Home > Lamorinda National Bank > Assets and Liabilities
Lamorinda National Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 37 | 4,911 |
| Assets and Liabilities | ||
| Total Assets: | $168,481,000 | 2,743 |
| Cash and due from depository institutions | $11,484,000 | 4,911 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $24,468,000 | 4,578 |
| Federal funds sold & reverse repurchase agreements | $24,832,000 | 535 |
| Net loans & leases | $105,223,000 | 2,666 |
| Loan loss allowance | $1,726,000 | 2,161 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $435,000 | 8,423 |
| Other real estate owned | $12,000 | 4,911 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,027,000 | 3,560 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,481,000 | 2,743 |
| Total liabilities | $154,934,000 | 2,682 |
| Total deposits | $154,654,000 | 2,497 |
| Interest-bearing deposits | $119,912,000 | 2,757 |
| Deposits held in domestic offices | $154,654,000 | 2,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $280,000 | 8,132 |
| Total equity capital | $13,547,000 | 3,275 |
| Total bank equity capital | $13,547,000 | 3,275 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,250,000 | 1,736 |
| Surplus | $9,664,000 | 1,655 |
| Undivided profits | $1,633,000 | 7,803 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $778,000 | 3,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $620,000 | 3,726 |
| Earning assets | $154,523,000 | 2,732 |
| Long-term assets (5+ years) | $14,925,000 | 3,273 |
| Average Assets, year-to-date | $158,816,400 | 2,774 |
| Average Assets, quarterly | $164,569,000 | 2,763 |
| Volatile liabilities | $19,441,000 | 2,973 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $41,708,000 | 1,218 |
| Tier 1 (core) risk-based capital | $13,337,000 | 3,221 |
| Tier 2 risk-based capital | $1,419,800 | 2,150 |
| Total risk weighted assets | $113,278,100 | 2,473 |
| Total unused commitments | $41,708,000 | 1,223 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 61 | 3,203 |
| Assets and Liabilities | ||
| Total Assets: | $156,454,000 | 2,947 |
| Cash and due from depository institutions | $7,182,000 | 3,203 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $27,819,000 | 4,320 |
| Federal funds sold & reverse repurchase agreements | $18,400,000 | 777 |
| Net loans & leases | $100,135,000 | 2,701 |
| Loan loss allowance | $1,428,000 | 2,584 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $583,000 | 7,851 |
| Other real estate owned | $100,000 | 3,203 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,235,000 | 3,301 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,454,000 | 2,947 |
| Total liabilities | $146,416,000 | 2,838 |
| Total deposits | $145,945,000 | 2,671 |
| Interest-bearing deposits | $114,091,000 | 2,924 |
| Deposits held in domestic offices | $145,945,000 | 2,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $471,000 | 6,458 |
| Total equity capital | $10,038,000 | 4,323 |
| Total bank equity capital | $10,038,000 | 4,323 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,250,000 | 1,768 |
| Surplus | $2,250,000 | 5,132 |
| Undivided profits | $5,538,000 | 4,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $797,000 | 3,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $693,000 | 3,412 |
| Earning assets | $146,354,000 | 2,896 |
| Long-term assets (5+ years) | $9,671,000 | 4,107 |
| Average Assets, year-to-date | $139,264,200 | 3,147 |
| Average Assets, quarterly | $153,451,000 | 2,952 |
| Volatile liabilities | $17,776,000 | 2,909 |
| Insider loans | $345,000 | 6,660 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,622,000 | 671 |
| Unused loan commitments | $44,437,000 | 1,124 |
| Tier 1 (core) risk-based capital | $10,040,000 | 4,204 |
| Tier 2 risk-based capital | $1,281,820 | 2,328 |
| Total risk weighted assets | $102,399,320 | 2,674 |
| Total unused commitments | $44,437,000 | 1,130 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 44 | 4,472 |
| Assets and Liabilities | ||
| Total Assets: | $126,152,000 | 3,516 |
| Cash and due from depository institutions | $6,812,000 | 4,472 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $20,506,000 | 5,774 |
| Federal funds sold & reverse repurchase agreements | $13,900,000 | 698 |
| Net loans & leases | $82,897,000 | 3,123 |
| Loan loss allowance | $932,000 | 3,840 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $556,000 | 8,174 |
| Other real estate owned | $0 | 4,472 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,481,000 | 4,984 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,152,000 | 3,516 |
| Total liabilities | $116,106,000 | 3,487 |
| Total deposits | $115,759,000 | 3,291 |
| Interest-bearing deposits | $83,046,000 | 3,890 |
| Deposits held in domestic offices | $115,759,000 | 3,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $347,000 | 6,688 |
| Total equity capital | $10,046,000 | 4,024 |
| Total bank equity capital | $10,046,000 | 4,024 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,250,000 | 1,815 |
| Surplus | $2,250,000 | 5,111 |
| Undivided profits | $5,546,000 | 3,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $593,000 | 3,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $500,000 | 4,229 |
| Earning assets | $117,303,000 | 3,466 |
| Long-term assets (5+ years) | $5,350,000 | 5,820 |
| Average Assets, year-to-date | $121,874,400 | 3,553 |
| Average Assets, quarterly | $123,735,500 | 3,561 |
| Volatile liabilities | $5,831,000 | 6,182 |
| Insider loans | $962,000 | 3,811 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $39,533,000 | 1,168 |
| Tier 1 (core) risk-based capital | $10,077,000 | 4,093 |
| Tier 2 risk-based capital | $932,000 | 3,101 |
| Total risk weighted assets | $89,870,200 | 2,941 |
| Total unused commitments | $39,533,000 | 1,175 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 43 | 4,750 |
| Assets and Liabilities | ||
| Total Assets: | $119,590,000 | 3,781 |
| Cash and due from depository institutions | $4,581,000 | 4,750 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $32,230,000 | 4,228 |
| Federal funds sold & reverse repurchase agreements | $9,200,000 | 1,489 |
| Net loans & leases | $72,001,000 | 3,493 |
| Loan loss allowance | $912,000 | 4,011 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $346,000 | 9,833 |
| Other real estate owned | $0 | 4,750 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,232,000 | 5,217 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,590,000 | 3,781 |
| Total liabilities | $110,952,000 | 3,704 |
| Total deposits | $110,710,000 | 3,539 |
| Interest-bearing deposits | $84,813,000 | 3,980 |
| Deposits held in domestic offices | $110,710,000 | 3,532 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $242,000 | 8,482 |
| Total equity capital | $8,638,000 | 4,689 |
| Total bank equity capital | $8,638,000 | 4,689 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,250,000 | 1,841 |
| Surplus | $1,407,000 | 6,910 |
| Undivided profits | $4,981,000 | 4,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $830,000 | 3,576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $377,000 | 4,917 |
| Earning assets | $113,431,000 | 3,663 |
| Long-term assets (5+ years) | $5,364,000 | 6,212 |
| Average Assets, year-to-date | $113,018,200 | 3,874 |
| Average Assets, quarterly | $118,538,500 | 3,788 |
| Volatile liabilities | $5,349,000 | 6,284 |
| Insider loans | $749,000 | 4,546 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $36,309,000 | 1,249 |
| Tier 1 (core) risk-based capital | $8,638,000 | 4,585 |
| Tier 2 risk-based capital | $912,000 | 3,140 |
| Total risk weighted assets | $82,172,300 | 3,139 |
| Total unused commitments | $36,309,000 | 1,266 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 46 | 4,586 |
| Assets and Liabilities | ||
| Total Assets: | $110,807,000 | 4,124 |
| Cash and due from depository institutions | $5,700,000 | 4,586 |
| Interest-bearing balances | $99,000 | 7,123 |
| Securities | $29,379,000 | 4,550 |
| Federal funds sold & reverse repurchase agreements | $8,850,000 | 1,877 |
| Net loans & leases | $65,681,000 | 3,870 |
| Loan loss allowance | $872,000 | 4,182 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $403,000 | 9,648 |
| Other real estate owned | $0 | 4,586 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $794,000 | 7,438 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,807,000 | 4,124 |
| Total liabilities | $103,178,000 | 4,067 |
| Total deposits | $102,922,000 | 3,895 |
| Interest-bearing deposits | $82,015,000 | 4,262 |
| Deposits held in domestic offices | $102,922,000 | 3,886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $256,000 | 8,933 |
| Total equity capital | $7,629,000 | 5,006 |
| Total bank equity capital | $7,629,000 | 5,006 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,250,000 | 1,897 |
| Surplus | $1,407,000 | 6,852 |
| Undivided profits | $3,972,000 | 4,964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 8,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $377,000 | 5,337 |
| Earning assets | $104,009,000 | 4,027 |
| Long-term assets (5+ years) | $3,725,000 | 7,398 |
| Average Assets, year-to-date | $98,380,200 | 4,493 |
| Average Assets, quarterly | $107,422,000 | 4,205 |
| Volatile liabilities | $7,271,000 | 5,162 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $24,424,000 | 1,591 |
| Tier 1 (core) risk-based capital | $7,629,000 | 4,927 |
| Tier 2 risk-based capital | $872,000 | 3,277 |
| Total risk weighted assets | $73,011,300 | 3,577 |
| Total unused commitments | $24,424,000 | 1,606 |
| Derivatives | $0 | 651 |