Home > Lakeview Savings Bank > Income and Expense

Lakeview Savings Bank, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$39,986,000836
Total interest expense$20,288,000802
Net interest income$19,698,000872
Provision for loan and lease losses$1,374,000748
Total noninterest income$1,590,0002,165
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,232,0001,001
Trading account gains and fees$196,000133
Additional Noninterest Income$162,0005,488
Total noninterest expense$12,130,0001,089
Salaries and employee benefits$5,844,0001,113
Premises and equipment expense$1,272,0001,540
Additional noninterest expense$5,014,000950
Pre-tax net operating income$7,784,000987
Securities gains (losses)$9,734,00073
Applicable income taxes$5,973,000495
Income before extraordinary items$11,545,000509
Extraordinary gains, net$032
Net income$11,545,000508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$522,0001,216
Cash dividends$14,000,000307
Sale, conversion, retirement of capital stock, net$5,332,000220
Net operating income$5,120,5601,014
1997-12-31 (YTD Data)Rank
Total interest income$35,024,000971
Total interest expense$17,763,000920
Net interest income$17,261,0001,024
Provision for loan and lease losses$1,201,000847
Total noninterest income$1,810,0001,921
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,026,0001,245
Trading account gains and fees$292,000127
Additional Noninterest Income$492,0002,856
Total noninterest expense$10,068,0001,311
Salaries and employee benefits$5,136,0001,281
Premises and equipment expense$1,088,0001,824
Additional noninterest expense$3,844,0001,151
Pre-tax net operating income$7,802,0001,042
Securities gains (losses)$3,604,000117
Applicable income taxes$3,853,000746
Income before extraordinary items$7,553,000745
Extraordinary gains, net$044
Net income$7,553,000747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$879,000872
Cash dividends$6,851,000494
Sale, conversion, retirement of capital stock, net$233,000654
Net operating income$5,174,3601,037
1996-12-31 (YTD Data)Rank
Total interest income$32,424,0001,062
Total interest expense$16,905,000979
Net interest income$15,519,0001,168
Provision for loan and lease losses$616,0001,473
Total noninterest income$1,673,0002,117
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$842,0001,591
Trading account gains and fees$517,000121
Additional Noninterest Income$314,0003,969
Total noninterest expense$12,091,0001,201
Salaries and employee benefits$4,323,0001,537
Premises and equipment expense$1,024,0001,958
Additional noninterest expense$6,744,000916
Pre-tax net operating income$4,485,0001,615
Securities gains (losses)$3,640,000100
Applicable income taxes$3,003,000872
Income before extraordinary items$5,122,0001,023
Extraordinary gains, net$053
Net income$5,122,0001,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$379,0001,750
Cash dividends$9,714,000436
Sale, conversion, retirement of capital stock, net$-936,00011,423
Net operating income$2,792,4001,739
1995-12-31 (YTD Data)Rank
Total interest income$29,494,0001,178
Total interest expense$15,062,0001,120
Net interest income$14,432,0001,250
Provision for loan and lease losses$1,695,000650
Total noninterest income$3,474,0001,228
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$794,0001,704
Trading account gains and fees$271,000216
Additional Noninterest Income$2,409,0001,009
Total noninterest expense$10,120,0001,397
Salaries and employee benefits$4,262,0001,562
Premises and equipment expense$1,145,0001,763
Additional noninterest expense$4,713,0001,177
Pre-tax net operating income$6,091,0001,251
Securities gains (losses)$3,458,00088
Applicable income taxes$2,704,000988
Income before extraordinary items$6,845,000826
Extraordinary gains, net$065
Net income$6,845,000824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$669,0001,149
Cash dividends$2,966,000938
Sale, conversion, retirement of capital stock, net$793,000323
Net operating income$4,355,2401,190
1994-12-31 (YTD Data)Rank
Total interest income$24,463,0001,285
Total interest expense$10,353,0001,278
Net interest income$14,110,0001,284
Provision for loan and lease losses$1,126,000852
Total noninterest income$1,237,0002,677
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$575,0002,362
Trading account gains and fees$0475
Additional Noninterest Income$662,0002,430
Total noninterest expense$8,782,0001,674
Salaries and employee benefits$3,462,0001,929
Premises and equipment expense$777,0002,592
Additional noninterest expense$4,543,0001,275
Pre-tax net operating income$5,439,0001,362
Securities gains (losses)$1,107,000159
Applicable income taxes$2,121,0001,140
Income before extraordinary items$4,425,0001,147
Extraordinary gains, net$0249
Net income$4,425,0001,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,709,000632
Cash dividends$4,554,000601
Sale, conversion, retirement of capital stock, net$677,000499
Net operating income$3,672,2401,376
1993-12-31 (YTD Data)Rank
Total interest income$15,711,0001,995
Total interest expense$6,590,0001,964
Net interest income$9,121,0001,978
Provision for loan and lease losses$3,426,000558
Total noninterest income$767,0004,126
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$193,0006,095
Trading account gains and fees$0532
Additional Noninterest Income$574,0002,968
Total noninterest expense$4,240,0003,306
Salaries and employee benefits$1,656,0003,917
Premises and equipment expense$313,0005,644
Additional noninterest expense$2,271,0002,444
Pre-tax net operating income$2,222,0003,003
Securities gains (losses)$679,000724
Applicable income taxes$720,0003,035
Income before extraordinary items$2,181,0002,289
Extraordinary gains, net$1,315,000184
Net income$3,496,0001,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,307,000528
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$20,043,00074
Net operating income$1,671,7502,778
1992-12-31 (YTD Data)Rank
Total interest income$15,629,0002,256
Total interest expense$8,452,0002,014
Net interest income$7,177,0002,534
Provision for loan and lease losses$1,370,0001,501
Total noninterest income$1,187,0002,887
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$1,187,0001,781
Total noninterest expense$3,604,0003,837
Salaries and employee benefits$1,754,0003,646
Premises and equipment expense$424,0004,577
Additional noninterest expense$1,426,0003,742
Pre-tax net operating income$3,390,0001,829
Securities gains (losses)$173,0002,228
Applicable income taxes$1,563,0001,404
Income before extraordinary items$2,000,0002,297
Extraordinary gains, net$01,422
Net income$2,000,0002,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$737,0001,922
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,889,2802,245

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.