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Lamar National Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$17,642,000	2,055
Total interest expense	$5,169,000	1,978
Net interest income	$12,473,000	2,061
Provision for loan and lease losses	$210,000	1,955
Total noninterest income	$1,819,000	2,115
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$686,000	1,340
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,133,000	2,160
Total noninterest expense	$11,742,000	1,836
Salaries and employee benefits	$5,967,000	1,974
Premises and equipment expense	$1,788,000	1,339
Additional noninterest expense	$1,133,000	2,160
Pre-tax net operating income	$2,340,000	2,780
Securities gains (losses)	$-272,000	4,046
Applicable income taxes	$416,000	2,025
Income before extraordinary items	$1,652,000	2,976
Extraordinary gains, net	$0	54
Net income	$1,652,000	3,009
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,652,000	2,978
Net charge-offs	$104,000	1,481
Cash dividends	$1,452,000	1,819
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,869,600	2,899
2023-09-30 (YTD Data)		Rank
Total interest income	$13,161,000	2,030
Total interest expense	$3,622,000	1,942
Net interest income	$9,539,000	2,050
Provision for loan and lease losses	$10,000	2,929
Total noninterest income	$1,381,000	2,099
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$513,000	1,340
Trading account gains and fees	$0	125
Additional Noninterest Income	$868,000	2,136
Total noninterest expense	$8,783,000	1,842
Salaries and employee benefits	$4,544,000	1,951
Premises and equipment expense	$1,291,000	1,379
Additional noninterest expense	$868,000	2,136
Pre-tax net operating income	$2,127,000	2,633
Securities gains (losses)	$-4,000	3,374
Applicable income taxes	$343,000	2,021
Income before extraordinary items	$1,780,000	2,650
Extraordinary gains, net	$0	52
Net income	$1,780,000	2,680
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,780,000	2,651
Net charge-offs	$91,000	1,210
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,783,360	2,667
2023-06-30 (YTD Data)		Rank
Total interest income	$7,998,000	2,122
Total interest expense	$2,122,000	1,944
Net interest income	$5,876,000	2,169
Provision for loan and lease losses	$10,000	2,758
Total noninterest income	$899,000	2,067
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$377,000	1,231
Trading account gains and fees	$0	112
Additional Noninterest Income	$522,000	2,153
Total noninterest expense	$5,762,000	1,858
Salaries and employee benefits	$3,043,000	1,937
Premises and equipment expense	$802,000	1,450
Additional noninterest expense	$522,000	2,150
Pre-tax net operating income	$1,003,000	3,036
Securities gains (losses)	$-4,000	3,679
Applicable income taxes	$200,000	2,135
Income before extraordinary items	$799,000	3,124
Extraordinary gains, net	$0	51
Net income	$799,000	3,157
Minority interest net income	$0	81
Net income of bank and minority interests.	$799,000	3,123
Net charge-offs	$93,000	948
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$802,200	3,132
2023-03-31 (YTD Data)		Rank
Total interest income	$3,870,000	2,148
Total interest expense	$892,000	1,973
Net interest income	$2,978,000	2,168
Provision for loan and lease losses	$10,000	2,332
Total noninterest income	$452,000	2,070
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$181,000	1,278
Trading account gains and fees	$0	97
Additional Noninterest Income	$271,000	2,107
Total noninterest expense	$2,898,000	1,866
Salaries and employee benefits	$1,545,000	1,955
Premises and equipment expense	$409,000	1,456
Additional noninterest expense	$271,000	2,107
Pre-tax net operating income	$522,000	3,051
Securities gains (losses)	$-4,000	3,953
Applicable income taxes	$120,000	2,013
Income before extraordinary items	$398,000	3,179
Extraordinary gains, net	$0	4
Net income	$398,000	3,178
Minority interest net income	$0	48
Net income of bank and minority interests.	$398,000	3,179
Net charge-offs	$99,000	604
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$401,160	3,196
2022-12-31 (YTD Data)		Rank
Total interest income	$13,577,000	2,094
Total interest expense	$1,395,000	2,004
Net interest income	$12,182,000	2,088
Provision for loan and lease losses	$713,000	1,012
Total noninterest income	$1,803,000	2,146
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$728,000	1,300
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,075,000	2,262
Total noninterest expense	$11,390,000	1,843
Salaries and employee benefits	$5,716,000	2,009
Premises and equipment expense	$1,761,000	1,364
Additional noninterest expense	$1,075,000	2,262
Pre-tax net operating income	$1,882,000	3,198
Securities gains (losses)	$17,000	362
Applicable income taxes	$225,000	2,573
Income before extraordinary items	$1,674,000	3,137
Extraordinary gains, net	$0	5
Net income	$1,674,000	3,134
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,674,000	3,136
Net charge-offs	$132,000	1,113
Cash dividends	$500,000	2,687
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,659,040	3,185
2022-09-30 (YTD Data)		Rank
Total interest income	$9,910,000	2,079
Total interest expense	$833,000	1,994
Net interest income	$9,077,000	2,071
Provision for loan and lease losses	$440,000	1,047
Total noninterest income	$1,322,000	2,207
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$533,000	1,339
Trading account gains and fees	$0	111
Additional Noninterest Income	$789,000	2,318
Total noninterest expense	$8,561,000	1,844
Salaries and employee benefits	$4,054,000	2,074
Premises and equipment expense	$1,192,000	1,483
Additional noninterest expense	$789,000	2,318
Pre-tax net operating income	$1,398,000	3,188
Securities gains (losses)	$18,000	350
Applicable income taxes	$225,000	2,417
Income before extraordinary items	$1,191,000	3,189
Extraordinary gains, net	$0	4
Net income	$1,191,000	3,187
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,191,000	3,188
Net charge-offs	$83,000	1,007
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,175,880	3,231
2022-06-30 (YTD Data)		Rank
Total interest income	$6,397,000	2,085
Total interest expense	$419,000	2,192
Net interest income	$5,978,000	2,050
Provision for loan and lease losses	$440,000	747
Total noninterest income	$820,000	2,282
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$318,000	1,446
Trading account gains and fees	$0	108
Additional Noninterest Income	$502,000	2,390
Total noninterest expense	$5,569,000	1,857
Salaries and employee benefits	$2,717,000	2,071
Premises and equipment expense	$775,000	1,501
Additional noninterest expense	$2,077,000	1,560
Pre-tax net operating income	$789,000	3,261
Securities gains (losses)	$17,000	325
Applicable income taxes	$150,000	2,347
Income before extraordinary items	$656,000	3,293
Extraordinary gains, net	$0	4
Net income	$656,000	3,292
Minority interest net income	$0	60
Net income of bank and minority interests.	$656,000	3,293
Net charge-offs	$86,000	780
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$642,230	3,340
2022-03-31 (YTD Data)		Rank
Total interest income	$3,083,000	2,099
Total interest expense	$185,000	2,337
Net interest income	$2,898,000	2,044
Provision for loan and lease losses	$180,000	691
Total noninterest income	$379,000	2,328
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$149,000	1,505
Trading account gains and fees	$0	103
Additional Noninterest Income	$230,000	2,437
Total noninterest expense	$2,667,000	1,902
Salaries and employee benefits	$1,389,000	2,034
Premises and equipment expense	$389,000	1,509
Additional noninterest expense	$889,000	1,738
Pre-tax net operating income	$430,000	3,066
Securities gains (losses)	$0	623
Applicable income taxes	$75,000	2,256
Income before extraordinary items	$355,000	3,111
Extraordinary gains, net	$0	4
Net income	$355,000	3,110
Minority interest net income	$0	50
Net income of bank and minority interests.	$355,000	3,111
Net charge-offs	$107,000	481
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$355,000	3,127
2021-12-31 (YTD Data)		Rank
Total interest income	$10,745,000	2,368
Total interest expense	$691,000	2,715
Net interest income	$10,054,000	2,321
Provision for loan and lease losses	$465,000	1,113
Total noninterest income	$1,525,000	2,521
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$512,000	1,582
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,013,000	2,616
Total noninterest expense	$9,302,000	2,072
Salaries and employee benefits	$5,052,000	2,160
Premises and equipment expense	$1,110,000	1,912
Additional noninterest expense	$3,140,000	1,908
Pre-tax net operating income	$1,812,000	3,272
Securities gains (losses)	$0	2,062
Applicable income taxes	$358,000	2,334
Income before extraordinary items	$1,454,000	3,379
Extraordinary gains, net	$0	10
Net income	$1,454,000	3,379
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,454,000	3,379
Net charge-offs	$340,000	789
Cash dividends	$1,448,000	1,850
Sale, conversion, retirement of capital stock, net	$9,525,000	72
Net operating income	$1,454,000	3,362
2021-09-30 (YTD Data)		Rank
Total interest income	$7,966,000	2,430
Total interest expense	$546,000	2,744
Net interest income	$7,420,000	2,394
Provision for loan and lease losses	$300,000	1,152
Total noninterest income	$1,105,000	2,602
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$369,000	1,617
Trading account gains and fees	$0	132
Additional Noninterest Income	$736,000	2,677
Total noninterest expense	$6,887,000	2,104
Salaries and employee benefits	$3,758,000	2,177
Premises and equipment expense	$706,000	2,128
Additional noninterest expense	$2,423,000	1,869
Pre-tax net operating income	$1,338,000	3,397
Securities gains (losses)	$0	2,015
Applicable income taxes	$309,000	2,293
Income before extraordinary items	$1,029,000	3,574
Extraordinary gains, net	$0	8
Net income	$1,029,000	3,574
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,029,000	3,574
Net charge-offs	$335,000	616
Cash dividends	$392,000	2,506
Sale, conversion, retirement of capital stock, net	$9,525,000	59
Net operating income	$1,029,000	3,548
2021-06-30 (YTD Data)		Rank
Total interest income	$5,179,000	2,460
Total interest expense	$405,000	2,657
Net interest income	$4,774,000	2,433
Provision for loan and lease losses	$185,000	1,236
Total noninterest income	$702,000	2,620
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$221,000	1,677
Trading account gains and fees	$0	133
Additional Noninterest Income	$481,000	2,681
Total noninterest expense	$4,451,000	2,140
Salaries and employee benefits	$2,509,000	2,173
Premises and equipment expense	$443,000	2,205
Additional noninterest expense	$1,499,000	1,968
Pre-tax net operating income	$840,000	3,477
Securities gains (losses)	$0	1,818
Applicable income taxes	$234,000	2,195
Income before extraordinary items	$606,000	3,703
Extraordinary gains, net	$0	6
Net income	$606,000	3,703
Minority interest net income	$0	67
Net income of bank and minority interests.	$606,000	3,703
Net charge-offs	$-7,000	3,675
Cash dividends	$75,000	2,924
Sale, conversion, retirement of capital stock, net	$9,525,000	38
Net operating income	$606,000	3,671
2021-03-31 (YTD Data)		Rank
Total interest income	$2,577,000	2,458
Total interest expense	$189,000	2,831
Net interest income	$2,388,000	2,418
Provision for loan and lease losses	$0	2,741
Total noninterest income	$308,000	2,777
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$98,000	1,805
Trading account gains and fees	$0	127
Additional Noninterest Income	$210,000	2,788
Total noninterest expense	$2,211,000	2,128
Salaries and employee benefits	$1,292,000	2,117
Premises and equipment expense	$211,000	2,288
Additional noninterest expense	$708,000	2,022
Pre-tax net operating income	$485,000	3,275
Securities gains (losses)	$0	1,392
Applicable income taxes	$68,000	2,524
Income before extraordinary items	$417,000	3,335
Extraordinary gains, net	$0	3
Net income	$417,000	3,336
Minority interest net income	$0	55
Net income of bank and minority interests.	$417,000	3,335
Net charge-offs	$-2,000	3,357
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$3,528,000	42
Net operating income	$417,000	3,303
2020-12-31 (YTD Data)		Rank
Total interest income	$9,197,000	2,645
Total interest expense	$851,000	3,170
Net interest income	$8,346,000	2,558
Provision for loan and lease losses	$717,000	1,919
Total noninterest income	$1,209,000	2,673
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$308,000	2,202
Trading account gains and fees	$0	133
Additional Noninterest Income	$901,000	2,586
Total noninterest expense	$7,694,000	2,329
Salaries and employee benefits	$3,985,000	2,494
Premises and equipment expense	$871,000	2,213
Additional noninterest expense	$2,838,000	2,013
Pre-tax net operating income	$1,144,000	3,580
Securities gains (losses)	$569,000	558
Applicable income taxes	$-494,000	4,952
Income before extraordinary items	$2,207,000	2,698
Extraordinary gains, net	$0	4
Net income	$2,207,000	2,697
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,207,000	2,698
Net charge-offs	$35,000	2,580
Cash dividends	$1,245,000	1,969
Sale, conversion, retirement of capital stock, net	$308,000	321
Net operating income	$1,638,000	3,034
2020-09-30 (YTD Data)		Rank
Total interest income	$6,727,000	2,700
Total interest expense	$651,000	3,242
Net interest income	$6,076,000	2,604
Provision for loan and lease losses	$582,000	1,847
Total noninterest income	$944,000	2,596
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$240,000	2,147
Trading account gains and fees	$0	125
Additional Noninterest Income	$704,000	2,495
Total noninterest expense	$4,841,000	2,559
Salaries and employee benefits	$2,797,000	2,579
Premises and equipment expense	$618,000	2,292
Additional noninterest expense	$1,426,000	2,600
Pre-tax net operating income	$1,597,000	2,875
Securities gains (losses)	$569,000	457
Applicable income taxes	$0	3,696
Income before extraordinary items	$2,166,000	2,332
Extraordinary gains, net	$0	4
Net income	$2,166,000	2,332
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,166,000	2,332
Net charge-offs	$29,000	2,334
Cash dividends	$721,000	2,001
Sale, conversion, retirement of capital stock, net	$-641,000	5,014
Net operating income	$1,597,000	2,700
2020-06-30 (YTD Data)		Rank
Total interest income	$4,607,000	2,700
Total interest expense	$472,000	3,206
Net interest income	$4,135,000	2,581
Provision for loan and lease losses	$414,000	1,771
Total noninterest income	$703,000	2,422
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$181,000	2,034
Trading account gains and fees	$0	123
Additional Noninterest Income	$522,000	2,334
Total noninterest expense	$3,552,000	2,431
Salaries and employee benefits	$1,818,000	2,627
Premises and equipment expense	$450,000	2,160
Additional noninterest expense	$1,284,000	2,124
Pre-tax net operating income	$872,000	3,123
Securities gains (losses)	$0	2,249
Applicable income taxes	$-713,000	5,007
Income before extraordinary items	$1,585,000	2,165
Extraordinary gains, net	$0	4
Net income	$1,585,000	2,165
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,585,000	2,165
Net charge-offs	$11,000	2,415
Cash dividends	$458,000	2,060
Sale, conversion, retirement of capital stock, net	$-641,000	5,050
Net operating income	$1,585,000	2,120
2020-03-31 (YTD Data)		Rank
Total interest income	$2,136,000	2,822
Total interest expense	$262,000	3,197
Net interest income	$1,874,000	2,709
Provision for loan and lease losses	$168,000	1,571
Total noninterest income	$450,000	2,049
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$130,000	1,811
Trading account gains and fees	$0	106
Additional Noninterest Income	$320,000	1,937
Total noninterest expense	$1,685,000	2,522
Salaries and employee benefits	$847,000	2,750
Premises and equipment expense	$238,000	2,111
Additional noninterest expense	$600,000	2,257
Pre-tax net operating income	$471,000	2,856
Securities gains (losses)	$0	1,705
Applicable income taxes	$0	3,513
Income before extraordinary items	$471,000	2,709
Extraordinary gains, net	$0	4
Net income	$471,000	2,708
Minority interest net income	$0	56
Net income of bank and minority interests.	$471,000	2,710
Net charge-offs	$4,000	2,167
Cash dividends	$924,000	873
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$471,000	2,702
2019-12-31 (YTD Data)		Rank
Total interest income	$7,823,000	2,991
Total interest expense	$816,000	3,595
Net interest income	$7,007,000	2,838
Provision for loan and lease losses	$80,000	3,087
Total noninterest income	$1,237,000	2,547
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$472,000	2,000
Trading account gains and fees	$0	135
Additional Noninterest Income	$765,000	2,550
Total noninterest expense	$6,222,000	2,635
Salaries and employee benefits	$3,163,000	2,835
Premises and equipment expense	$483,000	3,157
Additional noninterest expense	$2,576,000	2,173
Pre-tax net operating income	$1,942,000	3,069
Securities gains (losses)	$0	2,379
Applicable income taxes	$0	3,859
Income before extraordinary items	$1,942,000	2,939
Extraordinary gains, net	$0	11
Net income	$1,942,000	2,939
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,942,000	2,940
Net charge-offs	$105,000	2,176
Cash dividends	$1,610,000	1,796
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,942,000	2,897
2019-09-30 (YTD Data)		Rank
Total interest income	$5,715,000	3,072
Total interest expense	$569,000	3,711
Net interest income	$5,146,000	2,915
Provision for loan and lease losses	$78,000	2,826
Total noninterest income	$887,000	2,605
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$325,000	2,129
Trading account gains and fees	$0	129
Additional Noninterest Income	$562,000	2,594
Total noninterest expense	$4,448,000	2,737
Salaries and employee benefits	$2,241,000	2,955
Premises and equipment expense	$356,000	3,210
Additional noninterest expense	$1,851,000	2,238
Pre-tax net operating income	$1,507,000	3,094
Securities gains (losses)	$0	2,167
Applicable income taxes	$0	3,902
Income before extraordinary items	$1,507,000	2,949
Extraordinary gains, net	$0	11
Net income	$1,507,000	2,950
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,507,000	2,950
Net charge-offs	$96,000	1,791
Cash dividends	$913,000	1,913
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,507,000	2,920
2019-06-30 (YTD Data)		Rank
Total interest income	$3,618,000	3,170
Total interest expense	$350,000	3,827
Net interest income	$3,268,000	3,001
Provision for loan and lease losses	$78,000	2,414
Total noninterest income	$578,000	2,611
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$212,000	2,121
Trading account gains and fees	$0	131
Additional Noninterest Income	$366,000	2,594
Total noninterest expense	$2,947,000	2,766
Salaries and employee benefits	$1,441,000	3,041
Premises and equipment expense	$237,000	3,220
Additional noninterest expense	$1,269,000	2,202
Pre-tax net operating income	$821,000	3,362
Securities gains (losses)	$0	1,702
Applicable income taxes	$0	3,901
Income before extraordinary items	$821,000	3,214
Extraordinary gains, net	$0	11
Net income	$821,000	3,211
Minority interest net income	$0	69
Net income of bank and minority interests.	$821,000	3,212
Net charge-offs	$53,000	1,787
Cash dividends	$648,000	1,843
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$821,000	3,190
2019-03-31 (YTD Data)		Rank
Total interest income	$1,777,000	3,217
Total interest expense	$158,000	3,954
Net interest income	$1,619,000	3,044
Provision for loan and lease losses	$8,000	3,162
Total noninterest income	$282,000	2,597
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$107,000	2,109
Trading account gains and fees	$0	126
Additional Noninterest Income	$175,000	2,561
Total noninterest expense	$1,505,000	2,738
Salaries and employee benefits	$697,000	3,111
Premises and equipment expense	$130,000	3,116
Additional noninterest expense	$678,000	2,088
Pre-tax net operating income	$388,000	3,430
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$388,000	3,268
Extraordinary gains, net	$0	5
Net income	$388,000	3,266
Minority interest net income	$0	52
Net income of bank and minority interests.	$388,000	3,267
Net charge-offs	$140,000	760
Cash dividends	$145,000	2,247
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$388,000	3,260
2018-12-31 (YTD Data)		Rank
Total interest income	$6,829,000	3,206
Total interest expense	$474,000	3,983
Net interest income	$6,355,000	3,062
Provision for loan and lease losses	$534,000	1,399
Total noninterest income	$1,179,000	2,636
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$431,000	2,206
Trading account gains and fees	$0	126
Additional Noninterest Income	$748,000	2,579
Total noninterest expense	$5,435,000	2,903
Salaries and employee benefits	$2,671,000	3,166
Premises and equipment expense	$531,000	3,062
Additional noninterest expense	$2,233,000	2,412
Pre-tax net operating income	$1,565,000	3,475
Securities gains (losses)	$2,000	956
Applicable income taxes	$0	3,978
Income before extraordinary items	$1,567,000	3,312
Extraordinary gains, net	$0	6
Net income	$1,567,000	3,310
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,567,000	3,311
Net charge-offs	$18,000	3,150
Cash dividends	$1,322,000	1,888
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,565,000	3,317
2018-09-30 (YTD Data)		Rank
Total interest income	$5,003,000	3,259
Total interest expense	$341,000	4,002
Net interest income	$4,662,000	3,126
Provision for loan and lease losses	$173,000	2,152
Total noninterest income	$890,000	2,666
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$326,000	2,205
Trading account gains and fees	$0	138
Additional Noninterest Income	$564,000	2,601
Total noninterest expense	$4,054,000	2,919
Salaries and employee benefits	$2,003,000	3,166
Premises and equipment expense	$395,000	3,090
Additional noninterest expense	$1,656,000	2,430
Pre-tax net operating income	$1,325,000	3,366
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$1,325,000	3,179
Extraordinary gains, net	$0	5
Net income	$1,325,000	3,178
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,325,000	3,178
Net charge-offs	$32,000	2,465
Cash dividends	$682,000	2,078
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,325,000	3,171
2018-06-30 (YTD Data)		Rank
Total interest income	$3,233,000	3,313
Total interest expense	$220,000	4,000
Net interest income	$3,013,000	3,187
Provision for loan and lease losses	$41,000	2,969
Total noninterest income	$608,000	2,625
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$212,000	2,227
Trading account gains and fees	$0	130
Additional Noninterest Income	$396,000	2,530
Total noninterest expense	$2,709,000	2,935
Salaries and employee benefits	$1,330,000	3,198
Premises and equipment expense	$260,000	3,134
Additional noninterest expense	$1,119,000	2,413
Pre-tax net operating income	$871,000	3,356
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$871,000	3,173
Extraordinary gains, net	$0	6
Net income	$871,000	3,171
Minority interest net income	$0	65
Net income of bank and minority interests.	$871,000	3,172
Net charge-offs	$15,000	2,411
Cash dividends	$517,000	1,950
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$871,000	3,161
2018-03-31 (YTD Data)		Rank
Total interest income	$1,573,000	3,358
Total interest expense	$109,000	4,001
Net interest income	$1,464,000	3,249
Provision for loan and lease losses	$0	3,508
Total noninterest income	$297,000	2,641
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$116,000	2,094
Trading account gains and fees	$0	123
Additional Noninterest Income	$181,000	2,611
Total noninterest expense	$1,317,000	3,011
Salaries and employee benefits	$638,000	3,297
Premises and equipment expense	$132,000	3,131
Additional noninterest expense	$547,000	2,458
Pre-tax net operating income	$444,000	3,282
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$444,000	3,086
Extraordinary gains, net	$0	7
Net income	$444,000	3,086
Minority interest net income	$0	52
Net income of bank and minority interests.	$444,000	3,086
Net charge-offs	$0	2,722
Cash dividends	$225,000	1,815
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$444,000	3,084
2017-12-31 (YTD Data)		Rank
Total interest income	$6,066,000	3,393
Total interest expense	$377,000	4,075
Net interest income	$5,689,000	3,287
Provision for loan and lease losses	$429,000	1,590
Total noninterest income	$1,160,000	2,736
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$447,000	2,218
Trading account gains and fees	$0	151
Additional Noninterest Income	$713,000	2,697
Total noninterest expense	$4,788,000	3,183
Salaries and employee benefits	$2,372,000	3,428
Premises and equipment expense	$485,000	3,316
Additional noninterest expense	$1,931,000	2,719
Pre-tax net operating income	$1,632,000	3,410
Securities gains (losses)	$0	2,243
Applicable income taxes	$0	4,135
Income before extraordinary items	$1,632,000	3,004
Extraordinary gains, net	$0	9
Net income	$1,632,000	3,002
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,632,000	3,004
Net charge-offs	$630,000	953
Cash dividends	$1,023,000	2,155
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,632,000	2,978
2017-09-30 (YTD Data)		Rank
Total interest income	$4,392,000	3,491
Total interest expense	$268,000	4,182
Net interest income	$4,124,000	3,369
Provision for loan and lease losses	$427,000	1,305
Total noninterest income	$871,000	2,757
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$333,000	2,236
Trading account gains and fees	$0	145
Additional Noninterest Income	$538,000	2,724
Total noninterest expense	$3,513,000	3,241
Salaries and employee benefits	$1,800,000	3,417
Premises and equipment expense	$338,000	3,480
Additional noninterest expense	$1,375,000	2,817
Pre-tax net operating income	$1,055,000	3,674
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$1,055,000	3,447
Extraordinary gains, net	$0	9
Net income	$1,055,000	3,446
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,055,000	3,447
Net charge-offs	$88,000	2,041
Cash dividends	$383,000	2,670
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,055,000	3,412
2017-06-30 (YTD Data)		Rank
Total interest income	$2,821,000	3,559
Total interest expense	$170,000	4,243
Net interest income	$2,651,000	3,450
Provision for loan and lease losses	$412,000	967
Total noninterest income	$572,000	2,787
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$216,000	2,263
Trading account gains and fees	$0	139
Additional Noninterest Income	$356,000	2,736
Total noninterest expense	$2,324,000	3,282
Salaries and employee benefits	$1,200,000	3,440
Premises and equipment expense	$227,000	3,492
Additional noninterest expense	$897,000	2,868
Pre-tax net operating income	$487,000	4,162
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$487,000	3,927
Extraordinary gains, net	$0	11
Net income	$487,000	3,926
Minority interest net income	$0	71
Net income of bank and minority interests.	$487,000	3,927
Net charge-offs	$84,000	1,648
Cash dividends	$348,000	2,371
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$487,000	3,912
2017-03-31 (YTD Data)		Rank
Total interest income	$1,405,000	3,574
Total interest expense	$81,000	4,329
Net interest income	$1,324,000	3,461
Provision for loan and lease losses	$55,000	2,014
Total noninterest income	$275,000	2,823
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$110,000	2,254
Trading account gains and fees	$0	142
Additional Noninterest Income	$165,000	2,824
Total noninterest expense	$1,152,000	3,326
Salaries and employee benefits	$599,000	3,493
Premises and equipment expense	$119,000	3,457
Additional noninterest expense	$434,000	2,950
Pre-tax net operating income	$392,000	3,443
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$392,000	3,168
Extraordinary gains, net	$0	8
Net income	$392,000	3,166
Minority interest net income	$0	55
Net income of bank and minority interests.	$392,000	3,168
Net charge-offs	$39,000	1,477
Cash dividends	$37,000	2,692
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$392,000	3,149
2016-12-31 (YTD Data)		Rank
Total interest income	$5,546,000	3,597
Total interest expense	$327,000	4,342
Net interest income	$5,219,000	3,486
Provision for loan and lease losses	$431,000	1,620
Total noninterest income	$1,071,000	2,932
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$445,000	2,278
Trading account gains and fees	$0	170
Additional Noninterest Income	$626,000	2,971
Total noninterest expense	$4,517,000	3,410
Salaries and employee benefits	$2,265,000	3,592
Premises and equipment expense	$363,000	3,957
Additional noninterest expense	$1,889,000	2,862
Pre-tax net operating income	$1,342,000	3,667
Securities gains (losses)	$141,000	1,096
Applicable income taxes	$0	4,278
Income before extraordinary items	$1,483,000	3,298
Extraordinary gains, net	$0	5
Net income	$1,483,000	3,297
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,483,000	3,297
Net charge-offs	$24,000	3,562
Cash dividends	$1,260,000	1,903
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,342,000	3,402
2016-09-30 (YTD Data)		Rank
Total interest income	$4,084,000	3,656
Total interest expense	$246,000	4,377
Net interest income	$3,838,000	3,544
Provision for loan and lease losses	$63,000	3,153
Total noninterest income	$776,000	2,985
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$333,000	2,281
Trading account gains and fees	$0	169
Additional Noninterest Income	$443,000	3,042
Total noninterest expense	$3,341,000	3,428
Salaries and employee benefits	$1,730,000	3,561
Premises and equipment expense	$256,000	4,091
Additional noninterest expense	$1,355,000	2,949
Pre-tax net operating income	$1,210,000	3,464
Securities gains (losses)	$140,000	1,036
Applicable income taxes	$0	4,325
Income before extraordinary items	$1,350,000	2,985
Extraordinary gains, net	$0	5
Net income	$1,350,000	2,985
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,350,000	2,985
Net charge-offs	$22,000	3,105
Cash dividends	$620,000	2,165
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,210,000	3,131
2016-06-30 (YTD Data)		Rank
Total interest income	$2,697,000	3,686
Total interest expense	$163,000	4,407
Net interest income	$2,534,000	3,576
Provision for loan and lease losses	$33,000	3,214
Total noninterest income	$511,000	2,998
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$215,000	2,317
Trading account gains and fees	$0	157
Additional Noninterest Income	$296,000	3,040
Total noninterest expense	$2,196,000	3,478
Salaries and employee benefits	$1,151,000	3,590
Premises and equipment expense	$164,000	4,193
Additional noninterest expense	$881,000	3,020
Pre-tax net operating income	$816,000	3,426
Securities gains (losses)	$140,000	774
Applicable income taxes	$0	4,338
Income before extraordinary items	$956,000	2,882
Extraordinary gains, net	$0	16
Net income	$956,000	2,880
Minority interest net income	$0	71
Net income of bank and minority interests.	$956,000	2,881
Net charge-offs	$14,000	2,949
Cash dividends	$475,000	2,068
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$816,000	3,090
2016-03-31 (YTD Data)		Rank
Total interest income	$1,332,000	3,723
Total interest expense	$82,000	4,442
Net interest income	$1,250,000	3,617
Provision for loan and lease losses	$0	3,656
Total noninterest income	$238,000	3,095
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$107,000	2,312
Trading account gains and fees	$0	142
Additional Noninterest Income	$131,000	3,156
Total noninterest expense	$1,079,000	3,534
Salaries and employee benefits	$575,000	3,615
Premises and equipment expense	$80,000	4,285
Additional noninterest expense	$424,000	3,099
Pre-tax net operating income	$409,000	3,367
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$409,000	3,086
Extraordinary gains, net	$0	12
Net income	$409,000	3,084
Minority interest net income	$0	62
Net income of bank and minority interests.	$409,000	3,085
Net charge-offs	$6,000	2,526
Cash dividends	$139,000	2,202
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$409,000	3,029
2015-12-31 (YTD Data)		Rank
Total interest income	$5,068,000	3,817
Total interest expense	$312,000	4,542
Net interest income	$4,756,000	3,699
Provision for loan and lease losses	$7,000	4,275
Total noninterest income	$1,044,000	2,992
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$452,000	2,307
Trading account gains and fees	$0	159
Additional Noninterest Income	$592,000	3,056
Total noninterest expense	$4,050,000	3,688
Salaries and employee benefits	$2,060,000	3,847
Premises and equipment expense	$324,000	4,328
Additional noninterest expense	$1,666,000	3,175
Pre-tax net operating income	$1,743,000	3,250
Securities gains (losses)	$0	3,216
Applicable income taxes	$0	4,402
Income before extraordinary items	$1,743,000	2,966
Extraordinary gains, net	$0	23
Net income	$1,743,000	2,968
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,743,000	2,968
Net charge-offs	$22,000	3,711
Cash dividends	$1,241,000	1,872
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,743,000	2,920
2015-09-30 (YTD Data)		Rank
Total interest income	$3,757,000	3,872
Total interest expense	$231,000	4,631
Net interest income	$3,526,000	3,760
Provision for loan and lease losses	$5,000	4,130
Total noninterest income	$792,000	2,988
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$338,000	2,326
Trading account gains and fees	$0	153
Additional Noninterest Income	$454,000	3,044
Total noninterest expense	$2,994,000	3,736
Salaries and employee benefits	$1,515,000	3,899
Premises and equipment expense	$259,000	4,260
Additional noninterest expense	$1,220,000	3,247
Pre-tax net operating income	$1,319,000	3,308
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$1,319,000	3,019
Extraordinary gains, net	$0	21
Net income	$1,319,000	3,019
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,319,000	3,020
Net charge-offs	$18,000	3,406
Cash dividends	$601,000	2,123
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,319,000	2,958
2015-06-30 (YTD Data)		Rank
Total interest income	$2,507,000	3,888
Total interest expense	$151,000	4,718
Net interest income	$2,356,000	3,777
Provision for loan and lease losses	$4,000	3,959
Total noninterest income	$517,000	3,017
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$213,000	2,390
Trading account gains and fees	$0	157
Additional Noninterest Income	$304,000	3,050
Total noninterest expense	$1,984,000	3,784
Salaries and employee benefits	$1,003,000	3,946
Premises and equipment expense	$171,000	4,303
Additional noninterest expense	$810,000	3,282
Pre-tax net operating income	$885,000	3,295
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$885,000	2,978
Extraordinary gains, net	$0	22
Net income	$885,000	2,978
Minority interest net income	$0	75
Net income of bank and minority interests.	$885,000	2,980
Net charge-offs	$7,000	3,368
Cash dividends	$440,000	2,061
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$885,000	2,919
2015-03-31 (YTD Data)		Rank
Total interest income	$1,245,000	3,909
Total interest expense	$75,000	4,781
Net interest income	$1,170,000	3,799
Provision for loan and lease losses	$0	3,703
Total noninterest income	$254,000	3,013
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$102,000	2,439
Trading account gains and fees	$0	152
Additional Noninterest Income	$152,000	3,001
Total noninterest expense	$982,000	3,833
Salaries and employee benefits	$495,000	4,002
Premises and equipment expense	$88,000	4,286
Additional noninterest expense	$399,000	3,308
Pre-tax net operating income	$442,000	3,225
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$442,000	2,948
Extraordinary gains, net	$0	13
Net income	$442,000	2,951
Minority interest net income	$0	64
Net income of bank and minority interests.	$442,000	2,951
Net charge-offs	$0	3,288
Cash dividends	$130,000	2,149
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$442,000	2,874
2014-12-31 (YTD Data)		Rank
Total interest income	$4,870,000	4,014
Total interest expense	$314,000	4,882
Net interest income	$4,556,000	3,887
Provision for loan and lease losses	$10,000	4,406
Total noninterest income	$1,041,000	3,051
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$460,000	2,402
Trading account gains and fees	$0	180
Additional Noninterest Income	$581,000	3,063
Total noninterest expense	$3,900,000	3,892
Salaries and employee benefits	$1,955,000	4,031
Premises and equipment expense	$321,000	4,552
Additional noninterest expense	$1,624,000	3,367
Pre-tax net operating income	$1,687,000	3,276
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$1,687,000	3,029
Extraordinary gains, net	$0	17
Net income	$1,687,000	3,029
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,687,000	3,030
Net charge-offs	$14,000	4,453
Cash dividends	$1,165,000	1,858
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,687,000	2,980
2014-09-30 (YTD Data)		Rank
Total interest income	$3,631,000	4,072
Total interest expense	$237,000	4,944
Net interest income	$3,394,000	3,931
Provision for loan and lease losses	$0	4,401
Total noninterest income	$772,000	3,091
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$340,000	2,463
Trading account gains and fees	$0	174
Additional Noninterest Income	$432,000	3,115
Total noninterest expense	$2,853,000	3,962
Salaries and employee benefits	$1,443,000	4,070
Premises and equipment expense	$233,000	4,657
Additional noninterest expense	$1,177,000	3,458
Pre-tax net operating income	$1,313,000	3,274
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,313,000	2,982
Extraordinary gains, net	$0	15
Net income	$1,313,000	2,982
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,313,000	2,983
Net charge-offs	$10,000	4,150
Cash dividends	$525,000	2,156
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,313,000	2,926
2014-06-30 (YTD Data)		Rank
Total interest income	$2,405,000	4,099
Total interest expense	$159,000	4,987
Net interest income	$2,246,000	3,953
Provision for loan and lease losses	$0	4,196
Total noninterest income	$511,000	3,067
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$220,000	2,499
Trading account gains and fees	$0	172
Additional Noninterest Income	$291,000	3,081
Total noninterest expense	$1,891,000	4,004
Salaries and employee benefits	$958,000	4,108
Premises and equipment expense	$156,000	4,682
Additional noninterest expense	$777,000	3,490
Pre-tax net operating income	$866,000	3,228
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$866,000	2,940
Extraordinary gains, net	$0	20
Net income	$866,000	2,946
Minority interest net income	$0	80
Net income of bank and minority interests.	$866,000	2,946
Net charge-offs	$4,000	4,000
Cash dividends	$366,000	2,123
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$866,000	2,881
2014-03-31 (YTD Data)		Rank
Total interest income	$1,189,000	4,147
Total interest expense	$81,000	5,018
Net interest income	$1,108,000	3,998
Provision for loan and lease losses	$0	3,817
Total noninterest income	$259,000	3,010
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$105,000	2,571
Trading account gains and fees	$0	147
Additional Noninterest Income	$154,000	2,936
Total noninterest expense	$936,000	4,059
Salaries and employee benefits	$475,000	4,173
Premises and equipment expense	$78,000	4,733
Additional noninterest expense	$383,000	3,522
Pre-tax net operating income	$431,000	3,174
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$431,000	2,861
Extraordinary gains, net	$0	16
Net income	$431,000	2,864
Minority interest net income	$0	66
Net income of bank and minority interests.	$431,000	2,864
Net charge-offs	$-3,000	5,214
Cash dividends	$65,000	2,456
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$431,000	2,819
2013-12-31 (YTD Data)		Rank
Total interest income	$4,747,000	4,218
Total interest expense	$381,000	5,002
Net interest income	$4,366,000	4,052
Provision for loan and lease losses	$175,000	3,117
Total noninterest income	$1,025,000	3,148
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$460,000	2,549
Trading account gains and fees	$0	184
Additional Noninterest Income	$565,000	3,199
Total noninterest expense	$3,614,000	4,175
Salaries and employee benefits	$1,952,000	4,140
Premises and equipment expense	$311,000	4,774
Additional noninterest expense	$1,351,000	3,912
Pre-tax net operating income	$1,602,000	3,288
Securities gains (losses)	$355,000	613
Applicable income taxes	$0	4,631
Income before extraordinary items	$1,957,000	2,655
Extraordinary gains, net	$0	29
Net income	$1,957,000	2,658
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,957,000	2,658
Net charge-offs	$16,000	4,930
Cash dividends	$1,364,000	1,572
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,602,000	2,972
2013-09-30 (YTD Data)		Rank
Total interest income	$3,570,000	4,257
Total interest expense	$295,000	5,037
Net interest income	$3,275,000	4,079
Provision for loan and lease losses	$89,000	3,538
Total noninterest income	$771,000	3,204
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$347,000	2,558
Trading account gains and fees	$0	180
Additional Noninterest Income	$424,000	3,267
Total noninterest expense	$2,630,000	4,269
Salaries and employee benefits	$1,462,000	4,139
Premises and equipment expense	$221,000	4,935
Additional noninterest expense	$947,000	4,068
Pre-tax net operating income	$1,327,000	3,156
Securities gains (losses)	$355,000	560
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,682,000	2,424
Extraordinary gains, net	$0	25
Net income	$1,682,000	2,428
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,682,000	2,428
Net charge-offs	$22,000	4,361
Cash dividends	$724,000	1,756
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,327,000	2,805
2013-06-30 (YTD Data)		Rank
Total interest income	$2,403,000	4,222
Total interest expense	$200,000	5,061
Net interest income	$2,203,000	4,053
Provision for loan and lease losses	$0	4,788
Total noninterest income	$493,000	3,323
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$231,000	2,517
Trading account gains and fees	$0	157
Additional Noninterest Income	$262,000	3,398
Total noninterest expense	$1,867,000	4,120
Salaries and employee benefits	$977,000	4,176
Premises and equipment expense	$145,000	4,973
Additional noninterest expense	$745,000	3,673
Pre-tax net operating income	$829,000	3,268
Securities gains (losses)	$355,000	493
Applicable income taxes	$0	4,679
Income before extraordinary items	$1,184,000	2,315
Extraordinary gains, net	$0	22
Net income	$1,184,000	2,324
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,184,000	2,322
Net charge-offs	$15,000	4,144
Cash dividends	$551,000	1,603
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$829,000	2,903
2013-03-31 (YTD Data)		Rank
Total interest income	$1,216,000	4,216
Total interest expense	$100,000	5,145
Net interest income	$1,116,000	4,024
Provision for loan and lease losses	$0	4,409
Total noninterest income	$247,000	3,297
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$110,000	2,614
Trading account gains and fees	$0	148
Additional Noninterest Income	$137,000	3,318
Total noninterest expense	$931,000	4,173
Salaries and employee benefits	$488,000	4,216
Premises and equipment expense	$71,000	5,034
Additional noninterest expense	$372,000	3,698
Pre-tax net operating income	$432,000	3,159
Securities gains (losses)	$187,000	485
Applicable income taxes	$0	4,602
Income before extraordinary items	$619,000	2,203
Extraordinary gains, net	$0	10
Net income	$619,000	2,205
Minority interest net income	$0	76
Net income of bank and minority interests.	$619,000	2,205
Net charge-offs	$-2,000	5,471
Cash dividends	$103,000	2,015
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$432,000	2,790
2012-12-31 (YTD Data)		Rank
Total interest income	$4,980,000	4,306
Total interest expense	$495,000	5,137
Net interest income	$4,485,000	4,107
Provision for loan and lease losses	$5,000	5,828
Total noninterest income	$935,000	3,365
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$444,000	2,724
Trading account gains and fees	$0	166
Additional Noninterest Income	$491,000	3,372
Total noninterest expense	$3,751,000	4,214
Salaries and employee benefits	$1,859,000	4,308
Premises and equipment expense	$310,000	4,893
Additional noninterest expense	$1,582,000	3,659
Pre-tax net operating income	$1,664,000	3,153
Securities gains (losses)	$488,000	962
Applicable income taxes	$0	4,751
Income before extraordinary items	$2,152,000	2,457
Extraordinary gains, net	$0	29
Net income	$2,152,000	2,457
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,152,000	2,458
Net charge-offs	$-2,000	6,406
Cash dividends	$1,463,000	1,529
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,664,000	2,802
2012-09-30 (YTD Data)		Rank
Total interest income	$3,741,000	4,376
Total interest expense	$388,000	5,175
Net interest income	$3,353,000	4,180
Provision for loan and lease losses	$3,000	5,730
Total noninterest income	$685,000	3,448
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$328,000	2,795
Trading account gains and fees	$0	157
Additional Noninterest Income	$357,000	3,436
Total noninterest expense	$2,723,000	4,306
Salaries and employee benefits	$1,373,000	4,376
Premises and equipment expense	$218,000	5,104
Additional noninterest expense	$1,132,000	3,800
Pre-tax net operating income	$1,312,000	3,135
Securities gains (losses)	$472,000	779
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,784,000	2,319
Extraordinary gains, net	$0	20
Net income	$1,784,000	2,319
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,784,000	2,319
Net charge-offs	$-6,000	6,501
Cash dividends	$773,000	1,569
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,312,000	2,761
2012-06-30 (YTD Data)		Rank
Total interest income	$2,512,000	4,394
Total interest expense	$269,000	5,207
Net interest income	$2,243,000	4,171
Provision for loan and lease losses	$2,000	5,568
Total noninterest income	$443,000	3,474
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$211,000	2,837
Trading account gains and fees	$0	153
Additional Noninterest Income	$232,000	3,458
Total noninterest expense	$1,812,000	4,337
Salaries and employee benefits	$910,000	4,414
Premises and equipment expense	$144,000	5,134
Additional noninterest expense	$758,000	3,797
Pre-tax net operating income	$872,000	3,113
Securities gains (losses)	$449,000	621
Applicable income taxes	$0	4,770
Income before extraordinary items	$1,321,000	2,099
Extraordinary gains, net	$0	19
Net income	$1,321,000	2,098
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,321,000	2,099
Net charge-offs	$-11,000	6,664
Cash dividends	$615,000	1,401
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$872,000	2,719
2012-03-31 (YTD Data)		Rank
Total interest income	$1,257,000	4,444
Total interest expense	$138,000	5,260
Net interest income	$1,119,000	4,210
Provision for loan and lease losses	$0	5,254
Total noninterest income	$222,000	3,457
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$104,000	2,850
Trading account gains and fees	$0	148
Additional Noninterest Income	$118,000	3,447
Total noninterest expense	$892,000	4,402
Salaries and employee benefits	$450,000	4,470
Premises and equipment expense	$73,000	5,148
Additional noninterest expense	$369,000	3,835
Pre-tax net operating income	$449,000	3,104
Securities gains (losses)	$34,000	1,396
Applicable income taxes	$0	4,704
Income before extraordinary items	$483,000	2,687
Extraordinary gains, net	$0	19
Net income	$483,000	2,689
Minority interest net income	$0	78
Net income of bank and minority interests.	$483,000	2,690
Net charge-offs	$0	4,730
Cash dividends	$122,000	1,934
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$449,000	2,699
2011-12-31 (YTD Data)		Rank
Total interest income	$5,035,000	4,550
Total interest expense	$753,000	5,057
Net interest income	$4,282,000	4,351
Provision for loan and lease losses	$23,000	6,186
Total noninterest income	$937,000	3,226
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$474,000	2,689
Trading account gains and fees	$0	146
Additional Noninterest Income	$463,000	3,216
Total noninterest expense	$3,574,000	4,439
Salaries and employee benefits	$1,747,000	4,538
Premises and equipment expense	$325,000	5,061
Additional noninterest expense	$1,502,000	3,865
Pre-tax net operating income	$1,622,000	2,904
Securities gains (losses)	$205,000	1,433
Applicable income taxes	$0	4,719
Income before extraordinary items	$1,827,000	2,433
Extraordinary gains, net	$0	29
Net income	$1,827,000	2,433
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,827,000	2,434
Net charge-offs	$16,000	5,968
Cash dividends	$1,317,000	1,349
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,622,000	2,539
2011-09-30 (YTD Data)		Rank
Total interest income	$3,797,000	4,593
Total interest expense	$602,000	5,038
Net interest income	$3,195,000	4,398
Provision for loan and lease losses	$21,000	5,993
Total noninterest income	$707,000	3,237
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$355,000	2,703
Trading account gains and fees	$0	145
Additional Noninterest Income	$352,000	3,220
Total noninterest expense	$2,633,000	4,485
Salaries and employee benefits	$1,301,000	4,565
Premises and equipment expense	$213,000	5,397
Additional noninterest expense	$1,119,000	3,870
Pre-tax net operating income	$1,248,000	2,928
Securities gains (losses)	$205,000	1,199
Applicable income taxes	$0	4,740
Income before extraordinary items	$1,453,000	2,386
Extraordinary gains, net	$0	21
Net income	$1,453,000	2,387
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,453,000	2,387
Net charge-offs	$15,000	5,648
Cash dividends	$627,000	1,574
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,248,000	2,553
2011-06-30 (YTD Data)		Rank
Total interest income	$2,532,000	4,624
Total interest expense	$418,000	5,056
Net interest income	$2,114,000	4,423
Provision for loan and lease losses	$10,000	5,964
Total noninterest income	$476,000	3,218
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$236,000	2,688
Trading account gains and fees	$0	153
Additional Noninterest Income	$240,000	3,211
Total noninterest expense	$1,756,000	4,525
Salaries and employee benefits	$879,000	4,559
Premises and equipment expense	$142,000	5,428
Additional noninterest expense	$735,000	3,952
Pre-tax net operating income	$824,000	2,882
Securities gains (losses)	$173,000	803
Applicable income taxes	$0	4,697
Income before extraordinary items	$997,000	2,288
Extraordinary gains, net	$0	15
Net income	$997,000	2,288
Minority interest net income	$0	89
Net income of bank and minority interests.	$997,000	2,288
Net charge-offs	$12,000	5,280
Cash dividends	$472,000	1,473
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$824,000	2,541
2011-03-31 (YTD Data)		Rank
Total interest income	$1,292,000	4,586
Total interest expense	$213,000	5,103
Net interest income	$1,079,000	4,348
Provision for loan and lease losses	$10,000	5,371
Total noninterest income	$245,000	3,194
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$117,000	2,661
Trading account gains and fees	$0	158
Additional Noninterest Income	$128,000	3,163
Total noninterest expense	$867,000	4,576
Salaries and employee benefits	$436,000	4,609
Premises and equipment expense	$72,000	5,462
Additional noninterest expense	$359,000	4,024
Pre-tax net operating income	$447,000	2,763
Securities gains (losses)	$173,000	382
Applicable income taxes	$0	4,545
Income before extraordinary items	$620,000	1,864
Extraordinary gains, net	$0	9
Net income	$620,000	1,863
Minority interest net income	$0	86
Net income of bank and minority interests.	$620,000	1,864
Net charge-offs	$6,000	4,589
Cash dividends	$110,000	1,845
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$447,000	2,404
2010-12-31 (YTD Data)		Rank
Total interest income	$5,524,000	4,547
Total interest expense	$1,010,000	5,199
Net interest income	$4,514,000	4,237
Provision for loan and lease losses	$40,000	6,583
Total noninterest income	$944,000	3,326
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$534,000	2,524
Trading account gains and fees	$0	175
Additional Noninterest Income	$410,000	3,474
Total noninterest expense	$3,583,000	4,527
Salaries and employee benefits	$1,724,000	4,641
Premises and equipment expense	$292,000	5,474
Additional noninterest expense	$1,567,000	3,884
Pre-tax net operating income	$1,835,000	2,398
Securities gains (losses)	$355,000	1,125
Applicable income taxes	$0	4,655
Income before extraordinary items	$2,190,000	1,869
Extraordinary gains, net	$0	29
Net income	$2,190,000	1,869
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,190,000	1,871
Net charge-offs	$13,000	6,503
Cash dividends	$1,593,000	1,015
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,835,000	2,091
2010-09-30 (YTD Data)		Rank
Total interest income	$4,180,000	4,606
Total interest expense	$777,000	5,290
Net interest income	$3,403,000	4,282
Provision for loan and lease losses	$35,000	6,469
Total noninterest income	$726,000	3,328
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$410,000	2,539
Trading account gains and fees	$0	165
Additional Noninterest Income	$316,000	3,478
Total noninterest expense	$2,634,000	4,600
Salaries and employee benefits	$1,282,000	4,710
Premises and equipment expense	$229,000	5,434
Additional noninterest expense	$1,123,000	3,988
Pre-tax net operating income	$1,460,000	2,417
Securities gains (losses)	$355,000	954
Applicable income taxes	$0	4,726
Income before extraordinary items	$1,815,000	1,814
Extraordinary gains, net	$0	23
Net income	$1,815,000	1,815
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,815,000	1,816
Net charge-offs	$9,000	6,301
Cash dividends	$794,000	1,281
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,460,000	2,099
2010-06-30 (YTD Data)		Rank
Total interest income	$2,807,000	4,631
Total interest expense	$528,000	5,349
Net interest income	$2,279,000	4,275
Provision for loan and lease losses	$10,000	6,617
Total noninterest income	$487,000	3,266
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$276,000	2,524
Trading account gains and fees	$0	152
Additional Noninterest Income	$211,000	3,422
Total noninterest expense	$1,762,000	4,598
Salaries and employee benefits	$853,000	4,747
Premises and equipment expense	$150,000	5,511
Additional noninterest expense	$759,000	3,924
Pre-tax net operating income	$994,000	2,381
Securities gains (losses)	$355,000	622
Applicable income taxes	$0	4,691
Income before extraordinary items	$1,349,000	1,623
Extraordinary gains, net	$0	19
Net income	$1,349,000	1,622
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,349,000	1,623
Net charge-offs	$11,000	5,773
Cash dividends	$637,000	1,081
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$994,000	2,057
2010-03-31 (YTD Data)		Rank
Total interest income	$1,450,000	4,598
Total interest expense	$268,000	5,452
Net interest income	$1,182,000	4,202
Provision for loan and lease losses	$10,000	6,114
Total noninterest income	$238,000	3,298
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$134,000	2,560
Trading account gains and fees	$0	175
Additional Noninterest Income	$104,000	3,434
Total noninterest expense	$884,000	4,643
Salaries and employee benefits	$425,000	4,821
Premises and equipment expense	$76,000	5,569
Additional noninterest expense	$383,000	3,912
Pre-tax net operating income	$526,000	2,318
Securities gains (losses)	$272,000	417
Applicable income taxes	$0	4,611
Income before extraordinary items	$798,000	1,375
Extraordinary gains, net	$0	16
Net income	$798,000	1,378
Minority interest net income	$0	91
Net income of bank and minority interests.	$798,000	1,377
Net charge-offs	$1,000	5,481
Cash dividends	$142,000	1,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$526,000	1,972
2009-12-31 (YTD Data)		Rank
Total interest income	$5,842,000	4,700
Total interest expense	$1,515,000	5,147
Net interest income	$4,327,000	4,342
Provision for loan and lease losses	$47,000	6,892
Total noninterest income	$995,000	3,348
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$563,000	2,649
Trading account gains and fees	$0	211
Additional Noninterest Income	$432,000	3,434
Total noninterest expense	$3,501,000	4,717
Salaries and employee benefits	$1,669,000	4,882
Premises and equipment expense	$296,000	5,681
Additional noninterest expense	$1,536,000	4,014
Pre-tax net operating income	$1,774,000	2,111
Securities gains (losses)	$256,000	1,363
Applicable income taxes	$0	4,388
Income before extraordinary items	$2,030,000	1,646
Extraordinary gains, net	$0	34
Net income	$2,030,000	1,644
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,030,000	1,645
Net charge-offs	$43,000	6,288
Cash dividends	$1,190,000	1,449
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,774,000	1,815
2009-09-30 (YTD Data)		Rank
Total interest income	$4,610,000	4,603
Total interest expense	$1,230,000	5,082
Net interest income	$3,380,000	4,237
Provision for loan and lease losses	$27,000	6,827
Total noninterest income	$729,000	3,448
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$408,000	2,718
Trading account gains and fees	$0	212
Additional Noninterest Income	$321,000	3,511
Total noninterest expense	$2,594,000	4,763
Salaries and employee benefits	$1,244,000	4,936
Premises and equipment expense	$218,000	5,776
Additional noninterest expense	$1,132,000	4,036
Pre-tax net operating income	$1,488,000	2,070
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$1,488,000	1,796
Extraordinary gains, net	$0	27
Net income	$1,488,000	1,796
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,488,000	1,796
Net charge-offs	$25,000	6,127
Cash dividends	$500,000	1,982
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,488,000	1,748
2009-06-30 (YTD Data)		Rank
Total interest income	$3,068,000	4,647
Total interest expense	$857,000	5,096
Net interest income	$2,211,000	4,277
Provision for loan and lease losses	$17,000	6,764
Total noninterest income	$470,000	3,541
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$249,000	2,878
Trading account gains and fees	$0	193
Additional Noninterest Income	$221,000	3,499
Total noninterest expense	$1,725,000	4,818
Salaries and employee benefits	$828,000	4,995
Premises and equipment expense	$141,000	5,887
Additional noninterest expense	$756,000	4,034
Pre-tax net operating income	$939,000	2,227
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$939,000	1,949
Extraordinary gains, net	$0	21
Net income	$939,000	1,947
Minority interest net income	$0	112
Net income of bank and minority interests.	$939,000	1,948
Net charge-offs	$16,000	5,738
Cash dividends	$346,000	2,057
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$939,000	1,884
2009-03-31 (YTD Data)		Rank
Total interest income	$1,609,000	4,550
Total interest expense	$437,000	5,164
Net interest income	$1,172,000	4,091
Provision for loan and lease losses	$0	6,744
Total noninterest income	$227,000	3,573
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$122,000	2,852
Trading account gains and fees	$0	171
Additional Noninterest Income	$105,000	3,590
Total noninterest expense	$827,000	4,854
Salaries and employee benefits	$415,000	5,029
Premises and equipment expense	$67,000	6,044
Additional noninterest expense	$345,000	3,999
Pre-tax net operating income	$572,000	2,136
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$572,000	1,881
Extraordinary gains, net	$0	15
Net income	$572,000	1,883
Minority interest net income	$0	102
Net income of bank and minority interests.	$572,000	1,883
Net charge-offs	$-3,000	7,537
Cash dividends	$200,000	1,688
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$572,000	1,776
2008-12-31 (YTD Data)		Rank
Total interest income	$6,265,000	4,817
Total interest expense	$1,979,000	5,326
Net interest income	$4,286,000	4,362
Provision for loan and lease losses	$24,000	6,955
Total noninterest income	$1,003,000	3,392
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$597,000	2,656
Trading account gains and fees	$0	154
Additional Noninterest Income	$406,000	3,556
Total noninterest expense	$3,322,000	4,798
Salaries and employee benefits	$1,600,000	5,126
Premises and equipment expense	$290,000	5,884
Additional noninterest expense	$1,432,000	3,751
Pre-tax net operating income	$1,943,000	2,504
Securities gains (losses)	$0	3,220
Applicable income taxes	$591,000	1,688
Income before extraordinary items	$1,352,000	2,705
Extraordinary gains, net	$0	39
Net income	$1,352,000	2,704
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	5,620
Cash dividends	$1,282,000	1,949
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,352,000	2,850
2008-09-30 (YTD Data)		Rank
Total interest income	$4,726,000	4,875
Total interest expense	$1,532,000	5,376
Net interest income	$3,194,000	4,416
Provision for loan and lease losses	$19,000	6,545
Total noninterest income	$761,000	3,458
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$451,000	2,661
Trading account gains and fees	$0	148
Additional Noninterest Income	$310,000	3,635
Total noninterest expense	$2,455,000	4,812
Salaries and employee benefits	$1,196,000	5,167
Premises and equipment expense	$212,000	5,954
Additional noninterest expense	$1,047,000	3,736
Pre-tax net operating income	$1,481,000	2,870
Securities gains (losses)	$0	3,106
Applicable income taxes	$443,000	2,045
Income before extraordinary items	$1,038,000	3,025
Extraordinary gains, net	$0	31
Net income	$1,038,000	3,021
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	4,708
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,038,000	3,175
2008-06-30 (YTD Data)		Rank
Total interest income	$3,173,000	4,913
Total interest expense	$1,071,000	5,402
Net interest income	$2,102,000	4,447
Provision for loan and lease losses	$9,000	6,362
Total noninterest income	$498,000	3,511
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$298,000	2,650
Trading account gains and fees	$0	149
Additional Noninterest Income	$200,000	3,761
Total noninterest expense	$1,639,000	4,844
Salaries and employee benefits	$797,000	5,226
Premises and equipment expense	$141,000	5,996
Additional noninterest expense	$701,000	3,719
Pre-tax net operating income	$952,000	3,050
Securities gains (losses)	$0	3,233
Applicable income taxes	$285,000	2,280
Income before extraordinary items	$667,000	3,402
Extraordinary gains, net	$0	21
Net income	$667,000	3,403
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	4,422
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$667,000	3,359
2008-03-31 (YTD Data)		Rank
Total interest income	$1,581,000	4,999
Total interest expense	$555,000	5,498
Net interest income	$1,026,000	4,539
Provision for loan and lease losses	$0	6,080
Total noninterest income	$254,000	3,482
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$154,000	2,562
Trading account gains and fees	$0	158
Additional Noninterest Income	$100,000	3,764
Total noninterest expense	$829,000	4,822
Salaries and employee benefits	$398,000	5,248
Premises and equipment expense	$71,000	6,004
Additional noninterest expense	$360,000	3,589
Pre-tax net operating income	$451,000	3,266
Securities gains (losses)	$0	2,688
Applicable income taxes	$136,000	2,435
Income before extraordinary items	$315,000	3,690
Extraordinary gains, net	$0	15
Net income	$315,000	3,694
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,162
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$315,000	3,604
2007-12-31 (YTD Data)		Rank
Total interest income	$6,336,000	5,034
Total interest expense	$2,058,000	5,777
Net interest income	$4,278,000	4,436
Provision for loan and lease losses	$83,000	5,164
Total noninterest income	$981,000	3,571
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$608,000	2,649
Trading account gains and fees	$0	178
Additional Noninterest Income	$373,000	3,863
Total noninterest expense	$3,251,000	4,764
Salaries and employee benefits	$1,555,000	5,195
Premises and equipment expense	$295,000	5,813
Additional noninterest expense	$1,401,000	3,617
Pre-tax net operating income	$1,925,000	3,392
Securities gains (losses)	$0	2,146
Applicable income taxes	$583,000	2,546
Income before extraordinary items	$1,342,000	3,690
Extraordinary gains, net	$0	39
Net income	$1,342,000	3,691
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	4,608
Cash dividends	$716,000	3,152
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,342,000	3,677
2007-09-30 (YTD Data)		Rank
Total interest income	$4,743,000	5,064
Total interest expense	$1,490,000	5,882
Net interest income	$3,253,000	4,410
Provision for loan and lease losses	$71,000	4,657
Total noninterest income	$734,000	3,583
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$442,000	2,695
Trading account gains and fees	$0	184
Additional Noninterest Income	$292,000	3,787
Total noninterest expense	$2,409,000	4,775
Salaries and employee benefits	$1,172,000	5,173
Premises and equipment expense	$202,000	6,046
Additional noninterest expense	$1,035,000	3,601
Pre-tax net operating income	$1,507,000	3,461
Securities gains (losses)	$0	1,655
Applicable income taxes	$464,000	2,629
Income before extraordinary items	$1,043,000	3,793
Extraordinary gains, net	$0	33
Net income	$1,043,000	3,792
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	3,750
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,043,000	3,778
2007-06-30 (YTD Data)		Rank
Total interest income	$3,158,000	5,078
Total interest expense	$959,000	5,967
Net interest income	$2,199,000	4,415
Provision for loan and lease losses	$41,000	4,614
Total noninterest income	$462,000	3,718
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$286,000	2,758
Trading account gains and fees	$0	168
Additional Noninterest Income	$176,000	4,032
Total noninterest expense	$1,610,000	4,792
Salaries and employee benefits	$784,000	5,199
Premises and equipment expense	$137,000	6,041
Additional noninterest expense	$689,000	3,606
Pre-tax net operating income	$1,010,000	3,509
Securities gains (losses)	$0	1,444
Applicable income taxes	$311,000	2,693
Income before extraordinary items	$699,000	3,820
Extraordinary gains, net	$0	29
Net income	$699,000	3,820
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	3,525
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$699,000	3,809
2007-03-31 (YTD Data)		Rank
Total interest income	$1,559,000	5,116
Total interest expense	$457,000	6,061
Net interest income	$1,102,000	4,411
Provision for loan and lease losses	$15,000	4,592
Total noninterest income	$223,000	3,793
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$139,000	2,749
Trading account gains and fees	$0	195
Additional Noninterest Income	$84,000	4,109
Total noninterest expense	$800,000	4,810
Salaries and employee benefits	$391,000	5,243
Premises and equipment expense	$68,000	6,105
Additional noninterest expense	$341,000	3,607
Pre-tax net operating income	$510,000	3,486
Securities gains (losses)	$0	1,187
Applicable income taxes	$158,000	2,694
Income before extraordinary items	$352,000	3,801
Extraordinary gains, net	$0	22
Net income	$352,000	3,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,566
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$352,000	3,777
2006-12-31 (YTD Data)		Rank
Total interest income	$5,699,000	5,181
Total interest expense	$1,573,000	5,999
Net interest income	$4,126,000	4,576
Provision for loan and lease losses	$76,000	5,071
Total noninterest income	$908,000	3,760
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$574,000	2,778
Trading account gains and fees	$0	130
Additional Noninterest Income	$334,000	4,091
Total noninterest expense	$3,102,000	4,773
Salaries and employee benefits	$1,505,000	5,180
Premises and equipment expense	$273,000	5,979
Additional noninterest expense	$1,324,000	3,647
Pre-tax net operating income	$1,856,000	3,816
Securities gains (losses)	$0	1,687
Applicable income taxes	$554,000	2,995
Income before extraordinary items	$1,302,000	4,097
Extraordinary gains, net	$0	51
Net income	$1,302,000	4,097
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	4,238
Cash dividends	$716,000	3,162
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,302,000	4,068
2006-09-30 (YTD Data)		Rank
Total interest income	$4,205,000	5,214
Total interest expense	$1,137,000	6,036
Net interest income	$3,068,000	4,631
Provision for loan and lease losses	$59,000	4,911
Total noninterest income	$687,000	3,758
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$434,000	2,781
Trading account gains and fees	$0	126
Additional Noninterest Income	$253,000	4,074
Total noninterest expense	$2,275,000	4,832
Salaries and employee benefits	$1,121,000	5,179
Premises and equipment expense	$193,000	6,167
Additional noninterest expense	$961,000	3,727
Pre-tax net operating income	$1,421,000	3,915
Securities gains (losses)	$0	1,388
Applicable income taxes	$415,000	3,125
Income before extraordinary items	$1,006,000	4,147
Extraordinary gains, net	$0	45
Net income	$1,006,000	4,150
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	3,960
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,006,000	4,143
2006-06-30 (YTD Data)		Rank
Total interest income	$2,744,000	5,248
Total interest expense	$714,000	6,093
Net interest income	$2,030,000	4,678
Provision for loan and lease losses	$24,000	5,394
Total noninterest income	$456,000	3,736
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$288,000	2,747
Trading account gains and fees	$0	126
Additional Noninterest Income	$168,000	4,090
Total noninterest expense	$1,497,000	4,883
Salaries and employee benefits	$745,000	5,204
Premises and equipment expense	$119,000	6,367
Additional noninterest expense	$633,000	3,756
Pre-tax net operating income	$965,000	3,879
Securities gains (losses)	$0	1,185
Applicable income taxes	$282,000	3,132
Income before extraordinary items	$683,000	4,132
Extraordinary gains, net	$0	39
Net income	$683,000	4,136
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,784
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$683,000	4,121
2006-03-31 (YTD Data)		Rank
Total interest income	$1,346,000	5,258
Total interest expense	$346,000	6,064
Net interest income	$1,000,000	4,716
Provision for loan and lease losses	$7,000	5,519
Total noninterest income	$221,000	3,767
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$140,000	2,745
Trading account gains and fees	$0	115
Additional Noninterest Income	$81,000	4,122
Total noninterest expense	$741,000	4,942
Salaries and employee benefits	$370,000	5,262
Premises and equipment expense	$62,000	6,285
Additional noninterest expense	$309,000	3,812
Pre-tax net operating income	$473,000	3,875
Securities gains (losses)	$0	955
Applicable income taxes	$139,000	3,153
Income before extraordinary items	$334,000	4,132
Extraordinary gains, net	$0	21
Net income	$334,000	4,132
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,838
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$334,000	4,115
2005-12-31 (YTD Data)		Rank
Total interest income	$5,184,000	5,041
Total interest expense	$1,312,000	5,596
Net interest income	$3,872,000	4,722
Provision for loan and lease losses	$55,000	5,644
Total noninterest income	$1,125,000	3,278
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$625,000	2,573
Trading account gains and fees	$0	138
Additional Noninterest Income	$500,000	3,369
Total noninterest expense	$3,112,000	4,652
Salaries and employee benefits	$1,479,000	5,095
Premises and equipment expense	$235,000	6,366
Additional noninterest expense	$1,398,000	3,417
Pre-tax net operating income	$1,830,000	3,903
Securities gains (losses)	$0	2,296
Applicable income taxes	$604,000	3,066
Income before extraordinary items	$1,226,000	4,293
Extraordinary gains, net	$0	46
Net income	$1,226,000	4,294
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	4,136
Cash dividends	$772,000	2,899
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,226,000	4,264
2005-09-30 (YTD Data)		Rank
Total interest income	$3,885,000	5,012
Total interest expense	$978,000	5,499
Net interest income	$2,907,000	4,735
Provision for loan and lease losses	$47,000	5,286
Total noninterest income	$879,000	3,194
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$458,000	2,622
Trading account gains and fees	$0	126
Additional Noninterest Income	$421,000	3,195
Total noninterest expense	$2,327,000	4,649
Salaries and employee benefits	$1,116,000	5,057
Premises and equipment expense	$165,000	6,489
Additional noninterest expense	$1,046,000	3,393
Pre-tax net operating income	$1,412,000	3,914
Securities gains (losses)	$0	2,317
Applicable income taxes	$468,000	3,064
Income before extraordinary items	$944,000	4,331
Extraordinary gains, net	$0	35
Net income	$944,000	4,331
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	3,970
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$944,000	4,276
2005-06-30 (YTD Data)		Rank
Total interest income	$2,571,000	4,972
Total interest expense	$662,000	5,303
Net interest income	$1,909,000	4,753
Provision for loan and lease losses	$14,000	5,948
Total noninterest income	$630,000	2,988
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$288,000	2,697
Trading account gains and fees	$0	116
Additional Noninterest Income	$342,000	2,817
Total noninterest expense	$1,595,000	4,543
Salaries and employee benefits	$745,000	5,050
Premises and equipment expense	$107,000	6,557
Additional noninterest expense	$743,000	3,207
Pre-tax net operating income	$930,000	3,904
Securities gains (losses)	$0	2,146
Applicable income taxes	$308,000	3,058
Income before extraordinary items	$622,000	4,327
Extraordinary gains, net	$0	30
Net income	$622,000	4,329
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,599
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$622,000	4,268
2005-03-31 (YTD Data)		Rank
Total interest income	$1,275,000	4,981
Total interest expense	$322,000	5,294
Net interest income	$953,000	4,774
Provision for loan and lease losses	$3,000	5,957
Total noninterest income	$408,000	2,465
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$150,000	2,558
Trading account gains and fees	$0	115
Additional Noninterest Income	$258,000	2,107
Total noninterest expense	$880,000	4,236
Salaries and employee benefits	$372,000	5,075
Premises and equipment expense	$53,000	6,627
Additional noninterest expense	$455,000	2,664
Pre-tax net operating income	$478,000	3,795
Securities gains (losses)	$0	1,685
Applicable income taxes	$159,000	3,012
Income before extraordinary items	$319,000	4,197
Extraordinary gains, net	$0	24
Net income	$319,000	4,198
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	3,734
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$319,000	4,150
2004-12-31 (YTD Data)		Rank
Total interest income	$4,861,000	4,945
Total interest expense	$1,058,000	5,498
Net interest income	$3,803,000	4,654
Provision for loan and lease losses	$30,000	6,416
Total noninterest income	$956,000	3,664
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$683,000	2,429
Trading account gains and fees	$0	138
Additional Noninterest Income	$273,000	4,450
Total noninterest expense	$2,961,000	4,704
Salaries and employee benefits	$1,478,000	5,011
Premises and equipment expense	$283,000	5,839
Additional noninterest expense	$1,200,000	3,743
Pre-tax net operating income	$1,768,000	3,834
Securities gains (losses)	$0	3,819
Applicable income taxes	$570,000	3,124
Income before extraordinary items	$1,198,000	4,210
Extraordinary gains, net	$0	34
Net income	$1,198,000	4,211
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	5,939
Cash dividends	$772,000	2,779
Sale, conversion, retirement of capital stock, net	$253,000	544
Net operating income	$1,198,000	4,143
2004-09-30 (YTD Data)		Rank
Total interest income	$3,640,000	4,935
Total interest expense	$791,000	5,474
Net interest income	$2,849,000	4,649
Provision for loan and lease losses	$21,000	6,290
Total noninterest income	$746,000	3,582
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$479,000	2,594
Trading account gains and fees	$0	134
Additional Noninterest Income	$267,000	3,945
Total noninterest expense	$2,194,000	4,701
Salaries and employee benefits	$1,108,000	4,954
Premises and equipment expense	$207,000	5,885
Additional noninterest expense	$879,000	3,798
Pre-tax net operating income	$1,380,000	3,792
Securities gains (losses)	$0	3,710
Applicable income taxes	$451,000	3,080
Income before extraordinary items	$929,000	4,179
Extraordinary gains, net	$0	26
Net income	$929,000	4,180
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,478
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$253,000	416
Net operating income	$929,000	4,115
2004-06-30 (YTD Data)		Rank
Total interest income	$2,424,000	4,944
Total interest expense	$536,000	5,450
Net interest income	$1,888,000	4,664
Provision for loan and lease losses	$3,000	6,762
Total noninterest income	$461,000	3,761
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$324,000	2,546
Trading account gains and fees	$0	130
Additional Noninterest Income	$137,000	4,492
Total noninterest expense	$1,430,000	4,803
Salaries and employee benefits	$744,000	4,956
Premises and equipment expense	$140,000	5,870
Additional noninterest expense	$546,000	4,035
Pre-tax net operating income	$916,000	3,744
Securities gains (losses)	$0	3,413
Applicable income taxes	$305,000	3,060
Income before extraordinary items	$611,000	4,200
Extraordinary gains, net	$0	21
Net income	$611,000	4,201
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,984
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$253,000	314
Net operating income	$611,000	4,110
2004-03-31 (YTD Data)		Rank
Total interest income	$1,223,000	4,938
Total interest expense	$266,000	5,540
Net interest income	$957,000	4,607
Provision for loan and lease losses	$0	6,501
Total noninterest income	$240,000	3,622
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$165,000	2,467
Trading account gains and fees	$0	121
Additional Noninterest Income	$75,000	4,300
Total noninterest expense	$716,000	4,844
Salaries and employee benefits	$369,000	4,995
Premises and equipment expense	$71,000	5,842
Additional noninterest expense	$276,000	4,011
Pre-tax net operating income	$481,000	3,627
Securities gains (losses)	$0	2,934
Applicable income taxes	$162,000	2,950
Income before extraordinary items	$319,000	4,110
Extraordinary gains, net	$0	16
Net income	$319,000	4,109
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,591
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$319,000	3,964
2003-12-31 (YTD Data)		Rank
Total interest income	$5,102,000	4,820
Total interest expense	$1,238,000	5,474
Net interest income	$3,864,000	4,466
Provision for loan and lease losses	$87,000	5,545
Total noninterest income	$907,000	3,932
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$685,000	2,403
Trading account gains and fees	$0	160
Additional Noninterest Income	$222,000	5,073
Total noninterest expense	$2,889,000	4,732
Salaries and employee benefits	$1,458,000	4,937
Premises and equipment expense	$339,000	5,280
Additional noninterest expense	$1,092,000	3,997
Pre-tax net operating income	$1,795,000	3,637
Securities gains (losses)	$0	4,500
Applicable income taxes	$607,000	3,041
Income before extraordinary items	$1,188,000	4,163
Extraordinary gains, net	$0	54
Net income	$1,188,000	4,167
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	4,174
Cash dividends	$812,000	2,651
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,188,000	3,998
2003-09-30 (YTD Data)		Rank
Total interest income	$3,842,000	4,857
Total interest expense	$990,000	5,411
Net interest income	$2,852,000	4,549
Provision for loan and lease losses	$55,000	5,636
Total noninterest income	$697,000	3,954
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$507,000	2,445
Trading account gains and fees	$0	153
Additional Noninterest Income	$190,000	4,901
Total noninterest expense	$2,126,000	4,780
Salaries and employee benefits	$1,071,000	5,011
Premises and equipment expense	$253,000	5,289
Additional noninterest expense	$802,000	4,053
Pre-tax net operating income	$1,368,000	3,721
Securities gains (losses)	$0	4,204
Applicable income taxes	$456,000	3,189
Income before extraordinary items	$912,000	4,251
Extraordinary gains, net	$0	40
Net income	$912,000	4,252
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	3,724
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$912,000	4,070
2003-06-30 (YTD Data)		Rank
Total interest income	$2,594,000	4,862
Total interest expense	$694,000	5,374
Net interest income	$1,900,000	4,547
Provision for loan and lease losses	$30,000	5,740
Total noninterest income	$466,000	3,904
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$336,000	2,427
Trading account gains and fees	$0	150
Additional Noninterest Income	$130,000	4,848
Total noninterest expense	$1,423,000	4,748
Salaries and employee benefits	$714,000	4,999
Premises and equipment expense	$166,000	5,313
Additional noninterest expense	$543,000	3,989
Pre-tax net operating income	$913,000	3,724
Securities gains (losses)	$0	3,782
Applicable income taxes	$303,000	3,227
Income before extraordinary items	$610,000	4,247
Extraordinary gains, net	$0	30
Net income	$610,000	4,246
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	3,250
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$610,000	4,046
2003-03-31 (YTD Data)		Rank
Total interest income	$1,308,000	4,852
Total interest expense	$352,000	5,432
Net interest income	$956,000	4,529
Provision for loan and lease losses	$15,000	5,504
Total noninterest income	$231,000	3,812
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$161,000	2,444
Trading account gains and fees	$0	134
Additional Noninterest Income	$70,000	4,607
Total noninterest expense	$716,000	4,726
Salaries and employee benefits	$349,000	5,108
Premises and equipment expense	$83,000	5,318
Additional noninterest expense	$284,000	3,816
Pre-tax net operating income	$456,000	3,715
Securities gains (losses)	$0	2,891
Applicable income taxes	$152,000	3,201
Income before extraordinary items	$304,000	4,206
Extraordinary gains, net	$0	21
Net income	$304,000	4,204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	2,802
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$304,000	4,018
2002-12-31 (YTD Data)		Rank
Total interest income	$5,697,000	4,717
Total interest expense	$1,854,000	5,065
Net interest income	$3,843,000	4,480
Provision for loan and lease losses	$113,000	5,518
Total noninterest income	$877,000	3,766
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$684,000	2,288
Trading account gains and fees	$0	153
Additional Noninterest Income	$193,000	5,108
Total noninterest expense	$2,834,000	4,647
Salaries and employee benefits	$1,414,000	4,905
Premises and equipment expense	$358,000	5,020
Additional noninterest expense	$1,062,000	3,982
Pre-tax net operating income	$1,773,000	3,700
Securities gains (losses)	$0	4,537
Applicable income taxes	$600,000	3,120
Income before extraordinary items	$1,173,000	4,143
Extraordinary gains, net	$0	70
Net income	$1,173,000	4,144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	4,280
Cash dividends	$704,000	2,880
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,173,000	4,045
2001-12-31 (YTD Data)		Rank
Total interest income	$6,667,000	4,586
Total interest expense	$2,985,000	4,747
Net interest income	$3,682,000	4,405
Provision for loan and lease losses	$26,000	7,353
Total noninterest income	$835,000	3,737
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$681,000	2,195
Trading account gains and fees	$0	177
Additional Noninterest Income	$154,000	5,501
Total noninterest expense	$2,800,000	4,574
Salaries and employee benefits	$1,364,000	4,849
Premises and equipment expense	$358,000	4,953
Additional noninterest expense	$1,078,000	3,820
Pre-tax net operating income	$1,691,000	3,566
Securities gains (losses)	$0	4,612
Applicable income taxes	$566,000	3,075
Income before extraordinary items	$1,125,000	3,978
Extraordinary gains, net	$0	105
Net income	$1,125,000	3,980
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	5,161
Cash dividends	$650,000	2,984
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,125,000	3,850
2000-12-31 (YTD Data)		Rank
Total interest income	$6,358,000	4,896
Total interest expense	$2,739,000	5,254
Net interest income	$3,619,000	4,495
Provision for loan and lease losses	$25,000	7,386
Total noninterest income	$622,000	4,326
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$227,000	4,787
Trading account gains and fees	NA	NA
Additional Noninterest Income	$395,000	3,375
Total noninterest expense	$2,449,000	4,934
Salaries and employee benefits	$1,350,000	4,756
Premises and equipment expense	$363,000	4,817
Additional noninterest expense	$736,000	5,000
Pre-tax net operating income	$1,767,000	3,614
Securities gains (losses)	$0	1,956
Applicable income taxes	$601,000	3,104
Income before extraordinary items	$1,166,000	3,941
Extraordinary gains, net	$0	38
Net income	$1,166,000	3,942
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	5,922
Cash dividends	$650,000	3,054
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,166,000	3,930
1999-12-31 (YTD Data)		Rank
Total interest income	$5,680,000	5,126
Total interest expense	$2,327,000	5,452
Net interest income	$3,353,000	4,780
Provision for loan and lease losses	$30,000	7,215
Total noninterest income	$468,000	5,161
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$200,000	5,121
Trading account gains and fees	NA	NA
Additional Noninterest Income	$268,000	4,280
Total noninterest expense	$2,132,000	5,429
Salaries and employee benefits	$1,179,000	5,227
Premises and equipment expense	$280,000	5,681
Additional noninterest expense	$673,000	5,393
Pre-tax net operating income	$1,659,000	3,827
Securities gains (losses)	$0	3,155
Applicable income taxes	$553,000	3,408
Income before extraordinary items	$1,106,000	4,121
Extraordinary gains, net	$0	35
Net income	$1,106,000	4,125
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,765
Cash dividends	$600,000	3,129
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,106,000	4,083
1998-12-31 (YTD Data)		Rank
Total interest income	$5,346,000	5,420
Total interest expense	$2,202,000	5,830
Net interest income	$3,144,000	4,979
Provision for loan and lease losses	$60,000	6,123
Total noninterest income	$436,000	5,343
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$202,000	5,123
Trading account gains and fees	NA	NA
Additional Noninterest Income	$234,000	4,560
Total noninterest expense	$1,968,000	5,656
Salaries and employee benefits	$1,090,000	5,441
Premises and equipment expense	$311,000	5,278
Additional noninterest expense	$567,000	5,968
Pre-tax net operating income	$1,552,000	4,070
Securities gains (losses)	$0	4,449
Applicable income taxes	$530,000	3,703
Income before extraordinary items	$1,022,000	4,436
Extraordinary gains, net	$0	32
Net income	$1,022,000	4,435
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,392
Cash dividends	$600,000	3,104
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,022,000	4,342
1997-12-31 (YTD Data)		Rank
Total interest income	$5,128,000	5,690
Total interest expense	$2,233,000	5,823
Net interest income	$2,895,000	5,450
Provision for loan and lease losses	$72,000	5,860
Total noninterest income	$436,000	5,438
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$217,000	5,083
Trading account gains and fees	NA	NA
Additional Noninterest Income	$219,000	4,734
Total noninterest expense	$1,939,000	5,770
Salaries and employee benefits	$1,117,000	5,402
Premises and equipment expense	$293,000	5,514
Additional noninterest expense	$529,000	6,282
Pre-tax net operating income	$1,320,000	4,909
Securities gains (losses)	$-1,000	9,009
Applicable income taxes	$452,000	4,520
Income before extraordinary items	$867,000	5,193
Extraordinary gains, net	$0	44
Net income	$867,000	5,195
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	5,573
Cash dividends	$456,000	3,671
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$867,660	5,132
1996-12-31 (YTD Data)		Rank
Total interest income	$4,999,000	5,931
Total interest expense	$2,229,000	5,990
Net interest income	$2,770,000	5,776
Provision for loan and lease losses	$72,000	5,782
Total noninterest income	$379,000	6,125
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$189,000	5,756
Trading account gains and fees	NA	NA
Additional Noninterest Income	$190,000	5,320
Total noninterest expense	$1,908,000	6,142
Salaries and employee benefits	$1,107,000	5,558
Premises and equipment expense	$245,000	6,318
Additional noninterest expense	$556,000	6,641
Pre-tax net operating income	$1,169,000	5,213
Securities gains (losses)	$0	4,148
Applicable income taxes	$387,000	4,992
Income before extraordinary items	$782,000	5,388
Extraordinary gains, net	$0	53
Net income	$782,000	5,391
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	5,074
Cash dividends	$400,000	3,860
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$782,000	5,330
1995-12-31 (YTD Data)		Rank
Total interest income	$4,880,000	6,099
Total interest expense	$2,105,000	6,255
Net interest income	$2,775,000	5,854
Provision for loan and lease losses	$72,000	5,348
Total noninterest income	$397,000	6,020
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$209,000	5,529
Trading account gains and fees	NA	NA
Additional Noninterest Income	$188,000	5,298
Total noninterest expense	$1,961,000	6,075
Salaries and employee benefits	$1,052,000	5,809
Premises and equipment expense	$344,000	5,083
Additional noninterest expense	$565,000	6,747
Pre-tax net operating income	$1,139,000	5,453
Securities gains (losses)	$-12,000	10,219
Applicable income taxes	$391,000	5,024
Income before extraordinary items	$736,000	5,785
Extraordinary gains, net	$0	65
Net income	$736,000	5,782
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	5,418
Cash dividends	$400,000	3,839
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$743,800	5,729
1994-12-31 (YTD Data)		Rank
Total interest income	$4,395,000	6,265
Total interest expense	$1,673,000	6,408
Net interest income	$2,722,000	6,058
Provision for loan and lease losses	$72,000	5,248
Total noninterest income	$441,000	5,756
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$337,000	3,962
Trading account gains and fees	NA	NA
Additional Noninterest Income	$104,000	7,391
Total noninterest expense	$1,882,000	6,495
Salaries and employee benefits	$976,000	6,201
Premises and equipment expense	$286,000	5,920
Additional noninterest expense	$620,000	6,893
Pre-tax net operating income	$1,209,000	5,211
Securities gains (losses)	$0	3,600
Applicable income taxes	$412,000	4,665
Income before extraordinary items	$797,000	5,384
Extraordinary gains, net	$0	249
Net income	$797,000	5,400
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	4,289
Cash dividends	$700,000	2,518
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$797,000	5,442
1993-12-31 (YTD Data)		Rank
Total interest income	$4,323,000	6,500
Total interest expense	$1,726,000	6,546
Net interest income	$2,597,000	6,367
Provision for loan and lease losses	$48,000	7,582
Total noninterest income	$460,000	5,907
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$355,000	3,825
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	7,719
Total noninterest expense	$1,825,000	6,812
Salaries and employee benefits	$943,000	6,454
Premises and equipment expense	$281,000	6,163
Additional noninterest expense	$601,000	7,324
Pre-tax net operating income	$1,184,000	5,235
Securities gains (losses)	$0	7,477
Applicable income taxes	$405,000	4,955
Income before extraordinary items	$779,000	5,681
Extraordinary gains, net	$0	3,149
Net income	$779,000	5,818
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	7,087
Cash dividends	$280,000	4,592
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$779,000	5,447
1992-12-31 (YTD Data)		Rank
Total interest income	$4,781,000	6,587
Total interest expense	$2,141,000	6,777
Net interest income	$2,640,000	6,339
Provision for loan and lease losses	$72,000	8,175
Total noninterest income	$464,000	5,937
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$361,000	3,810
Trading account gains and fees	NA	NA
Additional Noninterest Income	$103,000	7,958
Total noninterest expense	$1,810,000	6,914
Salaries and employee benefits	$902,000	6,612
Premises and equipment expense	$303,000	5,926
Additional noninterest expense	$605,000	7,466
Pre-tax net operating income	$1,222,000	4,846
Securities gains (losses)	$0	8,369
Applicable income taxes	$381,000	4,978
Income before extraordinary items	$841,000	5,157
Extraordinary gains, net	$0	1,422
Net income	$841,000	5,217
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	6,088
Cash dividends	$660,000	2,231
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$841,000	4,854

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.