |
| Premises and equipment expense | $303,000 | 3,419 |
| Additional noninterest expense | $1,207,000 | 2,673 |
| Pre-tax net operating income | $2,113,000 | 1,620 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $840,000 | 1,026 |
| Income before extraordinary items | $1,273,000 | 2,165 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,273,000 | 2,165 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,273,000 | 2,165 |
| Net charge-offs | $898,000 | 1,227 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 822 |
| Net operating income | $1,273,000 | 2,050 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,289,000 | 2,050 |
| Total interest expense | $682,000 | 1,796 |
| Net interest income | $2,607,000 | 2,115 |
| Provision for loan and lease losses | $-111,000 | 7,204 |
| Total noninterest income | $15,000 | 6,801 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $18,000 | 5,949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-3,000 | 6,932 |
| Total noninterest expense | $1,555,000 | 2,960 |
| Salaries and employee benefits | $789,000 | 3,059 |
| Premises and equipment expense | $153,000 | 3,412 |
| Additional noninterest expense | $613,000 | 2,610 |
| Pre-tax net operating income | $1,178,000 | 1,468 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $490,000 | 904 |
| Income before extraordinary items | $688,000 | 2,031 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $688,000 | 2,032 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $688,000 | 2,033 |
| Net charge-offs | $159,000 | 2,039 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 737 |
| Net operating income | $688,000 | 1,931 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,494,000 | 1,949 |
| Total interest expense | $3,491,000 | 1,710 |
| Net interest income | $11,003,000 | 1,985 |
| Provision for loan and lease losses | $1,352,000 | 2,015 |
| Total noninterest income | $147,000 | 6,071 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $66,000 | 6,053 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $81,000 | 5,519 |
| Total noninterest expense | $7,433,000 | 2,530 |
| Salaries and employee benefits | $2,977,000 | 3,139 |
| Premises and equipment expense | $596,000 | 3,589 |
| Additional noninterest expense | $3,860,000 | 1,759 |
| Pre-tax net operating income | $2,365,000 | 2,210 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $887,000 | 1,463 |
| Income before extraordinary items | $1,478,000 | 2,794 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,478,000 | 2,796 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,478,000 | 2,796 |
| Net charge-offs | $1,688,000 | 1,732 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $2,076,000 | 240 |
| Net operating income | $1,478,000 | 2,704 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,280,000 | 1,897 |
| Total interest expense | $2,720,000 | 1,718 |
| Net interest income | $8,560,000 | 1,931 |
| Provision for loan and lease losses | $1,205,000 | 1,742 |
| Total noninterest income | $-87,000 | 7,193 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $47,000 | 6,146 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-134,000 | 7,088 |
| Total noninterest expense | $5,516,000 | 2,557 |
| Salaries and employee benefits | $2,307,000 | 3,064 |
| Premises and equipment expense | $444,000 | 3,648 |
| Additional noninterest expense | $2,765,000 | 1,840 |
| Pre-tax net operating income | $1,752,000 | 2,303 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $657,000 | 1,483 |
| Income before extraordinary items | $1,095,000 | 2,883 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,095,000 | 2,886 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,095,000 | 2,886 |
| Net charge-offs | $1,599,000 | 1,431 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 206 |
| Net operating income | $1,095,000 | 2,785 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,574,000 | 1,887 |
| Total interest expense | $1,869,000 | 1,726 |
| Net interest income | $5,705,000 | 1,933 |
| Provision for loan and lease losses | $1,089,000 | 1,420 |
| Total noninterest income | $-49,000 | 7,271 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $32,000 | 6,121 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-81,000 | 7,175 |
| Total noninterest expense | $3,733,000 | 2,547 |
| Salaries and employee benefits | $1,551,000 | 3,063 |
| Premises and equipment expense | $292,000 | 3,716 |
| Additional noninterest expense | $1,890,000 | 1,811 |
| Pre-tax net operating income | $834,000 | 2,859 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $313,000 | 1,748 |
| Income before extraordinary items | $521,000 | 3,499 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $521,000 | 3,500 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $521,000 | 3,500 |
| Net charge-offs | $1,382,000 | 1,196 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $521,000 | 3,393 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,940,000 | 1,830 |
| Total interest expense | $964,000 | 1,741 |
| Net interest income | $2,976,000 | 1,858 |
| Provision for loan and lease losses | $379,000 | 1,696 |
| Total noninterest income | $-184,000 | 7,462 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $15,000 | 6,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-199,000 | 7,431 |
| Total noninterest expense | $1,856,000 | 2,568 |
| Salaries and employee benefits | $762,000 | 3,118 |
| Premises and equipment expense | $146,000 | 3,772 |
| Additional noninterest expense | $948,000 | 1,786 |
| Pre-tax net operating income | $557,000 | 2,368 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $209,000 | 1,461 |
| Income before extraordinary items | $348,000 | 2,943 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $348,000 | 2,942 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $348,000 | 2,943 |
| Net charge-offs | $462,000 | 1,395 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $348,000 | 2,888 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,491,000 | 1,728 |
| Total interest expense | $4,818,000 | 1,697 |
| Net interest income | $12,673,000 | 1,748 |
| Provision for loan and lease losses | $17,035,000 | 428 |
| Total noninterest income | $-867,000 | 7,535 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $97,000 | 5,516 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-964,000 | 7,486 |
| Total noninterest expense | $6,709,000 | 2,823 |
| Salaries and employee benefits | $2,468,000 | 3,612 |
| Premises and equipment expense | $630,000 | 3,587 |
| Additional noninterest expense | $3,611,000 | 1,963 |
| Pre-tax net operating income | $-11,938,000 | 7,402 |
| Securities gains (losses) | $76,000 | 2,385 |
| Applicable income taxes | $-4,448,000 | 7,577 |
| Income before extraordinary items | $-7,414,000 | 7,297 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,414,000 | 7,297 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-7,414,000 | 7,297 |
| Net charge-offs | $15,822,000 | 416 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-7,462,640 | 7,284 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,508,000 | 1,715 |
| Total interest expense | $3,726,000 | 1,716 |
| Net interest income | $9,782,000 | 1,717 |
| Provision for loan and lease losses | $15,141,000 | 355 |
| Total noninterest income | $-559,000 | 7,648 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $73,000 | 5,610 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-632,000 | 7,602 |
| Total noninterest expense | $4,585,000 | 3,073 |
| Salaries and employee benefits | $1,934,000 | 3,531 |
| Premises and equipment expense | $481,000 | 3,588 |
| Additional noninterest expense | $2,170,000 | 2,322 |
| Pre-tax net operating income | $-10,503,000 | 7,565 |
| Securities gains (losses) | $16,000 | 2,975 |
| Applicable income taxes | $-3,933,000 | 7,677 |
| Income before extraordinary items | $-6,554,000 | 7,498 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-6,554,000 | 7,497 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-6,554,000 | 7,498 |
| Net charge-offs | $14,139,000 | 343 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-6,564,240 | 7,474 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,117,000 | 1,714 |
| Total interest expense | $2,550,000 | 1,743 |
| Net interest income | $6,567,000 | 1,713 |
| Provision for loan and lease losses | $5,645,000 | 584 |
| Total noninterest income | $35,000 | 7,110 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $54,000 | 5,483 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-19,000 | 7,369 |
| Total noninterest expense | $3,185,000 | 2,968 |
| Salaries and employee benefits | $1,250,000 | 3,640 |
| Premises and equipment expense | $319,000 | 3,640 |
| Additional noninterest expense | $1,616,000 | 2,117 |
| Pre-tax net operating income | $-2,228,000 | 7,309 |
| Securities gains (losses) | $9,000 | 2,629 |
| Applicable income taxes | $-832,000 | 7,583 |
| Income before extraordinary items | $-1,387,000 | 7,212 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,387,000 | 7,211 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,387,000 | 7,212 |
| Net charge-offs | $4,470,000 | 621 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,392,760 | 7,200 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,711,000 | 1,711 |
| Total interest expense | $1,309,000 | 1,785 |
| Net interest income | $3,402,000 | 1,674 |
| Provision for loan and lease losses | $2,240,000 | 690 |
| Total noninterest income | $-8,000 | 7,706 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $31,000 | 5,310 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-39,000 | 7,657 |
| Total noninterest expense | $1,503,000 | 3,143 |
| Salaries and employee benefits | $612,000 | 3,758 |
| Premises and equipment expense | $163,000 | 3,668 |
| Additional noninterest expense | $728,000 | 2,317 |
| Pre-tax net operating income | $-349,000 | 7,040 |
| Securities gains (losses) | $4,000 | 1,944 |
| Applicable income taxes | $-129,000 | 7,488 |
| Income before extraordinary items | $-216,000 | 6,956 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-216,000 | 6,957 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-216,000 | 6,956 |
| Net charge-offs | $1,568,000 | 765 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-218,560 | 6,923 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,173,000 | 1,694 |
| Total interest expense | $7,852,000 | 1,506 |
| Net interest income | $12,321,000 | 1,805 |
| Provision for loan and lease losses | $6,791,000 | 1,148 |
| Total noninterest income | $-555,000 | 7,885 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $98,000 | 5,781 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-653,000 | 7,834 |
| Total noninterest expense | $5,493,000 | 3,408 |
| Salaries and employee benefits | $2,339,000 | 3,883 |
| Premises and equipment expense | $607,000 | 3,843 |
| Additional noninterest expense | $2,547,000 | 2,700 |
| Pre-tax net operating income | $-518,000 | 5,996 |
| Securities gains (losses) | $-1,077,000 | 7,723 |
| Applicable income taxes | $-598,000 | 7,107 |
| Income before extraordinary items | $-997,000 | 6,367 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-997,000 | 6,367 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-997,000 | 6,367 |
| Net charge-offs | $1,878,000 | 2,107 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-307,720 | 5,932 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,890,000 | 1,646 |
| Total interest expense | $6,309,000 | 1,487 |
| Net interest income | $9,581,000 | 1,748 |
| Provision for loan and lease losses | $4,532,000 | 1,116 |
| Total noninterest income | $-418,000 | 7,997 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $72,000 | 5,862 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-490,000 | 7,957 |
| Total noninterest expense | $4,212,000 | 3,364 |
| Salaries and employee benefits | $1,841,000 | 3,778 |
| Premises and equipment expense | $455,000 | 3,882 |
| Additional noninterest expense | $1,916,000 | 2,652 |
| Pre-tax net operating income | $419,000 | 4,126 |
| Securities gains (losses) | $-1,081,000 | 7,871 |
| Applicable income taxes | $-248,000 | 7,151 |
| Income before extraordinary items | $-414,000 | 6,341 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-414,000 | 6,343 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-414,000 | 6,342 |
| Net charge-offs | $2,065,000 | 1,479 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $277,840 | 4,444 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,749,000 | 1,652 |
| Total interest expense | $4,437,000 | 1,493 |
| Net interest income | $6,312,000 | 1,773 |
| Provision for loan and lease losses | $2,542,000 | 1,208 |
| Total noninterest income | $-504,000 | 8,111 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $49,000 | 5,826 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-553,000 | 8,086 |
| Total noninterest expense | $2,801,000 | 3,403 |
| Salaries and employee benefits | $1,225,000 | 3,827 |
| Premises and equipment expense | $300,000 | 3,930 |
| Additional noninterest expense | $1,276,000 | 2,690 |
| Pre-tax net operating income | $465,000 | 3,421 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $174,000 | 2,117 |
| Income before extraordinary items | $291,000 | 4,012 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $291,000 | 4,011 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $291,000 | 4,011 |
| Net charge-offs | $1,398,000 | 1,395 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $291,000 | 3,903 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,477,000 | 1,641 |
| Total interest expense | $2,335,000 | 1,485 |
| Net interest income | $3,142,000 | 1,761 |
| Provision for loan and lease losses | $1,295,000 | 1,013 |
| Total noninterest income | $-211,000 | 8,179 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $24,000 | 5,827 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-235,000 | 8,164 |
| Total noninterest expense | $1,363,000 | 3,398 |
| Salaries and employee benefits | $619,000 | 3,831 |
| Premises and equipment expense | $152,000 | 3,929 |
| Additional noninterest expense | $592,000 | 2,595 |
| Pre-tax net operating income | $273,000 | 3,488 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $102,000 | 2,162 |
| Income before extraordinary items | $171,000 | 4,125 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $171,000 | 4,128 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $171,000 | 4,128 |
| Net charge-offs | $1,139,000 | 885 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $171,000 | 3,969 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,703,000 | 1,698 |
| Total interest expense | $11,608,000 | 1,409 |
| Net interest income | $11,095,000 | 2,002 |
| Provision for loan and lease losses | $1,928,000 | 1,839 |
| Total noninterest income | $-22,000 | 8,162 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $87,000 | 6,083 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-109,000 | 8,136 |
| Total noninterest expense | $4,537,000 | 3,863 |
| Salaries and employee benefits | $2,336,000 | 3,975 |
| Premises and equipment expense | $625,000 | 3,804 |
| Additional noninterest expense | $1,576,000 | 3,495 |
| Pre-tax net operating income | $4,608,000 | 1,180 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,728,000 | 763 |
| Income before extraordinary items | $2,880,000 | 1,421 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,880,000 | 1,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $724,000 | 2,323 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,880,000 | 1,519 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $17,408,000 | 1,705 |
| Total interest expense | $8,947,000 | 1,424 |
| Net interest income | $8,461,000 | 1,987 |
| Provision for loan and lease losses | $1,083,000 | 1,743 |
| Total noninterest income | $-106,000 | 8,300 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $64,000 | 6,143 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-170,000 | 8,288 |
| Total noninterest expense | $3,457,000 | 3,802 |
| Salaries and employee benefits | $1,734,000 | 4,026 |
| Premises and equipment expense | $476,000 | 3,769 |
| Additional noninterest expense | $1,247,000 | 3,273 |
| Pre-tax net operating income | $3,815,000 | 1,297 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,431,000 | 873 |
| Income before extraordinary items | $2,384,000 | 1,522 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,384,000 | 1,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,928 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,384,000 | 1,608 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,777,000 | 1,708 |
| Total interest expense | $6,240,000 | 1,413 |
| Net interest income | $5,537,000 | 2,016 |
| Provision for loan and lease losses | $587,000 | 1,736 |
| Total noninterest income | $132,000 | 6,204 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $44,000 | 6,115 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $88,000 | 5,267 |
| Total noninterest expense | $2,144,000 | 4,035 |
| Salaries and employee benefits | $1,157,000 | 4,063 |
| Premises and equipment expense | $320,000 | 3,767 |
| Additional noninterest expense | $667,000 | 3,848 |
| Pre-tax net operating income | $2,938,000 | 1,210 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,102,000 | 868 |
| Income before extraordinary items | $1,836,000 | 1,491 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,836,000 | 1,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 2,705 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,836,000 | 1,466 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,936,000 | 1,732 |
| Total interest expense | $3,245,000 | 1,445 |
| Net interest income | $2,691,000 | 2,071 |
| Provision for loan and lease losses | $262,000 | 1,537 |
| Total noninterest income | $87,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $22,000 | 6,119 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $65,000 | 4,545 |
| Total noninterest expense | $1,068,000 | 4,046 |
| Salaries and employee benefits | $583,000 | 4,059 |
| Premises and equipment expense | $165,000 | 3,711 |
| Additional noninterest expense | $320,000 | 3,920 |
| Pre-tax net operating income | $1,448,000 | 1,310 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $543,000 | 941 |
| Income before extraordinary items | $905,000 | 1,644 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $905,000 | 1,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 1,672 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $905,000 | 1,584 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $25,090,000 | 1,715 |
| Total interest expense | $13,869,000 | 1,441 |
| Net interest income | $11,221,000 | 2,029 |
| Provision for loan and lease losses | $624,000 | 2,000 |
| Total noninterest income | $169,000 | 6,970 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $67,000 | 6,488 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $102,000 | 6,187 |
| Total noninterest expense | $4,156,000 | 3,995 |
| Salaries and employee benefits | $2,267,000 | 3,988 |
| Premises and equipment expense | $619,000 | 3,752 |
| Additional noninterest expense | $1,270,000 | 3,906 |
| Pre-tax net operating income | $6,610,000 | 1,280 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,479,000 | 932 |
| Income before extraordinary items | $4,131,000 | 1,536 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,131,000 | 1,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,295 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,131,000 | 1,524 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $18,739,000 | 1,724 |
| Total interest expense | $10,393,000 | 1,442 |
| Net interest income | $8,346,000 | 2,057 |
| Provision for loan and lease losses | $169,000 | 3,319 |
| Total noninterest income | $106,000 | 7,252 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $50,000 | 6,529 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $56,000 | 6,645 |
| Total noninterest expense | $3,096,000 | 4,001 |
| Salaries and employee benefits | $1,684,000 | 4,009 |
| Premises and equipment expense | $468,000 | 3,725 |
| Additional noninterest expense | $944,000 | 3,885 |
| Pre-tax net operating income | $5,187,000 | 1,318 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,945,000 | 982 |
| Income before extraordinary items | $3,242,000 | 1,561 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,242,000 | 1,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,510 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,242,000 | 1,552 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,396,000 | 1,744 |
| Total interest expense | $6,880,000 | 1,450 |
| Net interest income | $5,516,000 | 2,101 |
| Provision for loan and lease losses | $169,000 | 2,442 |
| Total noninterest income | $88,000 | 7,004 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $33,000 | 6,573 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $55,000 | 6,129 |
| Total noninterest expense | $2,064,000 | 4,039 |
| Salaries and employee benefits | $1,143,000 | 3,991 |
| Premises and equipment expense | $315,000 | 3,719 |
| Additional noninterest expense | $606,000 | 3,984 |
| Pre-tax net operating income | $3,371,000 | 1,392 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,264,000 | 1,059 |
| Income before extraordinary items | $2,107,000 | 1,643 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,107,000 | 1,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,700 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,107,000 | 1,627 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,129,000 | 1,761 |
| Total interest expense | $3,407,000 | 1,452 |
| Net interest income | $2,722,000 | 2,127 |
| Provision for loan and lease losses | $146,000 | 1,541 |
| Total noninterest income | $38,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $17,000 | 6,538 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $21,000 | 6,540 |
| Total noninterest expense | $990,000 | 4,175 |
| Salaries and employee benefits | $547,000 | 4,156 |
| Premises and equipment expense | $169,000 | 3,562 |
| Additional noninterest expense | $274,000 | 4,233 |
| Pre-tax net operating income | $1,624,000 | 1,432 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $609,000 | 1,106 |
| Income before extraordinary items | $1,015,000 | 1,689 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,015,000 | 1,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,225 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,015,000 | 1,680 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,732,000 | 1,771 |
| Total interest expense | $11,674,000 | 1,441 |
| Net interest income | $11,058,000 | 2,095 |
| Provision for loan and lease losses | $296,000 | 2,834 |
| Total noninterest income | $215,000 | 6,796 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $73,000 | 6,538 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $142,000 | 5,713 |
| Total noninterest expense | $3,807,000 | 4,129 |
| Salaries and employee benefits | $2,203,000 | 3,979 |
| Premises and equipment expense | $632,000 | 3,618 |
| Additional noninterest expense | $972,000 | 4,599 |
| Pre-tax net operating income | $7,170,000 | 1,374 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,710,000 | 1,031 |
| Income before extraordinary items | $4,460,000 | 1,623 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,460,000 | 1,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,000 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,460,000 | 1,610 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,756,000 | 1,799 |
| Total interest expense | $8,424,000 | 1,450 |
| Net interest income | $8,332,000 | 2,109 |
| Provision for loan and lease losses | $206,000 | 2,822 |
| Total noninterest income | $172,000 | 6,740 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $57,000 | 6,566 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $115,000 | 5,593 |
| Total noninterest expense | $2,882,000 | 4,093 |
| Salaries and employee benefits | $1,667,000 | 3,939 |
| Premises and equipment expense | $484,000 | 3,559 |
| Additional noninterest expense | $731,000 | 4,567 |
| Pre-tax net operating income | $5,416,000 | 1,409 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,047,000 | 1,082 |
| Income before extraordinary items | $3,369,000 | 1,651 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,369,000 | 1,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,896 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,369,000 | 1,635 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,918,000 | 1,805 |
| Total interest expense | $5,417,000 | 1,428 |
| Net interest income | $5,501,000 | 2,125 |
| Provision for loan and lease losses | $157,000 | 2,511 |
| Total noninterest income | $113,000 | 6,768 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $42,000 | 6,470 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $71,000 | 5,771 |
| Total noninterest expense | $1,926,000 | 4,101 |
| Salaries and employee benefits | $1,105,000 | 3,977 |
| Premises and equipment expense | $328,000 | 3,512 |
| Additional noninterest expense | $493,000 | 4,530 |
| Pre-tax net operating income | $3,531,000 | 1,430 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,335,000 | 1,107 |
| Income before extraordinary items | $2,196,000 | 1,660 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,196,000 | 1,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,881 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,196,000 | 1,646 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,319,000 | 1,812 |
| Total interest expense | $2,618,000 | 1,405 |
| Net interest income | $2,701,000 | 2,145 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $43,000 | 7,194 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,492 |
| Total noninterest expense | $975,000 | 4,087 |
| Salaries and employee benefits | $569,000 | 3,904 |
| Premises and equipment expense | $148,000 | 3,826 |
| Additional noninterest expense | $258,000 | 4,373 |
| Pre-tax net operating income | $1,709,000 | 1,449 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $646,000 | 1,126 |
| Income before extraordinary items | $1,063,000 | 1,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,063,000 | 1,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,900 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,063,000 | 1,670 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,023,000 | 1,866 |
| Total interest expense | $7,353,000 | 1,546 |
| Net interest income | $10,670,000 | 2,076 |
| Provision for loan and lease losses | $1,458,000 | 740 |
| Total noninterest income | $167,000 | 7,335 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $82,000 | 6,555 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $85,000 | 6,655 |
| Total noninterest expense | $3,766,000 | 4,050 |
| Salaries and employee benefits | $2,063,000 | 4,037 |
| Premises and equipment expense | $616,000 | 3,578 |
| Additional noninterest expense | $1,087,000 | 4,144 |
| Pre-tax net operating income | $5,613,000 | 1,666 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,122,000 | 1,291 |
| Income before extraordinary items | $3,491,000 | 1,964 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,491,000 | 1,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,299,000 | 557 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,491,000 | 1,944 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,976,000 | 1,892 |
| Total interest expense | $5,040,000 | 1,598 |
| Net interest income | $7,936,000 | 2,081 |
| Provision for loan and lease losses | $249,000 | 2,565 |
| Total noninterest income | $122,000 | 7,395 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $59,000 | 6,651 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 6,687 |
| Total noninterest expense | $2,867,000 | 3,973 |
| Salaries and employee benefits | $1,541,000 | 4,009 |
| Premises and equipment expense | $453,000 | 3,638 |
| Additional noninterest expense | $873,000 | 3,914 |
| Pre-tax net operating income | $4,942,000 | 1,448 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,868,000 | 1,139 |
| Income before extraordinary items | $3,074,000 | 1,714 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,074,000 | 1,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,074,000 | 1,685 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,341,000 | 1,907 |
| Total interest expense | $3,089,000 | 1,642 |
| Net interest income | $5,252,000 | 2,072 |
| Provision for loan and lease losses | $185,000 | 2,275 |
| Total noninterest income | $82,000 | 7,374 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $40,000 | 6,599 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $42,000 | 6,689 |
| Total noninterest expense | $1,858,000 | 4,040 |
| Salaries and employee benefits | $991,000 | 4,110 |
| Premises and equipment expense | $306,000 | 3,565 |
| Additional noninterest expense | $561,000 | 4,004 |
| Pre-tax net operating income | $3,291,000 | 1,421 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,244,000 | 1,120 |
| Income before extraordinary items | $2,047,000 | 1,671 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,047,000 | 1,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,047,000 | 1,640 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 1,960 |
| Total interest expense | $1,405,000 | 1,702 |
| Net interest income | $2,567,000 | 2,105 |
| Provision for loan and lease losses | $89,000 | 2,296 |
| Total noninterest income | $47,000 | 7,174 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $22,000 | 6,479 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,471 |
| Total noninterest expense | $928,000 | 4,064 |
| Salaries and employee benefits | $488,000 | 4,160 |
| Premises and equipment expense | $153,000 | 3,594 |
| Additional noninterest expense | $287,000 | 3,945 |
| Pre-tax net operating income | $1,597,000 | 1,431 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $604,000 | 1,146 |
| Income before extraordinary items | $993,000 | 1,685 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $993,000 | 1,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $993,000 | 1,656 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,234,000 | 1,991 |
| Total interest expense | $4,335,000 | 1,875 |
| Net interest income | $9,899,000 | 2,049 |
| Provision for loan and lease losses | $213,000 | 3,588 |
| Total noninterest income | $163,000 | 7,486 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $111,000 | 6,314 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $52,000 | 7,358 |
| Total noninterest expense | $4,195,000 | 3,597 |
| Salaries and employee benefits | $2,163,000 | 3,740 |
| Premises and equipment expense | $617,000 | 3,459 |
| Additional noninterest expense | $1,415,000 | 3,269 |
| Pre-tax net operating income | $5,654,000 | 1,508 |
| Securities gains (losses) | $-51,000 | 8,599 |
| Applicable income taxes | $2,118,000 | 1,207 |
| Income before extraordinary items | $3,485,000 | 1,819 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,485,000 | 1,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,517,640 | 1,761 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,453,000 | 2,007 |
| Total interest expense | $3,057,000 | 1,957 |
| Net interest income | $7,396,000 | 2,039 |
| Provision for loan and lease losses | $220,000 | 2,845 |
| Total noninterest income | $130,000 | 7,442 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $86,000 | 6,282 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $44,000 | 7,229 |
| Total noninterest expense | $3,247,000 | 3,498 |
| Salaries and employee benefits | $1,609,000 | 3,748 |
| Premises and equipment expense | $467,000 | 3,450 |
| Additional noninterest expense | $1,171,000 | 3,002 |
| Pre-tax net operating income | $4,059,000 | 1,588 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,534,000 | 1,258 |
| Income before extraordinary items | $2,525,000 | 1,886 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,525,000 | 1,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,525,000 | 1,837 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,809,000 | 2,037 |
| Total interest expense | $1,922,000 | 2,057 |
| Net interest income | $4,887,000 | 2,045 |
| Provision for loan and lease losses | $129,000 | 3,003 |
| Total noninterest income | $88,000 | 7,448 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $58,000 | 6,282 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $30,000 | 7,216 |
| Total noninterest expense | $2,243,000 | 3,424 |
| Salaries and employee benefits | $1,054,000 | 3,823 |
| Premises and equipment expense | $317,000 | 3,398 |
| Additional noninterest expense | $872,000 | 2,700 |
| Pre-tax net operating income | $2,603,000 | 1,619 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $984,000 | 1,300 |
| Income before extraordinary items | $1,619,000 | 1,937 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,619,000 | 1,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,619,000 | 1,883 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,365,000 | 2,080 |
| Total interest expense | $964,000 | 2,071 |
| Net interest income | $2,401,000 | 2,094 |
| Provision for loan and lease losses | $16,000 | 5,025 |
| Total noninterest income | $42,000 | 7,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $27,000 | 6,373 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $1,120,000 | 3,440 |
| Salaries and employee benefits | $514,000 | 3,915 |
| Premises and equipment expense | $162,000 | 3,373 |
| Additional noninterest expense | $444,000 | 2,640 |
| Pre-tax net operating income | $1,307,000 | 1,582 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $494,000 | 1,304 |
| Income before extraordinary items | $813,000 | 1,927 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $813,000 | 1,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $813,000 | 1,838 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,137,000 | 2,161 |
| Total interest expense | $3,801,000 | 2,329 |
| Net interest income | $9,336,000 | 2,094 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $191,000 | 7,431 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $101,000 | 6,541 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $90,000 | 6,702 |
| Total noninterest expense | $4,192,000 | 3,568 |
| Salaries and employee benefits | $1,896,000 | 4,100 |
| Premises and equipment expense | $645,000 | 3,316 |
| Additional noninterest expense | $1,651,000 | 2,828 |
| Pre-tax net operating income | $5,263,000 | 1,553 |
| Securities gains (losses) | $-19,000 | 8,861 |
| Applicable income taxes | $1,972,000 | 1,303 |
| Income before extraordinary items | $3,272,000 | 1,891 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,272,000 | 1,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-211,000 | 9,112 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,284,160 | 1,801 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,775,000 | 2,226 |
| Total interest expense | $2,868,000 | 2,397 |
| Net interest income | $6,907,000 | 2,130 |
| Provision for loan and lease losses | $13,000 | 7,023 |
| Total noninterest income | $143,000 | 7,471 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $74,000 | 6,631 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $69,000 | 6,726 |
| Total noninterest expense | $3,112,000 | 3,594 |
| Salaries and employee benefits | $1,429,000 | 4,082 |
| Premises and equipment expense | $492,000 | 3,263 |
| Additional noninterest expense | $1,191,000 | 2,897 |
| Pre-tax net operating income | $3,925,000 | 1,609 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,476,000 | 1,375 |
| Income before extraordinary items | $2,449,000 | 1,965 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,449,000 | 1,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-211,000 | 9,169 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,449,000 | 1,865 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,428,000 | 2,282 |
| Total interest expense | $1,940,000 | 2,441 |
| Net interest income | $4,488,000 | 2,171 |
| Provision for loan and lease losses | $-43,000 | 9,155 |
| Total noninterest income | $95,000 | 7,485 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $46,000 | 6,735 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $49,000 | 6,605 |
| Total noninterest expense | $2,041,000 | 3,627 |
| Salaries and employee benefits | $941,000 | 4,109 |
| Premises and equipment expense | $339,000 | 3,164 |
| Additional noninterest expense | $761,000 | 3,000 |
| Pre-tax net operating income | $2,585,000 | 1,623 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $972,000 | 1,403 |
| Income before extraordinary items | $1,613,000 | 1,974 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,613,000 | 1,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-209,000 | 9,208 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,613,000 | 1,862 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,217,000 | 2,293 |
| Total interest expense | $1,002,000 | 2,438 |
| Net interest income | $2,215,000 | 2,197 |
| Provision for loan and lease losses | $-115,000 | 9,272 |
| Total noninterest income | $51,000 | 7,328 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 6,666 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 6,362 |
| Total noninterest expense | $1,024,000 | 3,581 |
| Salaries and employee benefits | $466,000 | 4,113 |
| Premises and equipment expense | $176,000 | 3,069 |
| Additional noninterest expense | $382,000 | 2,971 |
| Pre-tax net operating income | $1,357,000 | 1,553 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $510,000 | 1,353 |
| Income before extraordinary items | $847,000 | 1,864 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $847,000 | 1,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-207,000 | 9,270 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $847,000 | 1,758 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,581,000 | 2,639 |
| Total interest expense | $4,194,000 | 2,644 |
| Net interest income | $7,387,000 | 2,587 |
| Provision for loan and lease losses | $448,000 | 2,598 |
| Total noninterest income | $150,000 | 7,827 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $96,000 | 6,642 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 7,501 |
| Total noninterest expense | $3,828,000 | 3,685 |
| Salaries and employee benefits | $1,644,000 | 4,368 |
| Premises and equipment expense | $753,000 | 2,811 |
| Additional noninterest expense | $1,431,000 | 3,067 |
| Pre-tax net operating income | $3,261,000 | 2,333 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $1,231,000 | 1,913 |
| Income before extraordinary items | $2,031,000 | 2,766 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,031,000 | 2,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 2,359 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,030,360 | 2,673 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,760,000 | 3,387 |
| Total interest expense | $5,282,000 | 3,007 |
| Net interest income | $4,478,000 | 3,783 |
| Provision for loan and lease losses | $715,000 | 1,640 |
| Total noninterest income | $182,000 | 7,504 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $93,000 | 6,705 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $89,000 | 6,670 |
| Total noninterest expense | $3,538,000 | 3,791 |
| Salaries and employee benefits | $1,447,000 | 4,636 |
| Premises and equipment expense | $652,000 | 3,127 |
| Additional noninterest expense | $1,439,000 | 2,979 |
| Pre-tax net operating income | $407,000 | 6,947 |
| Securities gains (losses) | $22,000 | 3,077 |
| Applicable income taxes | $161,000 | 5,343 |
| Income before extraordinary items | $268,000 | 7,327 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $268,000 | 7,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $253,920 | 7,306 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,153,000 | 5,632 |
| Total interest expense | $2,283,000 | 5,854 |
| Net interest income | $2,870,000 | 5,311 |
| Provision for loan and lease losses | $589,000 | 1,659 |
| Total noninterest income | $115,000 | 8,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 7,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,125 |
| Total noninterest expense | $2,675,000 | 4,621 |
| Salaries and employee benefits | $1,115,000 | 5,514 |
| Premises and equipment expense | $556,000 | 3,478 |
| Additional noninterest expense | $1,004,000 | 3,985 |
| Pre-tax net operating income | $-279,000 | 9,399 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-105,000 | 9,587 |
| Income before extraordinary items | $-174,000 | 9,349 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-174,000 | 9,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 1,779 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 951 |
| Net operating income | $-174,000 | 9,347 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,117,000 | 8,366 |
| Total interest expense | $766,000 | 8,767 |
| Net interest income | $1,351,000 | 7,863 |
| Provision for loan and lease losses | $345,000 | 2,386 |
| Total noninterest income | $81,000 | 9,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 8,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,376 |
| Total noninterest expense | $1,252,000 | 7,422 |
| Salaries and employee benefits | $604,000 | 7,736 |
| Premises and equipment expense | $326,000 | 5,213 |
| Additional noninterest expense | $322,000 | 7,933 |
| Pre-tax net operating income | $-165,000 | 9,592 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-62,000 | 9,857 |
| Income before extraordinary items | $-103,000 | 9,579 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-103,000 | 9,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,769 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $12,010,000 | 54 |
| Net operating income | $-103,000 | 9,557 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $267,000 | 10,324 |
| Total interest expense | $67,000 | 10,330 |
| Net interest income | $200,000 | 10,296 |
| Provision for loan and lease losses | $62,000 | 6,072 |
| Total noninterest income | $5,000 | 10,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 9,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,282 |
| Total noninterest expense | $592,000 | 9,464 |
| Salaries and employee benefits | $214,000 | 10,046 |
| Premises and equipment expense | $103,000 | 8,641 |
| Additional noninterest expense | $275,000 | 8,356 |
| Pre-tax net operating income | $-449,000 | 10,155 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-169,000 | 10,295 |
| Income before extraordinary items | $-280,000 | 10,102 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-280,000 | 10,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 225 |
| Net operating income | $-280,000 | 10,070 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.