Home > Lakes State Bank > Income and Expense
Lakes State Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 3,811 |
| Total interest expense | $113,000 | 4,051 |
| Net interest income | $1,195,000 | 3,745 |
| Provision for loan and lease losses | $50,000 | 2,062 |
| Total noninterest income | $409,000 | 2,372 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $82,000 | 2,832 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $327,000 | 2,006 |
| Total noninterest expense | $1,107,000 | 3,569 |
| Salaries and employee benefits | $680,000 | 3,299 |
| Premises and equipment expense | $209,000 | 2,560 |
| Additional noninterest expense | $218,000 | 4,636 |
| Pre-tax net operating income | $447,000 | 3,202 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $447,000 | 2,927 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $447,000 | 2,930 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $447,000 | 2,930 |
| Net charge-offs | $1,000 | 3,128 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $447,000 | 2,851 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,292,000 | 3,829 |
| Total interest expense | $499,000 | 4,013 |
| Net interest income | $4,793,000 | 3,761 |
| Provision for loan and lease losses | $199,000 | 2,510 |
| Total noninterest income | $1,541,000 | 2,464 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $320,000 | 3,092 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,221,000 | 2,050 |
| Total noninterest expense | $4,211,000 | 3,718 |
| Salaries and employee benefits | $2,453,000 | 3,517 |
| Premises and equipment expense | $668,000 | 3,004 |
| Additional noninterest expense | $1,090,000 | 4,258 |
| Pre-tax net operating income | $1,924,000 | 3,037 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $3,000 | 4,369 |
| Income before extraordinary items | $1,921,000 | 2,772 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,921,000 | 2,770 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,921,000 | 2,772 |
| Net charge-offs | $75,000 | 3,438 |
| Cash dividends | $1,172,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,921,000 | 2,729 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,903,000 | 3,903 |
| Total interest expense | $376,000 | 4,069 |
| Net interest income | $3,527,000 | 3,830 |
| Provision for loan and lease losses | $149,000 | 2,407 |
| Total noninterest income | $1,181,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $240,000 | 3,115 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $941,000 | 2,021 |
| Total noninterest expense | $3,297,000 | 3,618 |
| Salaries and employee benefits | $1,912,000 | 3,448 |
| Premises and equipment expense | $554,000 | 2,841 |
| Additional noninterest expense | $831,000 | 4,253 |
| Pre-tax net operating income | $1,262,000 | 3,330 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $1,260,000 | 3,047 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,260,000 | 3,047 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,260,000 | 3,048 |
| Net charge-offs | $69,000 | 3,016 |
| Cash dividends | $627,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,260,000 | 3,001 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 3,978 |
| Total interest expense | $249,000 | 4,122 |
| Net interest income | $2,283,000 | 3,915 |
| Provision for loan and lease losses | $100,000 | 2,327 |
| Total noninterest income | $774,000 | 2,455 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $170,000 | 3,002 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $604,000 | 2,051 |
| Total noninterest expense | $2,176,000 | 3,656 |
| Salaries and employee benefits | $1,268,000 | 3,475 |
| Premises and equipment expense | $358,000 | 2,909 |
| Additional noninterest expense | $550,000 | 4,284 |
| Pre-tax net operating income | $781,000 | 3,416 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,000 | 4,472 |
| Income before extraordinary items | $780,000 | 3,134 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $780,000 | 3,140 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $780,000 | 3,140 |
| Net charge-offs | $36,000 | 3,036 |
| Cash dividends | $393,000 | 2,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $780,000 | 3,093 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 4,014 |
| Total interest expense | $126,000 | 4,153 |
| Net interest income | $1,128,000 | 3,951 |
| Provision for loan and lease losses | $50,000 | 2,211 |
| Total noninterest income | $351,000 | 2,571 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $78,000 | 3,119 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $273,000 | 2,138 |
| Total noninterest expense | $1,075,000 | 3,719 |
| Salaries and employee benefits | $630,000 | 3,527 |
| Premises and equipment expense | $164,000 | 3,153 |
| Additional noninterest expense | $281,000 | 4,253 |
| Pre-tax net operating income | $354,000 | 3,520 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,000 | 4,330 |
| Income before extraordinary items | $353,000 | 3,233 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $353,000 | 3,236 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $353,000 | 3,236 |
| Net charge-offs | $34,000 | 2,143 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $353,000 | 3,197 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,993,000 | 4,072 |
| Total interest expense | $544,000 | 4,287 |
| Net interest income | $4,449,000 | 3,998 |
| Provision for loan and lease losses | $216,000 | 2,878 |
| Total noninterest income | $1,402,000 | 2,705 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $331,000 | 3,176 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,071,000 | 2,285 |
| Total noninterest expense | $4,006,000 | 3,918 |
| Salaries and employee benefits | $2,411,000 | 3,628 |
| Premises and equipment expense | $573,000 | 3,415 |
| Additional noninterest expense | $1,022,000 | 4,535 |
| Pre-tax net operating income | $1,629,000 | 3,252 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $2,000 | 4,492 |
| Income before extraordinary items | $1,627,000 | 3,008 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,627,000 | 3,010 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,627,000 | 3,011 |
| Net charge-offs | $133,000 | 3,454 |
| Cash dividends | $655,000 | 2,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,627,000 | 2,946 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,696,000 | 4,145 |
| Total interest expense | $410,000 | 4,356 |
| Net interest income | $3,286,000 | 4,071 |
| Provision for loan and lease losses | $196,000 | 2,621 |
| Total noninterest income | $1,131,000 | 2,627 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $250,000 | 3,183 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $881,000 | 2,222 |
| Total noninterest expense | $3,018,000 | 3,923 |
| Salaries and employee benefits | $1,825,000 | 3,636 |
| Premises and equipment expense | $441,000 | 3,390 |
| Additional noninterest expense | $752,000 | 4,600 |
| Pre-tax net operating income | $1,203,000 | 3,361 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,000 | 4,622 |
| Income before extraordinary items | $1,202,000 | 3,081 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,202,000 | 3,085 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,202,000 | 3,085 |
| Net charge-offs | $114,000 | 3,125 |
| Cash dividends | $580,000 | 1,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,202,000 | 3,006 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 4,183 |
| Total interest expense | $275,000 | 4,406 |
| Net interest income | $2,164,000 | 4,099 |
| Provision for loan and lease losses | $168,000 | 2,329 |
| Total noninterest income | $772,000 | 2,604 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $167,000 | 3,179 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $605,000 | 2,220 |
| Total noninterest expense | $1,942,000 | 4,035 |
| Salaries and employee benefits | $1,208,000 | 3,658 |
| Premises and equipment expense | $284,000 | 3,493 |
| Additional noninterest expense | $450,000 | 4,852 |
| Pre-tax net operating income | $826,000 | 3,273 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,000 | 4,582 |
| Income before extraordinary items | $825,000 | 3,004 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $825,000 | 3,006 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $825,000 | 3,007 |
| Net charge-offs | $53,000 | 3,311 |
| Cash dividends | $434,000 | 1,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $825,000 | 2,915 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 4,272 |
| Total interest expense | $139,000 | 4,470 |
| Net interest income | $1,055,000 | 4,188 |
| Provision for loan and lease losses | $84,000 | 2,285 |
| Total noninterest income | $437,000 | 2,431 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $79,000 | 3,256 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $358,000 | 1,985 |
| Total noninterest expense | $924,000 | 4,196 |
| Salaries and employee benefits | $593,000 | 3,743 |
| Premises and equipment expense | $139,000 | 3,562 |
| Additional noninterest expense | $192,000 | 5,231 |
| Pre-tax net operating income | $484,000 | 2,927 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $484,000 | 2,655 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $484,000 | 2,658 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $484,000 | 2,657 |
| Net charge-offs | $42,000 | 2,538 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $484,000 | 2,576 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,986,000 | 4,305 |
| Total interest expense | $624,000 | 4,662 |
| Net interest income | $4,362,000 | 4,182 |
| Provision for loan and lease losses | $575,000 | 2,523 |
| Total noninterest income | $1,425,000 | 2,685 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $330,000 | 3,309 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,095,000 | 2,263 |
| Total noninterest expense | $3,787,000 | 4,189 |
| Salaries and employee benefits | $2,243,000 | 3,846 |
| Premises and equipment expense | $533,000 | 3,662 |
| Additional noninterest expense | $1,011,000 | 4,780 |
| Pre-tax net operating income | $1,425,000 | 3,414 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $1,423,000 | 3,222 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,423,000 | 3,222 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,423,000 | 3,222 |
| Net charge-offs | $295,000 | 3,315 |
| Cash dividends | $1,187,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,423,000 | 3,087 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,727,000 | 4,386 |
| Total interest expense | $474,000 | 4,775 |
| Net interest income | $3,253,000 | 4,258 |
| Provision for loan and lease losses | $450,000 | 2,400 |
| Total noninterest income | $1,018,000 | 2,766 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $252,000 | 3,311 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $766,000 | 2,327 |
| Total noninterest expense | $2,770,000 | 4,262 |
| Salaries and employee benefits | $1,676,000 | 3,854 |
| Premises and equipment expense | $415,000 | 3,629 |
| Additional noninterest expense | $679,000 | 5,069 |
| Pre-tax net operating income | $1,051,000 | 3,545 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $1,049,000 | 3,339 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,049,000 | 3,340 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,049,000 | 3,341 |
| Net charge-offs | $270,000 | 2,965 |
| Cash dividends | $457,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,049,000 | 3,193 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 4,436 |
| Total interest expense | $321,000 | 4,849 |
| Net interest income | $2,158,000 | 4,284 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $636,000 | 2,832 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $175,000 | 3,217 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $461,000 | 2,444 |
| Total noninterest expense | $1,829,000 | 4,314 |
| Salaries and employee benefits | $1,113,000 | 3,890 |
| Premises and equipment expense | $270,000 | 3,675 |
| Additional noninterest expense | $446,000 | 5,130 |
| Pre-tax net operating income | $665,000 | 3,627 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $664,000 | 3,439 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $664,000 | 3,440 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $664,000 | 3,440 |
| Net charge-offs | $179,000 | 2,872 |
| Cash dividends | $280,000 | 2,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $664,000 | 3,252 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 4,548 |
| Total interest expense | $166,000 | 4,887 |
| Net interest income | $1,045,000 | 4,391 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $266,000 | 3,139 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $85,000 | 3,261 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $181,000 | 2,790 |
| Total noninterest expense | $881,000 | 4,444 |
| Salaries and employee benefits | $550,000 | 3,953 |
| Premises and equipment expense | $132,000 | 3,770 |
| Additional noninterest expense | $199,000 | 5,374 |
| Pre-tax net operating income | $280,000 | 3,963 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $280,000 | 3,766 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $280,000 | 3,769 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $280,000 | 3,769 |
| Net charge-offs | $93,000 | 2,501 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $280,000 | 3,605 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,973,000 | 4,585 |
| Total interest expense | $869,000 | 4,729 |
| Net interest income | $4,104,000 | 4,475 |
| Provision for loan and lease losses | $620,000 | 3,109 |
| Total noninterest income | $1,267,000 | 2,704 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $345,000 | 3,328 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $922,000 | 2,251 |
| Total noninterest expense | $3,749,000 | 4,298 |
| Salaries and employee benefits | $2,102,000 | 4,041 |
| Premises and equipment expense | $530,000 | 3,880 |
| Additional noninterest expense | $1,117,000 | 4,650 |
| Pre-tax net operating income | $1,002,000 | 3,729 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $1,000,000 | 3,569 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,000,000 | 3,572 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,000,000 | 3,572 |
| Net charge-offs | $585,000 | 2,986 |
| Cash dividends | $430,000 | 2,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,000,000 | 3,450 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,738,000 | 4,625 |
| Total interest expense | $682,000 | 4,744 |
| Net interest income | $3,056,000 | 4,518 |
| Provision for loan and lease losses | $470,000 | 2,949 |
| Total noninterest income | $884,000 | 2,822 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $259,000 | 3,338 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $625,000 | 2,368 |
| Total noninterest expense | $2,800,000 | 4,316 |
| Salaries and employee benefits | $1,569,000 | 4,055 |
| Premises and equipment expense | $392,000 | 3,966 |
| Additional noninterest expense | $839,000 | 4,649 |
| Pre-tax net operating income | $670,000 | 4,048 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,000 | 4,642 |
| Income before extraordinary items | $669,000 | 3,837 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $669,000 | 3,839 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $669,000 | 3,839 |
| Net charge-offs | $337,000 | 3,111 |
| Cash dividends | $219,000 | 2,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $669,000 | 3,721 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 4,661 |
| Total interest expense | $472,000 | 4,770 |
| Net interest income | $2,029,000 | 4,545 |
| Provision for loan and lease losses | $320,000 | 2,866 |
| Total noninterest income | $585,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $177,000 | 3,255 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $408,000 | 2,410 |
| Total noninterest expense | $1,922,000 | 4,270 |
| Salaries and employee benefits | $1,047,000 | 4,075 |
| Premises and equipment expense | $258,000 | 4,033 |
| Additional noninterest expense | $617,000 | 4,457 |
| Pre-tax net operating income | $372,000 | 4,308 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $371,000 | 4,114 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $371,000 | 4,114 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $371,000 | 4,116 |
| Net charge-offs | $305,000 | 2,670 |
| Cash dividends | $149,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $371,000 | 4,023 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 4,719 |
| Total interest expense | $249,000 | 4,758 |
| Net interest income | $984,000 | 4,618 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $339,000 | 2,617 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $90,000 | 3,191 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $249,000 | 2,155 |
| Total noninterest expense | $911,000 | 4,442 |
| Salaries and employee benefits | $522,000 | 4,110 |
| Premises and equipment expense | $129,000 | 4,078 |
| Additional noninterest expense | $260,000 | 4,910 |
| Pre-tax net operating income | $262,000 | 3,749 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $261,000 | 3,501 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $261,000 | 3,497 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $261,000 | 3,499 |
| Net charge-offs | $111,000 | 2,627 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $261,000 | 3,439 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,288,000 | 4,661 |
| Total interest expense | $1,465,000 | 4,327 |
| Net interest income | $3,823,000 | 4,706 |
| Provision for loan and lease losses | $540,000 | 4,013 |
| Total noninterest income | $1,489,000 | 2,529 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $403,000 | 3,064 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,086,000 | 2,080 |
| Total noninterest expense | $3,747,000 | 4,397 |
| Salaries and employee benefits | $2,025,000 | 4,192 |
| Premises and equipment expense | $501,000 | 4,178 |
| Additional noninterest expense | $1,221,000 | 4,566 |
| Pre-tax net operating income | $1,025,000 | 3,340 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $2,000 | 4,467 |
| Income before extraordinary items | $1,023,000 | 3,181 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,023,000 | 3,178 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,023,000 | 3,181 |
| Net charge-offs | $630,000 | 3,330 |
| Cash dividends | $509,000 | 2,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,023,000 | 3,054 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,960,000 | 4,757 |
| Total interest expense | $1,153,000 | 4,349 |
| Net interest income | $2,807,000 | 4,831 |
| Provision for loan and lease losses | $375,000 | 3,997 |
| Total noninterest income | $1,124,000 | 2,527 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $309,000 | 3,096 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $815,000 | 2,047 |
| Total noninterest expense | $2,856,000 | 4,363 |
| Salaries and employee benefits | $1,521,000 | 4,231 |
| Premises and equipment expense | $395,000 | 4,122 |
| Additional noninterest expense | $940,000 | 4,485 |
| Pre-tax net operating income | $700,000 | 3,721 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $2,000 | 4,515 |
| Income before extraordinary items | $698,000 | 3,515 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $698,000 | 3,513 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $698,000 | 3,515 |
| Net charge-offs | $364,000 | 3,474 |
| Cash dividends | $324,000 | 2,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $698,000 | 3,385 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 4,784 |
| Total interest expense | $794,000 | 4,374 |
| Net interest income | $1,861,000 | 4,854 |
| Provision for loan and lease losses | $250,000 | 3,882 |
| Total noninterest income | $720,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $216,000 | 3,005 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $504,000 | 2,080 |
| Total noninterest expense | $1,932,000 | 4,342 |
| Salaries and employee benefits | $1,021,000 | 4,227 |
| Premises and equipment expense | $264,000 | 4,139 |
| Additional noninterest expense | $647,000 | 4,388 |
| Pre-tax net operating income | $399,000 | 3,997 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $398,000 | 3,794 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $398,000 | 3,792 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $398,000 | 3,793 |
| Net charge-offs | $298,000 | 3,057 |
| Cash dividends | $184,000 | 2,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $398,000 | 3,690 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,325,000 | 4,855 |
| Total interest expense | $410,000 | 4,414 |
| Net interest income | $915,000 | 4,930 |
| Provision for loan and lease losses | $125,000 | 3,660 |
| Total noninterest income | $359,000 | 2,549 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $108,000 | 3,000 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $251,000 | 2,062 |
| Total noninterest expense | $933,000 | 4,479 |
| Salaries and employee benefits | $506,000 | 4,320 |
| Premises and equipment expense | $137,000 | 4,128 |
| Additional noninterest expense | $290,000 | 4,682 |
| Pre-tax net operating income | $216,000 | 3,929 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $216,000 | 3,741 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $216,000 | 3,738 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $216,000 | 3,740 |
| Net charge-offs | $179,000 | 2,557 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $216,000 | 3,610 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,745,000 | 4,741 |
| Total interest expense | $1,930,000 | 4,554 |
| Net interest income | $3,815,000 | 4,711 |
| Provision for loan and lease losses | $447,000 | 4,723 |
| Total noninterest income | $1,273,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $497,000 | 2,899 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $776,000 | 2,506 |
| Total noninterest expense | $3,594,000 | 4,631 |
| Salaries and employee benefits | $2,017,000 | 4,334 |
| Premises and equipment expense | $470,000 | 4,544 |
| Additional noninterest expense | $1,107,000 | 4,952 |
| Pre-tax net operating income | $1,047,000 | 2,921 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $1,045,000 | 2,696 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,045,000 | 2,695 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,045,000 | 2,696 |
| Net charge-offs | $451,000 | 3,928 |
| Cash dividends | $541,000 | 2,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,045,000 | 2,650 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,362,000 | 4,766 |
| Total interest expense | $1,470,000 | 4,659 |
| Net interest income | $2,892,000 | 4,687 |
| Provision for loan and lease losses | $347,000 | 4,393 |
| Total noninterest income | $1,004,000 | 2,807 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $373,000 | 2,908 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $631,000 | 2,443 |
| Total noninterest expense | $2,728,000 | 4,614 |
| Salaries and employee benefits | $1,521,000 | 4,339 |
| Premises and equipment expense | $369,000 | 4,468 |
| Additional noninterest expense | $838,000 | 4,937 |
| Pre-tax net operating income | $821,000 | 3,076 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $819,000 | 2,824 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $819,000 | 2,821 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $819,000 | 2,824 |
| Net charge-offs | $275,000 | 3,842 |
| Cash dividends | $392,000 | 2,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $819,000 | 2,774 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,909,000 | 4,804 |
| Total interest expense | $981,000 | 4,777 |
| Net interest income | $1,928,000 | 4,693 |
| Provision for loan and lease losses | $247,000 | 4,036 |
| Total noninterest income | $678,000 | 2,799 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $263,000 | 2,756 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $415,000 | 2,500 |
| Total noninterest expense | $1,805,000 | 4,680 |
| Salaries and employee benefits | $1,024,000 | 4,356 |
| Premises and equipment expense | $242,000 | 4,549 |
| Additional noninterest expense | $539,000 | 5,036 |
| Pre-tax net operating income | $554,000 | 3,139 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $553,000 | 2,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $553,000 | 2,914 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $553,000 | 2,915 |
| Net charge-offs | $162,000 | 3,687 |
| Cash dividends | $273,000 | 2,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $553,000 | 2,809 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 4,830 |
| Total interest expense | $498,000 | 4,843 |
| Net interest income | $956,000 | 4,701 |
| Provision for loan and lease losses | $147,000 | 3,370 |
| Total noninterest income | $344,000 | 2,762 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $128,000 | 2,756 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $216,000 | 2,404 |
| Total noninterest expense | $872,000 | 4,703 |
| Salaries and employee benefits | $511,000 | 4,390 |
| Premises and equipment expense | $122,000 | 4,572 |
| Additional noninterest expense | $239,000 | 5,067 |
| Pre-tax net operating income | $281,000 | 3,438 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $280,000 | 3,246 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $280,000 | 3,246 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $280,000 | 3,246 |
| Net charge-offs | $68,000 | 3,259 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $280,000 | 3,101 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,655,000 | 4,637 |
| Total interest expense | $2,502,000 | 4,746 |
| Net interest income | $4,153,000 | 4,466 |
| Provision for loan and lease losses | $265,000 | 4,825 |
| Total noninterest income | $1,349,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $565,000 | 2,761 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $784,000 | 2,474 |
| Total noninterest expense | $3,339,000 | 4,784 |
| Salaries and employee benefits | $2,021,000 | 4,412 |
| Premises and equipment expense | $481,000 | 4,562 |
| Additional noninterest expense | $837,000 | 5,355 |
| Pre-tax net operating income | $1,898,000 | 2,557 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,000 | 4,800 |
| Income before extraordinary items | $1,896,000 | 2,097 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,896,000 | 2,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 3,445 |
| Cash dividends | $1,009,000 | 2,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,896,000 | 2,207 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,067,000 | 4,675 |
| Total interest expense | $1,971,000 | 4,740 |
| Net interest income | $3,096,000 | 4,526 |
| Provision for loan and lease losses | $135,000 | 4,747 |
| Total noninterest income | $1,075,000 | 2,762 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $429,000 | 2,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $646,000 | 2,435 |
| Total noninterest expense | $2,460,000 | 4,802 |
| Salaries and employee benefits | $1,504,000 | 4,466 |
| Premises and equipment expense | $382,000 | 4,431 |
| Additional noninterest expense | $574,000 | 5,547 |
| Pre-tax net operating income | $1,576,000 | 2,740 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $1,575,000 | 2,227 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,575,000 | 2,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 3,285 |
| Cash dividends | $785,000 | 2,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,575,000 | 2,342 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 4,706 |
| Total interest expense | $1,400,000 | 4,707 |
| Net interest income | $2,007,000 | 4,613 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $710,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $290,000 | 2,719 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $420,000 | 2,513 |
| Total noninterest expense | $1,621,000 | 4,874 |
| Salaries and employee benefits | $993,000 | 4,536 |
| Premises and equipment expense | $254,000 | 4,464 |
| Additional noninterest expense | $374,000 | 5,603 |
| Pre-tax net operating income | $1,006,000 | 2,930 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $1,005,000 | 2,554 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,005,000 | 2,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,610 |
| Cash dividends | $557,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,005,000 | 2,515 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 4,732 |
| Total interest expense | $735,000 | 4,752 |
| Net interest income | $1,007,000 | 4,601 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $374,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $138,000 | 2,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $236,000 | 2,310 |
| Total noninterest expense | $797,000 | 4,942 |
| Salaries and employee benefits | $487,000 | 4,645 |
| Premises and equipment expense | $126,000 | 4,494 |
| Additional noninterest expense | $184,000 | 5,606 |
| Pre-tax net operating income | $539,000 | 2,923 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $538,000 | 2,534 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $538,000 | 2,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,854 |
| Cash dividends | $75,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $538,000 | 2,459 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,812,000 | 4,810 |
| Total interest expense | $2,775,000 | 4,995 |
| Net interest income | $4,037,000 | 4,602 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $1,388,000 | 2,843 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $577,000 | 2,756 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $811,000 | 2,541 |
| Total noninterest expense | $3,103,000 | 4,910 |
| Salaries and employee benefits | $1,913,000 | 4,542 |
| Premises and equipment expense | $501,000 | 4,355 |
| Additional noninterest expense | $689,000 | 5,781 |
| Pre-tax net operating income | $2,142,000 | 3,175 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 5,906 |
| Income before extraordinary items | $2,140,000 | 2,679 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,140,000 | 2,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,952 |
| Cash dividends | $1,058,000 | 2,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,140,000 | 2,672 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,007,000 | 4,891 |
| Total interest expense | $2,044,000 | 5,055 |
| Net interest income | $2,963,000 | 4,669 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $1,036,000 | 2,842 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $430,000 | 2,758 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $606,000 | 2,549 |
| Total noninterest expense | $2,331,000 | 4,873 |
| Salaries and employee benefits | $1,449,000 | 4,489 |
| Premises and equipment expense | $392,000 | 4,229 |
| Additional noninterest expense | $490,000 | 5,862 |
| Pre-tax net operating income | $1,533,000 | 3,425 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,000 | 6,041 |
| Income before extraordinary items | $1,531,000 | 2,923 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,531,000 | 2,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $647,000 | 2,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,531,000 | 2,913 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,265,000 | 4,978 |
| Total interest expense | $1,335,000 | 5,116 |
| Net interest income | $1,930,000 | 4,775 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $699,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $298,000 | 2,671 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $401,000 | 2,571 |
| Total noninterest expense | $1,546,000 | 4,921 |
| Salaries and employee benefits | $966,000 | 4,523 |
| Premises and equipment expense | $259,000 | 4,278 |
| Additional noninterest expense | $321,000 | 5,942 |
| Pre-tax net operating income | $993,000 | 3,549 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $992,000 | 3,050 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $992,000 | 3,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,518 |
| Cash dividends | $423,000 | 2,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $992,000 | 3,037 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 5,059 |
| Total interest expense | $659,000 | 5,135 |
| Net interest income | $927,000 | 4,914 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $370,000 | 2,707 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $143,000 | 2,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $227,000 | 2,360 |
| Total noninterest expense | $762,000 | 4,955 |
| Salaries and employee benefits | $483,000 | 4,552 |
| Premises and equipment expense | $130,000 | 4,270 |
| Additional noninterest expense | $149,000 | 6,135 |
| Pre-tax net operating income | $490,000 | 3,570 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $490,000 | 3,074 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $490,000 | 3,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $490,000 | 3,053 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,156,000 | 4,921 |
| Total interest expense | $2,280,000 | 5,062 |
| Net interest income | $3,876,000 | 4,745 |
| Provision for loan and lease losses | $230,000 | 3,272 |
| Total noninterest income | $1,646,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $637,000 | 2,564 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,009,000 | 2,211 |
| Total noninterest expense | $3,025,000 | 4,852 |
| Salaries and employee benefits | $1,840,000 | 4,544 |
| Premises and equipment expense | $482,000 | 4,376 |
| Additional noninterest expense | $703,000 | 5,630 |
| Pre-tax net operating income | $2,267,000 | 3,367 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,000 | 6,435 |
| Income before extraordinary items | $2,265,000 | 2,830 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,265,000 | 2,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,902 |
| Cash dividends | $2,031,000 | 1,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,265,000 | 2,820 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,522,000 | 4,971 |
| Total interest expense | $1,629,000 | 5,122 |
| Net interest income | $2,893,000 | 4,797 |
| Provision for loan and lease losses | $185,000 | 3,006 |
| Total noninterest income | $1,291,000 | 2,478 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $488,000 | 2,529 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $803,000 | 2,125 |
| Total noninterest expense | $2,270,000 | 4,839 |
| Salaries and employee benefits | $1,383,000 | 4,520 |
| Premises and equipment expense | $375,000 | 4,287 |
| Additional noninterest expense | $512,000 | 5,701 |
| Pre-tax net operating income | $1,729,000 | 3,454 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,000 | 6,519 |
| Income before extraordinary items | $1,727,000 | 2,886 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,727,000 | 2,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 1,575 |
| Cash dividends | $783,000 | 2,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,727,000 | 2,876 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,917,000 | 5,048 |
| Total interest expense | $1,024,000 | 5,170 |
| Net interest income | $1,893,000 | 4,875 |
| Provision for loan and lease losses | $140,000 | 2,761 |
| Total noninterest income | $883,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $340,000 | 2,412 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $543,000 | 2,109 |
| Total noninterest expense | $1,502,000 | 4,871 |
| Salaries and employee benefits | $920,000 | 4,540 |
| Premises and equipment expense | $247,000 | 4,309 |
| Additional noninterest expense | $335,000 | 5,742 |
| Pre-tax net operating income | $1,134,000 | 3,488 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $1,133,000 | 2,918 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,133,000 | 2,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $514,000 | 2,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,133,000 | 2,907 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,401,000 | 5,127 |
| Total interest expense | $490,000 | 5,178 |
| Net interest income | $911,000 | 4,990 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $393,000 | 2,574 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $162,000 | 2,421 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $231,000 | 2,287 |
| Total noninterest expense | $752,000 | 4,881 |
| Salaries and employee benefits | $456,000 | 4,592 |
| Premises and equipment expense | $119,000 | 4,441 |
| Additional noninterest expense | $177,000 | 5,560 |
| Pre-tax net operating income | $507,000 | 3,695 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $506,000 | 3,126 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $506,000 | 3,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,725 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $506,000 | 3,104 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,257,000 | 4,988 |
| Total interest expense | $1,481,000 | 5,250 |
| Net interest income | $3,776,000 | 4,794 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $1,318,000 | 2,935 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $465,000 | 3,209 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $853,000 | 2,442 |
| Total noninterest expense | $2,823,000 | 4,983 |
| Salaries and employee benefits | $1,738,000 | 4,589 |
| Premises and equipment expense | $374,000 | 5,070 |
| Additional noninterest expense | $711,000 | 5,544 |
| Pre-tax net operating income | $2,091,000 | 3,583 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $5,000 | 6,664 |
| Income before extraordinary items | $2,086,000 | 2,990 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,086,000 | 2,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,434 |
| Cash dividends | $1,437,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,086,000 | 2,956 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,850,000 | 5,045 |
| Total interest expense | $1,038,000 | 5,331 |
| Net interest income | $2,812,000 | 4,827 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $962,000 | 2,992 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $338,000 | 3,280 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $624,000 | 2,494 |
| Total noninterest expense | $2,091,000 | 4,990 |
| Salaries and employee benefits | $1,308,000 | 4,552 |
| Premises and equipment expense | $278,000 | 5,085 |
| Additional noninterest expense | $505,000 | 5,668 |
| Pre-tax net operating income | $1,548,000 | 3,663 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-1,000 | 8,537 |
| Income before extraordinary items | $1,549,000 | 3,049 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,549,000 | 3,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,193 |
| Cash dividends | $708,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,549,000 | 3,014 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 5,055 |
| Total interest expense | $647,000 | 5,369 |
| Net interest income | $1,859,000 | 4,844 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $609,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $227,000 | 3,228 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $382,000 | 2,624 |
| Total noninterest expense | $1,351,000 | 5,087 |
| Salaries and employee benefits | $855,000 | 4,590 |
| Premises and equipment expense | $176,000 | 5,238 |
| Additional noninterest expense | $320,000 | 5,803 |
| Pre-tax net operating income | $1,027,000 | 3,643 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $1,026,000 | 3,026 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,026,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,414 |
| Cash dividends | $458,000 | 2,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,026,000 | 2,982 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 5,125 |
| Total interest expense | $306,000 | 5,421 |
| Net interest income | $914,000 | 4,906 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $301,000 | 3,050 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $102,000 | 3,402 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $199,000 | 2,488 |
| Total noninterest expense | $666,000 | 5,176 |
| Salaries and employee benefits | $423,000 | 4,648 |
| Premises and equipment expense | $88,000 | 5,294 |
| Additional noninterest expense | $155,000 | 5,895 |
| Pre-tax net operating income | $504,000 | 3,656 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-1,000 | 8,627 |
| Income before extraordinary items | $505,000 | 3,024 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $505,000 | 3,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,325 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $505,000 | 2,985 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,719,000 | 5,040 |
| Total interest expense | $1,074,000 | 5,462 |
| Net interest income | $3,645,000 | 4,787 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $999,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $448,000 | 3,393 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $551,000 | 3,126 |
| Total noninterest expense | $2,526,000 | 5,263 |
| Salaries and employee benefits | $1,542,000 | 4,851 |
| Premises and equipment expense | $311,000 | 5,576 |
| Additional noninterest expense | $673,000 | 5,649 |
| Pre-tax net operating income | $1,938,000 | 3,577 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $36,000 | 6,235 |
| Income before extraordinary items | $1,902,000 | 3,051 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,902,000 | 3,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,079 |
| Cash dividends | $1,381,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,902,000 | 2,986 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,470,000 | 5,088 |
| Total interest expense | $797,000 | 5,457 |
| Net interest income | $2,673,000 | 4,832 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $748,000 | 3,574 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $331,000 | 3,441 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $417,000 | 3,122 |
| Total noninterest expense | $1,849,000 | 5,312 |
| Salaries and employee benefits | $1,143,000 | 4,836 |
| Premises and equipment expense | $234,000 | 5,543 |
| Additional noninterest expense | $472,000 | 5,797 |
| Pre-tax net operating income | $1,437,000 | 3,677 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $33,000 | 6,230 |
| Income before extraordinary items | $1,404,000 | 3,136 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,404,000 | 3,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,285 |
| Cash dividends | $639,000 | 2,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,404,000 | 3,063 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,266,000 | 5,153 |
| Total interest expense | $525,000 | 5,515 |
| Net interest income | $1,741,000 | 4,904 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $486,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $228,000 | 3,344 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $258,000 | 3,269 |
| Total noninterest expense | $1,215,000 | 5,391 |
| Salaries and employee benefits | $748,000 | 4,939 |
| Premises and equipment expense | $95,000 | 6,896 |
| Additional noninterest expense | $372,000 | 5,310 |
| Pre-tax net operating income | $922,000 | 3,734 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $26,000 | 6,137 |
| Income before extraordinary items | $896,000 | 3,233 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $896,000 | 3,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,563 |
| Cash dividends | $417,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $896,000 | 3,140 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,102,000 | 5,256 |
| Total interest expense | $266,000 | 5,540 |
| Net interest income | $836,000 | 5,055 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $253,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $112,000 | 3,310 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $141,000 | 3,047 |
| Total noninterest expense | $596,000 | 5,474 |
| Salaries and employee benefits | $364,000 | 5,051 |
| Premises and equipment expense | $51,000 | 6,740 |
| Additional noninterest expense | $181,000 | 5,416 |
| Pre-tax net operating income | $448,000 | 3,795 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $24,000 | 5,624 |
| Income before extraordinary items | $424,000 | 3,350 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $424,000 | 3,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,876 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $424,000 | 3,235 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,613,000 | 5,159 |
| Total interest expense | $1,147,000 | 5,719 |
| Net interest income | $3,466,000 | 4,837 |
| Provision for loan and lease losses | $205,000 | 3,973 |
| Total noninterest income | $917,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $409,000 | 3,601 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $508,000 | 3,556 |
| Total noninterest expense | $2,209,000 | 5,663 |
| Salaries and employee benefits | $1,294,000 | 5,372 |
| Premises and equipment expense | $167,000 | 7,174 |
| Additional noninterest expense | $748,000 | 5,274 |
| Pre-tax net operating income | $1,969,000 | 3,432 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,969,000 | 2,899 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,969,000 | 2,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,574 |
| Cash dividends | $1,317,000 | 1,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,969,000 | 2,772 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,455,000 | 5,227 |
| Total interest expense | $859,000 | 5,867 |
| Net interest income | $2,596,000 | 4,836 |
| Provision for loan and lease losses | $153,000 | 3,877 |
| Total noninterest income | $698,000 | 3,950 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $303,000 | 3,633 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $395,000 | 3,553 |
| Total noninterest expense | $1,629,000 | 5,695 |
| Salaries and employee benefits | $945,000 | 5,439 |
| Premises and equipment expense | $123,000 | 7,226 |
| Additional noninterest expense | $561,000 | 5,252 |
| Pre-tax net operating income | $1,512,000 | 3,497 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,512,000 | 2,944 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,512,000 | 2,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,321 |
| Cash dividends | $671,000 | 2,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,512,000 | 2,801 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 5,331 |
| Total interest expense | $565,000 | 6,014 |
| Net interest income | $1,686,000 | 4,926 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $445,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $205,000 | 3,565 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $240,000 | 3,696 |
| Total noninterest expense | $1,093,000 | 5,676 |
| Salaries and employee benefits | $619,000 | 5,511 |
| Premises and equipment expense | $79,000 | 7,317 |
| Additional noninterest expense | $395,000 | 5,050 |
| Pre-tax net operating income | $938,000 | 3,662 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $938,000 | 3,111 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $938,000 | 3,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $418,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $938,000 | 2,950 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 5,362 |
| Total interest expense | $284,000 | 6,116 |
| Net interest income | $841,000 | 4,913 |
| Provision for loan and lease losses | $48,000 | 3,749 |
| Total noninterest income | $227,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $96,000 | 3,642 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $131,000 | 3,454 |
| Total noninterest expense | $529,000 | 5,807 |
| Salaries and employee benefits | $311,000 | 5,510 |
| Premises and equipment expense | $39,000 | 7,371 |
| Additional noninterest expense | $179,000 | 5,369 |
| Pre-tax net operating income | $491,000 | 3,547 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $491,000 | 2,987 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $491,000 | 2,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $491,000 | 2,849 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,312,000 | 5,676 |
| Total interest expense | $1,369,000 | 6,012 |
| Net interest income | $2,943,000 | 5,346 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $825,000 | 3,911 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $361,000 | 3,788 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $464,000 | 3,427 |
| Total noninterest expense | $2,046,000 | 5,798 |
| Salaries and employee benefits | $1,137,000 | 5,679 |
| Premises and equipment expense | $144,000 | 7,526 |
| Additional noninterest expense | $765,000 | 5,091 |
| Pre-tax net operating income | $1,622,000 | 3,899 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,622,000 | 3,290 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,622,000 | 3,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,596 |
| Cash dividends | $1,807,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,622,000 | 3,198 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,531,000 | 5,947 |
| Total interest expense | $1,941,000 | 6,190 |
| Net interest income | $2,590,000 | 5,593 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $798,000 | 3,856 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $409,000 | 3,324 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $389,000 | 3,593 |
| Total noninterest expense | $2,012,000 | 5,701 |
| Salaries and employee benefits | $1,053,000 | 5,808 |
| Premises and equipment expense | $237,000 | 6,249 |
| Additional noninterest expense | $722,000 | 5,172 |
| Pre-tax net operating income | $1,226,000 | 4,370 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $85,000 | 6,194 |
| Income before extraordinary items | $1,141,000 | 3,936 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,141,000 | 3,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,241 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,141,000 | 3,797 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,204,000 | 6,326 |
| Total interest expense | $1,825,000 | 6,548 |
| Net interest income | $2,379,000 | 5,993 |
| Provision for loan and lease losses | $108,000 | 5,148 |
| Total noninterest income | $744,000 | 3,839 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $396,000 | 3,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $348,000 | 3,629 |
| Total noninterest expense | $1,895,000 | 5,872 |
| Salaries and employee benefits | $968,000 | 6,054 |
| Premises and equipment expense | $236,000 | 6,243 |
| Additional noninterest expense | $691,000 | 5,220 |
| Pre-tax net operating income | $1,120,000 | 4,941 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $518,000 | 3,409 |
| Income before extraordinary items | $602,000 | 5,835 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $602,000 | 5,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,794 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $602,000 | 5,850 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,085,000 | 7,275 |
| Total interest expense | $1,178,000 | 7,700 |
| Net interest income | $1,907,000 | 6,816 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $598,000 | 4,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 3,916 |
| Total noninterest expense | $1,741,000 | 6,208 |
| Salaries and employee benefits | $916,000 | 6,230 |
| Premises and equipment expense | $211,000 | 6,631 |
| Additional noninterest expense | $614,000 | 5,741 |
| Pre-tax net operating income | $704,000 | 6,302 |
| Securities gains (losses) | $-8,000 | 9,241 |
| Applicable income taxes | $333,000 | 4,589 |
| Income before extraordinary items | $363,000 | 7,206 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $363,000 | 7,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,730 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 826 |
| Net operating income | $368,120 | 7,145 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 7,949 |
| Total interest expense | $1,056,000 | 8,268 |
| Net interest income | $1,571,000 | 7,532 |
| Provision for loan and lease losses | $105,000 | 5,006 |
| Total noninterest income | $493,000 | 4,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 4,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 4,369 |
| Total noninterest expense | $1,588,000 | 6,454 |
| Salaries and employee benefits | $805,000 | 6,669 |
| Premises and equipment expense | $176,000 | 7,131 |
| Additional noninterest expense | $607,000 | 5,714 |
| Pre-tax net operating income | $371,000 | 8,032 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $184,000 | 6,363 |
| Income before extraordinary items | $187,000 | 8,705 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $187,000 | 8,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,649 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 853 |
| Net operating income | $187,000 | 8,638 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 9,006 |
| Total interest expense | $816,000 | 9,208 |
| Net interest income | $1,190,000 | 8,699 |
| Provision for loan and lease losses | $53,000 | 6,553 |
| Total noninterest income | $280,000 | 6,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,730 |
| Total noninterest expense | $1,203,000 | 7,667 |
| Salaries and employee benefits | $542,000 | 8,315 |
| Premises and equipment expense | $152,000 | 7,751 |
| Additional noninterest expense | $509,000 | 6,430 |
| Pre-tax net operating income | $214,000 | 9,506 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $141,000 | 7,743 |
| Income before extraordinary items | $73,000 | 10,121 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $73,000 | 10,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,126 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $73,000 | 10,077 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,902,000 | 9,501 |
| Total interest expense | $763,000 | 9,758 |
| Net interest income | $1,139,000 | 9,182 |
| Provision for loan and lease losses | $116,000 | 4,790 |
| Total noninterest income | $242,000 | 7,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,447 |
| Total noninterest expense | $1,006,000 | 8,649 |
| Salaries and employee benefits | $536,000 | 8,606 |
| Premises and equipment expense | $181,000 | 7,400 |
| Additional noninterest expense | $289,000 | 8,993 |
| Pre-tax net operating income | $259,000 | 9,417 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $86,000 | 9,001 |
| Income before extraordinary items | $173,000 | 9,558 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $173,000 | 9,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,212 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $173,000 | 9,501 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 10,576 |
| Total interest expense | $576,000 | 10,762 |
| Net interest income | $893,000 | 10,267 |
| Provision for loan and lease losses | $49,000 | 6,287 |
| Total noninterest income | $220,000 | 8,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 10,525 |
| Total noninterest expense | $715,000 | 10,123 |
| Salaries and employee benefits | $356,000 | 10,285 |
| Premises and equipment expense | $113,000 | 9,239 |
| Additional noninterest expense | $246,000 | 9,872 |
| Pre-tax net operating income | $349,000 | 9,388 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $124,000 | 8,732 |
| Income before extraordinary items | $225,000 | 9,660 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $225,000 | 9,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,436 |
| Cash dividends | $12,000 | 8,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $225,000 | 9,632 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 11,662 |
| Total interest expense | $311,000 | 11,991 |
| Net interest income | $713,000 | 11,334 |
| Provision for loan and lease losses | $31,000 | 7,056 |
| Total noninterest income | $178,000 | 9,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,366 |
| Total noninterest expense | $593,000 | 11,161 |
| Salaries and employee benefits | $287,000 | 11,330 |
| Premises and equipment expense | $97,000 | 10,121 |
| Additional noninterest expense | $209,000 | 11,024 |
| Pre-tax net operating income | $267,000 | 10,361 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $83,000 | 9,725 |
| Income before extraordinary items | $183,000 | 10,464 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $183,000 | 10,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $183,690 | 10,508 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $870,000 | 12,546 |
| Total interest expense | $279,000 | 12,747 |
| Net interest income | $591,000 | 12,246 |
| Provision for loan and lease losses | $70,000 | 6,634 |
| Total noninterest income | $136,000 | 10,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,333 |
| Total noninterest expense | $495,000 | 12,196 |
| Salaries and employee benefits | $236,000 | 12,314 |
| Premises and equipment expense | $68,000 | 11,579 |
| Additional noninterest expense | $191,000 | 11,857 |
| Pre-tax net operating income | $162,000 | 11,386 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $54,000 | 10,851 |
| Income before extraordinary items | $108,000 | 11,719 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $108,000 | 11,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 7,032 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 900 |
| Net operating income | $108,000 | 11,519 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $672,000 | 13,528 |
| Total interest expense | $264,000 | 13,571 |
| Net interest income | $408,000 | 13,368 |
| Provision for loan and lease losses | $-5,000 | 13,445 |
| Total noninterest income | $121,000 | 11,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 12,330 |
| Total noninterest expense | $366,000 | 13,325 |
| Salaries and employee benefits | $178,000 | 13,339 |
| Premises and equipment expense | $56,000 | 12,452 |
| Additional noninterest expense | $132,000 | 13,180 |
| Pre-tax net operating income | $168,000 | 11,348 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $59,000 | 11,011 |
| Income before extraordinary items | $109,000 | 11,822 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $109,000 | 11,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 12,539 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $109,000 | 11,516 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.