Home > Lamorinda National Bank > Income and Expense
Lamorinda National Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,741,000 | 4,160 |
| Total interest expense | $2,240,000 | 5,970 |
| Net interest income | $5,501,000 | 3,217 |
| Provision for loan and lease losses | $795,000 | 1,211 |
| Total noninterest income | $354,000 | 6,390 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $248,000 | 4,849 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $106,000 | 6,966 |
| Total noninterest expense | $2,655,000 | 4,773 |
| Salaries and employee benefits | $1,064,000 | 5,724 |
| Premises and equipment expense | $373,000 | 4,796 |
| Additional noninterest expense | $1,218,000 | 3,736 |
| Pre-tax net operating income | $2,405,000 | 2,874 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $982,000 | 2,390 |
| Income before extraordinary items | $1,423,000 | 3,353 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,423,000 | 3,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,797 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,423,000 | 3,314 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,103,000 | 2,764 |
| Total interest expense | $3,539,000 | 4,112 |
| Net interest income | $8,564,000 | 2,101 |
| Provision for loan and lease losses | $420,000 | 1,793 |
| Total noninterest income | $672,000 | 4,211 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $410,000 | 3,291 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $262,000 | 4,364 |
| Total noninterest expense | $4,614,000 | 2,916 |
| Salaries and employee benefits | $1,753,000 | 3,730 |
| Premises and equipment expense | $714,000 | 2,756 |
| Additional noninterest expense | $2,147,000 | 2,266 |
| Pre-tax net operating income | $4,202,000 | 1,757 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,661,000 | 1,500 |
| Income before extraordinary items | $2,541,000 | 1,979 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,541,000 | 1,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,497 |
| Cash dividends | $2,579,000 | 1,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,541,000 | 1,957 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,540,000 | 3,169 |
| Total interest expense | $2,099,000 | 5,394 |
| Net interest income | $7,441,000 | 2,432 |
| Provision for loan and lease losses | $450,000 | 1,666 |
| Total noninterest income | $510,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $366,000 | 3,686 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $144,000 | 6,323 |
| Total noninterest expense | $4,474,000 | 3,071 |
| Salaries and employee benefits | $1,754,000 | 3,717 |
| Premises and equipment expense | $596,000 | 3,289 |
| Additional noninterest expense | $2,124,000 | 2,457 |
| Pre-tax net operating income | $3,027,000 | 2,353 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,133,000 | 1,989 |
| Income before extraordinary items | $1,894,000 | 2,564 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,894,000 | 2,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 1,511 |
| Cash dividends | $455,000 | 3,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,894,000 | 2,582 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,965,000 | 3,832 |
| Total interest expense | $2,153,000 | 5,494 |
| Net interest income | $5,812,000 | 3,117 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $472,000 | 5,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,960 |
| Total noninterest expense | $4,116,000 | 3,395 |
| Salaries and employee benefits | $1,556,000 | 4,144 |
| Premises and equipment expense | $590,000 | 3,381 |
| Additional noninterest expense | $1,970,000 | 2,769 |
| Pre-tax net operating income | $1,928,000 | 3,425 |
| Securities gains (losses) | $-3,000 | 12,455 |
| Applicable income taxes | $637,000 | 3,411 |
| Income before extraordinary items | $1,288,000 | 3,749 |
| Extraordinary gains, net | $319,000 | 671 |
| Net income | $1,607,000 | 3,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 3,141 |
| Cash dividends | $598,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,290,010 | 3,549 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,710,000 | 4,435 |
| Total interest expense | $2,794,000 | 5,486 |
| Net interest income | $4,916,000 | 3,708 |
| Provision for loan and lease losses | $205,000 | 5,142 |
| Total noninterest income | $439,000 | 6,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $326,000 | 4,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,650 |
| Total noninterest expense | $3,651,000 | 3,790 |
| Salaries and employee benefits | $1,509,000 | 4,213 |
| Premises and equipment expense | $554,000 | 3,626 |
| Additional noninterest expense | $1,588,000 | 3,422 |
| Pre-tax net operating income | $1,499,000 | 4,045 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $516,000 | 3,901 |
| Income before extraordinary items | $984,000 | 4,572 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $984,000 | 4,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 4,399 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $983,340 | 4,248 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.