Home > Lake Sunapee Bank, FSB > Income and Expense
Lake Sunapee Bank, FSB, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $50,449,000 | 538 |
| Total interest expense | $5,574,000 | 532 |
| Net interest income | $44,875,000 | 533 |
| Provision for loan and lease losses | $450,000 | 1,578 |
| Total noninterest income | $18,596,000 | 449 |
| Gross Fiduciary activities income | $8,142,000 | 146 |
| Service charges on deposit accounts | $2,478,000 | 522 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $7,976,000 | 603 |
| Total noninterest expense | $46,924,000 | 475 |
| Salaries and employee benefits | $25,611,000 | 472 |
| Premises and equipment expense | $6,379,000 | 419 |
| Additional noninterest expense | $14,934,000 | 468 |
| Pre-tax net operating income | $16,097,000 | 619 |
| Securities gains (losses) | $1,539,000 | 158 |
| Applicable income taxes | $5,659,000 | 513 |
| Income before extraordinary items | $11,977,000 | 651 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $11,977,000 | 650 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $11,977,000 | 650 |
| Net charge-offs | $438,000 | 1,180 |
| Cash dividends | $9,000,000 | 419 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $10,930,480 | 689 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $37,911,000 | 535 |
| Total interest expense | $4,255,000 | 518 |
| Net interest income | $33,656,000 | 531 |
| Provision for loan and lease losses | $450,000 | 1,227 |
| Total noninterest income | $14,123,000 | 441 |
| Gross Fiduciary activities income | $6,099,000 | 144 |
| Service charges on deposit accounts | $1,868,000 | 520 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $6,156,000 | 597 |
| Total noninterest expense | $34,449,000 | 488 |
| Salaries and employee benefits | $18,035,000 | 501 |
| Premises and equipment expense | $4,813,000 | 415 |
| Additional noninterest expense | $11,601,000 | 448 |
| Pre-tax net operating income | $12,880,000 | 583 |
| Securities gains (losses) | $1,543,000 | 129 |
| Applicable income taxes | $4,688,000 | 483 |
| Income before extraordinary items | $9,735,000 | 604 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,735,000 | 604 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $9,735,000 | 604 |
| Net charge-offs | $384,000 | 959 |
| Cash dividends | $6,000,000 | 431 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $8,701,190 | 650 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $25,258,000 | 531 |
| Total interest expense | $2,857,000 | 517 |
| Net interest income | $22,401,000 | 533 |
| Provision for loan and lease losses | $200,000 | 1,606 |
| Total noninterest income | $9,211,000 | 443 |
| Gross Fiduciary activities income | $4,056,000 | 145 |
| Service charges on deposit accounts | $1,236,000 | 521 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,919,000 | 605 |
| Total noninterest expense | $23,144,000 | 489 |
| Salaries and employee benefits | $11,874,000 | 505 |
| Premises and equipment expense | $3,240,000 | 414 |
| Additional noninterest expense | $8,030,000 | 440 |
| Pre-tax net operating income | $8,268,000 | 592 |
| Securities gains (losses) | $1,201,000 | 117 |
| Applicable income taxes | $3,028,000 | 487 |
| Income before extraordinary items | $6,441,000 | 595 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,441,000 | 594 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,441,000 | 594 |
| Net charge-offs | $341,000 | 788 |
| Cash dividends | $3,000,000 | 547 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $5,624,320 | 661 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $12,395,000 | 543 |
| Total interest expense | $1,382,000 | 524 |
| Net interest income | $11,013,000 | 542 |
| Provision for loan and lease losses | $100,000 | 1,495 |
| Total noninterest income | $5,419,000 | 377 |
| Gross Fiduciary activities income | $1,990,000 | 143 |
| Service charges on deposit accounts | $609,000 | 524 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,820,000 | 439 |
| Total noninterest expense | $12,030,000 | 461 |
| Salaries and employee benefits | $6,028,000 | 493 |
| Premises and equipment expense | $2,439,000 | 282 |
| Additional noninterest expense | $3,563,000 | 483 |
| Pre-tax net operating income | $4,302,000 | 556 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $1,434,000 | 492 |
| Income before extraordinary items | $2,868,000 | 642 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $2,868,000 | 641 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $2,868,000 | 642 |
| Net charge-offs | $304,000 | 480 |
| Cash dividends | $3,000,000 | 303 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,868,000 | 626 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $48,034,000 | 533 |
| Total interest expense | $5,005,000 | 551 |
| Net interest income | $43,029,000 | 535 |
| Provision for loan and lease losses | $1,000,000 | 820 |
| Total noninterest income | $21,679,000 | 387 |
| Gross Fiduciary activities income | $8,216,000 | 145 |
| Service charges on deposit accounts | $2,624,000 | 504 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $10,839,000 | 461 |
| Total noninterest expense | $48,164,000 | 453 |
| Salaries and employee benefits | $23,329,000 | 491 |
| Premises and equipment expense | $9,954,000 | 270 |
| Additional noninterest expense | $14,881,000 | 466 |
| Pre-tax net operating income | $15,544,000 | 602 |
| Securities gains (losses) | $347,000 | 491 |
| Applicable income taxes | $5,176,000 | 506 |
| Income before extraordinary items | $10,715,000 | 687 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $10,715,000 | 686 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $10,715,000 | 687 |
| Net charge-offs | $1,360,000 | 544 |
| Cash dividends | $12,000,000 | 327 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $10,482,510 | 687 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $35,947,000 | 538 |
| Total interest expense | $3,787,000 | 547 |
| Net interest income | $32,160,000 | 543 |
| Provision for loan and lease losses | $400,000 | 1,230 |
| Total noninterest income | $16,463,000 | 389 |
| Gross Fiduciary activities income | $6,141,000 | 148 |
| Service charges on deposit accounts | $1,934,000 | 516 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,388,000 | 462 |
| Total noninterest expense | $36,133,000 | 453 |
| Salaries and employee benefits | $17,465,000 | 495 |
| Premises and equipment expense | $7,416,000 | 279 |
| Additional noninterest expense | $11,252,000 | 463 |
| Pre-tax net operating income | $12,090,000 | 601 |
| Securities gains (losses) | $373,000 | 398 |
| Applicable income taxes | $4,302,000 | 498 |
| Income before extraordinary items | $8,161,000 | 678 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,161,000 | 675 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $8,161,000 | 678 |
| Net charge-offs | $1,056,000 | 482 |
| Cash dividends | $12,000,000 | 250 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $7,918,550 | 674 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $23,891,000 | 538 |
| Total interest expense | $2,616,000 | 531 |
| Net interest income | $21,275,000 | 543 |
| Provision for loan and lease losses | $400,000 | 919 |
| Total noninterest income | $11,144,000 | 385 |
| Gross Fiduciary activities income | $4,132,000 | 149 |
| Service charges on deposit accounts | $1,274,000 | 516 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,738,000 | 462 |
| Total noninterest expense | $23,729,000 | 463 |
| Salaries and employee benefits | $11,543,000 | 494 |
| Premises and equipment expense | $5,087,000 | 274 |
| Additional noninterest expense | $7,099,000 | 489 |
| Pre-tax net operating income | $8,290,000 | 573 |
| Securities gains (losses) | $373,000 | 321 |
| Applicable income taxes | $3,023,000 | 473 |
| Income before extraordinary items | $5,640,000 | 659 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $5,640,000 | 656 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $5,640,000 | 659 |
| Net charge-offs | $723,000 | 461 |
| Cash dividends | $5,000,000 | 347 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $5,397,550 | 659 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $12,028,000 | 523 |
| Total interest expense | $1,362,000 | 510 |
| Net interest income | $10,666,000 | 533 |
| Provision for loan and lease losses | $200,000 | 888 |
| Total noninterest income | $5,211,000 | 394 |
| Gross Fiduciary activities income | $1,994,000 | 151 |
| Service charges on deposit accounts | $625,000 | 513 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,592,000 | 478 |
| Total noninterest expense | $11,841,000 | 465 |
| Salaries and employee benefits | $5,845,000 | 495 |
| Premises and equipment expense | $2,886,000 | 244 |
| Additional noninterest expense | $3,110,000 | 545 |
| Pre-tax net operating income | $3,836,000 | 602 |
| Securities gains (losses) | $373,000 | 214 |
| Applicable income taxes | $1,476,000 | 478 |
| Income before extraordinary items | $2,733,000 | 655 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,733,000 | 654 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $2,733,000 | 655 |
| Net charge-offs | $376,000 | 455 |
| Cash dividends | $2,000,000 | 355 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $2,490,550 | 691 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $48,635,000 | 511 |
| Total interest expense | $5,946,000 | 463 |
| Net interest income | $42,689,000 | 514 |
| Provision for loan and lease losses | $850,000 | 986 |
| Total noninterest income | $21,733,000 | 362 |
| Gross Fiduciary activities income | $8,154,000 | 139 |
| Service charges on deposit accounts | $284,000 | 3,321 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $13,295,000 | 372 |
| Total noninterest expense | $48,827,000 | 444 |
| Salaries and employee benefits | $24,139,000 | 462 |
| Premises and equipment expense | $10,875,000 | 251 |
| Additional noninterest expense | $13,813,000 | 495 |
| Pre-tax net operating income | $14,745,000 | 589 |
| Securities gains (losses) | $950,000 | 230 |
| Applicable income taxes | $4,704,000 | 524 |
| Income before extraordinary items | $10,991,000 | 621 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $10,991,000 | 619 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $10,991,000 | 621 |
| Net charge-offs | $1,334,000 | 710 |
| Cash dividends | $4,000,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $10,326,000 | 646 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $36,387,000 | 509 |
| Total interest expense | $4,432,000 | 470 |
| Net interest income | $31,955,000 | 512 |
| Provision for loan and lease losses | $700,000 | 887 |
| Total noninterest income | $16,245,000 | 358 |
| Gross Fiduciary activities income | $5,897,000 | 146 |
| Service charges on deposit accounts | $211,000 | 3,366 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $10,137,000 | 357 |
| Total noninterest expense | $36,392,000 | 447 |
| Salaries and employee benefits | $17,729,000 | 471 |
| Premises and equipment expense | $8,203,000 | 245 |
| Additional noninterest expense | $10,460,000 | 488 |
| Pre-tax net operating income | $11,108,000 | 586 |
| Securities gains (losses) | $756,000 | 200 |
| Applicable income taxes | $3,992,000 | 472 |
| Income before extraordinary items | $7,872,000 | 653 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,872,000 | 650 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,872,000 | 651 |
| Net charge-offs | $907,000 | 730 |
| Cash dividends | $4,000,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $7,373,040 | 674 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $24,093,000 | 511 |
| Total interest expense | $2,903,000 | 482 |
| Net interest income | $21,190,000 | 508 |
| Provision for loan and lease losses | $700,000 | 642 |
| Total noninterest income | $10,827,000 | 351 |
| Gross Fiduciary activities income | $3,929,000 | 145 |
| Service charges on deposit accounts | $141,000 | 3,349 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $6,757,000 | 352 |
| Total noninterest expense | $24,392,000 | 444 |
| Salaries and employee benefits | $11,608,000 | 479 |
| Premises and equipment expense | $5,627,000 | 236 |
| Additional noninterest expense | $7,157,000 | 481 |
| Pre-tax net operating income | $6,925,000 | 614 |
| Securities gains (losses) | $443,000 | 255 |
| Applicable income taxes | $2,423,000 | 499 |
| Income before extraordinary items | $4,945,000 | 663 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,945,000 | 661 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,945,000 | 663 |
| Net charge-offs | $654,000 | 702 |
| Cash dividends | $2,000,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $4,648,190 | 690 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $11,866,000 | 523 |
| Total interest expense | $1,469,000 | 482 |
| Net interest income | $10,397,000 | 519 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $5,303,000 | 355 |
| Gross Fiduciary activities income | $1,947,000 | 142 |
| Service charges on deposit accounts | $69,000 | 3,363 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $3,287,000 | 353 |
| Total noninterest expense | $12,226,000 | 449 |
| Salaries and employee benefits | $5,778,000 | 479 |
| Premises and equipment expense | $2,898,000 | 232 |
| Additional noninterest expense | $3,550,000 | 476 |
| Pre-tax net operating income | $3,474,000 | 591 |
| Securities gains (losses) | $8,000 | 1,224 |
| Applicable income taxes | $1,134,000 | 512 |
| Income before extraordinary items | $2,348,000 | 667 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,348,000 | 667 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,348,000 | 668 |
| Net charge-offs | $-20,000 | 6,041 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,342,640 | 659 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $40,193,000 | 613 |
| Total interest expense | $5,694,000 | 564 |
| Net interest income | $34,499,000 | 616 |
| Provision for loan and lease losses | $888,000 | 1,224 |
| Total noninterest income | $17,986,000 | 440 |
| Gross Fiduciary activities income | $2,743,000 | 276 |
| Service charges on deposit accounts | $285,000 | 3,444 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $14,958,000 | 361 |
| Total noninterest expense | $38,570,000 | 536 |
| Salaries and employee benefits | $18,276,000 | 585 |
| Premises and equipment expense | $9,012,000 | 290 |
| Additional noninterest expense | $11,282,000 | 617 |
| Pre-tax net operating income | $13,027,000 | 606 |
| Securities gains (losses) | $964,000 | 247 |
| Applicable income taxes | $3,994,000 | 538 |
| Income before extraordinary items | $9,997,000 | 646 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,997,000 | 648 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $9,997,000 | 647 |
| Net charge-offs | $1,064,000 | 1,211 |
| Cash dividends | $4,000,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $9,312,560 | 661 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $28,914,000 | 637 |
| Total interest expense | $4,293,000 | 571 |
| Net interest income | $24,621,000 | 647 |
| Provision for loan and lease losses | $650,000 | 1,254 |
| Total noninterest income | $12,688,000 | 472 |
| Gross Fiduciary activities income | $679,000 | 474 |
| Service charges on deposit accounts | $203,000 | 3,569 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $11,806,000 | 359 |
| Total noninterest expense | $26,644,000 | 582 |
| Salaries and employee benefits | $12,452,000 | 653 |
| Premises and equipment expense | $6,511,000 | 298 |
| Additional noninterest expense | $7,681,000 | 673 |
| Pre-tax net operating income | $10,015,000 | 604 |
| Securities gains (losses) | $781,000 | 271 |
| Applicable income taxes | $2,978,000 | 553 |
| Income before extraordinary items | $7,818,000 | 628 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $7,818,000 | 630 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,818,000 | 630 |
| Net charge-offs | $928,000 | 1,055 |
| Cash dividends | $4,000,000 | 502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,255,680 | 643 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $19,359,000 | 631 |
| Total interest expense | $2,950,000 | 569 |
| Net interest income | $16,409,000 | 641 |
| Provision for loan and lease losses | $550,000 | 1,076 |
| Total noninterest income | $7,449,000 | 526 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $134,000 | 3,553 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,315,000 | 388 |
| Total noninterest expense | $16,990,000 | 612 |
| Salaries and employee benefits | $8,049,000 | 683 |
| Premises and equipment expense | $4,328,000 | 302 |
| Additional noninterest expense | $4,613,000 | 741 |
| Pre-tax net operating income | $6,318,000 | 620 |
| Securities gains (losses) | $781,000 | 241 |
| Applicable income taxes | $2,313,000 | 491 |
| Income before extraordinary items | $4,786,000 | 676 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,786,000 | 679 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,786,000 | 679 |
| Net charge-offs | $949,000 | 796 |
| Cash dividends | $4,000,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $4,262,730 | 709 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $9,841,000 | 628 |
| Total interest expense | $1,463,000 | 597 |
| Net interest income | $8,378,000 | 631 |
| Provision for loan and lease losses | $400,000 | 791 |
| Total noninterest income | $3,860,000 | 505 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $68,000 | 3,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,792,000 | 383 |
| Total noninterest expense | $8,499,000 | 620 |
| Salaries and employee benefits | $4,148,000 | 670 |
| Premises and equipment expense | $2,183,000 | 294 |
| Additional noninterest expense | $2,168,000 | 790 |
| Pre-tax net operating income | $3,339,000 | 597 |
| Securities gains (losses) | $167,000 | 526 |
| Applicable income taxes | $1,142,000 | 499 |
| Income before extraordinary items | $2,364,000 | 673 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,364,000 | 672 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,364,000 | 674 |
| Net charge-offs | $554,000 | 721 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $2,252,110 | 669 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $36,352,000 | 719 |
| Total interest expense | $6,375,000 | 668 |
| Net interest income | $29,977,000 | 726 |
| Provision for loan and lease losses | $2,650,000 | 853 |
| Total noninterest income | $13,909,000 | 536 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $267,000 | 3,705 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $13,642,000 | 402 |
| Total noninterest expense | $30,632,000 | 672 |
| Salaries and employee benefits | $14,408,000 | 724 |
| Premises and equipment expense | $7,980,000 | 311 |
| Additional noninterest expense | $8,244,000 | 853 |
| Pre-tax net operating income | $10,604,000 | 679 |
| Securities gains (losses) | $3,819,000 | 119 |
| Applicable income taxes | $4,815,000 | 442 |
| Income before extraordinary items | $9,608,000 | 638 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,608,000 | 637 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $9,608,000 | 638 |
| Net charge-offs | $1,855,000 | 1,229 |
| Cash dividends | $11,000,000 | 296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $7,049,270 | 787 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $27,264,000 | 731 |
| Total interest expense | $4,842,000 | 691 |
| Net interest income | $22,422,000 | 730 |
| Provision for loan and lease losses | $2,200,000 | 785 |
| Total noninterest income | $8,567,000 | 614 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $188,000 | 3,888 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $8,379,000 | 447 |
| Total noninterest expense | $21,609,000 | 700 |
| Salaries and employee benefits | $10,191,000 | 766 |
| Premises and equipment expense | $5,909,000 | 318 |
| Additional noninterest expense | $5,509,000 | 951 |
| Pre-tax net operating income | $7,180,000 | 779 |
| Securities gains (losses) | $3,414,000 | 113 |
| Applicable income taxes | $3,575,000 | 460 |
| Income before extraordinary items | $7,019,000 | 665 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $7,019,000 | 663 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $7,019,000 | 665 |
| Net charge-offs | $1,554,000 | 1,084 |
| Cash dividends | $4,000,000 | 429 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,765,760 | 908 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $18,194,000 | 741 |
| Total interest expense | $3,271,000 | 721 |
| Net interest income | $14,923,000 | 737 |
| Provision for loan and lease losses | $1,200,000 | 942 |
| Total noninterest income | $5,275,000 | 656 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $100,000 | 4,306 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,175,000 | 465 |
| Total noninterest expense | $14,528,000 | 697 |
| Salaries and employee benefits | $6,802,000 | 760 |
| Premises and equipment expense | $4,036,000 | 306 |
| Additional noninterest expense | $3,690,000 | 941 |
| Pre-tax net operating income | $4,470,000 | 819 |
| Securities gains (losses) | $2,324,000 | 121 |
| Applicable income taxes | $2,287,000 | 472 |
| Income before extraordinary items | $4,507,000 | 676 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,507,000 | 675 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,507,000 | 676 |
| Net charge-offs | $1,208,000 | 993 |
| Cash dividends | $4,000,000 | 301 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,973,160 | 963 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $9,025,000 | 752 |
| Total interest expense | $1,674,000 | 728 |
| Net interest income | $7,351,000 | 744 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $2,351,000 | 700 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,316,000 | 489 |
| Total noninterest expense | $7,289,000 | 691 |
| Salaries and employee benefits | $3,463,000 | 757 |
| Premises and equipment expense | $2,080,000 | 304 |
| Additional noninterest expense | $1,746,000 | 984 |
| Pre-tax net operating income | $2,263,000 | 806 |
| Securities gains (losses) | $1,151,000 | 116 |
| Applicable income taxes | $1,146,000 | 467 |
| Income before extraordinary items | $2,268,000 | 672 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,268,000 | 673 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,268,000 | 673 |
| Net charge-offs | $305,000 | 1,475 |
| Cash dividends | $4,000,000 | 154 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,508,340 | 927 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $38,557,000 | 725 |
| Total interest expense | $7,691,000 | 760 |
| Net interest income | $30,866,000 | 697 |
| Provision for loan and lease losses | $1,300,000 | 2,049 |
| Total noninterest income | $7,901,000 | 737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 4,891 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $7,751,000 | 517 |
| Total noninterest expense | $27,706,000 | 711 |
| Salaries and employee benefits | $15,862,000 | 614 |
| Premises and equipment expense | $2,952,000 | 860 |
| Additional noninterest expense | $8,892,000 | 809 |
| Pre-tax net operating income | $9,761,000 | 637 |
| Securities gains (losses) | $2,587,000 | 190 |
| Applicable income taxes | $3,588,000 | 512 |
| Income before extraordinary items | $8,760,000 | 597 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,760,000 | 596 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $8,760,000 | 598 |
| Net charge-offs | $1,857,000 | 1,625 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $6,923,230 | 696 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $29,002,000 | 736 |
| Total interest expense | $5,884,000 | 783 |
| Net interest income | $23,118,000 | 711 |
| Provision for loan and lease losses | $950,000 | 2,021 |
| Total noninterest income | $5,676,000 | 763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 4,890 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $5,562,000 | 543 |
| Total noninterest expense | $20,299,000 | 714 |
| Salaries and employee benefits | $11,648,000 | 628 |
| Premises and equipment expense | $2,215,000 | 859 |
| Additional noninterest expense | $6,436,000 | 829 |
| Pre-tax net operating income | $7,545,000 | 640 |
| Securities gains (losses) | $2,239,000 | 171 |
| Applicable income taxes | $2,976,000 | 477 |
| Income before extraordinary items | $6,808,000 | 602 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,808,000 | 599 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $6,808,000 | 602 |
| Net charge-offs | $982,000 | 1,910 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $5,240,700 | 712 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $19,375,000 | 744 |
| Total interest expense | $3,952,000 | 818 |
| Net interest income | $15,423,000 | 715 |
| Provision for loan and lease losses | $400,000 | 2,592 |
| Total noninterest income | $3,829,000 | 761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 4,908 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,754,000 | 537 |
| Total noninterest expense | $13,698,000 | 717 |
| Salaries and employee benefits | $7,609,000 | 644 |
| Premises and equipment expense | $1,414,000 | 908 |
| Additional noninterest expense | $4,675,000 | 766 |
| Pre-tax net operating income | $5,154,000 | 620 |
| Securities gains (losses) | $1,309,000 | 154 |
| Applicable income taxes | $2,023,000 | 459 |
| Income before extraordinary items | $4,440,000 | 595 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,440,000 | 592 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $4,440,000 | 595 |
| Net charge-offs | $481,000 | 2,190 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $3,536,790 | 697 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $9,788,000 | 744 |
| Total interest expense | $1,997,000 | 844 |
| Net interest income | $7,791,000 | 708 |
| Provision for loan and lease losses | $250,000 | 2,162 |
| Total noninterest income | $1,958,000 | 752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 4,845 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,920,000 | 531 |
| Total noninterest expense | $6,711,000 | 743 |
| Salaries and employee benefits | $3,737,000 | 662 |
| Premises and equipment expense | $708,000 | 932 |
| Additional noninterest expense | $2,266,000 | 789 |
| Pre-tax net operating income | $2,788,000 | 587 |
| Securities gains (losses) | $440,000 | 178 |
| Applicable income taxes | $1,008,000 | 455 |
| Income before extraordinary items | $2,220,000 | 590 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,220,000 | 589 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,220,000 | 590 |
| Net charge-offs | $318,000 | 1,691 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,916,400 | 668 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $39,705,000 | 772 |
| Total interest expense | $8,713,000 | 956 |
| Net interest income | $30,992,000 | 699 |
| Provision for loan and lease losses | $2,100,000 | 2,010 |
| Total noninterest income | $7,753,000 | 768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,753,000 | 545 |
| Total noninterest expense | $26,638,000 | 744 |
| Salaries and employee benefits | $14,905,000 | 647 |
| Premises and equipment expense | $2,818,000 | 907 |
| Additional noninterest expense | $8,915,000 | 832 |
| Pre-tax net operating income | $10,007,000 | 557 |
| Securities gains (losses) | $2,799,000 | 190 |
| Applicable income taxes | $4,058,000 | 432 |
| Income before extraordinary items | $8,748,000 | 517 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,748,000 | 517 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $8,748,000 | 519 |
| Net charge-offs | $1,892,000 | 1,927 |
| Cash dividends | $8,000,000 | 209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $6,844,680 | 630 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $30,251,000 | 758 |
| Total interest expense | $6,559,000 | 990 |
| Net interest income | $23,692,000 | 677 |
| Provision for loan and lease losses | $1,950,000 | 1,683 |
| Total noninterest income | $5,444,000 | 790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $5,444,000 | 542 |
| Total noninterest expense | $19,592,000 | 750 |
| Salaries and employee benefits | $10,697,000 | 672 |
| Premises and equipment expense | $2,132,000 | 904 |
| Additional noninterest expense | $6,763,000 | 807 |
| Pre-tax net operating income | $7,594,000 | 565 |
| Securities gains (losses) | $2,038,000 | 213 |
| Applicable income taxes | $3,236,000 | 403 |
| Income before extraordinary items | $6,396,000 | 534 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,396,000 | 536 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $6,396,000 | 537 |
| Net charge-offs | $2,117,000 | 1,457 |
| Cash dividends | $4,000,000 | 271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $5,050,920 | 661 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $20,381,000 | 755 |
| Total interest expense | $4,309,000 | 1,038 |
| Net interest income | $16,072,000 | 667 |
| Provision for loan and lease losses | $1,500,000 | 1,516 |
| Total noninterest income | $3,824,000 | 748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,824,000 | 508 |
| Total noninterest expense | $12,963,000 | 752 |
| Salaries and employee benefits | $6,919,000 | 690 |
| Premises and equipment expense | $1,446,000 | 910 |
| Additional noninterest expense | $4,598,000 | 777 |
| Pre-tax net operating income | $5,433,000 | 506 |
| Securities gains (losses) | $646,000 | 377 |
| Applicable income taxes | $2,001,000 | 402 |
| Income before extraordinary items | $4,078,000 | 541 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,078,000 | 543 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $4,078,000 | 543 |
| Net charge-offs | $1,808,000 | 1,215 |
| Cash dividends | $4,000,000 | 178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,645,180 | 592 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $10,213,000 | 763 |
| Total interest expense | $2,195,000 | 1,072 |
| Net interest income | $8,018,000 | 676 |
| Provision for loan and lease losses | $1,000,000 | 1,168 |
| Total noninterest income | $1,923,000 | 744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,923,000 | 494 |
| Total noninterest expense | $6,314,000 | 783 |
| Salaries and employee benefits | $3,409,000 | 712 |
| Premises and equipment expense | $743,000 | 910 |
| Additional noninterest expense | $2,162,000 | 828 |
| Pre-tax net operating income | $2,627,000 | 519 |
| Securities gains (losses) | $325,000 | 363 |
| Applicable income taxes | $1,056,000 | 368 |
| Income before extraordinary items | $1,896,000 | 585 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,896,000 | 590 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,896,000 | 589 |
| Net charge-offs | $936,000 | 1,086 |
| Cash dividends | $4,000,000 | 79 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,688,000 | 641 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $40,474,000 | 826 |
| Total interest expense | $10,869,000 | 1,090 |
| Net interest income | $29,605,000 | 718 |
| Provision for loan and lease losses | $5,846,000 | 1,269 |
| Total noninterest income | $8,528,000 | 727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $8,528,000 | 494 |
| Total noninterest expense | $26,062,000 | 807 |
| Salaries and employee benefits | $14,049,000 | 680 |
| Premises and equipment expense | $2,809,000 | 969 |
| Additional noninterest expense | $9,204,000 | 867 |
| Pre-tax net operating income | $6,225,000 | 696 |
| Securities gains (losses) | $4,851,000 | 125 |
| Applicable income taxes | $3,658,000 | 338 |
| Income before extraordinary items | $7,418,000 | 439 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,418,000 | 439 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $7,418,000 | 441 |
| Net charge-offs | $1,875,000 | 2,111 |
| Cash dividends | $5,000,000 | 345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $4,167,830 | 812 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $30,434,000 | 841 |
| Total interest expense | $8,542,000 | 1,093 |
| Net interest income | $21,892,000 | 733 |
| Provision for loan and lease losses | $3,246,000 | 1,413 |
| Total noninterest income | $6,482,000 | 721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $6,482,000 | 496 |
| Total noninterest expense | $19,389,000 | 809 |
| Salaries and employee benefits | $10,422,000 | 702 |
| Premises and equipment expense | $2,146,000 | 953 |
| Additional noninterest expense | $6,821,000 | 827 |
| Pre-tax net operating income | $5,739,000 | 599 |
| Securities gains (losses) | $2,574,000 | 180 |
| Applicable income taxes | $2,829,000 | 347 |
| Income before extraordinary items | $5,484,000 | 475 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,484,000 | 473 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,484,000 | 475 |
| Net charge-offs | $1,019,000 | 2,183 |
| Cash dividends | $5,000,000 | 251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,785,160 | 707 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $20,273,000 | 861 |
| Total interest expense | $5,856,000 | 1,117 |
| Net interest income | $14,417,000 | 740 |
| Provision for loan and lease losses | $2,365,000 | 1,272 |
| Total noninterest income | $4,297,000 | 733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $4,297,000 | 495 |
| Total noninterest expense | $12,919,000 | 828 |
| Salaries and employee benefits | $7,005,000 | 711 |
| Premises and equipment expense | $1,455,000 | 968 |
| Additional noninterest expense | $4,459,000 | 857 |
| Pre-tax net operating income | $3,430,000 | 669 |
| Securities gains (losses) | $1,861,000 | 180 |
| Applicable income taxes | $1,763,000 | 375 |
| Income before extraordinary items | $3,528,000 | 496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,528,000 | 494 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,528,000 | 496 |
| Net charge-offs | $722,000 | 1,951 |
| Cash dividends | $3,000,000 | 283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $2,281,130 | 788 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $10,153,000 | 869 |
| Total interest expense | $2,975,000 | 1,149 |
| Net interest income | $7,178,000 | 742 |
| Provision for loan and lease losses | $1,750,000 | 822 |
| Total noninterest income | $1,999,000 | 743 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,999,000 | 509 |
| Total noninterest expense | $6,265,000 | 811 |
| Salaries and employee benefits | $3,520,000 | 710 |
| Premises and equipment expense | $754,000 | 948 |
| Additional noninterest expense | $1,991,000 | 827 |
| Pre-tax net operating income | $1,162,000 | 1,097 |
| Securities gains (losses) | $1,140,000 | 171 |
| Applicable income taxes | $768,000 | 435 |
| Income before extraordinary items | $1,534,000 | 666 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,534,000 | 665 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,534,000 | 668 |
| Net charge-offs | $364,000 | 1,624 |
| Cash dividends | $2,500,000 | 184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $770,200 | 1,341 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $43,337,000 | 868 |
| Total interest expense | $15,341,000 | 1,052 |
| Net interest income | $27,996,000 | 774 |
| Provision for loan and lease losses | $910,000 | 2,852 |
| Total noninterest income | $6,759,000 | 828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $6,759,000 | 522 |
| Total noninterest expense | $24,686,000 | 806 |
| Salaries and employee benefits | $13,517,000 | 732 |
| Premises and equipment expense | $2,947,000 | 935 |
| Additional noninterest expense | $8,222,000 | 803 |
| Pre-tax net operating income | $9,159,000 | 602 |
| Securities gains (losses) | $284,000 | 570 |
| Applicable income taxes | $2,792,000 | 499 |
| Income before extraordinary items | $6,651,000 | 594 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,651,000 | 594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $668,000 | 2,420 |
| Cash dividends | $4,500,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $6,452,200 | 664 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $32,677,000 | 889 |
| Total interest expense | $12,157,000 | 1,030 |
| Net interest income | $20,520,000 | 803 |
| Provision for loan and lease losses | $210,000 | 4,122 |
| Total noninterest income | $5,633,000 | 787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,633,000 | 506 |
| Total noninterest expense | $18,316,000 | 800 |
| Salaries and employee benefits | $10,029,000 | 763 |
| Premises and equipment expense | $2,215,000 | 933 |
| Additional noninterest expense | $6,072,000 | 770 |
| Pre-tax net operating income | $7,627,000 | 654 |
| Securities gains (losses) | $-523,000 | 7,790 |
| Applicable income taxes | $2,463,000 | 540 |
| Income before extraordinary items | $4,641,000 | 785 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,641,000 | 784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 2,618 |
| Cash dividends | $2,900,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,980,950 | 771 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $22,020,000 | 892 |
| Total interest expense | $8,626,000 | 1,004 |
| Net interest income | $13,394,000 | 813 |
| Provision for loan and lease losses | $100,000 | 4,246 |
| Total noninterest income | $3,631,000 | 817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,631,000 | 537 |
| Total noninterest expense | $12,154,000 | 802 |
| Salaries and employee benefits | $6,649,000 | 775 |
| Premises and equipment expense | $1,488,000 | 920 |
| Additional noninterest expense | $4,017,000 | 751 |
| Pre-tax net operating income | $4,771,000 | 734 |
| Securities gains (losses) | $260,000 | 506 |
| Applicable income taxes | $1,750,000 | 574 |
| Income before extraordinary items | $3,281,000 | 827 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,281,000 | 826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,454 |
| Cash dividends | $1,900,000 | 836 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,112,000 | 855 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,264,000 | 896 |
| Total interest expense | $4,606,000 | 1,007 |
| Net interest income | $6,658,000 | 822 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $1,759,000 | 837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,759,000 | 554 |
| Total noninterest expense | $6,087,000 | 790 |
| Salaries and employee benefits | $3,331,000 | 769 |
| Premises and equipment expense | $771,000 | 897 |
| Additional noninterest expense | $1,985,000 | 727 |
| Pre-tax net operating income | $2,330,000 | 826 |
| Securities gains (losses) | $191,000 | 457 |
| Applicable income taxes | $878,000 | 640 |
| Income before extraordinary items | $1,643,000 | 918 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,643,000 | 920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,428 |
| Cash dividends | $1,400,000 | 561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,518,850 | 948 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $40,387,000 | 1,045 |
| Total interest expense | $17,931,000 | 1,102 |
| Net interest income | $22,456,000 | 982 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $6,240,000 | 916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,240,000 | 571 |
| Total noninterest expense | $21,157,000 | 883 |
| Salaries and employee benefits | $11,576,000 | 860 |
| Premises and equipment expense | $2,690,000 | 962 |
| Additional noninterest expense | $6,891,000 | 828 |
| Pre-tax net operating income | $7,539,000 | 1,118 |
| Securities gains (losses) | $307,000 | 355 |
| Applicable income taxes | $2,426,000 | 954 |
| Income before extraordinary items | $5,420,000 | 1,185 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,420,000 | 1,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,335 |
| Cash dividends | $12,300,000 | 359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,208,170 | 1,224 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $28,731,000 | 1,113 |
| Total interest expense | $12,854,000 | 1,149 |
| Net interest income | $15,877,000 | 1,045 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $4,400,000 | 967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,400,000 | 600 |
| Total noninterest expense | $14,413,000 | 964 |
| Salaries and employee benefits | $7,963,000 | 930 |
| Premises and equipment expense | $1,944,000 | 1,003 |
| Additional noninterest expense | $4,506,000 | 909 |
| Pre-tax net operating income | $5,864,000 | 1,165 |
| Securities gains (losses) | $250,000 | 341 |
| Applicable income taxes | $2,050,000 | 944 |
| Income before extraordinary items | $4,064,000 | 1,271 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,064,000 | 1,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,535 |
| Cash dividends | $11,900,000 | 296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,899,000 | 1,305 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $18,227,000 | 1,176 |
| Total interest expense | $8,258,000 | 1,205 |
| Net interest income | $9,969,000 | 1,134 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $2,722,000 | 1,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,722,000 | 658 |
| Total noninterest expense | $9,102,000 | 1,036 |
| Salaries and employee benefits | $5,163,000 | 975 |
| Premises and equipment expense | $1,222,000 | 1,093 |
| Additional noninterest expense | $2,717,000 | 1,031 |
| Pre-tax net operating income | $3,589,000 | 1,317 |
| Securities gains (losses) | $203,000 | 303 |
| Applicable income taxes | $1,251,000 | 1,069 |
| Income before extraordinary items | $2,541,000 | 1,391 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,541,000 | 1,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,769 |
| Cash dividends | $9,000,000 | 279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,404,990 | 1,438 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,884,000 | 1,191 |
| Total interest expense | $4,117,000 | 1,197 |
| Net interest income | $4,767,000 | 1,185 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $1,139,000 | 1,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,139,000 | 742 |
| Total noninterest expense | $4,315,000 | 1,091 |
| Salaries and employee benefits | $2,475,000 | 1,031 |
| Premises and equipment expense | $578,000 | 1,169 |
| Additional noninterest expense | $1,262,000 | 1,074 |
| Pre-tax net operating income | $1,591,000 | 1,464 |
| Securities gains (losses) | $158,000 | 244 |
| Applicable income taxes | $580,000 | 1,150 |
| Income before extraordinary items | $1,169,000 | 1,478 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,169,000 | 1,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 1,723 |
| Cash dividends | $2,000,000 | 446 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,063,140 | 1,606 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $33,900,000 | 1,164 |
| Total interest expense | $13,815,000 | 1,217 |
| Net interest income | $20,085,000 | 1,104 |
| Provision for loan and lease losses | $30,000 | 6,013 |
| Total noninterest income | $4,924,000 | 1,104 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,924,000 | 684 |
| Total noninterest expense | $16,721,000 | 1,068 |
| Salaries and employee benefits | $9,684,000 | 994 |
| Premises and equipment expense | $2,110,000 | 1,214 |
| Additional noninterest expense | $4,927,000 | 1,086 |
| Pre-tax net operating income | $8,258,000 | 1,195 |
| Securities gains (losses) | $836,000 | 186 |
| Applicable income taxes | $3,028,000 | 938 |
| Income before extraordinary items | $6,066,000 | 1,218 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,066,000 | 1,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,616 |
| Cash dividends | $1,800,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,505,880 | 1,310 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $25,332,000 | 1,176 |
| Total interest expense | $9,715,000 | 1,269 |
| Net interest income | $15,617,000 | 1,088 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $3,408,000 | 1,195 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,408,000 | 736 |
| Total noninterest expense | $12,369,000 | 1,095 |
| Salaries and employee benefits | $7,240,000 | 1,010 |
| Premises and equipment expense | $1,570,000 | 1,235 |
| Additional noninterest expense | $3,559,000 | 1,134 |
| Pre-tax net operating income | $6,656,000 | 1,149 |
| Securities gains (losses) | $472,000 | 221 |
| Applicable income taxes | $2,383,000 | 942 |
| Income before extraordinary items | $4,745,000 | 1,201 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,745,000 | 1,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,656 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,428,760 | 1,266 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $16,479,000 | 1,181 |
| Total interest expense | $5,801,000 | 1,346 |
| Net interest income | $10,678,000 | 1,063 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $2,146,000 | 1,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,146,000 | 772 |
| Total noninterest expense | $8,219,000 | 1,101 |
| Salaries and employee benefits | $4,772,000 | 1,031 |
| Premises and equipment expense | $1,039,000 | 1,244 |
| Additional noninterest expense | $2,408,000 | 1,126 |
| Pre-tax net operating income | $4,605,000 | 1,104 |
| Securities gains (losses) | $307,000 | 210 |
| Applicable income taxes | $1,621,000 | 927 |
| Income before extraordinary items | $3,291,000 | 1,166 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,291,000 | 1,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,339 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,085,310 | 1,199 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $8,106,000 | 1,177 |
| Total interest expense | $2,662,000 | 1,382 |
| Net interest income | $5,444,000 | 1,043 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,015,000 | 1,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,015,000 | 797 |
| Total noninterest expense | $4,073,000 | 1,108 |
| Salaries and employee benefits | $2,452,000 | 1,000 |
| Premises and equipment expense | $509,000 | 1,278 |
| Additional noninterest expense | $1,112,000 | 1,199 |
| Pre-tax net operating income | $2,386,000 | 1,045 |
| Securities gains (losses) | $102,000 | 248 |
| Applicable income taxes | $855,000 | 884 |
| Income before extraordinary items | $1,633,000 | 1,141 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,633,000 | 1,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,565,680 | 1,171 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $29,559,000 | 1,115 |
| Total interest expense | $7,707,000 | 1,472 |
| Net interest income | $21,852,000 | 974 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $3,249,000 | 1,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,249,000 | 963 |
| Total noninterest expense | $15,438,000 | 1,109 |
| Salaries and employee benefits | $9,167,000 | 1,002 |
| Premises and equipment expense | $1,863,000 | 1,318 |
| Additional noninterest expense | $4,408,000 | 1,157 |
| Pre-tax net operating income | $9,663,000 | 1,011 |
| Securities gains (losses) | $596,000 | 254 |
| Applicable income taxes | $3,761,000 | 809 |
| Income before extraordinary items | $6,498,000 | 1,120 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,498,000 | 1,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,191 |
| Cash dividends | $2,500,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,116,560 | 1,158 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $21,706,000 | 1,106 |
| Total interest expense | $5,399,000 | 1,483 |
| Net interest income | $16,307,000 | 971 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $2,111,000 | 1,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,111,000 | 1,078 |
| Total noninterest expense | $11,394,000 | 1,116 |
| Salaries and employee benefits | $6,708,000 | 1,019 |
| Premises and equipment expense | $1,366,000 | 1,336 |
| Additional noninterest expense | $3,320,000 | 1,133 |
| Pre-tax net operating income | $7,024,000 | 1,036 |
| Securities gains (losses) | $417,000 | 297 |
| Applicable income taxes | $2,789,000 | 824 |
| Income before extraordinary items | $4,652,000 | 1,166 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,652,000 | 1,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,534 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,385,120 | 1,213 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $14,082,000 | 1,099 |
| Total interest expense | $3,295,000 | 1,525 |
| Net interest income | $10,787,000 | 971 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $1,297,000 | 1,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,297,000 | 1,111 |
| Total noninterest expense | $7,419,000 | 1,135 |
| Salaries and employee benefits | $4,387,000 | 1,033 |
| Premises and equipment expense | $891,000 | 1,361 |
| Additional noninterest expense | $2,141,000 | 1,165 |
| Pre-tax net operating income | $4,665,000 | 1,017 |
| Securities gains (losses) | $194,000 | 411 |
| Applicable income taxes | $1,805,000 | 835 |
| Income before extraordinary items | $3,054,000 | 1,153 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,054,000 | 1,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,929,840 | 1,181 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,846,000 | 1,110 |
| Total interest expense | $1,493,000 | 1,595 |
| Net interest income | $5,353,000 | 966 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $611,000 | 1,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $611,000 | 1,160 |
| Total noninterest expense | $3,640,000 | 1,157 |
| Salaries and employee benefits | $2,174,000 | 1,035 |
| Premises and equipment expense | $461,000 | 1,313 |
| Additional noninterest expense | $1,005,000 | 1,239 |
| Pre-tax net operating income | $2,324,000 | 1,008 |
| Securities gains (losses) | $77,000 | 430 |
| Applicable income taxes | $897,000 | 829 |
| Income before extraordinary items | $1,504,000 | 1,150 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,504,000 | 1,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,991 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,454,720 | 1,167 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $26,718,000 | 1,053 |
| Total interest expense | $4,635,000 | 1,755 |
| Net interest income | $22,083,000 | 888 |
| Provision for loan and lease losses | $75,000 | 5,393 |
| Total noninterest income | $2,613,000 | 1,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,613,000 | 1,092 |
| Total noninterest expense | $14,387,000 | 1,128 |
| Salaries and employee benefits | $8,450,000 | 1,017 |
| Premises and equipment expense | $1,989,000 | 1,156 |
| Additional noninterest expense | $3,948,000 | 1,257 |
| Pre-tax net operating income | $10,234,000 | 856 |
| Securities gains (losses) | $988,000 | 289 |
| Applicable income taxes | $4,155,000 | 681 |
| Income before extraordinary items | $7,067,000 | 931 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,067,000 | 932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 8,659 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,434,680 | 998 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $19,821,000 | 1,055 |
| Total interest expense | $3,312,000 | 1,809 |
| Net interest income | $16,509,000 | 893 |
| Provision for loan and lease losses | $75,000 | 4,788 |
| Total noninterest income | $1,919,000 | 1,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,919,000 | 1,118 |
| Total noninterest expense | $10,314,000 | 1,183 |
| Salaries and employee benefits | $6,032,000 | 1,066 |
| Premises and equipment expense | $1,486,000 | 1,163 |
| Additional noninterest expense | $2,796,000 | 1,324 |
| Pre-tax net operating income | $8,039,000 | 824 |
| Securities gains (losses) | $830,000 | 304 |
| Applicable income taxes | $3,318,000 | 672 |
| Income before extraordinary items | $5,551,000 | 896 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,551,000 | 897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,290 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,019,800 | 960 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,014,000 | 1,059 |
| Total interest expense | $2,082,000 | 1,901 |
| Net interest income | $10,932,000 | 895 |
| Provision for loan and lease losses | $50,000 | 4,677 |
| Total noninterest income | $1,211,000 | 1,906 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,211,000 | 1,163 |
| Total noninterest expense | $6,941,000 | 1,164 |
| Salaries and employee benefits | $4,102,000 | 1,045 |
| Premises and equipment expense | $998,000 | 1,161 |
| Additional noninterest expense | $1,841,000 | 1,321 |
| Pre-tax net operating income | $5,152,000 | 844 |
| Securities gains (losses) | $744,000 | 271 |
| Applicable income taxes | $2,203,000 | 672 |
| Income before extraordinary items | $3,693,000 | 885 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,693,000 | 885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,216,840 | 982 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,331,000 | 1,101 |
| Total interest expense | $992,000 | 2,001 |
| Net interest income | $5,339,000 | 921 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $595,000 | 1,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $595,000 | 1,152 |
| Total noninterest expense | $3,413,000 | 1,187 |
| Salaries and employee benefits | $2,030,000 | 1,065 |
| Premises and equipment expense | $444,000 | 1,312 |
| Additional noninterest expense | $939,000 | 1,279 |
| Pre-tax net operating income | $2,496,000 | 866 |
| Securities gains (losses) | $573,000 | 241 |
| Applicable income taxes | $1,146,000 | 661 |
| Income before extraordinary items | $1,923,000 | 854 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,923,000 | 854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,556,280 | 996 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $23,743,000 | 1,199 |
| Total interest expense | $4,214,000 | 2,111 |
| Net interest income | $19,529,000 | 982 |
| Provision for loan and lease losses | $100,000 | 5,309 |
| Total noninterest income | $2,176,000 | 2,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,176,000 | 1,382 |
| Total noninterest expense | $14,160,000 | 1,142 |
| Salaries and employee benefits | $8,161,000 | 1,040 |
| Premises and equipment expense | $1,804,000 | 1,258 |
| Additional noninterest expense | $4,195,000 | 1,197 |
| Pre-tax net operating income | $7,445,000 | 1,120 |
| Securities gains (losses) | $3,648,000 | 190 |
| Applicable income taxes | $4,172,000 | 717 |
| Income before extraordinary items | $6,921,000 | 931 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,921,000 | 933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,935 |
| Cash dividends | $2,000,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,586,280 | 1,323 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $17,661,000 | 1,241 |
| Total interest expense | $3,257,000 | 2,136 |
| Net interest income | $14,404,000 | 1,016 |
| Provision for loan and lease losses | $75,000 | 5,202 |
| Total noninterest income | $1,469,000 | 2,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,469,000 | 1,553 |
| Total noninterest expense | $10,507,000 | 1,167 |
| Salaries and employee benefits | $6,015,000 | 1,059 |
| Premises and equipment expense | $1,324,000 | 1,293 |
| Additional noninterest expense | $3,168,000 | 1,197 |
| Pre-tax net operating income | $5,291,000 | 1,222 |
| Securities gains (losses) | $3,231,000 | 194 |
| Applicable income taxes | $3,205,000 | 728 |
| Income before extraordinary items | $5,317,000 | 950 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,317,000 | 950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,467 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,249,160 | 1,437 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,686,000 | 1,262 |
| Total interest expense | $2,296,000 | 2,091 |
| Net interest income | $9,390,000 | 1,036 |
| Provision for loan and lease losses | $50,000 | 5,111 |
| Total noninterest income | $906,000 | 2,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $906,000 | 1,633 |
| Total noninterest expense | $6,906,000 | 1,179 |
| Salaries and employee benefits | $3,906,000 | 1,078 |
| Premises and equipment expense | $887,000 | 1,293 |
| Additional noninterest expense | $2,113,000 | 1,192 |
| Pre-tax net operating income | $3,340,000 | 1,277 |
| Securities gains (losses) | $1,894,000 | 241 |
| Applicable income taxes | $1,943,000 | 786 |
| Income before extraordinary items | $3,291,000 | 1,015 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,291,000 | 1,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,447 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,078,840 | 1,463 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,772,000 | 1,281 |
| Total interest expense | $1,272,000 | 1,940 |
| Net interest income | $4,500,000 | 1,089 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $431,000 | 2,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $431,000 | 1,650 |
| Total noninterest expense | $3,257,000 | 1,236 |
| Salaries and employee benefits | $1,881,000 | 1,122 |
| Premises and equipment expense | $457,000 | 1,253 |
| Additional noninterest expense | $919,000 | 1,318 |
| Pre-tax net operating income | $1,649,000 | 1,300 |
| Securities gains (losses) | $722,000 | 277 |
| Applicable income taxes | $864,000 | 903 |
| Income before extraordinary items | $1,507,000 | 1,106 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,507,000 | 1,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,205 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,044,920 | 1,444 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $26,738,000 | 1,149 |
| Total interest expense | $8,807,000 | 1,274 |
| Net interest income | $17,931,000 | 1,065 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $3,532,000 | 1,371 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,532,000 | 901 |
| Total noninterest expense | $14,452,000 | 1,078 |
| Salaries and employee benefits | $8,200,000 | 985 |
| Premises and equipment expense | $2,517,000 | 863 |
| Additional noninterest expense | $3,735,000 | 1,291 |
| Pre-tax net operating income | $6,891,000 | 1,226 |
| Securities gains (losses) | $1,314,000 | 357 |
| Applicable income taxes | $3,065,000 | 907 |
| Income before extraordinary items | $5,140,000 | 1,219 |
| Extraordinary gains, net | $248,000 | 28 |
| Net income | $5,388,000 | 1,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 1,992 |
| Cash dividends | $3,500,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,299,040 | 1,398 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $31,065,000 | 1,097 |
| Total interest expense | $14,695,000 | 1,094 |
| Net interest income | $16,370,000 | 1,085 |
| Provision for loan and lease losses | $89,000 | 5,845 |
| Total noninterest income | $4,683,000 | 1,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,683,000 | 692 |
| Total noninterest expense | $13,973,000 | 1,058 |
| Salaries and employee benefits | $7,040,000 | 1,054 |
| Premises and equipment expense | $3,060,000 | 701 |
| Additional noninterest expense | $3,873,000 | 1,224 |
| Pre-tax net operating income | $6,991,000 | 1,069 |
| Securities gains (losses) | $208,000 | 1,162 |
| Applicable income taxes | $2,404,000 | 1,008 |
| Income before extraordinary items | $4,795,000 | 1,136 |
| Extraordinary gains, net | $-609,000 | 9,560 |
| Net income | $4,186,000 | 1,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 2,334 |
| Cash dividends | $3,119,000 | 888 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,655,640 | 1,125 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $32,038,000 | 1,094 |
| Total interest expense | $15,584,000 | 1,118 |
| Net interest income | $16,454,000 | 1,071 |
| Provision for loan and lease losses | $58,000 | 6,353 |
| Total noninterest income | $3,004,000 | 1,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,004,000 | 858 |
| Total noninterest expense | $13,824,000 | 1,017 |
| Salaries and employee benefits | $7,768,000 | 902 |
| Premises and equipment expense | $2,567,000 | 788 |
| Additional noninterest expense | $3,489,000 | 1,306 |
| Pre-tax net operating income | $5,576,000 | 1,326 |
| Securities gains (losses) | $-68,000 | 9,301 |
| Applicable income taxes | $1,957,000 | 1,175 |
| Income before extraordinary items | $3,551,000 | 1,489 |
| Extraordinary gains, net | $-56,000 | 9,881 |
| Net income | $3,495,000 | 1,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-131,000 | 9,784 |
| Cash dividends | $5,000,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,594,520 | 1,470 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $24,196,000 | 1,340 |
| Total interest expense | $11,290,000 | 1,329 |
| Net interest income | $12,906,000 | 1,356 |
| Provision for loan and lease losses | $117,000 | 4,922 |
| Total noninterest income | $3,625,000 | 1,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,625,000 | 791 |
| Total noninterest expense | $10,703,000 | 1,290 |
| Salaries and employee benefits | $5,944,000 | 1,159 |
| Premises and equipment expense | $2,048,000 | 985 |
| Additional noninterest expense | $2,711,000 | 1,648 |
| Pre-tax net operating income | $5,711,000 | 1,335 |
| Securities gains (losses) | $-88,000 | 9,933 |
| Applicable income taxes | $1,719,000 | 1,415 |
| Income before extraordinary items | $3,904,000 | 1,382 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,904,000 | 1,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,719 |
| Cash dividends | $500,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,964,720 | 1,339 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $23,139,000 | 1,394 |
| Total interest expense | $12,162,000 | 1,282 |
| Net interest income | $10,977,000 | 1,544 |
| Provision for loan and lease losses | $117,000 | 4,814 |
| Total noninterest income | $3,431,000 | 1,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,431,000 | 838 |
| Total noninterest expense | $9,651,000 | 1,363 |
| Salaries and employee benefits | $5,140,000 | 1,275 |
| Premises and equipment expense | $1,891,000 | 1,018 |
| Additional noninterest expense | $2,620,000 | 1,643 |
| Pre-tax net operating income | $4,640,000 | 1,599 |
| Securities gains (losses) | $154,000 | 1,039 |
| Applicable income taxes | $1,648,000 | 1,483 |
| Income before extraordinary items | $3,146,000 | 1,682 |
| Extraordinary gains, net | $-14,000 | 10,405 |
| Net income | $3,132,000 | 1,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,703 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,044,360 | 1,648 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,171,000 | 1,419 |
| Total interest expense | $12,578,000 | 1,266 |
| Net interest income | $10,593,000 | 1,641 |
| Provision for loan and lease losses | $930,000 | 1,040 |
| Total noninterest income | $2,690,000 | 1,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,690,000 | 910 |
| Total noninterest expense | $8,960,000 | 1,468 |
| Salaries and employee benefits | $4,646,000 | 1,406 |
| Premises and equipment expense | $1,860,000 | 1,065 |
| Additional noninterest expense | $2,454,000 | 1,728 |
| Pre-tax net operating income | $3,393,000 | 2,228 |
| Securities gains (losses) | $621,000 | 380 |
| Applicable income taxes | $1,234,000 | 2,018 |
| Income before extraordinary items | $2,780,000 | 1,896 |
| Extraordinary gains, net | $1,000 | 40 |
| Net income | $2,781,000 | 1,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $775,000 | 939 |
| Cash dividends | $3,000,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,351,510 | 2,180 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,569,000 | 1,823 |
| Total interest expense | $10,301,000 | 1,545 |
| Net interest income | $8,268,000 | 2,178 |
| Provision for loan and lease losses | $1,837,000 | 664 |
| Total noninterest income | $2,226,000 | 1,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,226,000 | 1,069 |
| Total noninterest expense | $7,650,000 | 1,854 |
| Salaries and employee benefits | $3,493,000 | 1,888 |
| Premises and equipment expense | $1,211,000 | 1,677 |
| Additional noninterest expense | $2,946,000 | 1,770 |
| Pre-tax net operating income | $1,007,000 | 5,713 |
| Securities gains (losses) | $-32,000 | 10,876 |
| Applicable income taxes | $350,000 | 5,327 |
| Income before extraordinary items | $625,000 | 6,120 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $625,000 | 6,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,320,000 | 754 |
| Cash dividends | $1,000,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $645,480 | 5,955 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,398,000 | 1,945 |
| Total interest expense | $9,570,000 | 1,660 |
| Net interest income | $7,828,000 | 2,299 |
| Provision for loan and lease losses | $1,180,000 | 843 |
| Total noninterest income | $1,680,000 | 2,109 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,680,000 | 1,284 |
| Total noninterest expense | $6,402,000 | 2,147 |
| Salaries and employee benefits | $3,380,000 | 1,960 |
| Premises and equipment expense | $1,152,000 | 1,751 |
| Additional noninterest expense | $1,870,000 | 2,550 |
| Pre-tax net operating income | $1,926,000 | 3,615 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $672,000 | 3,358 |
| Income before extraordinary items | $1,256,000 | 3,797 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,256,000 | 3,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,960,000 | 577 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,254,700 | 3,785 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,436,000 | 2,121 |
| Total interest expense | $7,029,000 | 1,798 |
| Net interest income | $7,407,000 | 2,441 |
| Provision for loan and lease losses | $724,000 | 1,177 |
| Total noninterest income | $1,886,000 | 1,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,886,000 | 1,176 |
| Total noninterest expense | $6,132,000 | 2,297 |
| Salaries and employee benefits | $3,389,000 | 1,968 |
| Premises and equipment expense | $1,096,000 | 1,864 |
| Additional noninterest expense | $1,647,000 | 3,052 |
| Pre-tax net operating income | $2,437,000 | 2,896 |
| Securities gains (losses) | $-16,000 | 10,174 |
| Applicable income taxes | $816,000 | 2,720 |
| Income before extraordinary items | $1,605,000 | 3,001 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,605,000 | 3,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 1,896 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,615,560 | 3,002 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,999,000 | 2,226 |
| Total interest expense | $6,812,000 | 1,909 |
| Net interest income | $7,187,000 | 2,494 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,884,000 | 2,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,884,000 | 1,311 |
| Total noninterest expense | $7,037,000 | 2,081 |
| Salaries and employee benefits | $2,941,000 | 2,261 |
| Premises and equipment expense | $963,000 | 2,133 |
| Additional noninterest expense | $3,133,000 | 1,850 |
| Pre-tax net operating income | $2,034,000 | 3,253 |
| Securities gains (losses) | $344,000 | 1,179 |
| Applicable income taxes | $796,000 | 2,767 |
| Income before extraordinary items | $1,582,000 | 3,085 |
| Extraordinary gains, net | $-4,000 | 12,212 |
| Net income | $1,578,000 | 3,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $646,000 | 1,512 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,351,520 | 3,380 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,046,000 | 2,205 |
| Total interest expense | $8,875,000 | 1,910 |
| Net interest income | $7,171,000 | 2,536 |
| Provision for loan and lease losses | $988,000 | 1,860 |
| Total noninterest income | $1,275,000 | 2,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,275,000 | 1,689 |
| Total noninterest expense | $6,405,000 | 2,285 |
| Salaries and employee benefits | $2,738,000 | 2,364 |
| Premises and equipment expense | $1,036,000 | 2,029 |
| Additional noninterest expense | $2,631,000 | 2,235 |
| Pre-tax net operating income | $1,053,000 | 5,427 |
| Securities gains (losses) | $947,000 | 677 |
| Applicable income taxes | $752,000 | 2,766 |
| Income before extraordinary items | $1,248,000 | 3,675 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,248,000 | 3,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $451,000 | 2,638 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $641,920 | 5,941 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.