Home > Lamb's Bank of Michigan City > Income and Expense
Lamb's Bank of Michigan City, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $790,000 | 11,534 |
| Total interest expense | $285,000 | 11,604 |
| Net interest income | $505,000 | 11,389 |
| Provision for loan and lease losses | $9,000 | 8,431 |
| Total noninterest income | $26,000 | 11,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 10,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,654 |
| Total noninterest expense | $373,000 | 11,518 |
| Salaries and employee benefits | $207,000 | 11,456 |
| Premises and equipment expense | $37,000 | 11,447 |
| Additional noninterest expense | $129,000 | 11,320 |
| Pre-tax net operating income | $149,000 | 10,780 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $32,000 | 10,549 |
| Income before extraordinary items | $120,000 | 10,748 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $120,000 | 10,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $96,000 | 6,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $117,630 | 10,742 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $263,000 | 12,539 |
| Total interest expense | $84,000 | 12,526 |
| Net interest income | $179,000 | 12,525 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $9,000 | 12,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 10,773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 12,485 |
| Total noninterest expense | $129,000 | 12,574 |
| Salaries and employee benefits | $64,000 | 12,565 |
| Premises and equipment expense | $13,000 | 12,510 |
| Additional noninterest expense | $52,000 | 12,542 |
| Pre-tax net operating income | $56,000 | 11,883 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $8,000 | 11,420 |
| Income before extraordinary items | $48,000 | 11,819 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $48,000 | 11,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,105 |
| Net operating income | $48,000 | 11,853 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $776,000 | 12,709 |
| Total interest expense | $236,000 | 12,880 |
| Net interest income | $540,000 | 12,427 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $33,000 | 12,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 11,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 12,543 |
| Total noninterest expense | $481,000 | 12,259 |
| Salaries and employee benefits | $283,000 | 11,842 |
| Premises and equipment expense | $54,000 | 12,082 |
| Additional noninterest expense | $144,000 | 12,499 |
| Pre-tax net operating income | $92,000 | 11,916 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $16,000 | 11,688 |
| Income before extraordinary items | $84,000 | 11,971 |
| Extraordinary gains, net | $3,000 | 3,100 |
| Net income | $87,000 | 11,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $228,000 | 5,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $77,280 | 11,856 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $814,000 | 13,335 |
| Total interest expense | $310,000 | 13,451 |
| Net interest income | $504,000 | 13,066 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $31,000 | 13,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 11,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $438,000 | 12,976 |
| Salaries and employee benefits | $243,000 | 12,676 |
| Premises and equipment expense | $52,000 | 12,611 |
| Additional noninterest expense | $143,000 | 13,060 |
| Pre-tax net operating income | $97,000 | 12,058 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $22,000 | 12,047 |
| Income before extraordinary items | $71,000 | 12,337 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $71,000 | 12,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $12,000 | 8,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $74,040 | 12,013 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.