Home > Landmark Bank > Assets and Liabilities
Landmark Bank, Assets and Liabilities
| 2009-03-31 | Rank | |
| # of Employees: | 263 | 581 |
| Assets and Liabilities | ||
| Total Assets: | $580,818,000 | 1,231 |
| Cash and due from depository institutions | $34,644,000 | 581 |
| Interest-bearing balances | $4,030,000 | 2,828 |
| Securities | $34,029,000 | 3,162 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $452,811,000 | 1,090 |
| Loan loss allowance | $6,665,000 | 1,109 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $39,936,000 | 257 |
| Other real estate owned | $1,267,000 | 581 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $18,131,000 | 1,164 |
| Life insurance assets | $9,182,000 | 747 |
| Total liabilities and capital | $580,817,000 | 1,231 |
| Total liabilities | $538,721,000 | 1,202 |
| Total deposits | $519,493,000 | 1,071 |
| Interest-bearing deposits | $415,480,000 | 1,184 |
| Deposits held in domestic offices | $519,493,000 | 1,070 |
| % insured | 76.94% | 4,622 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $15,025,000 | 2,421 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $4,203,000 | 1,307 |
| Total equity capital | $42,096,000 | 1,633 |
| Total bank equity capital | $42,096,000 | 1,633 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,011,000 | 1,463 |
| Surplus | $16,350,000 | 1,862 |
| Undivided profits | $22,735,000 | 1,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,033,000 | 2,881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $3,178,000 | 1,055 |
| Earning assets | $490,870,000 | 1,342 |
| Long-term assets (5+ years) | $62,315,000 | 1,966 |
| Average Assets, year-to-date | $571,482,000 | 1,245 |
| Average Assets, quarterly | $571,482,000 | 1,245 |
| Volatile liabilities | $95,283,000 | 1,614 |
| Insider loans | $443,000 | 5,591 |
| FHLB advances | $10,025,000 | 2,857 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $62,631,000 | 1,275 |
| Tier 1 (core) risk-based capital | $41,741,000 | 1,568 |
| Tier 2 risk-based capital | $5,782,000 | 1,047 |
| Total risk weighted assets | $461,123,000 | 1,145 |
| Total unused commitments | $62,631,000 | 1,278 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 289 | 518 |
| Assets and Liabilities | ||
| Total Assets: | $562,146,000 | 1,261 |
| Cash and due from depository institutions | $19,416,000 | 518 |
| Interest-bearing balances | $156,000 | 5,309 |
| Securities | $34,919,000 | 3,091 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $449,418,000 | 1,110 |
| Loan loss allowance | $6,229,000 | 1,125 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $38,614,000 | 271 |
| Other real estate owned | $1,249,000 | 518 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $18,530,000 | 1,155 |
| Life insurance assets | $9,086,000 | 752 |
| Total liabilities and capital | $562,145,000 | 1,261 |
| Total liabilities | $520,580,000 | 1,224 |
| Total deposits | $506,674,000 | 1,063 |
| Interest-bearing deposits | $406,523,000 | 1,169 |
| Deposits held in domestic offices | $506,674,000 | 1,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $10,025,000 | 3,168 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,881,000 | 1,410 |
| Total equity capital | $41,565,000 | 1,634 |
| Total bank equity capital | $41,565,000 | 1,634 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,011,000 | 1,460 |
| Surplus | $16,350,000 | 1,827 |
| Undivided profits | $22,204,000 | 1,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,793,000 | 3,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,236,000 | 1,091 |
| Earning assets | $484,493,000 | 1,330 |
| Long-term assets (5+ years) | $55,240,000 | 2,135 |
| Average Assets, year-to-date | $553,318,400 | 1,228 |
| Average Assets, quarterly | $557,452,500 | 1,260 |
| Volatile liabilities | $88,822,000 | 1,688 |
| Insider loans | $535,000 | 5,420 |
| FHLB advances | $10,025,000 | 3,050 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $56,359,000 | 1,418 |
| Tier 1 (core) risk-based capital | $41,571,000 | 1,544 |
| Tier 2 risk-based capital | $5,738,000 | 1,037 |
| Total risk weighted assets | $458,036,000 | 1,143 |
| Total unused commitments | $56,359,000 | 1,422 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 294 | 522 |
| Assets and Liabilities | ||
| Total Assets: | $552,759,000 | 1,265 |
| Cash and due from depository institutions | $19,686,000 | 522 |
| Interest-bearing balances | $4,462,000 | 1,457 |
| Securities | $30,906,000 | 3,316 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $442,458,000 | 1,113 |
| Loan loss allowance | $5,456,000 | 1,151 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $38,108,000 | 276 |
| Other real estate owned | $1,262,000 | 522 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $20,339,000 | 1,029 |
| Life insurance assets | $8,986,000 | 748 |
| Total liabilities and capital | $552,760,000 | 1,265 |
| Total liabilities | $511,308,000 | 1,228 |
| Total deposits | $497,295,000 | 1,064 |
| Interest-bearing deposits | $470,418,000 | 974 |
| Deposits held in domestic offices | $497,295,000 | 1,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $10,030,000 | 3,194 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,983,000 | 1,352 |
| Total equity capital | $41,452,000 | 1,636 |
| Total bank equity capital | $41,452,000 | 1,636 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,011,000 | 1,469 |
| Surplus | $16,350,000 | 1,805 |
| Undivided profits | $22,091,000 | 1,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,830,000 | 3,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,181,000 | 1,178 |
| Earning assets | $477,826,000 | 1,334 |
| Long-term assets (5+ years) | $48,809,000 | 2,293 |
| Average Assets, year-to-date | $551,111,500 | 1,228 |
| Average Assets, quarterly | $560,367,000 | 1,235 |
| Volatile liabilities | $98,512,000 | 1,477 |
| Insider loans | $1,372,000 | 3,863 |
| FHLB advances | $10,030,000 | 3,065 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $58,228,000 | 1,479 |
| Tier 1 (core) risk-based capital | $41,550,000 | 1,561 |
| Tier 2 risk-based capital | $5,643,000 | 1,008 |
| Total risk weighted assets | $451,120,000 | 1,157 |
| Total unused commitments | $58,228,000 | 1,480 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 293 | 524 |
| Assets and Liabilities | ||
| Total Assets: | $567,975,000 | 1,221 |
| Cash and due from depository institutions | $28,431,000 | 524 |
| Interest-bearing balances | $8,580,000 | 771 |
| Securities | $33,277,000 | 3,197 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $446,822,000 | 1,083 |
| Loan loss allowance | $5,485,000 | 1,098 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $38,133,000 | 275 |
| Other real estate owned | $673,000 | 524 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $20,639,000 | 997 |
| Life insurance assets | $8,893,000 | 749 |
| Total liabilities and capital | $567,975,000 | 1,221 |
| Total liabilities | $527,185,000 | 1,172 |
| Total deposits | $513,393,000 | 1,006 |
| Interest-bearing deposits | $483,826,000 | 919 |
| Deposits held in domestic offices | $513,393,000 | 1,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $10,030,000 | 3,074 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,762,000 | 1,415 |
| Total equity capital | $40,790,000 | 1,674 |
| Total bank equity capital | $40,790,000 | 1,674 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,011,000 | 1,472 |
| Surplus | $16,350,000 | 1,787 |
| Undivided profits | $21,429,000 | 1,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,182,000 | 2,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,473,000 | 1,035 |
| Earning assets | $488,679,000 | 1,287 |
| Long-term assets (5+ years) | $44,751,000 | 2,421 |
| Average Assets, year-to-date | $550,562,330 | 1,232 |
| Average Assets, quarterly | $559,706,500 | 1,230 |
| Volatile liabilities | $103,520,000 | 1,415 |
| Insider loans | $1,387,000 | 3,836 |
| FHLB advances | $10,030,000 | 2,956 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $60,934,000 | 1,470 |
| Tier 1 (core) risk-based capital | $40,807,000 | 1,603 |
| Tier 2 risk-based capital | $5,735,000 | 969 |
| Total risk weighted assets | $458,565,000 | 1,130 |
| Total unused commitments | $60,934,000 | 1,471 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 287 | 529 |
| Assets and Liabilities | ||
| Total Assets: | $551,438,000 | 1,244 |
| Cash and due from depository institutions | $30,439,000 | 529 |
| Interest-bearing balances | $9,856,000 | 799 |
| Securities | $34,011,000 | 3,131 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $429,022,000 | 1,100 |
| Loan loss allowance | $5,274,000 | 1,075 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $36,600,000 | 285 |
| Other real estate owned | $403,000 | 529 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $20,963,000 | 945 |
| Life insurance assets | $8,801,000 | 745 |
| Total liabilities and capital | $551,438,000 | 1,244 |
| Total liabilities | $510,803,000 | 1,201 |
| Total deposits | $496,370,000 | 1,036 |
| Interest-bearing deposits | $467,185,000 | 962 |
| Deposits held in domestic offices | $496,370,000 | 1,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $10,035,000 | 2,871 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,398,000 | 1,337 |
| Total equity capital | $40,635,000 | 1,734 |
| Total bank equity capital | $40,635,000 | 1,734 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,011,000 | 1,469 |
| Surplus | $16,350,000 | 1,776 |
| Undivided profits | $21,274,000 | 1,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,853,000 | 1,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,652,000 | 1,004 |
| Earning assets | $472,889,000 | 1,316 |
| Long-term assets (5+ years) | $45,663,000 | 2,310 |
| Average Assets, year-to-date | $541,856,000 | 1,244 |
| Average Assets, quarterly | $541,856,000 | 1,244 |
| Volatile liabilities | $104,791,000 | 1,370 |
| Insider loans | $1,775,000 | 3,334 |
| FHLB advances | $10,035,000 | 2,759 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $60,186,000 | 1,523 |
| Tier 1 (core) risk-based capital | $40,272,000 | 1,618 |
| Tier 2 risk-based capital | $5,551,000 | 958 |
| Total risk weighted assets | $443,818,000 | 1,148 |
| Total unused commitments | $60,186,000 | 1,524 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 268 | 574 |
| Assets and Liabilities | ||
| Total Assets: | $532,274,000 | 1,269 |
| Cash and due from depository institutions | $19,389,000 | 574 |
| Interest-bearing balances | $156,000 | 4,237 |
| Securities | $34,255,000 | 3,134 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $421,539,000 | 1,125 |
| Loan loss allowance | $5,044,000 | 1,084 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $35,732,000 | 289 |
| Other real estate owned | $440,000 | 574 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $20,919,000 | 933 |
| Life insurance assets | $8,708,000 | 745 |
| Total liabilities and capital | $532,274,000 | 1,269 |
| Total liabilities | $492,140,000 | 1,227 |
| Total deposits | $476,043,000 | 1,075 |
| Interest-bearing deposits | $449,402,000 | 980 |
| Deposits held in domestic offices | $476,043,000 | 1,071 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,600,000 | 2,208 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,035,000 | 2,712 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,462,000 | 1,589 |
| Total equity capital | $40,134,000 | 1,750 |
| Total bank equity capital | $40,134,000 | 1,750 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,011,000 | 1,457 |
| Surplus | $16,350,000 | 1,757 |
| Undivided profits | $20,773,000 | 1,752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,250,000 | 1,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $27,000 | 964 |
| Income earned, not collected on loans | $3,764,000 | 1,077 |
| Earning assets | $455,950,000 | 1,344 |
| Long-term assets (5+ years) | $41,187,000 | 2,295 |
| Average Assets, year-to-date | $516,418,600 | 1,254 |
| Average Assets, quarterly | $527,982,000 | 1,265 |
| Volatile liabilities | $104,933,000 | 1,399 |
| Insider loans | $1,802,000 | 3,255 |
| FHLB advances | $10,035,000 | 2,600 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $58,447,000 | 1,559 |
| Tier 1 (core) risk-based capital | $40,011,000 | 1,626 |
| Tier 2 risk-based capital | $5,441,000 | 982 |
| Total risk weighted assets | $435,199,000 | 1,154 |
| Total unused commitments | $58,447,000 | 1,560 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 277 | 551 |
| Assets and Liabilities | ||
| Total Assets: | $523,690,000 | 1,272 |
| Cash and due from depository institutions | $17,938,000 | 551 |
| Interest-bearing balances | $70,000 | 5,016 |
| Securities | $37,347,000 | 2,923 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $413,513,000 | 1,119 |
| Loan loss allowance | $5,456,000 | 965 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $34,875,000 | 293 |
| Other real estate owned | $54,000 | 551 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $19,963,000 | 957 |
| Life insurance assets | $8,623,000 | 727 |
| Total liabilities and capital | $523,690,000 | 1,272 |
| Total liabilities | $484,651,000 | 1,233 |
| Total deposits | $459,879,000 | 1,118 |
| Interest-bearing deposits | $432,878,000 | 1,023 |
| Deposits held in domestic offices | $459,879,000 | 1,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,900,000 | 1,187 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,040,000 | 2,572 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,832,000 | 1,454 |
| Total equity capital | $39,039,000 | 1,764 |
| Total bank equity capital | $39,039,000 | 1,764 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,011,000 | 1,434 |
| Surplus | $16,350,000 | 1,720 |
| Undivided profits | $19,678,000 | 1,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,948,000 | 1,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $94,000 | 777 |
| Income earned, not collected on loans | $3,814,000 | 1,120 |
| Earning assets | $450,930,000 | 1,348 |
| Long-term assets (5+ years) | $42,093,000 | 2,190 |
| Average Assets, year-to-date | $512,454,750 | 1,254 |
| Average Assets, quarterly | $519,934,500 | 1,271 |
| Volatile liabilities | $115,567,000 | 1,221 |
| Insider loans | $1,803,000 | 3,205 |
| FHLB advances | $10,040,000 | 2,450 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $64,124,000 | 1,480 |
| Tier 1 (core) risk-based capital | $39,247,000 | 1,641 |
| Tier 2 risk-based capital | $5,348,000 | 982 |
| Total risk weighted assets | $427,299,000 | 1,156 |
| Total unused commitments | $64,124,000 | 1,481 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 280 | 558 |
| Assets and Liabilities | ||
| Total Assets: | $516,179,000 | 1,290 |
| Cash and due from depository institutions | $15,256,000 | 558 |
| Interest-bearing balances | $56,000 | 5,278 |
| Securities | $42,484,000 | 2,624 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $403,510,000 | 1,158 |
| Loan loss allowance | $5,697,000 | 923 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $34,796,000 | 291 |
| Other real estate owned | $262,000 | 558 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $19,871,000 | 966 |
| Life insurance assets | $8,541,000 | 728 |
| Total liabilities and capital | $516,178,000 | 1,290 |
| Total liabilities | $477,925,000 | 1,257 |
| Total deposits | $463,698,000 | 1,128 |
| Interest-bearing deposits | $438,210,000 | 1,026 |
| Deposits held in domestic offices | $463,698,000 | 1,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 2,920 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,040,000 | 2,479 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,587,000 | 1,505 |
| Total equity capital | $38,253,000 | 1,786 |
| Total bank equity capital | $38,253,000 | 1,786 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,011,000 | 1,426 |
| Surplus | $16,350,000 | 1,722 |
| Undivided profits | $18,892,000 | 1,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,616,000 | 2,142 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $105,000 | 740 |
| Income earned, not collected on loans | $3,768,000 | 1,061 |
| Earning assets | $446,050,000 | 1,370 |
| Long-term assets (5+ years) | $43,396,000 | 2,096 |
| Average Assets, year-to-date | $508,709,670 | 1,290 |
| Average Assets, quarterly | $512,729,000 | 1,289 |
| Volatile liabilities | $105,268,000 | 1,325 |
| Insider loans | $1,806,000 | 3,185 |
| FHLB advances | $10,040,000 | 2,357 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $63,490,000 | 1,521 |
| Tier 1 (core) risk-based capital | $38,754,000 | 1,665 |
| Tier 2 risk-based capital | $5,290,000 | 994 |
| Total risk weighted assets | $422,364,000 | 1,173 |
| Total unused commitments | $63,490,000 | 1,523 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 270 | 577 |
| Assets and Liabilities | ||
| Total Assets: | $509,279,000 | 1,311 |
| Cash and due from depository institutions | $22,923,000 | 577 |
| Interest-bearing balances | $7,749,000 | 821 |
| Securities | $46,638,000 | 2,445 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $385,674,000 | 1,189 |
| Loan loss allowance | $5,566,000 | 926 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $33,908,000 | 292 |
| Other real estate owned | $50,000 | 577 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $20,086,000 | 915 |
| Life insurance assets | $8,459,000 | 721 |
| Total liabilities and capital | $509,280,000 | 1,311 |
| Total liabilities | $471,087,000 | 1,274 |
| Total deposits | $457,714,000 | 1,143 |
| Interest-bearing deposits | $432,818,000 | 1,034 |
| Deposits held in domestic offices | $457,714,000 | 1,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $10,045,000 | 2,399 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,328,000 | 1,632 |
| Total equity capital | $38,193,000 | 1,788 |
| Total bank equity capital | $38,193,000 | 1,788 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,011,000 | 1,409 |
| Surplus | $16,350,000 | 1,690 |
| Undivided profits | $18,832,000 | 1,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,909,000 | 1,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $61,000 | 894 |
| Income earned, not collected on loans | $3,676,000 | 1,044 |
| Earning assets | $440,061,000 | 1,379 |
| Long-term assets (5+ years) | $42,260,000 | 2,109 |
| Average Assets, year-to-date | $504,975,000 | 1,312 |
| Average Assets, quarterly | $504,975,000 | 1,312 |
| Volatile liabilities | $104,105,000 | 1,306 |
| Insider loans | $2,895,000 | 2,328 |
| FHLB advances | $10,045,000 | 2,283 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $148,061,000 | 778 |
| Tier 1 (core) risk-based capital | $38,380,000 | 1,664 |
| Tier 2 risk-based capital | $5,096,000 | 1,021 |
| Total risk weighted assets | $406,793,000 | 1,198 |
| Total unused commitments | $148,061,000 | 778 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 274 | 578 |
| Assets and Liabilities | ||
| Total Assets: | $500,671,000 | 1,314 |
| Cash and due from depository institutions | $26,252,000 | 578 |
| Interest-bearing balances | $12,455,000 | 477 |
| Securities | $49,034,000 | 2,378 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $374,177,000 | 1,217 |
| Loan loss allowance | $5,303,000 | 960 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $31,397,000 | 308 |
| Other real estate owned | $395,000 | 578 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $19,416,000 | 963 |
| Life insurance assets | $8,378,000 | 706 |
| Total liabilities and capital | $500,671,000 | 1,314 |
| Total liabilities | $462,968,000 | 1,275 |
| Total deposits | $450,309,000 | 1,134 |
| Interest-bearing deposits | $419,283,000 | 1,048 |
| Deposits held in domestic offices | $450,309,000 | 1,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,045,000 | 2,496 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,614,000 | 1,932 |
| Total equity capital | $37,703,000 | 1,767 |
| Total bank equity capital | $37,703,000 | 1,767 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,011,000 | 1,399 |
| Surplus | $16,350,000 | 1,652 |
| Undivided profits | $18,342,000 | 1,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,627,000 | 1,813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $61,000 | 842 |
| Income earned, not collected on loans | $3,503,000 | 1,132 |
| Earning assets | $435,666,000 | 1,383 |
| Long-term assets (5+ years) | $42,700,000 | 2,063 |
| Average Assets, year-to-date | $473,454,800 | 1,328 |
| Average Assets, quarterly | $491,186,000 | 1,323 |
| Volatile liabilities | $93,714,000 | 1,595 |
| Insider loans | $2,922,000 | 2,285 |
| FHLB advances | $10,045,000 | 2,383 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $57,613,000 | 1,637 |
| Tier 1 (core) risk-based capital | $38,031,000 | 1,656 |
| Tier 2 risk-based capital | $4,938,000 | 1,040 |
| Total risk weighted assets | $394,203,000 | 1,219 |
| Total unused commitments | $57,613,000 | 1,638 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 265 | 597 |
| Assets and Liabilities | ||
| Total Assets: | $481,701,000 | 1,354 |
| Cash and due from depository institutions | $15,666,000 | 597 |
| Interest-bearing balances | $106,000 | 4,651 |
| Securities | $50,569,000 | 2,324 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $366,143,000 | 1,241 |
| Loan loss allowance | $5,294,000 | 976 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $30,380,000 | 308 |
| Other real estate owned | $182,000 | 597 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $18,761,000 | 997 |
| Life insurance assets | $8,298,000 | 692 |
| Total liabilities and capital | $481,700,000 | 1,354 |
| Total liabilities | $444,380,000 | 1,320 |
| Total deposits | $429,102,000 | 1,179 |
| Interest-bearing deposits | $393,305,000 | 1,102 |
| Deposits held in domestic offices | $429,102,000 | 1,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,700,000 | 2,162 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,050,000 | 2,628 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,528,000 | 1,956 |
| Total equity capital | $37,320,000 | 1,764 |
| Total bank equity capital | $37,320,000 | 1,764 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,011,000 | 1,387 |
| Surplus | $16,350,000 | 1,635 |
| Undivided profits | $17,959,000 | 1,926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,391,000 | 2,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $104,000 | 735 |
| Income earned, not collected on loans | $3,387,000 | 1,165 |
| Earning assets | $416,818,000 | 1,433 |
| Long-term assets (5+ years) | $42,143,000 | 2,075 |
| Average Assets, year-to-date | $466,650,750 | 1,353 |
| Average Assets, quarterly | $477,420,000 | 1,352 |
| Volatile liabilities | $89,938,000 | 1,639 |
| Insider loans | $913,000 | 4,418 |
| FHLB advances | $10,050,000 | 2,501 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $57,213,000 | 1,679 |
| Tier 1 (core) risk-based capital | $37,721,000 | 1,664 |
| Tier 2 risk-based capital | $4,787,000 | 1,076 |
| Total risk weighted assets | $382,060,000 | 1,246 |
| Total unused commitments | $57,213,000 | 1,680 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 263 | 606 |
| Assets and Liabilities | ||
| Total Assets: | $473,139,000 | 1,362 |
| Cash and due from depository institutions | $22,776,000 | 606 |
| Interest-bearing balances | $5,824,000 | 894 |
| Securities | $51,357,000 | 2,282 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $352,071,000 | 1,270 |
| Loan loss allowance | $5,071,000 | 1,002 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $27,612,000 | 337 |
| Other real estate owned | $195,000 | 606 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $19,128,000 | 970 |
| Life insurance assets | $8,221,000 | 686 |
| Total liabilities and capital | $473,139,000 | 1,362 |
| Total liabilities | $437,083,000 | 1,337 |
| Total deposits | $424,688,000 | 1,181 |
| Interest-bearing deposits | $392,900,000 | 1,085 |
| Deposits held in domestic offices | $424,688,000 | 1,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,050,000 | 2,634 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,345,000 | 1,934 |
| Total equity capital | $36,056,000 | 1,763 |
| Total bank equity capital | $36,056,000 | 1,763 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,011,000 | 1,377 |
| Surplus | $16,350,000 | 1,591 |
| Undivided profits | $16,695,000 | 1,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,300,000 | 1,974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,080,000 | 1,142 |
| Earning assets | $409,252,000 | 1,439 |
| Long-term assets (5+ years) | $40,829,000 | 2,102 |
| Average Assets, year-to-date | $461,634,000 | 1,372 |
| Average Assets, quarterly | $469,917,000 | 1,357 |
| Volatile liabilities | $84,270,000 | 1,711 |
| Insider loans | $1,930,000 | 2,980 |
| FHLB advances | $10,050,000 | 2,505 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $52,875,000 | 1,775 |
| Tier 1 (core) risk-based capital | $36,968,000 | 1,664 |
| Tier 2 risk-based capital | $4,602,000 | 1,095 |
| Total risk weighted assets | $367,232,000 | 1,287 |
| Total unused commitments | $52,875,000 | 1,776 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 252 | 626 |
| Assets and Liabilities | ||
| Total Assets: | $466,695,000 | 1,365 |
| Cash and due from depository institutions | $37,705,000 | 626 |
| Interest-bearing balances | $20,543,000 | 288 |
| Securities | $50,383,000 | 2,354 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $334,697,000 | 1,290 |
| Loan loss allowance | $4,925,000 | 1,024 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $24,195,000 | 377 |
| Other real estate owned | $170,000 | 626 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $19,545,000 | 909 |
| Life insurance assets | $8,147,000 | 673 |
| Total liabilities and capital | $466,695,000 | 1,365 |
| Total liabilities | $431,295,000 | 1,324 |
| Total deposits | $418,285,000 | 1,178 |
| Interest-bearing deposits | $390,980,000 | 1,061 |
| Deposits held in domestic offices | $418,285,000 | 1,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,055,000 | 2,563 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,955,000 | 1,599 |
| Total equity capital | $35,400,000 | 1,777 |
| Total bank equity capital | $35,400,000 | 1,777 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,011,000 | 1,371 |
| Surplus | $16,350,000 | 1,544 |
| Undivided profits | $16,039,000 | 2,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,758,000 | 1,475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $324,000 | 431 |
| Income earned, not collected on loans | $2,938,000 | 1,142 |
| Earning assets | $405,623,000 | 1,426 |
| Long-term assets (5+ years) | $35,822,000 | 2,281 |
| Average Assets, year-to-date | $455,881,500 | 1,381 |
| Average Assets, quarterly | $455,881,500 | 1,381 |
| Volatile liabilities | $81,495,000 | 1,669 |
| Insider loans | $1,500,000 | 3,410 |
| FHLB advances | $10,055,000 | 2,446 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $50,925,000 | 1,816 |
| Tier 1 (core) risk-based capital | $34,578,000 | 1,748 |
| Tier 2 risk-based capital | $4,360,000 | 1,134 |
| Total risk weighted assets | $347,896,000 | 1,327 |
| Total unused commitments | $50,925,000 | 1,817 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 247 | 637 |
| Assets and Liabilities | ||
| Total Assets: | $445,068,000 | 1,413 |
| Cash and due from depository institutions | $28,083,000 | 637 |
| Interest-bearing balances | $10,858,000 | 521 |
| Securities | $50,290,000 | 2,359 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $326,093,000 | 1,307 |
| Loan loss allowance | $4,706,000 | 1,047 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $21,782,000 | 419 |
| Other real estate owned | $179,000 | 637 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $18,641,000 | 946 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $445,068,000 | 1,413 |
| Total liabilities | $410,168,000 | 1,383 |
| Total deposits | $397,545,000 | 1,226 |
| Interest-bearing deposits | $370,258,000 | 1,097 |
| Deposits held in domestic offices | $397,545,000 | 1,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,055,000 | 2,650 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,568,000 | 1,756 |
| Total equity capital | $34,900,000 | 1,776 |
| Total bank equity capital | $34,900,000 | 1,776 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,011,000 | 1,357 |
| Surplus | $16,350,000 | 1,520 |
| Undivided profits | $15,539,000 | 2,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,431,000 | 1,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $330,000 | 418 |
| Income earned, not collected on loans | $2,777,000 | 1,202 |
| Earning assets | $387,241,000 | 1,478 |
| Long-term assets (5+ years) | $39,910,000 | 2,075 |
| Average Assets, year-to-date | $427,820,600 | 1,398 |
| Average Assets, quarterly | $448,951,000 | 1,390 |
| Volatile liabilities | $78,387,000 | 1,687 |
| Insider loans | $1,964,000 | 2,873 |
| FHLB advances | $10,055,000 | 2,510 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $46,596,000 | 1,885 |
| Tier 1 (core) risk-based capital | $35,471,000 | 1,659 |
| Tier 2 risk-based capital | $4,188,000 | 1,163 |
| Total risk weighted assets | $334,027,000 | 1,362 |
| Total unused commitments | $46,596,000 | 1,885 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 245 | 635 |
| Assets and Liabilities | ||
| Total Assets: | $452,834,000 | 1,357 |
| Cash and due from depository institutions | $40,476,000 | 635 |
| Interest-bearing balances | $23,632,000 | 227 |
| Securities | $50,566,000 | 2,308 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $322,206,000 | 1,295 |
| Loan loss allowance | $4,583,000 | 1,066 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $20,563,000 | 440 |
| Other real estate owned | $172,000 | 635 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $18,851,000 | 902 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $452,834,000 | 1,357 |
| Total liabilities | $418,306,000 | 1,320 |
| Total deposits | $406,005,000 | 1,162 |
| Interest-bearing deposits | $373,515,000 | 1,059 |
| Deposits held in domestic offices | $406,005,000 | 1,158 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,060,000 | 2,663 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,241,000 | 1,903 |
| Total equity capital | $34,528,000 | 1,770 |
| Total bank equity capital | $34,528,000 | 1,770 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,011,000 | 1,327 |
| Surplus | $16,350,000 | 1,474 |
| Undivided profits | $15,167,000 | 2,129 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,245,000 | 2,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,705,000 | 1,172 |
| Earning assets | $396,404,000 | 1,416 |
| Long-term assets (5+ years) | $38,789,000 | 2,131 |
| Average Assets, year-to-date | $423,508,750 | 1,401 |
| Average Assets, quarterly | $439,990,000 | 1,380 |
| Volatile liabilities | $81,314,000 | 1,580 |
| Insider loans | $1,888,000 | 2,918 |
| FHLB advances | $10,060,000 | 2,507 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $50,897,000 | 1,731 |
| Tier 1 (core) risk-based capital | $34,916,000 | 1,654 |
| Tier 2 risk-based capital | $4,139,000 | 1,139 |
| Total risk weighted assets | $330,280,000 | 1,334 |
| Total unused commitments | $50,897,000 | 1,732 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 248 | 633 |
| Assets and Liabilities | ||
| Total Assets: | $427,146,000 | 1,406 |
| Cash and due from depository institutions | $31,793,000 | 633 |
| Interest-bearing balances | $18,169,000 | 307 |
| Securities | $47,781,000 | 2,455 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $309,812,000 | 1,315 |
| Loan loss allowance | $4,344,000 | 1,093 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $20,059,000 | 440 |
| Other real estate owned | $130,000 | 633 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $17,571,000 | 956 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $427,146,000 | 1,406 |
| Total liabilities | $393,027,000 | 1,377 |
| Total deposits | $380,998,000 | 1,218 |
| Interest-bearing deposits | $363,511,000 | 1,058 |
| Deposits held in domestic offices | $380,998,000 | 1,215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,060,000 | 2,622 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,969,000 | 1,993 |
| Total equity capital | $34,119,000 | 1,754 |
| Total bank equity capital | $34,119,000 | 1,754 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,011,000 | 1,307 |
| Surplus | $16,350,000 | 1,444 |
| Undivided profits | $14,758,000 | 2,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,615,000 | 1,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $378,000 | 393 |
| Income earned, not collected on loans | $2,553,000 | 1,130 |
| Earning assets | $375,762,000 | 1,481 |
| Long-term assets (5+ years) | $35,447,000 | 2,290 |
| Average Assets, year-to-date | $413,733,670 | 1,426 |
| Average Assets, quarterly | $418,381,500 | 1,428 |
| Volatile liabilities | $77,984,000 | 1,592 |
| Insider loans | $1,347,000 | 3,524 |
| FHLB advances | $10,060,000 | 2,486 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $41,703,000 | 1,950 |
| Tier 1 (core) risk-based capital | $34,229,000 | 1,644 |
| Tier 2 risk-based capital | $3,940,000 | 1,190 |
| Total risk weighted assets | $314,372,000 | 1,371 |
| Total unused commitments | $41,703,000 | 1,950 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 245 | 630 |
| Assets and Liabilities | ||
| Total Assets: | $409,617,000 | 1,458 |
| Cash and due from depository institutions | $28,260,000 | 630 |
| Interest-bearing balances | $15,002,000 | 369 |
| Securities | $48,501,000 | 2,437 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $295,108,000 | 1,349 |
| Loan loss allowance | $4,202,000 | 1,121 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $20,268,000 | 426 |
| Other real estate owned | $81,000 | 630 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $17,399,000 | 942 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $409,617,000 | 1,458 |
| Total liabilities | $376,134,000 | 1,424 |
| Total deposits | $364,178,000 | 1,269 |
| Interest-bearing deposits | $349,065,000 | 1,105 |
| Deposits held in domestic offices | $364,178,000 | 1,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,065,000 | 2,551 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,891,000 | 2,038 |
| Total equity capital | $33,483,000 | 1,737 |
| Total bank equity capital | $33,483,000 | 1,737 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,011,000 | 1,301 |
| Surplus | $16,350,000 | 1,401 |
| Undivided profits | $14,122,000 | 2,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,871,000 | 1,387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $385,000 | 386 |
| Income earned, not collected on loans | $2,424,000 | 1,153 |
| Earning assets | $358,611,000 | 1,539 |
| Long-term assets (5+ years) | $39,117,000 | 2,178 |
| Average Assets, year-to-date | $407,027,500 | 1,457 |
| Average Assets, quarterly | $407,027,500 | 1,457 |
| Volatile liabilities | $69,114,000 | 1,662 |
| Insider loans | $2,144,000 | 2,606 |
| FHLB advances | $10,065,000 | 2,426 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $30,084,000 | 2,390 |
| Tier 1 (core) risk-based capital | $33,861,000 | 1,625 |
| Tier 2 risk-based capital | $3,802,000 | 1,221 |
| Total risk weighted assets | $303,368,000 | 1,390 |
| Total unused commitments | $30,084,000 | 2,395 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 250 | 626 |
| Assets and Liabilities | ||
| Total Assets: | $404,438,000 | 1,475 |
| Cash and due from depository institutions | $32,055,000 | 626 |
| Interest-bearing balances | $17,987,000 | 312 |
| Securities | $45,855,000 | 2,591 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $289,516,000 | 1,364 |
| Loan loss allowance | $4,148,000 | 1,126 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $19,632,000 | 431 |
| Other real estate owned | $127,000 | 626 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $17,253,000 | 929 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $404,438,000 | 1,475 |
| Total liabilities | $370,856,000 | 1,441 |
| Total deposits | $358,948,000 | 1,277 |
| Interest-bearing deposits | $343,512,000 | 1,111 |
| Deposits held in domestic offices | $358,948,000 | 1,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $10,065,000 | 2,568 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,843,000 | 2,053 |
| Total equity capital | $33,582,000 | 1,728 |
| Total bank equity capital | $33,582,000 | 1,728 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,011,000 | 1,282 |
| Surplus | $16,350,000 | 1,385 |
| Undivided profits | $14,221,000 | 2,240 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,151,000 | 1,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $414,000 | 357 |
| Income earned, not collected on loans | $2,248,000 | 1,224 |
| Earning assets | $353,358,000 | 1,546 |
| Long-term assets (5+ years) | $39,430,000 | 2,200 |
| Average Assets, year-to-date | $391,430,800 | 1,438 |
| Average Assets, quarterly | $398,646,000 | 1,477 |
| Volatile liabilities | $67,344,000 | 1,665 |
| Insider loans | $3,885,000 | 1,575 |
| FHLB advances | $10,065,000 | 2,424 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $30,510,000 | 2,288 |
| Tier 1 (core) risk-based capital | $33,009,000 | 1,653 |
| Tier 2 risk-based capital | $3,734,000 | 1,226 |
| Total risk weighted assets | $297,919,000 | 1,394 |
| Total unused commitments | $30,510,000 | 2,288 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 248 | 625 |
| Assets and Liabilities | ||
| Total Assets: | $392,854,000 | 1,491 |
| Cash and due from depository institutions | $32,212,000 | 625 |
| Interest-bearing balances | $18,735,000 | 309 |
| Securities | $46,778,000 | 2,550 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $279,103,000 | 1,376 |
| Loan loss allowance | $4,214,000 | 1,110 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $18,174,000 | 461 |
| Other real estate owned | $275,000 | 625 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $16,312,000 | 950 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $392,854,000 | 1,491 |
| Total liabilities | $359,736,000 | 1,466 |
| Total deposits | $345,149,000 | 1,302 |
| Interest-bearing deposits | $332,786,000 | 1,141 |
| Deposits held in domestic offices | $345,149,000 | 1,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,842,000 | 2,082 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $10,070,000 | 2,550 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,675,000 | 2,196 |
| Total equity capital | $33,118,000 | 1,725 |
| Total bank equity capital | $33,118,000 | 1,725 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,011,000 | 1,271 |
| Surplus | $16,350,000 | 1,348 |
| Undivided profits | $13,757,000 | 2,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,659,000 | 1,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $414,000 | 384 |
| Income earned, not collected on loans | $2,182,000 | 1,307 |
| Earning assets | $344,616,000 | 1,560 |
| Long-term assets (5+ years) | $40,247,000 | 2,207 |
| Average Assets, year-to-date | $388,179,000 | 1,453 |
| Average Assets, quarterly | $391,901,500 | 1,467 |
| Volatile liabilities | $65,935,000 | 1,664 |
| Insider loans | $4,352,000 | 1,353 |
| FHLB advances | $10,070,000 | 2,418 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $28,664,000 | 2,355 |
| Tier 1 (core) risk-based capital | $32,491,000 | 1,640 |
| Tier 2 risk-based capital | $3,592,000 | 1,271 |
| Total risk weighted assets | $286,419,000 | 1,427 |
| Total unused commitments | $28,664,000 | 2,359 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 202 | 782 |
| Assets and Liabilities | ||
| Total Assets: | $318,210,000 | 1,807 |
| Cash and due from depository institutions | $26,446,000 | 782 |
| Interest-bearing balances | $16,542,000 | 373 |
| Securities | $42,320,000 | 2,801 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $223,697,000 | 1,685 |
| Loan loss allowance | $3,417,000 | 1,366 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $12,120,000 | 742 |
| Other real estate owned | $129,000 | 782 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $13,498,000 | 1,147 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $318,210,000 | 1,807 |
| Total liabilities | $291,985,000 | 1,776 |
| Total deposits | $278,343,000 | 1,639 |
| Interest-bearing deposits | $266,752,000 | 1,455 |
| Deposits held in domestic offices | $278,343,000 | 1,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,509,000 | 2,211 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,120,000 | 2,531 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,013,000 | 2,917 |
| Total equity capital | $26,225,000 | 2,115 |
| Total bank equity capital | $26,225,000 | 2,115 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,456,000 | 1,599 |
| Surplus | $9,104,000 | 2,167 |
| Undivided profits | $14,665,000 | 2,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,681,000 | 1,663 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $414,000 | 394 |
| Income earned, not collected on loans | $1,984,000 | 1,361 |
| Earning assets | $282,559,000 | 1,861 |
| Long-term assets (5+ years) | $33,374,000 | 2,619 |
| Average Assets, year-to-date | $318,331,330 | 1,762 |
| Average Assets, quarterly | $319,845,000 | 1,771 |
| Volatile liabilities | $54,487,000 | 1,906 |
| Insider loans | $3,970,000 | 1,456 |
| FHLB advances | $10,070,000 | 2,402 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $26,253,000 | 2,494 |
| Tier 1 (core) risk-based capital | $26,446,000 | 2,028 |
| Tier 2 risk-based capital | $2,826,000 | 1,552 |
| Total risk weighted assets | $225,197,000 | 1,749 |
| Total unused commitments | $26,253,000 | 2,497 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 200 | 795 |
| Assets and Liabilities | ||
| Total Assets: | $321,480,000 | 1,775 |
| Cash and due from depository institutions | $38,357,000 | 795 |
| Interest-bearing balances | $26,205,000 | 261 |
| Securities | $41,627,000 | 2,838 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $216,585,000 | 1,693 |
| Loan loss allowance | $3,392,000 | 1,364 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $12,220,000 | 720 |
| Other real estate owned | $111,000 | 795 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $12,580,000 | 1,161 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $321,480,000 | 1,775 |
| Total liabilities | $294,673,000 | 1,745 |
| Total deposits | $280,814,000 | 1,608 |
| Interest-bearing deposits | $269,923,000 | 1,420 |
| Deposits held in domestic offices | $280,814,000 | 1,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,715,000 | 1,928 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,075,000 | 2,407 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,069,000 | 3,062 |
| Total equity capital | $26,807,000 | 2,104 |
| Total bank equity capital | $26,807,000 | 2,104 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,456,000 | 1,594 |
| Surplus | $9,104,000 | 2,133 |
| Undivided profits | $15,247,000 | 2,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,844,000 | 1,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,924,000 | 1,397 |
| Earning assets | $284,417,000 | 1,827 |
| Long-term assets (5+ years) | $20,318,000 | 3,531 |
| Average Assets, year-to-date | $318,392,000 | 1,767 |
| Average Assets, quarterly | $318,392,000 | 1,767 |
| Volatile liabilities | $56,048,000 | 1,787 |
| Insider loans | $4,169,000 | 1,356 |
| FHLB advances | $10,075,000 | 2,272 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $22,399,000 | 2,725 |
| Tier 1 (core) risk-based capital | $26,247,000 | 2,007 |
| Tier 2 risk-based capital | $2,734,000 | 1,593 |
| Total risk weighted assets | $217,847,000 | 1,767 |
| Total unused commitments | $22,399,000 | 2,733 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 199 | 809 |
| Assets and Liabilities | ||
| Total Assets: | $315,304,000 | 1,800 |
| Cash and due from depository institutions | $36,165,000 | 809 |
| Interest-bearing balances | $22,704,000 | 280 |
| Securities | $39,640,000 | 2,997 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $214,204,000 | 1,686 |
| Loan loss allowance | $3,306,000 | 1,394 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $12,329,000 | 706 |
| Other real estate owned | $244,000 | 809 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $12,722,000 | 1,164 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $315,304,000 | 1,800 |
| Total liabilities | $288,869,000 | 1,769 |
| Total deposits | $274,441,000 | 1,640 |
| Interest-bearing deposits | $263,046,000 | 1,449 |
| Deposits held in domestic offices | $274,441,000 | 1,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,469,000 | 1,869 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,140,000 | 2,393 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $819,000 | 3,521 |
| Total equity capital | $26,435,000 | 2,091 |
| Total bank equity capital | $26,435,000 | 2,091 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,456,000 | 1,604 |
| Surplus | $9,104,000 | 2,103 |
| Undivided profits | $14,875,000 | 2,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,971,000 | 1,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,918,000 | 1,451 |
| Earning assets | $276,548,000 | 1,866 |
| Long-term assets (5+ years) | $21,132,000 | 3,491 |
| Average Assets, year-to-date | $302,862,800 | 1,796 |
| Average Assets, quarterly | $310,561,500 | 1,803 |
| Volatile liabilities | $52,525,000 | 1,881 |
| Insider loans | $3,996,000 | 1,383 |
| FHLB advances | $10,075,000 | 2,259 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $21,405,000 | 2,724 |
| Tier 1 (core) risk-based capital | $26,112,000 | 1,999 |
| Tier 2 risk-based capital | $2,689,000 | 1,602 |
| Total risk weighted assets | $214,458,000 | 1,768 |
| Total unused commitments | $21,405,000 | 2,728 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 200 | 823 |
| Assets and Liabilities | ||
| Total Assets: | $305,819,000 | 1,852 |
| Cash and due from depository institutions | $27,504,000 | 823 |
| Interest-bearing balances | $16,513,000 | 462 |
| Securities | $41,736,000 | 2,831 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $212,095,000 | 1,685 |
| Loan loss allowance | $3,483,000 | 1,338 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $12,580,000 | 694 |
| Other real estate owned | $372,000 | 823 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $11,532,000 | 1,274 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $305,819,000 | 1,852 |
| Total liabilities | $279,656,000 | 1,821 |
| Total deposits | $265,461,000 | 1,703 |
| Interest-bearing deposits | $255,260,000 | 1,510 |
| Deposits held in domestic offices | $265,461,000 | 1,701 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,336,000 | 1,825 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,091,000 | 2,350 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $768,000 | 3,835 |
| Total equity capital | $26,163,000 | 2,106 |
| Total bank equity capital | $26,163,000 | 2,106 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,456,000 | 1,601 |
| Surplus | $9,104,000 | 2,072 |
| Undivided profits | $14,603,000 | 2,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,345,000 | 1,398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,929,000 | 1,551 |
| Earning assets | $270,344,000 | 1,906 |
| Long-term assets (5+ years) | $20,169,000 | 3,583 |
| Average Assets, year-to-date | $299,752,500 | 1,833 |
| Average Assets, quarterly | $302,005,000 | 1,861 |
| Volatile liabilities | $51,383,000 | 1,854 |
| Insider loans | $3,517,000 | 1,573 |
| FHLB advances | $10,080,000 | 2,210 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $18,823,000 | 2,952 |
| Tier 1 (core) risk-based capital | $25,764,000 | 2,023 |
| Tier 2 risk-based capital | $2,613,000 | 1,638 |
| Total risk weighted assets | $208,167,000 | 1,812 |
| Total unused commitments | $18,823,000 | 2,954 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 203 | 806 |
| Assets and Liabilities | ||
| Total Assets: | $298,191,000 | 1,883 |
| Cash and due from depository institutions | $23,144,000 | 806 |
| Interest-bearing balances | $10,113,000 | 827 |
| Securities | $42,292,000 | 2,750 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $208,276,000 | 1,685 |
| Loan loss allowance | $3,552,000 | 1,289 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,784,000 | 667 |
| Other real estate owned | $338,000 | 806 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $11,357,000 | 1,230 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $298,191,000 | 1,883 |
| Total liabilities | $271,775,000 | 1,863 |
| Total deposits | $258,284,000 | 1,738 |
| Interest-bearing deposits | $249,408,000 | 1,536 |
| Deposits held in domestic offices | $258,284,000 | 1,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,701,000 | 1,891 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,080,000 | 2,323 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $710,000 | 4,159 |
| Total equity capital | $26,416,000 | 2,079 |
| Total bank equity capital | $26,416,000 | 2,079 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,456,000 | 1,593 |
| Surplus | $9,104,000 | 2,029 |
| Undivided profits | $14,856,000 | 2,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,490,000 | 1,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,990,000 | 1,419 |
| Earning assets | $260,681,000 | 1,958 |
| Long-term assets (5+ years) | $16,089,000 | 3,937 |
| Average Assets, year-to-date | $297,730,330 | 1,837 |
| Average Assets, quarterly | $298,165,500 | 1,851 |
| Volatile liabilities | $46,062,000 | 2,026 |
| Insider loans | $3,324,000 | 1,661 |
| FHLB advances | $10,080,000 | 2,171 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $17,291,000 | 3,086 |
| Tier 1 (core) risk-based capital | $25,555,000 | 2,001 |
| Tier 2 risk-based capital | $2,549,000 | 1,633 |
| Total risk weighted assets | $202,862,000 | 1,818 |
| Total unused commitments | $17,291,000 | 3,096 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 209 | 772 |
| Assets and Liabilities | ||
| Total Assets: | $298,140,000 | 1,834 |
| Cash and due from depository institutions | $21,165,000 | 772 |
| Interest-bearing balances | $7,113,000 | 1,148 |
| Securities | $43,052,000 | 2,682 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $209,501,000 | 1,658 |
| Loan loss allowance | $3,438,000 | 1,310 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $12,971,000 | 641 |
| Other real estate owned | $308,000 | 772 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $11,143,000 | 1,222 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $298,140,000 | 1,834 |
| Total liabilities | $272,219,000 | 1,813 |
| Total deposits | $259,213,000 | 1,702 |
| Interest-bearing deposits | $250,919,000 | 1,505 |
| Deposits held in domestic offices | $259,213,000 | 1,699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,283,000 | 1,891 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $10,085,000 | 2,251 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $638,000 | 4,480 |
| Total equity capital | $25,921,000 | 2,060 |
| Total bank equity capital | $25,921,000 | 2,060 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,456,000 | 1,602 |
| Surplus | $9,104,000 | 1,998 |
| Undivided profits | $14,361,000 | 2,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,064,000 | 1,571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,084,000 | 1,381 |
| Earning assets | $259,666,000 | 1,928 |
| Long-term assets (5+ years) | $15,885,000 | 3,878 |
| Average Assets, year-to-date | $297,500,000 | 1,823 |
| Average Assets, quarterly | $297,500,000 | 1,823 |
| Volatile liabilities | $47,158,000 | 1,933 |
| Insider loans | $1,385,000 | 3,238 |
| FHLB advances | $10,085,000 | 2,113 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $17,549,000 | 2,944 |
| Tier 1 (core) risk-based capital | $25,314,000 | 1,981 |
| Tier 2 risk-based capital | $2,554,000 | 1,607 |
| Total risk weighted assets | $203,374,000 | 1,782 |
| Total unused commitments | $17,549,000 | 2,956 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 206 | 790 |
| Assets and Liabilities | ||
| Total Assets: | $296,860,000 | 1,817 |
| Cash and due from depository institutions | $24,942,000 | 790 |
| Interest-bearing balances | $11,313,000 | 701 |
| Securities | $36,059,000 | 3,049 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $211,618,000 | 1,641 |
| Loan loss allowance | $3,227,000 | 1,358 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,993,000 | 634 |
| Other real estate owned | $162,000 | 790 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $11,086,000 | 1,205 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $296,860,000 | 1,817 |
| Total liabilities | $270,928,000 | 1,795 |
| Total deposits | $257,819,000 | 1,683 |
| Interest-bearing deposits | $249,597,000 | 1,474 |
| Deposits held in domestic offices | $257,819,000 | 1,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,159,000 | 2,011 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $10,086,000 | 2,270 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $864,000 | 3,735 |
| Total equity capital | $25,932,000 | 2,032 |
| Total bank equity capital | $25,932,000 | 2,032 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,456,000 | 1,593 |
| Surplus | $9,104,000 | 1,968 |
| Undivided profits | $14,372,000 | 2,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,417,000 | 2,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,052,000 | 1,471 |
| Earning assets | $258,990,000 | 1,891 |
| Long-term assets (5+ years) | $14,285,000 | 4,068 |
| Average Assets, year-to-date | $296,455,800 | 1,727 |
| Average Assets, quarterly | $295,392,500 | 1,804 |
| Volatile liabilities | $45,771,000 | 1,969 |
| Insider loans | $1,345,000 | 3,317 |
| FHLB advances | $10,085,000 | 2,112 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $16,149,000 | 3,039 |
| Tier 1 (core) risk-based capital | $25,223,000 | 1,938 |
| Tier 2 risk-based capital | $2,579,000 | 1,564 |
| Total risk weighted assets | $205,685,000 | 1,746 |
| Total unused commitments | $16,149,000 | 3,044 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 198 | 818 |
| Assets and Liabilities | ||
| Total Assets: | $296,120,000 | 1,728 |
| Cash and due from depository institutions | $20,270,000 | 818 |
| Interest-bearing balances | $6,116,000 | 1,052 |
| Securities | $52,687,000 | 2,107 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $199,777,000 | 1,652 |
| Loan loss allowance | $2,805,000 | 1,476 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $12,962,000 | 611 |
| Other real estate owned | $375,000 | 818 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $10,049,000 | 1,224 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $296,120,000 | 1,728 |
| Total liabilities | $274,236,000 | 1,678 |
| Total deposits | $260,927,000 | 1,539 |
| Interest-bearing deposits | $252,998,000 | 1,377 |
| Deposits held in domestic offices | $260,927,000 | 1,536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,983,000 | 2,194 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,095,000 | 2,139 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,231,000 | 2,958 |
| Total equity capital | $21,884,000 | 2,252 |
| Total bank equity capital | $21,884,000 | 2,252 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,153,000 | 1,762 |
| Surplus | $6,283,000 | 2,574 |
| Undivided profits | $13,448,000 | 2,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,118,000 | 2,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,346,000 | 1,366 |
| Earning assets | $258,580,000 | 1,803 |
| Long-term assets (5+ years) | $19,238,000 | 3,385 |
| Average Assets, year-to-date | $281,891,400 | 1,711 |
| Average Assets, quarterly | $293,037,000 | 1,713 |
| Volatile liabilities | $48,248,000 | 1,818 |
| Insider loans | $2,446,000 | 2,005 |
| FHLB advances | $10,095,000 | 1,984 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $21,159,000 | 2,400 |
| Tier 1 (core) risk-based capital | $21,183,000 | 2,205 |
| Tier 2 risk-based capital | $2,568,000 | 1,481 |
| Total risk weighted assets | $205,235,000 | 1,656 |
| Total unused commitments | $21,159,000 | 2,405 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 177 | 892 |
| Assets and Liabilities | ||
| Total Assets: | $265,764,000 | 1,808 |
| Cash and due from depository institutions | $12,036,000 | 892 |
| Interest-bearing balances | $24,000 | 5,864 |
| Securities | $45,575,000 | 2,384 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 3,566 |
| Net loans & leases | $189,837,000 | 1,677 |
| Loan loss allowance | $2,397,000 | 1,609 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $11,641,000 | 674 |
| Other real estate owned | $221,000 | 892 |
| Goodwill and other intangibles | $49,000 | 2,808 |
| All other assets | $3,601,000 | 2,430 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $265,764,000 | 1,808 |
| Total liabilities | $245,275,000 | 1,771 |
| Total deposits | $240,825,000 | 1,585 |
| Interest-bearing deposits | $216,652,000 | 1,544 |
| Deposits held in domestic offices | $240,825,000 | 1,580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,785,000 | 2,029 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $105,000 | 5,453 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,560,000 | 2,505 |
| Total equity capital | $20,489,000 | 2,285 |
| Total bank equity capital | $20,489,000 | 2,285 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,153,000 | 1,780 |
| Surplus | $6,283,000 | 2,504 |
| Undivided profits | $12,053,000 | 2,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $939,000 | 2,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,067,000 | 1,200 |
| Earning assets | $238,236,000 | 1,862 |
| Long-term assets (5+ years) | $15,601,000 | 3,672 |
| Average Assets, year-to-date | $260,398,800 | 1,766 |
| Average Assets, quarterly | $262,700,500 | 1,816 |
| Volatile liabilities | $46,170,000 | 1,890 |
| Insider loans | $2,626,000 | 1,808 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $18,762,000 | 2,440 |
| Tier 1 (core) risk-based capital | $20,302,000 | 2,190 |
| Tier 2 risk-based capital | $2,350,120 | 1,546 |
| Total risk weighted assets | $187,961,920 | 1,738 |
| Total unused commitments | $18,762,000 | 2,444 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 62 | 2,867 |
| Assets and Liabilities | ||
| Total Assets: | $137,664,000 | 3,350 |
| Cash and due from depository institutions | $7,167,000 | 2,867 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $16,211,000 | 5,557 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $108,699,000 | 2,720 |
| Loan loss allowance | $1,363,000 | 2,599 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,800,000 | 2,282 |
| Other real estate owned | $153,000 | 2,867 |
| Goodwill and other intangibles | $17,000 | 3,083 |
| All other assets | $1,617,000 | 4,614 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,664,000 | 3,350 |
| Total liabilities | $128,223,000 | 3,255 |
| Total deposits | $119,665,000 | 3,172 |
| Interest-bearing deposits | $109,358,000 | 2,991 |
| Deposits held in domestic offices | $119,665,000 | 3,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,900,000 | 1,361 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $115,000 | 5,448 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $543,000 | 5,084 |
| Total equity capital | $9,441,000 | 4,453 |
| Total bank equity capital | $9,441,000 | 4,453 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,071,000 | 2,967 |
| Surplus | $3,929,000 | 3,623 |
| Undivided profits | $4,441,000 | 4,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $982,000 | 2,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,009,000 | 2,235 |
| Earning assets | $124,910,000 | 3,356 |
| Long-term assets (5+ years) | $6,211,000 | 5,894 |
| Average Assets, year-to-date | $137,010,000 | 3,230 |
| Average Assets, quarterly | $137,425,500 | 3,322 |
| Volatile liabilities | $27,866,000 | 2,688 |
| Insider loans | $2,371,000 | 1,929 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $9,075,000 | 3,958 |
| Tier 1 (core) risk-based capital | $9,497,000 | 4,442 |
| Tier 2 risk-based capital | $1,237,950 | 2,593 |
| Total risk weighted assets | $98,911,250 | 3,005 |
| Total unused commitments | $9,075,000 | 3,962 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 64 | 2,782 |
| Assets and Liabilities | ||
| Total Assets: | $138,214,000 | 3,263 |
| Cash and due from depository institutions | $6,030,000 | 2,782 |
| Interest-bearing balances | $1,000 | 6,667 |
| Securities | $22,584,000 | 4,447 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $104,995,000 | 2,646 |
| Loan loss allowance | $1,073,000 | 3,142 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,749,000 | 2,927 |
| Other real estate owned | $23,000 | 2,782 |
| Goodwill and other intangibles | $25,000 | 3,119 |
| All other assets | $1,808,000 | 3,856 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,214,000 | 3,263 |
| Total liabilities | $129,324,000 | 3,141 |
| Total deposits | $117,346,000 | 3,217 |
| Interest-bearing deposits | $106,990,000 | 3,030 |
| Deposits held in domestic offices | $117,346,000 | 3,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,300,000 | 994 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $125,000 | 4,728 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $553,000 | 5,418 |
| Total equity capital | $8,890,000 | 4,786 |
| Total bank equity capital | $8,890,000 | 4,786 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,071,000 | 2,968 |
| Surplus | $3,929,000 | 3,484 |
| Undivided profits | $3,890,000 | 5,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $662,000 | 3,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $171,000 | 702 |
| Income earned, not collected on loans | $962,000 | 2,334 |
| Earning assets | $127,580,000 | 3,258 |
| Long-term assets (5+ years) | $6,953,000 | 5,542 |
| Average Assets, year-to-date | $122,790,000 | 3,460 |
| Average Assets, quarterly | $134,172,500 | 3,306 |
| Volatile liabilities | $30,604,000 | 2,119 |
| Insider loans | $3,177,000 | 1,365 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,560,000 | 3,721 |
| Tier 1 (core) risk-based capital | $8,756,000 | 4,665 |
| Tier 2 risk-based capital | $1,073,000 | 2,853 |
| Total risk weighted assets | $91,626,100 | 3,051 |
| Total unused commitments | $9,560,000 | 3,728 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 62 | 2,921 |
| Assets and Liabilities | ||
| Total Assets: | $111,301,000 | 3,934 |
| Cash and due from depository institutions | $6,349,000 | 2,921 |
| Interest-bearing balances | $9,000 | 6,194 |
| Securities | $23,601,000 | 4,381 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $77,016,000 | 3,488 |
| Loan loss allowance | $852,000 | 3,854 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,918,000 | 2,705 |
| Other real estate owned | $0 | 2,921 |
| Goodwill and other intangibles | $34,000 | 3,103 |
| All other assets | $1,383,000 | 4,778 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,301,000 | 3,934 |
| Total liabilities | $102,997,000 | 3,819 |
| Total deposits | $99,852,000 | 3,717 |
| Interest-bearing deposits | $89,203,000 | 3,575 |
| Deposits held in domestic offices | $99,852,000 | 3,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,500,000 | 1,973 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $135,000 | 4,679 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $510,000 | 5,839 |
| Total equity capital | $8,304,000 | 5,055 |
| Total bank equity capital | $8,304,000 | 5,055 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,071,000 | 3,035 |
| Surplus | $3,929,000 | 3,418 |
| Undivided profits | $3,304,000 | 5,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $312,000 | 5,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $816,000 | 2,836 |
| Earning assets | $100,626,000 | 4,003 |
| Long-term assets (5+ years) | $5,912,000 | 5,590 |
| Average Assets, year-to-date | $96,537,800 | 4,291 |
| Average Assets, quarterly | $110,060,000 | 3,922 |
| Volatile liabilities | $19,686,000 | 3,034 |
| Insider loans | $2,318,000 | 1,806 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,082,000 | 5,148 |
| Tier 1 (core) risk-based capital | $8,205,000 | 4,969 |
| Tier 2 risk-based capital | $852,000 | 3,390 |
| Total risk weighted assets | $71,719,200 | 3,745 |
| Total unused commitments | $5,082,000 | 5,152 |
| Derivatives | $0 | 533 |