Home > Lakeland Savings Bank > Income and Expense
Lakeland Savings Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $46,800,000 | 742 |
| Total interest expense | $21,460,000 | 678 |
| Net interest income | $25,340,000 | 762 |
| Provision for loan and lease losses | $2,358,000 | 510 |
| Total noninterest income | $1,456,000 | 2,352 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $925,000 | 1,465 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $531,000 | 2,851 |
| Total noninterest expense | $10,168,000 | 1,441 |
| Salaries and employee benefits | $3,847,000 | 1,741 |
| Premises and equipment expense | $1,250,000 | 1,654 |
| Additional noninterest expense | $5,071,000 | 1,156 |
| Pre-tax net operating income | $14,270,000 | 600 |
| Securities gains (losses) | $-81,000 | 11,391 |
| Applicable income taxes | $5,011,000 | 563 |
| Income before extraordinary items | $9,178,000 | 615 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $9,178,000 | 613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,427,000 | 490 |
| Cash dividends | $5,025,000 | 559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $9,230,650 | 611 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $40,774,000 | 822 |
| Total interest expense | $19,931,000 | 716 |
| Net interest income | $20,843,000 | 891 |
| Provision for loan and lease losses | $2,210,000 | 757 |
| Total noninterest income | $1,660,000 | 2,257 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $621,000 | 2,205 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,039,000 | 1,981 |
| Total noninterest expense | $9,567,000 | 1,583 |
| Salaries and employee benefits | $3,085,000 | 2,142 |
| Premises and equipment expense | $1,170,000 | 1,796 |
| Additional noninterest expense | $5,312,000 | 1,217 |
| Pre-tax net operating income | $10,726,000 | 678 |
| Securities gains (losses) | $273,000 | 1,386 |
| Applicable income taxes | $3,617,000 | 713 |
| Income before extraordinary items | $7,382,000 | 706 |
| Extraordinary gains, net | $473,000 | 488 |
| Net income | $7,855,000 | 692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 3,107 |
| Cash dividends | $2,483,000 | 849 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $7,199,090 | 678 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $33,240,000 | 1,090 |
| Total interest expense | $18,593,000 | 976 |
| Net interest income | $14,647,000 | 1,269 |
| Provision for loan and lease losses | $1,656,000 | 1,312 |
| Total noninterest income | $917,000 | 3,568 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $259,000 | 5,001 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $658,000 | 2,655 |
| Total noninterest expense | $7,935,000 | 1,899 |
| Salaries and employee benefits | $2,416,000 | 2,688 |
| Premises and equipment expense | $858,000 | 2,403 |
| Additional noninterest expense | $4,661,000 | 1,415 |
| Pre-tax net operating income | $5,973,000 | 1,090 |
| Securities gains (losses) | $1,166,000 | 577 |
| Applicable income taxes | $3,276,000 | 713 |
| Income before extraordinary items | $3,863,000 | 1,212 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,863,000 | 1,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 7,468 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,116,760 | 1,388 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.