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Lakeland National Bank, Income and Expense

1999-12-31 (YTD Data)Rank
Total interest income$1,174,0009,451
Total interest expense$627,0009,147
Net interest income$547,0009,611
Provision for loan and lease losses$18,0007,756
Total noninterest income$36,0009,782
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$3,0008,790
Trading account gains and feesNANA
Additional Noninterest Income$33,0008,711
Total noninterest expense$682,0009,079
Salaries and employee benefits$382,0008,990
Premises and equipment expense$75,0009,124
Additional noninterest expense$225,0008,793
Pre-tax net operating income$-117,0009,549
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-117,0009,592
Extraordinary gains, net$035
Net income$-117,0009,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,500
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-117,0009,569
1998-12-31 (YTD Data)Rank
Total interest income$74,00010,423
Total interest expense$35,00010,356
Net interest income$39,00010,429
Provision for loan and lease losses$08,652
Total noninterest income$010,416
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,085
Trading account gains and feesNANA
Additional Noninterest Income$010,383
Total noninterest expense$68,00010,444
Salaries and employee benefits$42,00010,430
Premises and equipment expense$1,00010,428
Additional noninterest expense$25,00010,440
Pre-tax net operating income$-29,0009,845
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$-29,0009,880
Extraordinary gains, net$032
Net income$-29,0009,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$4,500,000259
Net operating income$-29,0009,840

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.