Home > Lakeside State Bank > Income and Expense
Lakeside State Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,058,000 | 2,385 |
| Total interest expense | $539,000 | 3,849 |
| Net interest income | $9,519,000 | 2,228 |
| Provision for loan and lease losses | $295,000 | 2,037 |
| Total noninterest income | $924,000 | 3,231 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $206,000 | 3,869 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $718,000 | 2,774 |
| Total noninterest expense | $4,340,000 | 3,637 |
| Salaries and employee benefits | $2,735,000 | 3,275 |
| Premises and equipment expense | $528,000 | 3,507 |
| Additional noninterest expense | $1,077,000 | 4,286 |
| Pre-tax net operating income | $5,808,000 | 1,350 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $5,808,000 | 1,137 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,808,000 | 1,134 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,808,000 | 1,136 |
| Net charge-offs | $34,000 | 4,035 |
| Cash dividends | $2,850,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,808,000 | 1,107 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,270,000 | 2,478 |
| Total interest expense | $398,000 | 3,957 |
| Net interest income | $6,872,000 | 2,319 |
| Provision for loan and lease losses | $180,000 | 2,177 |
| Total noninterest income | $668,000 | 3,326 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $145,000 | 4,009 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $523,000 | 2,850 |
| Total noninterest expense | $2,979,000 | 3,869 |
| Salaries and employee benefits | $1,808,000 | 3,570 |
| Premises and equipment expense | $378,000 | 3,665 |
| Additional noninterest expense | $793,000 | 4,358 |
| Pre-tax net operating income | $4,381,000 | 1,360 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $4,381,000 | 1,142 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,381,000 | 1,139 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,381,000 | 1,141 |
| Net charge-offs | $39,000 | 3,434 |
| Cash dividends | $1,905,000 | 993 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,381,000 | 1,111 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,567,000 | 2,625 |
| Total interest expense | $261,000 | 4,038 |
| Net interest income | $4,306,000 | 2,473 |
| Provision for loan and lease losses | $120,000 | 2,134 |
| Total noninterest income | $408,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $96,000 | 4,012 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $312,000 | 2,991 |
| Total noninterest expense | $1,953,000 | 3,933 |
| Salaries and employee benefits | $1,194,000 | 3,628 |
| Premises and equipment expense | $259,000 | 3,635 |
| Additional noninterest expense | $500,000 | 4,485 |
| Pre-tax net operating income | $2,641,000 | 1,430 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $2,641,000 | 1,195 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,641,000 | 1,194 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,641,000 | 1,196 |
| Net charge-offs | $-48,000 | 6,135 |
| Cash dividends | $1,539,000 | 807 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,641,000 | 1,174 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,106,000 | 2,809 |
| Total interest expense | $131,000 | 4,075 |
| Net interest income | $1,975,000 | 2,659 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $204,000 | 3,435 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $47,000 | 4,030 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $157,000 | 2,907 |
| Total noninterest expense | $983,000 | 3,941 |
| Salaries and employee benefits | $606,000 | 3,615 |
| Premises and equipment expense | $148,000 | 3,376 |
| Additional noninterest expense | $229,000 | 4,686 |
| Pre-tax net operating income | $1,136,000 | 1,586 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $1,136,000 | 1,336 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,136,000 | 1,337 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,136,000 | 1,338 |
| Net charge-offs | $-47,000 | 6,293 |
| Cash dividends | $378,000 | 1,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,136,000 | 1,307 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,506,000 | 3,082 |
| Total interest expense | $539,000 | 4,305 |
| Net interest income | $6,967,000 | 2,917 |
| Provision for loan and lease losses | $510,000 | 1,805 |
| Total noninterest income | $809,000 | 3,595 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $204,000 | 4,063 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $605,000 | 3,108 |
| Total noninterest expense | $3,647,000 | 4,154 |
| Salaries and employee benefits | $2,274,000 | 3,780 |
| Premises and equipment expense | $420,000 | 4,109 |
| Additional noninterest expense | $953,000 | 4,677 |
| Pre-tax net operating income | $3,619,000 | 1,852 |
| Securities gains (losses) | $20,000 | 2,341 |
| Applicable income taxes | $-88,000 | 6,469 |
| Income before extraordinary items | $3,727,000 | 1,593 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,727,000 | 1,596 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,727,000 | 1,597 |
| Net charge-offs | $-7,000 | 6,106 |
| Cash dividends | $750,000 | 2,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,707,000 | 1,561 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,399,000 | 3,208 |
| Total interest expense | $400,000 | 4,413 |
| Net interest income | $4,999,000 | 3,028 |
| Provision for loan and lease losses | $450,000 | 1,622 |
| Total noninterest income | $593,000 | 3,690 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $159,000 | 4,033 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $434,000 | 3,232 |
| Total noninterest expense | $2,729,000 | 4,170 |
| Salaries and employee benefits | $1,698,000 | 3,794 |
| Premises and equipment expense | $303,000 | 4,227 |
| Additional noninterest expense | $728,000 | 4,672 |
| Pre-tax net operating income | $2,413,000 | 2,128 |
| Securities gains (losses) | $22,000 | 2,167 |
| Applicable income taxes | $-88,000 | 6,679 |
| Income before extraordinary items | $2,523,000 | 1,754 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,523,000 | 1,757 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,523,000 | 1,759 |
| Net charge-offs | $-9,000 | 6,104 |
| Cash dividends | $750,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,501,000 | 1,732 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,465,000 | 3,311 |
| Total interest expense | $266,000 | 4,475 |
| Net interest income | $3,199,000 | 3,130 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $397,000 | 3,726 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $106,000 | 4,008 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $291,000 | 3,243 |
| Total noninterest expense | $1,814,000 | 4,203 |
| Salaries and employee benefits | $1,134,000 | 3,811 |
| Premises and equipment expense | $214,000 | 4,142 |
| Additional noninterest expense | $466,000 | 4,766 |
| Pre-tax net operating income | $1,662,000 | 2,017 |
| Securities gains (losses) | $22,000 | 1,956 |
| Applicable income taxes | $-88,000 | 6,751 |
| Income before extraordinary items | $1,772,000 | 1,689 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,772,000 | 1,693 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,772,000 | 1,694 |
| Net charge-offs | $10,000 | 4,322 |
| Cash dividends | $750,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,750,000 | 1,634 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 3,409 |
| Total interest expense | $134,000 | 4,553 |
| Net interest income | $1,556,000 | 3,208 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $195,000 | 3,701 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $52,000 | 4,025 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $143,000 | 3,246 |
| Total noninterest expense | $906,000 | 4,236 |
| Salaries and employee benefits | $572,000 | 3,827 |
| Premises and equipment expense | $104,000 | 4,221 |
| Additional noninterest expense | $230,000 | 4,837 |
| Pre-tax net operating income | $785,000 | 2,069 |
| Securities gains (losses) | $22,000 | 1,230 |
| Applicable income taxes | $50,000 | 2,989 |
| Income before extraordinary items | $757,000 | 1,880 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $757,000 | 1,882 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $757,000 | 1,882 |
| Net charge-offs | $-6,000 | 5,985 |
| Cash dividends | $261,000 | 1,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $736,320 | 1,842 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,788,000 | 3,508 |
| Total interest expense | $614,000 | 4,705 |
| Net interest income | $6,174,000 | 3,297 |
| Provision for loan and lease losses | $190,000 | 3,988 |
| Total noninterest income | $799,000 | 3,647 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $208,000 | 4,185 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $591,000 | 3,124 |
| Total noninterest expense | $3,343,000 | 4,483 |
| Salaries and employee benefits | $2,091,000 | 4,025 |
| Premises and equipment expense | $357,000 | 4,557 |
| Additional noninterest expense | $895,000 | 5,035 |
| Pre-tax net operating income | $3,440,000 | 1,850 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $223,000 | 2,920 |
| Income before extraordinary items | $3,217,000 | 1,747 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,217,000 | 1,748 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,217,000 | 1,748 |
| Net charge-offs | $211,000 | 3,703 |
| Cash dividends | $1,500,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,217,000 | 1,654 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,026,000 | 3,618 |
| Total interest expense | $468,000 | 4,802 |
| Net interest income | $4,558,000 | 3,398 |
| Provision for loan and lease losses | $135,000 | 4,004 |
| Total noninterest income | $575,000 | 3,765 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $150,000 | 4,314 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $425,000 | 3,184 |
| Total noninterest expense | $2,373,000 | 4,642 |
| Salaries and employee benefits | $1,494,000 | 4,155 |
| Premises and equipment expense | $228,000 | 5,004 |
| Additional noninterest expense | $651,000 | 5,151 |
| Pre-tax net operating income | $2,625,000 | 1,890 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $170,000 | 2,982 |
| Income before extraordinary items | $2,455,000 | 1,783 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,455,000 | 1,782 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,455,000 | 1,784 |
| Net charge-offs | $205,000 | 3,281 |
| Cash dividends | $1,275,000 | 1,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,455,000 | 1,680 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 3,714 |
| Total interest expense | $323,000 | 4,834 |
| Net interest income | $2,962,000 | 3,464 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $372,000 | 3,800 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $100,000 | 4,306 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $272,000 | 3,204 |
| Total noninterest expense | $1,563,000 | 4,703 |
| Salaries and employee benefits | $1,000,000 | 4,168 |
| Premises and equipment expense | $162,000 | 4,871 |
| Additional noninterest expense | $401,000 | 5,345 |
| Pre-tax net operating income | $1,681,000 | 1,950 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $108,000 | 3,005 |
| Income before extraordinary items | $1,573,000 | 1,814 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,573,000 | 1,811 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,573,000 | 1,814 |
| Net charge-offs | $56,000 | 3,930 |
| Cash dividends | $1,077,000 | 913 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,573,000 | 1,728 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 3,783 |
| Total interest expense | $171,000 | 4,797 |
| Net interest income | $1,447,000 | 3,549 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $179,000 | 3,884 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $49,000 | 4,333 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $130,000 | 3,275 |
| Total noninterest expense | $785,000 | 4,715 |
| Salaries and employee benefits | $496,000 | 4,225 |
| Premises and equipment expense | $82,000 | 4,875 |
| Additional noninterest expense | $207,000 | 5,274 |
| Pre-tax net operating income | $796,000 | 2,040 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $55,000 | 2,978 |
| Income before extraordinary items | $741,000 | 1,924 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $741,000 | 1,925 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $741,000 | 1,926 |
| Net charge-offs | $55,000 | 2,951 |
| Cash dividends | $771,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $741,000 | 1,820 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,334,000 | 3,914 |
| Total interest expense | $763,000 | 5,027 |
| Net interest income | $5,571,000 | 3,658 |
| Provision for loan and lease losses | $194,000 | 4,663 |
| Total noninterest income | $616,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $206,000 | 4,329 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $410,000 | 3,395 |
| Total noninterest expense | $2,970,000 | 4,908 |
| Salaries and employee benefits | $1,780,000 | 4,484 |
| Premises and equipment expense | $272,000 | 5,443 |
| Additional noninterest expense | $918,000 | 5,102 |
| Pre-tax net operating income | $3,023,000 | 1,828 |
| Securities gains (losses) | $60,000 | 2,446 |
| Applicable income taxes | $190,000 | 2,960 |
| Income before extraordinary items | $2,893,000 | 1,659 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,893,000 | 1,659 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,893,000 | 1,659 |
| Net charge-offs | $182,000 | 4,414 |
| Cash dividends | $896,000 | 1,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,836,600 | 1,612 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,707,000 | 3,978 |
| Total interest expense | $586,000 | 5,097 |
| Net interest income | $4,121,000 | 3,706 |
| Provision for loan and lease losses | $108,000 | 4,868 |
| Total noninterest income | $433,000 | 4,159 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $152,000 | 4,377 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $281,000 | 3,552 |
| Total noninterest expense | $2,140,000 | 5,025 |
| Salaries and employee benefits | $1,252,000 | 4,665 |
| Premises and equipment expense | $195,000 | 5,579 |
| Additional noninterest expense | $693,000 | 5,126 |
| Pre-tax net operating income | $2,306,000 | 1,867 |
| Securities gains (losses) | $44,000 | 2,405 |
| Applicable income taxes | $152,000 | 2,906 |
| Income before extraordinary items | $2,198,000 | 1,694 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,198,000 | 1,695 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,198,000 | 1,695 |
| Net charge-offs | $177,000 | 3,850 |
| Cash dividends | $732,000 | 1,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,156,640 | 1,649 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,048,000 | 4,093 |
| Total interest expense | $401,000 | 5,142 |
| Net interest income | $2,647,000 | 3,805 |
| Provision for loan and lease losses | $72,000 | 4,751 |
| Total noninterest income | $220,000 | 4,704 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $98,000 | 4,419 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $122,000 | 4,274 |
| Total noninterest expense | $1,380,000 | 5,158 |
| Salaries and employee benefits | $799,000 | 4,821 |
| Premises and equipment expense | $131,000 | 5,592 |
| Additional noninterest expense | $450,000 | 5,255 |
| Pre-tax net operating income | $1,415,000 | 1,973 |
| Securities gains (losses) | $44,000 | 1,672 |
| Applicable income taxes | $97,000 | 2,884 |
| Income before extraordinary items | $1,362,000 | 1,753 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,362,000 | 1,753 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,362,000 | 1,753 |
| Net charge-offs | $164,000 | 3,313 |
| Cash dividends | $569,000 | 1,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,321,080 | 1,720 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,482,000 | 4,205 |
| Total interest expense | $206,000 | 5,182 |
| Net interest income | $1,276,000 | 3,887 |
| Provision for loan and lease losses | $36,000 | 4,486 |
| Total noninterest income | $127,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $45,000 | 4,534 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $82,000 | 3,866 |
| Total noninterest expense | $708,000 | 5,128 |
| Salaries and employee benefits | $400,000 | 4,866 |
| Premises and equipment expense | $71,000 | 5,484 |
| Additional noninterest expense | $237,000 | 5,134 |
| Pre-tax net operating income | $659,000 | 2,068 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $45,000 | 2,906 |
| Income before extraordinary items | $614,000 | 1,884 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $614,000 | 1,883 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $614,000 | 1,884 |
| Net charge-offs | $150,000 | 2,364 |
| Cash dividends | $294,000 | 1,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $614,000 | 1,832 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,062,000 | 4,294 |
| Total interest expense | $1,033,000 | 5,143 |
| Net interest income | $5,029,000 | 3,949 |
| Provision for loan and lease losses | $404,000 | 4,435 |
| Total noninterest income | $529,000 | 4,454 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $200,000 | 4,404 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $329,000 | 3,820 |
| Total noninterest expense | $2,845,000 | 5,172 |
| Salaries and employee benefits | $1,733,000 | 4,627 |
| Premises and equipment expense | $240,000 | 5,871 |
| Additional noninterest expense | $872,000 | 5,427 |
| Pre-tax net operating income | $2,309,000 | 2,006 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $160,000 | 2,884 |
| Income before extraordinary items | $2,149,000 | 1,901 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,149,000 | 1,902 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,149,000 | 1,903 |
| Net charge-offs | $513,000 | 3,621 |
| Cash dividends | $1,400,000 | 1,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,149,000 | 1,830 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 4,392 |
| Total interest expense | $808,000 | 5,204 |
| Net interest income | $3,732,000 | 4,025 |
| Provision for loan and lease losses | $380,000 | 3,974 |
| Total noninterest income | $389,000 | 4,566 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $152,000 | 4,449 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $237,000 | 3,920 |
| Total noninterest expense | $2,060,000 | 5,292 |
| Salaries and employee benefits | $1,260,000 | 4,771 |
| Premises and equipment expense | $165,000 | 6,093 |
| Additional noninterest expense | $635,000 | 5,509 |
| Pre-tax net operating income | $1,681,000 | 2,172 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $117,000 | 3,001 |
| Income before extraordinary items | $1,564,000 | 2,070 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,564,000 | 2,072 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,564,000 | 2,072 |
| Net charge-offs | $499,000 | 3,087 |
| Cash dividends | $1,254,000 | 868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,564,000 | 1,977 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,970,000 | 4,474 |
| Total interest expense | $559,000 | 5,227 |
| Net interest income | $2,411,000 | 4,113 |
| Provision for loan and lease losses | $256,000 | 3,851 |
| Total noninterest income | $264,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $108,000 | 4,348 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $156,000 | 3,914 |
| Total noninterest expense | $1,377,000 | 5,292 |
| Salaries and employee benefits | $826,000 | 4,838 |
| Premises and equipment expense | $113,000 | 6,077 |
| Additional noninterest expense | $438,000 | 5,446 |
| Pre-tax net operating income | $1,042,000 | 2,309 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $75,000 | 3,019 |
| Income before extraordinary items | $967,000 | 2,177 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $967,000 | 2,175 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $967,000 | 2,179 |
| Net charge-offs | $-2,000 | 7,211 |
| Cash dividends | $1,098,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $967,000 | 2,103 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,477,000 | 4,549 |
| Total interest expense | $286,000 | 5,296 |
| Net interest income | $1,191,000 | 4,186 |
| Provision for loan and lease losses | $24,000 | 5,644 |
| Total noninterest income | $121,000 | 4,697 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $53,000 | 4,364 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $68,000 | 4,171 |
| Total noninterest expense | $685,000 | 5,362 |
| Salaries and employee benefits | $408,000 | 4,942 |
| Premises and equipment expense | $57,000 | 6,162 |
| Additional noninterest expense | $220,000 | 5,460 |
| Pre-tax net operating income | $603,000 | 2,093 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $42,000 | 2,918 |
| Income before extraordinary items | $561,000 | 1,940 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $561,000 | 1,938 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $561,000 | 1,940 |
| Net charge-offs | $-3,000 | 7,154 |
| Cash dividends | $432,000 | 784 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $561,000 | 1,867 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,109,000 | 4,563 |
| Total interest expense | $1,351,000 | 5,397 |
| Net interest income | $4,758,000 | 4,068 |
| Provision for loan and lease losses | $88,000 | 6,541 |
| Total noninterest income | $503,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $222,000 | 4,452 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $281,000 | 4,067 |
| Total noninterest expense | $2,734,000 | 5,438 |
| Salaries and employee benefits | $1,583,000 | 5,038 |
| Premises and equipment expense | $258,000 | 5,991 |
| Additional noninterest expense | $893,000 | 5,544 |
| Pre-tax net operating income | $2,439,000 | 1,610 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $160,000 | 2,558 |
| Income before extraordinary items | $2,279,000 | 1,461 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,279,000 | 1,459 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,279,000 | 1,460 |
| Net charge-offs | $16,000 | 6,746 |
| Cash dividends | $1,098,000 | 1,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,279,000 | 1,435 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,563,000 | 4,626 |
| Total interest expense | $1,038,000 | 5,470 |
| Net interest income | $3,525,000 | 4,105 |
| Provision for loan and lease losses | $64,000 | 6,380 |
| Total noninterest income | $344,000 | 4,947 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $162,000 | 4,524 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $182,000 | 4,440 |
| Total noninterest expense | $2,011,000 | 5,506 |
| Salaries and employee benefits | $1,165,000 | 5,130 |
| Premises and equipment expense | $190,000 | 6,072 |
| Additional noninterest expense | $656,000 | 5,590 |
| Pre-tax net operating income | $1,794,000 | 1,772 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $125,000 | 2,718 |
| Income before extraordinary items | $1,669,000 | 1,605 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,669,000 | 1,603 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,669,000 | 1,605 |
| Net charge-offs | $14,000 | 6,396 |
| Cash dividends | $1,013,000 | 1,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,669,000 | 1,565 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,018,000 | 4,684 |
| Total interest expense | $715,000 | 5,524 |
| Net interest income | $2,303,000 | 4,142 |
| Provision for loan and lease losses | $40,000 | 6,240 |
| Total noninterest income | $217,000 | 5,088 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $104,000 | 4,585 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $113,000 | 4,585 |
| Total noninterest expense | $1,300,000 | 5,634 |
| Salaries and employee benefits | $760,000 | 5,263 |
| Premises and equipment expense | $132,000 | 6,033 |
| Additional noninterest expense | $408,000 | 5,774 |
| Pre-tax net operating income | $1,180,000 | 1,852 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $82,000 | 2,784 |
| Income before extraordinary items | $1,098,000 | 1,697 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,098,000 | 1,694 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,098,000 | 1,696 |
| Net charge-offs | $7,000 | 6,140 |
| Cash dividends | $927,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,098,000 | 1,659 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,514,000 | 4,730 |
| Total interest expense | $377,000 | 5,509 |
| Net interest income | $1,137,000 | 4,176 |
| Provision for loan and lease losses | $16,000 | 6,020 |
| Total noninterest income | $104,000 | 5,136 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $48,000 | 4,692 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $56,000 | 4,631 |
| Total noninterest expense | $629,000 | 5,675 |
| Salaries and employee benefits | $379,000 | 5,312 |
| Premises and equipment expense | $70,000 | 5,952 |
| Additional noninterest expense | $180,000 | 5,862 |
| Pre-tax net operating income | $596,000 | 2,064 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $41,000 | 3,047 |
| Income before extraordinary items | $555,000 | 1,932 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $555,000 | 1,934 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $555,000 | 1,934 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $390,000 | 1,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $555,000 | 1,824 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,834,000 | 5,015 |
| Total interest expense | $1,993,000 | 5,310 |
| Net interest income | $3,841,000 | 4,704 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $436,000 | 5,124 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $169,000 | 5,091 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $267,000 | 4,307 |
| Total noninterest expense | $2,234,000 | 5,936 |
| Salaries and employee benefits | $1,367,000 | 5,600 |
| Premises and equipment expense | $246,000 | 6,278 |
| Additional noninterest expense | $621,000 | 6,149 |
| Pre-tax net operating income | $2,007,000 | 2,447 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $140,000 | 3,127 |
| Income before extraordinary items | $1,867,000 | 2,134 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,867,000 | 2,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,238 |
| Cash dividends | $2,873,000 | 961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,867,000 | 2,245 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,252,000 | 5,176 |
| Total interest expense | $1,519,000 | 5,399 |
| Net interest income | $2,733,000 | 4,890 |
| Provision for loan and lease losses | $24,000 | 6,416 |
| Total noninterest income | $308,000 | 5,333 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $118,000 | 5,254 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $190,000 | 4,521 |
| Total noninterest expense | $1,629,000 | 6,003 |
| Salaries and employee benefits | $1,001,000 | 5,688 |
| Premises and equipment expense | $179,000 | 6,364 |
| Additional noninterest expense | $449,000 | 6,185 |
| Pre-tax net operating income | $1,388,000 | 3,000 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $97,000 | 3,610 |
| Income before extraordinary items | $1,291,000 | 2,616 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,291,000 | 2,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,452 |
| Cash dividends | $2,778,000 | 764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,291,000 | 2,742 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,634,000 | 5,447 |
| Total interest expense | $1,014,000 | 5,545 |
| Net interest income | $1,620,000 | 5,248 |
| Provision for loan and lease losses | $12,000 | 6,231 |
| Total noninterest income | $180,000 | 5,656 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $78,000 | 5,295 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $102,000 | 5,021 |
| Total noninterest expense | $1,001,000 | 6,266 |
| Salaries and employee benefits | $621,000 | 5,950 |
| Premises and equipment expense | $121,000 | 6,359 |
| Additional noninterest expense | $259,000 | 6,564 |
| Pre-tax net operating income | $787,000 | 3,461 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $55,000 | 3,988 |
| Income before extraordinary items | $732,000 | 3,238 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $732,000 | 3,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,802 |
| Cash dividends | $2,685,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $732,000 | 3,179 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,104,000 | 6,002 |
| Total interest expense | $448,000 | 6,016 |
| Net interest income | $656,000 | 5,871 |
| Provision for loan and lease losses | $6,000 | 5,669 |
| Total noninterest income | $74,000 | 6,016 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $35,000 | 5,454 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $39,000 | 5,498 |
| Total noninterest expense | $408,000 | 6,767 |
| Salaries and employee benefits | $246,000 | 6,558 |
| Premises and equipment expense | $57,000 | 6,526 |
| Additional noninterest expense | $105,000 | 6,983 |
| Pre-tax net operating income | $316,000 | 4,026 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $33,000 | 3,966 |
| Income before extraordinary items | $283,000 | 3,933 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $283,000 | 3,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $2,601,000 | 333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $283,000 | 3,849 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,307,000 | 6,643 |
| Total interest expense | $1,253,000 | 6,789 |
| Net interest income | $2,054,000 | 6,441 |
| Provision for loan and lease losses | $24,000 | 6,240 |
| Total noninterest income | $305,000 | 6,002 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $141,000 | 5,524 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $164,000 | 5,426 |
| Total noninterest expense | $1,320,000 | 7,178 |
| Salaries and employee benefits | $762,000 | 7,079 |
| Premises and equipment expense | $184,000 | 6,893 |
| Additional noninterest expense | $374,000 | 7,174 |
| Pre-tax net operating income | $1,015,000 | 4,715 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $72,000 | 4,705 |
| Income before extraordinary items | $943,000 | 4,443 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $943,000 | 4,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,777 |
| Cash dividends | $394,000 | 4,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $943,000 | 4,436 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,433,000 | 6,718 |
| Total interest expense | $919,000 | 6,847 |
| Net interest income | $1,514,000 | 6,508 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $230,000 | 6,045 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $107,000 | 5,522 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $123,000 | 5,430 |
| Total noninterest expense | $948,000 | 7,240 |
| Salaries and employee benefits | $563,000 | 7,088 |
| Premises and equipment expense | $136,000 | 6,908 |
| Additional noninterest expense | $249,000 | 7,371 |
| Pre-tax net operating income | $778,000 | 4,897 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $54,000 | 4,895 |
| Income before extraordinary items | $724,000 | 4,569 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $724,000 | 4,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $343,000 | 3,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $724,000 | 4,567 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,587,000 | 6,798 |
| Total interest expense | $596,000 | 6,928 |
| Net interest income | $991,000 | 6,609 |
| Provision for loan and lease losses | $12,000 | 5,644 |
| Total noninterest income | $149,000 | 6,148 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $66,000 | 5,676 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $83,000 | 5,442 |
| Total noninterest expense | $606,000 | 7,372 |
| Salaries and employee benefits | $370,000 | 7,166 |
| Premises and equipment expense | $91,000 | 6,934 |
| Additional noninterest expense | $145,000 | 7,625 |
| Pre-tax net operating income | $522,000 | 4,949 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $36,000 | 4,999 |
| Income before extraordinary items | $486,000 | 4,612 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $486,000 | 4,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $275,000 | 3,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $486,000 | 4,605 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $756,000 | 6,928 |
| Total interest expense | $281,000 | 7,042 |
| Net interest income | $475,000 | 6,722 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $76,000 | 6,073 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $33,000 | 5,642 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $43,000 | 5,388 |
| Total noninterest expense | $303,000 | 7,403 |
| Salaries and employee benefits | $185,000 | 7,210 |
| Premises and equipment expense | $47,000 | 6,906 |
| Additional noninterest expense | $71,000 | 7,661 |
| Pre-tax net operating income | $242,000 | 5,118 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $17,000 | 5,024 |
| Income before extraordinary items | $225,000 | 4,792 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $225,000 | 4,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $63,000 | 3,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $225,000 | 4,767 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,910,000 | 6,844 |
| Total interest expense | $1,016,000 | 6,919 |
| Net interest income | $1,894,000 | 6,685 |
| Provision for loan and lease losses | $36,000 | 5,879 |
| Total noninterest income | $302,000 | 6,170 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $137,000 | 5,680 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $165,000 | 5,459 |
| Total noninterest expense | $1,249,000 | 7,306 |
| Salaries and employee benefits | $737,000 | 7,159 |
| Premises and equipment expense | $180,000 | 6,924 |
| Additional noninterest expense | $332,000 | 7,413 |
| Pre-tax net operating income | $911,000 | 5,398 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $57,000 | 5,365 |
| Income before extraordinary items | $854,000 | 5,073 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $854,000 | 5,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,976 |
| Cash dividends | $327,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $854,000 | 5,062 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,151,000 | 6,919 |
| Total interest expense | $735,000 | 6,966 |
| Net interest income | $1,416,000 | 6,767 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $229,000 | 6,200 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $103,000 | 5,740 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $126,000 | 5,445 |
| Total noninterest expense | $942,000 | 7,293 |
| Salaries and employee benefits | $561,000 | 7,114 |
| Premises and equipment expense | $134,000 | 6,967 |
| Additional noninterest expense | $247,000 | 7,439 |
| Pre-tax net operating income | $676,000 | 5,610 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $47,000 | 5,474 |
| Income before extraordinary items | $629,000 | 5,249 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $629,000 | 5,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,050 |
| Cash dividends | $258,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $629,000 | 5,237 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,395,000 | 6,984 |
| Total interest expense | $457,000 | 7,039 |
| Net interest income | $938,000 | 6,822 |
| Provision for loan and lease losses | $18,000 | 5,601 |
| Total noninterest income | $143,000 | 6,324 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $66,000 | 5,810 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $77,000 | 5,619 |
| Total noninterest expense | $623,000 | 7,353 |
| Salaries and employee benefits | $382,000 | 7,097 |
| Premises and equipment expense | $84,000 | 7,088 |
| Additional noninterest expense | $157,000 | 7,535 |
| Pre-tax net operating income | $440,000 | 5,690 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $29,000 | 5,593 |
| Income before extraordinary items | $411,000 | 5,327 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $411,000 | 5,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,236 |
| Cash dividends | $189,000 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $411,000 | 5,329 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $635,000 | 7,150 |
| Total interest expense | $222,000 | 7,031 |
| Net interest income | $413,000 | 7,137 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $70,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $33,000 | 5,757 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,687 |
| Total noninterest expense | $321,000 | 7,302 |
| Salaries and employee benefits | $195,000 | 7,047 |
| Premises and equipment expense | $47,000 | 6,882 |
| Additional noninterest expense | $79,000 | 7,530 |
| Pre-tax net operating income | $153,000 | 6,376 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $10,000 | 5,755 |
| Income before extraordinary items | $143,000 | 6,063 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $143,000 | 6,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 1,969 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $143,000 | 6,061 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,498,000 | 7,013 |
| Total interest expense | $676,000 | 7,109 |
| Net interest income | $1,822,000 | 6,862 |
| Provision for loan and lease losses | $42,000 | 5,929 |
| Total noninterest income | $323,000 | 6,183 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $163,000 | 5,463 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $160,000 | 5,609 |
| Total noninterest expense | $1,246,000 | 7,322 |
| Salaries and employee benefits | $715,000 | 7,209 |
| Premises and equipment expense | $204,000 | 6,691 |
| Additional noninterest expense | $327,000 | 7,487 |
| Pre-tax net operating income | $857,000 | 5,735 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $58,000 | 5,768 |
| Income before extraordinary items | $799,000 | 5,344 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $799,000 | 5,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,266 |
| Cash dividends | $513,000 | 3,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $799,000 | 5,324 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 7,058 |
| Total interest expense | $476,000 | 7,176 |
| Net interest income | $1,365,000 | 6,901 |
| Provision for loan and lease losses | $33,000 | 5,738 |
| Total noninterest income | $234,000 | 6,272 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $125,000 | 5,441 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $109,000 | 5,804 |
| Total noninterest expense | $898,000 | 7,404 |
| Salaries and employee benefits | $532,000 | 7,217 |
| Premises and equipment expense | $133,000 | 6,961 |
| Additional noninterest expense | $233,000 | 7,581 |
| Pre-tax net operating income | $668,000 | 5,745 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $46,000 | 5,855 |
| Income before extraordinary items | $622,000 | 5,359 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $622,000 | 5,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $432,000 | 3,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $622,000 | 5,332 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,204,000 | 7,070 |
| Total interest expense | $299,000 | 7,192 |
| Net interest income | $905,000 | 6,924 |
| Provision for loan and lease losses | $24,000 | 5,514 |
| Total noninterest income | $149,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $79,000 | 5,503 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $70,000 | 5,870 |
| Total noninterest expense | $590,000 | 7,434 |
| Salaries and employee benefits | $355,000 | 7,224 |
| Premises and equipment expense | $88,000 | 6,964 |
| Additional noninterest expense | $147,000 | 7,662 |
| Pre-tax net operating income | $440,000 | 5,749 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $32,000 | 5,826 |
| Income before extraordinary items | $408,000 | 5,395 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $408,000 | 5,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,718 |
| Cash dividends | $336,000 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $408,000 | 5,361 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $591,000 | 7,141 |
| Total interest expense | $142,000 | 7,267 |
| Net interest income | $449,000 | 6,987 |
| Provision for loan and lease losses | $12,000 | 5,254 |
| Total noninterest income | $67,000 | 6,520 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $34,000 | 5,761 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 6,001 |
| Total noninterest expense | $300,000 | 7,445 |
| Salaries and employee benefits | $180,000 | 7,241 |
| Premises and equipment expense | $47,000 | 6,898 |
| Additional noninterest expense | $73,000 | 7,732 |
| Pre-tax net operating income | $204,000 | 5,922 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $13,000 | 5,949 |
| Income before extraordinary items | $191,000 | 5,527 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $191,000 | 5,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,351 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $191,000 | 5,495 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 7,029 |
| Total interest expense | $534,000 | 7,184 |
| Net interest income | $1,821,000 | 6,866 |
| Provision for loan and lease losses | $101,000 | 4,958 |
| Total noninterest income | $271,000 | 6,604 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $170,000 | 5,553 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $101,000 | 6,408 |
| Total noninterest expense | $1,093,000 | 7,635 |
| Salaries and employee benefits | $632,000 | 7,537 |
| Premises and equipment expense | $164,000 | 7,181 |
| Additional noninterest expense | $297,000 | 7,721 |
| Pre-tax net operating income | $898,000 | 5,497 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $61,000 | 5,913 |
| Income before extraordinary items | $837,000 | 5,162 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $837,000 | 5,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,198 |
| Cash dividends | $270,000 | 4,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $837,000 | 5,094 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 7,084 |
| Total interest expense | $394,000 | 7,233 |
| Net interest income | $1,349,000 | 6,912 |
| Provision for loan and lease losses | $88,000 | 4,627 |
| Total noninterest income | $196,000 | 6,720 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $131,000 | 5,538 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $65,000 | 6,663 |
| Total noninterest expense | $826,000 | 7,594 |
| Salaries and employee benefits | $477,000 | 7,462 |
| Premises and equipment expense | $122,000 | 7,162 |
| Additional noninterest expense | $227,000 | 7,687 |
| Pre-tax net operating income | $631,000 | 5,757 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $43,000 | 6,063 |
| Income before extraordinary items | $588,000 | 5,414 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $588,000 | 5,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,451 |
| Cash dividends | $222,000 | 3,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $588,000 | 5,331 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 7,196 |
| Total interest expense | $258,000 | 7,325 |
| Net interest income | $865,000 | 7,043 |
| Provision for loan and lease losses | $78,000 | 3,948 |
| Total noninterest income | $126,000 | 6,806 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $86,000 | 5,587 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $40,000 | 6,793 |
| Total noninterest expense | $543,000 | 7,657 |
| Salaries and employee benefits | $320,000 | 7,498 |
| Premises and equipment expense | $85,000 | 7,103 |
| Additional noninterest expense | $138,000 | 7,878 |
| Pre-tax net operating income | $370,000 | 6,052 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $25,000 | 6,158 |
| Income before extraordinary items | $345,000 | 5,714 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $345,000 | 5,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,718 |
| Cash dividends | $174,000 | 3,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $345,000 | 5,629 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $553,000 | 7,271 |
| Total interest expense | $130,000 | 7,363 |
| Net interest income | $423,000 | 7,138 |
| Provision for loan and lease losses | $69,000 | 2,785 |
| Total noninterest income | $55,000 | 7,060 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $39,000 | 5,736 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $269,000 | 7,724 |
| Salaries and employee benefits | $163,000 | 7,505 |
| Premises and equipment expense | $43,000 | 7,106 |
| Additional noninterest expense | $63,000 | 8,066 |
| Pre-tax net operating income | $140,000 | 6,574 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $10,000 | 6,242 |
| Income before extraordinary items | $130,000 | 6,333 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $130,000 | 6,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 1,799 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $130,000 | 6,216 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,270,000 | 7,291 |
| Total interest expense | $639,000 | 7,269 |
| Net interest income | $1,631,000 | 7,163 |
| Provision for loan and lease losses | $57,000 | 6,122 |
| Total noninterest income | $275,000 | 6,770 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $167,000 | 5,657 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $108,000 | 6,400 |
| Total noninterest expense | $1,107,000 | 7,662 |
| Salaries and employee benefits | $626,000 | 7,594 |
| Premises and equipment expense | $184,000 | 6,974 |
| Additional noninterest expense | $297,000 | 7,780 |
| Pre-tax net operating income | $742,000 | 5,870 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $48,000 | 6,313 |
| Income before extraordinary items | $694,000 | 5,612 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $694,000 | 5,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,498 |
| Cash dividends | $447,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $694,000 | 5,438 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,708,000 | 7,359 |
| Total interest expense | $500,000 | 7,317 |
| Net interest income | $1,208,000 | 7,250 |
| Provision for loan and lease losses | $18,000 | 6,830 |
| Total noninterest income | $193,000 | 6,942 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $125,000 | 5,705 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $68,000 | 6,750 |
| Total noninterest expense | $812,000 | 7,697 |
| Salaries and employee benefits | $468,000 | 7,564 |
| Premises and equipment expense | $131,000 | 7,100 |
| Additional noninterest expense | $213,000 | 7,876 |
| Pre-tax net operating income | $571,000 | 5,986 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $46,000 | 6,283 |
| Income before extraordinary items | $525,000 | 5,714 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $525,000 | 5,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $372,000 | 3,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $525,000 | 5,535 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 7,397 |
| Total interest expense | $352,000 | 7,309 |
| Net interest income | $795,000 | 7,295 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $124,000 | 7,004 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $81,000 | 5,739 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $43,000 | 6,830 |
| Total noninterest expense | $539,000 | 7,738 |
| Salaries and employee benefits | $310,000 | 7,603 |
| Premises and equipment expense | $94,000 | 6,916 |
| Additional noninterest expense | $135,000 | 7,983 |
| Pre-tax net operating income | $368,000 | 6,059 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $25,000 | 6,463 |
| Income before extraordinary items | $343,000 | 5,785 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $343,000 | 5,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $297,000 | 2,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $343,000 | 5,573 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $581,000 | 7,410 |
| Total interest expense | $186,000 | 7,274 |
| Net interest income | $395,000 | 7,325 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $54,000 | 7,230 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $38,000 | 5,790 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $279,000 | 7,683 |
| Salaries and employee benefits | $156,000 | 7,615 |
| Premises and equipment expense | $50,000 | 6,781 |
| Additional noninterest expense | $73,000 | 7,858 |
| Pre-tax net operating income | $164,000 | 6,288 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $10,000 | 6,563 |
| Income before extraordinary items | $154,000 | 5,945 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $154,000 | 5,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $102,000 | 2,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $154,000 | 5,756 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,614,000 | 7,245 |
| Total interest expense | $933,000 | 7,104 |
| Net interest income | $1,681,000 | 7,141 |
| Provision for loan and lease losses | $24,000 | 7,371 |
| Total noninterest income | $273,000 | 6,674 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $159,000 | 5,718 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $114,000 | 6,167 |
| Total noninterest expense | $1,148,000 | 7,598 |
| Salaries and employee benefits | $673,000 | 7,391 |
| Premises and equipment expense | $201,000 | 6,768 |
| Additional noninterest expense | $274,000 | 7,991 |
| Pre-tax net operating income | $782,000 | 5,826 |
| Securities gains (losses) | $-15,000 | 8,954 |
| Applicable income taxes | $52,000 | 6,502 |
| Income before extraordinary items | $715,000 | 5,501 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $715,000 | 5,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,185 |
| Cash dividends | $636,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $728,950 | 5,312 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,991,000 | 7,265 |
| Total interest expense | $1,398,000 | 7,196 |
| Net interest income | $1,593,000 | 7,169 |
| Provision for loan and lease losses | $24,000 | 7,420 |
| Total noninterest income | $278,000 | 6,596 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $159,000 | 5,683 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $119,000 | 6,018 |
| Total noninterest expense | $1,131,000 | 7,626 |
| Salaries and employee benefits | $682,000 | 7,278 |
| Premises and equipment expense | $201,000 | 6,776 |
| Additional noninterest expense | $248,000 | 8,239 |
| Pre-tax net operating income | $716,000 | 5,762 |
| Securities gains (losses) | $13,000 | 3,437 |
| Applicable income taxes | $102,000 | 5,984 |
| Income before extraordinary items | $627,000 | 5,494 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $627,000 | 5,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,392 |
| Cash dividends | $131,000 | 5,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $615,820 | 5,421 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,144,000 | 7,266 |
| Total interest expense | $1,481,000 | 7,210 |
| Net interest income | $1,663,000 | 7,182 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $280,000 | 6,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 5,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,126 |
| Total noninterest expense | $1,107,000 | 7,725 |
| Salaries and employee benefits | $687,000 | 7,259 |
| Premises and equipment expense | $185,000 | 7,000 |
| Additional noninterest expense | $235,000 | 8,458 |
| Pre-tax net operating income | $812,000 | 5,829 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $241,000 | 5,053 |
| Income before extraordinary items | $571,000 | 5,977 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $571,000 | 5,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $441,000 | 3,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $571,000 | 5,986 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,966,000 | 7,421 |
| Total interest expense | $1,402,000 | 7,190 |
| Net interest income | $1,564,000 | 7,463 |
| Provision for loan and lease losses | $36,000 | 6,998 |
| Total noninterest income | $356,000 | 5,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 5,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 4,920 |
| Total noninterest expense | $1,172,000 | 7,637 |
| Salaries and employee benefits | $727,000 | 7,101 |
| Premises and equipment expense | $205,000 | 6,733 |
| Additional noninterest expense | $240,000 | 8,658 |
| Pre-tax net operating income | $712,000 | 6,271 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $154,000 | 6,229 |
| Income before extraordinary items | $558,000 | 6,112 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $558,000 | 6,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $273,000 | 4,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $558,000 | 6,086 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,031,000 | 7,501 |
| Total interest expense | $1,493,000 | 7,205 |
| Net interest income | $1,538,000 | 7,600 |
| Provision for loan and lease losses | $36,000 | 7,078 |
| Total noninterest income | $285,000 | 6,613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 6,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 5,750 |
| Total noninterest expense | $1,269,000 | 7,355 |
| Salaries and employee benefits | $820,000 | 6,600 |
| Premises and equipment expense | $216,000 | 6,493 |
| Additional noninterest expense | $233,000 | 8,766 |
| Pre-tax net operating income | $518,000 | 7,276 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $134,000 | 7,060 |
| Income before extraordinary items | $384,000 | 7,314 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $384,000 | 7,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,323 |
| Cash dividends | $306,000 | 4,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $384,000 | 7,232 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 7,730 |
| Total interest expense | $1,452,000 | 7,463 |
| Net interest income | $1,568,000 | 7,831 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $314,000 | 6,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 6,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 5,356 |
| Total noninterest expense | $1,242,000 | 7,522 |
| Salaries and employee benefits | $806,000 | 6,753 |
| Premises and equipment expense | $186,000 | 7,092 |
| Additional noninterest expense | $250,000 | 8,848 |
| Pre-tax net operating income | $604,000 | 7,402 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $171,000 | 7,306 |
| Income before extraordinary items | $432,000 | 7,423 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $432,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $282,000 | 4,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $432,720 | 7,372 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,952,000 | 8,065 |
| Total interest expense | $1,406,000 | 7,819 |
| Net interest income | $1,546,000 | 8,153 |
| Provision for loan and lease losses | $26,000 | 7,618 |
| Total noninterest income | $331,000 | 6,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,512 |
| Total noninterest expense | $1,155,000 | 8,133 |
| Salaries and employee benefits | $734,000 | 7,336 |
| Premises and equipment expense | $163,000 | 7,772 |
| Additional noninterest expense | $258,000 | 9,308 |
| Pre-tax net operating income | $696,000 | 6,953 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $187,000 | 7,333 |
| Income before extraordinary items | $509,000 | 6,835 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $509,000 | 6,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,057 |
| Cash dividends | $306,000 | 4,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $509,000 | 6,775 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 8,438 |
| Total interest expense | $1,366,000 | 8,067 |
| Net interest income | $1,481,000 | 8,585 |
| Provision for loan and lease losses | $52,000 | 6,119 |
| Total noninterest income | $350,000 | 6,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 6,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 5,150 |
| Total noninterest expense | $1,169,000 | 8,325 |
| Salaries and employee benefits | $725,000 | 7,560 |
| Premises and equipment expense | $149,000 | 8,299 |
| Additional noninterest expense | $295,000 | 9,291 |
| Pre-tax net operating income | $610,000 | 7,822 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $136,000 | 8,513 |
| Income before extraordinary items | $470,000 | 7,483 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $470,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $267,000 | 4,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $473,120 | 7,423 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,703,000 | 8,545 |
| Total interest expense | $1,106,000 | 8,272 |
| Net interest income | $1,597,000 | 8,587 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $294,000 | 7,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 6,191 |
| Total noninterest expense | $1,160,000 | 8,764 |
| Salaries and employee benefits | $686,000 | 7,985 |
| Premises and equipment expense | $147,000 | 8,631 |
| Additional noninterest expense | $327,000 | 9,634 |
| Pre-tax net operating income | $695,000 | 7,412 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $185,000 | 7,611 |
| Income before extraordinary items | $506,000 | 7,260 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $506,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,658 |
| Cash dividends | $303,000 | 4,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $508,920 | 7,274 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 8,800 |
| Total interest expense | $1,179,000 | 8,349 |
| Net interest income | $1,537,000 | 8,993 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $213,000 | 8,971 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,282 |
| Total noninterest expense | $1,049,000 | 9,525 |
| Salaries and employee benefits | $639,000 | 8,485 |
| Premises and equipment expense | $132,000 | 9,415 |
| Additional noninterest expense | $278,000 | 10,714 |
| Pre-tax net operating income | $665,000 | 7,544 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $168,000 | 8,248 |
| Income before extraordinary items | $497,000 | 7,586 |
| Extraordinary gains, net | $-16,000 | 12,403 |
| Net income | $481,000 | 7,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $497,000 | 7,330 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,060,000 | 8,875 |
| Total interest expense | $1,495,000 | 8,524 |
| Net interest income | $1,565,000 | 9,056 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $213,000 | 9,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 8,327 |
| Total noninterest expense | $1,093,000 | 9,545 |
| Salaries and employee benefits | $636,000 | 8,496 |
| Premises and equipment expense | $128,000 | 9,751 |
| Additional noninterest expense | $329,000 | 10,445 |
| Pre-tax net operating income | $649,000 | 7,393 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $174,000 | 8,098 |
| Income before extraordinary items | $484,000 | 7,472 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $484,000 | 7,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 9,043 |
| Cash dividends | $255,000 | 4,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $477,340 | 7,150 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.