Home > Landmark Bank > Income and Expense

Landmark Bank, Income and Expense

2023-12-31 (YTD Data)		Rank
Total interest income	$9,624,000	2,898
Total interest expense	$2,388,000	2,866
Net interest income	$7,236,000	2,852
Provision for loan and lease losses	$636,000	1,110
Total noninterest income	$5,486,000	1,124
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$323,000	2,108
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,163,000	865
Total noninterest expense	$8,324,000	2,275
Salaries and employee benefits	$4,402,000	2,382
Premises and equipment expense	$790,000	2,324
Additional noninterest expense	$5,163,000	865
Pre-tax net operating income	$3,762,000	2,243
Securities gains (losses)	$-423,000	4,150
Applicable income taxes	$0	3,369
Income before extraordinary items	$3,339,000	2,198
Extraordinary gains, net	$0	54
Net income	$3,339,000	2,222
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,339,000	2,201
Net charge-offs	$484,000	769
Cash dividends	$2,025,000	1,510
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,762,000	2,091
2023-09-30 (YTD Data)		Rank
Total interest income	$6,986,000	2,912
Total interest expense	$1,599,000	2,875
Net interest income	$5,387,000	2,874
Provision for loan and lease losses	$601,000	900
Total noninterest income	$5,564,000	926
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$241,000	2,120
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,323,000	708
Total noninterest expense	$5,890,000	2,347
Salaries and employee benefits	$3,116,000	2,458
Premises and equipment expense	$571,000	2,377
Additional noninterest expense	$5,323,000	708
Pre-tax net operating income	$4,460,000	1,781
Securities gains (losses)	$0	849
Applicable income taxes	$0	3,407
Income before extraordinary items	$4,460,000	1,587
Extraordinary gains, net	$0	52
Net income	$4,460,000	1,600
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,460,000	1,587
Net charge-offs	$408,000	637
Cash dividends	$499,000	2,265
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$4,460,000	1,604
2023-06-30 (YTD Data)		Rank
Total interest income	$4,497,000	2,934
Total interest expense	$907,000	2,911
Net interest income	$3,590,000	2,889
Provision for loan and lease losses	$70,000	2,027
Total noninterest income	$400,000	2,950
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$160,000	2,117
Trading account gains and fees	NA	NA
Additional Noninterest Income	$240,000	2,984
Total noninterest expense	$3,539,000	2,514
Salaries and employee benefits	$2,077,000	2,457
Premises and equipment expense	$371,000	2,406
Additional noninterest expense	$240,000	2,977
Pre-tax net operating income	$381,000	3,880
Securities gains (losses)	$0	938
Applicable income taxes	$0	3,436
Income before extraordinary items	$381,000	3,800
Extraordinary gains, net	$0	51
Net income	$381,000	3,837
Minority interest net income	$0	81
Net income of bank and minority interests.	$381,000	3,799
Net charge-offs	$51,000	1,166
Cash dividends	$161,000	2,613
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$381,000	3,816
2023-03-31 (YTD Data)		Rank
Total interest income	$2,160,000	2,980
Total interest expense	$342,000	3,032
Net interest income	$1,818,000	2,884
Provision for loan and lease losses	$33,000	1,882
Total noninterest income	$199,000	2,953
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$81,000	2,129
Trading account gains and fees	NA	NA
Additional Noninterest Income	$118,000	2,984
Total noninterest expense	$1,681,000	2,614
Salaries and employee benefits	$1,033,000	2,498
Premises and equipment expense	$181,000	2,478
Additional noninterest expense	$118,000	2,984
Pre-tax net operating income	$303,000	3,622
Securities gains (losses)	$0	950
Applicable income taxes	$0	3,388
Income before extraordinary items	$303,000	3,472
Extraordinary gains, net	$0	4
Net income	$303,000	3,470
Minority interest net income	$0	48
Net income of bank and minority interests.	$303,000	3,472
Net charge-offs	$44,000	848
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$303,000	3,499
2022-12-31 (YTD Data)		Rank
Total interest income	$7,664,000	2,917
Total interest expense	$656,000	2,922
Net interest income	$7,008,000	2,877
Provision for loan and lease losses	$123,000	2,089
Total noninterest income	$985,000	2,830
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$305,000	2,231
Trading account gains and fees	NA	NA
Additional Noninterest Income	$680,000	2,745
Total noninterest expense	$5,945,000	2,771
Salaries and employee benefits	$3,415,000	2,744
Premises and equipment expense	$658,000	2,590
Additional noninterest expense	$680,000	2,745
Pre-tax net operating income	$1,925,000	3,168
Securities gains (losses)	$0	691
Applicable income taxes	$0	3,596
Income before extraordinary items	$1,925,000	2,972
Extraordinary gains, net	$0	5
Net income	$1,925,000	2,969
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,925,000	2,971
Net charge-offs	$-10,000	3,632
Cash dividends	$1,779,000	1,623
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,925,000	3,006
2022-09-30 (YTD Data)		Rank
Total interest income	$5,555,000	2,914
Total interest expense	$443,000	2,817
Net interest income	$5,112,000	2,887
Provision for loan and lease losses	$92,000	1,925
Total noninterest income	$795,000	2,774
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$232,000	2,230
Trading account gains and fees	NA	NA
Additional Noninterest Income	$563,000	2,676
Total noninterest expense	$4,206,000	2,843
Salaries and employee benefits	$2,426,000	2,810
Premises and equipment expense	$463,000	2,674
Additional noninterest expense	$563,000	2,676
Pre-tax net operating income	$1,609,000	3,033
Securities gains (losses)	$0	740
Applicable income taxes	$0	3,603
Income before extraordinary items	$1,609,000	2,845
Extraordinary gains, net	$0	4
Net income	$1,609,000	2,843
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,609,000	2,844
Net charge-offs	$-10,000	3,603
Cash dividends	$956,000	1,721
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,609,000	2,879
2022-06-30 (YTD Data)		Rank
Total interest income	$3,554,000	2,936
Total interest expense	$287,000	2,714
Net interest income	$3,267,000	2,925
Provision for loan and lease losses	$61,000	1,762
Total noninterest income	$584,000	2,653
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$147,000	2,278
Trading account gains and fees	NA	NA
Additional Noninterest Income	$437,000	2,524
Total noninterest expense	$2,772,000	2,856
Salaries and employee benefits	$1,612,000	2,821
Premises and equipment expense	$290,000	2,778
Additional noninterest expense	$870,000	2,847
Pre-tax net operating income	$1,018,000	2,989
Securities gains (losses)	$0	687
Applicable income taxes	$0	3,564
Income before extraordinary items	$1,018,000	2,809
Extraordinary gains, net	$0	4
Net income	$1,018,000	2,807
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,018,000	2,809
Net charge-offs	$-7,000	3,543
Cash dividends	$681,000	1,649
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,018,000	2,841
2022-03-31 (YTD Data)		Rank
Total interest income	$1,780,000	2,899
Total interest expense	$141,000	2,708
Net interest income	$1,639,000	2,886
Provision for loan and lease losses	$31,000	1,539
Total noninterest income	$187,000	3,113
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$72,000	2,289
Trading account gains and fees	NA	NA
Additional Noninterest Income	$115,000	3,139
Total noninterest expense	$1,387,000	2,857
Salaries and employee benefits	$804,000	2,835
Premises and equipment expense	$147,000	2,773
Additional noninterest expense	$436,000	2,825
Pre-tax net operating income	$408,000	3,111
Securities gains (losses)	$0	623
Applicable income taxes	$0	3,450
Income before extraordinary items	$408,000	2,960
Extraordinary gains, net	$0	4
Net income	$408,000	2,959
Minority interest net income	$0	50
Net income of bank and minority interests.	$408,000	2,960
Net charge-offs	$-8,000	3,837
Cash dividends	$556,000	1,097
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$408,000	2,986
2021-12-31 (YTD Data)		Rank
Total interest income	$9,474,000	2,539
Total interest expense	$617,000	2,861
Net interest income	$8,857,000	2,493
Provision for loan and lease losses	$600,000	874
Total noninterest income	$2,252,000	2,092
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$267,000	2,322
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,985,000	1,913
Total noninterest expense	$5,735,000	2,795
Salaries and employee benefits	$3,387,000	2,758
Premises and equipment expense	$603,000	2,733
Additional noninterest expense	$1,745,000	2,834
Pre-tax net operating income	$4,774,000	2,112
Securities gains (losses)	$-33,000	4,511
Applicable income taxes	$0	3,710
Income before extraordinary items	$4,741,000	1,955
Extraordinary gains, net	$0	10
Net income	$4,741,000	1,955
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,741,000	1,956
Net charge-offs	$157,000	1,135
Cash dividends	$1,184,000	2,054
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,774,000	1,921
2021-09-30 (YTD Data)		Rank
Total interest income	$7,636,000	2,495
Total interest expense	$477,000	2,919
Net interest income	$7,159,000	2,441
Provision for loan and lease losses	$595,000	719
Total noninterest income	$2,045,000	1,963
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$200,000	2,330
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,845,000	1,752
Total noninterest expense	$3,970,000	2,945
Salaries and employee benefits	$2,248,000	2,943
Premises and equipment expense	$430,000	2,831
Additional noninterest expense	$1,292,000	2,858
Pre-tax net operating income	$4,639,000	1,871
Securities gains (losses)	$0	2,015
Applicable income taxes	$0	3,719
Income before extraordinary items	$4,639,000	1,693
Extraordinary gains, net	$0	8
Net income	$4,639,000	1,692
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,639,000	1,693
Net charge-offs	$156,000	892
Cash dividends	$612,000	2,134
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,639,000	1,670
2021-06-30 (YTD Data)		Rank
Total interest income	$5,225,000	2,452
Total interest expense	$337,000	2,923
Net interest income	$4,888,000	2,400
Provision for loan and lease losses	$60,000	1,979
Total noninterest income	$323,000	3,449
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$127,000	2,345
Trading account gains and fees	NA	NA
Additional Noninterest Income	$196,000	3,547
Total noninterest expense	$2,582,000	2,974
Salaries and employee benefits	$1,482,000	2,969
Premises and equipment expense	$283,000	2,858
Additional noninterest expense	$817,000	2,940
Pre-tax net operating income	$2,569,000	2,082
Securities gains (losses)	$0	1,818
Applicable income taxes	$0	3,702
Income before extraordinary items	$2,569,000	1,904
Extraordinary gains, net	$0	6
Net income	$2,569,000	1,903
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,569,000	1,904
Net charge-offs	$41,000	1,225
Cash dividends	$447,000	2,063
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,569,000	1,870
2021-03-31 (YTD Data)		Rank
Total interest income	$1,944,000	2,910
Total interest expense	$179,000	2,917
Net interest income	$1,765,000	2,862
Provision for loan and lease losses	$31,000	1,972
Total noninterest income	$185,000	3,306
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$64,000	2,331
Trading account gains and fees	NA	NA
Additional Noninterest Income	$121,000	3,334
Total noninterest expense	$1,292,000	2,973
Salaries and employee benefits	$729,000	2,976
Premises and equipment expense	$138,000	2,909
Additional noninterest expense	$425,000	2,825
Pre-tax net operating income	$627,000	2,988
Securities gains (losses)	$0	1,392
Applicable income taxes	$0	3,613
Income before extraordinary items	$627,000	2,848
Extraordinary gains, net	$0	3
Net income	$627,000	2,847
Minority interest net income	$0	55
Net income of bank and minority interests.	$627,000	2,848
Net charge-offs	$0	1,930
Cash dividends	$117,000	2,061
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$627,000	2,804
2020-12-31 (YTD Data)		Rank
Total interest income	$6,386,000	3,198
Total interest expense	$942,000	3,029
Net interest income	$5,444,000	3,203
Provision for loan and lease losses	$190,000	3,087
Total noninterest income	$698,000	3,285
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$269,000	2,365
Trading account gains and fees	NA	NA
Additional Noninterest Income	$429,000	3,306
Total noninterest expense	$5,097,000	2,965
Salaries and employee benefits	$2,945,000	2,969
Premises and equipment expense	$587,000	2,783
Additional noninterest expense	$1,565,000	2,977
Pre-tax net operating income	$855,000	3,833
Securities gains (losses)	$110,000	1,337
Applicable income taxes	$0	3,697
Income before extraordinary items	$965,000	3,691
Extraordinary gains, net	$0	4
Net income	$965,000	3,691
Minority interest net income	$0	72
Net income of bank and minority interests.	$965,000	3,691
Net charge-offs	$21,000	2,780
Cash dividends	$606,000	2,663
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$855,000	3,746
2020-09-30 (YTD Data)		Rank
Total interest income	$4,824,000	3,217
Total interest expense	$723,000	3,096
Net interest income	$4,101,000	3,207
Provision for loan and lease losses	$191,000	2,810
Total noninterest income	$527,000	3,252
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$197,000	2,393
Trading account gains and fees	NA	NA
Additional Noninterest Income	$330,000	3,244
Total noninterest expense	$3,709,000	3,012
Salaries and employee benefits	$2,185,000	2,967
Premises and equipment expense	$429,000	2,833
Additional noninterest expense	$1,095,000	3,074
Pre-tax net operating income	$728,000	3,753
Securities gains (losses)	$63,000	1,436
Applicable income taxes	$0	3,696
Income before extraordinary items	$791,000	3,614
Extraordinary gains, net	$0	4
Net income	$791,000	3,613
Minority interest net income	$0	65
Net income of bank and minority interests.	$791,000	3,614
Net charge-offs	$22,000	2,453
Cash dividends	$489,000	2,347
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$728,000	3,650
2020-06-30 (YTD Data)		Rank
Total interest income	$3,209,000	3,259
Total interest expense	$484,000	3,175
Net interest income	$2,725,000	3,243
Provision for loan and lease losses	$191,000	2,450
Total noninterest income	$347,000	3,230
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$138,000	2,380
Trading account gains and fees	NA	NA
Additional Noninterest Income	$209,000	3,261
Total noninterest expense	$2,440,000	3,047
Salaries and employee benefits	$1,438,000	3,003
Premises and equipment expense	$283,000	2,852
Additional noninterest expense	$719,000	3,098
Pre-tax net operating income	$441,000	3,827
Securities gains (losses)	$0	2,249
Applicable income taxes	$0	3,655
Income before extraordinary items	$441,000	3,777
Extraordinary gains, net	$0	4
Net income	$441,000	3,777
Minority interest net income	$0	65
Net income of bank and minority interests.	$441,000	3,777
Net charge-offs	$19,000	2,200
Cash dividends	$232,000	2,583
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$441,000	3,730
2020-03-31 (YTD Data)		Rank
Total interest income	$1,566,000	3,310
Total interest expense	$246,000	3,290
Net interest income	$1,320,000	3,270
Provision for loan and lease losses	$46,000	2,606
Total noninterest income	$190,000	3,082
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$81,000	2,415
Trading account gains and fees	NA	NA
Additional Noninterest Income	$109,000	3,088
Total noninterest expense	$1,188,000	3,119
Salaries and employee benefits	$687,000	3,094
Premises and equipment expense	$144,000	2,840
Additional noninterest expense	$357,000	3,141
Pre-tax net operating income	$276,000	3,492
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$276,000	3,381
Extraordinary gains, net	$0	4
Net income	$276,000	3,381
Minority interest net income	$0	56
Net income of bank and minority interests.	$276,000	3,382
Net charge-offs	$5,000	2,107
Cash dividends	$125,000	2,191
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$276,000	3,366
2019-12-31 (YTD Data)		Rank
Total interest income	$6,192,000	3,385
Total interest expense	$825,000	3,578
Net interest income	$5,367,000	3,293
Provision for loan and lease losses	$411,000	1,658
Total noninterest income	$525,000	3,621
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$357,000	2,369
Trading account gains and fees	NA	NA
Additional Noninterest Income	$168,000	4,078
Total noninterest expense	$4,882,000	3,064
Salaries and employee benefits	$2,789,000	3,060
Premises and equipment expense	$613,000	2,758
Additional noninterest expense	$1,480,000	3,109
Pre-tax net operating income	$599,000	4,328
Securities gains (losses)	$61,000	1,158
Applicable income taxes	$0	3,859
Income before extraordinary items	$660,000	4,181
Extraordinary gains, net	$0	11
Net income	$660,000	4,183
Minority interest net income	$0	76
Net income of bank and minority interests.	$660,000	4,183
Net charge-offs	$186,000	1,750
Cash dividends	$615,000	2,809
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$599,000	4,236
2019-09-30 (YTD Data)		Rank
Total interest income	$4,648,000	3,427
Total interest expense	$579,000	3,690
Net interest income	$4,069,000	3,314
Provision for loan and lease losses	$292,000	1,634
Total noninterest income	$372,000	3,713
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$268,000	2,386
Trading account gains and fees	NA	NA
Additional Noninterest Income	$104,000	4,272
Total noninterest expense	$3,651,000	3,082
Salaries and employee benefits	$2,072,000	3,085
Premises and equipment expense	$446,000	2,826
Additional noninterest expense	$1,133,000	3,093
Pre-tax net operating income	$498,000	4,357
Securities gains (losses)	$61,000	989
Applicable income taxes	$0	3,902
Income before extraordinary items	$559,000	4,167
Extraordinary gains, net	$0	11
Net income	$559,000	4,167
Minority interest net income	$0	72
Net income of bank and minority interests.	$559,000	4,167
Net charge-offs	$157,000	1,465
Cash dividends	$430,000	2,635
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$498,000	4,255
2019-06-30 (YTD Data)		Rank
Total interest income	$3,012,000	3,486
Total interest expense	$344,000	3,852
Net interest income	$2,668,000	3,365
Provision for loan and lease losses	$257,000	1,355
Total noninterest income	$141,000	4,262
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$173,000	2,415
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-32,000	5,264
Total noninterest expense	$2,374,000	3,149
Salaries and employee benefits	$1,345,000	3,148
Premises and equipment expense	$304,000	2,794
Additional noninterest expense	$725,000	3,201
Pre-tax net operating income	$178,000	4,727
Securities gains (losses)	$-10,000	4,944
Applicable income taxes	$0	3,901
Income before extraordinary items	$168,000	4,711
Extraordinary gains, net	$0	11
Net income	$168,000	4,709
Minority interest net income	$0	69
Net income of bank and minority interests.	$168,000	4,709
Net charge-offs	$53,000	1,787
Cash dividends	$305,000	2,566
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$178,000	4,676
2019-03-31 (YTD Data)		Rank
Total interest income	$1,480,000	3,540
Total interest expense	$159,000	3,944
Net interest income	$1,321,000	3,405
Provision for loan and lease losses	$91,000	1,530
Total noninterest income	$118,000	3,737
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$83,000	2,464
Trading account gains and fees	NA	NA
Additional Noninterest Income	$35,000	4,260
Total noninterest expense	$1,206,000	3,137
Salaries and employee benefits	$696,000	3,118
Premises and equipment expense	$155,000	2,797
Additional noninterest expense	$355,000	3,245
Pre-tax net operating income	$142,000	4,478
Securities gains (losses)	$-10,000	5,097
Applicable income taxes	$0	3,800
Income before extraordinary items	$132,000	4,442
Extraordinary gains, net	$0	5
Net income	$132,000	4,441
Minority interest net income	$0	52
Net income of bank and minority interests.	$132,000	4,441
Net charge-offs	$5,000	2,211
Cash dividends	$178,000	2,110
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$142,000	4,385
2018-12-31 (YTD Data)		Rank
Total interest income	$5,689,000	3,527
Total interest expense	$483,000	3,961
Net interest income	$5,206,000	3,424
Provision for loan and lease losses	$246,000	2,162
Total noninterest income	$562,000	3,638
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$374,000	2,388
Trading account gains and fees	NA	NA
Additional Noninterest Income	$188,000	4,135
Total noninterest expense	$4,549,000	3,238
Salaries and employee benefits	$2,692,000	3,152
Premises and equipment expense	$541,000	3,024
Additional noninterest expense	$1,316,000	3,419
Pre-tax net operating income	$973,000	4,058
Securities gains (losses)	$-4,000	4,208
Applicable income taxes	$0	3,978
Income before extraordinary items	$969,000	3,942
Extraordinary gains, net	$0	6
Net income	$969,000	3,941
Minority interest net income	$0	72
Net income of bank and minority interests.	$969,000	3,941
Net charge-offs	$298,000	1,337
Cash dividends	$524,000	2,918
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$973,000	3,945
2018-09-30 (YTD Data)		Rank
Total interest income	$4,232,000	3,557
Total interest expense	$358,000	3,943
Net interest income	$3,874,000	3,469
Provision for loan and lease losses	$171,000	2,161
Total noninterest income	$443,000	3,593
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$286,000	2,373
Trading account gains and fees	NA	NA
Additional Noninterest Income	$157,000	4,062
Total noninterest expense	$3,280,000	3,317
Salaries and employee benefits	$1,946,000	3,218
Premises and equipment expense	$397,000	3,085
Additional noninterest expense	$937,000	3,531
Pre-tax net operating income	$866,000	3,939
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$866,000	3,773
Extraordinary gains, net	$0	5
Net income	$866,000	3,771
Minority interest net income	$0	66
Net income of bank and minority interests.	$866,000	3,772
Net charge-offs	$294,000	1,006
Cash dividends	$394,000	2,628
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$866,000	3,775
2018-06-30 (YTD Data)		Rank
Total interest income	$2,765,000	3,588
Total interest expense	$240,000	3,892
Net interest income	$2,525,000	3,515
Provision for loan and lease losses	$111,000	2,117
Total noninterest income	$289,000	3,640
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$194,000	2,339
Trading account gains and fees	NA	NA
Additional Noninterest Income	$95,000	4,178
Total noninterest expense	$2,121,000	3,393
Salaries and employee benefits	$1,230,000	3,330
Premises and equipment expense	$261,000	3,127
Additional noninterest expense	$630,000	3,522
Pre-tax net operating income	$582,000	3,942
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$582,000	3,774
Extraordinary gains, net	$0	6
Net income	$582,000	3,772
Minority interest net income	$0	65
Net income of bank and minority interests.	$582,000	3,773
Net charge-offs	$293,000	745
Cash dividends	$283,000	2,557
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$582,000	3,775
2018-03-31 (YTD Data)		Rank
Total interest income	$1,355,000	3,626
Total interest expense	$119,000	3,872
Net interest income	$1,236,000	3,571
Provision for loan and lease losses	$60,000	1,880
Total noninterest income	$153,000	3,539
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$96,000	2,364
Trading account gains and fees	NA	NA
Additional Noninterest Income	$57,000	4,022
Total noninterest expense	$1,021,000	3,510
Salaries and employee benefits	$601,000	3,408
Premises and equipment expense	$131,000	3,148
Additional noninterest expense	$289,000	3,720
Pre-tax net operating income	$308,000	3,824
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$308,000	3,631
Extraordinary gains, net	$0	7
Net income	$308,000	3,631
Minority interest net income	$0	52
Net income of bank and minority interests.	$308,000	3,631
Net charge-offs	$265,000	461
Cash dividends	$172,000	2,022
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$308,000	3,635
2017-12-31 (YTD Data)		Rank
Total interest income	$4,950,000	3,767
Total interest expense	$310,000	4,367
Net interest income	$4,640,000	3,674
Provision for loan and lease losses	$118,000	2,930
Total noninterest income	$614,000	3,661
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$435,000	2,260
Trading account gains and fees	NA	NA
Additional Noninterest Income	$179,000	4,318
Total noninterest expense	$4,161,000	3,482
Salaries and employee benefits	$2,250,000	3,522
Premises and equipment expense	$535,000	3,141
Additional noninterest expense	$1,376,000	3,391
Pre-tax net operating income	$975,000	4,092
Securities gains (losses)	$4,000	1,851
Applicable income taxes	$0	4,135
Income before extraordinary items	$979,000	3,742
Extraordinary gains, net	$0	9
Net income	$979,000	3,741
Minority interest net income	$0	76
Net income of bank and minority interests.	$979,000	3,742
Net charge-offs	$275,000	1,554
Cash dividends	$598,000	2,797
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$975,000	3,733
2017-09-30 (YTD Data)		Rank
Total interest income	$3,659,000	3,822
Total interest expense	$226,000	4,420
Net interest income	$3,433,000	3,725
Provision for loan and lease losses	$78,000	2,926
Total noninterest income	$455,000	3,702
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$329,000	2,256
Trading account gains and fees	NA	NA
Additional Noninterest Income	$126,000	4,428
Total noninterest expense	$3,032,000	3,538
Salaries and employee benefits	$1,611,000	3,633
Premises and equipment expense	$412,000	3,111
Additional noninterest expense	$1,009,000	3,444
Pre-tax net operating income	$778,000	4,090
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$778,000	3,875
Extraordinary gains, net	$0	9
Net income	$778,000	3,874
Minority interest net income	$0	71
Net income of bank and minority interests.	$778,000	3,875
Net charge-offs	$50,000	2,467
Cash dividends	$374,000	2,702
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$778,000	3,861
2017-06-30 (YTD Data)		Rank
Total interest income	$2,405,000	3,849
Total interest expense	$149,000	4,434
Net interest income	$2,256,000	3,757
Provision for loan and lease losses	$48,000	2,913
Total noninterest income	$294,000	3,755
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$211,000	2,309
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	4,462
Total noninterest expense	$1,932,000	3,633
Salaries and employee benefits	$1,007,000	3,765
Premises and equipment expense	$275,000	3,118
Additional noninterest expense	$650,000	3,537
Pre-tax net operating income	$570,000	3,959
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$570,000	3,733
Extraordinary gains, net	$0	11
Net income	$570,000	3,730
Minority interest net income	$0	71
Net income of bank and minority interests.	$570,000	3,733
Net charge-offs	$34,000	2,273
Cash dividends	$262,000	2,615
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$570,000	3,713
2017-03-31 (YTD Data)		Rank
Total interest income	$1,183,000	3,900
Total interest expense	$73,000	4,471
Net interest income	$1,110,000	3,801
Provision for loan and lease losses	$21,000	2,773
Total noninterest income	$151,000	3,733
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$105,000	2,313
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	4,389
Total noninterest expense	$952,000	3,717
Salaries and employee benefits	$498,000	3,857
Premises and equipment expense	$138,000	3,145
Additional noninterest expense	$316,000	3,602
Pre-tax net operating income	$288,000	3,896
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$288,000	3,665
Extraordinary gains, net	$0	8
Net income	$288,000	3,664
Minority interest net income	$0	55
Net income of bank and minority interests.	$288,000	3,665
Net charge-offs	$-1,000	3,990
Cash dividends	$160,000	2,090
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$288,000	3,649
2016-12-31 (YTD Data)		Rank
Total interest income	$4,516,000	3,987
Total interest expense	$291,000	4,499
Net interest income	$4,225,000	3,902
Provision for loan and lease losses	$84,000	3,275
Total noninterest income	$583,000	3,855
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$429,000	2,346
Trading account gains and fees	$0	170
Additional Noninterest Income	$154,000	4,628
Total noninterest expense	$3,915,000	3,685
Salaries and employee benefits	$2,211,000	3,633
Premises and equipment expense	$487,000	3,430
Additional noninterest expense	$1,217,000	3,781
Pre-tax net operating income	$809,000	4,328
Securities gains (losses)	$0	3,212
Applicable income taxes	$0	4,278
Income before extraordinary items	$809,000	4,169
Extraordinary gains, net	$0	5
Net income	$809,000	4,166
Minority interest net income	$0	82
Net income of bank and minority interests.	$809,000	4,168
Net charge-offs	$80,000	2,791
Cash dividends	$536,000	2,890
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$809,000	4,106
2016-09-30 (YTD Data)		Rank
Total interest income	$3,332,000	4,047
Total interest expense	$218,000	4,541
Net interest income	$3,114,000	3,963
Provision for loan and lease losses	$63,000	3,153
Total noninterest income	$452,000	3,847
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$333,000	2,281
Trading account gains and fees	$0	169
Additional Noninterest Income	$119,000	4,640
Total noninterest expense	$2,870,000	3,736
Salaries and employee benefits	$1,632,000	3,664
Premises and equipment expense	$374,000	3,401
Additional noninterest expense	$864,000	3,935
Pre-tax net operating income	$633,000	4,354
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$633,000	4,174
Extraordinary gains, net	$0	5
Net income	$633,000	4,173
Minority interest net income	$0	71
Net income of bank and minority interests.	$633,000	4,174
Net charge-offs	$65,000	2,406
Cash dividends	$360,000	2,711
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$633,000	4,106
2016-06-30 (YTD Data)		Rank
Total interest income	$2,188,000	4,103
Total interest expense	$146,000	4,569
Net interest income	$2,042,000	4,024
Provision for loan and lease losses	$42,000	3,073
Total noninterest income	$307,000	3,805
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$225,000	2,238
Trading account gains and fees	$0	157
Additional Noninterest Income	$82,000	4,619
Total noninterest expense	$1,877,000	3,806
Salaries and employee benefits	$1,048,000	3,775
Premises and equipment expense	$247,000	3,440
Additional noninterest expense	$582,000	3,946
Pre-tax net operating income	$430,000	4,362
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$430,000	4,178
Extraordinary gains, net	$0	16
Net income	$430,000	4,175
Minority interest net income	$0	71
Net income of bank and minority interests.	$430,000	4,177
Net charge-offs	$65,000	1,957
Cash dividends	$260,000	2,641
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$430,000	4,107
2016-03-31 (YTD Data)		Rank
Total interest income	$1,104,000	4,107
Total interest expense	$73,000	4,588
Net interest income	$1,031,000	4,022
Provision for loan and lease losses	$21,000	2,849
Total noninterest income	$144,000	3,883
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$110,000	2,274
Trading account gains and fees	$0	142
Additional Noninterest Income	$34,000	4,801
Total noninterest expense	$863,000	4,030
Salaries and employee benefits	$456,000	4,078
Premises and equipment expense	$118,000	3,544
Additional noninterest expense	$289,000	3,963
Pre-tax net operating income	$291,000	3,905
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$291,000	3,689
Extraordinary gains, net	$0	12
Net income	$291,000	3,686
Minority interest net income	$0	62
Net income of bank and minority interests.	$291,000	3,687
Net charge-offs	$39,000	1,595
Cash dividends	$160,000	2,093
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$291,000	3,624
2015-12-31 (YTD Data)		Rank
Total interest income	$4,143,000	4,241
Total interest expense	$298,000	4,626
Net interest income	$3,845,000	4,151
Provision for loan and lease losses	$84,000	3,224
Total noninterest income	$618,000	3,853
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$423,000	2,415
Trading account gains and fees	$0	159
Additional Noninterest Income	$195,000	4,485
Total noninterest expense	$3,650,000	3,911
Salaries and employee benefits	$2,006,000	3,893
Premises and equipment expense	$471,000	3,590
Additional noninterest expense	$1,173,000	3,965
Pre-tax net operating income	$729,000	4,529
Securities gains (losses)	$0	3,216
Applicable income taxes	$0	4,402
Income before extraordinary items	$729,000	4,368
Extraordinary gains, net	$0	23
Net income	$729,000	4,365
Minority interest net income	$0	81
Net income of bank and minority interests.	$729,000	4,367
Net charge-offs	$94,000	2,711
Cash dividends	$517,000	2,886
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$729,000	4,318
2015-09-30 (YTD Data)		Rank
Total interest income	$3,100,000	4,286
Total interest expense	$226,000	4,678
Net interest income	$2,874,000	4,205
Provision for loan and lease losses	$63,000	3,077
Total noninterest income	$468,000	3,866
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$309,000	2,468
Trading account gains and fees	$0	153
Additional Noninterest Income	$159,000	4,423
Total noninterest expense	$2,628,000	4,028
Salaries and employee benefits	$1,421,000	4,031
Premises and equipment expense	$364,000	3,591
Additional noninterest expense	$843,000	4,075
Pre-tax net operating income	$651,000	4,392
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$651,000	4,205
Extraordinary gains, net	$0	21
Net income	$651,000	4,206
Minority interest net income	$0	78
Net income of bank and minority interests.	$651,000	4,208
Net charge-offs	$3,000	3,929
Cash dividends	$342,000	2,687
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$651,000	4,153
2015-06-30 (YTD Data)		Rank
Total interest income	$2,030,000	4,349
Total interest expense	$155,000	4,669
Net interest income	$1,875,000	4,275
Provision for loan and lease losses	$42,000	3,027
Total noninterest income	$321,000	3,819
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$195,000	2,545
Trading account gains and fees	$0	157
Additional Noninterest Income	$126,000	4,242
Total noninterest expense	$1,758,000	4,058
Salaries and employee benefits	$953,000	4,057
Premises and equipment expense	$240,000	3,631
Additional noninterest expense	$565,000	4,098
Pre-tax net operating income	$396,000	4,483
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$396,000	4,311
Extraordinary gains, net	$0	22
Net income	$396,000	4,314
Minority interest net income	$0	75
Net income of bank and minority interests.	$396,000	4,314
Net charge-offs	$4,000	3,531
Cash dividends	$252,000	2,574
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$396,000	4,253
2015-03-31 (YTD Data)		Rank
Total interest income	$1,030,000	4,338
Total interest expense	$80,000	4,669
Net interest income	$950,000	4,264
Provision for loan and lease losses	$21,000	2,807
Total noninterest income	$135,000	4,093
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$99,000	2,487
Trading account gains and fees	$0	152
Additional Noninterest Income	$36,000	4,864
Total noninterest expense	$795,000	4,309
Salaries and employee benefits	$412,000	4,392
Premises and equipment expense	$119,000	3,675
Additional noninterest expense	$264,000	4,249
Pre-tax net operating income	$269,000	4,045
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$269,000	3,843
Extraordinary gains, net	$0	13
Net income	$269,000	3,846
Minority interest net income	$0	64
Net income of bank and minority interests.	$269,000	3,847
Net charge-offs	$-3,000	4,874
Cash dividends	$162,000	1,996
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$269,000	3,757
2014-12-31 (YTD Data)		Rank
Total interest income	$4,258,000	4,336
Total interest expense	$348,000	4,715
Net interest income	$3,910,000	4,248
Provision for loan and lease losses	$90,000	3,313
Total noninterest income	$678,000	3,763
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$489,000	2,320
Trading account gains and fees	$0	180
Additional Noninterest Income	$189,000	4,598
Total noninterest expense	$3,605,000	4,069
Salaries and employee benefits	$1,972,000	4,016
Premises and equipment expense	$463,000	3,805
Additional noninterest expense	$1,170,000	4,096
Pre-tax net operating income	$893,000	4,322
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$893,000	4,150
Extraordinary gains, net	$0	17
Net income	$893,000	4,150
Minority interest net income	$0	84
Net income of bank and minority interests.	$893,000	4,151
Net charge-offs	$140,000	2,848
Cash dividends	$598,000	2,679
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$893,000	4,088
2014-09-30 (YTD Data)		Rank
Total interest income	$3,214,000	4,358
Total interest expense	$266,000	4,746
Net interest income	$2,948,000	4,274
Provision for loan and lease losses	$69,000	3,188
Total noninterest income	$520,000	3,764
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$378,000	2,286
Trading account gains and fees	$0	174
Additional Noninterest Income	$142,000	4,647
Total noninterest expense	$2,630,000	4,143
Salaries and employee benefits	$1,419,000	4,116
Premises and equipment expense	$354,000	3,822
Additional noninterest expense	$857,000	4,177
Pre-tax net operating income	$769,000	4,173
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$769,000	3,975
Extraordinary gains, net	$0	15
Net income	$769,000	3,978
Minority interest net income	$0	81
Net income of bank and minority interests.	$769,000	3,978
Net charge-offs	$65,000	3,057
Cash dividends	$366,000	2,555
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$769,000	3,921
2014-06-30 (YTD Data)		Rank
Total interest income	$2,178,000	4,331
Total interest expense	$178,000	4,785
Net interest income	$2,000,000	4,243
Provision for loan and lease losses	$48,000	3,083
Total noninterest income	$323,000	3,892
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$249,000	2,272
Trading account gains and fees	$0	172
Additional Noninterest Income	$74,000	4,916
Total noninterest expense	$1,775,000	4,144
Salaries and employee benefits	$967,000	4,083
Premises and equipment expense	$233,000	3,870
Additional noninterest expense	$575,000	4,186
Pre-tax net operating income	$500,000	4,179
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$500,000	3,966
Extraordinary gains, net	$0	20
Net income	$500,000	3,972
Minority interest net income	$0	80
Net income of bank and minority interests.	$500,000	3,972
Net charge-offs	$65,000	2,560
Cash dividends	$264,000	2,475
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$500,000	3,906
2014-03-31 (YTD Data)		Rank
Total interest income	$1,087,000	4,362
Total interest expense	$92,000	4,795
Net interest income	$995,000	4,270
Provision for loan and lease losses	$27,000	2,777
Total noninterest income	$164,000	3,836
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$125,000	2,241
Trading account gains and fees	$0	147
Additional Noninterest Income	$39,000	4,862
Total noninterest expense	$841,000	4,308
Salaries and employee benefits	$447,000	4,323
Premises and equipment expense	$112,000	3,977
Additional noninterest expense	$282,000	4,247
Pre-tax net operating income	$291,000	3,870
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$291,000	3,599
Extraordinary gains, net	$0	16
Net income	$291,000	3,602
Minority interest net income	$0	66
Net income of bank and minority interests.	$291,000	3,602
Net charge-offs	$20,000	2,483
Cash dividends	$162,000	1,917
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$291,000	3,549
2013-12-31 (YTD Data)		Rank
Total interest income	$4,224,000	4,493
Total interest expense	$427,000	4,778
Net interest income	$3,797,000	4,404
Provision for loan and lease losses	$120,000	3,475
Total noninterest income	$687,000	3,897
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$500,000	2,376
Trading account gains and fees	$0	184
Additional Noninterest Income	$187,000	4,706
Total noninterest expense	$3,499,000	4,259
Salaries and employee benefits	$1,860,000	4,240
Premises and equipment expense	$424,000	4,076
Additional noninterest expense	$1,215,000	4,178
Pre-tax net operating income	$865,000	4,292
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$865,000	4,151
Extraordinary gains, net	$0	29
Net income	$865,000	4,153
Minority interest net income	$0	90
Net income of bank and minority interests.	$865,000	4,154
Net charge-offs	$43,000	4,454
Cash dividends	$598,000	2,587
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$865,000	4,102
2013-09-30 (YTD Data)		Rank
Total interest income	$3,133,000	4,562
Total interest expense	$332,000	4,803
Net interest income	$2,801,000	4,472
Provision for loan and lease losses	$90,000	3,447
Total noninterest income	$513,000	3,961
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$371,000	2,412
Trading account gains and fees	$0	180
Additional Noninterest Income	$142,000	4,776
Total noninterest expense	$2,535,000	4,365
Salaries and employee benefits	$1,366,000	4,304
Premises and equipment expense	$325,000	4,090
Additional noninterest expense	$844,000	4,352
Pre-tax net operating income	$689,000	4,298
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$689,000	4,083
Extraordinary gains, net	$0	25
Net income	$689,000	4,087
Minority interest net income	$0	84
Net income of bank and minority interests.	$689,000	4,087
Net charge-offs	$-57,000	6,486
Cash dividends	$366,000	2,424
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$689,000	4,013
2013-06-30 (YTD Data)		Rank
Total interest income	$2,067,000	4,600
Total interest expense	$231,000	4,782
Net interest income	$1,836,000	4,521
Provision for loan and lease losses	$60,000	3,384
Total noninterest income	$327,000	4,062
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$242,000	2,421
Trading account gains and fees	$0	157
Additional Noninterest Income	$85,000	4,937
Total noninterest expense	$1,708,000	4,357
Salaries and employee benefits	$931,000	4,277
Premises and equipment expense	$217,000	4,107
Additional noninterest expense	$560,000	4,367
Pre-tax net operating income	$395,000	4,501
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$395,000	4,337
Extraordinary gains, net	$0	22
Net income	$395,000	4,339
Minority interest net income	$0	82
Net income of bank and minority interests.	$395,000	4,340
Net charge-offs	$-1,000	5,537
Cash dividends	$264,000	2,324
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$395,000	4,226
2013-03-31 (YTD Data)		Rank
Total interest income	$1,039,000	4,612
Total interest expense	$122,000	4,750
Net interest income	$917,000	4,548
Provision for loan and lease losses	$30,000	3,174
Total noninterest income	$164,000	4,014
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$122,000	2,399
Trading account gains and fees	$0	148
Additional Noninterest Income	$42,000	4,926
Total noninterest expense	$796,000	4,548
Salaries and employee benefits	$430,000	4,505
Premises and equipment expense	$107,000	4,164
Additional noninterest expense	$259,000	4,568
Pre-tax net operating income	$255,000	4,085
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$255,000	3,854
Extraordinary gains, net	$0	10
Net income	$255,000	3,853
Minority interest net income	$0	76
Net income of bank and minority interests.	$255,000	3,856
Net charge-offs	$11,000	3,407
Cash dividends	$162,000	1,763
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$255,000	3,751
2012-12-31 (YTD Data)		Rank
Total interest income	$4,444,000	4,599
Total interest expense	$675,000	4,493
Net interest income	$3,769,000	4,562
Provision for loan and lease losses	$320,000	3,281
Total noninterest income	$657,000	4,004
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$504,000	2,468
Trading account gains and fees	$0	166
Additional Noninterest Income	$153,000	4,915
Total noninterest expense	$3,436,000	4,427
Salaries and employee benefits	$1,842,000	4,339
Premises and equipment expense	$430,000	4,163
Additional noninterest expense	$1,164,000	4,427
Pre-tax net operating income	$670,000	4,576
Securities gains (losses)	$214,000	1,637
Applicable income taxes	$0	4,751
Income before extraordinary items	$884,000	4,124
Extraordinary gains, net	$0	29
Net income	$884,000	4,124
Minority interest net income	$0	93
Net income of bank and minority interests.	$884,000	4,126
Net charge-offs	$235,000	3,598
Cash dividends	$575,000	2,613
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$670,000	4,356
2012-09-30 (YTD Data)		Rank
Total interest income	$3,339,000	4,682
Total interest expense	$533,000	4,497
Net interest income	$2,806,000	4,648
Provision for loan and lease losses	$90,000	4,446
Total noninterest income	$505,000	3,991
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$371,000	2,540
Trading account gains and fees	$0	157
Additional Noninterest Income	$134,000	4,769
Total noninterest expense	$2,581,000	4,437
Salaries and employee benefits	$1,350,000	4,420
Premises and equipment expense	$329,000	4,162
Additional noninterest expense	$902,000	4,375
Pre-tax net operating income	$640,000	4,361
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$640,000	4,248
Extraordinary gains, net	$0	20
Net income	$640,000	4,248
Minority interest net income	$0	86
Net income of bank and minority interests.	$640,000	4,248
Net charge-offs	$79,000	4,188
Cash dividends	$412,000	2,238
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$640,000	4,077
2012-06-30 (YTD Data)		Rank
Total interest income	$2,221,000	4,724
Total interest expense	$377,000	4,462
Net interest income	$1,844,000	4,711
Provision for loan and lease losses	$60,000	4,338
Total noninterest income	$334,000	3,990
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$243,000	2,539
Trading account gains and fees	$0	153
Additional Noninterest Income	$91,000	4,778
Total noninterest expense	$1,727,000	4,463
Salaries and employee benefits	$923,000	4,369
Premises and equipment expense	$223,000	4,148
Additional noninterest expense	$581,000	4,468
Pre-tax net operating income	$391,000	4,481
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$391,000	4,403
Extraordinary gains, net	$0	19
Net income	$391,000	4,408
Minority interest net income	$0	84
Net income of bank and minority interests.	$391,000	4,406
Net charge-offs	$80,000	3,625
Cash dividends	$319,000	2,079
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$391,000	4,213
2012-03-31 (YTD Data)		Rank
Total interest income	$1,101,000	4,797
Total interest expense	$206,000	4,384
Net interest income	$895,000	4,819
Provision for loan and lease losses	$30,000	4,088
Total noninterest income	$162,000	4,068
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$119,000	2,560
Trading account gains and fees	$0	148
Additional Noninterest Income	$43,000	4,943
Total noninterest expense	$815,000	4,610
Salaries and employee benefits	$432,000	4,576
Premises and equipment expense	$109,000	4,223
Additional noninterest expense	$274,000	4,614
Pre-tax net operating income	$212,000	4,428
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$212,000	4,277
Extraordinary gains, net	$0	19
Net income	$212,000	4,279
Minority interest net income	$0	78
Net income of bank and minority interests.	$212,000	4,280
Net charge-offs	$40,000	3,194
Cash dividends	$239,000	1,469
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$212,000	4,128
2011-12-31 (YTD Data)		Rank
Total interest income	$4,562,000	4,795
Total interest expense	$988,000	4,427
Net interest income	$3,574,000	4,834
Provision for loan and lease losses	$120,000	5,149
Total noninterest income	$731,000	3,690
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$571,000	2,327
Trading account gains and fees	$0	146
Additional Noninterest Income	$160,000	4,773
Total noninterest expense	$3,175,000	4,727
Salaries and employee benefits	$1,711,000	4,594
Premises and equipment expense	$445,000	4,324
Additional noninterest expense	$1,019,000	4,855
Pre-tax net operating income	$1,010,000	3,713
Securities gains (losses)	$0	3,838
Applicable income taxes	$0	4,719
Income before extraordinary items	$1,010,000	3,548
Extraordinary gains, net	$0	29
Net income	$1,010,000	3,549
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,010,000	3,551
Net charge-offs	$58,000	5,398
Cash dividends	$768,000	1,931
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,010,000	3,434
2011-09-30 (YTD Data)		Rank
Total interest income	$3,437,000	4,838
Total interest expense	$756,000	4,494
Net interest income	$2,681,000	4,869
Provision for loan and lease losses	$90,000	5,036
Total noninterest income	$527,000	3,779
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$436,000	2,306
Trading account gains and fees	$0	145
Additional Noninterest Income	$91,000	5,195
Total noninterest expense	$2,295,000	4,839
Salaries and employee benefits	$1,186,000	4,808
Premises and equipment expense	$323,000	4,455
Additional noninterest expense	$786,000	4,815
Pre-tax net operating income	$823,000	3,660
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$823,000	3,462
Extraordinary gains, net	$0	21
Net income	$823,000	3,464
Minority interest net income	$0	87
Net income of bank and minority interests.	$823,000	3,464
Net charge-offs	$40,000	5,124
Cash dividends	$583,000	1,655
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$823,000	3,341
2011-06-30 (YTD Data)		Rank
Total interest income	$2,267,000	4,925
Total interest expense	$510,000	4,569
Net interest income	$1,757,000	4,931
Provision for loan and lease losses	$60,000	4,872
Total noninterest income	$345,000	3,851
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$290,000	2,287
Trading account gains and fees	$0	153
Additional Noninterest Income	$55,000	5,350
Total noninterest expense	$1,463,000	5,009
Salaries and employee benefits	$739,000	5,035
Premises and equipment expense	$206,000	4,589
Additional noninterest expense	$518,000	4,905
Pre-tax net operating income	$579,000	3,536
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$579,000	3,258
Extraordinary gains, net	$0	15
Net income	$579,000	3,259
Minority interest net income	$0	89
Net income of bank and minority interests.	$579,000	3,259
Net charge-offs	$17,000	5,136
Cash dividends	$495,000	1,435
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$579,000	3,173
2011-03-31 (YTD Data)		Rank
Total interest income	$1,146,000	4,914
Total interest expense	$253,000	4,721
Net interest income	$893,000	4,886
Provision for loan and lease losses	$30,000	4,582
Total noninterest income	$172,000	3,883
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$145,000	2,245
Trading account gains and fees	$0	158
Additional Noninterest Income	$27,000	5,504
Total noninterest expense	$710,000	5,115
Salaries and employee benefits	$357,000	5,171
Premises and equipment expense	$99,000	4,717
Additional noninterest expense	$254,000	4,968
Pre-tax net operating income	$325,000	3,371
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$325,000	3,061
Extraordinary gains, net	$0	9
Net income	$325,000	3,060
Minority interest net income	$0	86
Net income of bank and minority interests.	$325,000	3,061
Net charge-offs	$6,000	4,589
Cash dividends	$225,000	1,323
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$325,000	3,009
2010-12-31 (YTD Data)		Rank
Total interest income	$4,727,000	4,972
Total interest expense	$1,210,000	4,800
Net interest income	$3,517,000	4,937
Provision for loan and lease losses	$225,000	5,212
Total noninterest income	$829,000	3,581
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$668,000	2,119
Trading account gains and fees	$0	175
Additional Noninterest Income	$161,000	4,889
Total noninterest expense	$3,025,000	4,999
Salaries and employee benefits	$1,569,000	4,934
Premises and equipment expense	$416,000	4,657
Additional noninterest expense	$1,040,000	4,986
Pre-tax net operating income	$1,096,000	3,232
Securities gains (losses)	$76,000	2,385
Applicable income taxes	$0	4,655
Income before extraordinary items	$1,172,000	2,964
Extraordinary gains, net	$0	29
Net income	$1,172,000	2,960
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,172,000	2,964
Net charge-offs	$146,000	5,081
Cash dividends	$685,000	1,961
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,096,000	2,949
2010-09-30 (YTD Data)		Rank
Total interest income	$3,540,000	5,064
Total interest expense	$907,000	4,959
Net interest income	$2,633,000	5,001
Provision for loan and lease losses	$135,000	5,367
Total noninterest income	$622,000	3,607
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$504,000	2,156
Trading account gains and fees	$0	165
Additional Noninterest Income	$118,000	4,995
Total noninterest expense	$2,184,000	5,121
Salaries and employee benefits	$1,123,000	5,099
Premises and equipment expense	$310,000	4,751
Additional noninterest expense	$751,000	5,085
Pre-tax net operating income	$936,000	3,211
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$936,000	3,010
Extraordinary gains, net	$0	23
Net income	$936,000	3,007
Minority interest net income	$0	110
Net income of bank and minority interests.	$936,000	3,010
Net charge-offs	$82,000	5,101
Cash dividends	$357,000	2,169
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$936,000	2,884
2010-06-30 (YTD Data)		Rank
Total interest income	$2,309,000	5,163
Total interest expense	$616,000	5,007
Net interest income	$1,693,000	5,108
Provision for loan and lease losses	$105,000	5,093
Total noninterest income	$418,000	3,550
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$332,000	2,177
Trading account gains and fees	$0	152
Additional Noninterest Income	$86,000	4,868
Total noninterest expense	$1,493,000	5,078
Salaries and employee benefits	$719,000	5,228
Premises and equipment expense	$206,000	4,784
Additional noninterest expense	$568,000	4,739
Pre-tax net operating income	$513,000	3,581
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$513,000	3,365
Extraordinary gains, net	$0	19
Net income	$513,000	3,362
Minority interest net income	$0	105
Net income of bank and minority interests.	$513,000	3,364
Net charge-offs	$47,000	4,944
Cash dividends	$272,000	2,008
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$513,000	3,256
2010-03-31 (YTD Data)		Rank
Total interest income	$1,130,000	5,291
Total interest expense	$308,000	5,143
Net interest income	$822,000	5,215
Provision for loan and lease losses	$10,000	6,114
Total noninterest income	$199,000	3,650
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$161,000	2,222
Trading account gains and fees	$0	175
Additional Noninterest Income	$38,000	5,122
Total noninterest expense	$721,000	5,222
Salaries and employee benefits	$357,000	5,290
Premises and equipment expense	$97,000	5,031
Additional noninterest expense	$267,000	4,931
Pre-tax net operating income	$290,000	3,407
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$290,000	3,189
Extraordinary gains, net	$0	16
Net income	$290,000	3,186
Minority interest net income	$0	91
Net income of bank and minority interests.	$290,000	3,189
Net charge-offs	$-1,000	6,806
Cash dividends	$190,000	1,445
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$290,000	3,079
2009-12-31 (YTD Data)		Rank
Total interest income	$4,634,000	5,339
Total interest expense	$1,345,000	5,410
Net interest income	$3,289,000	5,141
Provision for loan and lease losses	$30,000	7,048
Total noninterest income	$815,000	3,728
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$624,000	2,477
Trading account gains and fees	$0	211
Additional Noninterest Income	$191,000	4,711
Total noninterest expense	$3,234,000	4,962
Salaries and employee benefits	$1,586,000	5,032
Premises and equipment expense	$409,000	4,940
Additional noninterest expense	$1,239,000	4,656
Pre-tax net operating income	$840,000	3,265
Securities gains (losses)	$0	3,754
Applicable income taxes	$-161,000	6,692
Income before extraordinary items	$1,001,000	2,785
Extraordinary gains, net	$0	34
Net income	$1,001,000	2,784
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,001,000	2,785
Net charge-offs	$35,000	6,420
Cash dividends	$759,000	2,012
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,001,000	2,725
2009-09-30 (YTD Data)		Rank
Total interest income	$3,455,000	5,425
Total interest expense	$1,001,000	5,555
Net interest income	$2,454,000	5,158
Provision for loan and lease losses	$22,000	6,914
Total noninterest income	$607,000	3,820
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$460,000	2,520
Trading account gains and fees	$0	212
Additional Noninterest Income	$147,000	4,809
Total noninterest expense	$2,331,000	5,081
Salaries and employee benefits	$1,140,000	5,193
Premises and equipment expense	$291,000	5,109
Additional noninterest expense	$900,000	4,727
Pre-tax net operating income	$708,000	3,311
Securities gains (losses)	$0	3,497
Applicable income taxes	$-161,000	7,048
Income before extraordinary items	$869,000	2,722
Extraordinary gains, net	$0	27
Net income	$869,000	2,719
Minority interest net income	$0	118
Net income of bank and minority interests.	$869,000	2,722
Net charge-offs	$2,000	6,855
Cash dividends	$399,000	2,306
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$869,000	2,670
2009-06-30 (YTD Data)		Rank
Total interest income	$2,284,000	5,498
Total interest expense	$664,000	5,697
Net interest income	$1,620,000	5,180
Provision for loan and lease losses	$15,000	6,783
Total noninterest income	$384,000	3,928
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$287,000	2,603
Trading account gains and fees	$0	193
Additional Noninterest Income	$97,000	4,856
Total noninterest expense	$1,517,000	5,215
Salaries and employee benefits	$715,000	5,430
Premises and equipment expense	$188,000	5,234
Additional noninterest expense	$614,000	4,657
Pre-tax net operating income	$472,000	3,393
Securities gains (losses)	$0	3,136
Applicable income taxes	$-161,000	7,259
Income before extraordinary items	$633,000	2,675
Extraordinary gains, net	$0	21
Net income	$633,000	2,672
Minority interest net income	$0	112
Net income of bank and minority interests.	$633,000	2,674
Net charge-offs	$-2,000	7,645
Cash dividends	$300,000	2,182
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$633,000	2,585
2009-03-31 (YTD Data)		Rank
Total interest income	$1,147,000	5,544
Total interest expense	$329,000	5,826
Net interest income	$818,000	5,148
Provision for loan and lease losses	$7,000	6,448
Total noninterest income	$176,000	4,068
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$130,000	2,736
Trading account gains and fees	$0	171
Additional Noninterest Income	$46,000	4,978
Total noninterest expense	$712,000	5,343
Salaries and employee benefits	$340,000	5,626
Premises and equipment expense	$93,000	5,299
Additional noninterest expense	$279,000	4,631
Pre-tax net operating income	$275,000	3,477
Securities gains (losses)	$0	2,434
Applicable income taxes	$-161,000	7,665
Income before extraordinary items	$436,000	2,393
Extraordinary gains, net	$0	15
Net income	$436,000	2,393
Minority interest net income	$0	102
Net income of bank and minority interests.	$436,000	2,395
Net charge-offs	$6,000	5,032
Cash dividends	$102,000	2,217
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$436,000	2,257
2008-12-31 (YTD Data)		Rank
Total interest income	$5,028,000	5,444
Total interest expense	$1,557,000	5,907
Net interest income	$3,471,000	5,004
Provision for loan and lease losses	$13,000	7,117
Total noninterest income	$792,000	3,898
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$592,000	2,672
Trading account gains and fees	$0	154
Additional Noninterest Income	$200,000	4,834
Total noninterest expense	$3,002,000	5,109
Salaries and employee benefits	$1,593,000	5,146
Premises and equipment expense	$398,000	5,095
Additional noninterest expense	$1,011,000	4,788
Pre-tax net operating income	$1,248,000	3,340
Securities gains (losses)	$0	3,220
Applicable income taxes	$345,000	2,241
Income before extraordinary items	$903,000	3,475
Extraordinary gains, net	$0	39
Net income	$903,000	3,476
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	5,603
Cash dividends	$1,665,000	1,583
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$903,000	3,621
2008-09-30 (YTD Data)		Rank
Total interest income	$3,807,000	5,486
Total interest expense	$1,201,000	5,965
Net interest income	$2,606,000	5,041
Provision for loan and lease losses	$5,000	6,874
Total noninterest income	$590,000	3,994
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$443,000	2,686
Trading account gains and fees	$0	148
Additional Noninterest Income	$147,000	4,986
Total noninterest expense	$2,135,000	5,265
Salaries and employee benefits	$1,115,000	5,374
Premises and equipment expense	$299,000	5,120
Additional noninterest expense	$721,000	4,864
Pre-tax net operating income	$1,056,000	3,581
Securities gains (losses)	$0	3,106
Applicable income taxes	$300,000	2,454
Income before extraordinary items	$756,000	3,671
Extraordinary gains, net	$0	31
Net income	$756,000	3,670
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	4,913
Cash dividends	$65,000	4,616
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$756,000	3,809
2008-06-30 (YTD Data)		Rank
Total interest income	$2,565,000	5,518
Total interest expense	$828,000	6,027
Net interest income	$1,737,000	5,036
Provision for loan and lease losses	$0	6,671
Total noninterest income	$369,000	4,179
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$276,000	2,810
Trading account gains and fees	$0	149
Additional Noninterest Income	$93,000	5,175
Total noninterest expense	$1,373,000	5,403
Salaries and employee benefits	$711,000	5,556
Premises and equipment expense	$202,000	5,114
Additional noninterest expense	$460,000	4,992
Pre-tax net operating income	$733,000	3,615
Securities gains (losses)	$0	3,233
Applicable income taxes	$211,000	2,620
Income before extraordinary items	$522,000	3,936
Extraordinary gains, net	$0	21
Net income	$522,000	3,937
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	4,084
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$522,000	3,874
2008-03-31 (YTD Data)		Rank
Total interest income	$1,335,000	5,506
Total interest expense	$427,000	6,123
Net interest income	$908,000	4,922
Provision for loan and lease losses	$0	6,080
Total noninterest income	$163,000	4,421
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$111,000	3,231
Trading account gains and fees	$0	158
Additional Noninterest Income	$52,000	4,970
Total noninterest expense	$672,000	5,496
Salaries and employee benefits	$349,000	5,640
Premises and equipment expense	$96,000	5,276
Additional noninterest expense	$227,000	4,985
Pre-tax net operating income	$399,000	3,553
Securities gains (losses)	$0	2,688
Applicable income taxes	$117,000	2,620
Income before extraordinary items	$282,000	3,944
Extraordinary gains, net	$0	15
Net income	$282,000	3,946
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,623
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$282,000	3,858
2007-12-31 (YTD Data)		Rank
Total interest income	$4,959,000	5,747
Total interest expense	$1,769,000	6,090
Net interest income	$3,190,000	5,333
Provision for loan and lease losses	$0	6,851
Total noninterest income	$645,000	4,485
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$453,000	3,279
Trading account gains and fees	$0	178
Additional Noninterest Income	$192,000	5,146
Total noninterest expense	$2,714,000	5,337
Salaries and employee benefits	$1,459,000	5,392
Premises and equipment expense	$393,000	5,080
Additional noninterest expense	$862,000	5,093
Pre-tax net operating income	$1,121,000	4,502
Securities gains (losses)	$0	2,146
Applicable income taxes	$302,000	3,373
Income before extraordinary items	$819,000	4,747
Extraordinary gains, net	$0	39
Net income	$819,000	4,748
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,808
Cash dividends	$235,000	4,736
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$819,000	4,724
2007-09-30 (YTD Data)		Rank
Total interest income	$3,684,000	5,794
Total interest expense	$1,314,000	6,150
Net interest income	$2,370,000	5,392
Provision for loan and lease losses	$0	6,528
Total noninterest income	$470,000	4,553
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$324,000	3,375
Trading account gains and fees	$0	184
Additional Noninterest Income	$146,000	5,142
Total noninterest expense	$1,972,000	5,407
Salaries and employee benefits	$1,051,000	5,490
Premises and equipment expense	$308,000	4,936
Additional noninterest expense	$613,000	5,215
Pre-tax net operating income	$868,000	4,674
Securities gains (losses)	$0	1,655
Applicable income taxes	$264,000	3,366
Income before extraordinary items	$604,000	4,991
Extraordinary gains, net	$0	33
Net income	$604,000	4,991
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,441
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$604,000	4,978
2007-06-30 (YTD Data)		Rank
Total interest income	$2,447,000	5,829
Total interest expense	$852,000	6,242
Net interest income	$1,595,000	5,392
Provision for loan and lease losses	$30,000	4,873
Total noninterest income	$315,000	4,558
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$213,000	3,391
Trading account gains and fees	$0	168
Additional Noninterest Income	$102,000	5,087
Total noninterest expense	$1,279,000	5,525
Salaries and employee benefits	$665,000	5,721
Premises and equipment expense	$196,000	5,097
Additional noninterest expense	$418,000	5,145
Pre-tax net operating income	$601,000	4,652
Securities gains (losses)	$0	1,444
Applicable income taxes	$185,000	3,364
Income before extraordinary items	$416,000	4,978
Extraordinary gains, net	$0	29
Net income	$416,000	4,978
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,195
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$416,000	4,972
2007-03-31 (YTD Data)		Rank
Total interest income	$1,204,000	5,869
Total interest expense	$424,000	6,255
Net interest income	$780,000	5,469
Provision for loan and lease losses	$15,000	4,592
Total noninterest income	$141,000	4,774
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$103,000	3,387
Trading account gains and fees	$0	195
Additional Noninterest Income	$38,000	5,593
Total noninterest expense	$603,000	5,742
Salaries and employee benefits	$327,000	5,818
Premises and equipment expense	$97,000	5,145
Additional noninterest expense	$179,000	5,608
Pre-tax net operating income	$303,000	4,622
Securities gains (losses)	$0	1,187
Applicable income taxes	$87,000	3,460
Income before extraordinary items	$216,000	4,887
Extraordinary gains, net	$0	22
Net income	$216,000	4,888
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,345
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$216,000	4,861
2006-12-31 (YTD Data)		Rank
Total interest income	$4,675,000	5,736
Total interest expense	$1,529,000	6,077
Net interest income	$3,146,000	5,379
Provision for loan and lease losses	$60,000	5,315
Total noninterest income	$646,000	4,545
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$432,000	3,374
Trading account gains and fees	$0	130
Additional Noninterest Income	$214,000	4,989
Total noninterest expense	$2,626,000	5,325
Salaries and employee benefits	$1,388,000	5,434
Premises and equipment expense	$403,000	4,890
Additional noninterest expense	$835,000	5,104
Pre-tax net operating income	$1,106,000	4,973
Securities gains (losses)	$-6,000	7,127
Applicable income taxes	$292,000	3,851
Income before extraordinary items	$808,000	5,182
Extraordinary gains, net	$0	51
Net income	$808,000	5,185
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,822
Cash dividends	$235,000	4,777
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$812,380	5,169
2006-09-30 (YTD Data)		Rank
Total interest income	$3,477,000	5,758
Total interest expense	$1,112,000	6,096
Net interest income	$2,365,000	5,418
Provision for loan and lease losses	$45,000	5,149
Total noninterest income	$476,000	4,619
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$317,000	3,446
Trading account gains and fees	$0	126
Additional Noninterest Income	$159,000	5,017
Total noninterest expense	$1,901,000	5,427
Salaries and employee benefits	$1,011,000	5,522
Premises and equipment expense	$290,000	5,060
Additional noninterest expense	$600,000	5,215
Pre-tax net operating income	$895,000	4,987
Securities gains (losses)	$-6,000	7,439
Applicable income taxes	$251,000	3,840
Income before extraordinary items	$638,000	5,213
Extraordinary gains, net	$0	45
Net income	$638,000	5,217
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,745
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$642,320	5,194
2006-06-30 (YTD Data)		Rank
Total interest income	$2,255,000	5,806
Total interest expense	$710,000	6,104
Net interest income	$1,545,000	5,503
Provision for loan and lease losses	$30,000	4,987
Total noninterest income	$307,000	4,674
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$208,000	3,467
Trading account gains and fees	$0	126
Additional Noninterest Income	$99,000	5,149
Total noninterest expense	$1,213,000	5,573
Salaries and employee benefits	$641,000	5,696
Premises and equipment expense	$192,000	5,050
Additional noninterest expense	$380,000	5,383
Pre-tax net operating income	$609,000	4,956
Securities gains (losses)	$-6,000	7,728
Applicable income taxes	$170,000	3,827
Income before extraordinary items	$433,000	5,205
Extraordinary gains, net	$0	39
Net income	$433,000	5,209
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,137
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$437,320	5,181
2006-03-31 (YTD Data)		Rank
Total interest income	$1,089,000	5,869
Total interest expense	$338,000	6,123
Net interest income	$751,000	5,594
Provision for loan and lease losses	$15,000	4,758
Total noninterest income	$148,000	4,717
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$96,000	3,560
Trading account gains and fees	$0	115
Additional Noninterest Income	$52,000	5,040
Total noninterest expense	$621,000	5,506
Salaries and employee benefits	$313,000	5,803
Premises and equipment expense	$110,000	4,666
Additional noninterest expense	$198,000	5,204
Pre-tax net operating income	$263,000	5,266
Securities gains (losses)	$-6,000	8,127
Applicable income taxes	$74,000	3,975
Income before extraordinary items	$183,000	5,534
Extraordinary gains, net	$0	21
Net income	$183,000	5,534
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	6,875
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$187,260	5,484
2005-12-31 (YTD Data)		Rank
Total interest income	$3,851,000	5,935
Total interest expense	$1,039,000	6,193
Net interest income	$2,812,000	5,703
Provision for loan and lease losses	$60,000	5,443
Total noninterest income	$649,000	4,593
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$437,000	3,345
Trading account gains and fees	$0	138
Additional Noninterest Income	$212,000	5,048
Total noninterest expense	$2,541,000	5,321
Salaries and employee benefits	$1,311,000	5,502
Premises and equipment expense	$425,000	4,668
Additional noninterest expense	$805,000	5,147
Pre-tax net operating income	$860,000	5,727
Securities gains (losses)	$0	2,296
Applicable income taxes	$237,000	4,433
Income before extraordinary items	$623,000	5,921
Extraordinary gains, net	$0	46
Net income	$623,000	5,926
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	3,419
Cash dividends	$175,000	5,043
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$623,000	5,893
2005-09-30 (YTD Data)		Rank
Total interest income	$2,800,000	5,993
Total interest expense	$736,000	6,226
Net interest income	$2,064,000	5,798
Provision for loan and lease losses	$45,000	5,313
Total noninterest income	$512,000	4,483
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$343,000	3,260
Trading account gains and fees	$0	126
Additional Noninterest Income	$169,000	4,974
Total noninterest expense	$1,853,000	5,389
Salaries and employee benefits	$947,000	5,608
Premises and equipment expense	$301,000	4,830
Additional noninterest expense	$605,000	5,096
Pre-tax net operating income	$678,000	5,715
Securities gains (losses)	$0	2,317
Applicable income taxes	$189,000	4,492
Income before extraordinary items	$489,000	5,957
Extraordinary gains, net	$0	35
Net income	$489,000	5,962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	3,321
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$489,000	5,921
2005-06-30 (YTD Data)		Rank
Total interest income	$1,821,000	6,009
Total interest expense	$468,000	6,202
Net interest income	$1,353,000	5,836
Provision for loan and lease losses	$30,000	5,130
Total noninterest income	$334,000	4,499
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$236,000	3,145
Trading account gains and fees	$0	116
Additional Noninterest Income	$98,000	5,236
Total noninterest expense	$1,197,000	5,482
Salaries and employee benefits	$597,000	5,763
Premises and equipment expense	$198,000	4,857
Additional noninterest expense	$402,000	5,061
Pre-tax net operating income	$460,000	5,646
Securities gains (losses)	$0	2,146
Applicable income taxes	$131,000	4,443
Income before extraordinary items	$329,000	5,923
Extraordinary gains, net	$0	30
Net income	$329,000	5,927
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	2,666
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$329,000	5,872
2005-03-31 (YTD Data)		Rank
Total interest income	$883,000	6,097
Total interest expense	$216,000	6,342
Net interest income	$667,000	5,885
Provision for loan and lease losses	$15,000	4,875
Total noninterest income	$171,000	4,372
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$119,000	3,049
Trading account gains and fees	$0	115
Additional Noninterest Income	$52,000	5,105
Total noninterest expense	$551,000	5,771
Salaries and employee benefits	$263,000	6,212
Premises and equipment expense	$102,000	4,794
Additional noninterest expense	$186,000	5,341
Pre-tax net operating income	$272,000	5,246
Securities gains (losses)	$0	1,685
Applicable income taxes	$77,000	4,168
Income before extraordinary items	$195,000	5,486
Extraordinary gains, net	$0	24
Net income	$195,000	5,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	2,179
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$195,000	5,448
2004-12-31 (YTD Data)		Rank
Total interest income	$3,315,000	6,131
Total interest expense	$800,000	6,263
Net interest income	$2,515,000	5,988
Provision for loan and lease losses	$35,000	6,319
Total noninterest income	$835,000	3,942
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$449,000	3,389
Trading account gains and fees	$0	138
Additional Noninterest Income	$386,000	3,782
Total noninterest expense	$2,439,000	5,390
Salaries and employee benefits	$1,278,000	5,496
Premises and equipment expense	$404,000	4,725
Additional noninterest expense	$757,000	5,279
Pre-tax net operating income	$876,000	5,569
Securities gains (losses)	$25,000	2,257
Applicable income taxes	$204,000	4,727
Income before extraordinary items	$697,000	5,596
Extraordinary gains, net	$0	34
Net income	$697,000	5,596
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	4,491
Cash dividends	$155,000	5,142
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$677,750	5,611
2004-09-30 (YTD Data)		Rank
Total interest income	$2,436,000	6,196
Total interest expense	$588,000	6,303
Net interest income	$1,848,000	6,064
Provision for loan and lease losses	$20,000	6,311
Total noninterest income	$664,000	3,847
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$327,000	3,460
Trading account gains and fees	$0	134
Additional Noninterest Income	$337,000	3,511
Total noninterest expense	$1,768,000	5,460
Salaries and employee benefits	$895,000	5,669
Premises and equipment expense	$298,000	4,774
Additional noninterest expense	$575,000	5,183
Pre-tax net operating income	$724,000	5,438
Securities gains (losses)	$25,000	2,158
Applicable income taxes	$214,000	4,344
Income before extraordinary items	$535,000	5,644
Extraordinary gains, net	$0	26
Net income	$535,000	5,644
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	4,250
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$517,250	5,668
2004-06-30 (YTD Data)		Rank
Total interest income	$1,592,000	6,274
Total interest expense	$388,000	6,362
Net interest income	$1,204,000	6,139
Provision for loan and lease losses	$10,000	6,364
Total noninterest income	$490,000	3,622
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$208,000	3,541
Trading account gains and fees	$0	130
Additional Noninterest Income	$282,000	3,093
Total noninterest expense	$1,179,000	5,498
Salaries and employee benefits	$599,000	5,693
Premises and equipment expense	$193,000	4,879
Additional noninterest expense	$387,000	5,174
Pre-tax net operating income	$505,000	5,281
Securities gains (losses)	$22,000	1,980
Applicable income taxes	$153,000	4,219
Income before extraordinary items	$374,000	5,498
Extraordinary gains, net	$0	21
Net income	$374,000	5,498
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	3,880
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$358,380	5,524
2004-03-31 (YTD Data)		Rank
Total interest income	$797,000	6,279
Total interest expense	$195,000	6,419
Net interest income	$602,000	6,147
Provision for loan and lease losses	$0	6,501
Total noninterest income	$342,000	2,828
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$103,000	3,510
Trading account gains and fees	$0	121
Additional Noninterest Income	$239,000	2,194
Total noninterest expense	$567,000	5,633
Salaries and employee benefits	$264,000	6,143
Premises and equipment expense	$104,000	4,667
Additional noninterest expense	$199,000	5,092
Pre-tax net operating income	$377,000	4,231
Securities gains (losses)	$0	2,934
Applicable income taxes	$115,000	3,550
Income before extraordinary items	$262,000	4,625
Extraordinary gains, net	$0	16
Net income	$262,000	4,625
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	2,783
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$262,000	4,496
2003-12-31 (YTD Data)		Rank
Total interest income	$3,143,000	6,380
Total interest expense	$829,000	6,624
Net interest income	$2,314,000	6,156
Provision for loan and lease losses	$90,000	5,469
Total noninterest income	$731,000	4,442
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$426,000	3,511
Trading account gains and fees	$0	160
Additional Noninterest Income	$305,000	4,472
Total noninterest expense	$2,433,000	5,313
Salaries and employee benefits	$1,245,000	5,504
Premises and equipment expense	$398,000	4,744
Additional noninterest expense	$790,000	5,093
Pre-tax net operating income	$522,000	6,592
Securities gains (losses)	$91,000	1,974
Applicable income taxes	$167,000	5,151
Income before extraordinary items	$446,000	6,589
Extraordinary gains, net	$0	54
Net income	$446,000	6,593
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$145,000	5,282
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$379,570	6,752
2003-09-30 (YTD Data)		Rank
Total interest income	$2,281,000	6,552
Total interest expense	$629,000	6,744
Net interest income	$1,652,000	6,358
Provision for loan and lease losses	$45,000	5,860
Total noninterest income	$562,000	4,417
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$313,000	3,571
Trading account gains and fees	$0	153
Additional Noninterest Income	$249,000	4,386
Total noninterest expense	$1,764,000	5,413
Salaries and employee benefits	$877,000	5,697
Premises and equipment expense	$294,000	4,781
Additional noninterest expense	$593,000	5,052
Pre-tax net operating income	$405,000	6,693
Securities gains (losses)	$91,000	1,834
Applicable income taxes	$136,000	5,236
Income before extraordinary items	$360,000	6,592
Extraordinary gains, net	$0	40
Net income	$360,000	6,593
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	8,653
Cash dividends	$145,000	4,435
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$293,570	6,816
2003-06-30 (YTD Data)		Rank
Total interest income	$1,530,000	6,580
Total interest expense	$428,000	6,800
Net interest income	$1,102,000	6,355
Provision for loan and lease losses	$30,000	5,740
Total noninterest income	$352,000	4,572
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$207,000	3,535
Trading account gains and fees	$0	150
Additional Noninterest Income	$145,000	4,632
Total noninterest expense	$1,185,000	5,368
Salaries and employee benefits	$586,000	5,692
Premises and equipment expense	$196,000	4,760
Additional noninterest expense	$403,000	4,982
Pre-tax net operating income	$239,000	6,915
Securities gains (losses)	$117,000	1,387
Applicable income taxes	$84,000	5,355
Income before extraordinary items	$272,000	6,328
Extraordinary gains, net	$0	30
Net income	$272,000	6,327
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-21,000	8,770
Cash dividends	$145,000	3,915
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$183,080	6,944
2003-03-31 (YTD Data)		Rank
Total interest income	$768,000	6,609
Total interest expense	$214,000	6,888
Net interest income	$554,000	6,316
Provision for loan and lease losses	$15,000	5,504
Total noninterest income	$159,000	4,741
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$102,000	3,492
Trading account gains and fees	$0	134
Additional Noninterest Income	$57,000	5,014
Total noninterest expense	$557,000	5,586
Salaries and employee benefits	$254,000	6,193
Premises and equipment expense	$94,000	4,897
Additional noninterest expense	$209,000	4,798
Pre-tax net operating income	$141,000	6,585
Securities gains (losses)	$0	2,891
Applicable income taxes	$38,000	5,468
Income before extraordinary items	$103,000	6,838
Extraordinary gains, net	$0	21
Net income	$103,000	6,840
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,853
Cash dividends	$145,000	2,590
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$103,000	6,674
2002-12-31 (YTD Data)		Rank
Total interest income	$3,210,000	6,626
Total interest expense	$853,000	7,343
Net interest income	$2,357,000	6,096
Provision for loan and lease losses	$78,000	6,121
Total noninterest income	$629,000	4,601
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$424,000	3,389
Trading account gains and fees	$0	153
Additional Noninterest Income	$205,000	4,967
Total noninterest expense	$2,237,000	5,478
Salaries and employee benefits	$1,095,000	5,824
Premises and equipment expense	$373,000	4,879
Additional noninterest expense	$769,000	5,074
Pre-tax net operating income	$671,000	6,185
Securities gains (losses)	$0	4,537
Applicable income taxes	$201,000	5,104
Income before extraordinary items	$470,000	6,534
Extraordinary gains, net	$0	70
Net income	$470,000	6,533
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	5,115
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$470,000	6,395
2001-12-31 (YTD Data)		Rank
Total interest income	$3,571,000	6,713
Total interest expense	$1,417,000	7,155
Net interest income	$2,154,000	6,195
Provision for loan and lease losses	$40,000	6,926
Total noninterest income	$570,000	4,719
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$379,000	3,556
Trading account gains and fees	$0	177
Additional Noninterest Income	$191,000	5,037
Total noninterest expense	$2,164,000	5,445
Salaries and employee benefits	$1,077,000	5,724
Premises and equipment expense	$369,000	4,858
Additional noninterest expense	$718,000	5,190
Pre-tax net operating income	$520,000	6,475
Securities gains (losses)	$0	4,612
Applicable income taxes	$172,000	5,260
Income before extraordinary items	$348,000	6,841
Extraordinary gains, net	$0	105
Net income	$348,000	6,843
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	5,531
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$348,000	6,728
2000-12-31 (YTD Data)		Rank
Total interest income	$3,542,000	6,879
Total interest expense	$1,349,000	7,468
Net interest income	$2,193,000	6,282
Provision for loan and lease losses	$0	8,337
Total noninterest income	$488,000	4,976
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$349,000	3,602
Trading account gains and fees	NA	NA
Additional Noninterest Income	$139,000	5,668
Total noninterest expense	$2,074,000	5,545
Salaries and employee benefits	$1,150,000	5,387
Premises and equipment expense	$328,000	5,154
Additional noninterest expense	$596,000	5,822
Pre-tax net operating income	$607,000	6,560
Securities gains (losses)	$0	1,956
Applicable income taxes	$124,000	6,243
Income before extraordinary items	$483,000	6,411
Extraordinary gains, net	$0	38
Net income	$483,000	6,409
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$226,000	2,215
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$483,000	6,423
1999-12-31 (YTD Data)		Rank
Total interest income	$3,311,000	7,040
Total interest expense	$1,222,000	7,590
Net interest income	$2,089,000	6,477
Provision for loan and lease losses	$0	8,503
Total noninterest income	$360,000	5,920
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$267,000	4,333
Trading account gains and fees	NA	NA
Additional Noninterest Income	$93,000	6,795
Total noninterest expense	$1,962,000	5,762
Salaries and employee benefits	$1,049,000	5,699
Premises and equipment expense	$346,000	5,002
Additional noninterest expense	$567,000	6,040
Pre-tax net operating income	$487,000	7,196
Securities gains (losses)	$0	3,155
Applicable income taxes	$167,000	6,075
Income before extraordinary items	$320,000	7,478
Extraordinary gains, net	$0	35
Net income	$320,000	7,477
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	4,984
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$320,000	7,449
1998-12-31 (YTD Data)		Rank
Total interest income	$3,261,000	7,219
Total interest expense	$1,229,000	7,837
Net interest income	$2,032,000	6,613
Provision for loan and lease losses	$0	8,652
Total noninterest income	$442,000	5,316
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$226,000	4,799
Trading account gains and fees	NA	NA
Additional Noninterest Income	$216,000	4,763
Total noninterest expense	$1,741,000	6,140
Salaries and employee benefits	$873,000	6,338
Premises and equipment expense	$295,000	5,428
Additional noninterest expense	$573,000	5,929
Pre-tax net operating income	$733,000	6,367
Securities gains (losses)	$0	4,449
Applicable income taxes	$187,000	6,329
Income before extraordinary items	$546,000	6,349
Extraordinary gains, net	$0	32
Net income	$546,000	6,349
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	9,413
Cash dividends	$50,000	6,861
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$546,000	6,240
1997-12-31 (YTD Data)		Rank
Total interest income	$3,174,000	7,546
Total interest expense	$1,221,000	8,056
Net interest income	$1,953,000	7,016
Provision for loan and lease losses	$0	8,829
Total noninterest income	$313,000	6,509
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$212,000	5,171
Trading account gains and fees	NA	NA
Additional Noninterest Income	$101,000	6,756
Total noninterest expense	$1,557,000	6,646
Salaries and employee benefits	$811,000	6,726
Premises and equipment expense	$263,000	5,883
Additional noninterest expense	$483,000	6,647
Pre-tax net operating income	$709,000	6,939
Securities gains (losses)	$0	3,944
Applicable income taxes	$166,000	7,380
Income before extraordinary items	$543,000	6,714
Extraordinary gains, net	$0	44
Net income	$543,000	6,716
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-39,000	10,452
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$543,000	6,656
1996-12-31 (YTD Data)		Rank
Total interest income	$3,107,000	7,873
Total interest expense	$1,260,000	8,210
Net interest income	$1,847,000	7,468
Provision for loan and lease losses	$-75,000	11,234
Total noninterest income	$320,000	6,717
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$207,000	5,433
Trading account gains and fees	NA	NA
Additional Noninterest Income	$113,000	6,777
Total noninterest expense	$1,528,000	7,030
Salaries and employee benefits	$821,000	6,880
Premises and equipment expense	$248,000	6,276
Additional noninterest expense	$459,000	7,394
Pre-tax net operating income	$714,000	6,868
Securities gains (losses)	$0	4,148
Applicable income taxes	$225,000	6,772
Income before extraordinary items	$489,000	6,973
Extraordinary gains, net	$0	53
Net income	$489,000	6,977
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-80,000	11,179
Cash dividends	$89,000	6,926
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$489,000	6,912
1995-12-31 (YTD Data)		Rank
Total interest income	$2,997,000	8,208
Total interest expense	$1,198,000	8,590
Net interest income	$1,799,000	7,769
Provision for loan and lease losses	$-75,000	11,654
Total noninterest income	$336,000	6,652
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$206,000	5,584
Trading account gains and fees	NA	NA
Additional Noninterest Income	$130,000	6,408
Total noninterest expense	$1,407,000	7,561
Salaries and employee benefits	$730,000	7,535
Premises and equipment expense	$219,000	6,844
Additional noninterest expense	$458,000	7,629
Pre-tax net operating income	$803,000	6,830
Securities gains (losses)	$0	3,831
Applicable income taxes	$243,000	6,744
Income before extraordinary items	$560,000	6,843
Extraordinary gains, net	$0	65
Net income	$560,000	6,842
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-90,000	11,686
Cash dividends	$89,000	7,059
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$560,000	6,824
1994-12-31 (YTD Data)		Rank
Total interest income	$2,579,000	8,771
Total interest expense	$999,000	8,697
Net interest income	$1,580,000	8,643
Provision for loan and lease losses	$-125,000	12,224
Total noninterest income	$331,000	6,891
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$203,000	5,805
Trading account gains and fees	NA	NA
Additional Noninterest Income	$128,000	6,726
Total noninterest expense	$1,435,000	7,808
Salaries and employee benefits	$700,000	7,880
Premises and equipment expense	$259,000	6,372
Additional noninterest expense	$476,000	8,089
Pre-tax net operating income	$601,000	7,989
Securities gains (losses)	$-6,000	9,509
Applicable income taxes	$150,000	8,297
Income before extraordinary items	$445,000	7,766
Extraordinary gains, net	$0	249
Net income	$445,000	7,778
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-97,000	12,213
Cash dividends	$83,000	7,255
Sale, conversion, retirement of capital stock, net	$-500,000	12,557
Net operating income	$449,500	7,765
1993-12-31 (YTD Data)		Rank
Total interest income	$2,513,000	9,156
Total interest expense	$1,009,000	9,070
Net interest income	$1,504,000	9,090
Provision for loan and lease losses	$-200,000	13,035
Total noninterest income	$393,000	6,564
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$199,000	5,987
Trading account gains and fees	NA	NA
Additional Noninterest Income	$194,000	5,762
Total noninterest expense	$1,477,000	7,907
Salaries and employee benefits	$665,000	8,262
Premises and equipment expense	$277,000	6,224
Additional noninterest expense	$535,000	7,911
Pre-tax net operating income	$620,000	7,813
Securities gains (losses)	$-7,000	12,665
Applicable income taxes	$0	12,141
Income before extraordinary items	$613,000	6,685
Extraordinary gains, net	$294,000	738
Net income	$907,000	5,212
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	12,096
Cash dividends	$2,000	9,058
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$620,000	6,385
1992-12-31 (YTD Data)		Rank
Total interest income	$2,816,000	9,295
Total interest expense	$1,371,000	8,958
Net interest income	$1,445,000	9,468
Provision for loan and lease losses	$0	11,756
Total noninterest income	$488,000	5,743
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$225,000	5,527
Trading account gains and fees	NA	NA
Additional Noninterest Income	$263,000	4,807
Total noninterest expense	$1,488,000	7,956
Salaries and employee benefits	$647,000	8,404
Premises and equipment expense	$253,000	6,727
Additional noninterest expense	$588,000	7,619
Pre-tax net operating income	$445,000	8,845
Securities gains (losses)	$5,000	7,049
Applicable income taxes	$153,000	8,537
Income before extraordinary items	$297,000	9,372
Extraordinary gains, net	$153,000	552
Net income	$450,000	7,861
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	9,186
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$293,700	9,021

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.