Home > Landmark Bank > Income and Expense
Landmark Bank, Income and Expense
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,698,000 | 6,074 |
| Total interest expense | $454,000 | 5,923 |
| Net interest income | $1,244,000 | 6,045 |
| Provision for loan and lease losses | $230,000 | 1,975 |
| Total noninterest income | $848,000 | 2,491 |
| Gross Fiduciary activities income | $44,000 | 975 |
| Service charges on deposit accounts | $657,000 | 1,353 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $147,000 | 4,337 |
| Total noninterest expense | $2,232,000 | 3,434 |
| Salaries and employee benefits | $949,000 | 4,137 |
| Premises and equipment expense | $341,000 | 3,203 |
| Additional noninterest expense | $942,000 | 2,521 |
| Pre-tax net operating income | $-370,000 | 8,842 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-130,000 | 8,958 |
| Income before extraordinary items | $-240,000 | 8,824 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-240,000 | 8,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 1,572 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-240,000 | 8,796 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $839,000 | 6,122 |
| Total interest expense | $220,000 | 6,074 |
| Net interest income | $619,000 | 6,048 |
| Provision for loan and lease losses | $96,000 | 2,191 |
| Total noninterest income | $402,000 | 2,525 |
| Gross Fiduciary activities income | $20,000 | 996 |
| Service charges on deposit accounts | $312,000 | 1,375 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $70,000 | 4,441 |
| Total noninterest expense | $1,119,000 | 3,443 |
| Salaries and employee benefits | $473,000 | 4,184 |
| Premises and equipment expense | $158,000 | 3,442 |
| Additional noninterest expense | $488,000 | 2,422 |
| Pre-tax net operating income | $-194,000 | 8,901 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-70,000 | 9,008 |
| Income before extraordinary items | $-124,000 | 8,876 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-124,000 | 8,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,458 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-124,000 | 8,839 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,087,000 | 6,424 |
| Total interest expense | $782,000 | 6,767 |
| Net interest income | $2,305,000 | 6,170 |
| Provision for loan and lease losses | $450,000 | 2,353 |
| Total noninterest income | $1,647,000 | 2,642 |
| Gross Fiduciary activities income | $70,000 | 1,022 |
| Service charges on deposit accounts | $1,281,000 | 1,348 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $296,000 | 4,542 |
| Total noninterest expense | $3,709,000 | 3,920 |
| Salaries and employee benefits | $1,602,000 | 4,638 |
| Premises and equipment expense | $589,000 | 3,577 |
| Additional noninterest expense | $1,518,000 | 3,046 |
| Pre-tax net operating income | $-207,000 | 8,691 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-82,000 | 8,929 |
| Income before extraordinary items | $-125,000 | 8,734 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-125,000 | 8,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,345 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 336 |
| Net operating income | $-125,000 | 8,664 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,260,000 | 6,584 |
| Total interest expense | $561,000 | 7,024 |
| Net interest income | $1,699,000 | 6,259 |
| Provision for loan and lease losses | $348,000 | 2,271 |
| Total noninterest income | $1,170,000 | 2,834 |
| Gross Fiduciary activities income | $40,000 | 1,060 |
| Service charges on deposit accounts | $905,000 | 1,449 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $225,000 | 4,563 |
| Total noninterest expense | $2,777,000 | 3,914 |
| Salaries and employee benefits | $1,209,000 | 4,591 |
| Premises and equipment expense | $434,000 | 3,620 |
| Additional noninterest expense | $1,134,000 | 3,050 |
| Pre-tax net operating income | $-256,000 | 8,850 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-86,000 | 9,057 |
| Income before extraordinary items | $-170,000 | 8,876 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-170,000 | 8,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,103 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 237 |
| Net operating income | $-170,000 | 8,810 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,461,000 | 6,751 |
| Total interest expense | $366,000 | 7,220 |
| Net interest income | $1,095,000 | 6,375 |
| Provision for loan and lease losses | $246,000 | 2,158 |
| Total noninterest income | $738,000 | 2,910 |
| Gross Fiduciary activities income | $26,000 | 1,076 |
| Service charges on deposit accounts | $572,000 | 1,498 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $140,000 | 4,682 |
| Total noninterest expense | $1,816,000 | 3,970 |
| Salaries and employee benefits | $758,000 | 4,813 |
| Premises and equipment expense | $291,000 | 3,598 |
| Additional noninterest expense | $767,000 | 2,977 |
| Pre-tax net operating income | $-229,000 | 8,951 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-78,000 | 9,116 |
| Income before extraordinary items | $-151,000 | 8,965 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-151,000 | 8,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,186 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 147 |
| Net operating income | $-151,000 | 8,889 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $709,000 | 6,873 |
| Total interest expense | $183,000 | 7,307 |
| Net interest income | $526,000 | 6,489 |
| Provision for loan and lease losses | $169,000 | 1,555 |
| Total noninterest income | $345,000 | 2,937 |
| Gross Fiduciary activities income | $13,000 | 1,092 |
| Service charges on deposit accounts | $267,000 | 1,544 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $65,000 | 4,760 |
| Total noninterest expense | $897,000 | 3,999 |
| Salaries and employee benefits | $361,000 | 4,970 |
| Premises and equipment expense | $147,000 | 3,538 |
| Additional noninterest expense | $389,000 | 2,927 |
| Pre-tax net operating income | $-195,000 | 9,083 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-69,000 | 9,199 |
| Income before extraordinary items | $-126,000 | 9,069 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-126,000 | 9,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,115 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 100 |
| Net operating income | $-126,000 | 9,002 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,767,000 | 7,083 |
| Total interest expense | $852,000 | 7,348 |
| Net interest income | $1,915,000 | 6,764 |
| Provision for loan and lease losses | $429,000 | 2,685 |
| Total noninterest income | $1,276,000 | 2,947 |
| Gross Fiduciary activities income | $44,000 | 1,134 |
| Service charges on deposit accounts | $951,000 | 1,687 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $281,000 | 4,391 |
| Total noninterest expense | $3,251,000 | 4,187 |
| Salaries and employee benefits | $1,351,000 | 5,069 |
| Premises and equipment expense | $533,000 | 3,756 |
| Additional noninterest expense | $1,367,000 | 3,206 |
| Pre-tax net operating income | $-489,000 | 8,974 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-154,000 | 9,113 |
| Income before extraordinary items | $-335,000 | 8,977 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-335,000 | 8,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,541 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-335,000 | 8,931 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 7,584 |
| Total interest expense | $1,111,000 | 7,794 |
| Net interest income | $1,540,000 | 7,256 |
| Provision for loan and lease losses | $194,000 | 4,218 |
| Total noninterest income | $536,000 | 4,875 |
| Gross Fiduciary activities income | $44,000 | 1,158 |
| Service charges on deposit accounts | $385,000 | 3,508 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $107,000 | 6,284 |
| Total noninterest expense | $2,235,000 | 5,332 |
| Salaries and employee benefits | $982,000 | 6,051 |
| Premises and equipment expense | $375,000 | 4,801 |
| Additional noninterest expense | $878,000 | 4,476 |
| Pre-tax net operating income | $-353,000 | 9,078 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-119,000 | 9,293 |
| Income before extraordinary items | $-234,000 | 9,081 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-234,000 | 9,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,773 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 649 |
| Net operating income | $-234,000 | 9,020 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 8,019 |
| Total interest expense | $1,252,000 | 7,692 |
| Net interest income | $1,139,000 | 8,210 |
| Provision for loan and lease losses | $133,000 | 4,645 |
| Total noninterest income | $368,000 | 5,766 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 4,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $126,000 | 5,884 |
| Total noninterest expense | $1,667,000 | 6,327 |
| Salaries and employee benefits | $814,000 | 6,662 |
| Premises and equipment expense | $335,000 | 5,088 |
| Additional noninterest expense | $518,000 | 6,296 |
| Pre-tax net operating income | $-293,000 | 9,409 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-106,000 | 9,591 |
| Income before extraordinary items | $-187,000 | 9,364 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-187,000 | 9,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,242 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-187,000 | 9,360 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,774,000 | 8,737 |
| Total interest expense | $1,053,000 | 8,043 |
| Net interest income | $721,000 | 9,233 |
| Provision for loan and lease losses | $191,000 | 3,654 |
| Total noninterest income | $291,000 | 6,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,354 |
| Total noninterest expense | $1,252,000 | 7,422 |
| Salaries and employee benefits | $591,000 | 7,805 |
| Premises and equipment expense | $284,000 | 5,628 |
| Additional noninterest expense | $377,000 | 7,471 |
| Pre-tax net operating income | $-431,000 | 9,806 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $-142,000 | 9,971 |
| Income before extraordinary items | $-287,000 | 9,757 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-287,000 | 9,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,427 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 396 |
| Net operating income | $-288,340 | 9,740 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $932,000 | 9,908 |
| Total interest expense | $600,000 | 9,475 |
| Net interest income | $332,000 | 10,165 |
| Provision for loan and lease losses | $43,000 | 6,849 |
| Total noninterest income | $119,000 | 8,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 7,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,617 |
| Total noninterest expense | $868,000 | 8,535 |
| Salaries and employee benefits | $410,000 | 8,910 |
| Premises and equipment expense | $189,000 | 6,883 |
| Additional noninterest expense | $269,000 | 8,414 |
| Pre-tax net operating income | $-460,000 | 10,166 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-163,000 | 10,290 |
| Income before extraordinary items | $-297,000 | 10,118 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-297,000 | 10,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 463 |
| Net operating income | $-297,000 | 10,088 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $324,000 | 10,787 |
| Total interest expense | $192,000 | 10,679 |
| Net interest income | $132,000 | 10,831 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $26,000 | 10,625 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,710 |
| Total noninterest expense | $455,000 | 10,310 |
| Salaries and employee benefits | $234,000 | 10,375 |
| Premises and equipment expense | $76,000 | 9,545 |
| Additional noninterest expense | $145,000 | 10,058 |
| Pre-tax net operating income | $-357,000 | 10,672 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-116,000 | 10,722 |
| Income before extraordinary items | $-241,000 | 10,634 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-241,000 | 10,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $1,400,000 | 417 |
| Net operating income | $-241,000 | 10,609 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 10,745 |
| Total interest expense | $430,000 | 10,799 |
| Net interest income | $624,000 | 10,596 |
| Provision for loan and lease losses | $-75,000 | 11,234 |
| Total noninterest income | $93,000 | 10,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,919 |
| Total noninterest expense | $642,000 | 10,022 |
| Salaries and employee benefits | $228,000 | 10,854 |
| Premises and equipment expense | $99,000 | 9,324 |
| Additional noninterest expense | $315,000 | 8,723 |
| Pre-tax net operating income | $150,000 | 10,080 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $51,000 | 9,675 |
| Income before extraordinary items | $99,000 | 10,237 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $99,000 | 10,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 10,916 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $99,000 | 10,181 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 10,442 |
| Total interest expense | $427,000 | 11,253 |
| Net interest income | $1,123,000 | 9,566 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $83,000 | 10,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 8,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 11,496 |
| Total noninterest expense | $679,000 | 10,269 |
| Salaries and employee benefits | $311,000 | 10,655 |
| Premises and equipment expense | $78,000 | 10,256 |
| Additional noninterest expense | $290,000 | 9,342 |
| Pre-tax net operating income | $477,000 | 8,567 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $184,000 | 7,711 |
| Income before extraordinary items | $293,000 | 9,014 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $293,000 | 9,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,578 |
| Cash dividends | $110,000 | 6,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $293,000 | 8,978 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 11,148 |
| Total interest expense | $359,000 | 11,789 |
| Net interest income | $935,000 | 10,614 |
| Provision for loan and lease losses | $22,000 | 7,672 |
| Total noninterest income | $91,000 | 10,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 11,420 |
| Total noninterest expense | $791,000 | 10,284 |
| Salaries and employee benefits | $309,000 | 11,122 |
| Premises and equipment expense | $86,000 | 10,464 |
| Additional noninterest expense | $396,000 | 8,866 |
| Pre-tax net operating income | $213,000 | 10,793 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $85,000 | 9,683 |
| Income before extraordinary items | $128,000 | 11,078 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $128,000 | 11,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $128,000 | 11,124 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 11,688 |
| Total interest expense | $357,000 | 12,408 |
| Net interest income | $942,000 | 10,990 |
| Provision for loan and lease losses | $41,000 | 7,900 |
| Total noninterest income | $217,000 | 8,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 6,604 |
| Total noninterest expense | $915,000 | 10,132 |
| Salaries and employee benefits | $348,000 | 11,169 |
| Premises and equipment expense | $75,000 | 11,339 |
| Additional noninterest expense | $492,000 | 8,298 |
| Pre-tax net operating income | $203,000 | 11,011 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $203,000 | 10,615 |
| Extraordinary gains, net | $48,000 | 2,206 |
| Net income | $251,000 | 10,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 6,463 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $203,000 | 10,382 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 12,344 |
| Total interest expense | $418,000 | 13,119 |
| Net interest income | $908,000 | 11,481 |
| Provision for loan and lease losses | $-10,000 | 13,474 |
| Total noninterest income | $123,000 | 11,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 9,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,600 |
| Total noninterest expense | $979,000 | 10,079 |
| Salaries and employee benefits | $307,000 | 11,930 |
| Premises and equipment expense | $63,000 | 12,143 |
| Additional noninterest expense | $609,000 | 7,430 |
| Pre-tax net operating income | $62,000 | 12,339 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $62,000 | 12,448 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $62,000 | 12,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $62,000 | 12,163 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.