Lakeside National Bank of Lake Charles, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$11,528,0002,622
Total interest expense$2,720,0004,311
Net interest income$8,808,0002,048
Provision for loan and lease losses$09,146
Total noninterest income$3,240,0001,291
Gross Fiduciary activities income$313,000889
Service charges on deposit accounts$2,100,000655
Trading account gains and fees$0475
Additional Noninterest Income$827,0002,094
Total noninterest expense$9,432,0001,557
Salaries and employee benefits$4,524,0001,485
Premises and equipment expense$1,584,0001,319
Additional noninterest expense$3,324,0001,656
Pre-tax net operating income$2,616,0002,706
Securities gains (losses)$03,600
Applicable income taxes$868,0002,578
Income before extraordinary items$1,748,0002,768
Extraordinary gains, net$0249
Net income$1,748,0002,770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-67,00012,044
Cash dividends$650,0002,652
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,748,0002,786
1993-12-31 (YTD Data)Rank
Total interest income$11,999,0002,571
Total interest expense$3,200,0003,893
Net interest income$8,799,0002,052
Provision for loan and lease losses$010,371
Total noninterest income$3,256,0001,368
Gross Fiduciary activities income$310,000926
Service charges on deposit accounts$2,211,000614
Trading account gains and fees$0532
Additional Noninterest Income$735,0002,513
Total noninterest expense$9,538,0001,587
Salaries and employee benefits$4,390,0001,543
Premises and equipment expense$1,560,0001,369
Additional noninterest expense$3,588,0001,653
Pre-tax net operating income$2,517,0002,694
Securities gains (losses)$07,477
Applicable income taxes$897,0002,525
Income before extraordinary items$1,620,0003,006
Extraordinary gains, net$-131,00012,971
Net income$1,489,0003,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0003,398
Cash dividends$550,0002,841
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,620,0002,854
1992-12-31 (YTD Data)Rank
Total interest income$13,576,0002,605
Total interest expense$4,788,0003,439
Net interest income$8,788,0002,073
Provision for loan and lease losses$675,0002,435
Total noninterest income$3,219,0001,350
Gross Fiduciary activities income$301,000951
Service charges on deposit accounts$1,998,000675
Trading account gains and fees$0504
Additional Noninterest Income$920,0002,122
Total noninterest expense$10,185,0001,507
Salaries and employee benefits$4,843,0001,379
Premises and equipment expense$1,406,0001,522
Additional noninterest expense$3,936,0001,608
Pre-tax net operating income$1,147,0005,105
Securities gains (losses)$951,000673
Applicable income taxes$760,0002,736
Income before extraordinary items$1,338,0003,427
Extraordinary gains, net$01,422
Net income$1,338,0003,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$384,0002,897
Cash dividends$400,0003,284
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$729,3605,409

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.