Home > Landmark Bank > Income and Expense
Landmark Bank, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,859,000 | 1,150 |
| Total interest expense | $1,782,000 | 1,862 |
| Net interest income | $6,077,000 | 884 |
| Provision for loan and lease losses | $865,000 | 1,288 |
| Total noninterest income | $2,982,000 | 543 |
| Gross Fiduciary activities income | $83,000 | 645 |
| Service charges on deposit accounts | $2,226,000 | 208 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $673,000 | 1,148 |
| Total noninterest expense | $7,309,000 | 693 |
| Salaries and employee benefits | $3,435,000 | 736 |
| Premises and equipment expense | $993,000 | 718 |
| Additional noninterest expense | $2,881,000 | 596 |
| Pre-tax net operating income | $885,000 | 1,461 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $332,000 | 969 |
| Income before extraordinary items | $553,000 | 1,943 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $553,000 | 1,945 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $553,000 | 1,945 |
| Net charge-offs | $428,000 | 1,477 |
| Cash dividends | $361,000 | 1,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $553,000 | 1,831 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $34,479,000 | 1,109 |
| Total interest expense | $9,803,000 | 1,658 |
| Net interest income | $24,676,000 | 870 |
| Provision for loan and lease losses | $3,332,000 | 1,298 |
| Total noninterest income | $12,564,000 | 499 |
| Gross Fiduciary activities income | $338,000 | 650 |
| Service charges on deposit accounts | $9,630,000 | 199 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,596,000 | 1,084 |
| Total noninterest expense | $29,334,000 | 677 |
| Salaries and employee benefits | $14,362,000 | 684 |
| Premises and equipment expense | $4,293,000 | 646 |
| Additional noninterest expense | $10,679,000 | 642 |
| Pre-tax net operating income | $4,574,000 | 1,191 |
| Securities gains (losses) | $156,000 | 848 |
| Applicable income taxes | $1,397,000 | 916 |
| Income before extraordinary items | $3,333,000 | 1,249 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,333,000 | 1,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,145,000 | 1,239 |
| Cash dividends | $1,445,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,223,800 | 1,362 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $26,186,000 | 1,117 |
| Total interest expense | $7,866,000 | 1,601 |
| Net interest income | $18,320,000 | 886 |
| Provision for loan and lease losses | $1,979,000 | 1,202 |
| Total noninterest income | $9,618,000 | 516 |
| Gross Fiduciary activities income | $257,000 | 655 |
| Service charges on deposit accounts | $7,167,000 | 208 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,194,000 | 1,029 |
| Total noninterest expense | $21,757,000 | 678 |
| Salaries and employee benefits | $10,766,000 | 704 |
| Premises and equipment expense | $3,139,000 | 667 |
| Additional noninterest expense | $7,852,000 | 616 |
| Pre-tax net operating income | $4,202,000 | 1,202 |
| Securities gains (losses) | $156,000 | 727 |
| Applicable income taxes | $1,431,000 | 873 |
| Income before extraordinary items | $2,927,000 | 1,269 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,927,000 | 1,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,566,000 | 982 |
| Cash dividends | $1,084,000 | 1,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,822,480 | 1,387 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $17,535,000 | 1,129 |
| Total interest expense | $5,587,000 | 1,566 |
| Net interest income | $11,948,000 | 900 |
| Provision for loan and lease losses | $1,294,000 | 1,044 |
| Total noninterest income | $6,224,000 | 547 |
| Gross Fiduciary activities income | $173,000 | 661 |
| Service charges on deposit accounts | $4,580,000 | 211 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,471,000 | 1,077 |
| Total noninterest expense | $14,341,000 | 676 |
| Salaries and employee benefits | $7,113,000 | 712 |
| Premises and equipment expense | $2,004,000 | 692 |
| Additional noninterest expense | $5,224,000 | 599 |
| Pre-tax net operating income | $2,537,000 | 1,360 |
| Securities gains (losses) | $156,000 | 713 |
| Applicable income taxes | $874,000 | 1,045 |
| Income before extraordinary items | $1,819,000 | 1,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,819,000 | 1,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $852,000 | 953 |
| Cash dividends | $723,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,712,920 | 1,564 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,917,000 | 1,131 |
| Total interest expense | $3,029,000 | 1,549 |
| Net interest income | $5,888,000 | 906 |
| Provision for loan and lease losses | $633,000 | 868 |
| Total noninterest income | $2,958,000 | 567 |
| Gross Fiduciary activities income | $85,000 | 683 |
| Service charges on deposit accounts | $2,148,000 | 224 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $725,000 | 1,084 |
| Total noninterest expense | $6,955,000 | 687 |
| Salaries and employee benefits | $3,553,000 | 715 |
| Premises and equipment expense | $952,000 | 735 |
| Additional noninterest expense | $2,450,000 | 603 |
| Pre-tax net operating income | $1,258,000 | 1,470 |
| Securities gains (losses) | $156,000 | 527 |
| Applicable income taxes | $448,000 | 1,104 |
| Income before extraordinary items | $966,000 | 1,548 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $966,000 | 1,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 822 |
| Cash dividends | $361,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $859,920 | 1,652 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $35,461,000 | 1,189 |
| Total interest expense | $13,318,000 | 1,506 |
| Net interest income | $22,143,000 | 1,000 |
| Provision for loan and lease losses | $1,925,000 | 867 |
| Total noninterest income | $11,258,000 | 565 |
| Gross Fiduciary activities income | $355,000 | 667 |
| Service charges on deposit accounts | $8,226,000 | 226 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,677,000 | 1,099 |
| Total noninterest expense | $26,295,000 | 718 |
| Salaries and employee benefits | $13,066,000 | 749 |
| Premises and equipment expense | $3,783,000 | 705 |
| Additional noninterest expense | $9,446,000 | 613 |
| Pre-tax net operating income | $5,181,000 | 1,589 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,732,000 | 1,268 |
| Income before extraordinary items | $3,449,000 | 1,817 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,449,000 | 1,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,181,000 | 574 |
| Cash dividends | $1,445,000 | 2,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,449,000 | 1,812 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $26,319,000 | 1,205 |
| Total interest expense | $9,908,000 | 1,519 |
| Net interest income | $16,411,000 | 1,008 |
| Provision for loan and lease losses | $1,192,000 | 780 |
| Total noninterest income | $8,046,000 | 587 |
| Gross Fiduciary activities income | $236,000 | 693 |
| Service charges on deposit accounts | $5,785,000 | 232 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,025,000 | 1,100 |
| Total noninterest expense | $19,838,000 | 703 |
| Salaries and employee benefits | $9,967,000 | 729 |
| Premises and equipment expense | $2,817,000 | 707 |
| Additional noninterest expense | $7,054,000 | 598 |
| Pre-tax net operating income | $3,427,000 | 1,879 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,134,000 | 1,506 |
| Income before extraordinary items | $2,293,000 | 2,126 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,293,000 | 2,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,038,000 | 635 |
| Cash dividends | $1,084,000 | 1,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,293,000 | 2,110 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $17,317,000 | 1,237 |
| Total interest expense | $6,491,000 | 1,543 |
| Net interest income | $10,826,000 | 1,034 |
| Provision for loan and lease losses | $985,000 | 592 |
| Total noninterest income | $5,236,000 | 619 |
| Gross Fiduciary activities income | $151,000 | 709 |
| Service charges on deposit accounts | $3,689,000 | 246 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,396,000 | 1,108 |
| Total noninterest expense | $12,961,000 | 728 |
| Salaries and employee benefits | $6,536,000 | 768 |
| Premises and equipment expense | $1,808,000 | 757 |
| Additional noninterest expense | $4,617,000 | 612 |
| Pre-tax net operating income | $2,116,000 | 2,064 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $701,000 | 1,651 |
| Income before extraordinary items | $1,415,000 | 2,309 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,415,000 | 2,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $588,000 | 638 |
| Cash dividends | $723,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,415,000 | 2,292 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,445,000 | 1,254 |
| Total interest expense | $3,163,000 | 1,572 |
| Net interest income | $5,282,000 | 1,057 |
| Provision for loan and lease losses | $607,000 | 446 |
| Total noninterest income | $2,570,000 | 613 |
| Gross Fiduciary activities income | $71,000 | 735 |
| Service charges on deposit accounts | $1,749,000 | 250 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $750,000 | 1,031 |
| Total noninterest expense | $6,227,000 | 755 |
| Salaries and employee benefits | $3,281,000 | 769 |
| Premises and equipment expense | $888,000 | 769 |
| Additional noninterest expense | $2,058,000 | 678 |
| Pre-tax net operating income | $1,018,000 | 2,132 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $302,000 | 1,844 |
| Income before extraordinary items | $716,000 | 2,271 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $716,000 | 2,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 531 |
| Cash dividends | $361,000 | 1,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $716,000 | 2,250 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $30,887,000 | 1,277 |
| Total interest expense | $10,408,000 | 1,618 |
| Net interest income | $20,479,000 | 1,085 |
| Provision for loan and lease losses | $2,139,000 | 527 |
| Total noninterest income | $10,180,000 | 604 |
| Gross Fiduciary activities income | $257,000 | 745 |
| Service charges on deposit accounts | $7,519,000 | 234 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,404,000 | 1,174 |
| Total noninterest expense | $21,977,000 | 806 |
| Salaries and employee benefits | $11,574,000 | 827 |
| Premises and equipment expense | $3,142,000 | 793 |
| Additional noninterest expense | $7,261,000 | 748 |
| Pre-tax net operating income | $6,543,000 | 1,482 |
| Securities gains (losses) | $-124,000 | 8,265 |
| Applicable income taxes | $2,141,000 | 1,260 |
| Income before extraordinary items | $4,278,000 | 1,683 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,278,000 | 1,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,544,000 | 477 |
| Cash dividends | $1,685,000 | 1,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,361,080 | 1,642 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $22,590,000 | 1,305 |
| Total interest expense | $7,430,000 | 1,646 |
| Net interest income | $15,160,000 | 1,117 |
| Provision for loan and lease losses | $1,405,000 | 555 |
| Total noninterest income | $7,535,000 | 622 |
| Gross Fiduciary activities income | $203,000 | 731 |
| Service charges on deposit accounts | $5,598,000 | 240 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,734,000 | 1,224 |
| Total noninterest expense | $15,900,000 | 842 |
| Salaries and employee benefits | $8,497,000 | 857 |
| Premises and equipment expense | $2,234,000 | 856 |
| Additional noninterest expense | $5,169,000 | 791 |
| Pre-tax net operating income | $5,390,000 | 1,420 |
| Securities gains (losses) | $-127,000 | 8,460 |
| Applicable income taxes | $1,714,000 | 1,250 |
| Income before extraordinary items | $3,549,000 | 1,566 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,549,000 | 1,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $818,000 | 550 |
| Cash dividends | $1,265,000 | 1,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,634,090 | 1,521 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,553,000 | 1,321 |
| Total interest expense | $4,716,000 | 1,648 |
| Net interest income | $9,837,000 | 1,146 |
| Provision for loan and lease losses | $856,000 | 602 |
| Total noninterest income | $4,867,000 | 634 |
| Gross Fiduciary activities income | $137,000 | 743 |
| Service charges on deposit accounts | $3,596,000 | 245 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,134,000 | 1,246 |
| Total noninterest expense | $10,359,000 | 866 |
| Salaries and employee benefits | $5,572,000 | 886 |
| Premises and equipment expense | $1,407,000 | 902 |
| Additional noninterest expense | $3,380,000 | 805 |
| Pre-tax net operating income | $3,489,000 | 1,447 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,137,000 | 1,254 |
| Income before extraordinary items | $2,352,000 | 1,567 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,352,000 | 1,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $492,000 | 575 |
| Cash dividends | $843,000 | 1,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,352,000 | 1,552 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,034,000 | 1,342 |
| Total interest expense | $2,234,000 | 1,653 |
| Net interest income | $4,800,000 | 1,174 |
| Provision for loan and lease losses | $468,000 | 517 |
| Total noninterest income | $2,274,000 | 667 |
| Gross Fiduciary activities income | $77,000 | 712 |
| Service charges on deposit accounts | $1,627,000 | 262 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $570,000 | 1,214 |
| Total noninterest expense | $5,017,000 | 893 |
| Salaries and employee benefits | $2,717,000 | 901 |
| Premises and equipment expense | $681,000 | 934 |
| Additional noninterest expense | $1,619,000 | 827 |
| Pre-tax net operating income | $1,589,000 | 1,543 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $470,000 | 1,467 |
| Income before extraordinary items | $1,119,000 | 1,608 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,119,000 | 1,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 530 |
| Cash dividends | $422,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,119,000 | 1,588 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $25,014,000 | 1,336 |
| Total interest expense | $6,668,000 | 1,701 |
| Net interest income | $18,346,000 | 1,168 |
| Provision for loan and lease losses | $1,710,000 | 624 |
| Total noninterest income | $8,486,000 | 697 |
| Gross Fiduciary activities income | $174,000 | 838 |
| Service charges on deposit accounts | $6,495,000 | 264 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,817,000 | 1,441 |
| Total noninterest expense | $20,048,000 | 845 |
| Salaries and employee benefits | $10,714,000 | 853 |
| Premises and equipment expense | $2,897,000 | 820 |
| Additional noninterest expense | $6,437,000 | 807 |
| Pre-tax net operating income | $5,074,000 | 1,838 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,666,000 | 1,575 |
| Income before extraordinary items | $3,408,000 | 2,012 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,408,000 | 2,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,153,000 | 602 |
| Cash dividends | $1,505,000 | 1,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,408,000 | 1,987 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $18,103,000 | 1,347 |
| Total interest expense | $4,666,000 | 1,728 |
| Net interest income | $13,437,000 | 1,186 |
| Provision for loan and lease losses | $1,164,000 | 660 |
| Total noninterest income | $6,324,000 | 709 |
| Gross Fiduciary activities income | $115,000 | 851 |
| Service charges on deposit accounts | $4,812,000 | 261 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,397,000 | 1,426 |
| Total noninterest expense | $14,923,000 | 847 |
| Salaries and employee benefits | $8,052,000 | 845 |
| Premises and equipment expense | $2,196,000 | 812 |
| Additional noninterest expense | $4,675,000 | 814 |
| Pre-tax net operating income | $3,674,000 | 1,906 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,197,000 | 1,658 |
| Income before extraordinary items | $2,477,000 | 2,083 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,477,000 | 2,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $730,000 | 626 |
| Cash dividends | $1,129,000 | 1,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,477,000 | 2,050 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,574,000 | 1,367 |
| Total interest expense | $2,893,000 | 1,749 |
| Net interest income | $8,681,000 | 1,219 |
| Provision for loan and lease losses | $684,000 | 738 |
| Total noninterest income | $4,006,000 | 724 |
| Gross Fiduciary activities income | $80,000 | 848 |
| Service charges on deposit accounts | $3,061,000 | 269 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $865,000 | 1,493 |
| Total noninterest expense | $9,928,000 | 843 |
| Salaries and employee benefits | $5,335,000 | 837 |
| Premises and equipment expense | $1,455,000 | 810 |
| Additional noninterest expense | $3,138,000 | 811 |
| Pre-tax net operating income | $2,075,000 | 2,121 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $662,000 | 1,864 |
| Income before extraordinary items | $1,413,000 | 2,328 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,413,000 | 2,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $489,000 | 610 |
| Cash dividends | $752,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,413,000 | 2,300 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,548,000 | 1,392 |
| Total interest expense | $1,337,000 | 1,783 |
| Net interest income | $4,211,000 | 1,262 |
| Provision for loan and lease losses | $259,000 | 898 |
| Total noninterest income | $1,857,000 | 759 |
| Gross Fiduciary activities income | $41,000 | 844 |
| Service charges on deposit accounts | $1,393,000 | 280 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $423,000 | 1,497 |
| Total noninterest expense | $4,829,000 | 863 |
| Salaries and employee benefits | $2,655,000 | 837 |
| Premises and equipment expense | $698,000 | 842 |
| Additional noninterest expense | $1,476,000 | 843 |
| Pre-tax net operating income | $980,000 | 2,199 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $312,000 | 1,923 |
| Income before extraordinary items | $668,000 | 2,408 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $668,000 | 2,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 667 |
| Cash dividends | $376,000 | 1,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $668,000 | 2,372 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $20,225,000 | 1,419 |
| Total interest expense | $4,913,000 | 1,666 |
| Net interest income | $15,312,000 | 1,325 |
| Provision for loan and lease losses | $1,119,000 | 948 |
| Total noninterest income | $7,818,000 | 733 |
| Gross Fiduciary activities income | $111,000 | 921 |
| Service charges on deposit accounts | $6,131,000 | 277 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,576,000 | 1,587 |
| Total noninterest expense | $18,496,000 | 885 |
| Salaries and employee benefits | $9,733,000 | 882 |
| Premises and equipment expense | $2,976,000 | 762 |
| Additional noninterest expense | $5,787,000 | 863 |
| Pre-tax net operating income | $3,515,000 | 2,267 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $849,000 | 2,428 |
| Income before extraordinary items | $2,669,000 | 2,288 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,669,000 | 2,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,030,000 | 758 |
| Cash dividends | $1,495,000 | 1,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,666,720 | 2,242 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,856,000 | 1,436 |
| Total interest expense | $3,635,000 | 1,661 |
| Net interest income | $11,221,000 | 1,340 |
| Provision for loan and lease losses | $875,000 | 887 |
| Total noninterest income | $5,884,000 | 744 |
| Gross Fiduciary activities income | $77,000 | 933 |
| Service charges on deposit accounts | $4,600,000 | 284 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,207,000 | 1,557 |
| Total noninterest expense | $13,796,000 | 883 |
| Salaries and employee benefits | $7,302,000 | 885 |
| Premises and equipment expense | $2,096,000 | 810 |
| Additional noninterest expense | $4,398,000 | 842 |
| Pre-tax net operating income | $2,434,000 | 2,446 |
| Securities gains (losses) | $29,000 | 2,064 |
| Applicable income taxes | $810,000 | 2,085 |
| Income before extraordinary items | $1,653,000 | 2,733 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,653,000 | 2,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $719,000 | 725 |
| Cash dividends | $1,061,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,633,570 | 2,692 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,087,000 | 1,740 |
| Total interest expense | $1,942,000 | 2,029 |
| Net interest income | $6,145,000 | 1,629 |
| Provision for loan and lease losses | $437,000 | 1,143 |
| Total noninterest income | $3,222,000 | 864 |
| Gross Fiduciary activities income | $3,000 | 1,346 |
| Service charges on deposit accounts | $2,339,000 | 365 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $880,000 | 1,454 |
| Total noninterest expense | $7,393,000 | 1,089 |
| Salaries and employee benefits | $3,873,000 | 1,107 |
| Premises and equipment expense | $1,040,000 | 1,119 |
| Additional noninterest expense | $2,480,000 | 1,005 |
| Pre-tax net operating income | $1,537,000 | 2,538 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $503,000 | 2,195 |
| Income before extraordinary items | $1,041,000 | 2,836 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,041,000 | 2,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 979 |
| Cash dividends | $707,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,036,310 | 2,767 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,018,000 | 1,754 |
| Total interest expense | $973,000 | 2,052 |
| Net interest income | $3,045,000 | 1,638 |
| Provision for loan and lease losses | $211,000 | 1,105 |
| Total noninterest income | $1,510,000 | 906 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $1,115,000 | 379 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $394,000 | 1,551 |
| Total noninterest expense | $3,634,000 | 1,110 |
| Salaries and employee benefits | $1,878,000 | 1,170 |
| Premises and equipment expense | $518,000 | 1,138 |
| Additional noninterest expense | $1,238,000 | 995 |
| Pre-tax net operating income | $710,000 | 2,674 |
| Securities gains (losses) | $7,000 | 2,210 |
| Applicable income taxes | $229,000 | 2,342 |
| Income before extraordinary items | $488,000 | 3,009 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $488,000 | 3,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 1,122 |
| Cash dividends | $353,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $483,240 | 2,921 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,473,000 | 1,732 |
| Total interest expense | $4,151,000 | 2,143 |
| Net interest income | $12,322,000 | 1,581 |
| Provision for loan and lease losses | $1,383,000 | 875 |
| Total noninterest income | $6,120,000 | 955 |
| Gross Fiduciary activities income | $1,000 | 1,575 |
| Service charges on deposit accounts | $4,391,000 | 394 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,728,000 | 1,625 |
| Total noninterest expense | $13,826,000 | 1,172 |
| Salaries and employee benefits | $7,334,000 | 1,164 |
| Premises and equipment expense | $2,077,000 | 1,098 |
| Additional noninterest expense | $4,415,000 | 1,144 |
| Pre-tax net operating income | $3,233,000 | 2,353 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $975,000 | 2,213 |
| Income before extraordinary items | $2,258,000 | 2,605 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,258,000 | 2,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,304,000 | 750 |
| Cash dividends | $1,356,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,258,000 | 2,480 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,368,000 | 1,754 |
| Total interest expense | $3,155,000 | 2,195 |
| Net interest income | $9,213,000 | 1,590 |
| Provision for loan and lease losses | $1,012,000 | 892 |
| Total noninterest income | $4,508,000 | 1,004 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $3,155,000 | 417 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,352,000 | 1,655 |
| Total noninterest expense | $10,433,000 | 1,172 |
| Salaries and employee benefits | $5,631,000 | 1,129 |
| Premises and equipment expense | $1,566,000 | 1,098 |
| Additional noninterest expense | $3,236,000 | 1,167 |
| Pre-tax net operating income | $2,276,000 | 2,573 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $705,000 | 2,376 |
| Income before extraordinary items | $1,571,000 | 2,866 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,571,000 | 2,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $756,000 | 841 |
| Cash dividends | $1,017,000 | 1,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,571,000 | 2,725 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,356,000 | 1,749 |
| Total interest expense | $2,167,000 | 2,202 |
| Net interest income | $6,189,000 | 1,578 |
| Provision for loan and lease losses | $740,000 | 834 |
| Total noninterest income | $2,973,000 | 1,009 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $2,048,000 | 423 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $924,000 | 1,606 |
| Total noninterest expense | $6,954,000 | 1,172 |
| Salaries and employee benefits | $3,768,000 | 1,128 |
| Premises and equipment expense | $1,029,000 | 1,114 |
| Additional noninterest expense | $2,157,000 | 1,164 |
| Pre-tax net operating income | $1,468,000 | 2,644 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $445,000 | 2,494 |
| Income before extraordinary items | $1,023,000 | 2,927 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,023,000 | 2,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $415,000 | 961 |
| Cash dividends | $679,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,023,000 | 2,772 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,213,000 | 1,748 |
| Total interest expense | $1,120,000 | 2,177 |
| Net interest income | $3,093,000 | 1,575 |
| Provision for loan and lease losses | $392,000 | 747 |
| Total noninterest income | $1,397,000 | 1,027 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $969,000 | 432 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $428,000 | 1,661 |
| Total noninterest expense | $3,456,000 | 1,162 |
| Salaries and employee benefits | $1,839,000 | 1,152 |
| Premises and equipment expense | $514,000 | 1,126 |
| Additional noninterest expense | $1,103,000 | 1,120 |
| Pre-tax net operating income | $642,000 | 2,921 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $200,000 | 2,698 |
| Income before extraordinary items | $442,000 | 3,219 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $442,000 | 3,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 997 |
| Cash dividends | $339,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $442,000 | 3,060 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,975,000 | 1,709 |
| Total interest expense | $5,592,000 | 2,018 |
| Net interest income | $12,383,000 | 1,566 |
| Provision for loan and lease losses | $2,269,000 | 676 |
| Total noninterest income | $5,749,000 | 924 |
| Gross Fiduciary activities income | $7,000 | 1,461 |
| Service charges on deposit accounts | $4,124,000 | 392 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,618,000 | 1,558 |
| Total noninterest expense | $12,633,000 | 1,211 |
| Salaries and employee benefits | $6,419,000 | 1,263 |
| Premises and equipment expense | $1,945,000 | 1,131 |
| Additional noninterest expense | $4,269,000 | 1,153 |
| Pre-tax net operating income | $3,230,000 | 2,346 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,143,000 | 1,999 |
| Income before extraordinary items | $2,087,000 | 2,706 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,087,000 | 2,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,846,000 | 596 |
| Cash dividends | $1,171,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $3,125,000 | 226 |
| Net operating income | $2,087,000 | 2,616 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $20,829,000 | 1,630 |
| Total interest expense | $9,156,000 | 1,773 |
| Net interest income | $11,673,000 | 1,519 |
| Provision for loan and lease losses | $1,235,000 | 1,057 |
| Total noninterest income | $3,540,000 | 1,295 |
| Gross Fiduciary activities income | $10,000 | 1,431 |
| Service charges on deposit accounts | $2,483,000 | 612 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,047,000 | 1,974 |
| Total noninterest expense | $11,172,000 | 1,301 |
| Salaries and employee benefits | $5,640,000 | 1,314 |
| Premises and equipment expense | $1,882,000 | 1,130 |
| Additional noninterest expense | $3,650,000 | 1,290 |
| Pre-tax net operating income | $2,806,000 | 2,423 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $949,000 | 2,152 |
| Income before extraordinary items | $1,857,000 | 2,709 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,857,000 | 2,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $827,000 | 1,081 |
| Cash dividends | $1,025,000 | 2,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,857,000 | 2,620 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,354,000 | 1,700 |
| Total interest expense | $9,881,000 | 1,743 |
| Net interest income | $10,473,000 | 1,682 |
| Provision for loan and lease losses | $829,000 | 1,237 |
| Total noninterest income | $2,800,000 | 1,435 |
| Gross Fiduciary activities income | $6,000 | 1,249 |
| Service charges on deposit accounts | $2,077,000 | 647 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $717,000 | 2,313 |
| Total noninterest expense | $10,007,000 | 1,384 |
| Salaries and employee benefits | $4,751,000 | 1,495 |
| Premises and equipment expense | $1,797,000 | 1,112 |
| Additional noninterest expense | $3,459,000 | 1,316 |
| Pre-tax net operating income | $2,437,000 | 2,817 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $672,000 | 2,883 |
| Income before extraordinary items | $1,757,000 | 2,854 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,757,000 | 2,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $739,000 | 927 |
| Cash dividends | $948,000 | 2,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,762,760 | 2,842 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,602,000 | 3,046 |
| Total interest expense | $4,983,000 | 2,924 |
| Net interest income | $5,619,000 | 3,084 |
| Provision for loan and lease losses | $590,000 | 1,545 |
| Total noninterest income | $1,359,000 | 2,456 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,031,000 | 1,278 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $328,000 | 3,816 |
| Total noninterest expense | $4,683,000 | 2,883 |
| Salaries and employee benefits | $2,125,000 | 3,239 |
| Premises and equipment expense | $988,000 | 2,073 |
| Additional noninterest expense | $1,570,000 | 2,757 |
| Pre-tax net operating income | $1,705,000 | 3,768 |
| Securities gains (losses) | $-43,000 | 9,756 |
| Applicable income taxes | $578,000 | 3,302 |
| Income before extraordinary items | $1,084,000 | 4,192 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,084,000 | 4,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 1,808 |
| Cash dividends | $351,000 | 4,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,111,950 | 4,063 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,626,000 | 3,343 |
| Total interest expense | $4,559,000 | 3,259 |
| Net interest income | $5,067,000 | 3,345 |
| Provision for loan and lease losses | $452,000 | 1,861 |
| Total noninterest income | $972,000 | 3,148 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $722,000 | 1,773 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $250,000 | 4,429 |
| Total noninterest expense | $4,128,000 | 3,135 |
| Salaries and employee benefits | $1,780,000 | 3,707 |
| Premises and equipment expense | $827,000 | 2,359 |
| Additional noninterest expense | $1,521,000 | 2,733 |
| Pre-tax net operating income | $1,459,000 | 4,263 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $468,000 | 4,019 |
| Income before extraordinary items | $991,000 | 4,557 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $991,000 | 4,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,227 |
| Cash dividends | $449,000 | 3,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $991,000 | 4,452 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,756,000 | 4,080 |
| Total interest expense | $3,629,000 | 4,024 |
| Net interest income | $4,127,000 | 4,127 |
| Provision for loan and lease losses | $117,000 | 4,860 |
| Total noninterest income | $832,000 | 3,477 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $645,000 | 2,030 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $187,000 | 5,119 |
| Total noninterest expense | $3,361,000 | 3,734 |
| Salaries and employee benefits | $1,572,000 | 4,080 |
| Premises and equipment expense | $666,000 | 2,866 |
| Additional noninterest expense | $1,123,000 | 3,541 |
| Pre-tax net operating income | $1,481,000 | 4,540 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $468,000 | 4,418 |
| Income before extraordinary items | $1,010,000 | 4,669 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,010,000 | 4,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,724 |
| Cash dividends | $194,000 | 5,488 |
| Sale, conversion, retirement of capital stock, net | $7,450,000 | 127 |
| Net operating income | $1,012,040 | 4,597 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.