Home > Landmark Bank > Income and Expense
Landmark Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,731,000 | 2,676 |
| Total interest expense | $4,590,000 | 3,399 |
| Net interest income | $8,141,000 | 2,213 |
| Provision for loan and lease losses | $761,000 | 1,556 |
| Total noninterest income | $1,910,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $792,000 | 1,921 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,118,000 | 1,891 |
| Total noninterest expense | $7,129,000 | 2,014 |
| Salaries and employee benefits | $4,040,000 | 1,854 |
| Premises and equipment expense | $858,000 | 2,466 |
| Additional noninterest expense | $2,231,000 | 2,015 |
| Pre-tax net operating income | $2,161,000 | 3,004 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $2,161,000 | 2,368 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,161,000 | 2,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,006,000 | 937 |
| Cash dividends | $1,328,000 | 1,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,161,000 | 2,293 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,769,000 | 2,729 |
| Total interest expense | $4,107,000 | 3,892 |
| Net interest income | $8,662,000 | 2,050 |
| Provision for loan and lease losses | $420,000 | 2,181 |
| Total noninterest income | $1,734,000 | 2,083 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $594,000 | 2,311 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,140,000 | 1,702 |
| Total noninterest expense | $5,160,000 | 2,642 |
| Salaries and employee benefits | $2,502,000 | 2,828 |
| Premises and equipment expense | $830,000 | 2,493 |
| Additional noninterest expense | $1,828,000 | 2,354 |
| Pre-tax net operating income | $4,816,000 | 1,533 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $30,000 | 7,623 |
| Income before extraordinary items | $4,786,000 | 1,111 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,786,000 | 1,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 1,288 |
| Cash dividends | $3,710,000 | 805 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,786,000 | 1,113 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,485,000 | 3,083 |
| Total interest expense | $3,040,000 | 4,549 |
| Net interest income | $7,445,000 | 2,369 |
| Provision for loan and lease losses | $345,000 | 2,386 |
| Total noninterest income | $1,167,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $585,000 | 2,290 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $582,000 | 2,684 |
| Total noninterest expense | $4,977,000 | 2,718 |
| Salaries and employee benefits | $2,386,000 | 2,937 |
| Premises and equipment expense | $836,000 | 2,420 |
| Additional noninterest expense | $1,755,000 | 2,475 |
| Pre-tax net operating income | $3,290,000 | 2,220 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $3,290,000 | 1,619 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,290,000 | 1,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-106,000 | 10,046 |
| Cash dividends | $1,180,000 | 2,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,290,000 | 1,587 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,993,000 | 3,544 |
| Total interest expense | $2,521,000 | 5,334 |
| Net interest income | $6,472,000 | 2,647 |
| Provision for loan and lease losses | $570,000 | 1,556 |
| Total noninterest income | $1,035,000 | 2,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $577,000 | 2,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $458,000 | 3,145 |
| Total noninterest expense | $4,274,000 | 3,037 |
| Salaries and employee benefits | $1,923,000 | 3,459 |
| Premises and equipment expense | $718,000 | 2,707 |
| Additional noninterest expense | $1,633,000 | 2,563 |
| Pre-tax net operating income | $2,663,000 | 2,637 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $2,672,000 | 1,957 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,672,000 | 1,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 1,712 |
| Cash dividends | $1,477,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,663,000 | 1,897 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,684,000 | 4,120 |
| Total interest expense | $2,070,000 | 6,133 |
| Net interest income | $5,614,000 | 3,115 |
| Provision for loan and lease losses | $300,000 | 2,568 |
| Total noninterest income | $1,186,000 | 2,656 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $517,000 | 2,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $669,000 | 2,285 |
| Total noninterest expense | $3,277,000 | 3,816 |
| Salaries and employee benefits | $1,438,000 | 4,406 |
| Premises and equipment expense | $510,000 | 3,639 |
| Additional noninterest expense | $1,329,000 | 3,041 |
| Pre-tax net operating income | $3,223,000 | 2,329 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $87,000 | 8,619 |
| Income before extraordinary items | $3,136,000 | 1,703 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,136,000 | 1,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,604 |
| Cash dividends | $1,804,000 | 1,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,136,000 | 1,666 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,625,000 | 4,795 |
| Total interest expense | $1,841,000 | 6,748 |
| Net interest income | $4,784,000 | 3,687 |
| Provision for loan and lease losses | $212,000 | 3,286 |
| Total noninterest income | $618,000 | 4,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $481,000 | 2,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,227 |
| Total noninterest expense | $2,790,000 | 4,569 |
| Salaries and employee benefits | $1,200,000 | 5,210 |
| Premises and equipment expense | $393,000 | 4,592 |
| Additional noninterest expense | $1,197,000 | 3,793 |
| Pre-tax net operating income | $2,400,000 | 2,887 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $808,000 | 2,812 |
| Income before extraordinary items | $1,592,000 | 3,016 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,592,000 | 3,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,035 |
| Cash dividends | $535,000 | 3,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,592,000 | 2,985 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,278,000 | 5,754 |
| Total interest expense | $1,589,000 | 7,449 |
| Net interest income | $3,689,000 | 4,646 |
| Provision for loan and lease losses | $258,000 | 2,504 |
| Total noninterest income | $766,000 | 3,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $495,000 | 2,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $271,000 | 4,257 |
| Total noninterest expense | $2,467,000 | 5,052 |
| Salaries and employee benefits | $1,003,000 | 6,054 |
| Premises and equipment expense | $343,000 | 5,095 |
| Additional noninterest expense | $1,121,000 | 3,968 |
| Pre-tax net operating income | $1,730,000 | 3,978 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $591,000 | 3,698 |
| Income before extraordinary items | $1,148,000 | 4,096 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,148,000 | 4,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,241 |
| Cash dividends | $248,000 | 5,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,142,060 | 4,099 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,317,000 | 7,595 |
| Total interest expense | $967,000 | 8,840 |
| Net interest income | $2,350,000 | 6,753 |
| Provision for loan and lease losses | $53,000 | 6,008 |
| Total noninterest income | $554,000 | 4,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 5,240 |
| Total noninterest expense | $1,876,000 | 6,506 |
| Salaries and employee benefits | $670,000 | 8,118 |
| Premises and equipment expense | $278,000 | 6,034 |
| Additional noninterest expense | $928,000 | 5,041 |
| Pre-tax net operating income | $975,000 | 6,064 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $296,000 | 5,922 |
| Income before extraordinary items | $679,000 | 6,030 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $679,000 | 6,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,828 |
| Cash dividends | $371,000 | 3,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $679,000 | 6,107 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 8,768 |
| Total interest expense | $818,000 | 9,945 |
| Net interest income | $1,916,000 | 7,922 |
| Provision for loan and lease losses | $1,000 | 10,323 |
| Total noninterest income | $465,000 | 5,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 4,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 6,930 |
| Total noninterest expense | $1,865,000 | 6,709 |
| Salaries and employee benefits | $561,000 | 9,115 |
| Premises and equipment expense | $232,000 | 7,056 |
| Additional noninterest expense | $1,072,000 | 4,646 |
| Pre-tax net operating income | $515,000 | 8,564 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $175,000 | 8,105 |
| Income before extraordinary items | $340,000 | 9,036 |
| Extraordinary gains, net | $255,000 | 825 |
| Net income | $595,000 | 6,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $295,000 | 4,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $340,000 | 8,778 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,735,000 | 9,465 |
| Total interest expense | $918,000 | 10,777 |
| Net interest income | $1,817,000 | 8,293 |
| Provision for loan and lease losses | $-40,000 | 13,579 |
| Total noninterest income | $360,000 | 6,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 5,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,754 |
| Total noninterest expense | $1,562,000 | 7,699 |
| Salaries and employee benefits | $567,000 | 9,108 |
| Premises and equipment expense | $197,000 | 7,902 |
| Additional noninterest expense | $798,000 | 6,083 |
| Pre-tax net operating income | $655,000 | 7,358 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $223,000 | 7,127 |
| Income before extraordinary items | $432,000 | 7,914 |
| Extraordinary gains, net | $168,000 | 509 |
| Net income | $600,000 | 6,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 6,549 |
| Cash dividends | $297,000 | 4,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $432,000 | 7,558 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.